Why Not Mint Money
Discover the Why Not Mint Money podcast for financial success. From savvy money-making strategies to expert tips on maximizing your savings, we've got you covered. Join us on this journey to unlock your financial potential. This is a Mint production, brought to you by HT smartcast.
Wed, April 09, 2025
Term insurance simplified! Yes, self-employed can get it
Bandhan Life is among a very few life insurance companies which sell a higher number of term insurance plans than ULIPs or traditional policies. They sell term plans to self-employed too. In an interview with Mint, Satishwar B, Managing Director and CEO, Bandhan Life, sheds light on difference between term and other life insurance products and how to expand its coverage for better protection of Indian families.
Wed, April 02, 2025
Is there more glitter to gold’s rally?
Gold prices have seen a strong rally over the past two years, delivering 20% annualized returns. In today's episode of Why Not Mint Money, we quiz Vikram Dhawan, head of commodities and fund Manager at Nippon India Mutual Fund, on how he thinks investors should allocate to gold right now.
Wed, March 19, 2025
How you can buy more shares than your capital
Margin trading facility (MTF) allows you to borrow funds from your broker to buy more shares than what your capital would allow. In today's episode of Why Not Mint Money, we are in conversation with Ashish Nanda, president and digital business head at Kotak Securities, to tell us more about it.
Mon, March 10, 2025
Can Rs 250 SIP mutual fund share in Indian households' savings?
Mutual funds just make for little over 8% of Indian households' savings. Can Sebi's proposed low-ticket SIPs increase the mutual fund penetration. In today's episode of Why Not Mint Money, I am joined by Anthony Heredia, CEO of Mahindra Manulife, to talk more about this.
Fri, February 21, 2025
3 W's of Life Insurance: Why, What, and When
Life insurance is often overlooked in financial planning, yet it plays a crucial role in securing our future. In this episode of Why Not Mint Money, host Radhika Makker sits down with Mohit Garg, Chief Strategy Officer at PNB MetLife, to break down the importance of life insurance, its different types, and how to choose the right plan for every life stage. From common misconceptions to evolving insurance solutions, this conversation will help you make informed decisions about protecting yourself and your loved ones.
Mon, February 17, 2025
Investment styles: What you should know about them?
Depending on the market cycle, one investment style tends to do better than the other. In today's episode of Why Not Mint Money, we are joined by Krishna Sanghavi, CIO-Equities of Mahindra Manulife Investment Management, to tell us more about influence of economic cycles on performance of investment styles and why long-term investors are better-off keeping things simple.
Mon, February 17, 2025
Investment styles: What you should know about them?
Depending on the market cycle, one investment style tends to do better than the other. In today's episode of Why Not Mint Money, we are joined by Krishna Sanghavi, CIO-Equities of Mahindra Manulife Investment Management, to tell us more about influence of economic cycles on performance of investment styles and why long-term investors are better-off keeping things simple.
Mon, February 03, 2025
Should you register rental agreement?
As far as rental agreements go, often tenants and landlords avoid registering it, to save on registration costs and stamp duty. But what are the legal implications of an unregistered rental agreement. In today's episode of Why Not Mint Money, we are joined by Alay Razvi, managing partner, Accord Juris and Shashank Agarwal, advocate, Delhi High, to tell us more about this.
Thu, January 16, 2025
Financial Planning Tips for Women
When it comes to investing and financial planning, what should women keep in mind. In today's episode, we are joined by Alpa Shah, author of book 'Every Woman Should Invest' and chartered wealth manager, to talk tell us more about it.
Thu, January 09, 2025
How to Get Residency in a Foreign Country
A real estate investment can give you long-term residency in another country. But what are the advantages of getting a residency permit in another country and what are its costs. We are joined by Binu Varghese, regional director - India, RIF Trust, to tell us more about this.
Mon, December 30, 2024
Where the rich are investing: art, whisky, global residencies
The Navigating Future of Wealth Report 2024, by the global migration platform Multipolitan, talks about the latest investing and wealth trends among the ultra-high networth (UHNI) families. In today's episode of Why Not Mint Money, we are joined by Nirbhay Handa, CEO of Multipolitan, along with Sandeep Jain, senior managing partner at Multipolitan, to talk in more detail about how UHNIs are pursuing and preserving their wealth.
Mon, November 25, 2024
Grandparents Investing For Grand Kids: Do's & Don'ts
Grandparents love to go the extra mile for their grandchildren, and investing in their future is a wonderful way to show care. However, navigating the world of financial investments for minors can be tricky. This episode breaks down the dos and don’ts of investing for grandchildren, covering the legalities, practical steps, and best options available. From fixed deposits and mutual funds to the newly launched NPS Vatsalya and children’s insurance plans, we’ll guide you through the right way to secure your grandchildren’s financial future. Learn how to maximize your investments, avoid common pitfalls, and ensure tax efficiency.
Mon, October 28, 2024
An entrepreneur's investment journey and business lessons
How do you get the courage to leave your full-time job to start on your own? Sanjay Rammoorthy, an ex-journalist and communications specialist, talks about being an entrepreneur, an early stock market investor, and running his business with the help of his investments.
Mon, October 21, 2024
Should you buy unlisted Swiggy shares? Abhishek kumar shares insights
In this episode, we talk with Abhishek Kumar, a SEBI RIA and founder of SahajMoney®, about the growing interest in unlisted equity. Abhishek shares insights into why investors are rushing to buy unlisted shares, the associated risks, and practical advice for those looking to enter this asset class.
Thu, October 17, 2024
Small-cap funds: Invest with caution!!
Stock markets have started to see some volatility. There have been concerns over valuations in certain pockets of markets, especially in mid- and small-caps. In today's episode of Why Not Mint Money, we are joined by Sandeep Bagla, CEO of Trust Mutual Fund, on risks and potential rewards of investing in small-cap funds.
Fri, October 11, 2024
Navigating the wealth creation journey across life stages
Wealth creation is a long-term journey, spread across different life stages with complexities and potential twists and turns. How can you optimize it, how can you navigate it? To tell us all about this, we are joined by Rohit Sarin, co-founder of Client Associates and author of 'Unlocking Wealth: Secrets to Getting Rich at Any Age'. Tune in for more
Sat, October 05, 2024
Long Short AIFs vs. Arbitrage Funds, Vaibhav Sanghavi explains!
this episode, we're joined again by Vaibhav Sanghavi, CEO of ASK Hedge Solutions, with over 20 years of expertise. We previously did an episode with Vaibhav on arbitrage funds post-2024 and how long short funds can be a great alternative. If you haven’t checked that out yet, be sure to listen to it before diving into this one! Today, Vaibhav breaks down long short funds, who should invest, the risks, and how to choose the right one for your portfolio.
Tue, October 01, 2024
From Investment to Lifestyle: Mastering Retirement Planning
In this insightful episode of Why Not Mint Money, host Radhika Makker is joined by Nidhi Sinha, editor of Outlook Money, to discuss an often-overlooked topic - retirement planning. As India's elderly population grows rapidly, it's crucial to rethink how we prepare for this phase of life. Nidhi brings her 25 years of expertise in personal finance to offer actionable steps for those in their 30s and 40s, debunk common misconceptions, and explore the balance between short-term financial goals and long-term retirement security. Tune in to learn how lifestyle choices impact your retirement and the role of events like the 40After40 Expo in shaping your future financial health.
Tue, October 01, 2024
How reverse mortgage can help retirees
A reverse mortgage can let someone in their retirement years needing a stable source of income, fall back on his or her property to bridge the income gaps. In today's episode of Why Not Mint Money, we are in conversation with Raj Khosla, managing director of MyMoneyMantra.com to talk more about this.
Mon, September 30, 2024
Fan Favourite- Why do we need young SEBI investment advisors?
Youngsters in their twenties do not take investment seriously. They tend to take guidance from multiple people who may not be financially aware themselves. A Sebi-registered investment advisor could be a one-stop-shop solution for all your money troubles. Tune in to listen to Abhishek Kumar, a Sebi-registered investment advisor and founder of SahajMoney discuss how financial advisory works for youngsters.
Fri, September 27, 2024
Identify Flaws in Your Insurance in Less Than 5 Minutes
In this episode, host Aprajita tackles an important topic that many face—insurance claim rejections. Aprajita is joined by Deepak Bhuvneshwari Uniyal, Co-Founder & CEO of Insurance Samadhan, a platform dedicated to resolving insurance grievances and disputes. Together, they explore the most common reasons for claim rejections and the proactive steps policyholders can take to ensure their claims are approved immediately. Listeners who want to safeguard themselves from future rejections and gain valuable insights into the insurance process will find this episode essential. Stay tuned for a conversation that could save you time, stress, and money
Thu, September 12, 2024
How this mutual fund industry veteran manages his finances?
In today's episode of Why Not Minty Money, we are joined by Ved Prakash Chaturvedi, 59, who is a mutual fund industry veteran. He talks to us about how he manages his investments, where he invests and also what's his outlook on markets from hereon.
Mon, September 09, 2024
What about arbitrage funds post budget 2024?
In this episode, we sit down with Mr. Vaibhav Sanghavi, CEO of ASK Hedge Solutions, to delve into the recent tax changes that have impacted arbitrage funds. As these funds face the challenge of lower returns, Mr. Sanghavi shares his insights on what this means for investors. He explores alternative investment options that could potentially offer better returns. Tune in for more
Fri, September 06, 2024
What are the perils of copycat investing
Mutual funds regularly disclose their factsheets -- which if tracked regularly -- can indicate the buy and sell decisions of the mutual fund manager. But can buying direct stocks by copying your fund manager's moves, work in your favour? In this episode of Why Not Mint Money, we are joined by Bhavesh Damania, founder of Wisdom Edge Investments, to find out more about this.
Thu, September 05, 2024
Attention! Don't download apk files; new fraud in town
In this episode, Aprajita talks about the latest digital scam making waves – fraudulent APK files. As more people download apps from unofficial sources, cybercriminals are finding new ways to exploit unsuspecting users, leading to significant financial and personal harm. Aprajita breaks down how these APK frauds operate, why they pose such a serious threat, and what steps you can take to protect yourself. Stay tuned and learn how to safeguard your data and devices from this new wave of digital fraud!
Mon, August 26, 2024
Can focused funds act as alternative to PMS funds
Portfolio management services (PMS) face new challenges after the Union Budget for 2024-25 increased tax on long-term and short-term capital gains. As stocks are held in the investor's demat account in PMS, every buy and sell decision of the PMS manager has a tax impact for the investor, unlike a mutual fund. What are the alternatives for PMS investors? Like PMS strategies, focused funds also take concentrated high-conviction investment calls. In this episode of Why Not Mint Money, Anthony Heredia, chief executive officer of Mahindra Manulife Mutual Fund, talks on whether focused funds can act as an alternative for PMS investors.
Wed, August 21, 2024
Why is DSP betting on Hrithik's Comeback?
DSP is launching a scheme that will equally split the corpus among the top 10 stocks by market capitalization, dubbed "HRITIK" (HDFC Bank, RIL, ITC, TCS, Infosys, and Kotak Bank). These companies have recently underperformed as investors shifted to small and mid-caps. Sahil Kapoor, DSP MF's market strategist, joins us to discuss their bet on a "HRITIK" comeback.
Fri, August 09, 2024
What is a cockroach portfolio?
What does it take to build an investment portfolio that can last for generations? How do you ensure that your wealth is preserved and grows steadily, even in the face of market volatility and economic downturns? In this episode of Why Not Mint Money, we explore the concept of the "cockroach portfolio" with Ashutosh Bishnoi, director of Multi-Act. But what exactly is a cockroach portfolio, and why is it named after one of the most resilient creatures on earth? The idea behind this investment strategy is to create a portfolio that can withstand various financial challenges, much like the cockroach can survive in almost any environment. It's designed for those who seek long-term wealth preservation and want to build a financial legacy that endures.
Fri, August 09, 2024
Investment opportunities in EV with Mirae's Siddharth Srivastava
Welcome to another episode of our podcast, Today, we have a very special guest with us, Siddharth Srivastava, the Head of ETF Product and Fund Manager at Mirae Asset Mutual Fund. Siddharth will be sharing his insights on the exciting and rapidly evolving sector of electric vehicles (EVs) and the investment opportunities it presents. We'll be focusing on Mirae Asset's NIFTY EV and New Age Automotive ETF, a fund designed to capitalize on the growth of the EV sector and related industries. Stay tuned as we explore the progress of EV penetration in India, the sectors set to benefit, and the compelling reasons to consider investing in this trend.
Tue, July 30, 2024
Guide for NRIs coming back to India
Our host Sashind Ningthoukhongjam speaks to Sagar Soman, NRI Tax expert, about the financial challenges NRIs face when moving back to India. They discuss handling foreign assets, converting bank accounts under FEMA, and understanding tax implications like the RNOR status. Sagar shares stories of clients and offers tips on managing finances for a smooth transition.
Tue, July 23, 2024
How an NRI can ace property sale in India
Mint's Shipra speaks to Urvil Modi, founder and CEO, Samriddhi Wealth Management, about the multitude challenges NRIs face in selling property in India and how they can reduce the complexities.
Thu, July 18, 2024
Don't surrender your LIC policy!
The premium due date for your LIC policy is coming, but you do not want to pay it. You want to surrender your policy. While you will get some money in return (lower than premiums paid so far), your death benefit will be gone. What if you get the money and part of the death benefit still continues? Ketan Mehta, founder & Director of ACESO Endowment Services, has found a way out - assign your policy to a trust set up by Mehta. Watch the video to know more.
Mon, July 15, 2024
Financial Mastery with Robin Bhowmik of Manipal Academy of BFSI
In the latest episode of Why Not Mint Money, host Radhika Makker is joined by Robin Bhowmik, Chief Business Officer at the Manipal Academy of BFSI, to shed light on the intricacies of financial planning. With over 28 years of global experience in business transformation and revenue growth, Robin brings a wealth of knowledge to help listeners understand and overcome common financial planning challenges. Whether you're a young professional, a goal-setting individual, or someone looking to secure a stable future, this episode is packed with practical advice to guide you on your financial journey. Robin discusses essential steps for effective financial planning, including the importance of budgeting, expense tracking, and balancing short-term needs with long-term goals. He also highlights the benefits of seeking professional guidance and how Manipal Academy's programs and resources can support your financial aspirations. Tune in to gain valuable insights!
Wed, July 10, 2024
How to pick a debt mutual fund
Debt mutual fund schemes offer stability and can help investors diversify their investments and be suitable for their short- to medium-term goals. In today's episode of Why Not Mint Money, we are joined by Rahul Pal, chief investment officer-fixed income of Mahindra Manulife Mutual Fund, to share tips on how investors should identify a suitable debt scheme.
Tue, July 09, 2024
Opportunities in Global Markets: Insights from Subho Moulik of Appreciate
In the latest episode of Why Not Mint Money, we delve into the transformative power of digital finance and its impact on emerging markets. Our special guest, Subho Moulik, Founder and CEO of Appreciate, shares his extensive experience and insights into making global stocks, mutual funds, and ETFs accessible to a broader audience. With over 25 years of experience in top-tier organizations such as Arthur Andersen, Ernst & Young, Citigroup, and McKinsey, Subho offers a deep dive into the benefits of a varied investment portfolio, the dynamics of the US stock market, and the role of artificial intelligence in modern investment strategies. Join host Radhika Makker as she explores practical advice for individuals looking to start and manage investments in international markets. Discover how apps like Appreciate simplify the investment process, assist in choosing the right funds, and leverage AI to enhance decision-making. Whether you're an experienced investor or just starting, this episode provides valuable insights into capitalizing on the global market and navigating the complexities of digital finance.
Tue, July 09, 2024
Importance of financial literacy for school students
Financial literacy is a crucial skill that can significantly impact an individual's life. Learning about money management, budgeting, saving, and investing early can set a foundation for financial stability and success in adulthood. Introducing financial literacy to students equips them with the knowledge and skills to make informed financial decisions, avoid debt, and build wealth. In today's episode, our host Aprajita sits down with students from Sanskriti School. Together, they discuss the importance of financial literacy for young people, sharing personal stories and practical tips on managing money wisely.
Wed, July 03, 2024
Do you need passive hybrid funds?
Sebi has proposed a new category of funds - passive hybrid funds. In today's episode of Why Not Mint Money, we are in conversation with Arun Kumar, head of research at FundsIndia, on what this new fund category means for investors. Tune in for more.
Mon, July 01, 2024
Rise of passive trends with UTI AMC's Sharwan Goyal
Are passive funds gaining traction in India like they are in developed markets? In this episode, we chat with Sharwan Goyal, Fund Manager and Head of Passive, Arbitrage, and Quant Strategies at UTI AMC. He shares his expert insights on this trend and helps investors understand how to choose between ETFs and Index funds. Sharwan addresses the common concern of liquidity in ETFs and discusses how the industry can tackle this issue. He also highlights exciting emerging opportunities within passive funds and explains what UTI AMC is doing to popularize passive funds among distributors and investors. Join us for an easy-to-follow discussion on the future of passive investing in India.
Fri, June 28, 2024
National Doctor's Day 2024: How medical professionals can deal with legal suits
On National Doctor's Day, we caught up with Dr. Bachi Hathiram, president, of All India Rhinology Society, and Abhishek Bondia, principal officer and managing director at SecureNow.in to discuss legal challenges that doctors face and how they can protect themselves against those. Tune in for more.
Wed, June 26, 2024
How gig-based income can help in post-retirement period
PGIM India Mutual Fund has released a report, identifying 50 gigs or skills that can continue to be part of an individual's post-retirement period, and be a source of regular income even in post-retirement years. In today's episode of Why Not Mint Money, we are joined by Ajit Menon, chief executive officer of PGIM India Mutual Fund, to tell us more about it.
Tue, June 25, 2024
How does PPFAS hunt for stock ideas?
Choosing the next multi-bagger stock for your portfolio is difficult. What is the right hunting ground and what mental models should you have? What if you're a student and want to pursue investment management, then how do you navigate through the clutter? To share all this and more, We've invited Raunak Onkar, Co-fund manager and head of research at PPFAS MF for this episode along with our regular host Sashind Ningthoukhongjam.
Tue, June 25, 2024
Banks allow parking extra cash in home loan account to reduce interest, but should you?
In this episode of the Mint Money Matters Podcast, Shipra sits down with Nanda Padmanabhan, Deputy General Manager of Communications at Bankbazaar, to explore the advantages of opting for a home loan with an overdraft (OD) facility. Nanda breaks down the concept of an OD facility, explaining how it works, its unique benefits, and why it might be a smart choice for homebuyers. Tune in to learn more.
Sat, June 22, 2024
Why young India needs Sebi-registered investment advisors?
Youngsters in their twenties do not take investment seriously. They tend to take guidance from multiple people who may not be financially aware themselves. A Sebi-registered investment advisor could be a one-stop-shop solution for all your money troubles. Tune in to listen to Abhishek Kumar, a Sebi-registered investment advisor and founder of SahajMoney discuss how financial advisory works for youngsters.
Thu, June 20, 2024
Why rental growth of top cities has gone down
Growth of residential rentals has gone down in Q2 of 2024 in top cities, according to ANAROCK Group. In this episode of Why Not Mint Money, we are joined by Prashant Thakur, regional director & head – of research, ANAROCK Group, on what has led to this slowdown and it is expected to continue.
Mon, June 10, 2024
Should you create a will or a trust?
We fulfill our responsibilities for our loved ones while we are living. What if something happens to us? Our duty is to create a well-organized will so that our wealth can be easily passed on to our family members. Pritika Kumar, co-founder of a legal platform, No Grey, and WhyNotMintMoney host Aprajita Sharma discuss the same in this episode.
Fri, May 24, 2024
Want to work abroad? Know lesser known unfair rules in the UK, US
Indians working abroad and foreign nationals working in India get different treatment when it comes to contributing to social security schemes and withdrawing from it. The Karnataka High Court ruling has made the matter worse. Tune in to this episode of WhyNotMintMoney to understand all about it from our host Aprajita Sharma.
Tue, May 21, 2024
How To Identify Red Flags In Financial Advisors
Navigating the vast ocean of more than 1500 mutual fund schemes is no easy task, and it's certainly not everyone's cup of tea. That's why many turn to investment advisors for guidance. However, choosing the right advisor is crucial because a bad investment advisor can lead to disastrous financial consequences. In this episode, we'll delve into the telltale signs of a bad investment advisor. How do you spot one? What red flags should you be aware of? And most importantly, how can you protect your hard-earned money from falling into the wrong hands? Joining us today is Radhika Makker, Senior Producer at HT Smartcast. Together they will discuss key warning signs, common pitfalls, and practical tips to ensure your advisor is working in your best interest.
Fri, May 17, 2024
Can clubs, trusts, societies invest in equities?
Are you part of a club where you pay membership fee? Do you pay maintenance charges of a housing society where you live? Collectively, it is a lot of money. Did you ever wonder how is this money used or managed? People managing funds for such institutions are under wrong impression that they cannot invest in anything beyond FDs. But even equities are allowed. Catch Pritika Kumar, co-founder of a Gurgaon-based legal platform, No Grey, to explain various investment options as per legal structure of a housing society, sports clubs, art & culture clubs, temple and other public trusts.
Thu, May 16, 2024
Should you invest in gold now?
Gold prices tend to do well when stock markets are volatile, as is the case right now. Gold prices have also seen steady growth in last one year. But where is gold headed from hereon and should you add the precious metal to your portfolio? In today's episode of Why Not Mint Money, we are joined by Vikram Dhawan, fund manager, Nippon India Mutual Fund, to answer these questions.
Wed, May 15, 2024
Mistakes NRIs are making when selling property in India
Mint's Shipra explains why the India tax department is sending out a flurry of tax notices to NRIs who have sold property in India. Join Shipra as she navigates the complexities of tax compliance, offering insights and implications for NRIs caught in the crossfire.
Mon, May 13, 2024
Asset Allocation with Finnovate's Nehal Mota
What is asset allocation? In this episode, Nehal Mota, a seasoned financial advisor, discusses the fundamentals of asset allocation. She explains its importance in investment planning, the impact of risk tolerance on decision-making. Nehal outlines key asset classes, advises on portfolio diversification, and explains how allocation strategies vary with life stages. She also shares the importance of regular review and rebalancing, common misconceptions, shares case studies, and advice for beginners.
Fri, May 10, 2024
How a mom entrepreneur taught money lessons to her daughter
In this special episode, host Aprajita sits down with Shilla Shree, the founder of Search Partners, an executive search consultancy firm, to discuss how a mom entrepreneur taught money lessons to her daughter. Shilla shares practical advice for single mothers, drawing from her own experiences in teaching her child financial responsibility, budgeting, and the value of money. Tune in for a candid and empowering discussion that offers valuable insights for single mothers and anyone looking to raise financially savvy children.
Wed, May 08, 2024
Don't let fear of missing out or FOMO fool you
Often when a particular asset class has seen a large price appreciation, investors get FOMO. However such FOMO can lead to poor investment decisions as the asset valuations are usually at their peak when FOMO kicks in. Any small issue in the asset can lead to huge correction as investors expecting best-case scenarios, start to panic sell. In today's episode of Why Not Mint Money, we are joined by Tarun Birani, founder of TBNG Capital Advisors to talk more about this.
Mon, May 06, 2024
Is the Rs.10,000 bond ticket size good for investors?
Mint's Sashind invites Ajinkya from Wint Wealth to understand the bond market dynamics for retail investors if the ticket size of privately listed bond is brought down to Rs.10,000, from Rs.1 lakh.
Mon, May 06, 2024
Costs of borrowing funds from brokers to buy shares
Your broker can lend you some money if you want to buy shares but don't have adequate balance in your broking account. But these funds come at a certain interest rate. In today's episode of Why Not Mint Money, we talk with Jay Prakash Gupta, founder of Dhan, about what is margin trading facility.
Wed, May 01, 2024
How a health regulator can solve your claims trouble
Insurance companies and hospitals are mostly at loggerheads when it comes to claims settlement. While insurance companies are regulated by IRDAI, healthcare industry is unregulated. The government is rightfully mulling over having a health regulator. Dr. S Prakash, CEO/MD Designate at Galaxy Health and Allied Insurance, joined Aprajita Sharma in this episode to shed light on the same.
Tue, April 30, 2024
Are High-Yield Alternatives Worth It?
Mint's Sashind invites Yash Roongta who runs the popular blog 'Alt Investor' to detour the risk and the rewards equation in the alternative investments space.
Fri, April 26, 2024
When Quality Meets Momentum: Insights from Mirae's Siddharth Srivastava
Description: In this insightful podcast episode with Siddharth Srivastava, the ETF head at Mirae Asset Mutual Fund, we have discussed the Nifty SmallCap 250 Momentum Quality 100 Index/ETF. Siddharth shares his views on how this unique index is curated, its performance history, and the advantages it offers to investors. Discover some interesting details of investing in these ETFs, how they can enhance your portfolio.
Wed, April 24, 2024
Paid-up, loan or assignment: Options beyond surrender in a life insurance policy
The awareness around term insurance plans is growing which is the best product to protect your family in case something happens to you. However, most people are stuck in traditional insurance plans that neither give you enough life cover nor attractive returns. What to do if you want to get rid of such policies? Satprem Mohanty, co-founder of ValuEnable simplifies it for you.
Fri, April 19, 2024
Nuts and bolts of health insurance with Go digit's Tanya Marwah
Ever felt lost in the maze of health insurance? Join this conversation with Mint's Anil Poste and Tanya Marwah, Head of Marketing at Go Digit, as she simplifies the complexities, making health insurance easy to understand and navigate. In this episode, Tanya shares invaluable insights on choosing the right health insurance, reducing claim rejections, and overcoming psychological barriers to online purchases. Discover how technology is revolutionizing the sector and get a glimpse into the future of health insurance. Tune in to gain clarity and confidence in managing your health finances.
Wed, April 17, 2024
Stock market correction amid Iran-Israel tensions: What should you do?
Stock markets are seeing sharp correction amid growing tensions between Iran and Israel. In today's episode of Why Not Mint Money, we are joined by Vijay Kuppa, CEO InCred Money, to tell us how investors can navigate through these bouts of market volatility.
Mon, April 15, 2024
The easy way to pick between the new and old tax schemes
Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit Consultancy about the easy steps of choosing the right tax scheme to save maximum tax. He advises understanding your finances, comparing old and new schemes, and planning ahead. Buddhadev stresses using technology and seeking professional help for clarity. By knowing your income sources and goals, and grasping tax rules, you can make informed decisions. Tune in for more
Mon, April 15, 2024
The curious case of 'non-bankable cheque' and EoI scam in real estate
Big developers have been promoting upcoming projects slyly before they receive the RERA registration number. They ask people to share an 'expression of interest' to drive demand while gullible homebuyers fall for it even as the RERA Act prohibits any kind of promotion or advertisement until the project is launched. Aprajita Sharma of Mint Money shares details in this episode of the Why Not Mint Money podcast.
Sat, April 13, 2024
Market Mood with Vijay Kedia
Ace Investor Vijay Kedia tells us what he thinks about the small and mid-cap valuations, whether investors should touch the hot SME IPO market, how much steam is left in the PSU rally, and his advice to upcoming future & options traders.
Wed, April 10, 2024
Emergency fund: How and why of it
In today's day and age, you can suddenly be in a financial crisis with the loss of a job or a health emergency. Hence, it is important to build an emergency corpus and be prepared. In today's episode of Why Not Mint Money, we are in conversation with Avinash Luthria, a registered investment advisor, on how individuals can build up an emergency corpus. Tune in for more.
Mon, April 08, 2024
Investor's guide: Momentum Investing with Capitalmind's Anoop Vijaykumar
What is momentum investing? Join is interesting conversation with Mint's Anil Poste and Anoop Vijaykumar, Fund Manager and Head of Research at Capitalmind. Anoop shares insights into what sets momentum investing apart, the key factors in identifying momentum stocks, and how to manage risk in this strategy. He also discusses successful momentum investing stories. Whether you want build your own momentum portfolio or looking for products that follows momentum strategy., this conversation offers valuable insights and practical advice for investors.
Fri, April 05, 2024
Investment lessons from WhiteOak India CEO
Sashind Ningthoukhongjam delves into an intriguing dialogue with Ashish Somaiyaa, Chief Executive of WhiteOak India AMC, exploring his investment philosophy, methods for team member selection, and invaluable lessons gleaned from CEOs he's collaborated with throughout his career.
Thu, April 04, 2024
IRDAI junks surrender value proposals: What it means for you
Should you get higher surrender value if you breach your life insurance contract midway? Sumit Ramani, Actuary and Co-founder, ProtectMeWell.com disagrees. A better way out is to link the distribution commission with the persistency so that distributors sell it to only those serious about holding the policy till maturity, he says. In a conversation with Aprajita Sharma of Mint Money, he decodes all of it.
Wed, April 03, 2024
How you can guard against insurance mis-selling
Mis-selling of insurance products has become a serious issue in the insurance industry. In today's episode of Why Not Mint Money, we are joined by Abhishek Bondia, principal officer and managing director of SecureNow, on how consumers can guard against insurance mis-selling.
Sat, March 30, 2024
With ELSS gone, which last-minute tax saving options are left
Mint's Shipra speaks to Sambhav Daga, a chartered accountant, about the last-minute tax saving options left before 31 March deadline
Tue, March 26, 2024
What to do if your home loan interest rate is over 9%
Mint's Shipra speaks to Adhil Shetty, CEO, Bankbazaar about what homeowners with sticky rates can do. In this episode, they explore actionable strategies for homeowners facing this challenge, shedding light on potential solutions and practical steps to navigate the situation effectively. Tune in for more.
Mon, March 25, 2024
Why women should plan their finances?
In today's episode with Mint's Anil Poste, We have discussed the importance women's financial management with Sonam Srivastava, Founder of Wright Research. Why women should plan their finances and how can they start. Sonam shares some practical strategies and insights to overcome common financial challenges. Tune in to this interesting conversation gain valuable tips on investing, preparing for emergencies, and making financial decisions with confidence
Thu, March 21, 2024
Inheritance laws that women must know
Do you know that the wife doesn't inherit 100% of her husband's wealth if something happens to him? It gets distributed equally among class-I heirs of the husband. In case a married woman passes away, her assets go to her in-laws before her own parents. Know more such inheritance laws in this podcast.
Wed, March 20, 2024
How Quant MF's founder manages his own finances
In today's episode of Why Not Mint Money, we quiz Sandeep Tandon, chief executive officer and chief investment officer of Quant Mutual Fund, on how he manages his own investments and finances.
Mon, March 18, 2024
Wealth Trends and challenges
In this podcast Mint' Anil Poste and Rahul Jain who heads Nuvama Wealth discuss some trends and the challenges HNIs face today and the possible solutions. Join this conversation to understand the strategies, challenges, and successes that define their journey towards financial prosperity.
Thu, March 14, 2024
Going to study abroad? Check out health insurance
Insurance is not a priority when you are planning to go study abroad. Most people choose what universities are offering. But, Indian insurance companies also offer overseas student travel plans that not only cover the hospitalization cost but also offer non-medical benefits. Tune in to know more.
Wed, March 13, 2024
A product manager who bought car with his credit card, saved 8%
Mint's Shipra speaks to Ranchi-based Nishant Gaurav about the benefits and pitfalls of buying a car with credit cards
Tue, March 12, 2024
How India's top fund manager manages his own investments
Rajeev Thakkar, chief investment officer of PPFAS Mutual Fund is one of the most well-known fund managers in India. He oversees around ₹60,000 crore worth of investor assets as the CIO. In today's episode of Why Not Mint Money, we quiz him on how he manages his investments
Mon, March 11, 2024
Five easy money lessons
Mint's Sashind Ningthoukhongjam talks to Vivek Kaul, author of Bad Money, about five money lessons he's picked up by reading Morgan Housel's books and blogs. Housel is the author of the bestselling book 'Psychology of Money'
Sat, March 09, 2024
Should you invest in bonds now? - Debt Funds Vs Bonds
What is the buzz around the bonds? Dive into the world of corporate bonds to find out what's happening in today's WNMM podcast with the Mint's Anil Poste with Mr. Mukesh Kochar, National Head, AUM Capital Markets Pvt Ltd. as he reveals the secrets behind their soaring demand and the future of retail investor involvement. From tax benefits to asset allocation, this podcast covers everything you need to know about investing in bonds. Don't miss out on this insightful discussion!
Thu, March 07, 2024
Mother-daughter duo on their financial bonding
Around International Women's Day every year, we discuss a lot about women's empowerment. But the real discussion should be around women's financial empowerment. Join us in this exciting episode to hear a mother-daughter duo talk about their financial journey. Tune in for more.
Wed, March 06, 2024
Retirement Planning Tips For Women
Mint's Shipra speaks to Anu Jain, President, Equity Advisory, NDPMS, 360 ONE Wealth to discuss how women can effectively plan for retirement.
Wed, March 06, 2024
How do RIA fintech apps work?
Mint's Sashind Ningthoukhongjam talks to Vivek Banka, Co-founder of Goal teller, an RIA fintech platform on how it's different from biggies like Groww, Zerodha, and PayTm Money and for whom is it suitable for.
Fri, March 01, 2024
Wealthy India! Why the rich are getting richer
Luxury catches attention, especially in a country where income disparity is a fundamental problem. Why do rich people keep getting richer? What do they do differently? Where do they invest? In this podcast, Nitin Jain, Chairman, Neo Group brings forth interesting insights from the world of riches.
Wed, February 28, 2024
Financial planning tips for women
Financial planning is important for everyone, whether it is women or men. Still, women investors account for just a fifth of mutual fund investors in India. With Women's Day around the corner, we are joined by Kavitha Menon, founder of Probitus Wealth, to discuss how women can invest their money and plan their finances in a disciplined manner.
Tue, February 27, 2024
How NRIs can save tax on MFs?
Mint's Sashind Ningthoukhongjam talks to Harshal Bhuta, partner at P.R. Bhuta & Co. to understand how NRIs of some countries can avail tax benefits on MF invetments under the double tax avoidance agreement.
Thu, February 22, 2024
The Investment Hot Seat | Top investment options for college students
Investing as a college student can be a great way to build wealth over time, but it's important to approach it with caution and a long-term perspective. Before diving into the investment tips, it's crucial to recognize the unique financial position of college students. To learn more about the early benefits of investments, the 5 best mutual funds to consider, and mistakes to avoid in your early 20s, tune in to our latest episode. Our guest, Aprajita Sharma, a senior correspondent, will discuss everything about money and help make your investment journey smarter and more effective.
Wed, February 21, 2024
What is driving interest in multi-asset funds?
Amid an uncertain environment in equity markets, mutual funds are looking to offer low-risk options to investors. Several fund houses are launching multi-asset funds, which diversify across different asset classes to reduce single asset-class risk. In today's episode, we are joined by Anthony Heredia, MD and CEO of Mahindra Manulife Mutual Fund, to decode what investors can expect from the different multi-asset funds that are operating in the industry.
Tue, February 20, 2024
What Gold ETF's - The best way to invest in Gold.
In this episode, we explore the of Gold Exchange-Traded Funds (ETFs), offering a convenient and secure way to invest in gold without the need for physical ownership. Discover the benefits, historical importance, and unique relationship of gold with other asset classes.
Mon, February 19, 2024
Decode the Complexities of Finance with Siddharth Srivastava, Mirae Asset
In this episode, Siddharth Srivastava, Head of ETF Product & Fund Manager at Mirae Asset Investment Managers India Private Limited sheds some light on multi-factor investing, the unique features of small-cap 250 index, ETFs and more. They delve into some intriguing investment strategies and plans. If you're a beginner or someone who feels overwhelmed by the array of investment products and plans, then this episode is just for you. Tune in to carve out the right investment plan that will act as a roadmap to help you manage your money.
Fri, February 16, 2024
Health Insurances on EMIs: Know the pitfalls
Insurance companies and insurance distribution platforms have been promoting monthly premium payment option in health insurance. While monthly and quarterly payment options help people in managing their cash flows, financial advisers have warned of the risks involved. Nisha Sanghavi, a Mumbai-based certified financial planner having an expertise in insurance, discusses the same in this podcast with Aprajita Sharma of Mint Money.
Wed, February 14, 2024
Get all your finances in one place. Here is how
The Reserve Bank of India has launched the account aggregator framework, which aims to put all your finances in one place. In today's episode we are joined by Bertram D'Souza, chief executive officer of Protean Account Aggregator and the convener of AA steering committee, to talk more on this.
Tue, February 13, 2024
What is ETF Investing?
What is ETF? Discover the most easiest ways of investing, making it easy for you to grow your wealth. In this episode Anil Poste shares the everything you need to know about ETFs
Fri, February 09, 2024
5 mistakes to avoid when investing in MFs
Rs 50 trillion! The assets under management in the mutual fund industry has grown from Rs 23 trillion in December 2028 to Rs 50 trillion as on December 2023. A lot of people have started investing in mutual fund schemes. In this podcast, we shall tell you five mistakes to avoid when investing in MFs. Tune in now
Thu, February 08, 2024
Personal Finance lessons from an ex-RM
Mint's Sashind Ningthoukhongjam talks with his colleague Anil Poste about how people can safeguard themselves from rapid misselling at banks. Anil also shares his experience dealing with HNI clients and why he pivoted his career from finance to journalism.
Thu, February 01, 2024
How to reduce insurance premium for senior citizens
Health insurance premiums have been on a rising spree. More so for senior citizens. They either pay it by themselves or their children do it for them. What do we do if premiums become simply unaffordable? Aprajita Sharma of Mint Money will tell you just that in today's podcast.
Wed, January 31, 2024
Will the election budget have mega tax sops?
Mint's Shipra in a conversation with Mayank Mohanka, founder of TaxAaram India and a partner at S.M. Mohanka & Associates, decodes what to expect from the budget this year.
Wed, January 31, 2024
What should you do when big old funds underperform
There are just few mutual funds in the industry that can boast of a 20-30 year track record. But recently some of these funds have been underperforming. In today's episode of Why Not Mint Money, we are joined by Nirav Karkera, head of research, Fisdom, to talk more on this.
Thu, January 25, 2024
CIBIL score, discreet process & more: Gold loans to ease money crunch
Facing liquidity crunch? Instead of applying for personal loans at exorbitant interest rates, you should consider gold loans. Umesh Mohanan, Executive Whole Time Director at Indel Money decodes the process, loan to value and other aspects in this podcast with Aprajita Sharma of Mint Money.
Wed, January 24, 2024
Want to save taxes? A guide to investing in ELSS fund
This is the time of the year to make sure that all your tax-saving investments are done and dusted. In today's episode of Why Not Mint Money, we chat with Vijay Kuppa, CEO of InCred Money, on what makes ELSS mutual funds an attractive option for investors looking for tax-saving investments.
Mon, January 22, 2024
Tortoise and Hare: PPFAS and Quant MF
Just before the pandemic, it was hard to imagine that PPFAS and Quant MF would hit the 50,000 crore asset under management mark so soon. Now both of them have but apart from AUM, they have little in common. Nirav Karkera joins in from Fisdom to discuss what's different and who should opt for which fund.
Wed, January 17, 2024
Is it good time to invest in fixed deposits?
With the interest rates offered by fixed deposits still at higher levels, is it a good time to lock-in investments before central banks start to cut rates. In this latest episode of Why Not Mint Money, we chat with Raj Khosla, founder of MyMoneyMantra.com, to tackle this question.
Tue, January 16, 2024
How NRIs can tackle property management challenges
Mint's Shipra gives a handy guide on how NRIs can manage their real estate properties sitting abroad
Mon, January 15, 2024
How can NRIs invest in Indian stocks?
Mint's Sashind Ningthoukhongjam talks with Kazi Rahman to understand the process of how NRIs can invest in Indian stocks and the different ways they can do it.
Fri, January 12, 2024
How small businesses can benefit from GST composition scheme?
Thu, January 11, 2024
How to make sense of a health insurance policy
We put in a lot of effort when buying a car, phone or laptop. Hardly anyone puts in the same effort in purchasing a health insurance policy. Health insurance expert Aditya Shah will simplify it for you in this podcast in a conversation with Aprajita Sharma of Mint Money.
Wed, January 10, 2024
Avoid these personal finance mistakes in 2024
If you have not made any new year resolutions yet, but want some resolution ideas., in this episode of Why Not Money, we chat with Nisreen Mamaji, certified financial planner and founder of MoneyWorks Financial Services, on some common personal finance mistakes that investors make and how they can avoid it in the New Year.
Sat, January 06, 2024
What Is a Reverse Mortgage?
Mint's Sashind Ningthoukhongjam engages in a conversation with Jayesh Faria, Director at Motilal Oswal Private Wealth about reverse mortgages. They dive deep into the topic and explain who should opt for this product.
Thu, January 04, 2024
How to become wealthier in 2024
Happy New Year! It's time to get your finances in order. Take a sense of 5 key financial resolutions that will give a 'rich' start to your New year. Tune in for more!!
Wed, January 03, 2024
How you can invest for newborn baby
Birth of a baby is followed by euphoria and excitement. But it also comes with lot of expenses. For long-term goals such as higher education and wedding, there are several investment products new parents can start investing in. In this episode of Why Not Mint Money, we chat with Kalpesh Ashar, founder of Full Circle Financial Planners and Advisors on how parents can invest for their new born baby.
Thu, December 28, 2023
IRDAI's exposure draft: Surrender value, index-linked insurance & other takeaways
Surrendering of insurance policies will likely no longer be a loss-making affair. Insurance regulator IRDAI has proposed to increase the surrender value for policies among key changes in the product design of life, health and general insurance. We caught up with Akshay Dhand, Appointed Actuary at Canara HSBC Life Insurance to understand all about it.
Tue, December 26, 2023
How to make most of debt investments in 2024
According to fund managers interest rates are nearing their peak levels, bond yields are expected to remain stable and then start falling into the new year. In this latest episode of Why Not Mint Money, we chat with Rushabh Desai of Rupee With Rushabh Investment Services, on how investors can make of the changes expected in the new year in the debt markets.
Thu, December 21, 2023
LIC Jeevan Utsav: Key features to know
In today's episode of 'Why Not Mint Money,' host Aprajita Sharma is in conversation with Vivek Banka, co-founder at GoalTeller.Together, they explore the nuances of LIC Jeevan Utsav, unraveling its key features to provide viewers with a comprehensive understanding. If you are someone exploring investment options for the first time, this episode promises to demystify LIC Jeevan Utsav, empowering you with the knowledge to make informed financial decisions.
Fri, December 15, 2023
What's new in India's Alternate Investment Scene
Join Mint's insightful conversation with Akshat and Aryaman Vir, the Founder and CEO of WiseX. Discover how their expertise is reshaping the realty industry , offering a fresh perspective on innovative products, technology integration, and consumer trends.
Thu, December 14, 2023
All about employer-employee insurance solutions to save taxes
Small businesses have found a tax-efficient way to deploy company profits for personal use. Is it tax planning or tax avoidance? Over to the insurance regulator IRDAI and the Income Tax Department to interpret. Aprajita Sharma of Mint explains in this podcast the work-around.
Wed, December 13, 2023
Why NPS is good for retirement planning?
Mint's Sashind Ningthoukhongjam engages in a conversation with Sumit Shukla, CEO of Axis Pension Fund on the benefits of investing in the National Pension Scheme.
Mon, December 11, 2023
How to get rewarded for UPI payments with credit cards
In this episode of Why Not Mint Money, host Shipra speaks to Mohit Bedi, co-founder, Kiwi about how UPI functionality in credit cards works. Tune in for some expert insights
Thu, December 07, 2023
Zero-cost medical EMIs for dental treatment
Dental treatment is expensive. Insurance policies in India do not cover it extensively. What are the options? Zero-cost medical EMIs. Catch Aprajita Sharma of Mint Money to talk about it in this podcast.
Fri, December 01, 2023
Life and Money Lessons from Charlie Munger
Charlie Munger, who passed away at the age of 99, left a timeless legacy of wisdom on investing and leading a good life. In this episode, Mint's Sashind Ningthoukhongjam talks to Raj Mehta, co-fund manager at PPFAS Mutual Fund, to delve into the enduring lessons he gained from Munger.
Thu, November 30, 2023
Should you buy a new car or just use ride -hailing apps?
Join us on the discussion on "Car Vs Cab? The Ultimate Financial Drive," where we dissect the age-old question of owning a car versus relying on ride-hailing services. Through meticulous research and detailed calculations presented by Mint, we explore the intricate financial landscape of these two modes of transportation.
Wed, November 29, 2023
How to recover your hidden financial fortunes
Unclaimed investment in India in different products such as shares, mutual funds, bank deposits, provident funds and life insurance is to the tune of nearly Rs 3 lakh crore. Many families in the country are unaware of their hidden fortunes. Vikash Jain, co-founder of Share Samadhan, in a discussion with Aprajita Sharma of Mint Money, shares vital information on how to know if you have unclaimed money lying somewhere and how to recover it.
Fri, November 24, 2023
When does a minor child pays tax
Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit consultancy about tax rules for a minor child when she earns cash prize, gets an inheritance or her parents invest in her name.
Wed, November 22, 2023
Are zero-cost term plans really free?
The insurance companies have launched zero-cost term plans which come with a special exit window during which you can foreclose the policy and get all your premiums back paid so far. It sounds like a great proposition, but is it really sound? Aprajita Sharma of Mint Money will explain you exactly that in this podcast. Tune in now!!
Mon, November 20, 2023
What's the cost of delaying your investments?
In the latest episode of why not mint money our host Sashind Ningthoukhongjam talks about what procrastinating and delaying can do to your investments. Tune in as he shares practical tips, offering valuable insights and navigating the ever-changing landscape of personal finance.
Fri, November 17, 2023
How mutual funds dabble in new-age startup IPOs
Analyzing the recent buzz surrounding Mamaearth's IPO, Mint's Akshat explores the strategies, risks, and returns associated with mutual fund participation in new-age company offerings. From understanding the IPO game to deciphering investment rationale, this episode navigates the dynamic landscape of startup IPOs and their impact on mutual fund portfolios.
Wed, November 15, 2023
Education loan versus self-finance: Know what will suit you
Foreign education has become every parent and child’s dream. Sending your child abroad is an expensive affair. Some people take education loan to fund the same and others resort to their own investments. In a discussion with Aprajita Sharma of Mint Money, Ankit Mehra - Co-founder and CEO – GyanDhan helps you decode the loan versus self-finance conundrum.
Tue, November 14, 2023
How a will can distribute your assets as you intended?
Individuals accumulate several assets over their lifetime. After they are no more, they desire their children are able to utilize these assets. But without proper estate planning, there is always a risk that your asset doesn't get passed on as per your intentions. In today's episode of Why Not Mint Money, we chat with Vishnu Chundi, founder and chief executive officer of AasaanWill, on how a will can help in ensuring proper distribution of assets.
Fri, November 10, 2023
Are buying gold coins each year on Dhanteras a good idea?
In this Dhanteras special episode, Mint's Shipra breaks down the myth that gold coins are a good investment
Fri, November 10, 2023
Should you buy ULIPs masquerading as MFs
Lately, many NFOs are launching but some of these are not Mutual funds. Instead, they are ULIPs and in this episode, we invited our guest Abhishek Kumar, RIA and founder of Sahaj Money to figure out if investors should buy this insurance cum investment offerings. Tune in for more!!
Wed, November 08, 2023
How do F&O traders reduce their tax liability?
Since F&O income is considered business income in taxation, most traders resort to section 44-AD of the Income Tax Act to file their taxes. CA Naveen Wadhwa, Vice President at Taxmann discusses with Aprajita Sharma of Mint Money why this practice falls under tax evasion. He says the Income Tax Department may send notices and levy penalties if it finds a major difference between the tax liability and the total tax paid. Tune in now for expert tips!!
Tue, November 07, 2023
How inflation impacts fixed income investments?
If your investment returns are less than the inflation rate, it means in inflation-adjusted terms your returns are negative. So, how does one continue to earn positive inflation-adjusted returns from their fixed income investments. In today's episode of Why Not Mint Money, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth, on what are the fixed income alternatives for investors in a rising inflation environment.
Mon, November 06, 2023
Does timing the market using Trigger SIPs really work?
Trigger SIPs offer investors the flexibility to time their investments— certain market conditions act as triggers that activate or deactivate investments. In this episode, our host Akshat, reveals that trigger-based SIPs, even with various trigger conditions, do not substantially affect the portfolio's XIRR. This suggests that investors seeking to enhance their final corpus should prioritize investing during market downturns.
Fri, November 03, 2023
Why you must create an estate plan now
Mint's Shipra speaks to Sneha Makhija, Head of Wealth Planning, Sanctum Wealth about the mess one can leave their family in by not creating an estate plan and how to create one
Fri, November 03, 2023
What's the new rule on MF calculators?
Mint's Sashind Ningthoukhongjam explains the new AMFI guidelines on showcasing returns on mutual fund calculators.
Wed, November 01, 2023
Why NRIs must consider buying insurance from India?
When NRIs are living abroad, should they take a life or a health insurance policy from India? In today's podcast, our host Aprajita Sharma from Mint Money will explore this topic in detail, providing you with comprehensive insights to help you make an informed decision.
Tue, October 31, 2023
How to save taxes on debt funds even after new rules?
From 1st April, new investments in debt funds no longer enjoy indexation benefit or long term capital gains tax rate of 20%, but if you keep your older investments made until 31st March intact, you can still get these benefits. However, that's the tricky part as first in first out (FIFO) rule would always force withdrawal of older units first. In today's episode of Why Not Mint Money, we chat with Sumit Duseja, co-founder and chief executive officer, Truemind Capital, on how investors can avoid the FIFO trap and stay tax-efficient. Tune in for more!!
Mon, October 30, 2023
Should you invest in InvITs now?
In this episode of "Why not mint Money," Mint's Akshat explores the evolving landscape of Infrastructure Investment Trusts (InvITs) with guest Krishnan Iyer, CEO of NDR InvIT Managers. They discuss the distinctive features, recent tax adjustments, and the potential outlook for InvITs, offering valuable insights for investors looking to navigate this investment avenue effectively.
Wed, October 25, 2023
Step-by-step process to protect your family financially
Losing one's loved one is surely the biggest grief in life. A family which is already going through a lot emotionally may face even bigger financial difficulties if they lose the breadwinner of the family. In this podcast, fee-only financial planner and registered investment advisor Renu Maheshwari talks about what people should do while they are living to ensure their family feels financially safe after they are gone. The podcast also explains how to manage bulk insurance money, what mistakes to avoid and why it is important to hire a financial planner to manage family finances.
Fri, October 20, 2023
Do salaried individuals have to pay advance tax?
In Today's episode of Why Not Mint Money, Mint's Shipra speaks to Sujit Bangar, founder, Taxbuddyn to discuss the intricacies of advance tax. To know more about personal finance tune in to the episode now.
Thu, October 19, 2023
Where does a basket of corporate bonds stand in your debt portfolio?
Mint's Akshat talks to Anshul Gupta, Founder & CIO of Wint Wealth, about the evolving alternative fixed-income options for retail investors in India. Anshul explains how Online Bond Platform Providers (OBPPs) are now offering Securitized Debt Instruments (SDIs) with bonds as underlying assets, making it easier for retail investors to enter the corporate bonds market. They also explore the structure, potential returns, and risks associated with SDIs, along with their taxation compared to traditional debt mutual funds.
Wed, October 18, 2023
Does real estate really underperform equities, gold & FDs?
Millennials are no different from boomers where real estate investments are concerned. They want regular cash flows and returns that beat inflation. Yet, data by the Reserve Bank of India’s Housing Price Index shows that real estate underperforms other forms of investment in different time periods. How to look at real estate investment in your portfolio? Tune in to listen to Himanshu Kohli, Co-founder, Client Associates in a conversation with Aprajita Sharma of Mint Money.
Tue, October 17, 2023
Why you need gold amid war and inflation
Gold is often seen as a refuge investment or safe haven during periods of crisis. Right now, Israel-Hamas war, higher global inflation and ongoing Russia-Ukraine conflict have kept the global markets on edge. In today's episode of Why Not Mint Money, we spoke with Tapan Patel, fund manager at Tata Mutual Fund, on why he thinks this is a good time for retail investors to build some gold exposure in their investment portfolio.
Mon, October 16, 2023
Should you BNPL for stocks?
Mint’s Sashind talks to Jay Prakash Gupta of Dhan about the risks and benefits of using the margin Trading Facility (MTF). MTF is a way of buying stocks on loan.
Fri, October 13, 2023
How buying a new home can save you capital gains tax on shares, mutual funds
Mint's Shipra speaks to Karan Batra, managing partner, Chartered Club about Section 54F and 54 of the IT Act, tune in for more
Wed, October 11, 2023
Why you should invest in your child's name
Having a child is the most beautiful thing in the world. Parents to relatives, everyone wants to secure the future of the child. In this podcast, CA Nitesh Buddhadev, founder, Nimit Consultancy shares some hacks and ideas to invest for the newborn.
Tue, October 10, 2023
How Israel-Hamas war can impact Indian investors
Indian markets are once again going through a period of uncertainty after the eruption of Israel-Hamas War. In today's episode we chat with Vijay Kuppa, chief executive officer of InCred Money, on what this means for Indian investors.
Mon, October 09, 2023
Should you get the HDFC Swiggy card?
Mint's Sashind and Shashwat Mohanty discuss the newly launched HDFC Swiggy credit card. They go into the details and figure out what went right and what went wrong with the plastic card. Tune in to Decide if it's Your Swipe of Choice!
Fri, October 06, 2023
Why REITs remain an attractive investment option for the retail?
In this episode of "Why not Mint Money," host Akshat Rohatgi delves into the intriguing world of Real Estate Investment Trusts, or Reits. He explores how the recent shift in corporate work policies, rising interest rates, and changing market sentiments have impacted the prices and yields of Indian Reits. Discover the reasons behind Reit price corrections, the income potential they offer to investors, and why they remain an attractive investment option despite recent challenges.
Fri, October 06, 2023
Why REITs remain an attractive investment option for the retail?
In this episode of "Why not Mint Money," host Akshat Rohatgi delves into the intriguing world of Real Estate Investment Trusts, or Reits. He explores how the recent shift in corporate work policies, rising interest rates, and changing market sentiments have impacted the prices and yields of Indian Reits. Discover the reasons behind Reit price corrections, the income potential they offer to investors, and why they remain an attractive investment option despite recent challenges.
Wed, October 04, 2023
Organ donation: How to gift life after death
Did you know that nearly 5 lakh people are suffering from organ failure in India? Among all gifts that one can give, the gift of life is the most precious. By registering as an organ donor, you can provide hope and a second chance to those in need. Out of 16,041 total transplants in FY22, 13,338 were from living donors. There were just 941 deceased donors in the country in 2022. We need more of them. To understand why organ donation is important and how you can do it, tune in to the episode and spread awareness in your community.
Tue, October 03, 2023
Where to invest for short-term goals
For long-term investment goals, investing in equity is what is usually advised, but what about short-term goals. In today's episode of Why Not Mint Money, we chat with Kalpesh Ashar, founder of Full Circle Financial Planners and Advisors, on what are the short-term options you should consider for your near-term goals.
Fri, September 29, 2023
What's the best MF investing platform?
Mint's Sashind speaks to Ravi Saraogi, RIA and co-founder of Samasthiti Advisors, on how to make your mutual fund investments 'platform proof'
Wed, September 27, 2023
How VPF, NPS can help your retirement portfolio
Salaried employees start their investment journey right after their first employer opens an EPF account for them. EPF investment alone cannot be enough. There are other investment tools such as VPF, NPS and superannuation funds that must be considered. Catch Aprajita Sharma of Mint Money in a discussion with Anurag Jain, co-founder & partner at ByTheBook Consulting LLP to hear practical aspects of retirement portfolio.
Tue, September 26, 2023
Green investing for individuals- how it works and risks
Mint's Akshat talks to Ritesh Ghosal, Founder & CBO, Incept green, a digisolar-invest tech- green community driven startup. They discuss how the youth as well as the retirees can build their incomes through climate conscious impact investing. They further discussed the different models incept green plans to offers investors, the risk, return and life of solar projects and why sunlight/solar could be the new gold.
Sat, September 23, 2023
Step-by-step plan to achieve FIRE
Mint's Shipra in a conversation with Salma Sony, an RIA lays out a comprehensive plan to save up enough for FIRE or financial independence, retire early
Thu, September 21, 2023
What are pass-through certificates and why should you have them in your debt portfolio
Join Akshat in conversation with Nikhil Aggarwal, Founder and CEO of Grip, as they discuss the intricacies of investment through Pass-Through Certificates (PTCs). Gain valuable insights into the world of securitization, risk management, and the evolving landscape of PTCs in India's financial market.
Wed, September 20, 2023
Have diabetes, hypertension? You can still get a term life cover
Insurance companies are stringent when it comes to term life insurance. They seek medical tests before they onboard a customer. They can reject policy proposals in cases where a customer is suffering from a chronic disease. However, some insurance companies may consider it in cases where customers maintain a healthy lifestyle. So, even if you are a diabetic, obese, or dealing with hypertension, you may still get a pure life cover provided you are mindful of your lifestyle. Tune in to the episode to know more.
Tue, September 19, 2023
How many mutual fund schemes you need
Some investors have as many as 80-100 mutual fund schemes in their portfolio. But do you need so many funds? How many funds are enough for a well-diversified portfolio? In today's episode of Why Not Mint Money, we chat with Suresh Sadagopan, who is the founder of Ladder7 Wealth Advisories, on the number of funds an investor needs in his or her portfolio.
Tue, September 19, 2023
How should you allocate your assets?
Mint's Sashind speaks to Rahul Goel, former CEO of Equitymasters about how one should allocate their assets.
Fri, September 15, 2023
Why is the tax department sending erroneous notices?
Mint's Shipra speaks to Mayank Mohanka, founder of Taxaaram.com about the many instances of erroneous notices being sent this year and what should the taxpayer do
Fri, September 15, 2023
Why women are the best of borrowers
Mint's Akshat talks to Neha Juneja, Founder & CEO of IndiaP2P a social lending cum women focused P2P lending platform. They discuss the gaps in social lending, microfinance, the Grameen Bank model, IndiaP2P's unique physical underwriting process and why women are the greatest asset class.
Tue, September 12, 2023
How you can plan for higher education costs of your child
Costs of schooling has soared in India, but higher education is even costlier. In today's costs, higher education in India can cost anywhere between ₹15 lakh-50 lakh. If your child wants to study in US, the costs could run into a couple of crores. In today's episode, we chat with Vishal Dhawan, founder of Plan Ahead Wealth Advisors, on how parents can plan for their child's higher studies.
Mon, September 11, 2023
Should you retire early?
Mint's Sashind talks to Karan Dutta, former chief business officer of Axis Mutual Fund regarding how he retired at the age of 48.
Fri, September 08, 2023
Why some investors have a hard time changing brokers
Mint's Akshat talks to Trivesh D, COO at Tradejini about the various challenges and lack of awareness among the retail investors regarding the portbaility of demat accounts.
Tue, September 05, 2023
What is RBI's new rule on home loan interest rate
Rising interest rates have led to 20-year home loan tenures of borrowers, rising up to 40 years. RBI has now come with a new rule, where banks need to give both existing and new home loan borrowers the option to choose fixed interest rate. The new rule is effective from 31 December 2023 in today's episode, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth.com on whether borrowers should move from floating rate to fixed rate or stick with the former.
Mon, September 04, 2023
Should you invest in quant-based funds?
Mint's Sashind speaks to Nirav Karkera, head of research at Fisdom about quant-based mutual funds in India and if investors should include them in their portfolios.
Sat, September 02, 2023
Home loan tenure extended to 50 years? RBI has solutions
Mint's Shipra speaks to Nishant Batra, Holistic Prime Wealth and a MF distributor about RBI's recent guidelines issued to banks on mitigating the shock of interest rates on home loan borrowers
Fri, September 01, 2023
"Loan Against Mutual Funds: A Smarter Move Than Redemption?"
In this episode of Why Not Mint Money, we explore the benefits of taking a loan against your mutual funds, discussing tax efficiency, compound growth, and market timing advantages. Discover why this alternative could be a wiser choice for your financial goals."
Tue, August 29, 2023
Why estate planning matters?
While there is growing awareness on estate planning in India, only a few of them do it with proper legal care. In today's episode of Why Not Mint Money, we chat with Tejal Gandhi, who is a certified financial planner, on the various nitty-gritty when it comes to estate planning.
Mon, August 28, 2023
All you need to know about DSP's new fund
Mint's Sashind Ningthoukhongjam invites Kalpen Parekh, CEO of DSP Mutual Fund to talk about multi-asset allocation funds
Fri, August 25, 2023
OneCard credit card: is it worth the hype?
Mint's Shipra tells you what to expect from the lifetime free metallic credit card, OneCard
Fri, August 25, 2023
Why retail shareholders should be wary of unlisted shares
Join us on this episode of Why Not Mint Money as we unravel the world of unlisted companies and their allure to retail shareholders. From the Reliance Retail squeeze-out saga to the rollercoaster journeys of Ricoh and PharmEasy, we dissect real cases that shed light on the challenges of investing in unlisted shares.
Tue, August 22, 2023
What is a business cycle fund?
An actively-managed diversified equity fund dynamically manages a portfolio across sectors and stocks with the idea of generating outpeformance. So, what is a business cycle fund then? In today's episode of why Not Mint Money, we caught up with Anthony Heredia, MD & CEO of Mahindra Manulife Mutual Fund, on launching a business cycle fund and how business cycle fund takes sectoral bets.
Mon, August 21, 2023
How to get a job in Equity Research?
Mint's Sashind Ningthoukhongjam talks to Nikhil Bhatia, ex-Quant Mutual analyst on how to start a career in equity research. If you are someone who has just started your graduation or is confused about your career path, this episode is for you. Tune in for more.
Wed, August 16, 2023
How life planning can help with money decisions
When it comes to planning your finances, it is not just about quantifying your needs and wants, but also your fears and anxieties. In today's episode of Why Not Mint Money, we are in conversation with Kshitija Shete, director of Gaining Ground Investment Services, who is among the handful of Money Quotient-trained professionals in India, on how life planning can help you with your money-related decisions.
Mon, August 14, 2023
Should you drink coffee or invest that money?
Mint's Sashind Ningthoukhongjam speaks to Vishal Dhawan, founder of Plan Ahead Wealth Advisors, about life financial planning in contrast to just financial planning. They talk about the importance of planning finances while keeping in mind real-life aspects.
Sat, August 12, 2023
The costs to care for aged parents in India today
Mint's Shipra speaks explains the financial and intangible challenges of geriatric care
Tue, August 08, 2023
Why fixed income investments matter?
Bank fixed deposits today fetch anywhere between 5-7.75% interest rates. But fixed income investments are not just for high returns, but more for stable returns. For today's episode of Why Not Mint Money, we chat with Saurabh Jain, co-founder of Stable Money on how investors can use various strategies to get most out of their fixed income investments.
Mon, August 07, 2023
How expense tracking apps work?
Description: Mint's Sashind Ningthoukhongjam speaks to Aayush Chhabra, founder of Kniru, about the world of expense tracking apps. They delve into how various apps track your expenses and assign them categories like food, travel, shopping, etc. They also discuss how these apps try to earn money and the best kind of expense tracker apps for you to go forward with.
Thu, August 03, 2023
How SEBI's new rules have created a mess out of VC Fund Exits
The AIF industry in India is facing a crisis with several funds set to expire without clear exit strategies, leading to liquidity and tax payment challenges for investors. In addition to complex liquidation rules, contradictions, and potential FEMA violations, in-specie distribution poses further hurdles, especially for foreign investors, while tax liabilities and lack of clarity on TDS responsibilities compound the problem.
Wed, August 02, 2023
Future of Money: How tech will change the way we invest, borrow and spend
In this special episode of Why Not Mint Money, we are joined by Mr. Vivek Banka and Mr. Pankaj Fitkariwala, Co-Founders of GoalTeller to discuss the future of wealth management and its impact on the way we spend, invest and borrow. Our host, Deepti Ahuja, Head of Content & Production at HT smartcast, will engage in an insightful discussion with our guests, exploring the distinctions between fintech and wealthtech. They will explore robo-advisors' rising popularity among investors, their concept, and how technology advancements are shaping the wealthtech landscape. Get ready to navigate the future of money with expert insights in today’s episode.
Tue, August 01, 2023
Tax planning for new financial year: Dos and Donts
More than 6.5 crore IT returns were filed before the deadline yesterday. Several returns were filed on last day and even in the last hour before the deadline closed. How you can plan your taxes better, so that there is no need for that last-minute rush? In today's episode of Why Not Mint Money, we chat with Preeti Khurana, director of ClearTax, on the dos and donts to keep in mind when planning your taxes in this new financial year.
Mon, July 31, 2023
Should you shift from a regular to a direct plan?
Mint's Sashind Ningthoukhongjam speaks to Suresh Sadagopan, founder of Ladder7 financial advisors, about the implications of shifting from a regular to a direct mutual fund plan and how to decide if you're suitable for a direct plan.
Sat, July 29, 2023
A guide for those filing last-minute tax return
Mint's Shipra speaks to Nitesh Buddhadev, a CA and founder of Nimit consultancy, about the major changes in tax filing that people who haven't yet filed ITR should know.
Fri, July 28, 2023
How retail invoice discounting platforms work
Invoice discounting platforms attract retail investors with appealing 10% to 15% returns. However, rising concerns over credit rating reliability, defaults, liquidity risks, and concentration risk highlight the need for stronger structures and potential regulatory changes.
Fri, July 28, 2023
A guide for those filing last-minute tax return
Mint's Shipra speaks to Nitesh Buddhadev, a CA and founder of Nimit consultancy, about the major changes in tax filing that people who haven't yet filed ITR should know.
Tue, July 25, 2023
What are secured credit cards and why you should care?
Did you know? Around 170 million consumers in India have insufficient access to credit due to poor credit scores or lack of credit history. In today's episode of Why Not Mint Money, we caught up with Raj Khosla, founder and managing director of MyMoneyMantra.com, to quiz him on how individuals that don't have good credit scores, can start building it, through secured credit cards.
Tue, July 25, 2023
Understanding the risks in Alternative Investment funds (AIFs)
Mint's Sashind Ningthoukhongjam speaks to Abhishek Kumar, Founder at Sahaj Money, about the risks of investing in alternative investment funds.
Fri, July 21, 2023
Moving to the US? This is how tax on MFs will change
Mint's Shipra speaks to Dilshad Billimoria, MD and principal officer, Dilzer Consultants about the tax on unrealised gains on MFs to be paid in the US and other financial tasks NRIs must do
Tue, July 18, 2023
How cyber security insurance can protect your digital life
Today, there is no escaping the digital world, but your online existence can easily be threatened by fraudsters, who are today even better-equipped with AI tools. In today's episode of Why Not Mint Money, we chat with Abhishek Bondia, who is the principal officer and managing director at SecureNow.in, on the lesser-known cyber security insurance and why you should care about it.
Mon, July 17, 2023
Does Technical analysis work?
Tune in to an engaging discussion on the fascinating world of technical analysis with Mint's experts, Sashind Ningthoukhongjam and Akshat Rohatgi. Discover how technical analysis has evolved over time, gaining insights into its various aspects. Don't miss this enlightening conversation! Listen now to broaden your understanding of this dynamic field.
Fri, July 14, 2023
Why PAN of some NRIs are getting inoperable
Mint's Shipra speaks to Neeraj Agarwala, partner, Nangia Anderson India about the curious case of NRI PANs getting inoperative when not linked with Aadhaar even though Aadhaar is optional for NRIs
Wed, July 12, 2023
How parents can plan for children's education costs?
The cost of education has gone up significantly over the years, whether it is the school fees or higher education. In today's episode of Why Not Mint Money, we chat with Tivesh Shah, founder of Tru-Worth Finsultants, on how parents can plan for their child's education expenses, with so many options available today.
Mon, July 10, 2023
What's boiling in the online bonds platform space?
Mint's Sashind Ningthoukhongjam and Akshat Rohatgi discuss online bond trading platforms and the regulations that are shaping them.
Fri, July 07, 2023
What is your favourite trader's verified P&L not showing
Mint's Shipra and Akshat Rohatgi discuss how verified P&Ls came to be but the caveats investors should be aware of.
Tue, July 04, 2023
What should you know about multi asset funds
Diversifying across asset classes is an effective of bringing down the risk of your investment portfolio. In today's episode of Why Not Mint Money, we are in conversation with Kavitha Menon, founder of Probitus Wealth, on how multi asset funds can help to diversify your investments across various asset classes and what should you keep in mind before investing in such funds.
Mon, July 03, 2023
What are the risks and conditions associated with buying agricultural land in India?
Mint's Satya Sontanam engages in a conversation with Harsh Parikh, partner at Khaitan & Co law firm to explore the risks, regulations and conditions that come along with buying agricultural land in India. What is meant by agriculture? Who is called an agriculturist? Whether the son/daughter of an agriculturist is also called an agriculturist and many more such interesting questions are answered by Parikh in this episode. Tune in!
Mon, July 03, 2023
All about the changed TCS rules on foreign spends
Mint's Shipra speaks to Mayank Mohanka, founder of TaxAaram India and a partner at S M Mohanka & Associates about how the changed rules benefit India's outbound travellers.
Thu, June 29, 2023
How to safeguard yourself from credit card fraud
Mint's Satya Sontanam engages in a conversation with Ramakrishnan Gopalan, head of products, India and South Asia at Visa, one of the top players in the digital payments industry on how to safeguard ourselves from credit card frauds. He also touched upon what tokenization of card is, how it works, and how it could minimize fraudsters gaining our personal card information. Tune in!
Tue, June 27, 2023
Small cap funds see sharp run-up. Exit or stay put?
Small-cap funds have seen a sharp recovery in the last three months, going up between 15-20%. The bounce back has come after signs of weakness in small caps in the recent past. Between 31 March 2022 and 31 March 2023, the small-cap funds delivered returns of a little over 1% on average. So, should you stay put with your small-cap fund or exit? In today's episode of Why Not Mint Money, we chat with Rushabh Desai, founder of Rupee with Rushabh Investment Services, on how should investors approach this space.
Mon, June 26, 2023
Who's afraid of Mutual funds?
Mint's Sashind Ningthoukhongjam engages in a conversation with Vidya Bala, Co-founder of Prime Investor, who simplifies mutual fund investing for someone looking to begin their investment journey.
Sat, June 24, 2023
Why MNC employees with ESOPs are on taxman's radar
Mint's Shipra in a conversation with Prakash Hedge, a chartered accountant, uncovers why MNC employees with ESOPs are in a tax soup
Fri, June 23, 2023
What is contrarian investing in India?
Mint's Satya Sontanam engages in a conversation with Taher Badshah, Chief Investment Officer at Invesco Mutual Fund, to explore the contrarian style of investing in India. Badshah, who also manages Invesco India contra fund, delves into the global landscape of contra investing, its similarities with value investing, the process of identifying companies with headwinds and potential turnarounds, the expectations investors should have when investing in contra funds, and how contra funds can complement an investor's overall portfolio. Tune in!
Tue, June 20, 2023
What role debt investments can play in your portfolio?
There is always talk about the benefits of long-term investing in equity markets, but what about debt investments? In today's episode of Why Not Mint Money, Mint's Jash Kriplani chats with Nitesh Buddhadev, founder of Nimit Consultancy, on what role debt investments can play in one's overall portfolio.
Mon, June 19, 2023
The changing landscape of ESG in investing
Mint's Sashind Ningthoukhongjam speaks to Sivananth Ramachandran, CFA, CIPM, the Director of Capital Markets Policy, India at CFA Institute about the various aspects of ESG and the challenges it faces.
Fri, June 16, 2023
What are the basic requirements of writing a will?
Mint's Satya Sontanam engages in a conversation with Abhishek Mathur, a partner with Luthra and Luthra Law Offices India. He takes care of private client, estate planning, real estate and general corporate practice matters in the firm. In this episode, Mathur explains why a will is important, the implications when someone dies without a will but orally communicated about distributing her assets, when the will should be registered and what it is meant by probating a will. Tune in for more insights.
Fri, June 16, 2023
P2P lending - the shadow banking
Mint's Shipra Singh and Akshat Rohatgi discuss how P2P lending works and the risks investors should know
Tue, June 13, 2023
How youngsters can start planning for their retirement
When it comes to retirement planning, the earlier one starts the better. In today's episode of Why Not Mint Money, we are in conversation with Nisreen Mamaji, founder of MoneyWorks Financial Services, on how youngsters can start investing for their retirement right at the beginning of their careers.
Mon, June 12, 2023
Should you get a club membership?
Mint's Sashind Ningthoukhongjam speaks to Parth Parikh, finance content creator, and ex-research analyst about having a club membership. They talk about the benefits of having a club membership, why he thinks his club membership is an asset, and the rise of new-age clubs.
Fri, June 09, 2023
How to save TCS on foreign holiday
Mint's Shipra spoke to Mayank Mohanka, founder, TaxAaram India and a partner at S.M Mohanka & Associates about the TCS rules applicable to tour packages, flights, hotels etc
Thu, June 08, 2023
How Marcellus’ Saurabh Mukherjea manages his personal finance
Mint's Satya Sontanam engages in a conversation with Saurabh Mukherjea, founder of Marcellus PMS, about the latter’s personal finance journey. Mukherjea allocates 90% of his personal investment portfolio to equities, and just 10% in debt instruments, primarily in fixed deposits (FDs) for emergencies. He is also a National Pension Scheme (NPS) enthusiast due to its tax benefits and low fee structure. Tune in to know more about his personal investment strategies. Note, each investor has their own preference and risk appetite. Do your own research before investing.
Wed, June 07, 2023
What are advisory needs of HNIs and ultra HNIs
High-net-worth and ultra-high-net-worth investors tend to have different investment and financial planning needs. This is simply because of the sheer size of wealth and assets that needs to be managed and looked after. In today's episode of Why Not Mint Money, we are in conversation with Ashutosh Bishnoi, director at Multi-Act, to understand the different aspects of investment advice and financial planning when it comes to HNIs and ultra HNIs.
Mon, June 05, 2023
Do you need a Will to secure your assets?
Mint Money's Sashind Ningthoukhongjam speaks to Shilpa Phadke, CEO of GetWillDone. They talk about the importance of having a Will, the process of executing it, and how to draft a Will.
Fri, June 02, 2023
What are Shariah-compliant funds?
Mint's Satya Sontanam engages in a conversation with Ankush Datar, associate vice president – PMS, Phillip Capital India, to delve into the concept of Shariah-compliant funds, some of the key financial metrics that these funds consider to filter the stocks, past performance and the global landscape for such funds. Tune in!
Wed, May 31, 2023
Why is Paytm Money offering bonds now
Debt investments offer stability to an investor's overall portfolio, especially when equity markets turn volatile. By taking exposure to a different asset class, investors can build a more diversified investment portfolio. In today's episode of Why Not Mint Money, we chat with Varun Sridhar, CEO of Paytm Money, on how his platform wants to take bond investing to retail investors through its latest offering.
Tue, May 30, 2023
How Quant Mutual Fund manages its portfolio?
Mint's Sashind Ningthoukhongjam speaks to Sandeep Tandon, Quant Mutual Fund's founder, and CEO. They talk about Quant MF's proprietary investment framework VLRT and his broad investment philosophy.
Tue, May 30, 2023
Meet the credit card nerd earning free flight tickets
Mint's Shipra speaks to Ankush Sethia, a self-proclaimed credit card enthusiast about how he uses multiple credit cards to rack up enough rewards that earn him free flights and hotel stays.
Thu, May 25, 2023
Pre-Retirement Financial Planning for NRIs: A Crucial Step Before Returning to India
Mint's Satya Sontanam speaks with Kalpesh Ashar, a SEBI Registered Investment Advisor and who is also a Certified Financial Planner at Full Circle Financial Planners and Advisors, to delve into the important financial aspects an NRI need to consider before returning to India for retirement after spending a significant amount of time abroad.
Tue, May 23, 2023
How AA ecosystem can improve reach of investment advice
A new ecosystem is taking shape in the financial services industry, that can potentially transform the time-consuming process of designing a financial plan. In today's episode of Why Not Mint Money, we chat with Harsh Roongta, who is principal officer of Fee Only Investment Advisers, on how the Account Aggregator framework can change the way in which financial advice can be offered to investors.
Tue, May 23, 2023
The rise and rise of finfluencers and how the regulator can deal with it
Mint's Sashind Ningthoukhongjam speaks to Vivek Kaul, bestselling author of Bad Money-Inside the NPA Mess, and how it threatens the Indian banking System and the Easy Money trilogy. They talk about the rise of finfluencers, the implication it has on our personal savings, and what the regulator can do to curb the spread of bad financial advice floating in social media. You can read the article here- Finfluencers’ earnings: Who bears the real cost? https://www.livemint.com/money/personal-finance/the-rise-of-finfluencers-how-social-media-personalities-are-changing-the-face-of-financial-advice-and-investment-11684173907021.html
Fri, May 19, 2023
Is Sebi stifling the RIA community?
Mint's Shipra spoke to Rohit Shah, founder & CEO, GYR Financial Planners and a Sebi RIA about the challenges facing the RIA community
Thu, May 18, 2023
Should you invest in multi-asset allocation funds?
Mint's Satya Sontanam speaks with Arun Kumar, Head of Research at FundsIndia, to delve into the performance and suitability of multi-asset allocation funds in India. Tune in to discover where these funds stand in terms of performance and who should consider investing in them!
Tue, May 16, 2023
Factors to consider when choosing a motor insurance policy for your electric vehicle
In this episode, Mint's Navneet Dubey talks with Ashish Lath - Business Head, InsuranceDekho, to discuss factors one must consider when choosing an insurance policy for their electric vehicles. Tune in to know more!
Mon, May 15, 2023
How you can earn free flight tickets
Mint's Shipra speaks to Sumanta Mandal, founder of TechnoFino about the airline's frequent flyer programmes and the different ways to earn Airmiles
Fri, May 12, 2023
Here are the tax benefits of investing in a PMS in GIFT City
Mint’s Satya Sontanam speaks to Kunal Savani, partner at Cyril Amarchand Mangaldas, about GIFT City In India, how it is compared to Dubai International Financial Centre (DIFC) in Dubai, the tax benefits for investing in a PMS (portfolio management services) in GIFT City for both Indian nationals and non-residents and many more. Tune in!
Wed, May 10, 2023
What is an enhanced equity fund
HNIs or high net worth investors now have one more investment option. Athena Alternative Investments has just launched an Enhanced Equity Fund. In today's episode of Why Not Mint Money, I am joined by Vineet Bagri, CEO of Athena Alternative Investments, to talk more about this fund.
Mon, May 08, 2023
Why the masses aren't able to create wealth while investing in mutual funds
In this episode, Mint's Navneet Dubey talks with Aniruddha Bose, Chief Business Officer at FinEdge, to discuss Why the masses aren't able to create wealth while investing in mutual funds. Tune in to know more!
Fri, May 05, 2023
All you need to know about balanced advantage funds in India
Mint’s Satya Sontanam spoke to Nirav Karkera, Head of Research at Fisdom about the balanced advantage funds (BAFs) in India, how they are performing and who can invest in this hybrid fund category. Karkera explained in detail the investment philosophies of some of the top BAFs in India including HDFC BAF, ICICI BAF, Edelweiss BAF and DSP BAF.
Tue, May 02, 2023
How you can now open a PMS or AIF account with few clicks
Opening a PMS (portfolio management services) or AIF (alternate investment fund) account, which would usually take several days, is now seeing reduced timelines thanks to the digitalisation of the process. How this new process is slowly getting adopted, what are its benefits and issues that still need ironing out. To talk on this, we are joined by Milan Ganatra, founder and CEO of 1SilverBullet, which is offering this service to PMS and AIF companies.
Mon, May 01, 2023
Things to consider while buying health insurance amid Covid-19 cases surge
In this episode, Mint's Navneet Dubey talks with Raghavendra Rao, Chief Distribution Officer at Future Generali India Insurance, to discuss the critical factors while buying health insurance amid the Covid-19 cases surge. Tune in to know more!
Mon, May 01, 2023
How to plan foreign trip amid skyrocketing airfares
Mint's Shipra spoke to travel blogger Jimeet, popularly known as backpacking Daku, to learn a few tips to value travel this summer holiday season
Thu, April 27, 2023
Sebi regulations on direct plan and trial-based commission model for AIFs aim to empower investors
Mint’s Satya Sontanam speaks to Vineet Bagri, Chief Executive Officer at Athena Alternative Investments, about the latest round of reforms concerning AIFs, which will become effective from May 1, 2023. The reforms aim to increase transparency, curb mis-selling and enable direct investor access without intermediaries in the AIF space. Tune in!
Tue, April 25, 2023
Why this firm is foraying into PMS after managing alternates
It is not often that you see a firm specialising in alternate investments in the unlisted startup space, foraying into listed equities. In today's episode, we chat with Abhishek Agarwal, founder and managing partner of Rockstud Capital, on why his firm is launching a pure listed-equity-focused fund, that would look for investment ideas among the mid and small cap stocks, listed on the exchanges.
Mon, April 24, 2023
Critical factors to look at while opting for a health insurance plan
In this episode, Mint's Navneet Dubey talks with Rupinderjit Singh, Vice President of Retail Health at ACKO, to discuss the critical factors customers should consider while opting for a health plan. Tune in to know more!
Fri, April 21, 2023
How home loan borrowers are feeling the shock of interest rate hikes
Mint's Shipra speaks to home loan borrowers who are seeing their loan tenures
Thu, April 20, 2023
Why DSP MF’s Kalpen Parekh invests in dynamic asset allocation fund
Mint’s Satya Sontanam speaks to Kalpen Parekh, Managing Director & CEO of DSP Mutual Fund about his personal financial journey. He tells us how the rules-based asset allocation principles of the dynamic asset allocation fund he invested in helped him increase his equity allocation when markets corrected in 2020 and many more. Tune in!
Tue, April 18, 2023
Thematic-sector funds got maximum flows in March. But are they worth it?adviser
Recently, Amfi disclosed its monthly data of investor flows for March and interestingly thematic/sectoral funds got the maximum flows among the equity categories. But are thematic funds suitable for all investors. What are its use-cases and when should it be avoided. To talk on this and more, in today's episode of Why Not Mint Money, I am joined by Avinash Luthria, who is an hourly-fee financial planner and a Sebi-registered investment adviser.
Tue, April 18, 2023
Where should one invest for retirement planning?
In the sixth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand retirement planning in detail. Tune in to know more!
Fri, April 14, 2023
How income from Reits and InvITs is taxed from April 1
Mint’s Satya Sontanam speaks to Vishal Chadiramani, managing partner - products and chief operating officer at TrustPlutus Wealth Management, to ask questions on the new tax rules for Reits and Invits applicable from April 1, 2024. Tune in!
Thu, April 13, 2023
Here’s how Zerodha’s Nikhil Kamath manages his personal finances
Mint’s Satya Sontanam spoke to Nikhil Kamath, the co-founder of Zerodha, True Beacon and Gruhas, to understand why he thinks Indian stock markets are expensive, what he thinks about gold and real estate as an asset class and also what he is doing in the philanthropy space. Tune in!
Thu, April 13, 2023
How Radhika Gupta is investing for her nine-month old
In today's episode of Why Not Mint Money, we chat with Radhika Gupta, MD and CEO of Edelweiss AMC, to take us through her own financial journey over the last year, a period in which she moved to her new home, became a mother and even made her baby start his own investing journey. She talks about her own investment portfolio, which is spread across domestic equity funds, international equity funds, and debt exposure through hybrid funds and alternates. The latter is through an alternative investment fund managed by Edelweiss AMC, along with small holdings in a couple of startups.
Tue, April 11, 2023
The importance of health insurance
In the fifth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand the importance of health insurance. Tune in to know more!
Thu, April 06, 2023
With new financial year, is it time to review your investments?
Now when it comes to investments, the earlier you start the better. With the financial year just beginning you can do a few things to make sure your investments are right where you want them for your future goals. In today’s episode of Why Not Mint Money, we talk with Amol Joshi, founder of Plan Rupee Investment Services on things to keep in mind when reviewing your investments at the beginning of the financial year.
Fri, March 31, 2023
What are hedge funds and who can invest in them?
Mint’s Satya Sontanam spoke to Sankaranarayanan Krishnan, Quant Hedge Fund Manager from Motilal Oswal Financial Services Limited to understand what hedge funds are called in India, who can invest in them and the risks that come along with such investments. Tune in!
Tue, March 28, 2023
As Debt Mutual Funds lose their tax advantage, what are the alternatives
Last week, an amendment in the Finance Bill, took away the long-term capital gains tax benefit that came with debt mutual funds. For investors that held their investments in debt mutual funds for over 3 years, the gains were taxed at a flat rate of 20%. This also came along with indexation benefits. In today's episode of Why Not Mint Money, we are joined by Deepesh Raghav, who is a registered investment adviser and the founder of PersonalFinancePlan on what are the alternatives now for investors as this new rule kicks in from the 1st of April.
Mon, March 27, 2023
Understand the basic tenets for wealth creation
In the fourth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand the basic tenets for wealth creation. Tune in to know more!
Thu, March 23, 2023
Are Indian stock market valuations expensive?
At the Mint India Investment Summit 2023 held recently, Nilesh Shah, MD, Kotak AMC; Jiten Doshi, co-founder and CIO, ENAM Asset Management; Saurabh Mukherjea, founder & chief investment officer, Marcellus Investment Managers; and Roshi Jain, fund manager, HDFC AMC discussed resilience of the Indian economy and how stock market is fairly priced.
Tue, March 21, 2023
How Kotak Cherry wants to serve needs of DIY-investors
Several investment platforms have emerged over the years and most of these have been launched by fintechs. More recently, Kotak Bank launched an investment platform called Kotak Cherry. In today's episode, we are joined by Srikanth Subramanian, CEO of Kotak Cherry, who talks to us on what his platform has to offer to investors and its future plans.
Mon, March 20, 2023
Why you need to have a life insurance cover
In the third financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand why you need to have life insurance cover. Tune in to know more!
Wed, March 15, 2023
Dos and Donts of buying an ELSS fund
This is the last month for you to make your tax-related investment decisions for the current financial year. Equity linked savings schemes or ELSS offer tax-deductions under 80c of the Income Tax Act. In today's episode of Why Not Mint Money, we are joined by Tarun Birani, founder of TBNG Capital Advisors, to share various aspects of picking an ELSS fund.
Tue, March 14, 2023
Is it a good idea to buy a home early in life?
In the second financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., about the house-buying decision in detail. Tune in to know more!
Mon, March 13, 2023
How Archit Gupta of Clear plans his taxes
Mint's Shipra spoke to Archit Gupta as part of the Guru Portfolio series to learn about his investment journey
Fri, March 10, 2023
How does ValueQuest’s Ravi Dharamshi manage his personal finances
In this episode, Mint’s Maulik speaks with Ravi Dharamshi, Founder and CIO, ValueQuest Investment Advisors, a SEBI-registered portfolio management company - on how me manages his personal finances. Tune in!
Tue, March 07, 2023
Systematic Withdrawal Plans (SWP): What works & what doesn't
Systematic Investment Plans or SIPs are a way for investors to systematically invest their money into mutual funds. Mutual funds also offer Systematic Withdrawal Plans or SWPs, which do the exact opposite. They help investors to systematically withdraw cash flows from their mutual fund investments, but there is no fixed or assured return. To tell us more about how systematic withdrawal plans work, we are joined by Kirtan Shah, who is the founder and CEO of Credence Wealth.
Mon, March 06, 2023
Importance of financial planning
In the first financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., about the importance of financial planning in detail. Tune in to know more!
Thu, March 02, 2023
How did Ankur Warikoo manage his money during a career break
Mint’s Satya Sontanam spoke to Ankur Warikoo - an Indian YouTuber, entrepreneur and author - on how he managed his personal finances when he took a career break. His advice to someone who is considering a career break is as follows – 1. Be financially prepared; 2. Liberate yourself from the pressure of what the world thinks of you. Tune in!
Tue, February 28, 2023
All you need to know about Central Bank Digital Currency
In this episode, Mint's Navneet Dubey talks with Kumar Abhishek, Founder & CEO ToneTag to discuss Central Bank Digital Currency (CBDC) in detail. Tune in to know more!
Mon, February 27, 2023
How to get digital nomad visa to work remotely from Spain and Portugal
Mint's Shipra tells you all about the digital nomad visa that allows people to work remotely away from India.
Fri, February 24, 2023
The financial journey of four individuals who took a career break
Mint’s Satya Sontanam spoke to a few individuals who took a career break, either planned or unplanned and, here is what they had to share.
Fri, February 24, 2023
The financial journey of four individuals who took a career break
Mint’s Satya Sontanam spoke to a few individuals who took a career break, either planned or unplanned, and, here is what they had to share.
Thu, February 23, 2023
How to save money on flight tickets
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Ajay Awtaney, Founder, LiveFromALounge.com, an Indian aviation and travel focussed website, on how to save money on flight tickets. Have you been dreaming of holidaying in some quaint far away town or a hill-station resort? If yes, you must be on the lookout for good deals on flight tickets. With people travelling like never before, airfares have been on the rise. Let’s get some tips from Ajay on how to trim your flying costs.
Wed, February 22, 2023
What NRIs should know when buying a life insurance policy
In this episode, Mint's Navneet Dubey talks with Rhishabh Garg (Head of Term Life Insurance at Policybazaar.com) and Vivek Jain (Head of Investments at Policybazaar.com) to discuss life insurance policies for NRIs in detail. Tune in to know more!
Wed, February 22, 2023
This platform offers alternate debt products with Rs 1 lakh ticket size. But know the risks
Alternate investments are usually accessible for high net worth investors (HNIs) and ultra HNIs due to the high minimum investment required, but now some investment platforms are changing this. One such platform is Jiraaf, which is offering alternate debt products, for a minimum ticket size of Rs 1 lakh. In today's episode of Why Not Mint Money, Vineet Agrawal, co-founder of Jiraaf, shares why his platform decided to launch these products and why they want to make sure investors come with the right risk-return expectations.
Tue, February 21, 2023
Are municipal bonds a low-risk investment option
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Deepak Jasani, Head of Retail Research, HDFC Securities on municipal bonds as an investment option for retail investors.
Mon, February 20, 2023
Why the new tax regime has limited appeal
Mint's Shipra speaks to some taxpayers to find continued interest in the old regime
Thu, February 16, 2023
Melvin Joseph on shortage of financial advisers for middle-class in India
Aprajita Sharma, freelance journalist with Mint, spoke to Melvin Joseph, registered investment advisor (RIA) and founder of Finvin Financial Planners on his journey as a flat-fee financial planner that started in 2010, much before RIA regulations came in. He delved deeper into reasons why RIA profession is not growing and what changes in regulations are needed to encourage young professionals to practise flat-fee advisory.
Wed, February 15, 2023
Index investing: What are the dos and don'ts
Nifty Next 50 Index has corrected over 7% over the last few weeks. The index had 14% exposure to Adani group companies, which have corrected sharply since short-seller Hindenburg's Jan 24 report. In spite of this, index-based investing remains an important low-cost option for investors, especially in the large-cap space, as actively-managed funds find it challenging to outperform the large-cap indices. In today's episode, we chat with Kavitha Menon, founder of Probitus Wealth, on what are some of the dos and don'ts when it comes to index investing and what can investors learn from the recent fall of Nifty Next 50 Index.
Mon, February 13, 2023
Here is what you should know about travel smart cards
In this episode, Mint's Navneet Dubey talks with Bappa Roy, Product Head – Banking, Insurance & Investments at DCB Bank, to discuss travel smart cards in detail. Tune in to know more!
Thu, February 09, 2023
Has the Budget 2023 made investment in Reits and InvITs unattractive?
Mint’s Satya Sontanam speaks to Vishal Chandiramani, chief operating officer at TrustPlutus about the government’s proposal to change the tax rules of Reits and InvITs and its impact on investor returns. Tune in!
Wed, February 08, 2023
How Rainmatter-funded MProfit helps you track all your investments in one place
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Atik Shah, Kiran Shah, and Ashin Shah, co-founders of MProfit, a fintech firm that recently received funding from Raimatter which is a Zerodha initiative. You can use MProfit to keep track of your entire family’s investments in one place. The fintech firm can aggregate transactions from 700 plus brokers and help you easily import data on your stock, mutual fund, PMS and AIF investments, among other products. Tune in to know more.
Tue, February 07, 2023
The CIO of your fund house has quit. What now...
In the last few months, chief investment officers or CIOs of a few fund houses have made the switch. A CIO is important as he or she lays down the investment process at a fund house and is often responsible for managing the flagship schemes of the fund house. As an investor, should you continue to stick to the same fund house or you follow the CIO to their new fund house. In today's episode, Mint's Jash Kriplani chats with Rushabh Desai, founder of Rupee With Rushabh Investment Services to answer this question.
Mon, February 06, 2023
Why diversification is needed for a balanced portfolio for HNIs
In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss why diversification is needed for a balanced portfolio for HNIs in detail. Tune in to know more!
Mon, February 06, 2023
Why diversification is needed for a balanced portfolio for HNIs
In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss why diversification is needed for a balanced portfolio for HNIs in detail. Tune in to know more!
Fri, February 03, 2023
New Income Tax Regime: What has changed after Budget 2023
Mint’s Satya Sontanam speaks to Sonu Iyer, partner & leader - India Region, People Advisory Services, EY about the key changes brought in by the budget with respect to personal income tax
Tue, January 31, 2023
What does T+1 settlement for stocks and T+2 redemption payment cycle for equity mutual funds mean
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mohit Mehra, Head of IPOs, Zerodha on T+1 settlement for stocks, and with Vishal Dhawan, Founder & CEO, Plan Ahead Wealth Advisors on T+2 redemption payment cycle for mutual funds.
Tue, January 31, 2023
How Nuvama wants to offer new ways of managing wealth
Asia-focused private equity fund PAG acquired a controlling stake in Edelweiss Wealth Management in 2021. As a result, the Nuvama Group was formed. Mint’s Jash Kriplani and Neil Borate spoke with Anshu Kapoor, who heads the asset management business of the group, on the future plans of the business and how wealth management has evolved in India over the years.
Mon, January 30, 2023
When you should port your health insurance policy
In this episode, Mint's Navneet Dubey talks with Nikhil Apte, Chief Product Officer, Product Factory (Health), Royal Sundaram General Insurance, to discuss why couples should buy family floater plans after marriage. Tune in to know more!
Mon, January 30, 2023
Here's how the income tax for individuals changed over the years
Mint’s Satya Sontanam speaks to Tapati Ghose, partner at Deloitte about the origin of the income tax in India, whether the minimum and maximum thresholds to levy tax have moved up in line with the inflation in the country over the years, the role of surcharge and many more. Tune in!
Fri, January 27, 2023
How DSP's Anil Ghelani invests his money
In a conversation with Mint's Shipra, Anil Ghelani, chartered financial analyst and head–passive investments and products, DSP Investment Managers, shares his investment strategies for Mint’s Guru Portfolio series
Tue, January 24, 2023
How Zerodha Varsity is taking personal finance to kids
School-going kids are not taught about money management and personal finance in their classrooms. Zerodha Varsity has now launched Varsity Junior to spread financial literacy among 8-year-plus kids. Mint's Jash Kriplani and Neil Borate spoke with Karthik Rangappa, vice-president, education services at Zerodha, on how they plan to get such small kids interested in financial concepts.
Tue, January 24, 2023
Do you need a chartered accountant for your personal tax matters
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Shantala Kumble, Senior Vice President, International Money Matters, a SEBI registered investment advisor on whether you need a tax consultant, which will most often be a chartered accountant, and how you can go about finding one. Tune in to know more.
Fri, January 20, 2023
Expectations of a commoner from Budget 2023
Mint’s Satya Sontanam speaks to Tapati Ghose, partner at Deloitte about the expectations of a commoner from Budget 2023. Anticipation on reducing the tax rate applicable to those with taxable income more than Rs 10 lakh per annum, hopes on rising section 80C deduction limit, tweaks to capital gains taxation and many more. Tune in!
Wed, January 18, 2023
10 years of investment advisers in India: Here is journey of Harsh Roongta
On January 21, 2013, Sebi came up with the concept of registered investment advisers (RIAs), who were tasked with the job of helping investors take the correct investment decisions to plan for their future. Ten years forward, Mint's Jash Kriplani spoke with Harsh Roongta, founder, Fee Only Investment Advisers, to capture how the RIA eco-system has developed in India since then.
Tue, January 17, 2023
Is it worth buying a zero-cost term plan?
In this episode, Mint's Navneet Dubey talks with V Viswanand, Deputy Managing Director at Max Life Insurance, to discuss the zero-cost term plan in detail. Tune in to know more!
Mon, January 16, 2023
How a couple built an investment advisory firm
Mint's Shipra speaks to Shyam Sunder, founder and MD and Priya Sunder, co-founder and director, PeakAlpha Investment Services about their journey as RIA
Fri, January 13, 2023
Should you transfer your home loan from one bank to another
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Adhil Shetty, CEO of BankBazaar on whether home loan borrowers paying higher rates should consider transferring their existing loans to another bank for a better rate. Tune in to know what Adhil has to say.
Thu, January 12, 2023
The history of capital gains tax on investing in the Indian stock market
Mint’s Satya Sontanam speak to experts about the history of capital gains tax on investing in shares and mutual funds in India and how it is currently compared to the tax structure in various other countries. Tune in!
Tue, January 10, 2023
What investors can expect from HSBC-L&T Mutual Fund
On the eve of the launch of HSBC Multi Cap Fund, after HSBC MF acquired L&T MF, Mint's Jash Kriplani caught up with Kailash Kulkarni, co-chief executive officer of HSBC MF (erstwhile L&T MF CEO), on what investors can expect from the fund house after the HSBC-L&T merger.
Mon, January 09, 2023
When you should port your health insurance policy
In this episode, Mint's Navneet Dubey talks with Apaar Kasliwal, Executive Director of PolicyBoss.com, to discuss health insurance portability in detail. Tune in to know more!
Thu, January 05, 2023
10 years of RIAs: Here’s the journey of Lovaii Navlakhi as a financial advisor
Mint’s Satya Sontanam speaks to Lovaii Navlakhi, Managing Director & CEO of International money matters private limited, a Sebi-registered investment advisory firm, about his journey as a financial advisor.
Tue, January 03, 2023
10 years of investment advisers in India: Here is journey of Tarun Birani
It has been 10 years since Sebi came up with RIA framework, which led to the creation of Registered Investment Advisers. In this episode, Mint's Jash Kriplani caught up with Tarun Birani, founder of TBNG Capital Advisors, who shares why managing investor behaviour is one of the trickiest parts of being an RIA.
Mon, January 02, 2023
How NRIs visiting India can minimize their expenses
In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss how NRIs visiting India can minimize their expenses in detail. Tune in to know more!
Sat, December 31, 2022
10 years of RIAs: Kalpesh Ashar’s journey as a financial planner
Mint's Shipra speaks to Kalpesh Ashar to capture how he manages his clients' money and helps them achieve their financial goals.
Thu, December 29, 2022
Here’s the journey of Tamil Nadu’s first individual registered investment advisor (RIA)
Mint’s Satya Sontanam speaks to Renu Maheshwari, SEBI Registered Investment Adviser and Co-founder of Finoscholarz, about her journey as a financial advisor since Sebi brought regulations on registered investment advisors (RIAs) 10 years back.
Tue, December 27, 2022
10 years of investment advisers in India: Here is journey of Dilshad Billimoria
In this episode, Mint's Jash Kriplani speaks with Dilshad Billimoria, managing director and principal officer, Dilzer Consultants on her own journey as a registered investment adviser (RIA) and how the profession has evolved since Sebi created RIAs 10 years back.
Mon, December 26, 2022
When you should buy a motor floater policy
In this episode, Mint's Navneet Dubey talks with Sanjay Datta, Chief of Underwriting, Reinsurance & Claims at ICICI Lombard, to discuss motor floater policy in detail. Tune in to know more!
Thu, December 22, 2022
Should you invest in mutual funds following the special situations theme in India?
Mint’s Satya Sontanam speaks to her guests about the special situations investing strategy and whether retail investors can make use of the mutual fund route to get the benefits of this investing style.
Thu, December 22, 2022
Here’s the journey of Suresh Sadagopan as a financial advisor
In this episode of Why Not Mint Money, Mint’s Neil Borate speaks with Suresh Sadagopan of Ladder7 Financial Advisories about his journey as a financial advisor. Tune in to know more.
Tue, December 20, 2022
Where the markets are headed in 2023
In this episode, Mint's Jash Kriplani spoke with Nilesh Shah, MD & CEO of Kotak Mahindra Asset Management, on what investors should expect from equity markets going into 2023
Tue, December 20, 2022
Why health insurance policy doesn’t pay for non-standard charges
In this episode, Mint's Navneet Dubey talks with Siddharth Singhal, business head of health Insurance at Policybazaar.com, to discuss why health insurance policy doesn't pay for non-standard charges in detail. Tune in to know more!
Fri, December 16, 2022
How high rentals affect Mumbaikars' lifestyle and savings
Mint's Shipra spoke to people renting in Mumbai about what percentage of their salaries is spent on rent, how high rent affect lifestyle and does it lower their ability to spend at other places.
Fri, December 16, 2022
What led to the growth of the AIF & PMS industry in India
Mint’s Satya Sontanam spoke to Munish Randev, founder & CEO, of Cervin Family Office about the growth of the alternative investment fund (AIF) and the Portfolio Management Services (PMS) industry that is catering to the high-net-worth individual’s investing requirements in India.
Thu, December 15, 2022
How Arun Kumar of FundsIndia manages his personal finances
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Arun Kumar, Head of Research, FundsIndia about his personal finance journey as part of Mint’s special Guru Portfolio series. Tune in to know more.
Tue, December 13, 2022
This new investment product strips coupon from bonds. All you need to know.
In this episode, Mint's Jash Kriplani spoke with Ankit Gupta, co-founder of BondsIndia on the new investment product called STRIPS and why investors should consider it.
Mon, December 12, 2022
All you need to know about Bima Sugam portal
In this episode, Mint's Navneet Dubey talks with Dr. Pallavi Seth, faculty at Amity School of Insurance, Banking & Actuarial Science, to discuss more on the Bima Sugam insurance portal. Tune in to know more!
Fri, December 09, 2022
How to get a job in a mutual fund
Mint's Shipra speaks to Manoj Chaudhary, HR- Head, Edelweiss AMC, to understand where does most hiring happen in an AMC and the qualifications required to get hired
Thu, December 08, 2022
NRIs share their experience of buying a real estate property in India
Mint’s Satya Sontanam spoke to four non-resident Indians to understand the reason why they invested in the Indian real estate property and how their experience has been so far.
Thu, December 08, 2022
How to avoid capital gains tax on a house that you have sold?
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Neeraj Agarwala, Partner, Nangia Andersen India on how to claim tax exemption on capital gains from the sale of a house? Tune in to know more.
Tue, December 06, 2022
Why IIM Ahmedabad has launched an art index
In this episode, Mint's Jash Kriplani spoke with Professor Prashant Das of IIM Ahmedabad to decode the newly-launched art index and the reason for launching it.
Mon, December 05, 2022
Why financial literacy is important for kids
In this episode, Mint's Navneet Dubey talks with Dr. Pallavi Seth, faculty at Amity School of Insurance, Banking & Actuarial Science, to discuss more on why financial literacy is important for kids. Tune in to know more!
Fri, December 02, 2022
How NRIs in US, Canada are taxed on capital gains from Indian MFs
Mint’s Satya Sontanam spoke to Chandrika Kadur, a senior tax manager with Petrinovich Pugh & Co., a California-based firm, and Mo Ahmad, founder of Westmark Tax Group in Canada, to decode the taxation of capital gains from Indian MFs in the hands of NRIs based in the US and Canada.
Fri, December 02, 2022
Laid off? This is how your severance pay will be taxed
Mint's Shipra spoke to Sonu Iyer, tax partner and people advisory services leader, EY India to discuss how is severance pay defined in IT laws for taxation purpose
Thu, December 01, 2022
Going down memory lane with Mirae Asset’s Swarup Mohanty
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Swarup Mohanty, Director & CEO, Mirae Asset Investment Managers (India) about his wedding day. We ask him about what he remembers of that eventful day. Was it an elaborate wedding and did it involve a lot of hectic preparations? Tune in to know more.
Thu, December 01, 2022
Why is investing in fixed-income securities important today?
The global economy has been taking massive hits since the pandemic. Add to that the possibility of a recession knocking on our doors in 2023. In such uncertain times, why should we change our investment strategy to incorporate fixed-income securities? And how will investing in fixed income bring us closer to saving and growing our hard-earned money? To answer these questions and to bust some myths in this episode, we have with us, Mr. Moulik Patel, CBO, Yubi Invest, Yubi - India's first unified credit platform.
Tue, November 29, 2022
How MarketsMojo uses 550 parameters to analyze over 4,000 stocks in Indian markets
Mohit Batra, CEO of MarketsMojo, an artificial intelligence-based stock research and advisory talked to Mint's Abhinav Kaul about the firm’s stock analyzing process, the human factor in taking a call on any stock, the company’s plan to enter the PMS industry and its initial public offer (IPO) roadmap.
Mon, November 28, 2022
How Atul Singh of LGT Wealth India invests his money?
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Atul Singh, MD & CEO, LGT Wealth India about the company he heads and his personal finance journey. Tune in to know more.
Fri, November 25, 2022
Claiming HRA? Here’s how to ensure it doesn’t get rejected
Mint's Shipra spoke to Karan Batra, managing partner of chartered club, about the do’s and don't's of claiming HRA
Thu, November 24, 2022
How are Indian techies in the US manage their finances
Mint spoke to four Indian IT professionals living in the US about how they manage their finances there
Thu, November 24, 2022
How Atul Singh of LGT Wealth India invests his money?
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Atul Singh, MD & CEO, LGT Wealth India about the company he heads and his personal finance journey. Tune in to know more.
Tue, November 22, 2022
How Screener. in's Ayush Mittal invests his money
Mint’s Abhinav Kaul talked to Ayush Mittal, co-founder of Screener.in, who shared his portfolio details, investment strategy, love for small- and mid-cap stocks and his financial journey for the special Mint series-Guru Portfolio.
Mon, November 21, 2022
Buying health insurance for the first time? Here's what you should know
In this episode, Mint's Navneet Dubey talks with Vivek Chaturvedi - CMO and Head of Direct Sales at Go Digit General Insurance, to discuss what you should know when Buying health insurance for the first time in detail. Tune in to learn more!
Fri, November 18, 2022
Guide for EV charging
Mint's Shipra speaks to Sameer Ranjan Jaiswal, CEO, Charzer to understand all the details a prospective EV buyer should know about charging an electric car or bike.
Fri, November 18, 2022
Pros and cons of dematerialisation of mutual fund units
Mint’s Satya Sontanam speaks to Juzer Gabajiwala, Director at Ventura Securities about how dematerialisation of mutual fund units work and to whom it is most suitable for.
Thu, November 17, 2022
How a Delhi-based couple bought their first home for Rs. 40 lakhs
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mayank Dhingra, an automotive journalist on his home-buying experience. Mayank and his wife, Neha Lalwani bought their first-ever flat, a 1 BHK in Shalimar Bagh in West Delhi in November 2021. We speak with Mayank on how the two went about shortlisting the right flat for themselves and what factors influenced their decision. Did they face any challenges along the way? Let’s hear it from him.
Tue, November 15, 2022
How IIFL Securities’ Sanjiv Bhasin makes his money grow
Mint’s Abhinav Kaul talked to Sanjiv Bhasin, director at IIFL Securities Ltd, about his portfolio details, investment strategy and financial journey for the special Mint series—Guru Portfolio.
Mon, November 14, 2022
Should you opt for an instalment mode for paying health insurance premiums?
In this episode, Mint's Navneet Dubey talks with Mahavir Chopra - Founder of Beshak.org, to discuss whether one should opt for the instalment option for paying health insurance in detail. Tune in to know more!
Sat, November 12, 2022
All about solar panels and savings on electricity bills
Mint's Shipra speaks to industry experts and people who have installed solar system in their homes to understand the cost of installing solar panel and how it reduced power bills by 100%.
Fri, November 11, 2022
All about solar panels and savings on electricity bills
Mint's Shipra speaks to industry experts and people who have installed solar systems in their homes to understand the cost of installing solar panels and how it reduces power bills by 100%.
Wed, November 09, 2022
All you wanted to know about creating a trust?
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Nishant Agarwal, Senior Managing Partner – CFP – Advisory at ASK Private Wealth on all about creating trust. The objectives for creating a trust can be varied – for some it may be a way of consolidating all their assets in one place, for others, it may be a way of passing on their wealth in a smooth manner to the next generation. Whatever be the reason, the structure of a trust allows one ample flexibility to deal with varied situations. Today, we speak with Nishant on who should consider creating a trust, what are the factors to consider while creating one, and lots more. Let’s hear it from Nishant.
Tue, November 08, 2022
Investment journey of Analyse India’s Nooresh Merani
Mint’s Abhinav Kaul talked to Nooresh Merani, an avid blogger, educator, and the founder of stock research firm, Analyse India. Merani shared his portfolio details, investment strategy and financial journey for the special Mint series —Guru Portfolio.
Tue, November 08, 2022
All about renting in Delhi through a non-binary person's experience
Mint's Shipra spoke to Mabel Mirza, who recognises as a non-binary person, about his experiences of renting house in Delhi
Mon, November 07, 2022
Know the difference between an individual and family floater health insurance policy
In this episode, Mint's Navneet Dubey talks with Indraneel Chatterjee - Co-founder of Renewbuy, to discuss the difference between an individual and family floater health insurance policy in detail. Tune in to know more!
Thu, November 03, 2022
Meet the young small-cap investors picking multi-bagger stocks
Mint’s Satya Sontanam speaks to a few young small-cap investors in India to understand how they pick multi-baggers, their mistakes and behavioral biases when investing in small-cap companies.
Thu, November 03, 2022
How to claim assets left behind by a deceased family member abroad
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Sonali Pradhan, Head of Wealth Planning, Julius Baer India on how to claim assets left behind by a deceased family member abroad. Is the process complicated? What needs to be done if the deceased had written a Will or created a Trust? What are some of the differences across countries such as the US, the UK, UAE, and Singapore on these matters? Let’s hear it from Sonali on this and much more.
Thu, November 03, 2022
How to claim assets left behind by a deceased family member living abroad.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Sonali Pradhan - Head of Wealth Planning, India - Julius Baer on how to claim assets left behind by a deceased family member living abroad. Is the process complicated? What needs to be done if the deceased had written a Will or created a Trust? What are the some of the differences across countries such as the US, the UK, UAE and Singapore on these matters? Let’s hear it from Sonali on this and much more.
Wed, November 02, 2022
The investment journey of Negen Capital’s Neil Bahal
Neil Bahal is founder and CEO of Negen Capital, a portfolio management service. Neil follows the ‘special situations’ style of investing, which was championed by legendary investor Warren Buffett. Mint’s Abhinav Kaul talked to Neil about his portfolio details, investment strategy and financial journey for the special Mint Series—Guru portfolio.
Mon, October 31, 2022
All you need to know about mental illness health insurance cover
In this episode, Mint's Navneet Dubey talks with Mayank Bathwal- MD and CEO of Aditya Birla Health insurance, to discuss mental illness health insurance cover in detail. Tune in to know more!
Thu, October 27, 2022
What you need to know about ‘Diwali stock ideas’ you see in the media
Mint’s Satya Sontanam speaks to Vidya Bala, co-founder of Primeinvestor.in, a well-regarded financial research provider, to understand the factors we need to keep in mind when investing based on ‘Diwali stock ideas’ we see in the media.
Wed, October 26, 2022
How FYERS’ Tejas Khoday invests his own money
Mint’s Abhinav Kaul talked to Tejas Khoday, co-founder and chief executive officer of FYERS, a brokerage for stock traders, about his investment strategy and financial journey for the special Mint series, Guru Portfolio.
Tue, October 25, 2022
How Abhishek Basumallick invests his own money
Mint’s Abhinav Kaul talked to Abhishek Basumallick, founder of Intelsense, a stock research firm about his journey from a software engineer to an investor.
Fri, October 21, 2022
What kind of lifestyle Rs 1 lakh salary can get you
Mint's Shipra Singh speaks to young professionals in different cities about how they manage with a 1 lakh salary that has been a benchmark for a successful career.
Wed, October 19, 2022
What is inflation and how does it eat into your returns?
Mint’s Satya Sontanam speaks to Anish Teli, managing partner of QED Capital Advisors LLP about how inflation impacts an individual’s financial planning and where to invest to lower its impact.
Tue, October 18, 2022
How Aurum Capital's Jiten Parmar invests his money
Mint’s Abhinav Kaul talked to Jiten Parmar, the co-founder of Aurum Capital, a Sebi-registered research analyst firm, about his financial journey, how he started Aurum Capital, and his transformation from a software engineer to an investor.
Mon, October 17, 2022
Should you surrender a Ulip policy during the lock-in period?
In this episode, Mint's Navneet Dubey talks with Samit Updadhyay- Executive Vice President & Chief Financial Officer of TATA AIA Life insurance, to discuss when and how you should surrender a Ulip policy. Tune in to know more!
Fri, October 14, 2022
How to reduce tax on rent from vacant houses
Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit consultancy about how the tax on rent on multiple house properties is determined and how can one reduce the tax outgo
Thu, October 13, 2022
How to transfer shares from one demat account to another
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mohit Mehra, Head of IPO, Zerodha about how one can transfer shares from one demat account to another - can this be done online or is it a physical process, what it costs and how much time can it take. Tune in to know more.
Wed, October 12, 2022
What are market-linked debentures?
Mint’s Satya Sontanam speak to Puneet Aggarwal, Founder and Director at BondsIndia, an online bonds platform, to decode what market-linked debentures are, its risks and who can consider investing in these products.
Mon, October 10, 2022
How policy buyers can avoid health insurance claim rejection
In this episode, Mint's Navneet Dubey talks with Sangeeta Veena, Head of Accident and Health claims (Retail) at Royal Sundaram General Insurance, to discuss how policy buyers can avoid rejection of health insurance claims. Tune in to know more!
Sat, October 08, 2022
Tax implications of moonlighting
Mint's Shipra spoke to Nitesh Buddhadev, a chartered accountant and founder of Nimit Consultancy, to discuss how moonlighting income is taxed
Thu, October 06, 2022
How much can you earn by investing in start-ups through Indian venture capital funds?
Mint’s Satya Sontanam speak to Sandeep Jethwani, co-founder of dezerv about investing in venture capital funds and the long-only funds in the AIF space.
Tue, October 04, 2022
What’s the outlook of the pharma sector on a 5-year basis?
Over a one-year period, pharma funds have delivered a negative return of 11% to investors. On a long-term though, this thematic category has been among the top performers. Mint’s Abhinav Kaul talked to Aditya Khemka, fund manager at InCred PMS, about the outlook of pharma funds.
Mon, October 03, 2022
Can you switch from group health insurance to individual health cover?
In this episode, Mint's Navneet Dubey talks with Noel Coutinho, Co-founder and Chief Business Officer of ekincare - Hyderabad-based AI full-stack health benefits platform, to discuss how you can switch from group health insurance to individual health cover. Tune in to know more!
Fri, September 30, 2022
All you wanted to know about the RBI’s Liberalized Remittance Scheme
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Neeraj Agarwala, Partner, Nangia Andersen India about the RBI’s Liberalized Remittance Scheme or what is more commonly known as the LRS. Tune in to know more.
Thu, September 29, 2022
Can you invest in short-duration debt mutual funds for long-term needs?
Mint’s Satya Sontanam speak to Ravi Saraogi, CFA, Co-founder, Samasthiti Advisors to understand if taking a duration risk by investing in longer duration debt mutual funds helps in generating higher returns.
Wed, September 28, 2022
Mistakes to avoid in filing audited tax returns
Mint's Shipra spoke to Sandeep Sehgal, partner-tax, AKM Global about tax compliance rules and the various deadlines and ensuing penalties for business owners
Mon, September 26, 2022
Why buying student travel insurance is essential for children studying abroad
In this episode, Mint's Navneet Dubey talks with Manas Kapoor, Product Head - Travel Insurance at Policybazaar.com, to discuss Why buying student travel insurance is essential for children studying abroad. Tune in to know more!
Fri, September 23, 2022
All about zero-cost term plans
Mint's Shipra Singh decodes the early exit benefit on term plans that allow policyholders to terminate policy prematurely and pays back the premium
Thu, September 22, 2022
The investing style of Gautam Baid, author of the book ‘The Joys of Compounding’
Mint’s Satya Sontanam speak to Gautam Baid, managing partner at Stellar Wealth Partners India Fund and the author of The Joys of Compounding to understand how he manages his personal finances and the lessons he learned from various market cycles.
Wed, September 21, 2022
A primer on education loans
In this episode of Why Not Mint Money, Mint’s Maulik talks about education loans – what are the rates of interest charged, what do banks look at while reviewing loan applications, what costs does the loan amount cover and other details. Tune in to know more.
Tue, September 20, 2022
How Renaissance's Pankaj Murarka invests his money
Mint’s Abhinav Kaul talked to Pankaj Murarka, founder and chief investment officer of Renaissance Investment Managers, about his financial journey, how he started Renaissance, and his experience of working with investment guru, the late Rakesh Jhunjhunwala.
Mon, September 19, 2022
How should one buy a car insurance policy?
In this episode, Mint's Navneet Dubey talks with Animesh Das, Senior Director- Motor Underwriting at ACKO general insurance, to discuss how one should buy a car insurance policy. Tune in to know more!
Fri, September 16, 2022
Where to invest during high inflation?
Mint's Shipra speaks to Ram Medury, founder and CEO, of Jama Wealth to discuss how investments could lose money during high inflation and what investors should do to protect their wealth
Thu, September 15, 2022
Should you invest in business cycle funds in India?
Mint's Satya Sontanam speaks to Vishal Dhawan, Founder & CEO of Plan Ahead Wealth Advisors about the business cycle funds in India and what should investors keep in mind before investing in them.
Wed, September 14, 2022
How Vishal Khandelwal of Safal Niveshak invests his money?
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Vishal Khandelwal, founder of Safal Niveshak, an initiative to help people become better investors, about his personal finance journey. Tune in to know more.
Tue, September 13, 2022
What investors should keep in mind when buying MF schemes from banks ?
Most mutual funds with associated banks have their sister banks among the largest recipient of distributor commissions. Mint talked to Kirtan Shah, founder, and CEO of Credence Wealth Advisors about how this impacts investors and what investors should keep in mind when buying mutual fund schemes from banks.
Mon, September 12, 2022
How should millennials plan their finance before purchasing a house?
In this episode, Mint's Navneet Dubey talks with Anuj Sharma, Chief Operations Officer at India Mortgage Guarantee Corporation (IMGC), to discuss how should millennials plan their finance before purchasing a house in detail. Tune in to know more!
Fri, September 09, 2022
Why is Adhil Shetty of BankBazaar a fan of index funds
Mint's Shipra speaks to Adhil Shetty, CEO, Bankbazaar to discuss his investment strategy, how he juggles multiple credit cards and his relationship with money.
Thu, September 08, 2022
How mutual funds are using covered call strategies to generate additional income
Mint’s Satya Sontanam speaks to Raunak Onkar, research head & co-fund manager of Parag Parikh mutual fund to understand what it is and how they are using it in their fund.
Tue, September 06, 2022
Why Indians are opting for alternative residency programs
Mint’s Abhinav Kaul talked to Shilpa Menon, senior director-India, LCR Capital Partners, a US-based investment and advisory services firm about alternative residency programs, why Indians are opting for them and what are their benefits.
Mon, September 05, 2022
Is there any time limit for filing health insurance claims?
In this episode, Mint's Navneet Dubey talks with Amit Chhabra, head of health insurance at Policybazaar.com, to discuss health insurance claims in detail. Tune in to know more!
Fri, September 02, 2022
Best credit card options for students
Mint's Shipra chats with Kashif Ansari, assistant professor, Hansraj College, University of Delhi to discuss the credit card options available for students as they gear up for college, start their credit journey
Thu, September 01, 2022
Family offices: How do India’s ultra-rich make investments?
Mint’s Satya Sontanam speaks to a panel who are managing the wealth of ultra-high-net-worth individuals on how the ultra-rich are investing and what money means to them.
Wed, August 31, 2022
Do mutual funds serve India’s youth?
At the Mint Mutual Funds Conclave 2022 held in Mumbai on August 25, Mint’s Maulik in a light-hearted panel discussion on ‘Do mutual funds serve India’s youth’. The speakers on the panel were Aditya Kondawar, Partner & VP of Key Accounts, Complete Circle Capital; Anant Ladha, Founder, Invest Aaj for Kal; Mandeep Gill, Co-founder, Labour Law Advisor and Pranjal Kamra, CEO, Finology Ventures.
Wed, August 31, 2022
What role do passive schemes play in a mutual fund portfolio?
Neil Borate, deputy editor at Mint in a panel discussion during the Mint Mutual Funds Conclave 2022 talked about what is needed to grow the passive mutual fund industry. Members on the panel included, Pratik Oswal, head of passive funds, Motilal Oswal AMC; DP Singh, deputy managing director and chief business officer at SBI Mutual Fund; and Radhika Gupta, MD & CEO, Edelweiss MF.
Tue, August 30, 2022
What role do passive schemes play in a mutual fund portfolio?
Neil Borate, deputy editor at Mint in a panel discussion during the Mint Mutual Funds Conclave 2022 talked about what is needed to grow the passive mutual fund industry. Members on the panel included, Pratik Oswal, head of passive funds, Motilal Oswal AMC; DP Singh, deputy managing director and chief business officer at SBI Mutual Fund; and Radhika Gupta, MD & CEO, Edelweiss MF.
Mon, August 29, 2022
All you need to know about life insurance claim
In this episode, Mint's Navneet Dubey talks with Apaar Kasliwal, Executive Director of PolicyBoss.com, to discuss about life insurance claims in detail. Tune in to know more!
Fri, August 26, 2022
Better alternatives to FDs during high inflation
Mint's Shipra spoke to Prableen Bajpai, founder of FinFix and Analytics Private Limited to understand why FDs are not a good investment option during high inflation
Thu, August 25, 2022
What are the three types of employee share-based payments other than ESOPs?
Mint’s Satya Sontanam speaks to Bharath Reddy from Cyril Amarchand Mangaldas to decode four types of employee share-based payments. Tune in!
Wed, August 24, 2022
What lies ahead for gold – sizzle or fizzle?
In this episode of Why Not Mint Money, Mint’s Neil Borate speaks with David Tait, Global CEO, World Gold Council to understand the key demand drivers for gold and whether the collapse of cryptocurrency will impact it. David also shares his views on India’s bullion exchange. Tune in to know more.
Tue, August 23, 2022
Is positive sentiment building on small-cap stocks?
Mint’s Abhinav Kaul talked to Aditya Sood, Portfolio Manager at InCred PMS, about the outlook of small-cap stocks as well as themes and sectors that look interesting in this space.
Mon, August 22, 2022
All you need to know about critical illness cover
In this episode, Mint's Navneet Dubey talks with Ashish Yadav, Head of Products at ManipalCigna Health Insurance, to discuss about critical illness cover in detail. Tune in to know more!
Thu, August 18, 2022
All you need to know about advance tax
Mint's Shipra spoke to Sudhakar Sethuraman, partner, Deloitte to break down the complexities of advance tax and the penalty taxpayer has to bear on not paying it.
Thu, August 18, 2022
Investment perspectives of 3 family members across generations
This story is about the personal finance journey of 3 individuals from different generations of the same family. Interestingly, the oldest in the family has the highest equity exposure. To know more, Tune in!
Tue, August 16, 2022
How Carnelian Asset's Vikas Khemani invests his money
Mint’s Abhinav Kaul talked to Vikas Khemani, founder of Carnelian Asset Advisors about his portfolio and investment strategy for the special ‘Guru Portfolio’ series.
Thu, August 11, 2022
The investment strategy of Sanctum Wealth’s Shiv Gupta
Mint’s Neil Borate and Satya Sontanam speak to Shiv Gupta, founder and CEO at Mumbai-based Sanctum Wealth to understand how he manages his personal finances and the lessons he learnt by managing other people’s money.
Wed, August 10, 2022
How Scripbox is fuelling its growth?
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Atul Shinghal, Founder and CEO, Scripbox, a digital online wealth management platform to understand their business model, what they offer to customers and their acquisition strategy. They have been on an acquisition spree and recently entered into a partnership with Wealth Managers (India), a Pune-based wealth management firm. This has helped them expand its asset base from Rs. 1,700 crores in August 2020 to Rs. 12,000 crores now. Tune in to know more.
Tue, August 09, 2022
Outlook of China and Taiwan focused funds amid geopolitical tensions
Tensions between China and Taiwan are spiking over a visit by the US House of Representatives speaker Nancy Pelosi. China has been considered the factory of the world and Taiwan is a major exporter of electronics products. Indian funds focusing on these countries have underperformed over the past year. Mint talked to Prableen Bajpai, founder of FinFix Research & Analytics, about the outlook of these funds given the geopolitical tensions.
Mon, August 08, 2022
The trouble with opening too many bank accounts
Employers often force you to open accounts with their partner banks, which may lead to you accumulating too many bank accounts. Mint's Shipra explains how it can impact you
Mon, August 08, 2022
Is it important to opt for home loan insurance while buying a home?
In this episode, Mint's Navneet Dubey talks with Sajja Praveen Chowdary, Associate Director of Policybazaar.com, to discuss the importance of opting for home loan insurance while buying a home. Tune in to know more!
Fri, August 05, 2022
Should you invest in concentrated portfolios of Focused funds and PMSes?
Mint’s Satya Sontanam speak to Vishal Chadiramani, managing partner - products and chief operating officer at TrustOlutus Wealth Management on what concentrated portfolios are and when to invest in them. Tune in!
Wed, August 03, 2022
How Value Research’s Dhirendra Kumar invests his money
Mint’s Neil Borate and Abhinav Kaul talked to Dhirendra Kumar, founder and chief executive officer of Value Research about his investment details and how he came to found Value Research, for the special ‘Guru Portfolio’ series.
Tue, August 02, 2022
What to do if you didn't file your tax return before 31st July
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Anil Sathe about what can be done if you have missed filing your tax returns and things to keep in mind for next year.
Mon, August 01, 2022
How Shaadi.com’s Anupam Mittal grows his money
In this Guru portfolio episode, Mint's Neil Borate and Navneet Dubey talk with Anupam Mittal, the founder of Shaadi.com, to understand how he manages his own money and chooses companies in his portfolio. Tune in to know more!
Fri, July 29, 2022
Filing last-minute ITR? Know these key points
Last-minute tax filing runs the risk of incorrect filing or defaulting on deadline. Mint's Shipra spoke to Sonu Iyer, Tax Partner and People Advisory Services Leader, EY India to discuss key points for error free last minute ITR filing
Thu, July 28, 2022
How to disclose income from investments and trading in ITRs
Mint’s Satya Sontanam speak to Tapati Ghose, Partner, Deloitte India to understand the tax rules and the reporting requirements of capital gains on stocks and mutual fund units.
Wed, July 27, 2022
Will the performance of Parag Parikh Flexi Cap Fund be impacted because of the limit on international stock investing?
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Raunak Onkar, Research Head & Co-Fund Manager, PPFAS Mutual Fund about how the fund house’s flexi cap fund will be impacted by the limit on overseas investments by mutual funds. Raunak also talks about what’s looking attractive in the Indian market and what value investing means to them. Tune in to know more.
Tue, July 26, 2022
Basant Maheshwari: The making of a high-risk investor
Mint’s Neil Borate and Abhinav Kaul talked to Basant Maheshwari, co-founder and partner at Basant Maheshwari Wealth Advisers LLP, a portfolio management company, about his investment journey, key stock picks over the years and stock market mantras.
Mon, July 25, 2022
What's next for HDFC MF after Prashant Jain
Mint speaks to Siddhanth and Sanyam Jain from Blue Fort Financial about decoding the legacy of India's largest fund manager as he leaves HDFC Mutual Fund, and whether returns will sustain after his departure.
Fri, July 22, 2022
How Sundeep Sikka of Nippon AMC invests his money
Mint's Shipra Singh spoke to Sundeep Sikka, ED and CEO, Nippon India mutual Fund to trace his personal finance journey so far
Thu, July 21, 2022
Why flagship MF schemes don’t always outperform
Mint’s Satya Sontanam speak to Arun Kumar, Head of Research at FundsIndia, to decode the reason why not all ‘star’ or ‘flagship mutual fund schemes can sustain their outperformance
Wed, July 20, 2022
Who should buy a multi-year health policy?
In this episode, Mint's Navneet Dubey talks with Sarita Joshi, the Head of Product - Health Insurance at Probus Insurance broker, to discuss multi-year health policies in detail and who should buy them. Tune in to know more!
Mon, July 18, 2022
What You Need To Know About Passive Funds?
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Medha Budhia, Aditya Birla Sun Life Mutual Fund, about passive funds and how to invest in ETFs and Index Funds.
Fri, July 15, 2022
Rewards you can realistically earn in paying rent through credit card
Mint's Shipra spoke to Kashif Ansari, assistant professor at Hansraj College, University of Delhi to understand the reward mechanism of paying rent through a credit card and the various risks involved.
Thu, July 14, 2022
Key factors to consider before investing in InvITs
Mint’s Satya Sontanam speak to Meghana Pandit, Chief Investment Officer at Indigrid InvIT, to understand how to assess InvITs before investing in them. Tune in!
Wed, July 13, 2022
What does MF Central, the mutual fund transactions platform have for investors?
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Anuj Kumar, Managing Director of CAMS, India’s largest registrar and transfer agent or RTA providing mutual services, about MF Central, the mutual fund transactions platform launched by CAMS and KFin Technologies in Sept 2021. Anuj talks about all the financial and non-financial transactions that investors can do on the platform, and what else remains to be done. Tune in to know more.
Tue, July 12, 2022
How Technology Is Driving Innovation In The Motor Insurance Sector?
How technology is driving innovation in the motor insurance sector In this episode, Mint's Navneet Dubey gets in conversation with Shanai Ghosh who is the Executive Director and CEO of Edelweiss General Insurance, to talk about how technology is driving innovation in the motor insurance sector. Tune in to know more!
Mon, July 11, 2022
Have capital to last 4-5 years even if we have zero revenue: CoinDCX
Have capital to last 4-5 years even if we have zero revenue: CoinDCX Intro : Mint’s Abhinav Kaul and Neil Borate talked to Mridul Gupta, chief operating officer at CoinDCX about the recently introduced 1% tax deducted at source (TDS) on crypto transactions, safety of investors’ funds on the platform and the recent collapse of some crypto exchanges.
Thu, July 07, 2022
Key Factors To Consider Before Investing In Reits
Mint’s Satya Sontanam speak to Sahil Kapoor, senior executive vice president at IIFL Wealth, to understand how to assess Reits before investing in them. Tune in!
Tue, July 05, 2022
How Motilal Oswal MF’s Pratik Oswal invests his money
Mint’s Abhinav Kaul talked to Pratik Oswal, head of passive funds business at Motilal Oswal Asset Management Company about his investment portfolio and strategy.
Mon, July 04, 2022
A financial planners guide to building your portfolio in the current market scenario
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vishal Dhawan of Plan Ahead Wealth Advisors about how to build your portfolio in the current market scenario and diversify your investments
Fri, July 01, 2022
Changes in ITR forms related to ESOPs you should know about
A new schedule is inserted in ITR forms this year that will capture the tax-deferred on ESOPs. Mint's Shipra spoke to Sandeep Jhunjhunwala, partner, Nangia Anderson to understand what taxpayers should do.
Thu, June 30, 2022
How PrimeInvestor’s Vidya Bala manages her personal finances
Mint’s Satya Sontanam speaks to Vidya Bala, co-founder of Primeinvestor.in, a well-regarded financial research provider, to understand her views on various asset classes and how she manages her money. Tune in!
Wed, June 29, 2022
Risks involved while taking a joint home loan with your spouse
In this episode, Mint's Navneet Dubey gets in conversation with Atul Monga who is the Founder of BASIC Home Loan. It is a fintech startup, developing an automated platform for home lending in India.
Wed, June 29, 2022
All you need to know about TDS provisions for crypto assets
Mint’s Abhinav Kaul and Naveen Wadhwa, deputy general manager at Taxmann, discusses TDS provisions for crypto assets and what investors should keep in mind.
Wed, June 29, 2022
All you need to know about TDS provisions for crypto assets
Mint’s Abhinav Kaul and Naveen Wadhwa, deputy general manager at Taxmann, discuss TDS provisions for crypto assets and what investors should keep in mind.
Mon, June 27, 2022
Do millennials invest better than their parents?
Millennials have proved themselves to be enthusiastic equity investors, particularly over the past two years. Some dip their toes into cryptocurrency. Their parents on the other hand focused on real estate and gold, for most of their lives. Mint's Neil Borate speaks to Siddhanth Jain and Viraj Vora of Blue Fort Financial to explore this question.
Fri, June 24, 2022
Should you invest in sectoral and thematic funds?
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Rushabh Desai ---- founder of Rupee with Rushabh Investment Services about sectoral and thematic funds. Such funds must invest at least 80% of their corpus in stocks of a particular sector or theme. That is, they follow a concentrated investment strategy. Tune in to find out if these funds are right for you.
Fri, June 24, 2022
Risks and rewards of investing in startups for retail investors
Several digital platforms let retail investors get a slice of early-stage startups with as little as Rs 5,000. But, startup equity investing has the highest risk-reward ratio. Mint's Shipra speaks to Ram Kalyan Medury, founder and CEO of Jama Wealth to understand how it works.
Wed, June 22, 2022
How Zerodha’s Nithin Kamath manages his personal finances
Mint’s Neil Borate and Satya Sontanam speak to Nithin Kamath, co-founder and CEO of Zerodha to understand his views on various asset classes and how he manages his money. Tune in!
Wed, June 22, 2022
Top market experts suggest how to make money in this market
Mint asked Shankar Sharma; Nilesh Shah, group president and MD of Kotak Mahindra Mutual Fund; Deepak Shenoy, founder and CEO of Capitalmind; and Nikhil Kamath, Co-founder, Zerodha, whether this is a buyer’s or a seller’s market.
Mon, June 20, 2022
What you need to know about inflation, fed rate hike and market corrections
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Ankita Pathak, DSP Mutual Fund, about how to deal with inflation, Fed rate hike, and market corrections.
Fri, June 17, 2022
How a home loan interest saver account can lower your interest burden?
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Vishal Dhawan - Founder & CEO - Plan Ahead Wealth Advisors, a SEBI registered investment advisor on how a home loan interest saver account, also known as a smart loan, can cut down your interest cost. Here’s all you need to know about this home loan product.
Thu, June 16, 2022
Why are the fixed deposit rates not going up at the same pace as loan rates?
Mint’s Satya Sontanam speaks to Raj Khosla, founder of the My Money Mantra, about how the banks decide the fixed deposit rates. Tune in!
Wed, June 15, 2022
How Raj Shamani invests his money
In this episode, Raj Shamani, a digital content creator speaks to Mint's Neil Borate on his journey and how he invests his own money.
Tue, June 14, 2022
Debt Investment Strategy Amid Rising Interest Rates
Mint's Abhinav Kaul talked to Pankaj Pathak, fund manager, Fixed Income at Quantum AMC to discuss what debt investors should do given rising interest rates.
Fri, June 10, 2022
What Are The Three Stages Of A Bear Market?
Mint’s Satya Sontanam speaks to Anish Teli, managing partner of QED Capital Advisors LLP about the three stages of a bear market. Tune in!
Fri, June 10, 2022
Is Fractional Investing In Real Estate For You?
Fractional ownership in commercial real estate promises a high rental yield and can be done with small investment amount starting at Rs 25 lakh. But it also carries risk. Mint's Shipra speaks to Sudharshan Lodha, co-founder, and CEO, Strata to find out how it works.
Tue, June 07, 2022
Why there is a need to improve access to instant and Realtime Healthcare Solutions?
In this episode, Mint's Navneet Dubey gets in conversation with Yogesh Agarwal who is the youngest Actuary in the world and the Founder of Onsurity, a tech-enabled employee healthcare platform, to talk about why there is a need to improve access to instant and Real-time healthcare solutions. Tune in to know more!
Mon, June 06, 2022
Dalal Street Veteran Vijay Kedia Shares His Investment Principle
Mint’s Abhinav Kaul talked to a well-known value investor, Vijay Kedia, about his investment portfolio, investment style, and how he picks stocks.
Mon, June 06, 2022
Dalal Street Veteran Vijay Kedia shares his investment principle
Mint’s Abhinav Kaul talked to well-known value investor, Vijay Kedia, about his investment portfolio, investment style and how he picks stocks.
Fri, June 03, 2022
All you need to know about index funds and ETFs?
Mint’s Satya Sontanam speaks to Siddharth Srivastava, Head - ETF Products at Mirae Assets Global investments about the key features you need to know about passive funds before investing in them. Tune in!
Wed, June 01, 2022
How Rajeev Thakkar manages his money
As part of HT Mint's annual series, Mint's Maulik speaks to Rajeev Thakkar, CIO and Director, PPFAS Mutual Fund about his investments, his apparently concentrated exposure to PPFAS, and how he got into equity investing professionally?
Tue, May 31, 2022
The state of the crypto market with Ajeet Khurana
Mint's Abhinav Kaul talked to Ajeet Khurana, founder of Reflexical, to get a sense of the state of the crypto market. Khurana also talked about the crypto market outlook, learnings from the collapse of the Luna blockchain and Indian crypto regulations.
Mon, May 30, 2022
Caught In A Debt Trap? You Can Get Relief
India is seeing the beginning of a debt relief industry. Mint talks to the founder of one such startup, Ritesh Srivastava of FREED to understand how debt relief firms can help.
Fri, May 27, 2022
Does exposure to dividend yield funds makes sense in the bear market?
Mint’s Satya Sontanam speaks to Vishal Dhawan, Founder & CEO of Plan Ahead Wealth Advisors about the dividend-yielding stocks and funds and their ability to perform better during volatile periods. Tune in!
Fri, May 27, 2022
Will you get insurance pay-out if EV catches fire
In this episode of Why Not Mint Money, Mint's Shipra speaks to R.K.T. Krishnan, head - motor claims, Royal Sundaram General Insurance to understand whether insurance claims will be honoured if EV catches fire. Tune in to know more.
Thu, May 26, 2022
How SEBI’s New Rules On Tracking Error Improve Index Funds And ETFs
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Niranjan Awasthi, Head of Product, Marketing & Digital Business at Edelweiss AMC on how SEBI’s new rules on tracking error, as part of its circular on passive funds, improve index funds and ETFs. Tune in, to know more.
Wed, May 25, 2022
Should investors go for Navi Finserv NCD issue?
Mint looks at what non-convertible debentures or NCDs are, how do they work and should investors go for Navi Finserv's NCD issue
Mon, May 23, 2022
How You Can Invest In Curated Index Fund Portfolios
Pratik Oswal, Head of Passive Funds at Motilal Oswal AMC and founder, Glide Invest, talks to Neil Borate about the low cost curated portfolios that Glide offers.
Thu, May 19, 2022
Personal finance lesson from the story of a frog and a scorpion
Mint’s Satya Sontanam speaks to Sahil Kapoor - Head of Products & Market Strategist – DSP Mutual Funds and also a good storyteller about the key points of mutual fund investing in the form of short stories. Tune in!
Wed, May 18, 2022
All you need to know how Coverfox insurtech firm reinvented themselves during pandemic
In this episode, Mint's Navneet Dubey gets in conversation with Sanjib Jha who is CEO and Executive Director of Coverfox.com insurtech firm to talk about how they have reinvented themselves during the pandemic. Tune in to know more!
Tue, May 17, 2022
A Guide To Buying A Home In Rising Interest Rates Scenario
Abhinav Kaul talked to Adhil Shetty, CEO, of Bankbazaar.com about why homebuyers should watch out for rising interest rates.
Mon, May 16, 2022
What you don't know about professional indemnity insurance
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vivek Narain, Sana Insurance Brokers about why you must take professional indemnity insurance and how it can be a great way to safeguard professionals from liabilities.
Fri, May 13, 2022
How Karan Bhagat, CEO & MD, IIFL Wealth & Asset Management invests his money?
Mint's Shipra speaks to Karan Bhagat, MD & CEO, IIFL Wealth and Asset Management to talk about how he invests his own money, what makes him a moderate risk investor and his idea of wealth.
Fri, May 13, 2022
Does Atul Shinghal of Scripbox rely on the platform’s algorithms for his investment portfolio?
Mint’s Satya Sontanam speaks to Atul Shinghal, Founder and CEO of Scripbox, to find out if he relies on the platform’s algorithms for his own investment portfolio and also his personal finance journey. Tune in!
Wed, May 11, 2022
What PMS investors need to know?
In this episode of Why Not Mint Money, Mint's Maulik speaks to Munish Randev, Founder & CEO, Cervin Family Office & Advisors and Nishant Agarwal, Managing Partner & Head, Family Office of ASK Wealth Advisors on what to look at while shortlisting a PMS scheme and whether they offer any value over mutual funds. Tune in to know more!
Tue, May 10, 2022
How Smallcase Founder Vasanth Kamath invests his own money?
Mint's Abhinav Kaul got up and close with Vasanth Kamath, Founder and CEO of smallcase, for its annual series on the personal finance journey of financial services industry leaders.
Mon, May 09, 2022
How Deepak Shenoy invests his own money?
Mint caught up with Deepak Shenoy, Founder, Capitalmind, as part of our Guru Portfolio series to understand how he invests his own Money. Among many other facets of Deepak Shenoy's style, he does not invest in real estate, even to the extent of not owning a house. Tune in to know more!
Fri, May 06, 2022
Own a credit card? You must know about these new rules!
Mint's Shipra spoke to Raj Khosla, MD, MyMoneyMantra to understand how RBI's new guidelines on credit cards benefit customers.
Fri, May 06, 2022
What are the common pitfalls to avoid while investing?
Mint’s Satya Sontanam speaks to Gaurav Rastogi, Founder & CEO of Kuvera, about the investment pitfalls one should avoid during their personal finance journey. Tune in!
Mon, May 02, 2022
How to avoid financial frauds and not lose money through UPI transactions?
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Abhishek Saxena of Eroute Technologies about how to avoid falling victim to financial frauds and what to do in case you become a victim.
Sun, May 01, 2022
What impacts the interest rate on floating rate loans?
In this episode of Why Not Mint Money, Mint's Maulik speaks to Anil Gupta, Vice President & Co-Group Head - Financial Sector Ratings, ICRA, about floating rate bank loans. The interest rate on such loans is not fixed and is linked to the repo rate or the MCLR, which is the marginal cost of lending rate. Will the recent hike in the MCLR by a few banks or the widely expected hike in the repo rate by the RBI, as and when it happens, impact retail borrowers like you and me? Tune in, to know more.
Fri, April 29, 2022
Should you invest in gold amidst sticky inflation?
Mint's Shipra spoke to Somasundaram PR, Regional CEO, India, World Gold Council, to understand the decline in gold jewelry demand in India in Q1 of 2022 and whether rising inflation is going to spur demand for gold investment.
Thu, April 28, 2022
How does a fund manager at Axis Mutual Fund manage his personal finances?
As part of HT Mint's annual series, Satya Sontanam speaks to Jinesh Gopani, Head of Equities, Axis Mutual Fund, to understand his personal finance journey. Let’s listen to this fund manager on how he manages his own money. Tune in!
Wed, April 27, 2022
What Lies Ahead In Digital Payment's Trends?
Mint talked to Pratik Gandhi, Co-founder and Chief Operating Officer of fintech firm, Nium, about existing issues with payments' infrastructure, how blockchain technology can be leveraged, and new trends in the consumer digital payments space.
Mon, April 25, 2022
How does Devina Mehra manage her money?
As part of HT Mint's annual series, Mint's Maulik speaks to Devina Mehra, Founder, Chairperson and MD, First Global, about her investments and asset allocation. She also has some money advice to offer.
Fri, April 22, 2022
Where does Aashish Somaiyaa of WhiteOak Invests his money?
As part of Mint's annual special series, Mint's Shipra speaks to Aashish Somaiyaa, CEO, WhiteOak Capital AMC on his preferred asset class, impact of the pandemic on his investments and his approach to family money matters.
Thu, April 21, 2022
How does Saurabh Mukherjea of Marcellus manage his personal finances?
As part of HT Mint's annual series, Satya Sontanam speaks to Saurabh Mukherjea, Founder and Chief Investment Officer (CIO) at Marcellus Investment Managers, about where he invests, what his asset allocation is and why he doesn’t believe in investing in debt and gold. Tune in!
Wed, April 20, 2022
Can Kenko's OPD subscription model fill gaps in healthcare?
In this episode, Mint's Navneet Dubey gets in conversation with Aniruddha Sen, who is the Co-Founder of Kenko Health, to talk about what is OPD subscription model in healthcare and how he can help in filling gaps in this sector through offering subscription plans. Tune in to know more!
Wed, April 20, 2022
How risky are State Government Bonds?
As state government debt becomes popular among investors and fund managers because of the additional yield it gives over central government debt, we ask how risky it is. How sustainable are state government finances? Sandeep Yadav, Head of Fixed Income at DSP Mutual Fund answers this important question.
Tue, April 19, 2022
Importance of asset allocation via hybrid funds
Mint’s Abhinav Kaul talked to D P Singh, Chief Business Officer at SBI Mutual Fund to explore whether investors should be placed in the hybrid fund category.
Mon, April 18, 2022
Investments 101 with Aditya Kondawar
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Aditya Kondawar, JST Investments about his personal financial journey, building a portfolio and his opinion on various asset classes.
Fri, April 15, 2022
How does Nikhil Kamath manage his personal finances?
As part of HT Mint's annual series, Mint's Satya Sontanam speaks to Nikhil Kamath, Co-Founder of Zerodha and True Beacon, about his investments, asset allocation, and why he maintains an emergency corpus that can cover him for five years and many more. Tune in!
Thu, April 14, 2022
How does Swarup Mohanty manage his personal finances?
As part of HT Mint's annual series, Mint's Maulik speaks to Swarup Mohanty, CEO, Mirae Asset Investment Managers (India) about his investments and asset allocation, the impact of the pandemic on his money matters, and his advice to investors.
Tue, April 12, 2022
Are company FDs good for investors in higher income tax slabs?
Can company FDs benefit investors who fall within higher income tax slabs? Mint’s Abhinav Kaul talks about corporate fixed deposits and should investors go for them.
Mon, April 11, 2022
How risky are State Government Bonds?
As state government debt becomes popular among investors and fund managers because of the additional yield it gives over central government debt, we ask how risky it is. How sustainable are state government finances? Sandeep Yadav, Head of Fixed Income at DSP Mutual Fund answers this important question.
Sat, April 09, 2022
Where does Kalpen Parekh of DSP invest his money?
As part of Mint's annual special series, Mint's Shipra speaks to Kalpen Parekh, MD, and CEO, DSP Investment Managers on his preferred asset class, the impact of the pandemic on his investments, and his approach to family money matters.
Fri, April 08, 2022
How to Build Wealth ?
Mint’s Satya Sontanam in conversation with Rajesh Saluja, CEO & MD at ASK Wealth Advisors on what is wealth, things to do and not to do while building wealth, finding a wealth manager, and more. Tune in!
Thu, April 07, 2022
Should retail investors go for online bond platforms?
Gone are the days when investing in fixed income products meant investing in fixed deposits or at best, in debt mutual funds. With a number of dedicated fixed income online platforms springing up over the last few years, investing in bonds is just a few clicks away. In this episode, host Maulik Madhu talks about some of the fixed income platforms that are available to investors, what they offer and what one must keep in mind before investing through them.
Tue, April 05, 2022
Are ELSS funds a good wealth-generation option?
Do you know that there’s an investment option that can help you save up to Rs 46,800 a year in taxes? Mint’s Abhinav Kaul talks to Rushabh Desai, Founder of Rupee With Rushabh Investment Services to get a deeper understanding of ELSS funds.
Mon, April 04, 2022
Your to-do list for the new financial year
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Arun Kumar, FundsIndia about what investors should do in the beginning of the financial year to secure their future and optimize their investments.
Fri, April 01, 2022
What do you actually earn on a savings-cum-insurance plan?
If your distant relative, a LIC agent, is pitching you an insurance plan promising lofty earnings, you're in for a trap. Tune in to listen to Vijai Mantri, Co-Founder & Chief Investment Strategist, JRL Money, in a conversation with Mint's Shipra to find out what you lose in buying traditional insurance plans!
Thu, March 31, 2022
How to read credit ratings before investing in debt instruments?
Mint’s Satya Sontanam in conversation with Jitin Makkar, Vice President and Head-Credit Policy at ICRA, on how credit ratings to companies are assigned, to what extent investors can rely on these ratings and what it means to the investor when an agency downgrades the credit rating of a company.
Wed, March 30, 2022
All you wanted to know about credit scores
Have you ever applied for a home loan? Then your bank must have surely asked you for your credit score. Mint's Maulik speaks to Manish Ajwani to understand how credit scores work. Manish is the founding member and head of products at Recordent, a firm that has built a SaaS platform for MSMEs with a vision to create a trade credit bureau. Earlier, Manish spent 8 years at TransUnion CIBIL.
Tue, March 29, 2022
All you need to know about RBI Retail Direct scheme
Do you know that just like stocks, now you can directly buy Indian government and state government bonds? Mint's Abhinav Kaul tells you about RBI Retail Direct scheme, how it works, and whether retail investors should go for it.
Fri, March 25, 2022
Can a BNPL platform give a loan without your consent?
Is BNPL a payment method or a loan? What happens when you don't pay back within the interest free window? Mint's Shipra speaks to Vikas Bansal, Director, Amazon Pay India to find out answers to these questions.
Thu, March 24, 2022
Financial documents that you must keep your family informed about
Covid crisis highlighted the importance of keeping the family informed about our financial documents. Manish Chauhan, Founder and Chief Blogger of Jagonvestor, share his insights on what documents to share and how to go about it. He also highlights how writing a Will should not be considered a major task.
Thu, March 24, 2022
How and when one should port their health insurance policy?
In this episode, Mint's Navneet Dubey gets in conversation with Naval Goal - Founder and CEO of PolicyX.com, to talk about how and when to port one's health insurance policies. Tune in to know more!
Thu, March 24, 2022
Invesco withdraws case against Zee to pursue EGM
In this episode, find out about income tax searches at Hero MotoCorp, also find out about HDFC bank’s acquisition of 7.8% stake in ONDC Business Term of the Day: Share buyback
Tue, March 22, 2022
Is there a way to reduce the tax burden on crypto gains?
Investors would not be allowed to set off losses in one crypto asset against another, the government said on Monday. This is a significant blow to people who invest in crypto. Mint's Abhinav Kaul looks at tax-efficient crypto investment options that are available in India.
Mon, March 21, 2022
How to plan for an overseas education loan?
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Ankit Mehra of GyanDhan about overseas education loans and how to build an education corpus.
Thu, March 17, 2022
What is low volatility investing strategy and who should invest in it?
Sankaranarayanan Krishnan, Quant Hedge Fund Manager of Motilal Oswal AMC tells us about the low volatility indices available in India, how they have performed during the market downturn and to what kind of investors this strategy is most suitable for.
Wed, March 16, 2022
Why PPFAS Mutual Fund re-opened fresh investments into its flexi cap fund?
Are you a PPFAS Mutual Fund investor left wondering why the fund house stopped fresh inflows into its Flexi cap fund in February, only to re-start them from 15 March? Mint's Maulik speaks to Rajeev Thakkar, Chief Investment Officer, PPFAS Mutual Fund to understand why the fund house did what it did. In the talk, Rajeev also explains the investment strategy for their conservative hybrid fund.
Tue, March 15, 2022
PFRDA plans to lift 75% equity cap on NPS Tier 2
The 75% limit on equity under NPS Tier II will be raised to 100% once the board approval comes through, reveals Supratim Bandyopadhyay, Chairman, Pension Fund Regulatory and Development Authority (PFRDA), in an interview with Mint.
Mon, March 14, 2022
Burned hands in the markets? Here’s how to put your finances back in order
With Covid-19 and uncertainty around, the importance of financial immunity has increased and many Indians now relate it to being able to maintain financial security and stability of self as well as the family. In this episode, Mint's Abhinav Kaul takes a look at how financial planning is important and what to do if you have taken a hit from the recent fluctuations in the markets.
Fri, March 11, 2022
Important steps to take in last-minute tax planning
Rushing to plan taxes at the last minute? Want to switch to a new regime? Changed jobs during the year? Mint's Shipra speaks to Rama Karmakar, Tax Partner – People Advisory Services, EY India to find out what you should do to ensure error-free tax planning for the current financial year.
Thu, March 10, 2022
Analyst to Fund Manager - Investment Lessons from one of India's Top Women in Finance
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Salonee Sanghvi, My Wealth Guide about her personal financial journey, working with Rakesh Jhunjhunwala, and investing in market dips.
Wed, March 09, 2022
Is it good to buy life insurance online or through an agent?
In this episode, Mint's Navneet Dubey talks to Mahesh Balasubramanian, Managing Director, Kotak Mahindra Life Insurance Company Ltd. to ask that is it good to buy life insurance online or through an agent.
Tue, March 08, 2022
What should be your investment strategy during this market correction?
Investors usually go into overdrive when they see the market crash just like we have been witnessing over the past few weeks. For this is the time when investors feel that stocks are on sale. In this episode, Mint's Abhinav Kaul take a look at the strategy that mutual fund investors can follow during this market correction.
Mon, March 07, 2022
What women should keep in mind about personal finance as per Usha Thorat, former Deputy Governor, RBI
Mint speaks to Usha Thorat, former Deputy Governor, RBI on how participation of women in Indian banking and finance has improved and asked suggestions for first-time investors, particularly women in India. Thorat believes that women must be financially independent and shared four money rules that must be kept in mind.
Fri, March 04, 2022
How PF influencer Sharan Hegde invests his own money
Sharan Hegde started creating personal finance content during the Covid pandemic and in a matter of just two years has built a follower base of nearly a million people on Instagram. Content creators like him bridge a gap between millennials and the formal finance world. Mint speaks to Hegde on his content journey, the concerns around paid promotions, and how he invests his own money. In his latest initiative, Hegde has also created and sold a Non-Fungible Token (NFT).
Thu, March 03, 2022
Best travel credit cards for women
Do you know you can fly and stay in hotels for free on your next holiday with credit card rewards? This women's day Mint's Shipra speaks to Shipra Baranwal, co-founder, Live from a Lounge to find out how.
Wed, March 02, 2022
Personal Finance journey of Ms. Radhika Gupta, MD & CEO of Edelweiss Mutual Fund
Ms. Radhika Gupta, one of the most respected executives in the mutual fund industry, shares that she has started investing late, made investment mistakes and learned from them. She is now a conservative investor and believes in keeping her portfolio simple. For more details, tune in!
Mon, February 28, 2022
What are the second order effects of the Ukraine-Russia conflict for investors in India?
Will energy stocks rally? Will debt mutual funds suffer? How about broader equity markets? Dhaval Kapadia of Morningstar speaks to Mint's Neil Borate on what the Ukraine-Russia conflict means for investors in India.
Fri, February 25, 2022
Which ETFs do well during conflicts?
The Ukraine conflict has spelt doom for equity markets around the world. However there are select sectors tracked by Exchange Traded Funds (ETFs) that can do better. What are they and how do you invest in them? Mint speaks to Viram Shah of Vested Finance to find out. For any feedback or comments, you can reach out on Twitter @Actusdei or on email at mintmoney@livemint.com
Thu, February 24, 2022
Is smallcase a genuine alternative to mutual funds or PMS?
Neil Borate speaks to Smallcase CEO Vasanth Kamath on the explosive growth of Smallcase as a platform. Kamath also addresses some of the common criticisms of the platform - differing returns of the model portfolio and actual investors, high impact cost and tax inefficiency. Finally, Kamath talks about what his future plans are - whether Smallcase will list cryptocurrency and international stocks.
Wed, February 23, 2022
Cyber Crime: Secure your business from constant threats
In this episode, Mint's Navneet Dubey gets in conversation with Subhajit Mandal, CFA - Co-Founder- India Insuretech Association & Cyber Sierra to talk about reasons behind the cyber crime and get to know what Cyber Insurance is all about. Tune into to know more about Cyber Sierra and how secure your business from constant threats ?
Wed, February 23, 2022
Multi-cap vs flexi-cap: Which is a better fund for you?
As a lay stock investor, it is tough to predict whether it is large-caps, mid-caps or small-caps that will do better in a year. But multi-cap and Flexi-cap funds easily solve this problem. In this episode, Mint's Abhinav Kaul will explore how these two funds differ from each other and which one might be a better fit for you.
Mon, February 21, 2022
How you can earn returns and create a positive social and environmental impact through impact investing
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Prabhir Correa, Waterfield Advisors, about impact investing and how you can make returns and at the same time create a positive social or environmental impact.
Fri, February 18, 2022
Is NPS for the young?
NPS can help save up to Rs 2 lakh in tax but comes with a lock-in till retirement. Should you commit to it early in your career just to save tax? Mint's Shipra speaks to Prableen Bajpai, founder, FinFix Research to find out
Thu, February 17, 2022
What does GIFT City have for Indian investors?
The Indian government is keen on developing the GIFT City in Gujarat as a financial trading hub. Mint explores the tax benefits that GIFT City (IFSC) offers different categories of Indians such as resident Indians and NRIs.
Thu, February 17, 2022
What is card tokenization? Know its advantages and disadvantages
In this episode of Why Not Mint Money, Mint's Navneet Dubey talks to Tushar Aggarwal, Founder and CEO of StashFin, a neo-banking start-up about some changes that are expected the reinforce the safety and security of card data through card tokenization.
Tue, February 15, 2022
What’s next for the crypto sector after budget proposals?
In a much-awaited move, the government in Budget introduced a crypto tax regime where a blanket rate of 30% will be applicable on gains from crypto assets or “virtual digital assets” along with 1% tax deducted on the source (TDS) on the transfer of such assets. In this episode of Why Not Mint Money, Abhinav Kaul spoke with Shivam Thakral, CEO of crypto exchange BuyUcoin, to get a sense on what’s next for the crypto sector after budget proposals.
Mon, February 14, 2022
Chat with Personal Finance Influencer Anushka Rathod
Personal Finance influencer Anushka Rathod speaks to Mint on her journey, her own investment portfolio and concerns about money driving influencers rather than the public interest.
Fri, February 11, 2022
How to save tax through home loans
Home loans can help you can save as much as ₹5 lakh or more in taxes. In this episode, Mint's Shipra speaks to Ritesh Kumar, Partner, IndusLaw, on the different rules that determine how much tax rebate you can get if you're servicing a home loan
Thu, February 10, 2022
What you need to know before investing in REITs
Satya Sontanam from Mint talks to Rick J. Romano, MD, PGIM Real Estate on how investment in REITs help in diversification of one’s portfolio, why REITs outperform other asset classes during an inflationary period, if this is the right time to invest in REIT and more. Tune in!
Wed, February 09, 2022
Ways to insure the right health insurance cover for yourself
In this episode, Mint's Navneet Dubey spoke to Prasun Sikdar, MD and CEO, ManipalCigna health insurance company limited about How you can insure yourself by having the right health insurance cover.
Tue, February 08, 2022
Rules and exemptions for gifts taxation
Indians love to give gifts. With its numerous festivals and close-knitted families, gifting is an integral part of our culture. But do you know that a gift can be taxable in your hands? In this episode of Why Not Mint Money, Abhinav Kaul will tell you all that you need to know about taxes on gifts and exceptions.
Mon, February 07, 2022
SEBI restrictions on overseas investments and how it impacts mutual fund investors
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vishal Dhawan, Plan Ahead Wealth Advisors, about the restrictions on overseas investments and how it is impacting mutual fund investors.
Fri, February 04, 2022
Should homemakers buy term insurance for themselves?
A first, a standalone pure protection term plan is now available for homemakers. But, do they really need life insurance. Mint's Shipra answers the question.
Thu, February 03, 2022
Understand covid specifications before buying travel policy
In this episode, Mint's Navneet Dubey spoke with Amit Chhabra, Head Health and Travel insurance, Policybazaar.com to understand the Covid specifications before buying a travel policy.
Wed, February 02, 2022
All you need to know about tax on crypto assets
In this episode, Mint's Abhinav Kaul spoke with experts to know how the new budget announcements will work in India.
Mon, January 31, 2022
How to become a real life angel or shark in India
Shows like Shark Tank have popularised the concept of angel investing. Mint examines the reality of angel investing in India and what the risks are.
Fri, January 28, 2022
Tax benefits on NPS
As the tax-saving deadline of March 31 approaches, NPS as an investment option is worth looking at as it enjoys EEE tax status and helps save up to Rs 2 lakh on taxes. Mint's Shipra speaks to Sandeep Sehgal, partner-tax, AKM Global to understand the tax benefits on NPS.
Thu, January 27, 2022
What factors will determine the further adoption of NFTs in 2022?
In this episode Mint's Abhinav Kaul spoke to Siddharth Menon, COO, WazirX, to get a perspective on the outlook for NFTs in 2022.
Tue, January 25, 2022
What you need to know about Factor Investing?
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Pratik Oswal, Motilal Oswal AMC, about factor investing and why it has the potential to be the next big thing in the Indian investment industry.
Mon, January 24, 2022
Measures to protect yourself against Insurance Frauds
In this episode, Mint's Navneet spoke to Anil PM, Head - Legal & Compliance, Bajaj Allianz Life, to discuss measures that an insurer and customer should take to remain protected from insurance frauds.
Fri, January 21, 2022
3 ways to save tax through parents
In this episode, Mint's Shipra spoke to Shailesh Kumar, Partner, Nangia & Co LLP to discuss some of the ways in which your parents can help you lower your tax liability.
Wed, January 19, 2022
Personal Finance with Ranveer Allahbadia (BeerBicepsGuy)
Mint's Neil Borate & Satya Sontanam speaks to one of India's biggest podcasters, Ranveer Allahbadia on his approach to investing and personal finance.
Mon, January 17, 2022
Why this mutual Fund topped the charts in 2021
Quant Small Cap Fund topped the charts in 2021 with a 92% return and this was preceded by massive 76% return in 2020. Other schemes of this AMC are also the topping the charts. Mint takes a look at this small new fund house.
Fri, January 14, 2022
All about standard tax deduction
In this episode, Mint's Shipra spoke to Sujit Bangar, founder, Taxbuddy.com to discuss what is standard deduction, when was it introduced and which category of taxpayers is it available to.
Mon, January 10, 2022
How to attain financial independence and retire early
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Harshad Chetanwala, My Wealth Growth, about the FIRE movement and how you can achieve financial independence and retire early.
Fri, January 07, 2022
Tax implications of trading in F&Os
In this episode, Mint's Shipra spoke to Vishvajit Sonagara, founder, Quicko about the tax rules around F&O trading.
Wed, January 05, 2022
Things you should put on your financial planning checklist
In this episode, Mint's Navneet Dubey spoke to Anup Bansal, Chief Investment Officer, Scripbox about the important things you should put on your financial planning checklist and shares the best possible suggestions.
Tue, January 04, 2022
Should you invest in Silver ETFs?
India’s first-ever silver ETF is set to be launched on 5th Jan 2021. Mint looks at the prospects of silver as an investment and how ETFs work.
Thu, December 30, 2021
Explore the ETF's Background and Its Role
India's oldest ETF, Nippon India Nifty BeES has completed 20 years and delivered a CAGR of 16%. Mint explores the background of this ETF and what role ETFs in general have in your portfolio.
Wed, December 29, 2021
How AIS can put an end to bogus HRA claims
In this episode, Mint's Shipra spoke to Preeti Khurana, director of advocacy and regulation, Clear, about how the annual information statement or AIS can help plug tax leaks around HRA claims.
Mon, December 27, 2021
How to set financial resolutions for the new year
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Arun Kumar, Head of Research, Funds India about how you should set financial resolutions for the new year.
Thu, December 23, 2021
Things to know when buying health insurance for your newborn
In this episode, Mint's Navneet Dubey talks to Nayan Ananda Goswami, Head -Group Business and Retail Sales & Service at SANA Insurance Brokers Pvt about some of the crucial things while buying health insurance for newborns.
Mon, December 20, 2021
What can be expected from the crypto regulations bill?
In this episode Mint's Abhinav Kaul spoke with Sandeep Jhunjhunwala who is Partner with Nangia Andersen LLP, to get a perspective on what can be expected from the crypto regulations bill?
Fri, December 17, 2021
Third-party app fraud and how to avoid it
In this episode, Mint's Shipra spoke to Rahul Tyagi, co-founder, Safe Security to discuss the modus operandi of a scam that uses screen sharing apps to dupe digital payments customers.
Wed, December 15, 2021
What are the pay-outs investors one can expect from a REIT investment?
In this episode, Mint's Neil Borate speaks to Vikaash Khdloya, Deputy CEO & Chief Operating Officer, Embassy REIT about real estate investment trusts (REIT). Vikaash explains how can retail investors start investing in REITs and what are the benefits over equities and other investment tools. Tune in to know more!
Mon, December 13, 2021
What you need to know about ESG investing
In this episode of Why Not Mint Money, Mint's Namrata Patel speaks to Vaibhav Porwal about ESG investing and why you must incorporate it in your portfolio.
Fri, December 10, 2021
How to save tax on capital gain made on sale of property?
In this episode, Mint's Shipra spoke to Abhishek Soni, Co-founder, Tax2Win to discuss the two tax exemptions available on capital gains on the sale of real estate property.
Wed, December 08, 2021
What is a car subscription model?
In this episode, Mint's Navneet Dubey interacts with Sakshi Vij, Founder & CEO, MylesCars. She explains what is a car subscription model and how it is one of the most cost-effective mobility solutions for car buyers. Tune in to find out if it is the right choice for you.
Wed, December 01, 2021
Popular investment themes one can consider in the US
In this episode, Mint's Abhinav Kaul interacts with Mahavir Kaswa, VP-Research Passive Fund at Motilal Oswal Mutual Fund to get a perspective on investment themes one can consider in the US. Tune in, now!
Mon, November 29, 2021
Everything you need to know about making your own Will
In this episode of Why Not Mint Money, Mint's Namrata Patel speaks to Neha Pathak about how to start making your own will and make sure your wealth falls in the right hands.
Fri, November 26, 2021
Reporting income from F&O in tax returns
In this episode, Mint's Shipra spoke to Sujit Bangar, founder, taxbuddy.com to discuss the tax filing rules for income from F&O.
Wed, November 24, 2021
What is a global health insurance policy? How it is different from a travel insurance policy
In this episode of Why Not Mint Money, Naveent Dubey talks to Sajiv Bajaj from Bajaj Capital about various useful facts about having a global health policy.
Mon, November 22, 2021
Why you must form a Trust and how your loved ones can benefit form it?
In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Neha Pathak of Motilal Oswal Private Wealth about why forming a trust is important in various circumstances and how your loved ones can benefit greatly from a trust.
Fri, November 19, 2021
Tax liabilities of real estate property sale or purchase
In this episode, Mint's Shipra spoke to Sandeep Jhunjhunwala, partner, Nangia Andersen to discuss the nitty-gritty of tax liabilities involved in buying and selling real estate.
Wed, November 17, 2021
How will card tokenisation impact consumers
In this episode, Mint's Shipra explains what card tokenisation is and what customers need to do to comply with the changed framework.
Tue, November 16, 2021
Simplifying Estate Planning and creating a Will
In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Neha Pathak of Motilal Oswal Private Wealth about why it is important to create a will and how to ensure your loved ones are taken care of in your absence.
Sat, November 13, 2021
What should retail investors do after the crazy run in Dogecoin and Shiba Inu?
In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Hitesh Malviya, founder of itsblockchain.com, to get a perspective what should retail investors do after the crazy run of Dogecoin and Shiba Inu.
Fri, November 12, 2021
What should retail investors do after the crazy run in Dogecoin and Shiba Inu?
In this episode, Mint's Navneet Dubey interacts with Hitesh Malviya, founder of itsblockchain.com as she shares what should retail investors do after the crazy run of Dogecoin and Shiba Inu. Tune in now.
Wed, November 10, 2021
Common myths and mistakes that impact credit score
In this episode, Mint's Navneet Dubey interacts with Sujata Ahlawat, Vice President and head of DTC Interactive TransUnion CIBIL as they discuss the common myths and mistakes that first-time borrowers make which impact their Credit score. Tune in now.
Wed, November 03, 2021
Factors to consider when buying a house
In this episode, Mint's Shipra spoke to Vivek Kaul, author of the Easy Money trilogy, about the many motives of investing in real estate and why investing for emotional and financial reasons may not make financial sense for most investors.
Fri, October 29, 2021
Minimizing your investing identity
In this episode, Deepak Shenoy, Founder and CEO, Capital Mind and Anoop Vijaykumar, Head of Research and Fund Manager, Capital Mind speaks to Neil Borate of Mint on how embracing an investment identity can hurt your returns.
Wed, October 27, 2021
Why you shouldn't ignore the importance of network hospitals when buying a health policy
In this episode of the Why Not Mint Money podcast, Mint's Navneet Dubey speaks to Manish Jeloka, President and Chief Strategist at Probus Insurance Brokers Pvt. Limited. He shares with the listeners why one shouldn't ignore the importance of network hospitals when buying a health insurance policy. Tune in to know more.
Mon, October 25, 2021
Do you really need a Financial Advisor?
In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Sandeep Jethwani of Dezerv about the various platforms to make investments and how to choose whether you need a financial advisor.
Fri, October 22, 2021
Why you shouldn't invest in real estate young?
In this episode, Mint's Shipra spoke to Priya Sunder, director, PeakAlpha about the many downsides of committing to inflexible investment of real estate early in one's career.
Thu, October 21, 2021
Has the tide started to turn in favor of gold?
In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Chintan Mehta, associate director–capital markets and asset allocation at Morningstar Investment Adviser India to get his views on gold’s outlook.
Wed, October 20, 2021
Understanding the basics of life insurance
In this episode of the Why Not Mint Money podcast, Mint's Navneet Dubey speaks to Vivek Kaul as he shares everything about life insurance and its latest products.
Mon, October 18, 2021
Is passive investing the next big thing?
In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Abhilash Joseph of Finity about passive investing and making the most of ETFs and Index Funds.
Fri, October 15, 2021
When FD returns turn negative, these are the fixed-income options to consider
In this episode, Mint's Shipra spoke to Prableen Bajpai, founder, FinFix about the investment opportunities in the fixed-income space that debt investors can look at in the current environment of low-interest rates.
Wed, October 13, 2021
Is digital gold better than paper gold options?
In this episode, Mint's Shipra spoke to Gaurav Mathur, MD, SafeGold about what makes digital gold so popular and whether one should buy it over Gold ETFs.
Tue, October 12, 2021
Does taking exposure to US markets via ETFs make sense?
In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Viraj Nanda, CEO, Globalise to get a perspective on does taking exposure to US markets via ETFs make sense.
Mon, October 11, 2021
Mutual funds for newbies
In this episode of the Why Not Mint Money podcast, Vivek Kaul, author of the Easy Money trilogy, speaks to Mint's Namrata Patel about mutual funds and what you can learn about investing from Baba Sehgal's rap.
Fri, October 08, 2021
How beneficial it is to buy health policy with OPD cover
While health insurance compensates you for your hospitalization expenses in the case of extreme health conditions, it may not pay you for regular check-ups or appointments with your doctor. In such a situation, should you go for a health insurance policy that can cover outpatient department (OPD)-related expenses?
Mon, October 04, 2021
Personal finance for newbies
In this episode of the Why Not Mint Money podcast, Vivek Kaul, author of the Easy Money trilogy, speaks to Mint's Neil Borate about how personal finance can be understood in 87 words.
Fri, October 01, 2021
Errors to avoid in new pre-filled ITR forms
In this episode, Mint's Shipra spoke to Shailesh Kumar, Partner- Direct Taxation, Nangia & Co LLP about what all information new pre-filled forms contain and what are the errors that taxpayers should be careful about while filling these forms. Tune in to know more!
Thu, September 30, 2021
How can NRI buy life insurance in India?
In this episode, mint's Navneet Dubey along with Mr. Varun Gupta who is the Chief and appointed actuary at Bharti AXA Life Insurance. He shares with us how easily can an NRI buy life insurance in India. Tune in to know more!
Mon, September 27, 2021
How to build your debt portfolio with Vineet Sukumar, Founder and MD, Vivriti Asset Management.
In this episode, Mint's Namrata Patel talks about debt allocation with Sukumar Vineet from Vivriti Capital and the different instruments investors can consider to build the debt component of their portfolios.
Sat, September 25, 2021
China’s Evergrande crisis: Should you change your global investment strategy?
In this episode of Why Not Mint Money, Abhinav Kaul speaks with Viram Shah, co-founder and CEO of Vested Finance, a global investing platform, to get a perspective on should investors change their global investment strategy in the view of China’s Evergrande episode?
Fri, September 24, 2021
Want to invest spare change? There are apps for that
In this episode, Mint's Shipra spoke to Ankur Choudhary, VP Product at Niyo Money about the feature on NiyoX app that rounds off each purchase made through the app and saves the spare change into a mutual fund.
Thu, September 23, 2021
China’s Evergrande crisis: Should you change your global investment strategy?
In this episode of Why Not Mint Money, Abhinav Kaul speaks with Viram Shah, co-founder and CEO of Vested Finance, a global investing platform, to get a perspective on should investors change their global investment strategy in the view of China’s Evergrande episode?
Tue, September 21, 2021
Everything you need to know about No Cost EMIs
In this episode, Mint's Namrata Patel talks about No Cost EMI with Abhishek Saxena from My Omni Card and what you must keep in mind before taking a No Cost EMI.
Fri, September 17, 2021
Have tax liability over Rs 1 lakh? Waiting till 31 Dec to file IT returns will attract interest penalty
In this episode, Mint's Shipra spoke to Sujit Bangar, founder of Taxbuddy.com about why taxpayers with self-assessment tax liability of over Rs 1 lakh will have to pay a monthly interest penalty of 1% if they haven't filed their ITR yet. Tune in, now!
Wed, September 15, 2021
Will health insurance riders' matter in a post-covid world?
In this episode, @livemint’s Navneet Dubey along Mr. Subramanian who is the Head in the insurance and product development in SBI general insurance shares that with the times changing, is it vital to purchase an health insurance. Tune in, as they answer it.
Tue, September 14, 2021
How to approach asset allocation at different life stages with Prateek Pant, Chief Business Officer, White Oak Capital
In this episode, @livemint's Namrata Patel talks about asset allocation and diversification with Prateek Pant of White Oak Cap and how investors can focus on equity in their early years and then foray into other asset classes.
Fri, September 10, 2021
How seniors above 75 can prevent TDS on FDs by filling Form 12BBA
In this episode, Mint's Shipra spoke to Karan Batra, founder, charteredclub.com about how the new rule on ITR filing exemption for senior citizens can also help eligible taxpayers prevent 10% TDS on FD interest
Thu, September 09, 2021
What a new mutual fund investor needs to keep in mind
In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Harshad Chetanwala, a Sebi-registered investment adviser and co-founder of MyWealthGrowth to explore what a new mutual fund investor needs to keep in mind.
Mon, September 06, 2021
Finding value in an ever-rising market with Rahul Shah, Co-Head of Research, Equitymaster
In this episode mint's Namrata Patel talks about value investing and fundamental analysis with Rahul Shah of equitymaster and how investors can find wealth creators by ignoring the noise in the market.
Sat, September 04, 2021
How EPF contribution above Rs 2.5 lakh will be taxed
In this episode, Mint's Shipra spoke to Preeti Khurana, director - advocacy and regulatory, Clear about how the new taxation rule on interest on PF contribution notified by the CBDT will be implemented.
Thu, September 02, 2021
Should you buy term insurance at the age of 50?
In this episode, Mint's Navneet Dubey spoke to sajja praveen chowdary, Business Unit head, Term insurance Policy Bazaar about whether 50 is the right age to buy a term insurance policy.
Tue, August 31, 2021
Diversifying your portfolio through multiple asset classes with Amit Ganatra, Senior Fund Manager, HDFC AMC
In this episode, mint's Namrata Patel talks about asset allocation and diversification with Amit Ganatra, Senior Fund Manager HDFC AMC, and how investors can diversify their portfolios by including stocks, bonds, and gold.
Fri, August 27, 2021
What does the ban on digital gold sale by brokers mean for investors?
Exchanges have banned stockbrokers from selling digital gold. In this episode mint's Renu Yadav talks about what does it mean for the digital hold investors. Tune in to know more!
Thu, August 26, 2021
REITs, InvITs included in Nifty indices; what does it mean for investors?
According to a recent NSE circular, Real estate investment trusts or Reits and infrastructure Investment trusts or InvITs will be part of Nifty indices. In this episode Mint's, Abhinav Kaul spoke Harsh Shah, CEO of IndiGrid Trust to understand why this move by the NSE is significant and how will it impact investors.
Mon, August 23, 2021
Riding the bull market by reigning in your behavioural biases with Arun Kumar, Head of Research, FundsIndia
In this episode, Mint's Namrata Patel talks about anchoring bias and authority bias with Arun Kumar from FundsIndia and how investors can overcome behavioral biases while investing in a bull market.
Wed, August 18, 2021
Ways to hike health insurance cover amid covid-19 pandemic and what should youngster do in such a scenario?
In this episode, Mint's Navneet Dubey speaks to Sanjiv Bajaj, joint chairman & MD, Bajaj Capital, about the impact of the coronavirus outbreak on consumers and how they are looking at ways to increase the sum assured of their health insurance plan.
Tue, August 17, 2021
Moving towards a more gender diverse financial services industry - A conversation with Margaret Franklin, President and CEO, CFA Institute
In this episode, Mint's Namrata Patel talks about gender diversity in the financial services industry with Margaret Franklin. With programs like Young Women in Investment taking lead, we discuss how organizations, senior professionals, and young students can enable more women in this industry.
Fri, August 13, 2021
What does the recent correction in gold prices mean for investors?
Gold prices have corrected around 7 percent this year after delivering double-digit returns over the past 2 years. Chirag Mehta, senior fund manager, Alternative Investments at Quantum AMC tells us about the reason for the correction of gold prices and the outlook of gold.
Thu, August 12, 2021
Gold funds delivering negative returns; what should investors do?
Gold mutual on average are down more than 17% for a one-year period, compared with a rise of nearly 30% returns given by balanced equity-oriented funds, which are of similar risk profile to gold funds. In this episode, Abhinav Kaul spoke to Priti Rathi Gupta, founder of LXME, a financial platform for women to explore what investors in gold funds should do now.
Mon, August 09, 2021
How can investors overcome decision paralysis and make sound investment decisions?
In this episode mint's Namrata Patel talks about behavioral bias with Dipika Jaikishan from Basis With the immense amount of information and noise that exists around investing, investors are often unable to take decisions with respect to their money. Let's understand how investors can overcome decision paralysis and make sound investment decisions.
Thu, August 05, 2021
Should you invest in floating rate funds as rates rise?
A floating rate fund is a fund that invests in financial instruments that pays a variable or floating interest rate. A Floating rate fund invests in floating rate debt which gets higher interest as rates rise. In this episode, the listeners will get to know all about floating debt funds, their benefits and factors one must look out for and should one really invest in debt mutual fund category?
Thu, August 05, 2021
Follow the 5Cs buying model when purchasing life insurance online
The insurance industry has strengthened its digital outreach to remain relevant amid the Covid-19 pandemic. Purchasing a life insurance policy online is easy, quick, safe, and stress-free provided buyers are discerning while choosing a policy. In this episode, Mint's Navneet Dubey helps you understand the 5 C's to follow while buying a life insurance policy online.
Tue, August 03, 2021
Is Artificial Intelligence driven investing better than human driven fund management?
In this episode, Mint's Namrata Patel talks about AI investing with Kanika Agarrwal from @UpsideAI, AI-driven investing promises to be a non-biased and non-emotion driven way of investing. Let's understand how it fares in comparison to human-driven fund management.
Fri, July 30, 2021
All you need to know about rental bonds
This company issues a guarantee to the landlord on behalf of the tenant.
Wed, July 28, 2021
Why investors shouldn’t go overboard on passive investing strategy
In this episode of Why Not Mint Money, Abhinav Kaul spoke to Anand Nevatia, fund manager at TRUST Asset management company to explore why investors shouldn’t go overboard on passive strategy.
Wed, July 28, 2021
Who should invest in Sovereign Gold Bonds?
India is one of the biggest consumers of gold globally, so it is natural for people to show a lot of interest whenever government comes up with the Sovereign gold bonds issue but, sovereign gold bonds are not for everyone. In this episode, Mint's Tinesh Bhasin talks about who should invest in Sovereign gold bonds
Mon, July 26, 2021
Making the right international investment - A conversation with CEO, IDFC Mutual Fund AMC, Vishal Kapoor
In this episode, Mint's Namrita Patel talks about why and how to make international investments. In this podcast we speak to Vishal Kapoor, CEO, IDFC AMC about the internal and external factors to consider before investing, how to evaluate your options, and answer other commonly asked questions like how to make a choice between international stocks and international mutual funds.
Wed, July 21, 2021
All you need to know about group health insurance
Covid-19 Pandemic has left many of us working from home for months now while this new normal has doubtlessly allowed many employees to manage their calendar boost their efficiency their well-being took a hit. In this episode mint's Navneet Dubey talks about the Importance of group health insurance amid Covid 19 pandemic.
Mon, July 19, 2021
Why is there a growing interest in Polygon?
There are more than 8,000 cryptocurrencies such as bitcoin and ethereum listed on the crypto tracker CoinGecko. According to experts, while most crypto coins have underperformed over the few months, Matic, which is the native token of the Polygon ecosystem, has the potential to stand out. In this episode, Mint's Abhinav Kaul spoke to the co-founder of Polygon, Sandeep Nailwal about the start-up and what’s making it the talk of the town
Mon, July 19, 2021
National Pension Scheme - An investment tool for retirement, with many decisions to take!
While the National Pension Scheme is a much opted-for investment tool for retirement, investors are faced with making many choices - Tier I vs Tier II, Active vs Auto Choice and which Pension Fund Manager to choose. In this episode, Mint's Namrita Patel helps you understand how to make these decisions.
Fri, July 16, 2021
Should you invest in REITs?
Sebi has reduced the minimum investment amount in REITs making it more accessible to retail investors. But should retail investors go for it? Tune in as Mint's Renu Yadav try to find the answer.
Mon, July 12, 2021
Loans against mutual funds - A low-interest loan option that must be approached with caution
While loans availed against mutual fund investments have a lower interest rate compared to interest payable on personal loans, caution must be exercised. In this episode, Namrita Patel will discuss the features, advantages, and disadvantages of borrowing against your mutual fund investments.
Fri, July 09, 2021
How to file ITR of a deceased person?
Death and taxes are inevitable. As weird as it may sound, but even on death, outstanding tax liabilities must be repaid. The legal heir of the deceased is responsible for filing the latter's income tax returns (ITR). In this episode, Mint's Renu Yadav will talk about the rules regarding the filing of income-tax returns of a deceased person.
Wed, July 07, 2021
Importance of taking home care treatment cover under health insurance amid Covid times
The Covid-19 pandemic has brought health insurance products to the forefront. With the shortage of beds in the hospitals, people are now looking for health insurances that can help cover the medical cost at their home. In this episode, Mint’s Navneet Dubey interacts with Policy X.com’s CEO, Naval Goel about what all measures to look upon before taking a health insurance. Tune in to know more!
Mon, July 05, 2021
Sukanya Samriddhi Yojana - A fixed income ally to your daughters' financial security
In this episode, Mint's Namrita Patel talks about Sukanya Samriddhi Yojana. In our series on Small Savings Scheme, until now we have discussed the National Savings Scheme, Public Provident Fund and Employees' Provident Fund. This week we discuss the Sukanya Samriddhi Yojana, a scheme to help families invest for the girl child.
Fri, July 02, 2021
Big tax relief measures announced by government
In order to provide relief to the taxpayers facing hardship due to covid 19, the government has announced certain tax benefits and compliance reliefs for the taxpayers. In this episode, Mint's Renu Yadav explain what these measures are.
Thu, July 01, 2021
NFT mania grips Indians; how to get behind this latest crypto craze
In this episode of Why Not Mint Money, Abhinav Kaul spoke to Vishakha Singh of WazirX to explore what non-fungible tokens are and the process of minting an NFT.
Mon, June 28, 2021
All you need to know about Employees’ Provident Fund investment
Employees’ Provident Fund or EPF is too a much preferred investment avenue for salaried individuals as it was launched in 1952 with an aim of helping citizens to prepare their finances for retirement the govt launched the EPF scheme. In this episode mint's Namrita Patel speaks to Suresh Sadagopan founder of Ladder7 Financial Advisories to understand how does this scheme works for an individual eligible to invest through EPF. Tune in to know more
Fri, June 25, 2021
Can gold provide you hedge against inflation?
As the fear of rising inflation is mounting across the major economies, and we have seen an uptake in the retail inflation in the recent months in India as well, you as an investor must be wondering if you are holding the right asset class to be able to beat inflation. Gold is considered as a hedge against inflation. We talk to Nitin Shanbhag, Head, Investment Products, Motilal Oswal Private Wealth Management about should investors increase their exposure to gold?
Wed, June 23, 2021
How can you reduce the burden of education loan amid Covid-19 pandemic?
For students and recent graduates, repayment of education loans has become a problem because new hiring has almost come to a standstill. So, How can you reduce the burden of education loans amid the Covid-19 pandemic? Mint Explores.
Mon, June 21, 2021
Does momentum investing make sense in MF portfolios?
Momentum Investing is the strategy of buying stocks that are rising in the hope that they will keep rising. It has done well in recent times. Mint explores.
Fri, June 18, 2021
How inflation affects your investment
Here are some ways to protect your portfolio against the rising inflation
Thu, June 17, 2021
The current state of the cryptocurrency market in India
In this episode of Why Not Mint Money, we will explore what RBI’s relief means for investors and what cryptocurrency exchanges are hoping for next in terms of regulations.
Mon, June 14, 2021
Public Provident Fund - A tax saving option in times of equity market volatility
In this episode of Why Not Mint Money, Mint's Namrata Patel talks about Public Provident Fund or PPF. Some time back we discussed the National Savings Scheme, and in this episode we will understand more about PPF, another investment avenue under the Small Savings Scheme.
Fri, June 11, 2021
How to get the best deal on home loan balance transfer?
In this episode mint's Tanish Bhasin speaks to Aditya Mishra founder & CEO of switchme.in about things to keep in mind, and how to choose the lender for transferring your home loan. Tune in to know more
Wed, June 09, 2021
How to assess your financial health if retiring amid Covid-19
In this episode, Mint's Navneet Dubey talks to Rajiv Bajaj, Chairman & MD, Bajaj Auto about assessing the financial health if one is retiring amid Covid-19.
Mon, June 07, 2021
All you need to know about Art Investment
In the past few months, alternative investments have been in the news as more and more investors, especially millennials are turning away from the traditional avenue of investments and looking at alternative investments. In this episode, Mint's Namrata Patel will be talking about investing in art, along with Art Consultant Jai Danani.
Sat, June 05, 2021
Are arbitrage schemes an alternative to debt funds?
Many investors are advised to look at arbitrage funds when the overall interest in the economy is low as they are considered safe and are more tax efficient. In this episode, mint's Tanish Bhasin will discuss whether arbitrage funds can replace debt funds in your portfolio. Tune in to know more
Wed, June 02, 2021
What are curated portfolios for global investing?
There is more attention on international investing over the past year as people have seen that the US markets withstood covid-19 with more stability, as well as provide superior returns over a sustained period. In this episode, mint’s Abhinav kaul will explain what curated portfolios for international investing are and how they can help individuals with their financial planning.
Mon, May 31, 2021
National Savings Certificate
With the buzz around stocks, mutual funds and cryptocurrencies, have you wondered what are the investment options for you if you are a conservative investor? In this episode mint's Namrata Patel will talk about the National Savings Certificate - one of the popular Small Savings Scheme options.
Wed, May 26, 2021
Reasons why health insurance claims get rejected
Due to the rise in the number of covid cases, there has been an unprecedented increase in the number of health insurance claims, while the health insurers have exhilarated the claim settlement process but some cases are still getting rejected. In this episode, mint's Navneet Dubey talks to Dr. S Prakash Managing Director of Star Health and Allied Insurance Co. Ltd regarding why health insurance claims get rejected
Mon, May 24, 2021
Parag Parikh Conservative Hybrid Fund
The Parag Parikh Mutual Fund recently launched its 4th fund - the Parag Parikh Conservative Hybrid Fund. While the NFO was open for subscription from May 7 to May 21, it will re-open for subscription this week. In this episode of mint's Namrita Patel review the Parag Parikh Conservative Hybrid Fund with Vishal Dhawan founder of Plan Ahead Wealth Advisors
Fri, May 21, 2021
Checklist to ensure your assets get passed on to family easily
Families don’t like to discuss the financial implications if the breadwinner dies; here are some ways to fix that. In this episode, mint's Tinesh Bhasin explains
Thu, May 20, 2021
How to build a portfolio in a low-interest rate scenario
The 60/40 investment allocation strategy, where you invest 60% of the portfolio in equity and the rest in debt has been one of the mainstays of portfolio construction over the past few decades. However, the tepid equity outlook and low-interest rate scenario have raised some questions on its efficacy. In this episode, mint's Abhinav Kaul in conversation with Harshad Chetanwala, a Sebi-registered investment adviser and co-founder of MyWealthGrowth to explain in details the concepts of portfolio building.
Mon, May 17, 2021
Investments in Gold
Like every year this year too around Akshaya Tritiya, the interest in gold peaked. However, this year due to the inability to step out and buy physical gold, more and more investors are looking at the digital route of investing in gold. In this episode, we explore the different ways in which one can invest in gold and the advantages of each mode of investment. Tune in to know more!
Fri, May 14, 2021
Transactions where cash payment is not allowed
Recently income tax department relaxed the cash transaction norms for covid-19 patients. In this episode, Mint's Dinesh Bhasin talks to Mr. Naveen Wadhwan from Taxmann. com who explains income tax rules about cash transactions and which cash transactions are permissible, and which are not. Tune in to know more!
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