Wealth Academy Podcast - Wealth Is More Than Just Money
The Wealth Academy Podcast host asks listeners, "Who doesn't want to be wealthy or at least financially secure. We agree with listeners that money is essential to being able to take care of one's needs and wants however there are more important aspects of life that create and define wealth. Our mantra is 'Wealth Is More Than Just Money." The Wealth Academy Podcast delves into a multitude of elements that constitute wealth and host Paul Lawrence Vann will provide solo broadcast and invite guest experts such as coaches, speakers, authors, financial experts, relationship experts, and consultants to assist in listeners...
Tue, December 10, 2024
Episode 288 - Dr. Kristy K. Taylor Reveals The SECRET To Career Success!
In episode 288 of the Wealth Academy Podcast, host Paul Lawrence Vann engages in a compelling conversation with Dr. Kristy Taylor, a Certified Career and Executive Coach. Dr. Tayloe shares her expertise on career development, leadership, and personal growth. Key Takeaways: Career Transition Strategies: Dr. Taylor discusses effective methods for navigating career changes, emphasizing the importance of self-assessment and aligning one's career path with personal values and goals. Leadership Development: She highlights essential leadership qualities and offers guidance on cultivating these traits to enhance professional effectiveness and team dynamics. Overcoming Professional Challenges: Dr. Taylor provides insights into common obstacles professionals face and shares strategies to overcome them, fostering resilience and adaptability. Work-Life Balance: The discussion includes approaches to achieving a harmonious balance between professional responsibilities and personal well-being, underscoring the significance of setting boundaries and prioritizing self-care. Continuous Learning: Dr. Taylor advocates for lifelong learning and skill development as critical components for sustained career success and personal fulfillment. This episode offers valuable guidance for individuals seeking to advance their careers, develop leadership capabilities, and achieve personal growth and for organizations that want to lead safe and productive workplaces through DEIA. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, November 27, 2024
Episodes 287 - The Top Five Solutions To Help Millennials Become Debt Free
The generation that has the most challenging financial issues is Millennials. Whether it is student loan debts, difficulty purchasing a first house, or starting a family, Millennials face the most struggles. During this episode host, Paul provides the top five solutions to assist Millennials in overcoming their financial challenges and to position them to become debt-free. This is the first part of a two-part series to assist Millennials in living a debt-free lifestyle. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, October 31, 2024
Episode 286 - Money Mastery Leads To Financial Freedom
Are you tired of living paycheck to paycheck and drowning in debt? It's time to break free from the cycle of debt and adopt a growth mindset to achieve financial freedom! In this video, we'll explore the power of a growth mindset in overcoming debt, money mastery and building wealth. Schedule a free financial coaching consultation with Paul: https://tinyurl.com/5cn663s2 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, October 26, 2024
Episode 285 - How A Growth Money Mindset Can Unlock Your Financial Freedom
Ready to shift your money mindset for financial freedom? In this video, we share 5 simple tips to help you on your debt-free journey to achieve a growth money mindset. Discover what it takes to transform from a scarcity mindset to a growth money mindset and transition to financial freedom. Schedule a free financial coaching consultation with Paul: https://tinyurl.com/5cn663s2 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, September 27, 2024
Episode 284 - Baby Boomers Shocked By Retirement Reality In 2024
As Baby Boomers enter or navigate their retirement years, they face several financial and emotional fears that can significantly impact their quality of life. This generation, born between 1946 and 1964, is experiencing a unique set of challenges, from longevity and healthcare costs to insufficient retirement savings and economic uncertainty. 1. Fear of Outliving Their Savings One of the most significant fears Baby Boomers face is the possibility of outliving their retirement savings. With advances in healthcare, people are living longer than previous generations, which means their retirement funds need to last 20-30 years or more. 2. Rising Healthcare Costs Health care is one of the most unpredictable and expensive aspects of aging. As Baby Boomers grow older, they are more likely to face chronic health conditions that require ongoing medical care. Even with Medicare, many are concerned about high out-of-pocket expenses, prescription costs, and the potential need for long-term care, which Medicare does not fully cover. 3. Inflation and Cost of Living Increases Inflation is a concern for Baby Boomers who live on a fixed income, such as pensions or Social Security. Over time, the cost of living—housing, utilities, food, and healthcare—can rise faster than their income, reducing their purchasing power and standard of living. 4. Uncertainty Around Social Security and Medicare Many Baby Boomers rely heavily on Social Security and Medicare for their retirement income and healthcare coverage. However, ongoing political discussions about potential changes to these programs, such as reductions in benefits or increased eligibility ages, create uncertainty and fear about the future stability of these essential supports. 5. Unprepared for Long-Term Care Costs Long-term care, whether in a nursing home, assisted living facility, or in-home care, is one of the most significant potential expenses facing Baby Boomers. Many do not have insurance for these services, and the costs can be overwhelming, often depleting savings quickly. 6. Lack of Adequate Retirement Planning A significant portion of Baby Boomers are either delayed or under-prepared for retirement, often due to economic downturns, job losses, or the need to support adult children. Many retirees find themselves without a robust financial plan and must continue working into their retirement years or adjust to a lower standard of living. 7. Fear of Being a Burden to Family Many Baby Boomers fear becoming a financial or physical burden to their children or family members, particularly if they require long-term care or face significant medical expenses. This fear can create emotional strain and reluctance to discuss their financial si
Thu, September 26, 2024
Episode 283 - How To Creatively Payoff Student Loan Debt
Several repayment and forgiveness programs are designed to help students and parents manage or eliminate their student loan debt. These programs vary based on the type of loan, employment, and financial need. 1. Income-Driven Repayment (IDR) Plans These federal programs allow borrowers to tie their monthly payments to their income, making payments more manageable. • Income-Based Repayment (IBR): Payments are capped at 10-15% of discretionary income, with loan forgiveness after 20 or 25 years. • Pay As You Earn (PAYE): Limits payments to 10% of discretionary income, with loan forgiveness after 20 years. 2. Public Service Loan Forgiveness (PSLF) This program forgives the remaining balance on Direct Loans after 120 qualifying monthly payments while working full-time for a qualifying employer, such as: • Government organizations (federal, state, local, or tribal). • Non-profit organizations with a 501(c)(3) designation. • Public school teachers, firefighters, and other public service roles. 3. Military Service Several branches of the U.S. military offer loan repayment assistance programs for those who enlist. For example: • Army Student Loan Repayment Program (SLRP): The Army repays up to 33.3% of the principal balance or $1,500, whichever is greater, annually for three years, totaling up to $65,000 in repayment. • Navy and Air Force Loan Repayment Programs: Similar to the Army's program but with varying limits based on the role and branch. Organizations Assisting with Student Loan Debt Repayment Several non-profit and government organizations provide guidance, counseling, and sometimes direct assistance with student loan debt. 1. Student Loan Borrower Assistance (SLBA) Run by the National Consumer Law Center, this organization provides legal advice and advocacy for student loan borrowers, particularly those facing default or issues with repayment. 2. The Institute of Student Loan Advisors (TISLA) Offers free, unbiased advice about student loan repayment, forgiveness programs, and dispute resolution. 3. AmeriCorps Participants in AmeriCorps programs may qualify for an education award (up to $6,495 for full-time service) that can be used to repay student loans. 4. Peace Corps Volunteers may qualify for deferment on federal loans and are eligible for PSLF. Additionally, they receive a readjustment allowance that can be applied toward student loans. 5. Federal Student Aid (FSA) This government agency provides a comprehensive resource for understanding student loan options, repayment plans, and forgiveness programs. FSA also offers the official platform for managing federal student loans. Conclusion Student loan debt is a significant financial concern in America, but various repayment plans, forgiveness programs, and employer-based assistance can provide relief. It's crucial to und
Wed, September 25, 2024
Episode 282 - Avoid Living Paycheck To Paycheck
Living paycheck to paycheck is a pervasive issue in America, and its effects can be devastating, leading to financial stress, inability to save for emergencies, and lack of long-term investment opportunities. To break free from this cycle, individuals must adopt a multi-step approach that includes budgeting, cutting unnecessary expenses, increasing savings, and focusing on investment strategies. Here’s a comprehensive breakdown of how people can stop living paycheck to paycheck: 1. Understand Your Financial Picture The first step is getting a clear and realistic view of your finances. This includes: • Track Income and Expenses: Write down every dollar earned and spent over a month. Use tools like budgeting apps or a simple spreadsheet to track all sources of income and where the money is going. • Identify Fixed and Variable Costs: Separate fixed costs (rent, utilities, car payments) from variable costs (eating out, entertainment). This helps to see where adjustments can be made. 2. Create a Realistic Budget Once you have a clear picture of your financial situation, build a budget. A good rule to follow is the 50/30/20 rule: • 50% for needs (housing, utilities, groceries) • 30% for wants (dining, entertainment) • 20% for savings and debt repayment This framework ensures you have a reasonable balance between necessary expenses and discretionary spending while focusing on savings. Example: John earns $5,000 a month. By using the 50/30/20 rule, he allocates $2,500 for needs, $1,500 for wants, and $1,000 for savings and debt repayment. Before adopting this method, John spent nearly 60% of his income on wants, leaving him unable to save or pay down debt. 3. Cut Unnecessary Expenses Living within your means often requires making tough decisions about where to cut back. Identify areas where spending can be reduced, and focus on eliminating or reducing these costs. Some common areas include: • Dining out • Subscription services (streaming, gyms) • Impulse buying Example: Sarah spent $200 a month on coffee and takeout lunches. By meal prepping and making coffee at home, she saves $150 per month, which she redirects toward an emergency fund. 4. Build an Emergency Fund An emergency fund helps protect you from unexpected expenses that could otherwise derail your financial plan. Start small if needed, but aim to build up 3-6 months of living expenses in a separate savings account. 5. Automate Your Savings The easiest way to save is by automating the process. Set up automatic transfers from your checking account to your savings or investment accounts
Mon, September 23, 2024
Episode 281 - Defining Being Rich, Wealthy & You
In the United States, defining what qualifies as "rich" can vary depending on several factors, including geographical location, lifestyle, and individual financial goals. However, there are broad benchmarks and characteristics that generally indicate wealth. Benchmarks of Being Rich 1. Net Worth: A common threshold for being considered "rich" is having a net worth of $1 million or more . This places individuals in the top 10% of wealth holders in the U.S. o Example: A person with a net worth of $5 million would likely be considered wealthy in many parts of the country. This net worth includes assets such as real estate, investments, and other holdings, minus liabilities like mortgages and other debts. 2. Income: High income is another measure of wealth. Individuals with an annual income exceeding $500,000 are often considered rich, placing them in the top 1% of earners in the U.S. o Example: A household earning $400,000 a year in the Midwest, where the cost of living is lower, may enjoy a comfortable lifestyle with significant disposable income. In contrast, a similar income in a high-cost area may stretch less due to housing and living expenses. Factors Impacting the Definition of "Rich" 1. Geographical Differences: The cost of living varies widely in the U.S. What is considered "rich" in a rural area may be different in urban centers. o Example: In a state like Mississippi, an annual income of $150,000 might offer a very affluent lifestyle, while in San Francisco, it may barely cover the costs of homeownership. 2. Assets Beyond Income: Wealth is not just defined by income but by the accumulation of assets such as: o Real estate holdings o Investment portfolios (stocks, bonds, and retirement funds) o Business ownership 3. Lifestyle and Financial Freedom: A person can be considered rich if they have financial independence and freedom. This means they can live without worrying about day-to-day expenses, debts, or job security. Often, being rich is equated with the ability to make choices without financial constraints, such as: o Traveling frequently without worrying about costs o Retiring early with financial security o Donating significant amounts to charitable causes Examples of Wealth Levels in America 1. Upper-Middle Class: o Net worth: $500,000 to $1 million o Income: $100,000 to $200,000 annually o This group is financially stable, likely owns their home, and has investments but may still work to maintain th
Sun, September 22, 2024
Episode 280 - Whole Life Insurance & You
Consider and include a whole life insurance as part of your financial portfolio. Also consider becoming your own bank and build wealth and ultimately generational wealth, this episode will open your eyes to what is possible. Key Considerations for Whole Life Insurance Permanent Coverage : Unlike term life insurance, whole life insurance provides coverage for the policyholder's entire life as long as premiums are paid. This ensures that beneficiaries will receive a death benefit regardless of when the policyholder passes away. Cash Value Accumulation : Whole life policies build cash value over time, which can be accessed through loans or withdrawals. This cash value grows at a guaranteed rate, providing a financial resource that can be tapped into for emergencies, education costs, or retirement planning. Premiums : Whole life insurance typically has higher premiums than term life insurance. Prospective policyholders should consider their budget and whether they can commit to the higher cost long-term, as these premiums can increase with age if not locked in. Dividends : Many whole life policies are eligible for dividends, which can be reinvested to purchase additional coverage, reduce premiums, or be taken as cash. Understanding how dividends work can enhance the policy's benefits over time. Estate Planning Benefits : Whole life insurance can play a crucial role in estate planning by providing liquidity to cover estate taxes and other expenses, ensuring that heirs receive their inheritance without financial burden. It can also be used to equalize inheritances among heirs. Examples of Benefits Financial Security for Dependents : For a policyholder with young children, a whole life policy ensures that their family will receive a significant payout in the event of their untimely death. This can cover daily living expenses, education costs, and help maintain the family’s standard of living. Wealth Transfer : An individual with a growing estate may use whole life insurance as a tool for wealth transfer. Upon their passing, the death benefit can help heirs pay estate taxes, preventing the need to liquidate assets. This can be particularly important for families with real estate or business interests. Retirement Planning : Whole life insurance can be a component of a comprehensive retirement strategy. The cash value can be accessed tax-free through loans, providing supplemental income in retirement. This can allow policyholders to maintain their lifestyle without depleting other savings. Legacy Building : Some individuals purchase whole life policies with the intent of leaving a financial legacy. For example, a grandparent may take out a policy to ensure that their grandchildren ha
Sat, September 21, 2024
Episode 279 - Banking Apps & You
Here’s an analysis of the top ten banking apps and five examples of good banking software to consider. These apps and software solutions are selected based on functionality, security, ease of use, and their ability to meet different banking needs: Top Ten Banking Apps: 1. Chime o Features: No-fee banking with direct deposit, automatic savings, and early access to paychecks. o Benefits: Users enjoy fee-free transactions and no minimum balance requirements, making it ideal for budgeting and saving. o Security: Secure with encryption and fraud protection measures. 2. Ally Bank o Features: Full-featured online banking, competitive interest rates on savings, checking, and CDs. o Benefits: Strong customer service and a wide range of banking services with no fees. o Security: Two-factor authentication and secure login features. 3. Capital One Mobile o Features: Credit monitoring, card lock/unlock features, and alerts for suspicious activities. o Benefits: Combines credit card and banking in one app with no monthly fees for online accounts. o Security: Extensive encryption and advanced security protocols. 4. Simple o Features: Built-in budgeting and savings tools with fee-free banking. o Benefits: Great for users who want to track spending and manage finances. o Security: Full encryption with card locking/unlocking options. 5. Discover Bank Mobile o Features: Cashback on debit transactions, no monthly fees, and mobile check deposit. o Benefits: Cashback rewards and fee-free transactions appeal to users. o Security: Secure login and fraud alerts. 6. Wells Fargo Mobile o Features: Mobile check deposit, bill pay, budgeting tools, and access to credit scores. o Benefits: Strong financial institution backing with a comprehensive set of services. o Security: Multi-layered security with encryption and notifications. 7. Chase Mobile o Features: Full banking suite including mobile check deposits, bill pay, and peer-to-peer (P2P) transfers. o Benefits: Excellent for users who need robust banking features and integration with other Chase services. o Security: Strong encryption, biometric login, and fraud protection. 8. N26 o Features: Real-time transaction updates, fee-free foreign transactions, and budgeting features. o Benefits: Popular with international users and those looking for easy global transfers. o Security: Secure with two-factor authentication and advanced fraud protection. 9. Bank of America Mobile Banking o Features: Erica (AI-driven assistant), mobile deposits, and easy bill pay. o Benefits: Strong AI integration for personalized banking services. o Security: Biometric authentication and real-time alerts. 10. USAA Mobile • Features: Catering primarily to military members, offering a wide array of financial services, including insurance. • Benefits: Highly focused on the unique needs of military families.
Fri, September 20, 2024
Episode 278 - Become Proficient In Financial Literacy & Thrive!
Key Components of Financial Literacy 1. Budgeting Mastery Financial literacy begins with a deep understanding of budgeting. This involves learning how to track income, control spending, and plan for future financial goals. 2. Debt Management A major part of financial literacy is understanding how to manage and reduce debt. This includes knowing how interest rates work, differentiating between good debt (e.g., mortgage, student loans) and bad debt (e.g., high-interest credit card debt), and using strategies like debt snowball or avalanche methods to eliminate liabilities. 3. Savings and Investment Acumen Being proficient in financial literacy also means having a solid savings strategy. This involves building an emergency fund and knowing how to allocate money for both short-term and long-term needs. 4. Credit Score Management Financial literacy includes knowing how credit scores work and why they are important. A good credit score opens doors to lower interest rates on loans, higher credit limits, and better financial opportunities. 5. Understanding Taxation Tax literacy is another pillar of financial proficiency. This includes knowing how income tax works, understanding tax brackets, and using tax deductions and credits effectively to reduce the amount owed to the government. 6. Insurance and Risk Management Proper financial literacy requires understanding the different types of insurance (health, life, disability, etc.) and how they can protect against unforeseen risks. 7. Financial Goal Setting Proficiency in financial literacy involves the ability to set realistic and achievable financial goals, both short-term (e.g., paying off a car loan) and long-term (e.g., buying a house or saving for retirement). 8. Continuous Learning The financial landscape is constantly evolving, with new tools, products, and regulations emerging regularly. Financially literate individuals stay updated by reading books, attending seminars, and engaging with financial news. The Value of Financial Literacy 1. Improved Decision-Making Financial literacy empowers individuals to make sound financial decisions. Whether it’s choosing the right investment options, selecting the most cost-effective insurance policies, or avoiding predatory lending practices, financially literate individuals are equipped to assess risks and rewards and make decisions that benefit them in the long term. 2. Reduced Financial Stress When people have control over their finances, they experience less stress. Knowing that they can handle emergencies, pay off debt, and save for the future provides peace of mind. 3. Increased Wealth Financial literacy directly contributes to wealth accumulation. By making smart investments, avoiding unnecessary debt, and taking advantage of compounding interest, individuals grow their assets over time. 4. Greater Financial Independence Financial literacy promotes independence
Thu, September 19, 2024
Episode 277 - Credit Scores & You & What You Should Know
A credit score is a numerical representation of an individual’s creditworthiness, based on their credit history. It typically ranges from 300 to 850, with higher scores indicating better credit health. Maintaining a good credit score is crucial because it affects various aspects of financial life, including access to loans, credit cards, rental agreements, and even employment in some cases. Credit scores are typically calculated using the FICO or VantageScore models, with FICO being the most common. The primary factors that influence credit scores include: 1. Payment History (35%): Whether you pay your credit card bills on time is the single most important factor affecting your score. Late payments, defaults, or bankruptcies negatively impact this area. 2. Credit Utilization (30%): This refers to the percentage of your available credit that you’re using. For example, if your credit limit is $10,000 and you have a balance of $3,000, your credit utilization is 30%. It's recommended to keep utilization below 30% to maintain a good score. 3. Length of Credit History (15%): A longer credit history shows lenders that you’ve been able to manage credit responsibly over time. This includes the age of your oldest account, the average age of all your accounts, and the age of your newest account. 4. Credit Mix (10%): Having a variety of credit accounts (e.g., credit cards, loans, mortgages) shows that you can handle different types of credit responsibly. 5. New Credit (10%): Applying for multiple credit cards or loans in a short period signals to lenders that you may be in financial trouble, which can lower your score. Each hard inquiry can negatively impact your score. Importance of Maintaining a Good Credit Score 1. Access to Better Financial Products: Individuals with good credit scores are eligible for better credit cards with lower interest rates, higher credit limits, and attractive rewards. They also have access to lower interest rates on mortgages, auto loans, and personal loans. 2. Lower Insurance Premiums: In many cases, insurance companies use credit scores to assess risk. A higher score can result in lower premiums for auto and homeowners' insurance. 3. Employment Opportunities: Some employers, particularly in financial sectors, check credit reports as part of the hiring process. A low credit score can raise concerns about reliability and financial responsibility. 4. Rental Approvals: Landlords often check credit scores to assess the likelihood that a tenant will pay rent on time. A strong credit score can increase your chances of being approved for a rental property. 5. Emergency Borrowing: Life is unpredictable, and having a good credit score ensures that if you need to borrow money quickly in an emergency, you can do so at favorable terms. How to Develop and Maintain a Good Credit Score 1. Pay Bills on Time: Your payment history is the most sig
Wed, September 18, 2024
Episode 276 - Credit Card Debt & You & How To Stay Out Of Debt
Host Paul, Shares How Consumers Get Into Deep Credit Card Debt 1. Living Beyond Their Means: Many consumers fall into the habit of using credit cards to supplement their lifestyle, buying things they can’t afford with the intention of paying later. 2. High-Interest Rates: Credit cards typically come with high interest rates, often between 15-25%. 3. Unexpected Emergencies: Many consumers rely on credit cards during emergencies such as medical bills, car repairs, or job loss. 4. Poor Money Management: Lack of budgeting, planning, or financial discipline often leads consumers to charge purchases to credit cards impulsively, not realizing the long-term financial burden this imposes. 5. Debt Cycle: Once a person falls behind on their payments, interest and fees quickly snowball, and this can lead to a cycle of borrowing from other sources to make minimum payments, deepening their debt over time. Here are Ways Consumers Can Work Their Way Out of Debt 1. Create a Budget and Stick to It: The first step toward debt relief is to create a strict budget that prioritizes debt repayment. 2. Debt Snowball or Debt Avalanche Method: o Debt Snowball: Pay off the smallest debts first while making minimum payments on others. This creates momentum as small wins motivate further debt payoff. o Debt Avalanche: Focus on paying off high-interest debts first, which is more mathematically efficient because it reduces the total interest paid overtime. 3. Negotiate with Creditors: Consumers can call their credit card companies to negotiate lower interest rates or seek out repayment plans. Many companies are willing to work with consumers to avoid default. 4. Consolidate Debt: Debt consolidation involves taking out a lower-interest loan to pay off multiple high-interest credit cards. This simplifies debt management and can reduce overall interest payments. 5. Balance Transfer Credit Cards: Some credit cards offer 0% APR balance transfer offers. Transferring high-interest credit card debt to a 0% interest card can provide breathing room for repayment without additional interest charges. 6. Seek Professional Help: Non-profit credit counseling agencies can assist consumers in creating a plan to manage and eliminate debt. They can also help negotiate with creditors to lower interest rates and create manageable payment plans. 7. Consider Debt Settlement or Bankruptcy: In extreme cases, consumers can negotiate a debt settlement (paying a reduced amount to settle the debt) or file for bankruptcy, though these options have long-term credit implications. In conclusion, by combining structured repayment plans, lifestyle changes, and financial discipline, consumers can not only work their way out of credit card debt but stay out of it, securing a more stable financial future. Watch this episode in its entirety on Paul's YouTube channel: <a href="https://www.youtube.com/@WealthAcad
Tue, September 17, 2024
Episode 275 - Real Facts About Becoming Debt-Free
Here is an in-depth analysis of what it takes to become debt-free and stay that way, accompanied by a few illustrative examples to support the path to debt freedom. 1. Assessing Your Financial Situation a. Inventory of Debts Begin by listing all your debts, including credit cards, student loans, mortgages, car loans, and any other liabilities. For each debt, note the balance, interest rate, minimum monthly payment, and due dates. b. Understanding Cash Flow Analyze your income versus your expenses. Identify how much money is coming in each month and where it's going. This will help you understand how much you can allocate toward debt repayment. c. Credit Score Evaluation Check your credit score to understand how your debt impacts your financial health. A higher credit score can provide better interest rates and more favorable loan terms in the future. 2. Creating a Debt Repayment Plan a. Budgeting Develop a realistic budget that prioritizes debt repayment while covering essential living expenses. Tools like the 50/30/20 rule (50% needs, 30% wants, 20% savings/debt repayment) can be helpful. b. Debt Repayment Strategies Two popular methods are the Debt Snowball and Debt Avalanche methods: • Debt Snowball: Focus on paying off the smallest debts first to build momentum. • Debt Avalanche: Target debts with the highest interest rates first to minimize the total interest paid. c. Consolidation and Refinancing Consider consolidating high-interest debts into a single loan with a lower interest rate. This can simplify payments and reduce the amount of interest you pay over time. 3. Reducing Expenses and Increasing Income a. Cutting Unnecessary Expenses Identify and eliminate non-essential spending. a. This might include dining out less, canceling unused subscriptions, or finding cheaper alternatives for certain services. b. Increasing Income Explore opportunities to boost your income, such as taking on a side job, freelancing, or selling unused items. Additional income can accelerate debt repayment. 4. Behavioral Changes and Financial Discipline a. Avoiding New Debt Commit to not accumulating new debt while paying off existing obligations. This may involve using cash instead of credit cards or setting stricter spending limits. b. Building an Emergency Fund Establish a small emergency fund (e.g., $1,000) to cover unexpected expenses. This prevents the need to rely on credit cards in case of emergencies. c. Mindful Spending Practice conscious spending by distinguishing between needs and wants. Make informed purchasing decisions and delay gratification to prioritize debt repayment. 5. Monitoring Progress and Staying Motivated a. Regularly Review Finances Consistently track your progress toward debt freedom. a. Adjust your budget and strategies as needed to stay on course. b. Celebrate Milestones Acknowledge and celebra
Sun, September 15, 2024
Episode 274 - Challenges U.S. Consumers Face Buying A House in 2024
Top Challenges Prospective Buyers Face in the 2024 Housing Market 1. High Mortgage Rates Higher mortgage rates translate into significantly larger monthly payments, making it difficult for buyers, particularly first-time buyers, to afford homes. With a larger portion of their income devoted to servicing mortgage debt, homeownership is less attainable for many. 2. Limited Housing Supply The tight supply results in competitive bidding wars in many areas, which further drives up home prices. Make no mistake about it, the housing supply continues to be constrained, particularly in key metropolitan areas. Inventory levels remain historically low due to a lack of new construction, zoning regulations, and homeowners hesitant to sell and lose their existing low-interest mortgages. 3. Rising Home Prices According to recent data, home prices in many desirable cities and suburban areas have continued to rise, albeit more slowly. However, higher prices are still outpacing wage growth, making it difficult for many buyers to save for down payments or qualify for larger loans. While the rate of home price growth has moderated compared to the boom years of 2020-2022, prices remain elevated in many markets. 4. Tight Lending Standards Underwriting standards have become more stringent, with lenders scrutinizing income, employment history, and credit profiles closely. Lenders have tightened their standards due to economic uncertainties, inflation, and concerns about potential defaults. Borrowers are now required to have higher credit scores, larger down payments, and lower debt-to-income ratios to qualify for loans. 5. Affordability Crisis in Key Markets Many middle-class families are being priced out of urban cores and forced to look in suburban or rural areas, where prices may be more reasonable but come with trade-offs such as longer commutes and fewer amenities. In major cities like New York, San Francisco, Los Angeles, and even second-tier cities like Austin and Denver, the cost of living and housing prices have skyrocketed. This has created an affordability crisis where home prices are well beyond the reach of the median household income. The key for buyers is to remain flexible, patient, and financially prepared in a market that will likely remain competitive for the foreseeable future. The 2024 U.S. housing market presents significant challenges for prospective buyers due to high mortgage rates, limited supply, rising prices, and tighter lending standards. However, by improving financial health, exploring assistance programs, and considering alternative options like ARMs or more affordable locations, buyers can still find opportunities to purchase a home. Watch this episode in its entirety on YouTube: <a href="https://www.youtube.com/@WealthAcademyPodcast/videos" rel="nofo
Fri, September 13, 2024
Episode 273 - The Top Financial Challenges U.S. Consumers Are Facing in 2024
Paul wants you to be in the know as it pertains to the financial challenges you face in 2024. Here is a list of the top financial challenges for you to understand. Rising Cost of Living The cost of essentials such as housing, healthcare, and education continues to climb faster than income growth. Inflation, particularly in the aftermath of the COVID-19 pandemic and global supply chain disruptions, has worsened this situation. Stagnant Wage Growth While the cost of living rises, wage growth has remained relatively flat, particularly for middle- and lower-income workers. This wage stagnation means many families struggle to make ends meet, leading to increased financial stress. Consumer Debt Crisis Credit card debt, student loans, and auto loans continue to be major financial challenges. As of 2023, the total consumer debt in the U.S. surpassed $17 trillion, with credit card debt reaching over $1 trillion. Lack of Emergency Savings A Federal Reserve survey found that nearly 40% of Americans would struggle to cover a $400 emergency expense. Without savings, consumers rely more heavily on credit cards, loans, or payday lenders to handle emergencies, leading to long-term financial difficulties. Retirement Savings Shortfall Many Americans are underprepared for retirement. A 2023 survey found that the median retirement savings for people in their 50s is only about $120,000, far below what’s needed for a comfortable retirement. Rising Interest Rates In response to inflation, the Federal Reserve has raised interest rates, leading to higher borrowing costs across the board. Mortgages, car loans, and credit card debt are all more expensive to manage as a result. Healthcare Costs and Medical Debt Healthcare costs continue to rise, making medical debt a significant issue for many Americans. According to the Consumer Financial Protection Bureau, medical debt accounts for more than half of all debt collections. Financial Literacy Gap Despite the complexities of today’s financial world, many Americans lack basic financial literacy. This makes it harder for consumers to navigate decisions related to saving, investing, and debt management. Racial and Gender Wealth Gaps Systemic inequality in wealth distribution continues to affect minority groups and women disproportionately. For instance, the median wealth of Black and Hispanic families is far lower than that of white families, and women generally have lower lifetime earnings and savings due to wage gaps. Consumers in America are facing a multifaceted financial landscape, with systemic issues exacerbating personal financial challenges. The combination of rising costs, stagnant wages, overwhelming debt, and insufficient savings creates a volatile fi
Wed, September 11, 2024
Episode 272 - What To Do If Your Social Security Records Are Hacked
It is important to understand any time your data is compromised, the first thing to do is alert your financial services provider. Whether it’s for a credit card or a checking and savings account, you can freeze your accounts before any bad actors are able to access or drain them. You should obtain a copy of your credit report from the three major credit bureaus (TransUnion, Equifax and Experian) to review for errors or possible fraudulent accounts and freeze your credit file. You can also consider filing a police report so that you have the information on file if you should encounter problems in the future, it’s good to ask for a copy of that report as proof. Informing the fraud unit at any one of the three consumer reporting companies also helps. The credit reporting company you call is required to contact the other two. Here are their phone numbers: Equifax: 1 (800) 525-6285, Trans Union: 1 (800) 680-7289, Experian: 1 (888) 397-3742. A credit freeze is more effective than a fraud alert when it comes to preventing criminals from opening new accounts with your information. Beware if you get a letter from the IRS inquiring about a suspicious tax return that you did not file. You can’t e-file your tax return because of a duplicate Social Security number. … You get an IRS notice that an online account has been created in your name. If a person receives a suspicious call or email that state there is a problem with their Social Security number or account, they should hang up or not respond to the email. People should then go online to oig.ssa.gov to report the scam to Social Security. For more information, go to www.ssa.gov/fraud. Protecting your identity and financial assets should always be a proactive part of your routine, whether that means daily, weekly or monthly monitoring. Be proactive: Back up important files. Educate children about safe practices online and encourage safe social media guidelines. In order to be financially wealthy, one must be financially healthy. Sign up for a financial coaching session with Paul at: https://tinyurl.com/446ad2yx Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, September 10, 2024
Episode 271 Understanding Debt: Its Impact on Your Financial Future
Debt in America in 2024 continues to skyrocket, in fact the total household debt is $17.987 trillion. The average debt an American owes is $104,215 across mortgage loans, home equity lines of credit, auto loans, credit card debt, student loan debt, and other debts like personal loans. Mortgage debt is most Americans' largest debt, exceeding other types by a wide margin. Student loans are the next largest type of debt among those listed in the data, followed closely by auto loans. Debt tends to peak somewhere around middle age. As a whole, this suggests that Americans tend to pay off debt going into retirement and tend to keep debt balances low in retirement, especially people over age 70. The largest source of debt for those under 30 is mortgages. Credit scores are deeply tied to debt, affecting access to credit and interest rates. It can be observed among consumers with poor credit, who have relatively low debts likely because many traditional loans and credit cards are not accessible to them. Additionally, younger people tend to have lower credit scores as they haven't had the time to build credit like older consumers. Consumers who are 18-29 also have the lowest average debt compared to other age groups. Your objective is to pay off all of your dent if possible so you can lift the burden of lifelong indebtedness. During this session I discuss a few ways to pay down your debt. Sign up for a free financial coaching call with Paul: https://tinyurl.com/446ad2yx To view the video associated with this episode go to YouTube: https://www.youtube.com/@WealthAcademyPodcast/videos Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, September 09, 2024
Episode 270 - The Baby Boomer To Gen Z Inheritance Dynamic
This situation highlights a growing generational divide in financial expectations. Gen Z, having observed economic turbulence, often expects to inherit wealth or assets as part of their financial future, potentially seeing it as a safety net. However, many Baby Boomer parents may not be planning on leaving much behind due to various factors, including: 1. Increased Longevity: Boomers are living longer, which means their retirement funds and assets may be depleted by the time they pass. They may be using much of their savings on healthcare, daily living expenses, and maintaining their lifestyle during extended retirement years. 2. Economic Uncertainty: Boomers, who have experienced financial crises such as the 2008 recession, may have seen their savings or real estate values fluctuate. As a result, they may be focused more on securing their own financial future than leaving an inheritance. 3. Cost of Healthcare and Long-Term Care: Medical expenses and long-term care are significant financial burdens for older generations, which can eat into the money or assets that might otherwise be passed down. 4. Changing Attitudes About Inheritance: Some Boomers believe their children should be financially independent and may not feel the same obligation to leave wealth behind, focusing instead on enjoying their retirement or supporting philanthropic causes. For Gen Z, this generational disparity emphasizes the need for proactive financial planning and financial literacy, rather than relying on potential inheritance. The conversation between these two generations about expectations and financial planning could help avoid disappointment and ensure that Gen Z is better prepared to manage their own financial futures. Subscribe to Paul's YouTube Channel: https://www.youtube.com/@WealthAcademyPodcast/videos Schedule a free financial coaching session with Paul: https://tinyurl.com/446ad2yx Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, September 08, 2024
Episode 269 - Reinvention Of Wealth Academy Podcast
Wealth Academy Podcast subscribers should anticipate major changes of the platform. The vision and direction of the media platform is being changed to provide listeners with more focused content provided by Paul the host and the guest experts he will be interviewing. That's not all the distribution platforms will likely change and a Facebook, IG, and YouTube page will be put into place. Anticipate more quality programming in the coming days, weeks, and months. https://www.youtube.com/@WealthAcademyPodcast Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, September 02, 2024
Episode 268 - Paul Lawrence Vann Provides Insight On His Three-Day Media Minicourse For Authorpreneurs To Help Them Get on Podcasts, Radio, and TV
Now more than ever authorpreneurs need to always be marketing. Why? There are systems and processes that exist to help people become nest-selling authors nationally and internationally. It is important to understand even best-selling authors books collect dust and this is not what should be happening. Writing a book should also entail generating revenue from it because it means books are getting into the hands of readers that need the book because it adds value to their life. Paul provides an insightful overview of his three-day media minicourse for authorpreneurs to help them get more visibility, enhance their brand, and sell more books. Listen as Paul provides a detailed overview of day one, two, and three. Each day consist of quizzes, one-on-one question and answer sessions, and bonus material to help students achieve their goal of media exposure that generates consistent revenue. Learn more about the course at this link on Teachable: https://tinyurl.com/44ds8euz If you have questions about the course email Paul at: info@paulvannspeaks.com Call Paul: (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, September 01, 2024
Episode 267 - Host Paul - Podcast Movement Attendee & Authorpreneur Summit Featured Speaker
The Wealth Academy Podcast has been in existence since 2020, the first episode took place on August 6, 2020. As a producer and host, Paul continues to lead his podcast, and it has come a long way. Paul attended the Podcast Movement in his backyard at the Gaylord National Harbor Resort in Maryland and it was an eye-opening conference. The keynote addresses were outstanding with global speakers, the breakout sessions were tremendous, and meeting other podcasters made for a remarkable experience for all in attendance. That's not all, the exhibitors also provide d insight on their offerings which can help podcasters tweak, update, and enhance their podcast platforms. Paul recommends all podcasters attend the Podcast Movement in Dallas, TX next year. Paul delivered a stellar presentation as a featured speaker at the Authorpreneur Summit & Book Awards. Paul shared the importance of authors working to develop themselves into in-demand podcast guest. Why? Great question and Paul shares that even if an author is a best-seller, unless they consistently market their books, they will be missing out on revenue. Tune in to watch the interview at this link: https://youtu.be/Gg0mQtqWtCI?si=zcZ-wuN7iaY1nCpz You can also get a copy of Paul's free gift, The Ultimate Podcast Guest Checklist For Authorpreneurs: https;///wealthacamdeyprograms.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, August 09, 2024
Episode 266 Laurie Richards International Speaker & Four-Time Best-Selling Author Empowers Clients Through Communications Expertise
Laurie Richards delivers "Insightful Communication Problem-Solving" to her clients. She is CEO of Laurie Richards & Associates (LR&A). Laurie shared insight about her your backstory and what she experienced growing up in South Dakota. Her rich experience explains her entrepreneurial success today. It always helps to understand what young adults learn from their parents in what is considered the golden rules in their household, Laurie shares the pillars in which her parents shared with her and her three brothers. One of the joys of this interview consist of Laurie discussing the inspiration for her coming up with the concept for her book, Parent Sitting, this is one you don't want to miss. Get your copy of Laurie's NEWEST BESTSELLER Parent-Sitting: 60+ Tips for Strengthening and Nurturing Your Relationship with Your Aging Parents https://amzn.to/49B3uA9 One of the most exciting aspects of this interview was listening to Laurie share the backstory of her book, Be My Bathroom Guest, which for me as the host is my favorite book and how it impacts everyone. Amazon: https://tinyurl.com/33tjdwhr My research shows me that Laurie's books Parent Sitting and Be Our Bathroom Guest continues gaining traction from a visibility perspective, book sales, interviews, she shared what her experience has been like over the past year. Laurie is a webinar expert, she provided insight on why this marketing concept is so effective. One of the major areas of service and expertise for Laurie is working with government agencies in Washington, DC, she shares how it shapes her work with clients such as associations and businesses throughout the U.S. and beyond. Laurie shares how she helps the construction and agriculture associations, and she helps individuals and organizations progress forward. Get your copy of my NEWEST BESTSELLER From Craftsman to Manager: Navigating the Transition at: https://bit.ly/4cN7cIO Laurie and Brian Tracy collaborated on the book, Ready, Set, Go! Discover more about it at this link: http://bit.ly/RichardsReadySetGo Laurie shares words of wisdom with listeners that want to develop their communications skills, her recommendation will move you forward as a communicator. Ten (10) Parent-Sitting Tips Laurie provides for free at: https://drive.google.com/file/d/1zvjsO4jRo-SUX0w59UK_bHdwBfblFzYp/view?usp=share_link Discover more about Laurie Richards at this link: https://www.laurierichards.com/resources Support this podcast at — <a rel='payment' href='https://redcircle.com/we
Wed, July 17, 2024
Episode 265- Michael Ayalon, CEO of Greek University Shares Insight on Solving Fraternity & Sorority Problems For College Students
Michael shared the backstory of his formative years of college life, and he discussed the defining moment that led up to him coming up with the concept for Greek University. Greek University helps solves student problems on college campuses for fraternities and sororities and the community it serves. Members of Michael's speaker's bureau deliver speeches and workshops on college campuses on leadership, drug and alcohol abuse prevention, hazing prevention, mental health, AI and many other topics? They also provide consulting services to their campus clients throughout the U.S. Michael provided insight on how Greek University transitioned after the pandemic. one of the topics Greek University addresses is mental health related topics for college students and his speaker's bureau provides expert speakers to assist campus mental health issues in support of fraternities and sororities. The Fraternity Foodie Podcast is a dynamic and insightful media platform that Michael leads and he interviews experts from all walks of life. Host Paul highly recommends subscribers listen to Michael's podcast. Michael is a transformative speaker, one that travels throughout the U.S. to speak on college campuses and beyond. He speaks on hazing prevention, sexual assault prevention, alcohol and drug abuse, and recruitment for college student organizations. Letters To Leaders is a book series Greek University provides its clients. Michael shared dialogue on each book which can be purchased on Amazon under the Letters to Leaders or under his name, Michael Ayalon. Discover more about Michael Ayalon and Greek University at this link: https://www.greekuniversity.org Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, July 16, 2024
Episode 264 - Pat Carpenter Is The Best-Selling Author of the Book, RISE UP! She Empowers Women To Live Authentically
Pat Carpenter shares her backstory about her experience growing up in Baltimore and the dynamics of how it impacted her. There is something special about the golden rules, parents provide their children, Pat shares the pillars in which her parents had for her and her siblings. Nurses are first responders; Pat shares her inspiration for becoming a registered nurse and the role she played as a healthcare provider. She served as a nurse for 30 years which is a remarkable feat unto itself. Pat chose to specialize in the area of dialysis while in nursing. She shares what is the current state of dialysis for patients and families. Pat was an Area Manager for five units in and around Baltimore, Maryland, she shared what her role entailed? Best-selling co-author, Pat you collaborated with Lisa Nicholson the Rise Up! She shares what her contribution was to this amazing book? Pat Carpenter is noted for being a person with resilience and determination, she shares how her journey shaped and equipped her with these gifts. Pat lost her spouse to a health setback; it transitioned her into a caregiver status. Pat shares the impact of going from a caregiver to a caretaker. Last but not least, Pat has other interest as well, Mary Kay cosmetics is also a passion of hers and today she is a beauty consultant for this amazing brand. Pat shares the principles of Mary Kay. Pat shared some words of wisdom to listeners and moved people with her poignant comments. Link: https://www.marykay.com/pcarpenter Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, July 12, 2024
Episode 263 - Kathy Kaye Empower Authors, Speakers, and Coaches To Become Best Selling Authors and More
Kathy Kaye is the featured guest of Wealth Academy Podcast and this highly anticipated live broadcast did not disappoint. Kathy is CEO of BSG Publishing and she is the founder of the Best Sellers Guild. Her journey began in online marketing and business development back in 1997, where she helped clients generate millions in annual revenue. In 2009, Kathy Kaye wrote and published her first bestselling book, and she discovered that having a book is a powerful marketing tool! Since then, she has focused on assisting speakers, authors, and coaches in writing and publishing their own bestselling books. Kathy shares how in her youth she was in a writing contest and was a winner and it was a foundational beginning to her writing journey. During this episode Kathy shares her inspiration for coming up with her best-selling book formula, one in which she has helped over 700 clients become best-selling authors. If you do not know what an authorpreneur is, Kathy provides a definition that will assist you in understanding what it is and how you can become one. Do you want to become an authorpreneur? What is most important to understand about Kathy is the question she asks her clients, "If you are going to invest time, effort, and monies in writing a book, it might as well be a best-seller, don't you want your book to be a best-seller?" Kathy assists her clients along their book writing, publishing, and best-seller journey, no one has the formula like Kathy, so contact her to learn more and join her community. Kathy's keen marketing expertise will position one to take their book and design a course, again this leverages the book to generate more sales opportunities. Kathy also offers her Tik Tok Authors program, one in which authors register for a Tik Tok account and position their books for more visibility and they can connect a Tik Tok Store to position them to sell more book sales and product offerings. Host Paul Lawrence Vann is a member of Kathy's Best Sellers Guild community, and he is participating in Kathy's Summer School Summit and he along with other members of the cohort will be interviewed by Kathy, position themselves to generate leads through Kathy's time-tested marketing program, a few seats remain for the Summer School program, however one must sign up by July 31, 2024, in preparation for the August launch. This is an amazing episode and thanks to Kathy Kaye for sharing her wisdom and inspiring potential authors and clients to share their gifts, knowledge, and expertise through books, while leaving a legacy for years to come. Kathy Kaye is a savvy entrepreneur and an exceptional leader. Learn more about Kathy and join her Best Sellers Guild Facebook community at: https://www.bsgpublishing.com Support this podcast at — <a rel='payment' href='https://redcircle.com/wealth-academ
Sat, June 29, 2024
Episode 262 - Rovan Deon, International Best-Selling Author of The Book Zero To Hero In Real Estate
International Best-Selling author, Rovan Deon is a guiding light in the field of Transformational and Personal Development, with an illustrious career spanning over three decades. His journey has been characterized by a deep commitment to personal growth and development, both as a practitioner and an educator. Rovan Deon is certified by the State of New York as a real estate instructor and loves teaching everything about real estate. 1. Rovan shared the backstory and what his experience was like growing up in Louisiana? 2. Some families have golden rules in their home, Rovan shares the pillars in which his parents had for him and his siblings? 3. Rovan shares what it was like to be homeless after first arriving in New York, it inspired him to lean into the real estate industry. 4. I along with listeners wanted to learn more about Rovan's book, From Zero to Hero In Real Estate: The Ultimate Guide for the Over-Forty Investor. He provided a thorough synopsis of his incredible book. 5. Rovan shared insight on his target market when it comes to his business model and how he best serves them. 6. Discover additional books written by Rovan, they are: You Already Have It-A Survival Guide To Life, and the So’ Hum Grateful Journal -Create an Attitude of Gratitude In Just 5 Minutes a Day 7. Rovan is a speaker, coach, course creator, he shared the following: Rovan Deon’s expertise is not confined to the classroom; his influence extends to the highest echelons of professional success. As a sought-after coach, he has guided a diverse clientele to achieve their fullest potential. His clients include individuals working for prestigious organizations such as the United Nations, as well as small business owners and entrepreneurs who have graced the pages of major magazines. 8. Rovan envisions where his business will be in the next 24-36 months. 9. He will be participating in August Super Summit and Author's Award program, it entails assisting authorpreneurs to become better at what they do as entrepreneurs and more. 10. Last but not least, Rovan shared wisdom centered on addressing fears one may have and how to move beyond it in a constructive and empowering way. Paul Lawrence Vann recommends you go to Apple Podcasts and provide a 5-star rating in support of Rovan Deon's interview and encourage your friends, family, and colleagues to do the same. Learn more about Rovan's books at: https://tinyurl.com/959ah3tn Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, June 22, 2024
Episode 261 - Joy Green, Best-Selling Author & Meditation Instructor Shares Expertise on Overcoming Life's Greatest Challenges
Joy was born in Korea, and grew up in Vallejo, California it represents her genesis, she shares her experience as a first-born child and shared some of the principles her family established for her family, some of which she lives by today. She shares her defining moments in her life and who inspired her and impacts her life today. Joy provides insight about overcoming the quicksand’s of life. She expounds on what she does to help her audience to help them continue moving forward when they get knocked down in life. She is the best-selling author of the book series, Stuck Is Not Your Story Series. Joy also shares the titles of your series with our viewers and listeners. Joy is all about joy and peace, she shares expertise on the power of meditation and how it transforms people in mind, body, and spirit. Her insight on meditation provide transformation for people that practice it. During thus episode Joy explains what it is like when she hears the words, the joy I have found, and how it makes feel. Joy also shares about the Joy I’ve Found Community. Joy is also a transformational speaker, she shares who her target market is and how meeting planners can reach her to hire her to speak. One of the highlights on this episode, Joy provides inspiration for viewers and listeners to live by as they go forward navigating life. Joy provides her contact information. View Joy's website and learn more about her, her books and meditation services. https://www.thejoyivefound.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, June 12, 2024
Episode 260 - Best-Selling Author, Alana Sharps Shares High Conflict Divorce and Child Custody Consulting Expertise
Sometimes in life there are tough discussions about life that take place. Alana Sharps helps listeners better understand what it is like during a post separation involving marriage. Though this is a tough conversation for some people, it is necessary and there is no one better to explain this than Alana, enjoy this episode. Alana shares the backstory of her life as a child and being an only child she had a unique perspective of what life was all about and her parents and extended family assisted her along her journey. Alana shares how the life principles guided her and the importance of family. During my research, I discovered that Alana earned an engineering degree, she shares what lead up to her becoming an engineer and her experiences as an intern at NASA Goddard. Throughout this interview. Alana shares how she helps women navigate the family court process, it isn’t something most people are familiar with, and it is something she educated herself about. Alana shares that during her post-separation experience, she had to go it alone and she shares her greatest challenges and what other women experience during this process. Alana shares what she wants parents to consider about the impact separation has on children and why it is important for people to keep the children as priority one during this challenging phase of the process. Separation and divorce have an impact on children; thus, it must be adequately addressed to ensure the safety and mental health of children. Alana shares what was the driving force for her to make the decision to become a high-conflict divorce and child custody consultant. Lean in to discover what it entails. Was It My Fault? is the title of Alana's book, she shares the foundation for and the message of her #1 best-selling book? Links to purchase Alana's book is provided. Alana participated in a rally at the North Carolina legislature which provided a platform to help people better understand family court reform. She is an advocate for women and children, and it is making a difference in the lives of her clients while strengthening families. She shared insight on her SurThrive Trine community, it is shifting the atmosphere of community members. What is great is the victories her clients receive, knowing they are able to navigate the family court process, all wins count in Alana's community. Alana is a speaker, during the interview she share who her target audience is and what she provides them. She is an advocate that works with clients in the state of North Carolina and beyond. Last but not least, Alana provided inspiration to viewers and listeners as to how they can move forward during their post-separation journey. Alana's contact information is listed below. https://www.surt
Mon, May 27, 2024
Episode 259 - Wanda Muir Oliver, Author, Speaker, Actress, and Poet Shares Insight On The Realities Of Life
Wanda Muir Oliver is an amazing guest expert and her body of work is second to none. Wanda leads Realities of Life which is her business, one that provides inspiration and insight to audiences that want to uplevel their business. Wanda was born in Philadelphia and grew up in Howard County, Maryland and she is an educator like her father. She attended an event host by the late Dorothy I. Height who founded the National Council of Negro Women and led it for four decades, she was a civil rights leader and is considered the godmother of women's rights, Wanda was encouraged by Dr. Height to join the National Council of Negro Women and she became a mentor to Wanda. Dr. Height provides the foreword for Wanda's book, Realities of Life. Get it today, it is a national treasure. Wanda shares what her inspiration is in life and how being an educator positioned her to live her passion today as an international speaker, author, actress, and poet. As an actress she appeared in productions with Malcolm Jamal Warner and many others. Theater work is also part of Wanda's lived experience having participated in a few productions and today she is currently writing a play. In June, Wanda will be delivering a speech in Paris, France in support of the Women Global Forum as she will be empowering women during her talk. in July, Wanda will be collaborating with Les Brown on a book which is yet another amazing connection for Wanda as she lives her passion. Overall, it was a joy to interview Wanda Muir Oliver, she is a wonderful podcast guest and Paul highly recommends other podcasters interview her. Wanda encourages listeners to go for your dreams and continue moving forward in life and success will be yours. You can get Wanda's book on Amazon, so order copies for yourself, your friends, and colleagues. https://www.wandamuiroliver.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, May 26, 2024
Episode 258 - Paul Lawrence Vann - Wealth Building Academy Update
Paul Lawrence Vann provides the latest and greatest on his company, Wealth Building Academy, LLC which is a leadership consultancy. Paul has led a panel discussion in Las Vegas, Nevada in support of Education 2.0, the topic was titled, "The Leadership Renaissance: Inspiring Collaboration, Cultivating Motivation In The Modern Workplace. He also delivered a virtual presentation in support of the City University of New York (CUNY) which was a presentation on Financial Literacy. In addition to Las Vegas and New York, Paul delivered a presentation on The Power of Professional Growth and How It Helps People Become Better Leaders. The year 2024 is on a very nice trajectory with additional events, opportunities, and more. Recommend this episode to family, friends, and colleagues, please provide a 5-star rating, thank you for your support. Learn more about Wealth Building Academy, LLC. https://www.paulvannspeaks.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, April 20, 2024
Episode 257 - Divya Parekh Provides Expertise On Advising Businesses and On Her Book, Expert To Influencer
Divya merges her biopharmaceutical career with her extensive experience as a coach, author, consultant, and speaker. She has a passion for coaching and the sincere desire to make a positive impact on people led her to develop effective evidence-based leadership and partnership programs. Divya is a light that shines that positively impacts the life of others, she shares who and or what let you know that you can achieve anything in life you set your mind to it. Divya takes listeners on a journey of discovery as it pertains to you positioning businesses to enhance their business performance, she shared the catalyst for what made her a leader in her genre. Divya shared with listeners what university she worked with as an associate professor and what she provides students in the academic community. Divya helped listeners better understand how she merged her scientific and biotechnology expertise for her clients and how it helped her evolve. During this episode Divya shared what makes her an accomplished coach and her level of leadership expertise. That's not all, she shared how she add values to her clients as a coach. Listeners and viewers understand, Divya is a prolific nine-time international best-selling author. Divy shared the backstory of her book, Expert To Influencer: How to Position Yourself For Meaningful Impact. Divya provided listeners with how to get in touch with her, so she can assist them with her expertise? She shared her TV and podcast links with the audience. Last but not least, Divya shared one key takeaway for listeners that inspired them to move beyond their current station in life. Discover more about Divya Parekh: https://www.divyaparekh.com/ Thank you, Divya, go to Apple Podcasts and wherever you get your podcasts. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, March 06, 2024
Episode 256 Gloria Grace Rand Is The Light Messenger & She Advocates For Women Entrepreneurs To Live. Love. Engage.
Gloria Grace Rand is an award-winning writer and producer of the former PBS financial news show, the Nightly Business Report. She was the writer and producer of the NBR for over two decades. What is so amazing about this episode is that I used to watch the NBR, however I did not know who was writing and producing the show and in the end, I interviewed Gloria who was the foundation for the financial show. Today Gloria is known as the Light Messenger and she continues to develop as an entrepreneur, with her focus on empowering women entrepreneurs to take their excellence to the next level and she does it so naturally. Gloria shares the transformative time in her life when she lost her older sister, and it inspires her to continue striving for excellence. Gloria provided copywriting and search engine optimization (SEO) for her clients, and she has a ton of clients of which she has worked with. She is a transformative entrepreneur and Gloria is a remarkable woman and I am honored to know her, and she interviewed me on her amazing podcast platform, titled, Live. Love. Engage. That's not all, Gloria is the best-selling author of the book, Live. Love. Engage., and she leads this amazing media platform, so take out some time to listen to Gloria's podcast wherever you get your podcast. Gloria provides a couple of things you may consider as the year 2024 continues to progress, so listen to what she shared and incorporate it into your daily lifestyle. Rate and review this episode on Apple Podcasts and provide a 5-star rating and review to show your support. Discover more about Gloria Grace Rand at: https://gloriagracerand.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, March 06, 2024
Episode 255 Scott DeLuzio - The Nightmare of Becoming a Gold Star Brother
Scott DeLuzio and his family did not deserve losing his brother and yet, today he is inspired by his brother who has gone on to the heavenlies while serving in the Army. Scott is an Army veteran and today he soldiers on advocating for members of his Gold Star families and the military community as a whole. Scott shared insight on his upbringing and his decision to join the Army and we all salute him for making sacrifices on behalf of a grateful nation. Scott is a good man, loving husband and a great dad to his children. We discussed why the enrollment numbers are down for all branches of the military and why it is important to serve our country. Scott provided a few reasons why youth between the ages of 18-24 should consider serving in the military. The most compelling part of the interview consisted of Scott providing the backstory of his brother and why he decided to serve in the U.S. military. Scott is a Gold Star bother a title no one wants; however, he represents his family with distinction and carries on with great character. Scott is an Afghanistan veteran, and he is the author of the book, Surviving Son. He provides a synopsis of his book and the inspiration he has for writing his remarkable book and how it is changing the lives of the readers. Scott also hosts, the Drive On Podcast and he shares a powerful message with his subscribers, listeners, and viewers as well. Helping people cope with loss starts at home and Scott shares how his advocacy helps him continue moving forward in life, making a difference. Tune in and to listen to this episode wherever you get your podcast and rate and review this episode on Apple Podcasts and the Wealth Academy Podcast website. DriveonPodcast.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, December 20, 2023
Episode 254 Andrea Vallely Co-Founder of Shift Happens Global Shares Expertise and Insight on The Power Within
Make no mistake about it, after the pandemic was over, more and more people needed an outlet to recover, and that process continues to this day. Thanks to Andrea and Shift Happens Global, businesses and individuals have a source they can count on to help them move forward. Andrea's genesis comes from being raised by parents that showed he unconditional love and it is the foundation for her life to this day. Andrea is a certified hypnotist and is certified to conduct neurolinguistic programming. That's not all, Andrea and her co-founder also host retreats and personal coaching, in addition to empowering teens as well. Throughout this episode, Andrea shares expertise as to why, people should look inside themselves to find what they need the most, in other words everything we need resides on the inside of us, we simply have to center ourselves and find that quiet still voice within that is our genesis for finding our purpose. Change is constant and Andrea informs listeners that people want to see different things in their lives and there is a tendency to look for answers from external sources, and again if people want to find the answers to their questions, they must look within themselves. Ways that can help people include breathing, taking deep breaths and exhaling longer than breathing in through their nose. Other sources include meditation, journaling, self-reflection, mindfulness, and therapy. That is not all, Andrea's company provides a curriculum for students that consist of eight lessons that assist not only the students but also teachers, with issues such as how to overcome anxiety, peer pressure, depression and motivation. Corporate wellness is also an offering provided by Shift Happens Global, in addition to team retreats and team dynamics. Andrea Vallely provided Wealth Academy Podcast listeners and viewers of the live stream with a powerful overview of helping people better understand the power within. Ensure you listen to, rate and review episode 254 on Apple Podcasts with Andrea Vallely, she transforms businesses and individuals to develop stronger communities. https://shifthappens.global Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, December 18, 2023
Episode 253 Jose Angel Pereira Ruimwyk - From Hero to Villain
Wealth Academy Podcast hosted Jose Pereira, the former CEO of Citgo Petroleum Refining and Gas Corporation. Jose was an executive who was scheduled to return, however he along with five other executives flew to Venezuela for a business meeting, however they were not allowed to leave, and they were detained and held against their will. Jose shares his ordeal with listeners and how they had to learn how to cope with being hostages, having not committed a crime, they simply were held because they were American citizens. The fact of the matter is this, Jose and his colleagues were held for five years, which consists of 1,175 days in captivity. The original sentence was from 8-13 years. For anyone thinking their life is bad, this experience will make you feel as though it pales in comparison. Jose lost 100 pounds during his first year of captivity, they were thrown into a dungeon, and they could not communication with anyone during the first year of captivity. The United Nation's intervened and Jose and his colleagues were given food, however it had to be provided by their families, of which some members left the U.S. to assist with having food delivered from a neighboring country. They also worked to communicate with family members by sending messages of their condition and for Jose it resulted in 1,000 letters written to his wife over the five-year time frame. After the new U.S. Administration was in place, the State Department began working in the background to free the hostages and it resulted in a prisoner swap after five long years. The Citgo 6 were released in October 2022. Today Jose advocates for hostage releases from around the world. he is a speaker, author of the book, From Hero To Villain and he delivers coaching to organizations and more importantly he is a survivor with a loving family that stood by his side from day one of his ordeal. He owes his release and that of others to their resilience, spiritual growth, and overcoming adversity and this is part of his coaching program. Host Paul Lawrence Vann was honored to interview Jose Pereira and he encourages you to go to Apple Podcasts and rate and review this episode, it is atmosphere shifting. Learn more about Jose Pereira at the following website.: https://joseconnect.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, December 17, 2023
Episode 252 Branding With Barbara Beckley, CEO & Founder The Diamond Experience, LLC
Let it be said starting today that you are your brand. When you look at the mirror you are staring at your brand because it is you. Not only is it the color palette for your logo, the name of your business, but it is also you. Barbara J Beckley is the CEO and Founder of The Diamond Experience, LLC brand. She shared expertise and insight on why you matter. How you carry yourself while speaking, your books, your courses, your webinars, and in the media, all matters because it is a reflection of who you are. This episode goes deep into the essence of why branding is important, and Barbara provides a lot of diamond nuggets to listeners and viewers of the video podcast. Barbara also hosts The Diamond Factor Experience Live Talk Show and brings on guest experts to share personal development to help her audience move forward in their personal and business life. Barbara also shares her experience as a professional speaker, seven-time International Best-Selling author and she leads a TV network that consists of several entrepreneurs that led their TV and or podcast shows. One of Barbara's passions is working to empower other women by helping them cope and move forward when confronted with obstacles in life. Enjoy this episode with branding expert and social media strategist, Barbara J. Beckley. Discover more about her at https://leadershipisinfluencebook.com/ https://barbarajbeckley.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, December 13, 2023
251 Wealth Building Academy, LLC Founder Paul Lawrence Vann
A lot has taken place over the past several months as it pertains to Wealth Academy Podcast founder and host. Paul Lawrence Vann has written a new book, Leadership Is Influence and it has taken on a life of its own. Paul recently pitched over 80 national media producers, to include TV, radio, podcast, magazines, and freelance writers. It was a very dynamic and energizing experience as a part of a publicity summit. When people ask where they can purchase Leadership is Influence, Paul states, "You can purchase Leadership Is Influence." on his website: www.leadershipisinfluence book. com, Amazon, Barnes and Noble, KOBO, Google Books, Apple Books, bookstores and over 66 countries. Paul is currently being interviewed about his new book on leadership. He recently appeared on KLZ 560 in Denver, Colorado, he was interviewed by John Rush on the Rush To Reason radio show. Paul was also interviewed by Donna Seebo on The Donna Seebo Show based in Tacoma, Washington, and Dr. Gillian Lockitch who host the Growing Older Living Younger Podcast, based in Vancouver, Canada. More and more interviews are in the works as Paul shares his leadership expertise with broader audiences over the next year. Discover more about Paul at: https://leadershipisinfluencebook.com P.S. Sign up for monthly newsletter and you will receive a three hundred dollar ($300.00) hotel savings card compliments of my travel partner, once you provide you name and email address the card will be sent to you by email. Here is the link to sign up: https://lp.constantcontactpages.com/sl/xf1O5H2 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, September 02, 2023
250 Leadership Is Influence Author Paul Lawrence Vann Interviewed by Shae Chambers
Shae Chambers is the guest host for this episode of the Wealth Academy Podcast, she hosts the Shaquane Speaks Podcast. Paul Lawrence Vann is the author of the new book, Leadership Is Influence and he shares the evolution of becoming an author of book publisher. Shae adroitly pulled out Paul's inspiration for writing his first book and it represented the founding of Laurel Wreath Publishing. Paul is the author of three solo books and three co-authored books. Leadership Is Influence is a nonfiction leadership book that helps organizations enhance their staff, by involving the leader with the title in an organization, influencing their managers and employees to uplevel their leadership knowledge, skills, and abilities. Paul's book provides a three-pronged approach to becoming a leader of influence. Why? Glad you asked when all members of an organization elevate their leadership abilities it results in higher productivity, they improve their bottom line, and it provides them with a competitive advantage in their industry. Shae asked Paul to explain the difference between getting a book published through a traditional publishing company and being an independent publisher. Paul shared several key things to take into account and it will help you in understanding what works best for you as an author. All in all, this is an amazing interview, one that will help you to better understand the importance of enhancing your leadership knowledge, skills, and abilities. Recommend this episode to your family, friends, and colleagues. Learn more about Paul and his new book, Leadership Is Influence at: https://leadershipisinfluencebook.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, August 20, 2023
249 Priscilla Maria Shares Expertise On Trauma Recovery Coaching & The Cycle Breakers Club
Priscilla Maria partners with organizations and clients to facilitate workshops, deliver keynote talks, and provide coaching about overcoming self-limiting beliefs and living intentionally. She shows up authentically as a sober Latina with diagnosed mental illness to exemplify that recovery and healing are possible. Paul requested that Prisicilla discuss the one person in her life that inspired her to be the best she can be, she shared who it is and how she influenced her to be who she is today. Our dialogue also consisted of Priscilla writing a book in the future, a memoir, her family history and or a self-help book. Priscilla shared the seminal moment in her life that resonated and transformed her into sharing her area of genius with organizations and individuals. For example, Priscilla co-hosts Tuesday meetings for the Sober Black Girls Club that serve queer BIPOC femmes in recovery. She also co-facilitated a domestic violence support group as a trained advocate at the Women's Huron Valley Correctional Facility. Priscilla also curates' mental health and domestic violence awareness content for a family law firm as a creative and community outreach manager. One of the most fascinating aspects of Priscilla's expertise consist of options people can consider helping themselves better understand, is that it is alright to address mental challenges, trauma, and alcohol addiction. Listeners and viewers get to learn about Priscilla's Cycle Breakers Club LLC. If you are looking for an amazing college and university speaker, I highly recommend Priscilla Maria, she can provide the kind of keynote addresses your students will appreciate. https://www.priscillamaria.com https://www.instagram.com/cyclebreakercoach/ https://www.linkedin.com/in/cyclebreakercoach/ https://linkpop.com/cyclebreakercoach Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, August 13, 2023
248 John Diggs Provides Stellar Insight On Mind Mapping & How It Can Help You Live Your Best Life
John Diggs is a Los Angeles born former pro football player turned mortgage software developer, he is an author, TEDx speaker, and leader of an online community (MappineeringVille), John Diggs has experienced many highs of success. It was the lows of failure, however, that fostered the life-changing idea that led him to become one of the world's top authorities in Mind Mapping. John's backstory is remarkable, he grew up in Losa Angeles and then took his football talents to Washington State. John played in the NFL for several years and injuries took a toll on him and eventually he embraced plan B, which consisted of starting a mortgage software program, thus his academic prowess steadied the ship for John. During this interview you will discover how the lowest points of your life can help you make the decision to Mind Map your life. John lost his business during the 2008 Great Recession, his family, and home, and after hitting rock bottom, he turned to Mind Mapping and through it, Perhaps you hit rock bottom in you r life and or is in this cycle at the current time. Mind Mapping all that information allowed me to do just that. What one ultimately has to decide for themselves is the question, Who Am I? Mind Maps also provides you with a broader understanding and more holistic view of concepts and topics over time. Creating mind maps of personal goals, aspirations, and ambitions, it can also help you clarify and prioritize your objectives. By visually mind mapping out your path to success. Discover more about John Diggs and Mind Mapping at: https://www.johndiggs,com. Johns' online community can be found at: https://mappineeringvile.com. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, August 10, 2023
247 Shae Chambers Founder of Shaquane Speaks Empowers Clients & Communities Through Storytelling
Shae Chambers is the visionary founder and driving force behind Shaquane Speaks. She has a passion for empowering underserved students, small business owners, and working professionals, Shae has dedicated her life to transforming lives through the art of storytelling. Drawing from her own life experiences, she fearlessly speaks the truth with love and is unafraid to address the topics others might shy away from. Listeners discover that Shae is an empathetic and dynamic speaker, Shae captivates audiences with her faith-based approach, infusing humor and authenticity into her presentations. Her engaging storytelling style makes learning an enjoyable and memorable experience, leaving listeners inspired to take action. While listening to this episode you will learn that Shae has created a powerful platform where stories create influence, impact, and income. Her mission is clear: to help individuals harness the power of their unique experiences and craft narratives that resonate with their audiences, ultimately creating lifelong connections and clients. With a strong belief in the potential of every individual, Shae's speaking engagements are filled with actionable insights and practical steps for personal and professional growth. Whether she's addressing a small group or speaking on a larger stage, Shae's messages are always impactful and transformative. Join Shae Chambers on an empowering journey of self-discovery and storytelling mastery. Let her guide you to unleash the power of your voice and create a lasting impact on the world. Together, let's connect, grow, and inspire as we embrace the incredible potential within each of us. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, August 06, 2023
246 James Epps Jr Shares His Motivation Movement
This retired Marine brought great energy and inspiration to this episode of Wealth Academy Podcast. Paul thanked James for duty to country and James shared two things the Marine taught him that is part of his core values. James shared how he came over the rough side of the mountain of life and how listeners can do the same. He also shared the driving force in his life, so think about what it is for you and perhaps you can shift your way of thinking to live your best life. He leads James Epps Jr LLC, and he shares the mission of his company and who his ideal client and target market is. James goes on to share how his Motivation Movement shapes the community and organizations he serves. Note that James is passionate about working with and speaking to students at colleges and universities, he shares a few topics he speaks on as well. James also provides talks to corporations; he is someone who can provide solutions to problems you may have at your organization. In what was a dynamic and high energy interview, you can receive more insight about James Epps Jr and his Motivation Movement at: https://bit.ly/3DLMM3m LinkedIn: www.linkedin.com/in/jameseppsjr Facebook: james.epps.79 Instagram: je_motivation_movement Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, January 02, 2023
245 What Do You Have In Store For Your Finances in 2023?
You are coming off the Christmas and New Year holidays, so how are you doing? I will go one step further, how are your finances doing? The recent holiday season was one full of inflation, for gifts, food, entertainment, and more. There is only one question to ask and it is this, "What do you have in store for your finances in 2023?" This is a very important question because it has everything to do with your personal and professional life. No matter what your occupation happens to be, and if you are an entrepreneur, your finances play a factor in everything you do. During this episode, host Paul Lawrence Vann shares insight on what you should consider going forward in the first through the fourth quarter of 2023. Tune in and listen to Paul share insight on what you should give consideration to including filing your taxes, student loans, becoming debt-free, saving more money, and much, much more. Get Paul's free financial mini-course: https://bit.ly/3aq6tSC Contact Paul by email at: info@paulvannspeaks.com or by phone (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, December 06, 2022
Episode 244 The Best Investment You Will Ever Make Is In Yourself
Your mindset is everything and because it is, how you approach life has everything to do with your mind, and how you think. Host Vann is encouraging listeners and viewers to go all in as an investor, especially as it pertains to themselves. Let us not get it twisted, sure investing in real estate, stocks and bonds is a good thing, but it doesn't compare to investing in you. Whether it is your mind, body, spirit, and or finances, you cannot lose by investing in yourself. Follow along as I share more about investing in yourself. As an investor you cannot go wrong investing in your mind, it is where great things begin. As Jim Kwik informs us, the brain is a force of nature and when we sustain, nourish and maintain our brain, good results flow like rain on a stormy day. You cannot go wrong investing in your body, it is the only one we get, so we have to take good care of it, or it will let us down. A good body and mind go hand in hand, thus as you take care of your body, your mind will respond in kind. A good and toned body will reap great dividends for you for a lifetime, so invest in your body, health, and well-being. Make no mistake about it when you align your faith, and take action upon it, your life will be perfectly aligned with your being. One's spirit is the engine that makes everything else in life move forward. A strong spiritual life is akin to living an elevated lifestyle., one you so richly deserve. Last but certainly not least, invest financially, it may include becoming debt free, living within your means, saving more money, and investing in some of the things you always considered in investing in. One reason to invest financially is to be able to do things to help others, such as philanthropy, nonprofit work, and more. The year 2023 is just around the corner, so I want you to position yourself to be prepared for any significant emotional event that may rear its head. Let's finish strong in 2022 and go boldly into the new year. Get Paul's inflation navigating tips: https://bit.ly/3aq6tSC Rate and review this episode on Apple Podcasts or wherever you listen to your podcasts. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, December 02, 2022
243 Wealth Academy Podcasts Returns To Deliver Stellar Financial Expertise
After a short sabbatical from hosting Wealth Academy Podcast, Paul Lawrence Vann returns, renewed, refreshed and ready to provide solution-based commentary of his favorite topic...finances, money. Don't call it a comeback, Paul has been here for years sharing why it is important to grab the financial bull by the horns and be a lender and not a debtor. Paul reminds listeners that he has been in the money game for decades and his education and experience positions him to provide financial and money advice. He discusses the current state of the economy, how to navigate the economic crisis and what it takes to come out ahead when it is all said and done. Given that it is the Christmas holiday season, Paul advocates for everyone to manage their finances wisely. Paul informs listeners that the U.S. government is working to cool of the economy, however we are not out of the woods as of yet. Upcoming broadcast will include more guest experts, solo episodes and much, much, more. Tune in, listen in. and rate and review Wealth Academy Podcast, thank you in advance for your support. Get Paul's inflation navigating tips: https://bit.ly/3hbgvFT Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, June 28, 2022
242 Yvonne McCoy - Exceptional Women's Business Strategist, Coach & Consultant
One of the most compelling aspects of Yvonne is centered around this question...What do you want to be remembered for? This shifted her philosophy and she shares this with her clients to better understand what their why is and what they want to be remembered for. Yvonne shares how productivity will have to be viewed from a new set of lenses in that employees today must be offered more unique and compelling incentives, otherwise, they will choose to leave, work from home, and or become entrepreneurs. People should consider getting a side hustle because you can't depend on a corporation as they have in the past. In fact. Yvonne states, that the side hustle has become the hustle itself because people are choosing to become entrepreneurs. Get Yvonne's free productivity mini-course it will change the way you look at productivity in your life. https://bit.ly/3brKbAt When it comes to women business strategists, Yvonne focuses her clients on accelerating their productivity and profits which consists of accessing what the entrepreneur already has and then figuring out how to use it. For example, when working with women entrepreneurs, Yvonne looks at whether the client is making enough sales calls, marketing, sales, and the message. Yvonne states, that women are the energy the world needs today, they care about people, are talented, and are what the world needs today. Delegation is also an important aspect for women leaders, delegating duties to the right person is one of the keys to a business's success. Reach out to Yvonne McCoy by scheduling a free consultation with her to see how she can help you and or your organization at this link: https://bit.ly/3xSeRTa Rate and review episode 242 with Yvonne McCoy on Apple Podcasts, please provide a 5-star rating. Thank you in advance for your assistance. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, June 23, 2022
241 Dr. Ida Greene - The Soul Whisperer Empowers People to Dream Big
Dr. Ida Greene was born in Florida to two loving parents who instilled in her the importance of acquiring knowledge and getting an education. We grew up and was the first one in her family to earn a high school diploma, bachelor's degree, master's, degree, and doctorate degree. That is not all she became a registered nurse and today she is the author of twenty-two books. She is a Motivational Speaker, licensed Marriage, Family, Child Therapist, Ordained Minister, Registered Nurse, Intuitive, self-Love Coach, Author of 22 books, Sales Trainer and Educator. She is a Reiki Energy Balancing Practitioner, EFT Trainer, NLP Practitioner, Certified Hypnotherapist, and founder for the Center of Self-Esteem.org, whose mission is to end violence and abuse of children and women. She provides training on: Self-Empowerment, Negotiation, Stress Management, Change, Domestic Violence, Etiquette, and Anger Management for children and adults. She provides: Self-love Coaching for Entrepreneurs and Small Business owners on strategies to grow yourself, so your inner and outer self is congruent, to help you master your personal power. Dr. Ida Greene has been providing these powerful and insightful skills to clients for over 30 years. Get Dr. Greene's FREE ebook "Intuition Magic eBook" at the link below: https://bit.ly/3a1zleS Dr. Greene married a member of the military and over time the relationship was challenging and she experienced a broken marriage. Not to rest on her laurels, Dr. Greene made it her mission to empower women to overcome the devastation of abusive marriages and relationships. Out of great personal challenges, Dr. Greene studied and became a spiritual coach, she is the Soul Whisperer and today she empowers women to dream big and never look back. Her body of work is exemplary and she continues gaining even more momentum in her efforts to provide mentorship and outreach to diverse communities. Dr. Greene also leads a nonprofit that assists young African-American youth with ADHD and more. She believes in no one being left behind and with the high rate of incarceration, more must be done to provide an outlet and source for youth to thrive. Dr. Greene is also an Intuitive Relationship Coach who believes that for most people the power they seek externally is on the inside of them. Intuition is real and because it is, people can embrace it. Dr. Greene states, "I am finally allowing myself to be used by God to express my gift to Activate the Intuition of women for use in their relationships and business. God just gifted a 5 weeks group of women to Awaken their Intuition. Jump on a free strategy call with Dr. Greene at <a href="https://l.facebook.com/l.php?__tn__=-UK-R&c%5B0%5D=AT17a8zP1OaSXKKE6PjZJz9n0hN-Zz-je7_GziJISEGDN1HiUnutOWkjPbQlvQ0F1S4VoPzz0jImDrPUCsyprqw6j1A3J55SJUDKVGO5wuxt8uizRDuFmo7oHb_Km4hy3eM_ef45imJcGteRHaLUf0oKJL0h5LXDjQTMyzULH9Tji7pU2pWB
Sat, June 04, 2022
240 Tareq Hadhad - The Founder & CEO of Peace by Chocolate - Perseverance Through Adversity
Tareq Hadhad was a Syrian refugee and now living his new life with his entrepreneurial family on Canada’s east coast. He is the founder and CEO of Peace by Chocolate, the recipient of the Ernst Young (EY) Atlantic Entrepreneur of The Year 2021, named one of the Top 25 Immigrants in The Maritimes, selected by Google as the National Hero Case, and was awarded RBC’s top Immigrant Award and Entrepreneur of the Year in 2020. Since Tareq’s arrival on Canada’s East Coast in 2015 as a Syrian – Canadian newcomer, he has been invited to speak to countless audiences across Canada and internationally. He has had the privilege to meet former President of the United States, Barack Obama, Canadian Prime Ministers, and had conversations with many World Leaders. Discover more about Tareq's business at https://bit.ly/3Q1Rtuv Tareq's speaker website: https://bit.ly/3Nn4RYH Tareq shared insight into his family's chocolate business in Damascus, Syria which was the second-largest in Syria prior to the bombing during the Pre-Syrian War. Not only did they sell some of the world's finest chocolates in Syria, but throughout the Middle East and in Europe. Issam is Tareq's father and he has over 30 years of experience as a chocolatier expert, extraordinaire, he states "Chocolate makes people happy." Tareq shares an empowering backstory about the day of the bombing and how it shattered his dream of being a physician, and his family's business being sidelined by the death and devastation of the bombing, it is very compelling and yet, ties into how to persevere through adversity, it resulted in his family becoming refugees in Lebanon. Tareq made his way to Antigonish, Nova Scotia, and over time, three years to be exact, his parents and siblings were able to immigrate to Canada. He has an amazing family and they are in an amazing community with heart-centered leaders and citizens. One of the most powerful statements Tareq shared was about immigrating to Canada and making a difference, not to take anyone else's job but rather building a business, and hiring employees of who they are doing while sharing their gift of chocolate with Canada and the rest of the world. Prime Minister Justin Trudeau shared Tareq and his family story with people at the United Nations and President Barack Obama was in attendance and Tareq met him and other world leaders. When it comes to the Ukrainian War, Tareq knows what the people are experiencing because he experienced it in the Pre-Syrian War which led to his refugee experienced and ultimately immigrant experience. Today Tareq and his family are citizens of Canada and are contributing to their society, culture, and community through entrepreneurship. hiring employees and sharing their gift of some of the world's best chocolate. Not only does Tareq have an amazing book, Peace by Ch
Fri, June 03, 2022
239 Financial Fitness Leads To Your Financial Freedom - Course Pre-Sale
The U.S. economy is challenging all citizens at every level. The cost-of-living crisis is the toughest since the 2008 recession which was brutal. The Financial Fitness Leads To Your Financial Freedom course is being pre-sold until June 16, get it for a 50% discount. This course is for you if you are living paycheck to paycheck, you are experiencing financial stress, you want to discover how to navigate the inflationary cycle we are in, and work to become debt-free. Here is what is in this course: Introduction of course creator Mindset foundation Budget development Money leaks Debt-freedom Course review Next steps Get this course while it is being pre-sold and receive a 50% discount. Here is the link to enroll: https://paulvannspeaks.biz/3lA7Pwo Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, June 02, 2022
238 What Is Your Level of Financial Fitness
So how is your financial fitness at midyear? You already know that we are in a cost-of-living crisis and it is not pretty. The kitchen table issues include the price of eggs, milk, and bread continue escalating and it also includes the dramatic cost of gasoline continues to skyrocket. I would be remiss if I didn't discuss the price of housing and rents continue increasing due to a shortage of housebuilders which was offset by the pandemic and skilled homebuilders. The lack of houses on the market is resulting in the American Dream of purchasing a house, slowly but surely coming to an end. That's is not all, the housing shortage is resulting in a 42% increase in rents, and in some cases such as the city of Miami, the rents have increased by 58% over the past two years. Time is going to test everyone and it is one of the reasons why your financial fitness is so important during 2022. First things first, find out what your net worth is, it can tell you where you are today. Next, assess how much debt you have and attack it, and become debt-free. You will save a lot of money by not paying interest on your credit cards, personal loans, and more. Do not and I repeat do not pay off your credit cards and go back and charge them to the limit, it is self-defeating. Do me a favor, and recommend this episode to your family, friends, and colleagues. Provide a five-star rating on Apple Podcasts, thank you for your support. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, April 30, 2022
237 National Financial Literacy Month - Day 30 - The Importance of Being Financially Literate & What You Should Do Moving Forward
Now more than ever it is important that we all become financially literate because our economy demands it. Our economy demands it because we have to learn how to navigate the cost-of-living crisis, the inflation cycle we are in, and kitchen table issues. Facts: Roughly 62 percent of men are financially literate, compared with 52 percent of women. Similarly, the data show that about 64 percent of adults living in high-income households are financially literate, compared to about 47 percent of adults living in low-income households. Financial literacy helps to improve the quality of financial services and contributes to the economic growth and development of a country. Increasing the complexity of the economy, individual needs, and financial products, the individual must have financial literacy to manage his personal finances. Americans scored an average of 68% on the national financial literacy test. The average score up to date is 67.93%, and the percentage of passing scores is 58.61%. Financial literacy high school statistics show that the average score among Americans aged 15-18 in 2020 was 67.93%. Current financial literacy statistics Roughly 53% of adults are financially anxious Two in three families lack an emergency fund Approximately 78% of adults live paycheck to paycheck Four in five adults experience barriers to homeownership Roughly 54% of Millenials are concerned about student loans Three in five adults don't keep a budget This is the last day of Wealth Academy Podcast's 30-day financial literacy series. Hopefully, you have learned things that will help you become financially literate. It is important that we all become as knowledgeable about financial literacy so we can positively make a difference in our country. Being able to navigate today's economy that is in a historic inflationary cycle demands that we be proactive in accounting for every cent we spend, so we can become debt-free and financially independent, here is to your financial success! Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, April 29, 2022
236 National Financial Literacy Month- Day 29 -Rising Apartment Rent and Increasing House Prices
A recent news broadcast states rents jumped twenty (20%) in the U.S amid the housing shortage. Rental prices are soaring with the average two-year change coming in at 20% or higher, here is a breakdown by city: Two-Year Rental Increases by city: Miami +58% Tampa +45.8% Orlando +34.7% Jacksonville + 29.2% Memphis + 41.4% Riverside, CA +48.2% Las Vegas +34.4% New Orleans -+34.4% Phoenix - +29% There is no projection for when the rental increases will subside due to the shortage of affordable housing for people. The home building industry is impacted by the increase in the price of lumber and a shortage of home builders. Rents will continue to increase in this all-cash buyers market. There will likely be more homelessness in the near term because the average citizen cannot pay a $1,100 increase when renting a house, government intervention is required in matters such as this. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, April 28, 2022
235 National Financial Literacy Month - Day 28 - How To Become Financially Independent
As we all continue recovering from the pandemic, we find ourselves in a space that truly calls upon us all to work smarter to become financially independent. Why? With the cost-of-living crisis in our midst, we must all pull our finances to the level to match the inflation rate. We all knew coming out of the pandemic that the economy would be adjusting and it is. The Federal Reserve raised interest rates by 0.25% in March and we know there will be six additional increases throughout 2022. Kitchen table issues take into account the increase in food prices, gas, and goods. Investing in stocks, bonds, and other commodities will yield dividends that will likely outpace the inflation rate. How to become financially independent: Knowledge is power so study the stock market, have a section with a financial advisor, talk to your local banker and learn as much as you can about investing in stocks, real estate, cryptocurrency, and more. Self-study is important because you won't be going in blind and with a basic knowledge of what can help you assist your family finances in navigating this inflationary cycle. Start investing, there is no perfect formula and or secret sauce, just get started. Why? The sooner you start investing the more you will learn about the process. There is no overnight success, invest from a long-run perspective meaning, you are in it to win it in the long run. Prepare for life events that may take place in your life such as marriage, having a family, moving or going to college. The bottom line is this, just as no one saw the pandemic coming, there will likely be other significant events that come our way in the future. Preparation is the key and we all received experience from COVID-19 and we know what to do if something like this happens again. What about your spending habits? Do you know how to establish a budget, financial plan, and more? Once you establish your financial budget it will be a window into becoming debt-free. You will be able to understand your spending habit and make adjustments to work to become financially free. Work to maximize your credit score. Your credit score is the byproduct of your spending habits, credit card debt, personal and student loans, mortgage, and more. Formulate a spending plan, an emergency fund, and build your credit. Set aside money to help your family. The awesome power of service to the family is priceless, so ensure you have a purpose for working, saving, and building your family one dollar at a time. Retirement is in your future, what you do today has everything to do with your tomorrow. The sooner you start to save, invest, and generate wealth the more you will have in your golden days. There is more, however, this will get you out the door when it comes to becoming financially independent. Everything listed here will help you, start today! Support this podcast at — <
Wed, April 27, 2022
234 National Financial Literacy Month - Day 27 - Financial Literacy & Women
After observing a news broadcast earlier today, the discussion surrounding the cost of living crisis came up. The focus of the news report was centered on childcare costs and the gender pay gap. Facts: Twenty-five percent (25%) of family budgets go toward childcare expenses. When it comes to the gender pay gap, it takes Caucasian women three more months to equal the pay of Caucasian men. It takes African American women seven more months of work to equal the pay of Caucasian men. It takes Hispanic women ten more months of work to equal the pay of Caucasian men. Women earn eighty (80) cents for every dollar a man earns which should be corrected considering they work the same job, this is pay inequity of the highest order. Living wages required a per hour wage rate of $35.80 to keep up with inflation, however, the federal living wage rate is only $7.35 an hour. The workforce is feeling widespread burnout. A lot of it is due to the inflation cycle and pay inequality. Fifty-three percent of women surveyed stated stress levels are higher than they were a year ago. All in all, when it comes to financial literacy for women there are still a lot of challenges they face and more effort needs to be put into correcting the wrongs of pay inequity and flexible work schedules that can accommodate women in all industries. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, April 26, 2022
233 National Financial Literacy - Day 26 - The Habits of Financially Independent People
My favorite definition of financial freedom reads as follows: "Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money." The real question is whether you can survive if your paychecks stopped coming in? Only you can answer this question, and conduct your own assessment pertaining to the question. Some people are transitioning into a movement called Financial Independence Retire Early (F.I.R.E.) which entails spending less than you earn and saving or investing the rest to reach financial independence. Three points of focus for F.I.R.E. practitioners: 1. Minimize your expenses in a few key areas 2. Grow your wealth 3. Never stop learning (self-study, investments, etc.) This is a wonderful segway for Wealth Academy Podcast listeners and subscribers, in that it is time for us all to lock in our financial literacy, and take action to see your financial goals and dreams come to fruition. Recommend your family, friends, and colleagues to listen to episode 233 of day 26 of the NFLM. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, April 26, 2022
232 National Financial Literacy Month - Day 25 - The Impact The Pandemic Has On Your Finances
Not only was COVID-19 devastating in 2020, but it is also having an impact on people's finances to this day. The question people ask is, "Is the pandemic causing stress in their lives and with their finances?" No doubt about it, people are experiencing mental health issues as a result of the debt they have. The more debt, the more anxiety, stress, and depression people are experiencing. Financial education will play a critical role in the U.S economy turning around as the pandemic abates. A pivot continues to take place within our community of financial educators and advocates to keep services available to teachers and learners, as well as develop plans to respond to the millions who will need financial education as they work toward recovery. The pandemic continues causing stress for people and their personal finances. More than half (54%) of people say they’re worried about not having enough money saved, while almost half (48%) are worried about their ability to pay bills. Financial education alone is not enough to foresee economic challenges or remedy a financial crisis. Leveraging the coronavirus outbreak to demonstrate the ineffectiveness of financial education and blaming the individual for not having emergency savings or financial resources to get through this is irresponsible. Continue discovering as much as possible so you become financially literate and over time everything will work in your favor. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, April 25, 2022
231 National Financial Literacy Month - Day 24 - Impact of Financial Literacy and Divorce
People do not talk about divorce they either keep it quiet or close hold as they go through this emotional ordeal. It is important to understand the divorce rate for Americans over the age of 50 has doubled since 1990, an increasing number of divorced people nearing retirement age may find themselves scrambling to solidify their finances as they approach their golden years. Three out of four older divorced people need a better understanding of how to manage their personal finances. While men and women are equally as likely to break good spending habits after divorce, women are more likely than men to take steps to regain their financial health. That's not all, financial planners report their female clients are twice as likely to seek out financial advice after a divorce, find a job, and increase their savings toward retirement. A lack of financial understanding that becomes evident during a divorce illustrates the importance of good financial practices when couples are married. Financial planners participating in the survey said the following steps would have helped their clients who are near retirement age be better prepared for divorce: Understanding how to manage personal finances (76%). Understanding the long-term financial planning consequences of a divorce settlement (73%). Understanding the tax implications of a divorce settlement (57%). Updating wills or trusts (51%). Increasing saving for retirement (51%). Just over one-third (36%) of planners said establishing a prenuptial agreement would have better prepared their clients financially for divorce. There are three components to a divorce—legal, financial, and emotional. The legal aspects of a divorce are complicated, and the emotional upheaval is huge. The financial aspect is challenging because at least one partner may not have a good understanding of the family finances, including retirement savings. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, April 23, 2022
230 National Financial Literacy Month - Day 23 - How To Address Court Summons For Credit Card Debts & You
One of the first things you should do if you receive a summons from the court is to address it. You should respond to a court summons for credit card debt by first trying to settle the issue with your creditor and then by fighting the lawsuit in court if you’re unable to come to an agreement. The worst thing you can do is ignore the summons. If you don’t know why you received a court summons for credit card debt, contact the debt collector that filed suit and ask for documentation proving you owe the amount in question. The court system relies on evidence, to ensure you owe the debt and or make sure it belongs to you and not someone else. This will give you more information to go on, and if the debt collector doesn’t have the necessary paperwork, the suit could go away. Things to do if you receive a summons: Don't ignore it Try to work things out Answer the summons Consult an attorney Go to court Respond to the ruling The number one problem people are facing today is the economy and financial challenges. Remember you are not alone, the best thing to do is to face the facts, address the court summons and over time you will be made financially whole again. This information will help you overcome a court summons, and move forward knowing you will and can do this. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, April 22, 2022
229 National Financial Literacy Month - Day 22 - Mortgage Foreclosures & You
The Great Recession that took place in 2007-2009 was more devasting than any time in American history. Home foreclosures are lower than they've been in nearly a decade. While that's certainly reassuring, the U.S. is still averaging more than one million foreclosures each year. In 2021, the share of housing units with a foreclosure filing was 0.11 percent. Foreclosure results when a homeowner fails to pay their mortgage payments on time, so the lender evicts them from a said property and takes control of it. The foreclosure rate reached its peak in 2010, just after the financial crisis of 2007-2009. Since then, the rate has steadily fallen. As the coronavirus (COVID-19) unfolded, the government imposed a foreclosure moratorium, a mortgage forbearance program, and mortgage servicing guidelines which was the reason for the low rates recorded in 2020 and 2021. If you're the owner of a property that's facing the prospect of foreclosure, it's critically important to take immediate action to rectify the situation. Ignoring the situation - or reacting too late - is the worst possible course of action. Banks do not want you to default on your house, so workarounds are provided, thus it is important to open up lines of communication with your lender. If you miss mortgage payments over a 90-day and or three-month period of time, you will be receiving notices from your lender, do not ignore the information you receive. Reach out to your lender, contact a counselor at the Department of Housing and Urban Development and work out a loan modification, repayment, and or refinance your property. Facing a foreclosure is one of the most difficult experiences any homeowner can endure. By taking early action to address the situation, you can put yourself in the best possible position to save your home - or at least walk away with minimal damage to your credit score. Discover more about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, April 21, 2022
228 National Financial Literacy Month - Day 21 - The Impact Your Finances Have On Your Mental Health
Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Make no mistake about it, money problems and mental health issues are intrinsically linked. Research from the 2008 great recession and COVID-19 reflect the link between finances and mental health. According to the Money and Mental Health Policy Institute¹, poor finances often lead to stress and anxiety that can further impact finances. Facts: 46 percent of people with debt also have a mental health diagnosis 86 percent of people with mental health issues and debt say that their debt makes their mental health issues worse People with depression and debt are 4.2 more likely to still have debt at 18-months compared to their counterparts without debt Those with debt are three times more likely to contemplate suicide due to that debt The Cycle: Mental health problems make it harder to earn, manage money and spending, and to ask for help. Financial difficulty Financial difficulty causes stress and anxiety, made worst by collections activity or going without essentials Mental health problems This cycle repeats itself over and over again Americans suffer from financial stress. A Harris Poll conducted in the early months of the COVID-19 pandemic showed that 90 percent of Americans felt financial stress. Note that financial stress is not limited to hard economic times, such as the fallout from a pandemic. a Northwestern Mutual study found that 44 percent of Americans stated that financial concerns were their number one stressor, with more than one in four feeling depressed about finances at least monthly and two out of ten feeling depressed weekly, daily, or hourly. Continuous financial stress wreaks havoc with mental health . On the Mayo Clinic’s website5, the list of mental health issues due to stress includes: Anxiety Depression Fatigue Sleeplessness The American Psychological Association (APA)6 found that stress can lead to unhealthy habits, including excessive drinking and drug use. Continuous financial stress wreaks havoc with mental health . On the Mayo Clinic’s website5, the list of mental health issues due to stress includes: Anxiety Depression Fatigue Sleeplessness The American Psychological Association (APA)6 found that stress can lead to unhealthy habits, including excessive drinking and drug use. Financial stress
Wed, April 20, 2022
227 National Financial Literacy Month - Day 20 -Intricacies of The Stock Market & You
Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Like many things in life if you do not study, research, or experience things, it can be intimidating and yes, experience is the best teacher. Investing in stocks can be intimidating if you have never done it before and do not expect overnight success when it comes to investing in the stock market. One must be risk-averse when it comes to investing in the stock market. But you will most certainly know people who’ve become incredibly prosperous, or even rich, by doing it but they likely did so over the course of the long run. You will never increase and grow your money by keeping it in a savings account, money responds to movement in the stock market, it is dynamic and if you want to outpace inflation you will need investments that yield more than inflation rates during this inflationary cycle. Different Types of Stock Investment Platforms: Online Brokers/Apps people can use (discount brokers) Traditional Investment Advisors (investment management professionals) Robo-Advisors (similar to investment management professional/less fees) Hire a financial advisor and stockbroker, brokerage firm to assist you with investing in the stock market: You have a choice to make, perhaps start with a robo-advisor since they spread your money across several different ETFs, then provide full portfolio management for you. All you need to do is fund your account. If you are new to investing in the stock market, after starting out with a robo-advisor, consider starting an account with an online broker. The idea is to use the robo-advisor as your primary investment vehicle, while gradually transitioning into self-directed investing. Give consideration to splitting your investments between a taxable brokerage account, and a tax-sheltered account. The taxable account can be used to invest for intermediate goals, like purchasing a house. The retirement account provides tax-deferred investment income, that will enable your portfolio to grow more quickly. It is important to keep debt to a minimum. Why? The interest you pay on debt is often higher than what you can earn on your investments. It will do little good to invest money at 10%, while you’re paying 20% or more on credit cards. Work to become debt-free. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, April 19, 2022
226 National Financial Literacy Month - Day 19 - Retirement & You
The Basics of Retirement: Contact a financial advisor, speak with the human resource representative, and work with an investment firm, CPA, and or attorney that specializes in retirement and investing. The items covered below entail parts of retirement instruments, however, there are more. You can never start too young, the sooner you start planning for retirement the better. Do not allow the terms associated with retirement to confuse you. Know that social security as we know it today will not be the same in the future, unless changes are made it might not exist. Consider a 401K plan. Consider an IRA. Simplicity is the key to investing, do your homework and self-study to learn as much as you can about investing. The younger you are as an investor, the more aggressive you can be. If you don't understand investment issues, ask for help, contact the professionals Through it all, the key is to invest for your retirement, ask a professional and if your financial advisor doesn't help you, get a new one. What is most important is that you control your retirement destiny, not your financial advisor. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, April 18, 2022
225 National Financial Literacy Month - Day 18 - Insurance & You
One can say the difference between an individual and or family with insurance and those that don't are like night and day, because of the bottom line on your financial standing. Paul shares insight on the difference between term insurance and whole life insurance and the difference it can make for your life and family. What is term life insurance? Term Insurance covers you for a set period of time or term, anywhere from5 to 30 years, as long as you pay premiums, this is key. If you die during that term, your beneficiaries receive the payment amount of a $25k and or $100k term policy. If you’re alive when the policy expires, the insurance coverage ends. You no longer pay premiums and you don’t receive any payout from the insurance company. A convertible term policy allows you to switch to a whole life policy when your term insurance ends, but your premium will rise as a result of your age and health at the time. What is whole life insurance? Whole Life Insurance covers you for your entire life and pays the insurance amount to your beneficiaries. Varieties of whole life insurance include straight life, universal life, variable life, and variable/universal life. Talk to CPA or an insurance professional for more details. Unlike a term life policy, whole life policies feature an investment element. Your insurance premiums include not only the cost of the insurance but also an additional amount that is invested and that grows tax-deferred over the life of the policy. You can borrow against this amount and any loans are deducted from the benefit your beneficiaries receive when you die. A few questions you must address prior to getting an insurance policy: 1. How much does it cost? The monthly premiums for a term life insurance policy are generally lower than for a whole life policy. One concern, though, is that if you want a new term life policy when the old one expires, you may have to pay more. That’s because life insurance premiums are based at least in part on your age and health. For example, let's say you buy a 30-year term life policy when you are 30 and the term expires when you are 60. If you decide to get another policy you will pay more because you will be a higher risk from an insurance standpoint. 2. What are your goals? If you would like to use insurance to give your heirs a certain amount when you die, whole life is the most reliable option. Remember, though, that insurance is not your only investment choice and that you may get better returns from another investment vehicle, such as stocks and bonds or a wide range of other investments. 3. How should you choose your insurance company? Companies like A.M. Best, Fitch Ratings, Moody’s Investors Service and Standard & Poor’s Ratings Services rate insurance companies based on their financial stability. These ratings can be found online. You can also turn to your state insurance company for information on complaints against different in
Sun, April 17, 2022
224 - National Financial Literacy Month - Day 17 - Prevent Money Leaks
Money leaks are expenses that eat away at your bank account unless you pay close attention to them. A dollar here and a dollar or two there will add up quickly, especially if you do not pay close attention to your bank statements and credit cards. While you might not think much of the few dollars you spend every month on take-out or streaming services, these expenses can add up to hundreds or thousands of dollars per year. Money Leaks: Name Brands: Are not always worth the price. For many types of products, particularly cosmetics, clothes, and prescription drugs, generic or off-brand products offer the same quality at a fraction of the price. Clothes: Opting for smaller known brands that produce high-quality, durable clothing means that you’ll spend less on clothes in the long-term, and you won’t have to sacrifice looks in the process. Cosmetics: Low-quality products with harmful ingredients may cause negative side effects like allergic reactions, breakouts, and more. Prescription Drugs: By opting for generic prescription drugs, which are typically the exact same as the name-brand versions, you could save thousands of dollars per year. TV Services: Compared to streaming services, cable TV costs are pretty high — and they’re getting even higher. By switching to a streaming service or an online cable provider, you can save on your monthly cable bill without missing out on your favorite shows. Takeout or Drive Through Foods: US residents from ages 35 to 44 spent an average of $4,429 on take-out, while people ages 25 to 34, spent an average of $3,416. To save on take-out costs, you should make an effort to plan meals and cook more often at home. Skip the take-out lunch breaks and reserve eating out for special occasions. Convenience Store Purchases/Gas Station Purchases: Small purchases from convenience stores and gas stations can easily be eliminated and save you a significant amount of money in the long run. There are many more money leaks to mention, however, these help you better understand the depth to which you may have these expenses tugging at your purse strings, and or wallet. Check your bank and credit card statements and start closing accounts, modifying your account plans, and saving the difference. Recommend this episode to your family, friends, and colleagues. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just
Sat, April 16, 2022
223 National Financial Literacy Month - Day 16 - Financial Literacy Statistics
It is interesting to discover, one in three Americans delayed a major purchase decision due to financial woes. A recent study reflects that over one third of Americans have postponed a major life purchase decision due to money. The fact of the matter is, it is actually an improvement over a 2015 study, which reports more than half of Americans reported delaying a decision. If you are an American, work to avoid letting money slip through your fingers. Late fees and overdraft charges combined with costs that come with fraud total up to an average of nearly $600. Just imagine what could do with an extra $600 do for you each year. Note that as of 2020, twenty one percent (21%) of American households have no money set aside for emergencies. This can spell financial disaster. But building an emergency fund is no easy task. Many people feel pulled in so many directions. Four out of five parents, wish they learned more about money as a child. The vast majority was really clear about one thing: they wish they knew more about finances when they were younger. Of course, we know hindsight is 20/20. Rather than spend time fretting over what you wish you learned sooner, commit to learning even more about money now...and take your kids along for the ride. Many parents admitted that they don’t always feel confident having money conversations with kids. Pushing for a financial literacy curriculum and conversations in schools can help. Nothing replaces learning about money at home, so set aside some time and have money talks with your children. Overall we can all do better when it comes to our finances. These survey results represent a baseline in which you can measure where you are on your financial journey and work to master your finances. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, April 15, 2022
222 National Financial Literacy Month - Day-15-Real Estate & You
The largest purchase most people ever make is a house. Today it is tougher to purchase a house because of the remnants of the pandemic, the inflationary cycle, the great resignation, and the war in Ukraine. Unfortunately, more and more people find themselves forced to put off this purchase. Student loan debt, underemployment, rising home prices, and stringent mortgage standards prevent people from buying their own homes until later in life. Ensure you have your paperwork in order, for example, ensure you calculate all costs and leave some savings untouched for after you have purchased a house. Ensure you add expenses such as taxes, insurance costs, emergencies, and necessary repairs, such as a new roof, basement repairs, remodel a basement, and more. The process of purchasing a house can be a long and drown out process, demanding most people to build up their credit scores, save up for a down payment, commit to a stable job location, earn an income that qualifies for a large enough mortgage, choose a good realtor, find a suitable place to live, find a home inspector than have an offer accepted. Home Ownership in the United States The average home buyer searches 10 weeks and views 10 homes. The median price of a single-family home in 2018 was $261,600. The average price of a new single-family home in 2018 was $299,400. In April of 2014, homeownership for all ages fell to 64.8 percent, the lowest it’s been since 1995. Homeownership is not going to be affordable for everyone, however, there are other ways to purchase real estate. Tune in and listen, thank you. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, April 14, 2022
221 National Financial Literacy Month - Day 14 - Student Loan Debt & You
The spring of the year is the time frame when high school students and their families work to see what college admits them for attendance. Students apply for the Free Application for Federal Student Aid (FAFSA) form in the United States to determine their eligibility for student financial aid. Once the FAFSA form has been processed, students receive a synopsis of the financial aid that is available to them.in support of attending a post-secondary educational institution in the United States. This funding is used to assist in covering the many costs incurred in the pursuit of post-secondary education. Financial aid is available from federal and state governments, educational institutions, and private organizations. It can be awarded in the form of grants, loans, work-study, and scholarships. Facts: 40 million Americans have at least one outstanding student loan. Americans owe more than $1.75 trillion in student loans, making up 6 percent of the total national debt. The average borrower graduates from college owing $39,300. In addition to signing the promissory note for student loans, take the time to examine exactly when your first payment will be due and how much it will be. When the time to start paying comes, you have options for repayment. The Federal government offers longer-term payment plans as well as graduated repayment options which allow you to bulk up your income and get some job experience under your belt before making larger monthly payments. During certain seasons of life, your income may be severely limited, and affording student loan payments just isn’t possible. Fortunately, loan servicers are aware that situations like this occur and have precautions in place to help students get through these difficult times. The bottom line for students with student loan debt is to work closely with the loan servicers and work out terms for repayment, transparency is everything. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
S2 E220 · Thu, April 14, 2022
National Financial Literacy Month - Day 13 - Credit Cards & You
This episode is centered on credit cards and the impact it is having on Americans' finances. In other words, Americans are carrying over 900 billion dollars of debt on their credit cards so a discussion during National FInancial Literacy Month is required. An assumption is made when it comes to credit cards and it is this, everyone knows about credit cards. If this were the case people would use them more judiciously and they would not have the massive credit card debt they have. All people do not have credit cards or plastic cards. Credit cards provide people with the ability to purchase large, unexpensive purchases and more expensive items and they do not have to immediately pay back the purchases and it does not come out of the bank account. Credit cards also help people build their credit history. The annual percentage rate (APR) is the amount of interest that you’ll owe the credit card issuer on any unpaid balance. You’ll want to pay close attention to this number when you apply for a credit card. Debit card purchases result in money coming directly out of your bank account and it does not build your credit history. Debit cards provide a good start for people just starting out managing their credit. You can't borrow money with debit cards. Ensure you recommend this episode to you your family, friends, and colleagues. Please rate and review episode 220 on Apple Podcasts and be so gracious to provide us with a five-star rating. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG See acast.com/privacy for privacy and opt-out information. Become a member at https://plus.acast.com/s/wealth-academy-podcast-wealth-is-more-than-just-money .
Wed, April 13, 2022
220 National Financial Literacy Month - Day 13 -Credit Cards & You
An assumption is made when it comes to credit cards and it is this, everyone knows about credit cards. If this were the case people would use them more judiciously and they would not have the massive credit card debt they have. All people do not have credit cards or plastic cards. Credit cards provide people with the ability to purchase large, unexpensive purchases and more expensive items and they do not have to immediately pay back the purchases and it does not come out of the bank account. Credit cards also help people build their credit history. The annual percentage rate (APR) is the amount of interest that you’ll owe the credit card issuer on any unpaid balance. You’ll want to pay close attention to this number when you apply for a credit card. Debit card purchases result in money coming directly out of your bank account and it does not build your credit history. Debit cards provide a good start for people just starting out managing their credit. You can't borrow money with debit cards. Ensure you recommend this episode to you your family, friends, and colleagues. Please rate and review episode 220 on Apple Podcasts and be so gracious to provide us with a five-star rating. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, April 12, 2022
219 National Financial Literacy Month - Day 12-Generational Financial Literacy & Crypto Investing
For some generations investing in cryptocurrency is the unknown, in others the older generations hold to tradition when it comes to investing thus stocks, bonds, mutual funds, and its a wrap. Generation Z and Generation X invest in cryptocurrency and include it in their retirement strategy. All generational groups continue working to understand the basics of personal finance, thinking about retirement, and investing in crypto. Note that each generation learn differently. 57% U.S. adults are invested, but just 1 in 3 say they have advanced investing knowledge. About half of the surveyed adults feel they have a deep understanding of consuming (managing spending and keeping a budget), paying taxes, and saving. Cryptocurrency and stocks are the most popular assets held by Gen Z, Millennial, and Gen X investors, but overall, many Americans (49%) have only a beginner-level understanding of digital currency. More than half of each generation expects to retire, and 28% of millennials expect to use cryptocurrency to financially support themselves in retirement, and some Gen X and Gen Z respondents said the same (20% and 17%, respectively). The internet is a go-to source for investing and financial education for the young generations: 45% of Gen Z use YouTube, and 30% turn to TikTok. Millennials prefer internet searches (47%), but also lean on YouTube (40%). While about half of Americans feel they have a strong grasp of financial literacy basics, such as spending, budgeting, paying taxes, and saving, far fewer have the same level of understanding when it comes to investing and digital currency. Americans are least educated about digital currency and investing, however, every generation holds cryptocurrency in its portfolio. The following financial skills you need to learn today: How to save for retirement How to build or improve your credit score How to reduce debt How to avoid fees how to plan for financial risk In essence, no matter what generation you are in you are a part of your financial knowledge is essential to navigating life. Investing in stocks, bonds, and mutual funds will remain a constant, however digital wallets are not only the future but today as well. Encourage your family, friends, and colleagues to listen to episode #219, it provides a good synopsis of generational investing and who invests in cryptocurrency and other virtual wallets. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-weal
Mon, April 11, 2022
218 National Financial Literacy Month - Day 11 - The Current State of Youth Financial Literacy
First of all, the financial wherewithal of youth is very important because it is a forecast of future financial decisions and the results from them. Thousands of high school students were surveyed about their preparedness for the kind of financial decisions and tasks that adulthood requires. As students draw closer to their transition to adulthood, the survey reports consistently low levels of readiness to take on financial tasks from evaluating financial products to establishing and maintaining credit to understanding how to pay for college. These results are not surprising considering financial literacy is not mandatory in K-12 or college. So exactly what are financial skills? Financial skills are knowing how to find, process, and take action based on the information and having confidence in one’s ability to reach financial goals. Skill and confidence play an important role in building financial well-being, the low levels of preparedness among young people could be a sign of trouble as students finish high school and move toward financial independence. Understand that prior to taking part in financial education, less than a third of high school juniors and seniors reported that they felt prepared to compare financial institutions and select one that best meets their needs. Slightly more students but still less than half felt they could select, open, and manage a savings or checking account. Young people also reported low levels of confidence in their ability to establish financial habits that contribute to long-term financial well-being: budgeting and managing credit. Half of juniors and seniors said they were “prepared” or “very prepared” to set up and follow a budget, while just a third (32%) felt they could check their credit and maintain good credit over time. The skills of budgeting and managing credit are essential as young people move toward financial independence. The decisions they make in the next one to two years begin to carry consequences that can last much longer, directly impacting their lifetime financial well-being. Other important aspects for youth include the ever-changing banking system which is more virtual than ever before, and navigating the process of applying for college and financial aid for two-year and or four-year colleges. The bottom line is this, youth of today need to be financially literate, and the sooner they discover how to the better. I have confidence in our youth, they will find a way to become financial literate and when they do, we will have a stronger economy, and country. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, April 10, 2022
217 National Financial Literacy Month - Day 10 - Investing In The Stock Market & You
Paul Lawrence Vann provides an insight into investing in the stock market. Continue working and focusing on paying off your debts because it will allow you to not only invest in stock but being able to invest even more. One of the first things you should do is research investing in stocks, and how to find a stockbroker, an investment firm, accountant, and or lawyer. It is important to learn about investing in stock by reading books, talking to a stockbroker, obtain a referral for a professional if you do not want to go it alone. Decide what to invest in and how much to invest by understanding the risks (and potential rewards) of different types of investments. So what is the stock market? Glad you asked. It refers to the collection of markets and exchanges where stock buying and selling takes place. Ready to distinguish the different markets? The terms “stock market” and “stock exchange” are considered to be the same. And even though it’s called a stock market, other financial securities —such as exchange-traded funds (ETFs), corporate bonds, and derivatives-based stocks, commodities, currencies, and bonds—are also traded in the stock markets. What should you invest in? This is a decision you must make if you go it alone, this is why you should find a stockbroker and investment firm. Consider some of the following: Stocks ETF's Bonds Mutual Funds The bottom line is this. stocks like all investments have risk. If you are risk-averse and do not plan to invest for the long run, investing in stocks may not be for you. If you want to invest in stocks conduct your due diligence and work with a stockbroker, financial advisor, and or an investment firm. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, April 09, 2022
216 National Financial Literacy Month - Day 9 - Debt & You
Americans have a lot of debt, mostly through the use of credit cards, mortgages, student loan debt, and more. Most of us use credits and owe money for some things we do not even use anymore. Sadly, we as a country of 340 million people owe too much. The average U.S. household owes $7,281 on credit cards. When we add in a mortgage, car payments, and student loans it’s easy to see how you, like so many others, can get stuck in overwhelm with debt mode. In total, American consumers owe $11.83 trillion in debt, according to the Federal Reserve Bank of New York. U.S. Consumer Debt Totals : Mortgage balances totaling $9.71 trillion Newly originated auto loans of $150 billion Cumulative student loan balances of $1.54 trillion Total Debt Balance and Its Composition Mortgage 68% Student Loans 11% $1.54 trillion Auto Loans 9% Newly originated auto loans $150 billion Credit Cards 6% Steps That Lead to Getting Out of Debt 1. One must understand how much they owe and how much they can afford to pay off each month. 2. Make a plan to focus on debt reduction. 3. Break the debt cycle, and start today. 4. Establish new habits. 5. Pay off your debts, and start saving money. The profile above represents a small sample of the debts people have and it lets us all know we have a lot of work ahead of us to become debt-free. The reality is this, one must work harder to live within their means in this inflationary cycle we are in and carve out the best lifestyle we can for ourselves, while not trying to live like the Joneses. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, April 08, 2022
215 National Financial Literacy Month - Day 8 - The Pillars of Personal Finance
When it comes to pillars it is defined as firm upright support for a superstructure, for the purposes of this episode it is personal finance. Everyone has four basic components in their financial structure: assets, debts, income, and expenses. Measuring and comparing these can help you determine the state of your finances and your current net worth. You can think of them as the vital signs of your financial circumstances. When they are all in balance and working for you, your vitals are strong. When things get off-kilter, like your liabilities being off the charts, your finances may need some CPR to set them right. So let us delve into the four pillars of personal finance. Assets : Assets are items that you own and that have value that can be turned into cash when needed. Assets include cash in your personal checking or savings account , whole life insurance policies, 401k’s, investments, land, equity in your home, valuable jewelry, and even antique fine china. The key to an asset is its ability to be converted to liquid cash within a short period of time. Your vinyl record collection may be the envy of all your friends, but if you cannot convert it to liquid cash when you need it, then it cannot be considered an asset. Debts : Debts are the accounting opposite of assets and include all accounts payable. Things like your mortgage, student loans, car loans, credit card balances, taxes owed, bills due, and money you owe others for services are all considered liabilities. In addition, accrued interest and principal on mortgages and other loans are liabilities as well. Remember, interest rates are an indicator of the cost of carrying debt, and tend to be negatively correlated with one’s credit score: the lower the credit score, the higher the interest rate. Income : Income is all the money you generate. It also includes interest and dividends you make on your investments. Tax refunds also qualify as income. For those under age 65, take-home pay usually constitutes the majority of income. Retirees and those over 65 gain most of their income from investments, Social Security, or pensions. When taking stock of your income, be sure to include benefits that reduce your expenses, such as employer-provided health insurance, or that increase your assets, such as 401K programs. Expenses : Expenses, or outflow, is all the money you spend. To gain an accurate total of expenses, it is important to establish a budget and to keep track of every penny spent. Keeping track of expenses is more challenging than keeping up with income because of the sheer number of different expenses. If you have made an assessment of your pillars of finance, assets, liabilities, income, and
Thu, April 07, 2022
214 National Financial Literacy Month - Day 7 - Banking & You
Banking is important because as employees and or entrepreneurs, you need a place to put your money. Once while working in support of the Governor of Maryland on a financial working group, we were tasked with assisting immigrants that live and work in the state of Maryland. Many of the immigrants had never had a bank account, so we ensured we provided oversight for them to open a bank account. Some of the immigrants didn't have a bank account in the country they left, they simply didn't trust putting their hard-earned money in a bank. Banks include credit unions and thrifts. A bank is a business that offers you a safe place to keep your money and uses your deposits to make loans. This business is also called a financial institution. Many people keep their money in banks. Let’s take a look at some reasons why you might want to keep your money in a bank. • Safety – Money is safe from theft, loss, and fire. • Convenience – You can get money quickly and easily. Using direct deposit, for example, saves you time and allows you quicker access to your money. Funds that are electronically deposited in your account are available sooner than if you deposited a check. We will talk more about direct deposit later. • Cost – Using a bank is probably cheaper than using other businesses to cash your check. • Security – The Federal Deposit Insurance Corporation (FDIC) insures deposits up to the maximum amount allowed by law. This means that if for some reason a bank closes and cannot give its customers the money they had in the bank, the FDIC will return the money to the customers. Opening and maintaining a bank account is not as difficult as you might think. There are four basic things you have to do: • Open the account and go through account verification. • Make deposits and withdrawals. • Record interest and fees. • Keep track of your balance. Banks provide additional services with some deposit accounts. Some banks charge a fee for these services. It is important to keep track of the fees charged if any. The following are common services that banks offer: • Direct deposit • Money order • Telephone and online banking • Automated Teller Machine (ATM) • Money transfer • Debit card • Stored value cards • Loans Get to know these important bank employees: • Customer service representative • Teller • Loan officer • Branch manager Banking is important because it is not wise to walk around with large amounts of cash on your person. Neither is it wish to have large amounts of money at your house. The bottom line is this if you plan on purchasing a house, car, and or investing in a business you will need a bank account, thus the relationships you have with your bank is very important. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a
Wed, April 06, 2022
213 Vince Shorb Founder & CEO of The National Financial Educators Council, He Is A Leading Financial Literacy Advocate
The National Financial Education Council is dedicated to combating the financial illiteracy epidemic. Vince Shorb's mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family, and global community goals. Vince Shorb shared his backstory and personal financial journey and the lessons he learned along the way, it is very compelling. You are going to learn why people make financial decisions that don’t align with their long-term goals, Vince shares wisdom on this. Paul asked Vince why parents and people in communities should teach financial literacy lessons to kids, and what should they be taught. There is a multiplicity of life challenges taking place today, Vince provides expertise as to why some people are struggling with the pandemic, the inflationary cycle we're in, and also the war in Ukraine. He provides answers as to how people can mitigate these new challenges. Unfortunately, only a few states teach personal finance in public schools, Vince advocates for financial literacy in more states and schools. Listeners discover the common financial problems people are facing today, Vince provides insight into some of the problems people are facing. Listeners receive suggestions as to who people can turn to for financial guidance if they don’t have money to invest, Vince provides insight on this. Vince Shorb provides a definition of what financial literacy really means. That is not all, Vince delivers expertise about the specific knowledge about money everyone should have. In closing, Vince empowers listeners to join him in advocating for financial literacy, including teaching the younger children financial literacy as early in their life as possible, thus the sooner the better. Discover more about Vince Shorb and the National Financial Educators Council at: https://bit.ly/3Ku0mKx Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, April 06, 2022
212 National Financial Literacy Month - Day 6 - How To Improve Your Financial Literacy Now
Before delving into how to improve your financial literacy now, assess where you stand financially. Here are a few things to consider prior to locking in ways to improve your financial literacy: 1. Do you know how to create a personal budget? 2. Do you have an emergency fund that covers at least three months of basic living expenses? 3. Do you have a plan for retirement? 4. If you have debt, do you have a plan to pay it off? 5. Do you know your credit score and how to improve it? Paul requests that you answer the questions above for yourself and work to improve each one for yourself. Answering the questions above will put you light years ahead in improving your financial literacy. Here are a few things you can do right now to improve your financial literacy: Create a monthly personal budget Start an emergency fund Make a plan for retirement Make a plan to get out of debt Determine your credit score and improve on it Thank you for listening to this episode because it truly helps you establish a financial foundation for today and in the future. There will be more on day seven so return for another episode in support of financial literacy tomorrow and the rest of this week. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, April 05, 2022
211 National Financial Literacy Month - Day 5 - Components and Facts About Financial Literacy
Every year Financial Literacy Month is celebrated in April. Financial Literacy Month is not only a celebration but is a challenge. This is your opportunity to review your finances and gradually improve them over time. Components of financial literacy: There are several components of financial literacy, which include earning spending saving investing borrowing protecting Financial literacy consists of the ability to effectively use financial skills, it includes personal financial management, investing, and budgeting. The primary variables of financial literacy include: gender age occupation marital status education level of an individual income. Facts about financial literacy: In the U.S. 1 out of every 5 people lack basic skills of financial literacy Twenty percent of women show basic skills of basic financial literacy, men demonstrated forty-seven percent of financial literacy Fifty-four percent of student loan debt holders did not know about the requirement to pay the loans back. Only 20% of adults in the U.S. have received financial education Women save 68% for every dollar a man saves for retirement Better understand the wage inequality between women and men and how this needs to be changed. Insight into the components and facts pertaining to financial literacy. By the way, Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, April 04, 2022
210 National Financial Literacy Month - Day 4 - Financial Planning, The Starting Point For Every Other Goal In Your Life
Listen, if you have never developed a financial plan, start today. I know this is a lot for some people to grasp because if you want to do what you have never done before when it comes to creating a budget, your time is now. Understand that when you develop your budget, do not include the gross amount you earn because it is not your take-home pay or what is your net income which is after taxes and other deductions. Next, I recommend you consider a 50%/30%/20% budget profile, meaning 50% is to be allocated to needs such as a mortgage, rent, and other priority items. Allocate 30% for wants such as travel, entertainment, and fun things, lastly allocate 20% for savings, emergency accounts, and investments. List your fixed expenses so you know exactly what to budget for each month such as a mortgage, rent, vehicle payments, and insurance come up with your annual payment. Calculate your variable expenses such as utilities, coffee, movies, etc.to ensure you don't pay them late and or budget to cover these expenses. Lastly, consider automating the process by using your bank or credit union online app to autopay your debts. Avoid third-party apps for bill paying, I recommend using an Excel spreadsheet or legal-size paper to set up your budget, sadly many third-party apps are fraught with advertising costs, and you can possibly be hacked. The bank or credit union will likely provide you with a free bill pay service and you will have all of your money under one roof sort of speak. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, April 03, 2022
209 National Financial Literacy Month - Day 3 Expense Reduction Episode
The quote, "When you are in a hole, stop digging," applies to some people when it comes to being in debt. In other words, even though goods and services have increased, some people are going about their lives and not reducing their expenses, this episode speaks to this type of mindset. There are three types of expenses listeners should be aware of, these are fixed expenses, a person pays the same amount each month, think of a mortgage payment. The next is a periodic expense such as a vehicle registration that may be due every two years. Lastly, there are variable expenses which are routine expenses that are different each time you pay. All three of these expense types are impacted by inflation, mind you there is going to be six more rate increases during 2022. Fixed expenses are easy to track and include in your budget, with emphasis on expense reduction. Periodic expenses are easy to save for, thus easy to track as part of your budget. Variable expenses may require a different bank account, a stand-alone account to track and reduce over time. At some point in time, one must ask themselves if they need certain expenses or not, if not, stop and pay it off, and if yes negotiate the expense, transfer, and or manage it better. There are different options to apply that pertain to your expenses, they include: reducing, negotiating, transferring, and managing, so evaluate and assess your options. If you have an apartment negotiate your rent, reduce homeownership expenses, reduce utility expenses, reduce transportation expenses, and reduce loan and debt expenses. Given that we are in an inflationary cycle, it is even more important to reduce expenses at every level of your life. Whether it is for housing, food, gas, and other goods and services, the time is now for expenses reductions. Day three of the National Financial Literacy Month is one of the most important episodes of this month-long series. Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, April 02, 2022
208 National Financial Literacy Month Day #2 Budgeting Assists In Navigating Inflation
Welcome to the month of April, National Financial Literacy Month and throughout this month I will be producing podcasts to assist listeners in better understanding the importance of being financially literate. This is not all, budgeting can help you offset the inflationary cycle we are in. Here is what budgeting is all about and the assumption that everyone knows what budgeting is all about is not true. Here are just a few things to consider as you budget your money and work to navigate inflation. What is a budget? A finance plan that allocates future personal income toward expenses, savings, and debt repayment Benefits of Budgeting: •Gives you control over your money •Keeps you focused on your financial goals •Helps you stay aware of where your money goes •Helps you save for expected and unexpected costs •Clarifies areas where you can save money Three main components of a budget: Income Expenses Savings Where to start developing a budget •Understand your money and how you spend it •Make tough decisions about spending priorities •Budget with a lifestyle in mind •Build a budget that allows you to save Budgeting with a lifestyle in mind Clarify the life aspects you give priority, and then split them into 3 areas: •Items that create meaning and bring you joy •Things you want, but that can wait •Things you would like to have, but aren’t essential Things to remember about budgeting •Make sure your list reflects your priorities •You can always adjust your goals as your priorities change •Budgeting takes time, patience, and effort •If your first attempts don’t go as planned, don’t give up •Look for ways to make tracking spending easier – like mobile apps What happens if you don't budget •Overspending •Falling into a debt cycle •Limited spending power •Limited savings and investments •Lack of future security The bottom line •Budgeting is about saving money •Better budgeting helps you end up with more money to manage •An accurate budget brings discipline and order to your finances •Use your budget to guide important decisions •Earning more than you spend is the way to a low-stress, comfortable life! When you embrace and take a consistent and committed approach to budgeting you can offset inflation. How? Change your mindset and relationship with money. For example, instead of purchasing gas at any gas station, comparison shop for the best places to purchase gas. When it comes to purchasing food, you can also compare different grocery stores to get the best value for your money. Pay off credit card debt, interest rates are going to be increased six more times in 2022
Fri, April 01, 2022
207 Welcome To April, National Financial Literacy Month
April brings about new opportunities and is recognized as National Financial Literacy Month for its 19th year, and there are quite a few reasons why the designation is as important as it ever has been. First things first, the pandemic is coming to a close, and know that it wreaked havoc across the globe. The loss of life has been staggering, and the financial impact of Covid-19 continues to be felt in every corner of the world. In March the Federal Reserve increased the interest rates and will do so six times in 2022. In the United States, inflation has been increasing at rates not seen in the last 40 years, with the current, and the awful Russian invasion of Ukraine escalating entire financial sectors that were already teetering. Already rising fuel and energy prices have skyrocketed overnight due to the conflict and the ban placed on Russian oil imports by the United States. Households will want to learn how to combat inflation to offset some of the adverse impacts of rising costs. We hope you will commit to increasing your own personal financial literacy. Here are a few ideas to consider: Check out and read a personal finance book from the library Tune into one financial literacy webinar a week throughout April and share what you learned on your social media pages Read a children’s personal finance book to your kids, grandkids, nieces, or nephews. Subscribe to a new blog or podcast about a personal finance topic you either love or could use help with, start with Wealth Academy Podcast. Three Steps to Take Full Advantage of Financial Literacy Month Connect financial education to the discipline and teaching of your child Make financial literacy the topic of your book club Ask and research one financial question a day Here are some reasons why Financial Literacy Matters Personal finance remains the number one topic of arguments within a marriage. Parents rank teaching financial responsibility to their children near the top of their wish list. Only a handful of states require high school students to take a personal finance course before graduation. Poor financial literacy leads to poor decision-making which leads to poor behavior which limits the household’s ability to reach its financial goals. Through it, all celebrate Financial Literacy Month by participating in events in and around the area where you live. Do not make it a one-time event, rather make financial literacy a lifestyle and enjoy the fruits of this all-important event. Have a great day. Discover more about Paul's virtual Financial Fitness course at this link, it is being offered at a 50% discount throughout the month of April, learn more about it at this link: https://bit.ly/3dbperG Support this podcast at — <a rel='payment' href='https://redcircle.com/wealth-
Mon, March 28, 2022
206 The Latest On The 2022 Wage Gap Between Men And Women
The 2022 Equal Pay Day is Tuesday, March 15. According to the National Committee on Pay Equity, This date symbolizes how far into the year women must work to earn what men earned in the previous year. Historically, Equal Pay Day was originated by the National Committee on Pay Equity (NCPE) in 1996 as a public awareness event to illustrate the gap between men's and women's wages. It was formerly called National Pay Inequity Awareness Day and in 1998 it changed to Equal Pay Day. For every dollar a man earns, women only earn eighty-three cents, this episode provides insight on the wage gap between them. Women on average earn less than men even if they work the same job, in the same industry, they must work longer to earn the same amount of wages and this needs to change. The female to male ratio of wages from 1960 to 2020 reads as follows: 1960 women earned 60.6% for every dollar men earned and in 2020, they earn 83% for every dollar men earn which is still a wide gap between them. Women earn eighty-three cents for every dollar men earn. There is more than one equal payday, it is also broken down by ethnicity. Women earn less than men in nearly every industry. Women earn less than their same race and ethnicity counterpart at every level of educational attainment. The pandemic has set women's labor force participation rate back more than 30 years. Paul also shares insight on the state of the gender pay gap and he provides a synopsis of various industries the pay gaps and inequity exists. More must be done for equal pay for all. Paul Lawrence Vann has one last thing to share and it is this, recommend Wealth Academy Podcast to your friends, family, and colleagues. Please go to Apple Podcasts and subscribe, rate, and review his podcasts, we thank you for being so amazing. Apple Podcasts link: https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, March 25, 2022
205 Valarie R. Austin, Career and College Readiness Expert, Author and Trainer Shares Expertise on Careers for Youth To Consider During Pandemic Shifts
Valarie Austin is President of Vauboix Publishing, LLC. She is Lieutenant Colonel (Retired, U.S. Army) Austin is a career and college readiness author and trainer. Her college readiness book, “The Student's Comprehensive Guide For College & Other Life Lessons,” is featured on Amazon.com and various other book outlets. Valarie is a prolific and successful professional speaker who has presented to audiences at the VeteransBizUp! Virtual Conference 2021, public libraries, high schools, sorority college preparedness workshops, and other venues. Valarie is a model academic career training and expertise and she shares with youth about careers and the importance of attending college and careers and if they chose not to attend college? She shared the name of the colleges she attended. She shares why she decided to author your book, “The Student’s Comprehensive Guide for College & Other Life Lessons,” about career and college readiness planning. Valarie discussed a few ways that parents can prepare their children for after high school graduation in pursuit of post-secondary schooling. Listeners are provided with the differences between blue-collar and white-collar careers and why blue-collar careers are just as important to pursue as white-collar careers in today’s economy. Some criteria that young adults and their parents should contemplate when selecting colleges or technical schools to attend were shared by Valarie. Return on Investment young adults should be considered when selecting a postsecondary school. A few alternatives to college for young people were provided. Valarie shared what circumstances should a high school graduate think about postponing attendance at post-secondary schooling such as college. Valarie shared insight on why there is such an epidemic of student loan debt. She provides steps students and parents can take to reduce the student loan debt burden. That's not all, she synopses how early career exploration reduces the amount of student loan debt, which currently stands at $1.61 trillion as of Feb 2022. Emphasis is placed on why is it important that young adults receive early and often financial literacy training such as budgeting, saving, and more. Dialogue takes place on how parents balance their retirement and saving for their children’s post-secondary schooling, it is a wonderful discussion. Valarie publishes blog articles on LinkedIn and hosts a career exploration series called “Employer Speaks” on Youtube. Paul asked what motivates her to branch into those areas to supplement authoring her book and conduct college readiness workshops. As many have been impacted by the pandemic, Valarie shares the impact it had on her ability to conduct career and college readiness workshops. She shares how she was able to adapt and there were fewer in-person events in 2020 and 2021. Inquiring minds wanted to know if Valarie could improve one thing in
Tue, March 22, 2022
204 Understanding What Inflation Is Helps One Navigate It
What is inflation? Inflation is the increase in the price of goods and services over time. Inflation causes your buying power to erode, meaning that the same dollar today buys less in the future. The bottom line to this story is too much money chasing too few goods and services. What is causing the current challenge when it comes to inflation? The market power and the poor media coverage of this market power have provided corporate America with price-gouging that is fattening corporate profits, it's all about shareholders. Sadly, inflation is hurting American households, but the underlying cause of inflation is a lack of competition in addition to corporate greed. Here are a few factors that cause inflation: Demand-pul inflation - Demand-pull inflation happens when the demand for certain goods and services is greater than the economy's ability to meet those demands. When this demand outpaces supply, there's an upward pressure on prices — causing inflation. Cost-push inflation - Cost-push inflation is the increase of prices when the cost of wages and materials goes up. These costs are often passed down to consumers in the form of higher prices for those goods and services. Increased money supply - Increased money supply is defined as the total amount of money in circulation, which includes cash, coins, and balances, and bank accounts according to the Federal Reserve. Devaluation - Devaluation is downward adjustment in a country's exchange rate, resulting in lower values for a country's currency. The devaluation of a currency makes a country's exports less expensive, encouraging foreign nations to buy more of the devalued goods. Rising wages is exactly what it sounds like — an increase in what's being paid to workers. Wages are a cost of production, if wages rise a large amount, businesses will either have to pass the cost on or live with lower margins. Policies and regulations - Certain policies can also result in either a cost-push or demand-pull inflation. When the government issues tax subsidies for certain products, it can increase demand. If that demand is higher than supply, costs could rise. The financial takeaway: Inflation, generally around 2% per year, is a normal part of our economic system. Under normal financial circumstances, this means that your money is worthless each year unless it is gaining an interest rate greater than or equal to inflation. To ensure that your money is keeping pace with inflation, consider annual salary increases or cost of living adjustments by your employer. Investing your money is also an effective tactic to beat inflation as well. The interest rates you earn on your savings accounts will not likely cover the rising prices. The only caveat is if you have funds invested that are earning a higher rate of return than the inflation rate, Paul Lawrence Vann has one last thing to share and it is this, recommend Wealth Acad
Mon, March 21, 2022
203 Kyle Stephenson, The Founder Of KRS Holdings, Strengthens Communities Through Real Estate Investing and Property Management
Kyle Stephenson has been investing in residential real estate since 1990. He owns approximately 300 units individually and an additional 800 units in various syndications. The portfolio is comprised of single-family homes, small apartment communities, and large apartment communities. The primary focus of his holdings has always been to generate cash flow with a secondary focus on long-term appreciation. Kyle shared his backstory as it pertains to real estate investing, and shared whether it found him, and how did his upbringing help him decide on the real estate industry. While attending the University of Pennsylvania Kyle earned a business degree, he provided insight on if he ever imagined one day he would be leading a real estate holding company/property management business. Kyle is the founder of KRS Holdings, DBA Great Richmond Rentals with over 1,000 units of single-family homes and apartments, including syndications in and around metropolitan Richmond, VA. He shares his mission and message that listeners will understand about his real estate and property management business. Paul asked Kyle, for those who have not traveled his journey, what is it like transitioning from growing up in New Jersey to attending college in Pennsylvania, and ultimately living in Richmond, Virginia and when did he know he was living his passion. Kyle and his staff expertly provide property management, Great Richmond Rentals, and manage approximately 4000 units. He provided his personal opinion of where he sees the property management sector going in the next couple of years. With the economy making another pivot with interest rate hikes, inflation, high demand for buying homes, and finding apartments, Kyle provided his opinion of what he foresees for the real estate industry in the next couple of years. Kyle provided words of wisdom to people that want to become real estate investors and property management experts. In closing Kyle shares how people interested in becoming real estate investors can get in contact with him, his company provides some educational resources for prospective real estate investors. His staff continues strengthening communities through their properties in the greater metropolitan Washington, DC area. Kyle Stephenson is incredibly passionate about real estate, personal finance, and creating wealth! Discover more about Kyle at: bit.ly/36w1Kgn Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, March 17, 2022
202 How Will The Federal Reserve Interest Rate Increase Impact You?
It happened, it really happened! On March 16 the Federal Reserve increased interest by 0.25 % percent. That is not all, they announced there will be six additional increases through the end of 2022. Why? The Federal Reserve states it is working to offset inflation. OK, good try but why didn't they do this in 2021 to get ahead of this reality. Anyhow this episode focuses on how you and I navigate this rate increase. When you go to the gas station inflation will be staring you straight in the face. Likewise when you go to the grocery store inflation will continue its onslaught on your purse or wallet. The bottom line is this, price gauging is behind a lot of the price increases Americans are experiencing, the fact of the matter is there are only four meat manufacturers in the U.S. and they are pricing their products out of the market. As for gas, it is all about shareholders, people aren't factored into the process when it comes to the tax increases put on the purchase of gas for vehicles. What can you do to navigate inflation and the recent interest rate increase, read on. Follow along: If you have credit cards, work to pay them off because the rate increases will be passed on to you. If you have adjustable-rate loans, mortgages, vehicle purchases, get a fixed rate. Some people will not be able to purchase their dream home, they will be priced out of the market. Supply lines continue to be an issue, along with the war taking place in Ukraine. We live in a global economy so now is a good time to get your financial house in order. If you are going to purchase a house, lock in your rate now. Student loans, credit cards, personal loans, and business loans will all be increasing so it will cost us more to purchase items. Pay close attention to the interest rate increases and see how it goes in the next 90 days. Paul Lawrence Vann has one last thing to share and it is this, recommend Wealth Academy Podcast to your friends, family, and colleagues. Please go to Apple Podcasts and subscribe, rate, and review our podcasts, we thank you for being so amazing. Apple Podcasts link: https://apple.co/3hb6QyY Discover more about Paul's virtual Financial Fitness course at this link, it is being offered at a 50% discount and will make a difference in your financial life: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, March 17, 2022
201 Celebrating Wealth Academy Podcast's 200th Episode
Celebrate good times come on! Because of you, we celebrate our 200th episode of Wealth Academy Podcast and it would not be possible without you. Please subscribe to Wealth Academy Podcast and you can listen to episodes on https://bit.ly/3n84xSF The backstory of Wealth Academy Podcast consists of its beginnings which took place during the height of the pandemic in August 2020. In-person speaking venues were nonexistent, thus virtual platforms took on new life and the birth of our podcast evolved. Wealth Academy Podcast's mission is to share financial expertise that will assist listeners in better understanding how to navigate their finances, work to become debt-free, and ultimately invest to grow their money. We also want listeners to appreciate what they have and other aspects of their life are wealthy such as love, strong relationships. peace, joy, happiness, and peace of mind. After launching Wealth Academy Podcast, Paul Lawrence Vann worked hard to bring on new guests and with the help of joint venture partners, he was able to conduct solo episodes and interview guests. Paul has interviewed guests from the U.S.; Canada; Scotland; Jamaica; Ecuador; the U.K.; Belgium; Sweden; Australia; Barbados, New Zealand, and many other countries. Wealth Academy Podcast has followers from over 60 countries, thus it is an international podcast platform as well. A huge thanks go out to all guests we've had on our podcast, subscribers, followers, and fans. We thank the followers in India for being such loyal subscribers, fans, and followers, without them our downloads would not be as high as they are. Again, thank you one and all, and continue celebrating with us as we continue this amazing journey. Paul Lawrence Vann has one last thing to share and it is this, recommend Wealth Academy Podcast to your friends, family, and colleagues. Please go to Apple Podcasts and subscribe, rate, and review our podcasts and know that we thank you for being so amazing. Apple Podcasts link: https://apple.co/3hb6QyY Discover more about Paul's virtual Financial Fitness course at this link, it is being offered at a 50% discount and will make a difference in your financial life: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 14, 2022
200 The Four Letter Word That Wreaks Havoc On Your Finances - Debt
One of the things more families need to do is to have money talks. The focus of money talk should be on the four-letter word, debt. Facts: Credit card debt decreased during the pandemic, however, Americans spend too much with credit cards. 1. Average credit card balance $5,525 dollars 2. Average revolving utilization rate 25% 3. Loans made by banks $806 billion 4. Highest number of credit cards owned by generation is baby boomers 3 cards 5. Gender credit card debt - men $7,407 women $5,245 6. Race - Caucasian $6,940 highest credit card debt African Americans lowest credit card debt $3,940 Total consumer debt Americans $4.4 trillion, revolving debt $1 trillion, nonrevolving $3.4 trillionWhat can we do about our debt? Get a spending plan of 50% for necessities, 30% nonessentials, savings/emergency funds 20%, perhaps move monies from nonessentials to savings, to offset your debts. Picture where you will be financially in 10, 20, or 30 years from now. Work to become debt-free and you will exceed your financial expectations. You must start today if you are to live your best life possible during your golden years. Discover more about Paul's virtual Financial Fitness course at this link, it can make a difference on your financial journey: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, March 11, 2022
199 Money Leaks Sabotage Your Finances, Don't Let This Happen To You
So what are money leaks? Money leaks are small expenses that add up over time. This can include anything from buying take-out for lunch every day to paying for subscription services that you no longer use. What causes money leaks? Leaking spending results from poor financial planning and impulse purchases that you may not consider expensive at the time, but over time, these purchases add up quickly. What role does a lack of planning play when it comes to money leaks? Poor budgeting and financial planning make it easy to fall victim to leaking spending. If you aren’t monitoring your spending and recurring expenses, you’re likely to overlook many areas in which you could be saving money. Discover more about Paul's virtual Financial Fitness course at this link, perhaps it can make a difference along your financial journey: https://bit.ly/3dbperG Plan your budget in advance and cut out the unnecessary purchases that don’t fit within your budget. Here is a list of money leaks for you to be aware of: Cable Subscriptions – use streaming services instead, however not too many Take out food, delivery food orders, cook at home instead Prescription drugs, instead of name brands, purchase generic drugs that cost a lot less. Phone Plans, in particular data, plans excess data usage, late payment fees, etc. Bank fees, minimum monthly fees, maintenance fees, ATM fees, overdraft fees, consider opening an account without fees Subscriptions – email fees for businesses, magazines, online books with Amazon, music, etc. Gym Memberships can be excessive unless you use it on a regular basis to improve your health, it’s a good investment, of not to consider home equipment such as a stationary bike, it will help you save money in the long run. Meal Plans can be expensive. You can do better by using coupons at local grocery stores and comparison shopping, preparing meals over the weekend, and carrying in meals to work or school, leftovers are good. Cosmetics/Shave Programs add up over time, the remedy is to find local stores that sell healthy cosmetics that don't harm your skin and shave programs at lower price points. Clothing – Designer clothing is overrated. Comparison shop at a mall or online and you will likely be able to purchase designer clothing at drastically reduced retail prices. Designer coffee at $5 dollars or more a cup, adds up to $150 per month or $1,800 per year. The solution, purchase a jar of coffee at your local grocery store and or online and save a ton. Food waste – People throw away a pound of food per day, this represents a money leak of the highest order. This equates to $1,500 annually. Insurance is another area upon which people can save more money, thereby preventing money leaks. For e
Tue, March 08, 2022
198 Business Capital & Business Funding Is The Lifeblood For Entrepreneurs
According to small business failure statistics, nearly a third of companies don’t make it because they simply run out of cash. This makes sense considering that 67% of owners use personal funds to deal with their financial crisis, which can become extremely costly in the long run. There is one thing entrepreneurs, small business owners, and startups need and it's this…they all need capital or money to operate. During this episode, I will be sharing my resource and partnership with Fundwise Partners and how you can position yourself to obtain capital for your business and or become an affiliate of Fundwise as well. Join Fundwise Partners at this link: https://bit.ly/3sKORaQ Watch the Fundwise Partner training webinar at this link: https://bit.ly/3tC0Arp Count the number of ways entrepreneurs can apply for and qualify for business capital and funding, here is a shortlist for your consideration: 1. startups 2. business funding 3. inventory 4. employees 5. payroll 6. consulting 7. franchising 8. marketing 9. vehicles 10. emergencies 11. restaurants 12. expansion rea estate 13. Professional licensing funding, doctors, attorneys, real estate 14. SBA 15. Real Estate – Hard money Loans (Investors) 16. Sub-Prime Business Funding 17. Lines of Credit Discover more about Fundwise Partners at this link: https://bit.ly/3vLJpGE Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, March 03, 2022
197 Wendy Brookhouse Founder & Chief Strategist Of Black Star Wealth On Finding, Keeping, and Growing Your Wealth
Wendy Brookhouse is a financial planner extraordinaire and during this episode, she weaves her experience in business consulting, business ownership, and focuses on simplification to achieve outstanding results. Wendy Brookstone shares what and who inspired her to get involved in the financial services space as a financial advisor. She is the founder and Chief Strategist for Black Star Wealth and she shares her mission and message about her business. Wendy provides insight as to what people should take into account with their behavior and mindset blocks, she provides the backstory of factors such as the decision-making of people, that don’t subscribe to the power of mindset. When I said the words, One Number Solution, Wendy provides concepts viewers and listeners should understand about it. I encourage Wendy to get after it, when it comes to her Wealth Accelerator program and how people can discover more about it and how it can help them. Wendy Brookhouse works with entrepreneurs and business owners to help them grow their wealth, she shared what this looks l like for them and their financial planning. Wendy is the author of the book, Burn Your Budget and she hosts The Real Bottom Line Podcast. As the interview was coming to an end, Wendy shared how listeners can get in touch with her and she provides a free assessment for people: totalwealthscore.com Learn more about Wendy Brookhouse on her website https://bit.ly/3Kd0xsP Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, March 02, 2022
196 A Real Test Of Your Money Management Consists Of What You Will Do With An Extra $1k In The Bank
Just imagine that you had an extra one thousand dollars in the bank, perhaps it was a gift, you saved it, and or it was a side hustle that was in play. So, what would you do with the money? This happens to people every day and it could happen to you. Below you will find a few ideas I am recommending as to how you can manage your extra one thousand dollars: Some online banks do not charge fees for banking with them because they don't have a lot of employees or staff, thus they can afford to pay you a high-interest rate on your deposits, some of them pay up to three percent interest. Invest in real estate, not houses, rather commercial real estate. You read this right and you can deposit as little as five hundred dollars to invest in a percent share of various properties located around the United States. Pay off some of your debts Deposit a thousand dollars in an emergency fund Retirement account, 401k, Roth IRA Deposit into a college fund (529) program for your children Insurance is a wonderful investment, get a whole life policy, talk to an insurance agent Get an estate plan, use the extra 1k to hire a lawyer to develop a plan for you and your family Start a side hustle Invest in yourself, learn a new skill that can generate income for you. Money respects movement, thus if you have an extra one thousand dollars use it to grow your wealth. Are there more ways to grow your money? Yes. Anyhow, I hope this helps you out, enjoy and see you on the next episode of the Wealth Academy Podcast. Discover more about Paul's virtual Financial Fitness course at this link, perhaps it can make a difference along your financial journey: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, March 01, 2022
195 Financial Strategist Paul Lawrence Vann On Living Debt Free
As people go about their day-to-day life, they don't think about living without debt because they are just trying to do their best. Here are a few tips to consider to assist you in positioning yourself to live a life without debt which is more possible than you will ever know. Don't neglect saving money, pay your debts but don't do so at the expense of your savings and emergency account. Investing assists in building wealth, do not stop investing because it will help you pay off your debts a lot sooner. Do not get rid of your credit cards, if used responsibly they can make a difference if you have an emergency. Pay more than the minimum each month to accelerate repayment of the debt. Neglecting insurance can result in paying for medical and or automobile debts if you need treatment and or if you have a vehicle accident. You need adequate insurance coverage no matter what and it can help you live debt-free. Stick to a budget, never stray away from it. Come up with your own unique budget, consider the 50/30/20 plan. After-tax income or 50% should go towards your mortgage, rent, and other essentials., 30% should go towards entertainment or fun account, and lastly, 20% should go towards savings, paying off your debt, and investing, The key to living debt-free is to not overspend. The bottom line is to develop a budget, use discipline, and create a concrete spending plan, without it, you will be living with debt which is counter to what you want to achieve financially. You can live debt-free, so you decide when you want to begin this process. If you have any questions about living debt-free contact Paul at (800) 341-6719 or email him at info@paulvannspeaks.com Discover more about Paul's virtual Financial Fitness course at this link, perhaps it can make a difference along your financial journey: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, February 24, 2022
194 Paul Lawrence Vann Provide Steps To Establish Your 2022 Money Resolutions
Take it from Paul Lawrence Vann, with inflation making its presence felt in our lives, with war just starting and the economy is going through yet another shift, it is high time for us all to get our money goals and resolutions in order. Paul shares a few steps and recommendations to help you jumpstart your money goals for 2022. Here are a few steps to start you along your money journey: Establish a budget Get a budgeting app or money app Get a will, contact an attorney Get an estate plan Protect your savings from inflation, see episode #184 I discuss this in more detail Interest rate increases will be occurring in the coming weeks Starting a business offers good opportunities to leverage the tax code Major life events (marriage, venues, honeymoon etc.) Retirement savings File your taxes Cryptocurrency One of my goals is to help you set money goals and resolutions to help you grow your money each and every quarter so when you look back on the year 2022, you will have doubled or tripled your savings by year's end. If you have any questions contact Paul at (800) 341-6719 or email him at info@paulvannspeaks.com Discover more about Paul's virtual Financial Fitness course at this link, perhaps it can make a difference along your financial journey: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, February 23, 2022
193 Paul Lawrence Vann Tips On How To Avoid Expenses That Impact Your Budget
Count the cost of managing your finances off the cuff and without discipline because when you do this, you will experience overspending. As a financial strategist Paul works with clients, designs virtual courses, and coaches people on how to develop their very own personal finance system that will help them assess their entire financial management ecosystem. The problem a lot of people are encountering is inflation and the time is now to align your finances with a new and improved money-focused lifestyle. Here are a few tips to help you along your financial journey, remember to create a spending plan: Keep a close eye on your credit card interest payments Cut your cablevision account Review and get rid of unnecessary insurance policies Do away with pricey gym memberships and classes Reevaluate pricey gifts for birthdays, holidays, and more The cost of smoking has increased exponentially, stop smoking Take time out to evaluate your phone plan, it may be costing you more than you know Cut back on and do away with the food delivery and takeout, the prices are astronomical Financial advisor fees may be costing a lot more than you think, evaluate how much you are paying There are more areas of expense to consider, however, these will jumpstart you along your journey. While you are at it discover more about Paul's virtual Financial Fitness course at this link, perhaps it can make a difference along your financial journey: https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, February 22, 2022
192 Sybil Ackerman-Munson President of Do Your Good, LLC On How to Guide Donations Towards Initiatives that You Are Passionate About
Sybil is a philanthropic professional and has over 20 years of experience working with donors to provide best funding practices that help them avoid mistakes while making a positive difference in their community, she also offers step-by-step guides through online courses, a podcast, and other remarkable resources. Sybil shares what inspired her to get involved in philanthropy. That's not all, Sybil provides insight into her company, Do Your Good, LLC by sharing the vision and mission of her business. Crack the Code is a step-by-step guide to philanthropy. Sybil shares what viewers and listeners should understand about this pertaining to one’s favorite charities and issues passionate to funders. There is no denying the passion nonprofits, donors, public charities, and family funders bring to the mix. Sybil shares how she matches the passion of these organizations as she assists them along their journey. There is a wonderful insight shared by Sybil for nonprofits just getting started in this pandemic environment, she shares some of the common mistakes she sees them making. Sybil shares a few tips and strategies she recommends for smaller family foundations that have heart-centered missions but lack experience working with their target market. A lively discussion takes place as it pertains to how now more than ever the demands life is placing on people in the U.S. and around the world due to the pandemic, climate change, and food deserts are placing a lot of pressure on families and communities, Sybil shares how charitable organizations in the future will be able to address these demands? It is important to understand how viewers and listeners can make a greater impact with giving campaigns, Sybil provides in-depth insight on this all-important issue. Sybil closes out the interview by sharing her contact information and more. This was an amazing interview with a remarkable guest, Sybil Ackerman-Munson. Discover more about Sybil and Do Your Good, LLC https://bit.ly/35ewRfO Tune in to listen to this episode with Sybil Ackerman-Munson and over 192 episodes of Wealth Academy Podcast at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, February 18, 2022
191 Shaquana Watson-Harkness Founder of Dollars Make Cents Empowers Professional Millennial Women To Become Financially Independent
Shaquana Watson-Harkness is a personal finance and wealth literacy expert with 16 years of experience in the Financial Services industry. Her goal is to help professional millennial women achieve financial independence by shifting their mindset towards wealth building, she's also a financial coach. Shaquana shares with listeners the genesis for her becoming a part of the financial services industry, and what and who inspired you to delve into this important industry. Make no mistake about it Shaquana enjoyed traveling and living la vida loca all over the world and at one point she was in debt upwards of $169,000 dollars. She shares what her unique experience was like and how long it took her to pay off over six figures in debt and by the way she was laid off of work as her financial life challenge was taking place. Shaquana has moved progressively up the financial services industry ladder working for some of the best banks, financial services companies, and investment firms, she shares how having Series 63 and Series 65 certifications and registrations makes a difference from an expertise and credibility standpoint. She shares the importance of being in the portfolio management space as an African American women financial advisor working to help professional millennial women achieve their financial goals. During my research I discovered that the struggle was real for Sequana, accruing debt was quite the challenge for her. some time in your life, what was the signature moment when you were sick and tired of being sick and tired of the debt roller coaster?. One of the things I admire about Shaquana Watson-Harkness is her resilience and ability to overcome life challenges and today she teaches people how to build wealth without sacrificing their lifestyle. She was able to pay off her debts and build wealth along her journey and she helps others do the same. Shaquana agrees the pandemic took a toll on families and businesses, she shares her expertise as to what she sees on the horizon for millennial women and their finances throughout 2022 and beyond? As the interview wound down Shaquana shares her program offerings: Shaquana provides a savings challenge called “Stack That Rack” , she is focused on helping women save $1,000 in the next 21 days. You can follow her on Instagram for more personal finance tips and resources. If you are struggling to achieve your financial goals, because you don’t have a plan or know where to start, you need to work with Shaquana. She has a proven system to help you create massive wealth without a six-figure income. Visit Shaquana's website at https://dollarsmakecents.com Tune in to listen to this episode with Shaquana Watson-Harkness and over 191 episodes of Wealth Academy Podcast at this link https://bit.ly/3n84XSF
Mon, February 14, 2022
190 Dr. Diana Kirschner, PBS Love Expert, Best-Selling Author, Psychologist
This special Valentine's Day episode consists of guest Dr. Diana Kirschner, founder of Lovein90days.com, PBS Love expert, psychologist, and bestselling author of the book, "Love In 90 Days" She has helped thousands of singles and couples to find the relationships of their dreams. With her team of expert Love Mentor® dating and relationship coaches, she uses a unique approach that has helped tens of thousands of women by phone/Skype all over the world to heal from heartbreak, date successfully, and find lasting love. Love in 90 Days, is in its 10th Anniversary Edition. which is the basis for her one-woman PBS TV Special, Finding Your Own True Love. Her work has been featured in The New York Times and The Wall Street Journal. Virtual In-studio guests include Sophia Davis-Fagan, Savita AKA Nikki Brooks, Marcia Armstrong, and Almon Gunter, each guest asked questions of Dr. Kirschner and it makes for a lively session. Fun was had by all during this podcast episode. Dr. Kirschner shares the genesis for becoming a relationship expert and did it find her or did she find it. Dr, Diana empowers women to live their dream in life and in love. In today’s society which in some cases is more virtual than in person as a result of the pandemic, she provides insight on how virtual dating is impacting today's relationships and it is a positive dynamic. John Gray, international best-selling author of. "Men are From Mars, Women are From Venus," states, “Dr. Diana Kirschner understands the mysteries of committed passionate love. There’s nothing like hearing it from a pro who walks the talk and even shares her own personal journey." Dr. Diana provides a synopsis of what is a committed passionate entail. Dr. Kirschner is the author of several best-selling books…Love In 90 Days, Find Your Soulmate Online, The Diamond Self Secret, Sealing the Deal, and 30 Days to Love. These are amazing books and recommended reading for those who want to learn how to be in strong relationships and loving marriages. She successfully ran the 90 Day Love Challenge on the Fox Morning Show, which resulted in the highest ratings; she frequently appeared on The Today Show; and on: Oprah, Good Morning America, Nightline, and Access Hollywood. Kirschner also starred in Love in 90 Days: Finding Your Own True Love , a one-woman Amazon Prime Video release, which was formerly a PBS Pledge Special devoted to love relationships and dating. She appeared regularly on The Today Show as a guest psychologist. Dr. Kirschner and her team of dating coaches and relationship coaches work with women and men from around the world. Her work has been written up in The New York Times and The Wall Street Journal . Kirschner is a regular contributor to Psychology Today. Amazon Love Expert Dr. Diana Kirschner will personally match you with a handpicked coach for a free
Fri, February 11, 2022
189 Tracking Your Money Goals With Financial Strategist Paul Lawrence Vann
Research provides many examples of people that set goals achieve greater success in life than those that don't. Paul Lawrence Vann knows a thing or two about money goals, he overcame abject poverty in his youth to become a global financial expert over the course of his professional career. What is most important about setting money goals is to set big goals and commit to the process as if your life depends on it, because from a financial perspective in the economy, to include inflation demands that everyone is conscious of not only setting money goals but exceeding them. Here are a few tips Paul provides to assist you along your financial journey, this episode explains them better, so take notes while listening. Consider using a money app to assist you in tracking your money goals. Use a spreadsheet, just as some people enjoy reading a physical book, some people enjoy using a spreadsheet to track their money goals. Use a visual tracker, some people are more visual, this comes down to what you are most comfortable using when tracking your money. Nothing beats having good daily habits in life, likewise, this should involve tracking your money. Money talks are second to none when it involves family members. This ensures everyone is on the same page when it comes to tracking money goals. One can go further when working with others than choosing to go it alone. Find an accountability partner to assist while tracking your money goals. Make no mistake about it, when you set money goals you're not only going to win, but you will thank yourself because you are going to win anytime you grow your money which is going to happen when you set money goals for yourself. Nothing is better than aligning your finances with your personal and business life. What is even better is tracking your money goals and seeing them come to fruition. The best time to start this process is today! Tune in to listen to this episode with Paul Lawrence Vann and over 189 episodes of Wealth Academy Podcast at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, February 08, 2022
188 The Psychology of Overspending and Tips To Avoid It In The Future
The question I have for you is this, are you an overspender? Overspending has everything to do with one's emotions because it is the only justification for why people purchase things they know they cannot afford. Self-control tips and strategies are shared during this episode of the Wealth Academy Podcast. Research reflects that advertising, lifestyle creep, and social pressure contribute to overspending, through it all trying to live like the Joneses is not a good financial strategy by any stretch of the imagination. The psychology of overspending also has a lot to do with pressure and baggage from days gone by, growing up in poverty and not being able to purchase things in one's youth also plays a role in people living above their means. So what type of behavior do you have pertaining to your finances? In the end, overspending comes down to decision-making when purchasing items, and the people that have a tendency to overspend have no decision process when it comes to spending. It takes time for some people to stop overspending, thus it is not something that happens overnight for people because it has been taking place in most cases over the lifetime of some people. Tips to avoid overspending: Plan purchases with a shopping list. Use a retirement savings projection plan. Pay with cash as opposed to credit cards. Consider why you are pursuing items. Track weekly savings deposits. Use a savings account without early withdrawals. Keep budgets for shopping trips. Set specific savings goals. Keep cash in bills in general. Anticipate future regret over purchases. These financial self-control strategies can assist individuals to limit overspending and increase their spending. Apply the tips and strategies that best serve you and consult your financial advisor, financial firm, accountant, and or attorney for professional expertise and make overspending a thing of the past for you. Tune in to listen to this episode with Paul Lawrence Vann and over 188 episodes of Wealth Academy Podcast at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, February 04, 2022
187 Bishop Kevin R Richardson On Walking By Faith And Not By Sight
In what is an amazing episode with Bishop Kevin R. Richardson, founding pastor of Hope Fellowship Church in Suitland, Maryland. Bishop Richardson and host Paul Lawrence Vann served in the United States Air Force in the Pentagon in support of the National Guard Bureau in the Pentagon for several years. Host Vann called on Bishop Richardson to share spiritual wisdom to the Wealth Academy Podcast community because of the state of humanity in the U.S., rumors of wars, violence, mental help issues, and more. Bishop Richardson shares the genesis of how God inspired him to follow Him, this is remarkable and it entails the aftermath of Dr. Martin Luther King, Jr's assassination. Insight is shared as to how the pandemic is impacting worship services at Bishop Richardson's house of worship, Hope Fellowship Church. A shift is taking place for members of the congregation and represents a shift in how people receive the word of God. Bishop Richardson provides spiritual guidance on why now is the time for people to enhance and grow their personal relationship with God. Many people are overwhelmed and developing a personal relationship with God is paramount to navigating life's greatest challenges. Listeners will discover how to walk by faith and not by sight after listening to Bishop Richardson provide sage spiritual advice on mental health, the suicide of military personnel, a Maryland mayor, and Ms. USA. Make no mistake about it, no one ever said the road would be easy in terms of life and the challenges it presents at times, Bishop Richardson shares what the word of God says people should do to navigate life challenges. Host Vann asked Bishop Richardson what the word of God tells us in order to do the will of God. Bishop Richardson provided spiritual advice on how people can make this happen in their life. Bishop Richardson is the author of a couple of books. He is the author of So You Want The Title. You can order Bishop Richardson's book on Amazon https://amzn.to/3HroXxH He is also co-author of Roots and Beyond. In what is a powerful and timely interview, Bishop Kevin R. Richardson shares more about his book and so awesome events and activities he is involved in as pastor of Hope Fellowship Church and more. Tune in to listen to this episode with Bishop Kevin R. Richardson and over 187 episodes of Wealth Academy Podcast at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, February 03, 2022
186 Retirement Investment Tips For You To Consider
Paul Lawrence Vann shares retirement investment tips and he encourages you to consult with a financial advisor, an investment firm, and or your accountant, these tips are for educational purposes. Keep these retirement investing tips in mind as you invest for your life's biggest and greatest financial goal. Chances are that as soon as you start investing, you're thinking about retirement. If you aren't, you should be. There are few, if any, financial goals that require more legwork than saving and investing for retirement. This means, there are few, if any, financial goals that should come before investing for retirement. Know that putting retirement at the top of your to-buy list is not enough to guarantee you'll reach it fully funded. The good news is that investing for retirement is more science than art, with time-tested guidelines to help you through it. Here are a few tips for retirement investing to help turn your savings into a retirement income-producing nest egg. Retirement Investment Tips: Stick to your plan. Start investing as early as possible, the sooner the better. Understand all of your available options. Have a spending and savings plan. Focus on returns net of fees and Taxes. Pay attention to how your fees are paid. Don't leave free money on the table. Partner with a retirement planning specialist and fiduciary. There is more to consider but these tips represent a good start. Remember to conduct self-study as well because it will help you understand what a financial advisor and or investment firm discusses with you. Now go forward and work on your retirement plan, the sooner you start the better. Tune in to listen to this episode with Paul Lawrence Vann and over 186 episodes of Wealth Academy Podcast at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, February 02, 2022
185 Keith C Holmes Provides Insight On His Book, Black Inventors Crafting Over 200 Years Of Success
American Express Essentials selected and recommends the book, Black Inventors as one of ten books people should read during Black History Month. Mind you Keith C. Holme's book is on the list with books written by Dr. Martin Luther King, Jr, Mrs. Coretta Scott King, Dick Gregory, and other esteemed authors such as former President Barack Obama and Mrs. Michelle Obama. Keith C. Holme's research has uncovered over 15,000 inventions by people of color from the United States, Africa, Australia, Canada the Caribbean, Central and South America, Europe, and the U.K. Today there are over 20 African American inventors inducted into the United States National Inventors Hall of Fame located in North Canton, Ohio. The first two African American women Dr. Patricia Bath and Marian Croak. Keith shared his inspiration behind writing his book, Crafting Over 200 Years of Success. He spent over 20 years researching black inventors in the United States and sixty-nine other countries. The old saying, an overnight success goes out of the window when it comes to researching and writing Black Inventors. Keith states it took him thousands of hours to write his book and it was well worth it and his late wife supported him prior to her untimely death. Keith shares a few of his favorite inventors and inventions. Mind you he researched over 800 inventors in more than 70 countries from 1769 to 2021. Keith shared six inventors and inventions out of the 5,000 he researched? Keith asked Paul what is his three top inventors and inventions and he shared his top inventors and inventions discussed how their contributions continue serving people each day. Keith discussed the most insightful things he discovered while conducting research on his book, it not only covers inventions, but also patents, and also a couple of things he didn’t expect to find. Keith provided live stream viewers and listeners with information on how they can purchase his books. Keith shares his contact information and upcoming programs https://bit.ly/3rioQPC Tune in to listen to this episode with Keith C. Holmes and over 185 episodes of Wealth Academy Podcast at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, February 02, 2022
184 Understanding Inflation So You Can Navigate It Throughout 2022
It is not surprising to learn people become fearful of inflation because it affects their livelihood. Make no mistake about it the price of food, gas, and other products and services are making life tougher for people because the income people earn does not increase at the rate goods and services increase. Inflation means people pay more for less and this is what drives fear. For example the price of eggs, bread, and milk have increased so much over the past six months that it is driving people to make tough choices between eating and having a roof over their heads. Here are a few tips to assist in navigating inflation: As the threat of continued inflation looms, consider these strategies to hedge against inflation: Maintain a budget. Spend less than you earn. Delay purchases of goods are severely affected by inflation. Build skills and work toward a promotion or raise to keep up with costs. Set clear, appropriate goals. Maintain a well-balanced, diversified investment portfolio. Choose an asset mix that suits your goals. Stick to the plan. Consider a few of these strategies and if they can serve you, use them to help you navigate this inflationary period we are in. Tune in to listen to this episode with Paul Lawrence Vann and over 184 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, January 27, 2022
183 Denise J. Hart CEO of Hart of the Sell Home Staging and Redesign Shares Her Furaha Method of Design
Denise is CEO of Hart of the Sell Home Staging and Redesign, CEO of Mindset Mojo, TV Writing Coach at Howard University, and a tenured professor at Howard. Denise shares what inspired her to venture into the interior design space. She provides insight on how her mother and aunt influenced her design philosophy and how early on in life her experience shapes her design philosophy today. Denise is the founder of The Furaha Design Method and she shares the genesis for this method and also where the name originates. Host Vann asked Denise to provide a behind-the-scenes look at an episode of Thrifty DIY Design With Denise Joy, a YouTube channel that is captivating and enlightens the design senses. Denise takes listeners behind the scene to share what an episode consists of. Denise is an accomplished award-winning stage and screen actress and playwright, best known on screen for her role as Miss Anna in HBO's highly acclaimed drama series THE WIRE. She is also the author of twenty plays for children and adults and founder and Executive Director of The Performing Arts Training Studio. She shares the backstory about these unique experiences. She is the author of Journey To The Joy of Truth: A Spiritual Guide to Become More of Who You Are. She shares how her book inspires her readership. Denise has a new design show that takes place called Wine Down Wednesday (Design Love Edition) with Sustuh Linda, trust me you want to be a part of this unique experience, it will be launching soon. Denise J. Hart is a wonderful guest that will be providing her interior design expertise to people on the east and west coast in the future, she is gifted and talented so contact her and allow her to assist you with your design goals. Discover more about Denise and her amazing interior design expertise at https://bit.ly/34gftw Tune in to listen to this episode with Paul Lawrence Vann and over 182 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, January 27, 2022
182 Personal Finance Books Recommended By Paul Lawrence Vann That Cover Debt Management, Investing, and Budgeting
When it comes to personal finance it is better to make it a way of life as opposed to a one-and-done experience. Why? In order to live your best life, your personal finances must be in alignment with your entire life because of the fact you have essential needs (roof over your head), and nonessential needs (fun money, vacation). Reading is fundamental and because it is, acquiring knowledge is imperative if you are to master your money. Paul discusses five books that assist you in better understanding debt management, investing, and budgeting and they strike a wonderful balance to get you started on your financial journey. May this get you on your path to better understanding your personal finances. The first book is Paul recommend is The Millionaire Next Door by Thomas Stanley and William Danko. I have this book and continue using it as a reference for many decisions I make with my personal finances. The ideas covered in this book are simple but powerful: This book helps you learn to spend less than what you make. Save money every month. If you spend less, your income need will be less and therefore your taxes will be lower. Get this book and you will thank yourself for it later. Dave Ramsey is the author of The Total Money Makeover. The Total Money Makeover" can truly make a difference in the lives of those struggling with debt and credit cards. In this book, Dave says families should start with seven steps, including saving $1,000 in an emergency fund, paying off all debt (except mortgage) using a debt snowball strategy, and saving three to six months of expenses in a fully-funded emergency fund. The next book is titled Raising Financially Fit Kids by Joline Godfrey. I identify with this book because I have two teenage children. It's very important to raise your children to be financially literate especially in today's economy. This book covers the ways financial education can help children achieve their dreams and become more confident, as well as concepts like financial sustainability and charitable giving Smart Women Love Investing is written by Alice Finn. Finn'sThis book provides an overview of the challenges and unique financial circumstances women experience before turning to five steps to successful investing for women. These include investing in stocks for the long run, allocating assets, and rebalancing a portfolio regularly. The next book I recommend is The Bogleheads' Guide to Investing is a great first investing book written by Taylor Larimore, Mel Lindauer, and Michael LeBoeuf.This book was created by followers of John C. Bogle, founder of the Vanguard Group and advocate for the index mutual fund, this book outlines the Bogleheads' style of investing in a way that's clear and easy to understand. This book is a product of a movement away from attempts to time the market and instead toward a slow and steady investment strategy that relies on a few simple principles, including keeping inve
Mon, January 24, 2022
181 What Is Your Relationship With Debt With Financial Strategist Paul Lawrence Vann
One of the most important things a person can ever do for themselves is to take time out to understand debt, specifically their own. Paul also empowers you to pay off your debt because it will assist you in accomplishing your financial goals. Last but not least, focus on becoming debt-free. Don't just listen to what I share with you about debt, take action to free yourself from the debt of all kinds. - Reasons why people stay in debt: 1. Lack of a budget 2. Living above your means 3. No budget is the major culprit 4. Emotional spending 5. No emergency savings - Pay Off Your Debts: 1. Pay more than the minimum payment 2. Pay off your largest debt first 3. Create a much-needed budget 4. Use a debt repayment app 5. Transfer debt using zero interest for 12 -18 months - Take Measures To Avoid Debts to Become Debt-Free 1, Get rid of your credit card debt 2. Overspending 3. Not sticking to your budget 4. Giving up on investing 5. Neglecting insurance Are there more ways to understand your debt, absolutely? During this episode, Paul shared reasons why people stay in debt, ways to pay off debts, and avoid staying out of debt to become debt-free. Tune in to listen to this episode with Paul Lawrence Vann and over 180 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, January 22, 2022
180 Dr. Dee Bowden - Founder Of BCS Solutions Is A Revenue Recovery Expert Who Provides Expertise On Collecting The Cash For Clients
Dr. Dee Bowden is the founder and CEO of BCS Solutions a revenue recovery company, she has vast revenue recovery expertise that continues to help businesses and government agencies clean up their financial mess and teach business owners to not leave money on the table. Over the years Dr. Bowden has saved her clients ten's of millions of dollars that are right under their nose in their account receivables, invoices, and more. Dr. Dee authored the book, Collect The Cash. Dr. Bowden shared with host Vann, her inspiration for working in the financial industry including what and who inspired her. She is a revenue recovery expert and for listeners not familiar with this expertise, Dr. Dee shares what she does to solve her client's account receivables and invoices. Dr. Dee shares how she initially introduces her financial expertise to clients and ensures they know they can prevent them from leaving money on the table and she does it through training, consulting, in house collections, and courses Cleaning up the mess for businesses or organizations focuses squarely on collections which for some financial organizations isn't easy or fun but is necessary to stay solvent in business. Host Vann states, Dr. Dee, authored the book, Collecting the Cash for the express purpose of helping organizations understand how to put a process in place to contact customers to get the monies they earned in the transaction process. Dr, Bowden has saved government agencies and businesses tens of millions of dollars over the years, and today she works to help small businesses do the same. The types of prospective clients Dr. Dee is positioned to work with include IT, telecommunications companies, and more in 2022. Dr. Dee Bowden closed out strong, inspiring potential clients to work with her so she can help them succeed. Discover more about Dr. Dee at https://bit.ly/3nOZuXA Tune in to listen to this episode with Dr. Dee Bowden and over 179 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, January 21, 2022
179 Naledi Sesinyi Founder Of Body By Naledi - Shares Health & Wellness Expertise To Empower Women
Wealth Academy Podcast host Paul Lawrence Vann is always in search of gifted, blessed, and extraordinary guests, thus he reached out to Naledi Sesinyi. Naledi has a passion for empowering women to enhance their health and wellness, she shared what inspired her to have a vision for being part of the fitness industry? Naledi shared some of the experiences she has had that contributed to her being a force for fitness. She was the captain for the NBA Chicago Bulls cheerleading team, the Luvabulls. Today, Naledi leads Body by Naledi, she shares her companies mission statement and target market. Naledi provides an online virtual training platform, she works with her clients to beautifully transform their bodies, all while their busy and imperfect life is happening to them. She helps re-design the best body for her customers at any stage of their life fitness. Naledi discusses the impact the pandemic affects her business, Body by Naledi. Like many, the pandemic resulted in a shift in Naledi's business and it consists of today's reality, online businesses are here to stay. Make no mistake about it, some people make new year resolutions that don't last over the course of a year. One of the top resolutions is to get in better physical shape. Naledi advocates for lifestyle changes because they have a greater impact in the long run. Viewers and listeners were provided with a synopsis of different conditioning programs Body By Naledi partners receive, albeit each individual receives a different plan according to how they live. Customers partner with Naledi on a virtual platform and they are referred to local gyms to receive additional training. Naledi discussed her Body by Naledi Habit Coaching to transform the lifestyle of customers and the merchandise, and different subscription plans she provides her clients. Before the episode ends, Naledi provided words of encouragement for people who want to transform their fitness, her inspiration will make a difference to everyone that listens. This episode closed out and Naledi shared her contact information and how people can work with her. https://bit.ly/3qLD1wm Tune in to listen to this episode with Naledi and over 179 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, January 21, 2022
178 Michael Prendergast - Building A Quality Investment Portfolio
People set new year resolutions around health and finances, listen to this episode with Michael Prendergast and you will be well-positioned to establish your financial foundation for the year. Michael shared the genesis for him becoming a wealth management expert. It was a generational path for him, in that his grandfather and father were also in the investment industry. Michael is a director at Altfest Personal Wealth Management he shared their mission and how they serve their clients. Host Paul Vann stated we are in the infancy of the new year, he asked Michael what is the best approach for prospective and seasoned investors to take to establish wealth creation investments this year in 2022. Michael stated some of the common mistakes people make when investing and how they can avoid them today and in the future. The listening audience was taken down main street, Michael shared the essence of how one builds a quality investment portfolio that will last? Michael is a certified financial planner (CFP) he states why people should hire a CFP to work for them, rather than go it alone. What are a few of the key things one should look for when choosing a financial advisory firm to represent them? Michael was asked what is Altfest's outlook on the markets and the economy as we start the new year. Michael our time is coming to an end, is there anything else you would like to share at this time, contact information, upcoming programs, and anything else people may be interested in. Tune in to listen to this episode with Michael Prendergast and over 178 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, January 18, 2022
177 The Essence Of Developing A Financial Plan In 2022
Budgeting isn't fun for most people, in fact when I first developed a personal financial plan, it wasn't one of my favorite things to do at the time. I learned how to budget while in the military as a member of the comptroller's organization. What I want you to know is this, after I developed my first financial plan, I never looked back because I discovered that after I assessed my after-tax income, it gave me a better idea of what I was working with. To assist you in developing your financial plan, I am providing you with a few tips for you to develop your own: First of all, what is a budget? A budget is simply a means to track spending and earning. It can be as simple as aiming to keep your credit card charges under $1,000 monthly or as complex as tracking each expense by name, type (entertainment, food, household goods, etc.) and cost in an itemized spreadsheet with corresponding category targets, pie charts and year-to-date analysis. Take these steps. Learn to track your after-tax income and the amount of money you are spending each month. Take inventory of your finances by setting up a budget, initially, it takes some legwork, but once you get into the rhythm, you should be able to maintain your spending plan with less effort. Stick to your budget. The kind of budget you choose can be dictated by many factors, including your long-term goals, your age, expenses and current living situation. The key is to find a system and breakdown that works for you. Try some new tools. For a low-maintenance budget, try one of these tools that sync your checking, savings and brokerage accounts all in one place. Selecting the right budgeting tool can make or break your ability to follow a spending plan. Consider the following, Pen and paper, envelopes, spreadsheets, worksheets, and the Mint app. Lastly, there's no one-size-fits-all budget, but templates can be customized to track your complete financial picture. A few recommendations include Google Sheets, and Microsoft Excel to name a few. Establish your financial plan today and by the end of the first quarter of 2022, you will be on the road to reaching your financial goals and then hit your goals for the rest of 2022. If you have questions surrounding setting up your financial plan, contact Paul Lawrence Vann at (800) 341-6719 or info@paulvannspeaks.com Tune in to listen to this episode with Paul and over 177 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, January 18, 2022
176 Mitali Deypurkaystha Founder of Let's Tell Your Story Publishing, Book Coaching, and Publishing
Mitali was a ghostwriter prior to founding her book coaching and publishing company. Her writing expertise resulted in seven books that assisted her clients in generating over five million dollars in business-related revenue. Mitali wrote her first book The Freedom Master Plan that is a number one international best-selling book and today she helps conscious business owners write their business books. Mitali shared that when it comes to the craft of writing, whether writing found her or did she find writing? Prior to becoming an international best-selling author, Mitali was a ghostwriter and wrote seven business books that resulted in clients generating revenue of $5 million dollars from book-related services. Mitalivdiscusses why she wrote her first book, The Freedom Master Plan. Mitali is an expert book coach and publishing expert, she leads Let’s Tell Your Story Publishing. She shared her why when it comes to working with conscious business leaders and entrepreneurs? It’s the beginning of the new year and there are entrepreneurs and individuals that are considering once and for all to write a book, Mitali discusses what she does to help business owners get their business book out of their heads to position themselves to generate revenue? For entrepreneurs listening during the interview, Mitali reassures them that her book writing program allows anyone to write a fool-proof book in weeks while becoming a best-selling author, she shares a bit about the process? Mitali has a passion for working with conscious entrepreneurs and vegans, she advocates for the compassion of animals. She is known as The Vegan Authority Creator and explains why people should embrace this way of life? She discusses the essence of her book, The Freedom Masterplan, and her book guide. Mitali shared her contact information and upcoming programs and more. Reach out to Mitali and get your first or next book published at https://bit.ly/351VWZK Tune in to listen to this episode with Mitali Deypurkaystha and over 175 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, January 17, 2022
175 The Life and Legacy of Dr. Martin Luther King, Jr With Paul Lawrence Vann
No matter what your opinion is of Dr. Martin Luther King Jr., there is no denying his impact on America. Dr. King was my role model as a child, he was a brilliant human being and he is An American icon. Dr. King led the Civil Rights Movement along with his wife Mrs. Coretta Scott King and many others, but he was the catalyst for moving the movement forward. When you walked into my house you would find a picture of Dr. King and President Kennedy hanging on the wall. I never got a chance to meet Dr. ing but I was introduced to Mrs. Coretta Scott King in Washington, DC and it is an honor to this day. I also lived in Atlanta, Ga while on duty on the U.S. Air Force and I visited the King Center on a routine basis, I also visited Dr King's birth home. Years later I was contacted by a staffer of Dr. Berneice King, daughter of Mr. and Mrs. King and I interviewed her on my radio show, The Wealthy Speaker Show. I interviewed Berneice as she launched her mother's book, Desert Rose, The Life and Legacy of Coretta Scott King. For me, there is an intersection in my life with meeting and working with The King family and me working for a member of the Kennedy family. Their families are intertwined and I had the honor of connecting with them both. What is important, is understanding the philosophy of Dr. King, peaceful nonviolent, this does it for me. In order for America to unite, it must come through love. Either we unite as a country, or we will all fall together. Enjoy this interview, it is my personal perspective about the life and legacy of Dr. King. Rate and review this episode on Apple Podcasts, please provide a five-star rating, and thank you for doing so. Tune in to listen to over 175 episodes of Wealth Academy Podcast at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, January 13, 2022
174 Almon Gunter Delivers Expertise On Health & Wellness & How To Live A High Performance Life
Wealth Academy Podcast community again I wish you a happy new year and our first guest for 2022 is Almon Gunter. Almon is CEO/President of AGE3, LLC and his mission is to help organizations and people to live their best life possible. Almon Gunter is a two-time Olympic trial qualifier in track and field. He was a two hundred meter expert and competed on seven Olympic track and field courses in fifteen different countries, and he has taken life lessons from his track and field experience and guides others through professional speaking, coaching, training, consulting, and through his books, and products. Almon shared his inspiration for becoming a world-class athlete and how he is living his purpose of helping others live a high-performance lifestyle. During this episode, Almon Gunter provides the backstory for how track and field have shaped his philosophy on life and how it helps him guide clients to exceed mentally and physically. One of the best responses Almon provides pertains to how the pandemic is affecting people, he provides steps people can take to flip the script aligning their mind, body, and spirit in optimal conditioning. Almon is very creative and he recently changes the name of this company to AGE3, LLC and it is something you will appreciate listening to. Almon Gunter is an acclaimed speaker and author, he provides an overview of his speaking topics which include leadership, teamwork, and more. He discusses his three books as well. Almon provides insight on things people can consider to get into optimal conditioning, incorporate meal plans that benefit overall health, exercises, and proper hydration. Last but not least, Almon Gunter advocates for people to assess what they want their life to be and to give it their best effort, and ensure it entails good mental, physical health that leads to a high-performance lifestyle. Learn more about Almon Gunter at https://bit.ly/3tpy8eb Tune in to listen to this episode with Almon Gunter and over 174 episodes at this link https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, January 11, 2022
173 Tax Moves To Consider When Filing Your 2021 Taxes
The Internal Revenue Service (IRS) begins accepting federal and state taxes on February 12, 2022. What this means is citizens of the U.S. should be gathering all of their financial documents in preparation for meeting the filing deadline which is April 15, 2022. Here are a few things to consider leading up to the tax deadline: U.S. citizens had until December 31, 2021, to make 401K contributions, however, they can make health savings account (HSA) contributions until April 15, 2022. Retirees must make 401K and IRA required minimum distributions (RMD) each year when they reach age 72. Convert money from a traditional IRA to a Roth IRA. Contribute to a 529 account that pays for their children's college expenses while saving them state taxes. When the end of the calendar year is coming to a close, don't invest in mutual funds, dividends from them will be taxable. Harvest your capital gains, if you own stocks and lose money on them, you can sell them and receive a deduction on your federal taxes. Pick up capital gains if you are in a low tax bracket. Harvest losses on cryptocurrency. Donate cash to a charity. Meet with a tax advisor or work with one associated with your online tax filing service. There are more tax tips to share, however, these ten will jumpstart the tax filing season for you. If you have questions and or comments, you can reach Paul Lawrence Vann at info@paulvannspeaks.com Listen to all Wealth Academy Podcast episodes at https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, January 07, 2022
172 Embrace Good Financial Habits That Position You For Financial Fitness In 2022
Make an assessment of your finances today and you will thank yourself for it by the end of 2022. Get a notepad or spreadsheet and write down all of your debts, this will assist you in seeing how much you owe, so you can know where you stand today. Financial Habits For The New Year: 1. State your total debt so you can address how you are going to pay it 2. Start a spending journal or spreadsheet 3. Track every penny you spend each day 4. Resolve to reset your financial management habits 5. Consider going on a financial fast, don't spend any money for three weeks, don't use debit or credit cards, nor any online purchases 6. Recalibrate in order to assess your spending and be aware of this on a daily basis 7. If you have a financial disruption in your life, ensure you have good relationships with your family, and or friends, just in case you need their help financially. 8. There is a new definition for ATM and it is this...always spending money, ensure you don't allow this to happen to you. This list of financial habits will help you today and throughout 2020, incorporate these financial habits into your daily life and by year's end you will be in a much stronger financial position, If you have questions email me at info@paulvannspeaks.com or call me (800) 341-6719 Listen to all Wealth Academy Podcast episodes at https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, January 06, 2022
171 Jumpstart Your 2022 Financial Fitness With Paul Lawrence Vann
Now more than ever, it is better to set goals rather than resolutions. As part of your goals ensure you set money goals, the kind of which positions you to have your best financial year ever. Here are a few things to consider to jumpstart your 2022 financial goals: Focus on your finances by establishing an annual budget for 2022 Break down your paycheck and or income by using 50% for essential expenses, 30% for nonessentials, and 20% for savings. Set monetary goals by building your savings, most people don't have a lot in savings, and inflation they are experiencing isn't helping them at this time A good goal is to save $2,500, a rainy day fund and it positions you to start investing, this will represent six months of saving Pay off your credit card debts, student loans Use the avalanche method which consists of paying off high-interest rate debts Consider using the snowball payment method which includes paying off the smallest debt first Know the difference between good debt and bad debt If you are in over your head financially, the first thing to do is to stop spending so much money, go on a spending freeze, focus on your money goals and stop the financial bleeding I wish you well financially this year, make 2022 your best year ever. Should you have questions contact Paul Lawrence Vann at (800) 341-6719 or info@paulvannspeaks.com Tune in to listen to episode 171 and more episodes at https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, January 01, 2022
170 Wealth Building Academy Founder, Paul Lawrence Vann Gives Thanks For 2021
The last episode of 2021 consists of gratitude and thanksgiving for the goodness Wealth Building Academy received throughout 2021. The Wealth Academy Podcast provided the perfect platform for clients, fans, and followers to discover the mission Wealth Building Academy delivers such as financial coaching, mindset mastery, course creation which consists of a digital online financial fitness course, youth entrepreneurship digital course, and podcasting coaching. Paul thanks everyone for being so gracious in supporting his programs and services. throughout 2021. He encourages listeners to sign up for the Wealth Building Academy Newsletter and more. The Wealth Academy Podcast continues to empower people to become financially fit and for people to work towards generating generational wealth. The year 2022 is going to be one of the most challenging years in centuries in the United States so listeners need to prepare for experiences they have never had before and a new year includes new beginnings. Paul invites you to join him on the 2022 journey. He inspires listeners to have faith, courage, and follow through to make their life and that of their families better. Happy New Year and welcome 2022, discover more about Wealth Building Academy at: https://bit.ly/3fA9u3m Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, December 23, 2021
169 Askia Davis, Sr, Investing Expert Provides End Of Year Financial Expertise On Finishing 2021 Financially Strong
Stock Investor and real estate investor Askia Davis, Sr. provides a masterful review of what people should consider financially as 2021 comes to a close. One of the most important things people should consider is who they are as managers of their own personal finances. Askia is the most interviewed guest expert on Wealth Academy Podcast. He completed a doctoral degree at Teacher's College from Columbia University. Over the course of his professional career, he has been a teacher, counselor, administrator, and senior assistant to three successive chancellors of the New York City Public Schools. Askia Davis, Sr was superintendent of schools in Harlem, and deputy regional superintendent for 140 schools serving 99,000 students in the Bronx. Askia discusses the importance of budgeting and getting control of any and all credit card debts, personal loans, and more. Additional financial areas to focus on at the end of 2021: Pass on generational wealth Start learning about financial success, self-knowledge You have to know finances for yourself invest in the stock market, discover what your employer is invested in low return bonds, etc. Discover what your employer is investing in Focus on how much you are contributing to your investments, try to invest as much as possible (compound interest over time) For young people working for a company, invest early and often Roth IRA, work to invest as much as possible - Fidelity, Vanguard are examples of types of investments Properly align your deductions, don't pay too much in your effort to get a larger return, use the money to invest instead Social security, decide when you want to receive it Get a subscription to Morning Star and the Motley Fool to educate yourself financially. Never invest in things you don't understand Don't invest in crypto unless you are willing to lose some of your money Stay out of the casinos, avoid losing your money, don't spend money on Draft King, etc. Housing, assess your mortgage rate, refinance for a lower fixed rate Mortgage PMI, when you get to 20% down payment contact your mortgage insurer and save money Set up a living will and a trust, don't allow probate court to control your wealth, create generational wealth for your survivors Working with a lawyer is the path to follow, get an accountant and set up a trust, set up a living will, and set up a way to donate valuable artwork, deductions, and more Max out your retirement account with contributions, purchase property Defined benefit account based on your years of service as a federal, state, city, or local government employee, this allows employees to recapture the years, buy back the years to stay on track with one's pension plan, this impacts total retirement years Take advantage of stock options where you are employed, for example, Ama
Wed, December 22, 2021
168 What Is The Build Back Better Plan? Paul Lawrence Vann Explains It
When it comes to initiatives from the United States Presidential Administration things can become contentious. President Biden's signature initiative is the Build Back Better Plan, one in which he promised to the American people to help the middle class. Host Paul Lawrence Vann was competitively selected and was a Capitol Hill Fellow for a member of Congress, he was assigned to the U.S. House of Representatives. That's not all, Paul was enrolled in the legislative studies with the Georgetown University, Government Affairs Institute, he knows how Congress works because he worked on Capitol Hill for a year. What is the Build Back Better Plan? This framework will set the United States on course to meet its climate goals, create millions of good-paying jobs, enable more Americans to join and remain in the labor force, and grow the U.S. economy from the bottom up and the middle out. The Build Back Better Plan makes an investment in children and caregiving, this transformative plan offers universal and free preschool for all 3-4-year-olds, it represents the largest expansion of universal and free education in over 100 years. This plan makes the largest investment in child care in U.S. history, saving American families more than half of their spending on childcare. The Build Back Better plan provides the largest effort to combat climate change. This plan delivers substantial consumer rebates and tax credits to reduce costs for middle-class families shifting to clean energy and electrification. The Biden Administration's Build Back Better Plan also will provide the biggest expansion of affordable health care in a decade, it reduces prescription drug costs. The Plan also strengthens the Affordable Care Act and reduces premiums for nine million Americans. The Build Back Better Plan's most significant effort is to bring down costs and strengthen the middle class. It will make the single largest and most comprehensive investment in affordable housing in history and extend the expanded earned income tax credit for around 17 million low-income wage workers. The Build Back Better Plan is fully paid for: Combined with savings from repealing the Trump Administration’s rebate rule, the plan is fully paid for by asking more from the very largest corporations and the wealthiest Americans. The 2017 tax cut delivered a windfall to them, and this would help reverse that—and invest in the country’s future. No one making under $400,000 will pay a penny more in taxes. In the end, there is a likelihood the Build Back Better Plan will be brought to the floor of the Senate for a vote in January. I believe President Biden's signature initiative will be passed and it will help the American people and our economy as a whole. Keep your eye out for this in early 2022 and call your member of Congress to get them to support the Build Back Better Plan. Tune in and listen to up to 168 episodes of Wealth Academy Po
Thu, December 16, 2021
167 Where Do We Go From Here Financially, Tips, Strategies, & Recommendations For Finishing The Year Strong Financially.mp3
When it comes to personal finances, there is a lot to consider at the end of the year, especially in 2021. We did not see the pandemic coming, nor did any of us deserve it, but here we are. The bottom line is this, where do we go from here financially as 2022 is knocking on our door of life. Paul Lawrence Vann provides tips, strategies, and recommendations to the Wealth Academy Podcast community. One of the first things you should consider is to have a conversation with your entire family, have a money talk, and be transparent throughout the discussions. Talk about where you are now and what financial goals do you have for 2022 which assists with the direction you can take and the financial destination you can reach in the new year. Areas of discussion: Review and or update your beneficiary designations Review tax withholdings Review your insurance needs Review your homeowners or renters policies Review your auto insurance Make an assessment of and review your portfolio and if needed, diversity Spend eligible Flex dollars Check your emergency savings account Contribute to your children's college fund Make charitable contributions Start planning for the future a wonderful financial future The sooner you begin this process the better so ask yourself, where do you go from here financially as the new year is rapidly approaching. If you have any questions reach out to Paul Lawrence Vann by email at info@paulvannspeaks.com and or by phone (800) 341-6719. Tune in and listen to up to 167 episodes of Wealth Academy Podcast at https://bit.ly/3n84XSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, December 09, 2021
166 Paul Lawrence Vann - End of Year (2021) Review For Wealth Building Academy & Wealth Academy Podcast
There are years and then there is 2021, whereby we are all navigating the past two years with the pandemic. As a radio show host, Paul always conducted a year in review and the same holds true for his enterprise, Wealth Building Academy, LLC and Wealth Academy Podcast. During this episode, Paul shares how in January his goal for 2021 consisted of scaling his business, taking it from where it was at the beginning of 2021, until the end of this year. He became of member of Traffic, Sales, and Profit (TSP) in February, it is based in Atlanta, GA, and is one of the most dynamic business enterprises that helps business owners grow their business. Paul caught the course creator bug and in March he developed his Mind Over Money, Financial Freedom course, and students purchased his seven-week digital online course. He also developed a six-week Youth Entrepreneurship Program. In April it was all about client attraction, in which Paul enhanced his marketing efforts on social media, the Wealth Building Academy Newsletter, and podcast. May brought a significant transition for Wealth Academy Podcast which consisted of a new platform, from audio-only to a live stream video-based podcast. Wealth Academy Podcast is also an international podcast, having interviewed guest experts in the U.K., Scotland, Belgium, Switzerland, Ecuador, Jamaica, Australia, New Zealand, Canada, and beyond. June and July were exciting months that consisted of developing a financial coaching program and more quest experts. The financial coaching program is a four-week program that assists clients in becoming financially free. As for guest experts, Wealth Academy Podcast is a source for podcast guest companies to refer guests to our platform. August and September consisted of a marketing campaign to drive more traffic to Wealth Building Academy. One of the top objectives in September was the alignment of the business entity which consists of course creation, podcasting, and coaching, to assist with operating efficiencies. The last quarter of 2021 is all about finishing the year off strong and planning for 2022. The goals for the new year is extensive, defined, and on point. Thank you for supporting Wealth Building Academy, LLC and Wealth Academy Podcast. Have a wonderful Christmas holiday season and Happy New Year to you all. Discover more about Wealth Building Academy, LLC at https://bit.ly/3fA9u3m https://bit.ly/3fA9u3m https://bit.ly/3fA9u3m Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, December 02, 2021
165 Nikki Brooks Shares Financial Savvy Expertise Along With Extraordinary Debt Freedom Insight To Transform People
Nikki Brooks is a money sense strategist that shares expertise on how people can become financially savvy. Nikki Brooks is the Savvy Financial Pro and she is ready to serve you. She assists clients in becoming debt-free, saving money, and living their best financial life possible. Nikki was a project manager at Disney and her diverse expertise serves her well today as an entrepreneur. Nikki Brooks is a retired U.S. Navy veteran and we salute her for her service to our country. Nikki shares her journey and genesis with listeners and how she became a part of the financial arena. As mentioned earlier Nikki served in the U.S. Navy and she incorporates some of her logistics, financial, and project management expertise and training and uses it today and maximizes her training, discipline, and commitment to the financial arena. With the U.S. economy in full transition, people are challenged more and more each day with financial issues, Nikki shares how she serves her target market and provides examples of how she helps her clients. Make no mistake about it, Nikki shares some of the greatest challenges people are facing today with the pandemic, their job, money, and staying above water as consumers. Nikki provides recommendations to listeners about becoming financially savvy and she shows them what it will look like for them when they cross the threshold into financial freedom. She shares one or two tips for people as they lean into the holiday shopping season. Nikki discussed and shared what people should do now as it pertains to having shopped on Black Friday, Small Business Saturday, and, Cyber Monday, and in the coming weeks at online and offline shopping malls, outlets from now until Christmas eve. Nikki shares why debt freedom is the only real answer to helping people gain the all-important financial freedom they so richly deserve. This is an amazing episode, recommend your friends, family, and colleagues tune in to listen. Discover more about Nikki Brooks and her mission and message that continues making a difference in the lives of others: https://bit.ly/thatsavvyfinancialchick Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, November 30, 2021
164 Paul Lawrence Vann - Congress Is Working To Avoid A Government Shutdown, How You Can Prepare In The Event It Happens
Just when it seems as though the economy is stabilizing, it isn't because the U.S. Congress has to negotiate a debt limit increase by week's end. The debt limit increase is typically a no-brainer, but not with this Congress. Federal Reserve Chairwoman Yellen states, "If the debt limit isn't approved and increased, it will eviscerate the U.S. Economy." Here are some facts to consider: Washington and Wall Street is optimistic that Congress can pass a bill to fund the government and avert a partial shutdown before a Friday deadline. Democrats and Republicans appear to be coalescing around a bill to fund the government through late January or early February. A lapse in government funding can lead to furloughs of federal workers and a lapse in some government services. Congress has a long list of priorities in the coming weeks, including funding the government, raising or suspending the debt limit, the annual defense budget bill, and Democrat's $1.75 trillion Build Back Better Act. Here are a few things you can do to prepare yourself if the U.S. does shutdown: Revisit your budget and spending habits. Stockpile food and develop meal plans. Delay any large expenses that you can this month. Take inventory of your belongings. Hold a household meeting. Get a second job if possible. Identify the resources available in your community. Contact your mortgage company or landlord. Reach out to friends and family. Rent a room in your house, if you have the ability to do so, given the pandemic, a basement could be a good alternative. Here's to the U.S. Congress coming to terms on the debt limit increase in order to prevent a government shutdown. Share the things you can do in the event of a government shutdown. Discover more about Paul Lawrence Vann and Wealth Building Academy, LLC: https://bit.ly/3fA9u3m Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, November 30, 2021
163 Paul Lawrence Vann - The Current State Of The U.S. Economy and How It Impacts Your Personal Economy
In what is one of the most impactful dynamics taking place in the U.S. is its economy. The White House and the U.S. Congress are working to try to bridge the gap for U.S. citizens however they have a lot of work to do. Post-Thanksgiving, Black Friday, Small Business Saturday, and Cyber Monday have all made positive impacts on the economy, however, it's not enough to help the recovery. What must take place is the debt limit must be raised to cover the cost of the previous administration, without it, the government may experience a closure, furloughs, and much, much more. U.S. Treasury Secretary Janet Yellen urged Congress to raise the U.S. debt limit or risk undermining what she described as the U.S. economy's "quite remarkable" recovery from the COVID-19 pandemic. Yellen, in remarks prepared for a Senate Banking Committee hearing on Tuesday, said she was confident "at this point" that U.S. economic growth remained strong, but said failure to deal with the debt limit would "eviscerate" the recovery. Inflation is another aspect of the U.S. economy that must be dealt with because families can't keep up with inflation, many of them have struggled with the challenges of job losses, job changes, starting their own business, and starting life all over again. The price of gas, eggs, milk, and bread is creating a food access crisis throughout the U.S. Furthermore, Fed Chairwoman Yellen also called on Congress to pass President Joe Biden's $1.75 trillion social and climate spending bill, saying it would end the "childcare crisis" and let parents return to work. The Build Back Better (BBB) bill is being factored into the recovery of the U.S. economy and rightfully so. With the BBB the U.S. economy can get back on solid footing heading into 2022. Discover more about Paul Lawrence Vann and Wealth Building Academy, LLC at https://bit.ly/3fA9u3m Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, November 30, 2021
162 Cyber Monday With Host Paul Lawrence Vann, Founder of Wealth Building Academy, LLC
Cyber Monday takes place the Monday after Thanksgiving Day and weekend each year in the United States. Paul Lawrence Vann informs listeners that Cyber Monday gives U.S. consumers an opportunity to not only shop for merchandise but do so at deep discounts. Cyber Monday, like Black Friday, and Small Business Saturday provide merchants with the opportunity to sell their products and services, thereby increasing their revenue, increasing tax revenue, keeping employees on staff, and hiring more during the holiday shopping season. The holiday shopping season is the most dynamic of all and it helps the U.S. local, state, and national economy to strengthen over time. Paul goes on to share Wealth Building Academy, LLC, Cyber Monday offer which consists of customers purchasing their membership program. After purchasing Wealth Building Academy's membership, they receive the premium course bundle that helps customers discover how to develop a lifelong money mindset, become financially fit that is something that lasts a lifetime, empower youth to become entrepreneurs and live their dreams as business owners, and for entrepreneurs become great podcast interview guests so they can connect with a broader audience to position their products and services like never before and turn customers into promoters — in proven and actionable ways. Discover more about what you receive after investing in Wealth Building Academy's Membership program which includes additional bonuses at this link: https://bit.ly/3paXzMD Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, November 29, 2021
161 Small Business Saturday With Paul Lawrence Vann
Small Business Saturday is an annual event during the holiday shopping season to encourage people to shop at small businesses, as opposed to corporate chain stores. In the US, Small Business Saturday is part of a series of unofficial holidays focused on shopping opportunities at what’s considered the beginning of the holiday season. Paul Lawrence Vann shares insight on Small Business Saturday and why consumers should shop at local merchants' shops. First of all, just as all politics is local, so is shopping and because it is, local communities are strengthened because local business owners have employees thus it keeps the community strong. The tax base is strengthened because of the revenue generated by local merchants, this is good for the local, state, and national government. Another aspect of Small Business Saturday in the pandemic economy is that consumers visited malls, popup shops, markets, and restaurants which provided an injection to local economies. Small Business Saturday is extended because some people aren't off for the holidays, thus they can also receive discounts because of the shopping period being extended by a few days or week.Small Business Saturday provides an infusion for merchants, online, and brick-and-mortar businesses. From early reports, local stores have merchandise in place for immediate purchase, whereby online are running into challenges as a result of the shipping and logistics problems in U.S. ports. Wealth Building Academy, LLC offered Small Business Saturday specials, here is the link to learn more: https://bit.ly/3nYZ1Cq Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, November 27, 2021
160 Wealth Building Academy - Black Friday Courses & Coaching Programs
Host Paul Lawrence Vann shares his Black Friday course and coaching programs for listeners to learn more about his course creation programs. Take out some time to consider one, two, or all three of these courses and coaching programs. Here is the link to learn more: https://bit.ly/371keaO Financial Freedom Course 50% discount code: FFC This online course provides students with a multiplicity of mindset strategies that position them to transform their money mindset. Students establish a foundation for their mindset, understand the importance of character, discipline, and patience along their financial intelligence-enhancing journey over the seven-week course. Receive a 50% discount on the FFC course November 24-29 - Receive seven (7) live coaching sessions with this package, once a week for the duration of the Financial Fitness Course - Receive an extra BONUS session (week 8) - Receive four live one-on-one (4) money mindset sessions via Zoom - Receive three (3) mindset ebooks - Receive a certificate of completion - Lifetime use of the course, finish it at your convenience - Thirty (30) day money-back guarantee Become a Great Podcast Interview Guest Coaching Program 50% discount already applied to this coaching program. - Coaching program begins November 29 at 7 PM (EST), ends Dec. 20th. This 4-week podcast coaching program assists students in becoming expert podcast interview guests overcome their fear of speaking on a podcast, live stream, radio, and or TV. - Receive a 50% discount on the Become A Great Podcast Interview Guest course November 24-26 - I host four (4) live coaching sessions with this package, once a week for the duration of the Great Podcast Interview Guest - Receive four live one-on-one (4) money mindset sessions via Streamyard - Lifetime use of the course, finish it at your convenience - Thirty (30) day money-back guarantee Youth Entrepreneurship Program 50% discount code: YEP The transformation students age 15-21 receives from this six-week online course consists of students learning how to start a business and for them to start a business they're passionate about with the objective of providing a product and or service that provide solutions for their customers. Bonuses - Receive a 50% discount on the YEP course November 24-26 - Receive six (6) live coaching sessions with this package, once a week for the duration of the Youth Entrepreneurship Course - Receive four live one-on-one (4) entrepreneur mindset sessions via Zoom - Receive a certificate of completion - Lifetime use of the course, finish it at your convenience - Thirty (30) day money-back guarantee Thank you f
Thu, November 18, 2021
159 Eunicia Peret - CEO & Founder of Empowered Financial Planner Shares Expertise On Money Leaks & Putting More Money In Your Pockets
Eunicia Peret is a wealth strategist and financial expert and is one of the top U.S. financial mentors, educators, and consultants. Eunicia helped over 200 clients in her first few months in the financial planning business and hundreds since. She shares her back story that led to her becoming an entrepreneur and discussed the aspect of it being a logical process for her. Eunicia has over 17 years of experience working with the most trusted financial services organizations. It was interesting to discover Eunicia's concept for the Empowered Financial Planner, Eunicia shared the genesis for founding her enterprise. One of the most fascinating discussions Eunicia shares is the journey one can take to avoid financial leaks. She takes viewers and listeners on a journey involving financial leakage and how to remedy financial leakage? Eunicia provides content-rich knowledge on how to put money back in the pockets of her clients while avoiding others getting rich off their retirement accounts. She provides steps as to how people can make this happen? “The world is in financial chaos, but you don’t have to be,” is a quote from Eunicia. She discusses the importance of understanding there are strategies that can help people navigate life's greatest challenges. Case in point, the impact the pandemic is having on people and their finances. Eunicia states, people don’t have to be in financial chaos? Eunicia also discussed her wealth freedom formula. What an amazing guest expert, it was an honor to interview Eunicia Peret, she is an amazing wealth strategist. Discover more about Eunicia Peret at: https://bit.ly/3nrPW4R Rate and review Eunicia Peret's episode #159 on Apple Podcasts and provide a 5-star rating in support of her remarkable interview and episode. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, November 16, 2021
158 Tangela Collins-Myers - Financial Strategist, Money Mindset Coaching, Credit Optimization & #1 International Best-Selling Author
What is important to understand about Tangela is she understands the importance of financial literacy and the right money mindset and discipline that leads to having a strong financial foundation. Tangela Collins-Myers discussed her inspiration and the catalyst for working in the financial services and banking industry. Today she is an entrepreneur and leads her financial services business enterprise, and she is a business consultant. She is a money mindset coach and is passionate about helping people create a growth mindset. Tangela helps clients by creating the right money mindset to help people become financially free. When it comes to credit restoration and enhancement no one does it better than Tangela, she helps families and communities. Having strong credit must be part of people’s financial portfolio. Tangela Collins-Myers is also a licensed insurance agent in North and South Carolina, she also provides retirement planning to her clients which represents a very holistic financial services enterprise. Tangela is also co-author of the #1 international best-selling co-author of the book, “The Image In The Mirror). Learn more about this groundbreaking book on Tangela’s website. Discover more about Tangela Collins-Myers at the following link: https://bit.ly/3qF3Bre Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, November 12, 2021
157 Eldonna Lewis Fernandez - Special Veterans Day Broadcast
Veterans Day is a day that pays tribute to ALL military veterans, those who have transitioned to the heavenly realm, and those alive. There are over 19 million U.S. veterans worldwide thus we salute them and their family members because they serve also. Wealth Academy Podcast dedicates this episode to ALL veterans. Eldonna Lewis Fernandez shares her expertise on this special broadcast and it is a salute to U.S veterans. Eldonna shares what it was like the day she made the decision to enlist in the U.S. Air Force for over twenty-three (23) years. Eldonna discussed her conversation with her father after he joined the Air Force which is powerful. She also shared what her basic training experience was like as well. in addition to her first active duty Air Force assignment. Eldonna shares what it is like to be a U.S. veteran. Eldonna is an amazing human being and citizen and continues to contribute to her family, community, and country. She works in her local community and leads her business, Baskets & Beads Kenya. During this broadcast, you will discover that Eldonna continues making a positive difference in the lives of others. We all salute Eldonna Lewis Fernandez is an amazing U.S. veteran and citizen and we thank her for her service to country and continued community involvement. Learn more about Eldonna's nonprofit Basket and Beads at this link: https://bit.ly/3FdggFM Discover more about Baskets & Beads Kenya and the phenomenal products at this link: https://bit.ly/3kzKQS6 Tune in and listen to this episode on Wealth Academy Podcast https://bit.ly/3n84xSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, November 12, 2021
156 Celesta Dunston-Powell - Special Veterans Day Broadcast
Veterans Day is a day that pays tribute to ALL military veterans, those who have transitioned to the heavenly realm, and those alive. There are over 19 million U.S. veterans worldwide thus we salute them and their family members because they serve also. Wealth Academy Podcast dedicates this episode to ALL veterans. Celesta Dunston-Powell shares her expertise on this special broadcast and it is a salute to U.S veterans. Celesta shares what it was like the day she made the decision to enlist in the U.S. Army and later serving in the Army National Guard. Celesta discussed her conversation with her mother after he joined the Army which is powerful. There was a great dialogue centered on Celesta's basic training experience and her first active duty assignment. Celesta shares what it is like to be a U.S. veteran. Celesta is an amazing human being and citizen and continues to contribute to her family, community, and country. She works in her local community and continues making a positive difference in the lives of others. We all salute Celesta Dunston-Powell, who is an amazing U.S. veteran and citizen and we thank her for her service to country and continued community involvement. Tune in and listen to this episode on Wealth Academy Podcast https://bit.ly/3n84xSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, November 12, 2021
155 Kevin R. Richardson - Special Veterans Day Broadcast
Veterans Day is a day that pays tribute to ALL military veterans, those who have transitioned to the heavenly realm, and those alive. There are over 19 million U.S. veterans worldwide thus we salute them and their family members because they serve also. Wealth Academy Podcast dedicates this episode to ALL veterans. Kevin R. Richardson shares his expertise on this special broadcast and it is a salute to U.S veterans. Kevin shares what it was like the day he made the decision to enlist in the U.S. Air Force. Kevin discussed his conversation with his family after he joined the Air Force and he has family members that joined the Air Force and Marines. There was a great dialogue centered on Kevin's basic training experience and his first duty assignment. That's not all, Kevin shares what it is like to be a U.S. veteran. Kevin R. Richardson is an amazing citizen and continues to contribute to his family, community, and country. He is a bishop, author, and local community leader with outreach to other states as well as part of his ministry. We salute Kevin R. Richardson, who is an amazing U.S. citizen and we thank him for his service to country and continued community involvement. Tune in and listen to this episode on Wealth Academy Podcast https://bit.ly/3n84xSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, November 12, 2021
154 Joseph Brodie - Special Veterans Day Broadcast
Happy Veterans Day, it is a day that pays tribute to ALL military veterans, those who have transitioned to the heavenly realm, and those alive. There are 19 million U.S. veterans worldwide thus we salute them and their families. Wealth Academy Podcast's mantra is wealth is more than just money, thus we dedicate this episode to ALL veterans. Joseph Brodie agreed to share his expertise on this special broadcast and it is a salute to U.S veterans. Joseph Brodie shares what it was like the day he made the decision to enlist in the U.S. Army. Joseph also discusses his conversation with his family after he joined the Army. There was a great dialogue about Joseph's basic training experience and his first duty assignment. That's not all, Joseph shares what it is like to be a U.S. veteran. Joseph Brodie is an amazing citizen and continues to contribute to his family, community, and country. We salute Joseph Brodie, he is a remarkable U.S. citizen and we thank him for his service and continued community involvement. Tune in and listen to this episode on Wealth Academy Podcast https://bit.ly/3n84xSF Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, November 10, 2021
153 Marcia Armstrong - An Empowering Interview On No Spend November Initiative
Marcia Armstrong is the founder of A Purpose Life, her mission is to provide financial expertise to career women to guide them to show up confidently, authentically, and financially empowered to impact the world. She knows the importance of and it is her mandate to positively transform and impact one household as a time as this can shift families, communities, the nation, and the world at large to operate from a place of abundance and financial wholeness. Marcia shared the inspiration and vision for her business enterprise and it's very compelling. As a passionate financial strategist, Marcia shares why some people prefer to view their finances as an afterthought rather than taking a proactive approach to managing their finances. With the holiday season just around the corner, Marcia developed No Spend November, an initiative that assists people in understanding the importance of saving instead of spending all of their money. Instead of spontaneous spending, or subconscious speaning, why not save it and position yourself to finish strong financially in 2021. As a leading financial strategist Marcia Armstrong is quite aware of how these unprecedented times continue shifting how people work and the impact it has on their finances. She makes an amazing case for people making a wise decision to position themselves to have a prosperous financial year in 2022. Last but certainly not least, Marcia Armstrong's mission is to work with professional, career women to assist them in becoming financially literate. As host of Wealth Academy Podcast, Marcia Armstrong is the ideal financial strategist to help women master their money, her passion, and energy will empowerment you, and I have no doubt that when you work with her, you will be transformed. Register and participate in No Spend November with Marcia, you will receive a workbook, and be part of an amazing community. Here is the link to do so https://bit.ly/3EVRQ3q Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, November 08, 2021
152 Paul Lawrence Vann - Finish Off 2021 Financially Strong
One of the first things people should do this time of year consists of developing a net worth assessment. A net worth assessment includes finding out what all of your assets are. Assets - bank accounts, house, vehicles, college funds, etc. Liabilities - Mortgage, car loans, credit card debt, loans from family, etc. The next step in the process is to subtract all of the liabilities from the assets and this results in your net worth. All to often some people manage their finances off the cuff and it typically leads to overdrafts, and more. Another aspect one should consider this time of the year is tax preparation. Even though you can file your taxes in January, collecting the documents such as pay stubs, invoices, end-of-year mortgage, real property taxes, and bank statements.and interest statements to name a few. The bottom line is this, the more financially astute you are and proactive with your finances the better lifestyle you will be able to live because aligning your personal finances with your life, the fewer worries you will have in your life and that of your family.'' Obtain my five FREE key financial tips, they will provide you with a guide to help you enhance your finances. Here is the link to subscribe to get the five financial tips: https://bit.ly/3CJOguz Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, November 05, 2021
151 Myrna Mills Love - Financial Services Professional Shares Expertise On R.E. Investing, Money Mindset & Best Selling Book
Myrna Mills Love shares financial expertise with listeners and what inspired her to become an entrepreneur and move people to understand there is a grand plan for her and her clients. She leads M3 and is based in the metro Charlotte area. Discover more about Myrna at www.myrnamlove.com One of Myrna's objectives is to move people to financial freedom by transforming their money mindset. What is powerful is Myrna's strong role in partnering with clients to assist in constructing people's financial DNA. Myrna has a passion for investing in real estate and has done so for many years, today she uses new strategies to invest without the techniques used in yesteryear. What interests Myrna and her new approach to real estate investing delivers just a greater return on investment as in the past. Myrna Mills Love is a financial service professional and during this interview, she provides a behind-the-scenes look at how she delivers for her clients. Myrna is co-author of the #1 international best-selling book, "The Image In The Mirror." She shares a couple of co-author's chapters to give listeners an idea of how the book is structured and what it does to empower readers. One of Myrna's upcoming business projects consists of starting an AirBNB, there is no doubt it will be a resounding success. I recommend you stay tuned for when the announcement is made when it opens for business. Learn more about Myrna Mills Love and M3 at this link https://bit.ly/31FhETr Go to Wealth Academy Podcast on Apple Podcasts and rate and review Episode #151 - Myrna Mills Love interview, please provide a 5-star rating. Thank you in advance for your assistance. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, November 04, 2021
150 Aryeh Sheinbein Delivers Expertise on Wealth Creation For The Long Haul
Aryeh leads Results Advisory a Business Strategic Consulting firm. Aryeh is skilled at helping successful business owners and entrepreneurs invest their money intelligently, allowing their wealth to accumulate, so they can stay focused on what truly matters…their business and mission. Discover more at: https://solutionsadvisory.com Aryeh discusses finance and business strategies to scale and grow entrepreneurs’ businesses or investments while maintaining profitability and increasing its value. One of the most intriguing content Aryeh covered was on bitcoin, cryptocurrency, and other virtual wallet-based monies. Aryeh delves into cryptocurrency and the information he provides can add value to your understanding. Entrepreneurs and small business owners, and or solopreneurs can leverage Aryeh’s knowledge when it comes to guiding them to growing their wealth without losing focus on the reasons they are in business. If you have a 401K; you will want to reassess how you manage it because Aryeh delivers content-rich information to assist you with better understanding your position and how you can leverage your plan to invest in and more. Taxes play a role in the type of 401k, Roth IRA, and you will learn how to position yourself before and after retirement and more. Lastly, Aryeh collaborates with clients that do not know what to do with their money. He focuses on clients’ goals, risk rewards associated with an investment, and much more. https://bit.ly/3wgzLKt Rate and review Aryeh Sheinbein's episode 150 Wealth Creation For The Long Haul on Apple Podcasts, please provide a 5-star rating in support of this amazing episode. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, October 30, 2021
149 The Financial Implications Of Americans Not Returning To Work After The Pandemic
Millions of lost positions have yet to return to the job market but there are near-record job openings and job growth has been slower than expected in recent months. Enhanced unemployment benefits ended nationwide on Labor Day, and even sooner in many states. So far, evidence suggests benefits didn’t play a big role in sidelining workers. Other factors are at play, according to economists. They include Covid health risks, early retirements, care duties, built-up savings, and other frictions. On the surface, conditions may seem ripe for a boom in the U.S. labor market. There are still 5 million fewer jobs than before the pandemic but job openings are near record highs. And hourly pay has risen, in some sectors by more than 10% in a year. Meanwhile, enhanced federal unemployment benefits ended on Labor Day (or sooner) and kids are largely back in the classroom. Both enhanced jobless pay and distance learning, it was thought, had been roadblocks keeping people from returning to work. However, that boom hasn’t materialized in recent months — at least, not at the rate, many expected. Job growth slowed in September after surging in the spring and early summer, and the labor force shrank. Covid Health risks associated with the ongoing Covid pandemic have clearly played a role in recent months, according to economists. Job growth slowed in August and September when caseloads were spiking due to the delta variant. (There were 366,000 and 194,000 new payrolls added those months, respectively, compared to 1.1 million in July and 962,000 in June.) Early retirements Early retirements have also reduced the pool of available workers. Older adults are at higher risk of severe illness and death from Covid. They may have opted to start drawing Social Security and live off their nest egg instead of taking a risk at work, economists said. Grandparents may have also offered to watch their grandkids and ease childcare duties for working parents. Care responsibilities Care responsibilities have made it tough for some workers — especially those who can’t work from home — to come off the sidelines. For example, many schools reopened for in-person learning for the new academic year, helping ease childcare constraints for parents. But Covid outbreaks have led to sporadic quarantine periods that may stress parents’ ability to hold or commit to a steady job. Savings Households across the income scale have been able to amass higher savings relative to pre-pandemic levels. Cash balances were up 50% for the typical household in July 2021 relative to two years earlier, according to the JPMorgan Chase Institute. “People might feel with a little extra buffer on hand, that they have a little more time to wait,” said Fiona Greig, co-pres
Thu, October 28, 2021
148 Spencer Hilligoss CEO/Co-Founder of Madison Investing - Real Estate Syndications
Wealth Academy Podcast community, host Paul was looking forward to this episode with Spencer Hilligoss because of the expertise he shares throughout this session. Spencer's mission is to arm investors with the know-how they need to make confident investment decisions tailored to their life goals. Prior to pivoting to real estate, Spencer held several executive roles in the financial technology industry, working for Intuit and Gusto. Over the course of 13 years, Spencer built a track record of building high-performing teams over 5 companies of which three were valued at over $1 billion. Spencer is a member of the 2021 Forbes Real Estate Council. Spencer shares his inspiration for becoming CEO and Co-Founder of Madison Investing. What provides Spencer with a competitive advantage in real estate syndications is his understanding of the challenges busy professionals face when starting their real estate journey, he shared a couple of examples of the challenges people face. Having money in a savings account is great, however, when you invest in real estate syndications busy professionals can grow their income. Spencer has the knowledge and expertise to assist investors in acquiring the knowledge to invest in apartments, storage units, and more. Spencer informs listeners that real estate investing doesn't lend itself to one industry over the other, people can use real state investments strategies to their advantage, regardless of their background or skillset. Spencer resides in the Bay Area of California and he encourages you to consider investing in real estate syndications so you can secure your retirement and more. Spencer is a metal fan which is cool and he has a nice collection of tattoos. He played his guitar onstage in San Fransico at the Vans Warp Tour. We would all love to see Spencer perform on stage, we know it would be awesome! Discover more about Spencer Hilligoss and Madison Investing at this link https://bit.ly/3mndYOO Rate and review episode 148 with Spencer Hilligoss on Apple Podcasts and provide a 5-star rating in support of this amazing episode. Thank you for your support! Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, October 22, 2021
147 Nike Anani - Essential Leadership Skills Needed For A NextGen
Nike Anani shared expertise on a very unique space that entails coming up with a succession plan like no other. She is passionate about helping others similar to herself that collaborate with family members and stakeholders focused on legacy businesses that would outlive them. Nike is an award-winning family business strategist. She is rated as one of the top 100 consultants globally in the Family Enterprise World.by Family Capital, a leading online publication for Family Businesses. During this interview host, Paul asked questions of Nike and she shared expertise to viewers and listeners, they read as follows: Nike shared her why for working with NextGens. Insight was shared on how her firm adds value to Next Gens. She defined what a change creator is. Nike shared the skills one needs to become an effective NextGen leader. Our guest expert discussed how NextGens can ensure their family businesses are properly responding to crises, pandemics, and more. Nike shared her greatest wish for NextGens. Nike is the author of the book, Building Reslien Family Enterprises it helps readers better understand the NextGen experience. Discover more about Nike Anani and the outstanding work she does to make NextGens effective leaders and business success stories. Contact Nike on her website: https://bit.ly/30REabc Rate and review this episode on Apple Podcasts and be generous and provide a 5-star rating. Thank you in advance for your support. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, October 22, 2021
146 Inflation's Impact On Your Finances - Paul Lawrence Vann
When exerting oneself in the weight room at the gym there is a term used called feel the burn. Citizens in the U.S. are feeling the burn however it's in the wallet and pocketbook. We are all paying more for less which is a direct result of inflation. There is an increase in the prices of goods and services and power of money decisions. Have you been to the gas station lately? How about the grocery store? The likelihood is you have done both and it hurts your finances. Inflation reduces your financial wealth and lowers your living standards. This list assists you in understanding how inflation impacts your finances: Erodes your purchasing power. Encourages spending and investing. Causes more inflation. Raises the cost of borrowing. Lowers the cost of borrowing. Reduces unemployment. Increases growth. Reduces employment Weakens or strengthens money. One of the best ways to offset inflation is to put a financial plan in place and tweak it when needed. Inflation is a reality, this episode will help you take action to offset inflation. Discover more about the impact inflation has on your finances, you can contact Paul at (800) 341-6719 or email info@paulvannspeaks.com Subscribe to our newsletter to discover even more about finances, money, and money mindset: https://conta.cc/3F9XDDp Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, October 14, 2021
145 Monk Coleman Shares Expertise on Spiritual Awakening, Becoming an Ethical Vegan & The Experience of Being A Three Time Natural Pro Physique Bodybuilder
Wealth Academy Podcast community, Monk Coleman is a transformative guest expert who is a life coach, author of the book, Love Over Fear: A Guide To Peace and Purpose. That's not all, Monk is a meditation instructor and a three-time Natural Pro Physique Bodybuilder. Monk shared his basement to mission backstory which is inspirational for all listeners. He encountered life challenges that would have overtaken most people and it happened during his formative years, however, it wasn't the end of his story. Monk Coleman turned his life around and today he's an empowering life coach and works to help others from the inside out. He helps people understand they have no limits in their life and he uses his personal experiences to do so. Meditation is what shaped and molded Monk and today he's a meditation instructor and he is able to help others understand and he shows them the awesome power and benefits of meditation. He experienced a spiritual awakening that led to him becoming an ethical vegan whereby he has compassion for all beings to include animals. That's not all, Monk informs listeners that all animals should be spared inhumaneness of all kinds. A subset of Monk's spiritual awakening, meditation, and veganism led to him transitioning to bodybuilding, and lo and behold, through hard work and persistence, he has become a three-time natural pro physique bodybuilder. Monk is the author of the book, Love Over Fear: A Guide To Peace and Purpose. He shared insight on ten principles that will help people become empowered and live their best life possible. Monk Coleman is an amazing man, and his message is clear, It's Never Too Late to Rewrite Your Life Story. Learn more about Monk Coleman at his website https://bit.ly/3ANbkEV Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, October 12, 2021
144 National Financial Planning Month Insight With Paul Lawrence Vann
National Financial Planning Month (NFPM) is about people sitting down and evaluating their personal finance situation. The objective of NFPM is to work towards achieving your financial goals as you prepare for the year ahead. During this episode, Paul Lawrence Vann discusses and provides ways in which listeners can participate in NFPM throughout October and leverage the knowledge they acquire to help them position themselves to master their money. Here are six things you can do to manage your money wisely: Reduce your monthly expenses Build your savings Pay yourself first Establish an emergency account Consolidate debt Rebalance your budget for the holidays It's important to understand NFPM reminds us to invest in ourselves, create awareness about financial planning, and it highlights the value of financial responsibility. That's not all financial planning benefits you today, the simpler the better you make financial planning the better it will serve you. Over time effective financial planning adds up and in the long run, you're positioned to invest, get your tax planning aligned and become the best budget ever. Not only does Paul Lawrence Vann share content information about NFPM via his podcast and live stream, but he also does so on the Wealth Building Academy Livestream Newsletter, subscribe and stay abreast of financial matters at the link below and subscribe at the Join Our Email List at the upper right corner of our newsletter, thank you for your support. https://conta.cc/3F9XDDp Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, September 29, 2021
143 Dexter B Jenkins - Faith & Finance Expert On Wealth Building God's Way
Wealth Academy Podcast listeners discover more about wealth building and generational wealth from Dexter B. Jenkins. He is a faith-based financial mentor that is passionate about helping people build generational wealth with easy-to-implement steps. Dexter B. Jenkins grew up in church and has never wavered from his faith, ultimately leading to him becoming a pastor. He inspires and instructs hundreds of people in his capacity as an authority on faith and finance. Pastor Jenkins helped dispel the myth that money is the root of all evil and during this interview, he assist those who believe the myth. By dispelling the myth, Pastor Jenkins assist families to understand biblical truths, especially the importance of money in their life to address needs. Biblical principles have been and will always be foundational when it comes to money and Pastor Jenkins works closely with families to help them understand the importance of living within their means. By using the 10, 10, 80 principles of money management families learn how to save, invest, and pay for needs such as housing, food, transportation, utilities, and more. Being a lender and not a debtor is another important aspect of financial management, in that a lender of money is also a leader. In other words, when one positions themselves to lend money to others whether to invest in real estate or stocks, you can secure a return on your investment. Pastor Jenkins uses the SHIP method to help his clients develop financial literacy and financial intelligence. Presenting people with consideration to become entrepreneurs is another aspect of financial independence by virtue of generating revenue. Real estate investing is another solid investment instrument for people to consider. Paul enjoyed interviewing Dexter B. Jenkins and he also wants you to get his book, "Getting Your Money Straight & Build Wealth," 52 Tips To Help You Do That. Learn more about Dexter B. Jenkins at https://bit.ly/39PjBgU Go to Apple podcasts and rate and review this episode with Dexter B. Jenkins and provide a 5 star rating in support of him sharing his faith and finance expertise. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, September 29, 2021
142 Paul Lawrence Vann Shares Expertise on Money Mindset Strategies That Work
No matter what industry, expertise, and field of endeavor you're in, the only time change takes effect is when you embrace strategies that transform you. We can mutually agree when we make up our mind to change something in our life, it can happen when we take action to do so. The bottom line is this when you change your mindset, not even the sky is the limit. What is mindset? Mindset is how people view the world around them, it's how they interpret the world and everything in it. Oftentimes people know they need to make a change and it typically comes through becoming more conscious of the world. During this episode, Paul discusses the nature of mindsets which consist of a fixed mindset, growth mindset, and a benefit mindset. In the end, he provides content-rich insight into how a transformed mindset can help people develop a money mindset that will assist them in becoming debt-free and financially free. There are eight principles that make up the nature of mindsets, they are: Habits of Mind Created by Experience Create Blind Spots Are Self Deceptive Shape Our Lives Shape Our World Can Be Developed Can Be Transcended The nature of mindsets, along with discovering more about fixed, growth, and benefit mindsets, along with embracing the strategies associated with them result in you being transformed because they represent money mindset strategies that work. Fixed Mindset - People don't like to change, they're stuck in their ways and it's hard for them to accept the fact they need to change. If one lives with a fixed mindset they will continue receiving limiting results in their life. Growth Mindset - People that have a growth mindset are receptive to learning, growing, and being transformed. They accept where they are, when given strategies leading to transformation they readily accept them, and over time, they yield the results in life they've been seeking. Benefit Mindset - People are focused on a more national or global result. Things such as climate change, clean water, and clean air are important to people with a benefit mindset. Environmental changes improve because of advocates of a benefit mindset. How do these aspects of mindset help you? Glad you asked, when properly applied you better understand the power of your mindset. Taking things one step further, when you apply these mindset strategies it will enhance your money mindset and how you see it in your life, and how to enhance your money mindset to be transformed to not only become debt-free, but financially free as well. Discover more about Paul's online course Money Mindset Strategies: An Online Course That Leads To Financial Freedom https://bit.ly/3dbperG Support this podcast at — <a rel='payment' href='https://redcircle.com/wealth-academy-podcast-wealth-is-more-th
Sun, August 22, 2021
141 Janel Pulley, CEO of JPulley Agency & Rise Up & Thrive Media Group Empowers People to Create Wealth
Now more than ever people throughout the U.S are experiencing financial woes. Janel Pulley helps people through her speaking, coaching, consulting, books, and more. She is a certified life coach and professional speaker. Janel is the author of the book, Money Just Flew Out the Window, How to Create a Relationship with Wealth Living from Paycheck to Paycheck. Janel shared her inspiration for becoming an entrepreneur and what was the spark that lit the fire for leading her business enterprises. She shares compelling reasons that include the legacy of her grandparents and parents, listen in to discover what it is. Wealth Academy Podcast's guest shared her genesis for starting JPulley Agency and its mission and who she serves. That's not all Janel also made a wonderful case for how she started Rise Up & Thrive Media Group and how her business transforms her clients. Janel shares how working with families and individuals consist of shifts in mindsets for people who truly want lasting financial changes while getting them off the financial hamster wheel that is debt-centered? Janel shares the back story about her book Money Just Flew Out the Window, How to Create A Relationship With Wealth living paycheck to paycheck. A couple of Janel's all-important six steps for creating wealth was shared and makes a strong case for committing to the process. This was a remarkable podcast interview and be mindful when Janel enters and leaves a room, it's always with a smile and a zeal for life. Janel is an exceptional networker and someone you should get to know. I encourage you to listen, recommend this episode to your family, friends, and colleagues. Please go to Apple Podcasts to rate and review Janel Pulley's exceptional interview and provide a 5-star rating. https://bit.ly/383p7vh Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, August 19, 2021
140 Paul Lawrence Vann Shares Expertise On Financial Fitness
Financial fitness is one of the most important goals people should have in their lives. Why? The pandemic, economy and jobs are playing pronounced roles in the life and lifestyle of U.S. citizens. Paul shares a fact many people aren't aware of and it's this, over 10.5% of U.S. citizens are in poverty. The World Bank defines poverty as a pronounced deprivation in well-being, it's real for many Americans. Consider this, did you know that half of U.S. citizens are facing poverty? The likelihood is the pandemic is driving this surge but it doesn’t have to be like this. Why? Half to ¾ of people are living paycheck to paycheck and people are stressed by money worries. The pandemic isn’t helping this situation and the people most affected are healthcare workers, frontline workers, doctors, nurses, hospital staff, firefighters, police officers, grocery store employees, bus, train, and airline staff, hospitality, and retail staff. Sixty-two (62%) percent of people are stressed out by financial woes brought on with uncertainty of their employment which impacts their wallets, purses, and more. So, how can you ensure you don’t slide below the poverty line? It's time to batten down the hatches and get your life aligned with your financial life. One of the most important things you can do for yourself and your family right now, today is to get your financial house in order. Have the money talk, conversations about where you stand with your finances today, calculate your net worth, assets, subtract your debts, and move forward from there. Discover more about Paul's online course Money Mindset Strategies: An Online Course That Leads To Financial Freedom https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, August 14, 2021
139 Sophia Davis-Fagan, Founder of The Business Startup Classroom Shares How She Helps People Become Entrepreneurs
In what is a stellar episode of Wealth Academy Podcast, Sophia Davis-Fagan is one of the best guest experts host Paul Lawrence Vann has interviewed. Sophia is based in Atlanta, Georgia, and is a native of Jamaica and she is the Founder of The Business Startup Classroom and a new freelance website, MyExpertHub.com. She is a Business Mindset Coach Sophia shared her genesis for becoming an entrepreneur which is fascinating in that she learned business first hand from her parents who were entrepreneurs and small business owners while growing up in Jamaica. She represents excellence of the highest order in that she advocates for people to not only start an online business but to get off the sidelines and make it happen. When it comes to academics, Sophia has a sterling academic background to include having earned an MSC in Counseling & Consulting Psychology and a degree from Clarendon College and Humber College Lakeshore. Sophia also has a post graduate certificate in Global Business Management and she is a trained teacher. Its clear Sophia's academic prowess plays a significant role in her leading an online business and course creation business. Sophia shares how her company influences individuals and organizations to start online businesses and for them to become course creators. The transformation people receive is to understand how to start an online business with mindset being at the center of the process. That's not all, people will be able to learn how to create a course unique to their skillset and expertise. The Business Startup Classroom provides done for you (DFY) courses for prospective entrepreneurs which is one of their core services for clients. Sophia helps entrepreneurs to have a vision for an online business. It is a joy for Wealth Academy Podcast being the podcast platform to announce the launch of Sophia's new freelance website MyExpertHub.com which provides an online space for entrepreneurs to list their business on this platform, this is groundbreaking. Sophia Davis-Fagan shares insight about her other programs and projects and host Paul encourages listeners to contact her and work with The Business Startup Classroom. I highly encourage listeners to go to Apple Podcasts and rate and review Sophia's interview and provide a 5-star rating in support of the expertise she provided throughout the interview. You can learn more about Sofia Davis-Fagan and The Business Startup Classroom at https://bit.ly/3m3mylk Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, August 10, 2021
138 Pamm McNeil - Shares Expertise On Finding Unique Pathways For Students To Enter College
Pamm McNeil is an expert at finding pathways to get students into college using unique pathways. Pamm is a graduate of Wellesley College and Harvard Business School. She is the Founder and President of College Bound Success. Pamm works with Alfred Street Baptist Church's annual college scholarship, assisting students with applying for and receiving scholarships, and worked as an HBCU College Festival Volunteer Coordinator. Pamm is based in the metro Washington, DC area and is enthusiastic about helping African American students. Pamm shares her genesis for her educational pursuits as you entered Wellesley College and how her college and work experience transformed her to have a passion for helping youth get a quality education. She is a second-generation college graduate; her parents are HBCU college sweethearts and active alumni of Winston-Salem State University. Pamm shares how HBCU’s continue making valuable contributions to students today. Pamm is a Board member of the Alfred Street Baptist Church Foundation which annually reviews over 250 applications from graduating high school seniors and selects and awards over eighty college scholarship recipients each year. She shares how the Foundation transforms the lives of students that participate in the college scholarship program at Alfred Street Baptist Church. Alfred Street Baptist Church also annually hosts one of the largest HBCU College Festivals in the country, and Pamm served on the planning committee for many years as the volunteer coordinator. Students and parents of students receive holistic insight from Pamm pertaining to how she helps students get into college, and provides a review of the application process and what is important for students on their academic journey? Pamm provided insight into today’s social climate shares wisdom with listeners, especially students who enter college and potentially encounter difficulties from students at majority campuses? Lastly, Pamm shares gold nuggets as to how students can best prepare themselves to apply, attend, and become successful college students. Discover more about Pamm McNeill at her website https://bit.ly/3fNMu06 Provide a 5-Star rating by going to Apple Podcasts and show your appreciation for Pamm McNeil, she empowers students to position themselves to have success in finding unique pathways for entering college and having a successful college degree. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, August 10, 2021
137 Paul Lawrence Vann Shares Insight On The Current Financial Challenges People Are Facing
Just as people in the U.S. were making progress during the pandemic they faced incredible financial hurdles that changed the scenery for their lives. In comparison to 2020, this year reflects that 49% of people are satisfied with where they stand in comparison to 2021. Unemployment is the overriding issue when it comes to financial woes people are experiencing. Why? During the height of the pandemic, some companies operated at 50% capacity meaning employees weren't earning as much income, some companies closed altogether, and other businesses operated at full capacity, albeit from remote locations. Young adults are experiencing the most challenging financial times because they don't earn as much as middle-aged or seniors. Student loans, limited hours of work, and uncertainty continues to place a lot of pressure to maintain their ability to pay for their apartment and other expenses. During the Great Depression, more people lost their homes to mortgage foreclosure and were sued by lending institutions for their inability to pay personal loans, student loans, medical expenses, and more. The pandemic continues to take lives, thus the importance for people today is to have healthcare, housing, and pay their debts. Encourage your family, friends, and colleagues to listen to this episode and go to Apple Podcasts and rate and review this episode and provide a 5-star rating. This episode gets to the heart of the matter when it comes to discovering financial pain points and navigate to overcome any financial deficiencies that exist for you and your family. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, August 05, 2021
136 Marcia Armstrong Empowers High Achieving Career Women Through Financial Coaching & Consulting
Barbados-based Marcia Armstrong shared her zone of genius working with women to help them see money differently than they ever have before. Marcia struggled with money as an employee and realized that becoming a steward of her money is of biblical portions and she was able to pay off over $13,000 dollars after being transformed. Marcia Armstrong decided to take her personal experience and start a business to help women see money differently and to do so unapologetically. Today she is a financial coach, holds an MBA and coaching certification from Evercoach. Marcia also works with corporations providing consultancy to assist employees. Marcia's genesis for becoming a part of the financial industry is the result of her personal experience and overcoming debt. She parlayed her personal experience to form A Purpose Life which is a spiritually based financial services business. She receives tremendous testimonials from her clients which is a testament to the transformation she provides. Now more than ever Marcia Armstrong knows that women need to align their finances with their life in order to live with freedom from financial overwhelm. One of the most important aspects of A Purpose Life is the principles they follow in support of their clients which consist of transparency, integrity, honesty, confidentiality, and accountability. A Purpose Life approach to finances is holistic in nature as money impacts every area of their client's life. Marcia Armstrong is a leader that is a financial expert as well. Marcia Armstrong leads a Facebook Page - A Purpose Life Financial Hub. Discover more about Marcia Armstrong & A Purpose Life at this link: https://bit.ly/CgjWWJ Provide a 5-Star rating by going to Apple Podcasts and show your appreciation for Marcia Armstrong, she empowers women to see money differently and for this, a top-notch rating and review is appreciated. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, July 31, 2021
135 Aligning Your Finances With Your Post Pandemic Lifestyle
Now more than ever the timing is right and the stars are aligned for us all to align our personal finances with our personal lifestyle. Indicators include the slow but sure strengthening of the economy. The economy is opening back up as a result of the vaccinations people are getting, federal employees and corporations are requesting employees to return to the workplace, and the stimulus checks have done their job, consumer confidence is higher. If there has ever been a time to get your finances aligned it's now. Why? Like the 2008 economic downturn, the national and global economy is going through a reset, likewise, your personal finances should do the same. Some things to consider: Know what your assets are in total. Tabulate your debts in total Subtract your debts from your assets to determine your current net worth Start paying off all of your debt Establish an emergency account Once you arrive at your money goal of 6-9 months, don't splurge, don't spend it Take funds in your savings account and start investing Once you start investing, do research on the investments you choose to put towards your goals Stay the course and project for financial freedom in the long run. This episode will inspire you to become financially free. By the way, when it comes to becoming financially free it takes a special and unique mindset to not only plan for your financial freedom but to sustain it and maintain it over time. Discover more about course creator Paul's online course Learn Money Mindset Strategies: An Online Course That Leads to Financial Freedom, it will position you to be transformed to become financially free, discover more at this link https://bit.ly/3dbperG Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, July 20, 2021
134 Learn Money Mindset Strategies With Course Creator Paul Lawrence Vann
Learn Money Mindset Strategies: An Online Course That Leads To Financial Freedom is the brainchild of host Paul Lawrence Vann. The transformation students receive as a result of investing in this course is financial freedom. Paul has decades of expertise in finances and money having served in the United States Air Force for over 20 years as a cost analyst, budget officer, cost analyst, and acquisitions expert. He has a bachelors degree in business and accounting and a master degree in business management, and is a certified professional in financial management, contract management, and cost-price analysis. The genesis for Paul creating Learn Money Mindset Strategies comes from his background in finances, education, and experience. Today in America, overcoming financial hardship is one of the underlying themes of the American dream. Many Americans are concerned with the financial problems they're experiencing in their life. That's not all, unemployment and lack of sufficient money is the most commonly cited financial problems. Young adults are worried more now than they were a year ago about being able to pay housing costs and other financial obligations. Course creator Paul 's Learn Money Mindset Strategies course provide students with a roadmap for becoming financially intelligent, while owning their financial foundation, positioning them to make the best money decisions in life while becoming financially free. Students that enroll in Learn Money Mindset Strategies position themselves to become debt free, become wealth builders, and ultimately create legacy wealth. Register for Paul's online course and discover how to command the finances under your control, sign up for Learn Money Mindset Strategies today https://bit.ly/3dbperG Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, June 25, 2021
133 Barry Brooksby, CEO & Founder of Focus Wealth Group Shares Expertise on Investing & Whole Life Insurance
No matter what level of personal investing knowledge you hold at this time, Barry Brooksby transforms your point of view during this episode. Barry is CEO & Founder of Focus Wealth Group, he is an investing expert, with an emphasis on helping people find the truth about money, through high cash value whole life insurance. Barry has led Focus Wealth Group for the past 21 years, he has placed over $2 billion in death benefit protection for his clients. During this episode, you're going to discover tax-free money planning, guaranteed income planning, and safe money investing that achieves results. Barry provides a new perspective on safer long-term investing with guaranteed growth. He is a tremendous investment expert and great at simplifying complex topics for all levels of financial expertise. Case in point throughout this episode Barry discusses whole life insurance and how it can help people maximize their finances allowing them to build wealth and ultimately create legacy wealth for their families years into the future. Here are but a few of the topics covered during the interview but there is more: Dispelling the common myths of High Cash Value Whole Life Insurance Policies How tax-free money planning allows you to not worry about future tax rates Guaranteed growth on invested dollars How to coordinate access to liquid cash for businesses and real estate investment Host Paul Lawrence Vann encourages you to contact Barry Brooksby at Wealth Focus Group, he can help you leverage your assets today and into the future. A whole life insurance policy can be in your future, allow Barry Brooksby to assist you in the process, learn more at https://bit.ly/3habM8q Email: barry@focuswealthgroup.com Phone: (435) 429-1600 Host Paul looks forward to seeing you on the next episode of the Wealth Academy Podcast. Until then enjoy this episode, encourage your family, friends, and colleagues to tune in via Apple Podcasts and wherever you listen to podcasts. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, May 25, 2021
132 Its Important To Save Money On A Tight Budget It Builds Wealth - Paul Lawrence Vann
There is no time like the present to save money and during this episode, you will discover, some you're likely aware of and others you may consider for the near term. Who doesn't want to save more money, all of us do, and here are a few ways to save more money, and note there are more than this to consider. Make timely purchases, many products you're going to purchase any way you can do so from a seasonal perspective, this will save you money in the long run. Example purchase furniture in January, vehicle in July. Discover how to get free stuff, birthdays, bartering, etc. Pay down your credit card debt, you will save on the interest you pay. Refinance your mortgage and or vehicle, get lower interest rates. If you have student loans, get a better repayment plan. Do meal prep, save money by purchasing in bulk, and preparing meals for the entire week. Ask for a raise, negotiate your salary or 401 k plan with your employer. Live below your means. Avoid the term deals when it comes to prospective credit card rewards. Cancel automated purchases that are non-necessities Monitor and regulate your utilities such as electricity, gas, and water. Repair what's broken instead of purchasing new products. These are just a few ways to save with a tight budget, incorporate some of them into your financial lifestyle and you will reap the rewards of saving. Discover more about Wealth Building Academy, LLC financial coaching program at this link https://bit.ly/3wau8fB Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, May 25, 2021
131 Melanie Arce Financial Services Expert & Host of The Podcast Aventuras: Tales Of A Latin Mami
In what is an exceptional podcast episode surrounding financial services, host Paul interviewed Melanie Arce and she shares insight and expertise about investing in financial services. Melanie began her financial services journey as an intern for a notable insurance company while attending San Diego State University. One of the most important decisions Melanie made was to press forward learning all she could about retirement plans, insurance, and much much, more, and today it's paying off in ways she never imagined. Melanie shares an important truth and that is to be real with yourself about your money and don't lie to yourself. She experienced life challenges along her journey in her personal life, however, it never dulled her spirits and today she continues to provide exceptional financial services to her clients. Melanie Arce advocates for financial literacy for her clients and it's a way of life for her. During this episode, Melanie shared her business challenges and personal challenges in life, and true to form, our challenges help define us along our journey in life. It was refreshing to discover Melanie's insight on how the pandemic impacted businesses and the economy and how we can all learn to navigate our own personal economy going forward. Melanie is the host of the podcast Aventuras: The Tales of a Latin Mami and it's an amazing podcast that assists women listeners in better understanding their financial journey and more. Recommend this episode to your family, friends, and colleagues and go to Apple Podcasts and rate and review Melanie's episode and give it a 5-star rating. Discover more about Melanie's podcast at this link https://bit.ly/3hRQb6j Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Number - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, May 24, 2021
130 Get Your Vaccinations & Possibly Receive Millions From Four U.S. States- Wealth Academy Podcast
Anticipate the number of vaccinations to make a rapid increase over the coming weeks and months, because people in four states are being incentivized by millions of dollars. The Governors of the state of Maryland, New York, Ohio, and Oregon are going all in to get more of their citizens to register and come in to be vaccinated against COVID-19. As I was watching television last week Larry Hogan, Governor of Maryland where I reside held a press conference to announce the state of Maryland will be giving away two million dollars for people that get vaccinated between May 25-July 3, people can possibly receive $40,000 and then on July 4 a drawing will be held and someone 18 years of age and older will win $400,000. Prizes: 40 prizes of $40,000 each from May 25 through July 3; one $400,000 prize on July 4. New York is also providing millions to fortunate vaccine takers over the age of 18. New Yorkers who get their shots at one of their 10 mass vaccination sites in the state between May 24 and May 28 will receive a free $20.00 scratch-off lotto ticket through the state’s Vax & Scratch program. Lotto tickets are only available to residents 18 and older. There are 13 tiers of prize payouts ranging from $20 to $5 million. Gov. Andrew Cuomo said there’s a 1 in 9 chance of winning some cash prize when he announced the program on May 20. Prizes: One free $20 scratch-off ticket for people who receive a vaccine between May 24 and May 28 at any of 10 state mass vaccination sites. Prizes range from $20 to $5 million. The state of Ohio was one of the first states to propose millions for vaccinations for its residents. Five Ohio residents who have gotten at least one vaccine dose will have the chance to win $1 million through the Vax-a-Million program. Drawings will take place Mondays from May 25 through June 21. Winners will be announced the Wednesday after the drawing each week. While you have to be at least 18 to win the $1 million prizes, the Buckeye State will also hold a college scholarship drawing each week for residents ages 12 to 17 who have gotten at least one shot. The prize covers in-state tuition, room, and board, and books for any Ohio state college, university, community college, or trade/technical school. Prizes: Five prizes of $1 million each; five college scholarships for residents ages 12 to 17. Lastly, Oregon is the latest state to announce a lottery for vaccinated residents. On June 28, the state will hold a drawing for a $1 million cash prize for residents who have received at least one dose. The Beaver State will also hold a drawing for a $10,000 prize in each of the state’s 36 counties. While the cash prizes are for residents 18 and up only, residents ages 12 to 17 can win one of five college scholarships for $100,000. Anyone who’s received at least one dose by June 27 will be eligible. If you reside in Maryland, New York, Ohio, and or Oregon
Sat, May 22, 2021
129 Sandra Davis Is A Prolific Entrepreneur, She Shares Insight on Wellness, Networking & Her Notary Business
How many of you started a business venture during the pandemic and in 2021 and you're scaling your business? Our guest did just that, Sandra Davis retired from the State of Virginia government and launched the second capture of her career as an entrepreneur. Sandra leads Best Life Now, LLC which is a health and wellness business, she is an independent consultant for Xpirient and she provides wellness products that enhance the health and well-being of her customers. As stated before Sandra launched her business during COVID-19 and she hasn't looked back and continues to scale her business. Sandra is also a notary public and had been in that field for a while and when the pandemic picked up momentum, her services were called upon for mortgage refinances and more. Interest rates are at an all-time low, more people were working from home and they took out the time to refinance their mortgage and it was a win-win for all involved and Sandra informs listeners she conducted notary services virtually as well as in person, so there was no lack during the height of the pandemic. Wealth Academy Podcast listeners when I asked Sandra her greatest challenge, she informed me there is one thing she recommends others do and it's this, get out of your own way. At times we're presented with an opportunity and we overthink things instead of moving forward and embracing the success that comes with our strong efforts, I couldn't agree with Sandra more. Sandra is a member of Maya' Harris' Women Owned Minority Businesses (W.O.M.B.) organization that is an empowerment organization for women that hold them accountable for their businesses and each other. From personal experience, I can tell you Maya Harris is a tremendous leader and I highly recommend her organization to women, no matter where they reside. It was a joy to interview Sandra Davis and to learn more about Best life Now, LLC and how she adds value to the lives of her clients. I recommend you have your friends, family, and colleagues listen to this empowering episode with Sandra and go to Apple Podcasts and rate and review this episode and provide a 5-star rating as well. You can reach Sandra Davis by email bestlifenowllc@gmail.com Learn more about Sandra Davis at this link https://bit.ly/3ywxE61 Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, May 21, 2021
128 Its Imperative For You To Develop A Money Mindset - Paul Lawrence Vann - Wealth Academy Podcast
During a recent speaking engagement Coach Paul shared how one can become a mind over money mindset champion. He was called upon to deliver expertise as a financial expert and he was interviewed, he also provided a free gift giveaway ebook titled The Abundance Mindset and he offered a free financial assessment quiz to assist attendees to his interview. Areas covered throughout this episode consisted of the following: Some people are programmed from their youth by parents, teachers, house of worship, friends, and community. The objective is to transition one's mind from a subconscious mind to a conscious mind, it yields better results. The key to ultimately be transformed is to strengthen one's mind emotionally and mentally. It requires discipline, character, and patience to transition from a scarcity mindset to an abundant mindset. Part of what will help people in the post-pandemic or new normal is the willingness to help oneself and family. Many ways exist to increase one's mental and emotional power and, some strategies are shared during this episode. There will be more episodes surrounding listeners developing a money mindset. Stay tuned to discover more in the near future. In the meantime visit our website to discover more about our money mindset program at this link: https://bit.ly/3wau8fB Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, May 07, 2021
127 Anthony ONeal #1 National Best Selling Author of Debt Free Degree, Financial Expert and YouTube Series The Table
Anthony ONeal is an awesome human being and throughout this episode, he shines a bright light on how to navigate debt and life. He is the #1 National Best Selling Author of Debt Free Degree, The Step-By-Step Guide To Getting Your Kid Through College Without Student Loans. Anthony is an amazing speaker, a leading financial expert, and host of the hugely popular and impactful YouTube Series, The Table. Mr. Oneal is very passionate about reaching people in a real, relatable, and relevant way and helping them get a clear vision for their future, so they can win with their life and money. Anthony shares his backstory which is very compelling which consists of being a college student who ran up debt and ultimately became homeless as a teenager. He didn't allow homelessness to stop him, thus he came to the conclusion that he would have to turn his life around and he did so and today he shares his experiences with others, so they can be transformed. Today, Anthony ONeal is one of the leading financial experts at Ramsey Solutions and he's empowering audiences around the globe with his message of financial literacy, living one's best life, and with a passion for assisting millennials to work with him, so they can be inspired and motivated to enhance their financial intelligence and life. Anthony's first book is Debt Free Degree, it aligns with the seminal moment in his life when he was a college student and credit card debt set him back. He understands the importance of each one teach one and Anthony's book helps youth and college students negotiate their educational journey by providing a blueprint to position them to take steps to avoid student loan debt and the challenges that go with it after graduating from college. The Table is a YouTube Series Anthony leads and he provides a remarkable platform for guest to talk about real issues impacting their money and life...hint from Coach Paul...subscribe to watch The Table with Anthony ONeal and his guest because they pour out financial strategies, wisdom, knowledge, expertise, and tips that will leave you wanting more amazing content. Learn more about Anthony ONeal at https://bit.ly/3eZtkmJ Rate and review Anthony's episode at Apple Podcasts and provide a 5-star rating to our amazing guest expert. Wealth Academy Podcast also provides guest sponsor opportunities, prompt to learn more: https://bit.ly/2R5OAPI Host: Paul Lawrence Vann Office: (800) 341-6719 Email: info@paulvannspeaks.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, April 28, 2021
Discover The Importance Of Financial Literacy Month Episode #126-Wealth Academy Podcast
During this episode host, Paul Lawrence Vann provides a baseline for people being financially literate. Financial Literacy Month has only been around since 2000, the JumpStart Coalition advocated for Financial Literacy Month for Youth and over time, the U.S. Congress support their efforts in the U.S. House of Representatives in 2003. In 2004 the U.S. Senate threw their support behind the month of April being Financial Literacy Month and ultimately the U'S' House of Representatives encouraged President Bush to acknowledge April as Financial Literacy Month and in 2005 he did so. Listeners you're going to discover a lot of facts and knowledge about Financial Literacy month and it's going to move you to discover more on your own. Financial Coach Paul provides insight and expertise on the history of financial literacy, discusses what it is, and why it's important that everyone become financially literate so they can become debt-free. Keep this quote in mind, "Rich people live like their poor, and poor people live like they're rich." Let this quote soak in for a minute and you will learn that living within your means is a wonderful philosophy to live by, because it will position you to become financially free, generate wealth, and legacy wealth as well. Recommend your friends, family, and colleagues listen to this episode and rate and review it on Apple Podcasts, and provide a 5-star rating, it's greatly appreciated. Tune in and listen on Apple Podcasts at this link https://apple.com/3hb6QyY Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, April 26, 2021
Wealth Academy Podcast - Episode #125 - LMarie Smallwood Founder of Bodi Oasis Spa Shares Health and Wellness Expertise
LMarie Smallwood visited with the Wealth Academy Podcast community and shared a ton of gold nuggets to assist listeners in understanding the importance of self-care and its impact on healthcare. As founder and President of Bodi Oasis a full-service spa, she shared the importance of taking good care of one's mind, body, and spirit. Bodi Oasis is located in Charles County, Maryland, and borders Prince Georges County and is located in a wonderful location convenient to people in the District, Maryland, and Virginia (DMV) locale. LMarie's spa includes a full-service hair salon, spa services, CBD and wellness products, and body sculpting. That's not all, Bodi Oasis carries an exclusive skincare line for its clientele. Bodi Oasis provides detox services that shift its customer's atmosphere. If it's meeting space you need, they can accommodate you as well. During this exciting interview, LMarie discussed the genesis of her company and her passion for serving people who deserve to have best-in-class spa services. LMarie shared her greatest challenge as an entrepreneur and her greatest success. Like many, the pandemic and shifts taking place during the pandemic resulted in a shift for her business just as the pandemic was getting underway. LMarie discussed the importance of being whole from the inside out and the spa services her company provides yield exceptional results, including massages and more. Discover more about LMarie Smallwood and Bodi Oasis and be mindful they ship wellness products anywhere in the U.S. Website - http://bit.ly/2PrNj4U Number (301) 818-1997 Address: Bodi Oasis 3095 Marshall Hall Road Bryans Road, MD 20616 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, April 10, 2021
Podcasting & Clubhouse A Comparison Of Two Amazing Platforms - Episode #124 - Wealth Academy Podcast
Just when you thought podcasting would be standing alone as a platform, along comes Clubhouse. During this episode host, Paul shares his experience as a podcast host and leading Club Wealth Academy. Podcasting has been around for quite a few years and is growing at a remarkable rate each month and year. Clubhouse is relatively new and is still in beta form and has a following of 12 million and counting. So what is the difference between the two platforms? I'm glad you asked, There is a total of 1.9 million podcasts globally and continuing to grow by leaps and bounds. Clubhouse on the other hand has approximately 12 million weekly active users, thus it has the potential to grow in leaps and bounds in the coming months and years. Podcast and Clubhouse A podcast is an evergreen platform, Clubhouse doesn't record activity in its rooms or clubs. Podcasts have been around for decades, Clubhouse for roughly six months. Podcast solo and guest interview episodes are recorded, Clubhouse sessions aren't recorded. Podcast guesting is a game-changer as far as proving a platform for guest to share their expertise, Clubhouse isn't quite there yet, however some podcasters interview guests through the platform, albeit special equipment is required to do so. Podcasting is a huge enterprise, Clubhouse has great potential because it is just getting started. Podcasting can be delivered over multiple channels, Clubhouse is currently limited to iPhone's however change is on the way. Podcasting will continue being a wonderful platform for host/guest opportunities in the future, Clubhouse will be transitioning to android in the coming months which will result in more users. Discover more about podcasting and Clubhouse and if you're on the sidelines as a podcast host or guest, get in the game. If you're not on Clubhouse, I encourage you to get an invite and join and participate and get yourself a room because the doors are about to open wide. By the way Coach, Paul Lawrence Vann is providing a very unique opportunity to be coached to become a great interviewee. Now more than ever, your communications skills will make a big difference in your ability to host a podcast or Clubhouse room as a moderator of leading your very own club. Here is the link to learn more about Paul's coaching program "Become A Great Podcast Guest " http://bit.ly/3cPlg8n Host - Coach Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, April 09, 2021
Wealth Academy Podcast - Episode #123 - Aaron Golub The First Legally Blind NCAA Division 1 College Football Player Discusses Perseverance
Few if any have experienced the kind of life Aaron Golub has experienced over the course of his lifetime. Make no mistake about it, Aaron doesn't make any excuses or request sympathy for he is a man that takes care of himself. First of all, Aaron had a passion for the sport of football like no one else in the world. Though he's been legally blind all of his life, it doesn't define him. Aaron didn't allow his condition to stop him from pursuing his passion for the game. Aaron is brilliant in that he played football since the tender age of seven and he was able to overcome any weakness by outworking the competition, he arrived early and left late...in other words, Aaron did the work and then some, it has everything to do with perseverance and grit. After graduating from Newton South High School Aaron was being scouted by NCAA Division 1 colleges, however, it was Tulane University that gave Aaron the nod and as a walk-on, he was given the opportunity to be a long snapper for the Green Waves football team. Aaron Golub has the tenacity, fortitude, and determination to achieve anything he sets his mind to and he was called on to long snap the football for his team and he did so with passion and purpose. Golub, history was made when as a sophomore he snapped the football for an extra point after the Green Wave's final touchdown in a 45-31 win over Central Florida. Golub has no vision in his right eye and limited vision in his left eye. During his senior year at Tulane, Aaron was named team captain and it's one of his greatest success stories among many. Not only was Aaron a tremendous football player, but he was also an excellent student. After graduation Aaron became an NFL free agent and was given an opportunity to try out with a few teams, however, he was not picked up to move forward in his football career. Today Aaron Golub works in the financial industry, he's an entrepreneur, speaker, he leads the Blind Ambition Podcast and is great to know and work with. Aaron is an inspiration to many athletes in other sports and his never-give-up attitude is contagious for everyone. When it comes to philosophies in life, Aaron Golub believes all things are possible, just don't give up or quit on yourself, a great philosophy to follow for sure. Encourage your family, friends, and colleagues to listen to Aaron Golub's interview, rate and review it and provide a 5-star rating. Discover more about Aaron at https://bit.ly/3myM1kx Host - Paul Lawrence Vann Email: info@paulvannspeaks.com Office Number (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, April 06, 2021
Wealth Academy Podcast - Episode #122 - Elevate Your Interviewing Skills & Command Podcast Interview Invites
Coach Paul shares the importance of people upping their interview skills because of the nature of podcasts as a platform. Average just isn't good enough, if one is to be taken seriously they must up-level their interviewing skill sets. During this episode Coach Paul shared the following: Become an extraordinary interviewee. Practice...yes practice don't memorize what you going to share, know your expertise, and own it. Being nervous isn't a bad thing and its normal, focus on your why for wanting to be a podcast guest. Be consistent, pitch to get on as many podcasts as possible, hone your pitching skills. Coach Paul Lawrence Vann is providing an opportunity for you to become a student of his. Discover more about his coaching program centered on elevating your interviewing skills, it's titled Become A Great Podcast Guest. Here is the link to learn more about it: http://bit.ly/3cPlg8n Wealth Academy Podcast Host - Paul Lawrence Vann E-Mail - info@paulvannspeaks.com Office Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, April 06, 2021
Wealth Academy Podcast - Episode #121 - Stacey Patterson Shares Expertise On The Travel Industry And On Her Role Leading The Left Lane Travel Agency
Stacey Patterson provided a breathe of fresh air on a wonderful spring day and she discussed what we all have on our minds...traveling. COVID-19 resigned us to our homes, apartment, and abodes and there is one thing we all want now and that is to travel. As founder and President of The Left Lane Travel Agency, Certified Travel Advisor Stacey Patterson provides a wonderful perspective of the industry and her business operations. Stacey shared insight on the following issues: - The genesis for becoming the founder of her travel enterprise. - Stacey discussed her greatest business challenge. - She provided insight into her greatest success as an entrepreneur. - That shift most entrepreneurs experienced during the beginning of the pandemic was shared as it pertained to her business experience due to COVID-19. - Projection for 2021 for The Left Lane Travel Agency. - Stacey shared messages she received from the travel industry that is being communicated now that a vaccine is being distributed to people? More about Stacey, after having the opportunity to travel internationally at an early age, and understanding the impact that travel can have on a person, Stacey has always found joy in sharing travel with others. She has first-hand experience traveling with young children and multi-generational families. With six years of professional experience as an independent travel advisor and decades of travel knowledge, Stacey is skilled in matching client experiences to client expectations. She has personally visited several international destinations, including locations in Canada, Mexico, Greece, Japan, Italy, France, Spain, Egypt, UK, Jamaica, Dominican Republic, Bahamas, Netherlands, Belgium, Malta, and Turkey. She has also visited over half of the U.S. states. Stacey is ready and able to assist in creating an ultimate travel experience for you, your family, and/or friends. Discover more about Stacye Patterson and The Left Lane Travel Agency at the following website: http://bit.ly/3wugh4L FB - TheLeftLane Instagram - @travletheleftlane Website: http://thenumberonelane.com Host - Paul Lawrence Vann Email: info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, April 05, 2021
Wealth Academy Podcast- Episode #120 - Become A Great Podcast Guest Coaching Program
Join Coach Paul as he takes you on a journey to improve your interview skills. Podcasting is the hottest platform, one in which you can become a part of as a podcast guest. All too often guest are nervous and in some cases frightened to be interviewed because they're introverts and don't have the skill sets to become a successful interviewee. Coach Paul is taking on clients to help them become exceptional interviewees. Coach Paul was trained by an author who happened to be a Hollywood Reporter years ago and today he continues to receive training and he passes on his expertise to others. Here are a few things you will receive as a student of Become A Great Podcast Guest Coaching Program: Assess your interview skills today What is your niche, area of focus as a speaker Practice interviewing skills Pitching podcast host What value will you add to the podcast host audience? 3,2,1,...time for interviews with podcast host This is going to be a remarkable journey, Get ready to rumble! Invest in yourself by signing up for this four (4)-week podcast guest coaching program. Here is the link to invest in yourself, do it today: http://bit.ly/3cPlg8n Host - Coach Paul Lawrence Vann Office Phone - (800) 341-6719 Email - info@paulvannspeaks.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, April 02, 2021
Wealth Academy Podcast - Episode # 119- Mardi Winder-Adams Certified Divorce Transition Coach & Mediator Advocates For Women Executives & Leaders
In keeping with the mission of Wealth Academy Podcast, we bring on the best of the best guest experts in their industry and Mardi is exceptional at what she does. She leads Positive Communications Systems, LLC and she advocates for women who are experiencing tough times as executives, leaders, and being at the center of their family at home. while preparing for a divorce. Mardi Winder-Adams is a Certified Family & Divorce Mediator in the U.S. and Canada and she is trained and has expertise as a mediator. Mardi helps women understand the impact divorce has on them and their family and helps them prepare for and plan to understand their entire life is changing. Mardi brought up a lot of important points centered on divorce and one of them consisted of helping women understand its okay not to feel okay during a divorce, she walks with her clients, provides confidentiality which is very important, and she has no agenda when it comes to being a divorce coach with mediation skills. When a person is going through divorce one of the best qualities a divorce could can have is exhibiting trust, it plays a pivotal role in the divorce process. During this episode with Mardi, listeners discover a divorce coach provides strategies to assist women executives and leaders and provide them with a level of confidence they otherwise wouldn't have going it alone. It's important to note that divorce doesn't have to be adversarial and in fact today there are collaborative divorces whereby each party to the divorce has a lawyer represent them with the full intention to never go to court, mediation plays a major role in this type of divorce. I encourage listeners to have their family, friends, and colleagues listen to Madi Winder-Adams shares her expertise as a divorce coach and mediator, it will change the way you think about a divorce, especially women executives and leaders. Learn more about Mardi at https://bit.ly/39A1knL , schedule a 45-minute consultation with her and you will be glad you did. Rate and review Mardi Winder-Adams episode on Apple Podcasts and provide her with a 5-star rating, she is great at what she does in an industry that is all about people. Host- Paul Lawrence Vann Email - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, April 02, 2021
Wealth Academy Podcast - Episode #118 - Enter To Win Free Money Coaching Session #11 With Financial Coach Vann
Coach Paul took questions from Enter To Win participants and he answers their questions adroitly. The first question from a listener was centered on the following: Do U.S. citizens that received stimulus checks from the U.S. government have to file it on their 2020 tax returns? Wonderful question and as you listen to this episode you will learn more about it and more because Coach Vann has conducted thorough research on it. The second question asked by a participant consists of when will people be able to go by to work full-time. This is a question more suited for someone at the human resources (HR) offices, however, I simply stated a lot of the decisions as to whether a person returns to work will be at the behest of the local department of health, the governor of a state, and the Centers For Disease Control. It was a fair question because one's earnings will be a part of the decision from an employee's perspective. Will a fourth stimulus check be provided to U.S.citizens who meet the eligibility criteria? Great question and oddly enough it's being discussed in Congress and at the White House. More to come on this matter because an assessment of the first three stimulus checks and its impact on stimulating the economy is being calculated with each passing day.' I highly recommend that listeners refer this episode to their family, friends, and colleagues because either of these three questions provides food for thought. Rate and review this episode and go to Apple Podcasts and provide Paul with a 5-star rating. Discover more about Paul Lawrence Vann and Wealth Building Academy at this link: https://bit.ly/3fA9u3m Host- Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 22, 2021
Wealth Academy Podcast - Episode #117 - Patty Callwood Founder & Owner Of True Serenity Tea, Inc Provides Expertise On Health & Wellness
Host Paul enjoyed interviewing Patty Callwood from start to finish of this episode. Patty shared the mission of True Serenity Tea (TST)which is to provide high quality, innovative and delicious loose leaf teas and tisanes so one may enjoy a serene tea-moment any time of the day. Listeners discover a new perspective on tea which is happy, serene, and satisfied customers are a top priority. Patty takes delight in assisting each customer every month in finding that state or quality of serenity in their own life. Listeners in the Wealth Academy Podcast community discover what True Serenity Tea is all about. True Serenity Tea is a monthly tea subscription box that contains award-winning loose leaf teas from around the world, tea blends, and tea accessories shipped directly to customer's doors every month. True Serenity Tea takes pride in customer service and treats all of its subscribers as part of their family. Patty states their customers are blessed and honored to be considered as one of the best tea subscription boxes since 2017. So you want to learn more about Patty Callwood? She loves drinking tea of course (Earl Gray is her favorite), loves helping others, is a Christian, a wife, and a mother. She started TST to start a journey of drinking healthy and beneficial beverages. And to share with the world that drinking tea is not just for the elite but for everyone. Patty believes that if you are truly experiencing tea, it should be fun, serene, and rewarding at the same time. Hence the name "True Serenity Tea". Serenity is the tranquil balance of heart and mind. Note that tea also plays a role in the mental health of her customers and people in her local community as well, she works with diverse clients that require her assistance and this is one of her passions and has been so for many years. Patty also works with veterans and provides teas in support of them as well. Patty Callwood's tea has been included in Oprah Magazine, provided as part of swag bags at the Oscars, Essence Fest, Black Enterprise Magazine, Patty has been interviewed on Wake Up With Marci and Macy's Market Place in Boston and Walmart Market Place. Discover more about True Serenity Tea at: www.trueserenitytea.com and by email trueserenitytea@gmail.com Rate and review this episode with Patty Callwood and please provide a 5-star rating, thank you in advance for your assistance. Host - Paul Lawrence Vann E-mail - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 22, 2021
Wealth Academy Podcast - Episode #116 - Coach Paul On Finding A Side Hustle To Help Generate Income
Given the pandemic we've been impacted by over the past year, we have to get as creative as we possibly can. Side hustles aren't your traditional 9-5 jobs, rather they unconventional to a large degree. Coach Paul provides a few side hustle that will spark your interest and move you forward as you entertain the possibilities of earn income to get you on your path to earning income and generating wealth. This list of side hustles isn't a complete listing, rather it provides you with ideas of how to get started: Transcriptionist Virtual Assistant' Call Center Rep Website Design Surveys Podcast Creator Rent Out A Room In Your House, Airbnb Rent Out A RV Launch An Online Course Sell Gigs On Fiverr There are more examples one may ponder, however, this gets you started. Enjoy this episode and conduct some research and the likelihood is you will find one that aligns with your income earning and wealth-building goals. Host - Coach Paul Lawrence Vann E-mail - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 22, 2021
Wealth Academy Podcast - Episode #115 - Andie Monet Founder & CEO Of Strategic Solutions & Development International Inc. Helps Business Owners Increase Sales Without Increasing Costs
Andie Monet has a special gift of helping business owners increase sales without increasing their costs. She is known as a Take Action” Business Growth Strategist, and over the years Andoe has been advising, supporting, and guiding small businesses since 18 years old. During this interview, listeners discovered Andie's vast academic and technical expertise, and to add to her remarkable background Andie shares how she developed and perfected her process of helping others truly understand their business needs. Listeners discover that Andie Monet began her education with physics and engineering, and over time she found that her calling was business, and companies that work with her are thankful she made the switch. Andie received an Accounting and Finance degree and then her MBA and quickly rose to a senior position in one of the big five accounting firms by the age of 20, she is a remarkable business expert. Andie shares how working in other countries was quite an experience, she used her expertise to transform economic and financial infrastructure at an international level and in many ways, she realized her dreams. Today, Andie Monet works to live her passion to help those she could impact the most: Small business owners. Andie's firm is Strategic Solutions & Development (SSD) International Inc., and she helps small business owners create and customize solutions to move them from fear and confusion to confidence and clarity, understand the next steps, and take strategic action. Small business owners who know they need growth and improvements but don’t know what to do next can reach out to Andie to help them move forward with their next step. SSD helps entrepreneurs come out of the bubble by providing strategies for growth, cost improvements, and financial management, as well as increasing sales and streamlining processes. SSD’s niche includes labor-intensive industries, such as manufacturing, construction, software, and professional services like doctors and lawyers. Discover more about Andie Monet at www.andiemonet.com E-mail:andie@ssd-intl.com IG: andie.monet_SSD CH: AndieMonet Rate and review this episode on Apple Podcasts, be gracious and provide a 5-star rating, thank you very much. Host - Paul Lawrence Vann E-mail: info@paulvannspeals.com Office - (240) 416-5077 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, March 21, 2021
Wealth Academy Podcast - Episode #114 - Paul Lawrence Vann's Podcast Journey, Highlights & More
Paul Lawrence Vann is just getting started as a podcast host and guest. He's enjoying his journey as a podcast host and he's just getting warmed up. On August 18, 2020, Paul and fellow students launched their podcasts and he hasn't looked back. His launch consisted of two solo episodes and one guest and today this is episode #114 with several to follow shortly. What Paul has learned is to approach podcasting from a business perspective and be as professional and treat guest experts with care. Today Paul Lawrence Vann's podcast has listeners and subscribers in over 38 countries. He interviews guest experts from the U.S., Australia, U.K., Scotland, Chile, Ecuador, Jamaica, Sweden, and many other countries. Paul has also created a Clubhouse room titled Club Wealth Academy and he discusses topics such as wealth building, podcasting, and more. Join him @paulvann, club wealth academy Paul encourages you to listen to his podcast and rate and review and provide a 5-star rating on Apple Podcasts. Prepare to listen t several episodes over the coming days and weeks and thank you in advance for your support. Host Paul Lawrence Vann Email: info@paulvannspeaks.com Office: (800) 341-6719 Podcast Website: www.wealthacademypodcast.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, March 17, 2021
Wealth Academy Podcast - Episode # 113 - CEO Asia El Empowers Women Wellness Through Her Diverse Artisan Body Care & Home Product Line
During this episode, you will discover how this Army veteran applies the skills she developed in the Army with emphasis on her finding her voice and letting people know she's present and accounted for as an entrepreneur and creative. It's great to know that people around the globe hear Asia's voice through her remarkable product line. Asia's vision for Asia El Artisan Body Care started at the age of ten and the spark has never been extinguished to the delight of her customers today. Asia shared her greatest challenge and her greatest success and they're inspirational for everyone listening to this episode. Asia shared how she made a shift a year ago when COVID-19 made its appearance in her life. The fact of the matter is, Asia was recovering from a life-threatening medical challenge, and through a recovery period, her wife took up the reigns while she was recovering from her medical challenge and as a result of people no longer going to the largest flea market in Los Angeles where they had a space to present their products, more people purchased products online, so in essence, their business thrived during the lockdown because more people were home and purchasing products online. Asia El is co-host and moderates The Soap and Candle Maker's Club on Clubhouse and it is exciting for everyone that attends it, they meet every Sunday evening at 7 PM (EDT), and entertain questions from people around the world. Contact: Asia El by email at asiael@asiaelbodycare and on IG @asiaelbodycare Encourage your family, friends, and colleagues to listen to this episode and you will be inspired and motivated to deliver to your customers with passion and purpose. Asia El is an awesome podcast guest and I recommend other podcasters interview her. Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, March 17, 2021
Wealth Academy Podcast - Episode #112 - Paul Lawrence Vann's Clubhouse Experience & Founder Of Club Wealth Academy
Host Paul has been on Clubhouse for a period of one and a half (1.5) weeks which is infancy since this platform initially started. Paul hosted a room on March 6, 2021, and over the course of time, he went from 10 followers to 115 in the brief time he has been on the platform. What you need to know when you go on Clubhouse is to be curious, learn as you go, raise your hand and participate, and then start joint venturing, partner with others, and ensure your primary goal is to build relationships, share your expertise and be consistent in your attendance and participation. Make no mistake about it, you can learn a ton from moderators, the guest they introduce to their Club and raise your hand and get on the stage and share your brilliance. Paul has done this several times on different stages to include Clubpod, Hustle House, and many others. Clubhouse is a wonderful venue for podcasters because the formats are similar and yet nothing is recorded unless a moderator is recording their podcast guest while in CH. I Founded Club Wealth Academy and am gaining members and followers organically. Thumbs up for me as to my opinion of whether I like the Clubhouse, a resounding yes for me. Note that at this time Clubhouse is for people who have an iPhone, the platform is working on android and it's just a matter of time before the platform opens up to more people, it's currently in the beta format at this time. Join me in Clubhouse - @paulvann Club Wealth Academy Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, March 16, 2021
Wealth Academy Podcast - Episode #111 - Dashana Jefferies, CEO Of A Passport 2 Breathe Empowers Women Through Mental Wellness Coaching
It was truly an honor to interview CEO Dashana Jefferies. She is the owner and founder of A Passport 2 Breathe. Prior to founding A Passport 2 Breathe, Darshana had rocked the corporate world for over 20 years. She has worked her way up from a Telecomm Engineer, to a Program Manager. In essence, Dashana was society's definition of success. Dashana shares how she was traveling around the world and she would continually be told by those looking at her life, “I want to be like you when I grow up”. However, on the other side of the smile and pictures was darkness. Even though she made it in the corporate world, she was not being paid her worth, she was mentally and physically tired, she hid from the world behind the smile because she still wasn't happy. Her mental health had taken a beating and she was lost and she is not alone however she is an overcomer. In 2018 Dashana hit rock bottom mentally. Call it a mid-life crisis, or whatever, but she was stuck and there was no “just” praying herself out of it. Through therapy, Dashana was diagnosed with Clinical Depression, PTSD, and Anxiety. With this new information, Dashana began pulling herself up out of the “rut” through therapy and mental wellness routines she created. Through this journey, Dashana killed her imposter syndrome and made career moves to be paid her worth. In addition, and the most important, she found her purpose. Dashana officially became a Mental Wellness Coach and birthed A Passport 2 Breathe along with her best friend Dr. Cristina Tejada-Reamon. She recognized that she wasn’t alone and that there are many others who are stuck because of their lack of mental health, and that is where Dashana steps in. Today, Dashana continues to mentor and coach numerous women in their careers by helping them find their peace and purpose. Dashana makes sure that her tribe knows that she will meet them where they are, and not where they pretend to be. What an awesome guest expert and I highly recommend that other podcast host interview Dashana Jefferies she is wonderful to work with. Dashana will be hosting a wellness group coaching session on May 10, 2021 and a women's wellness retreat in Curacao November 4-8 2021. Discover more about Dashna at www.apassport2breathe.com and on her Facebook page: A Passport 2 Breathe Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, March 16, 2021
Wealth Academy Podcast - Episode #110 - Paul Lawrence Vann On The Importance Of Becoming Financially Free In 2021
COVID-19 has taught and continues to teach us a lot about our money mindset. Case in point it's bad enough that we're still navigating this pandemic, however, when we think about the shift it has caused us financially, many people didn't see it coming. One of the books that caused a shift for me years ago was reading the book The Millionaire Next Door by Dr. Stanley, and Dr. Danko. This book was groundbreaking for me and it continues to be so to this day. One of the things they share is when it comes to wealth building it takes discipline, sacrifice, and hard work, and I totally agree. Sadly as the quote goes, "Rich people live like they are poor and poor people live like they're rich." This quote can't be emphasized enough because some people that are wealthy don't act like they are, and poor people who aren't rich try to act as if they are. The bottom line is everyone needs to get real about their financial life and if they don't they will suffer the consequence of living paycheck to paycheck. I highly recommend that people get off the hamster wheel when it comes to their finances because they stand to lose a lot of money due to interest rates on vehicles, mortgages, personal loans, student loans, and more. There is more discussed during this episode, recommend that your family, friends, and colleagues listen to this episode. Go to Apple Podcasts and rate and review this episode consisting of a message for everyone to become financially free in 2021. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 15, 2021
Wealth Academy Podcast - Episode #109 - Shelley Moise CEO Of Noelle's Garden Home & Body On Skincare Wellness For Women
Shelley Moise leads Noelle's Garden Home & Body and she is a master soap formulator and instructor. She specializes in natural artisan home and skincare products for all skin types. Host Paul enjoyed interviewing Shelley and she shares her greatest business challenge and her greatest personal challenge which was donating her kidney to her mother, it goes to show you that she is a very loving and focused woman, human being, and caregiving entrepreneur. Shelley served over 20 years in the United States Air Force and just as she served with distinction in the military, she brings the gifts of leadership, working with people, making a positive difference in the lives of others, exceptional communications skills, and more to the table leading her business. Her target market is women because she knows how hard women work on their job, as entrepreneurs, as parents, and more. Learn more about Shelley Moise at Clubhouse, her Club is called, The Soap and Candle Maker's Club, they meet every Sunday at 7 PM (EST) to discuss topics surrounding soap and candlemaking. Shelley's mission is skincare and to lead her community into self-care through healthy skin, healthy eating, and exercise. Discover more about Shelley Moise at www.noellesgarden.com Email- info@noellesgarden.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 15, 2021
Wealth Academy Podcast - Episode # 108 - Financial Coach Paul Vann Answers Coaching Questions Asked By Enter To Win Guest, Coaching Session #10
In what continues to be great questions from Enter To Win Free 30 minute coaching sessions, Coach Paul answers three questions from amazing guests. Three different guests ask the following questions of Coach Paul, they read as follows: When I file my 2020 taxes, do I have to include the stimulus checks I received as earned income? Coach Vann as a money coach, what kind of clientele do you work with, what are your criteria when coaching people? When will I receive the third stimulus check? Enter To Win guest asked three amazing questions and Coach Paul answered them all. Listen in and you will receive answers just as the guest asked them and is receiving them. Continue to Enter To Win a free 30-minute coaching session with Coach Paul at www.wealthacademyprograms.com/enter-to-win Host-Paul Lawrence Vann Email-info@paulvannspeaks.com Office-(800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 15, 2021
Wealth Academy Podcast - Episode # 107 - Deb Monfette Founder Of Contenttriggers, LLC Shares Expertise On B2B Content Creation, Strategy, & Customer Experiences
Wealth Academy Podcast listeners and subscribers receive a deep dive into content marketing from Deb Monfette during this episode. With over two decades in corporate, 4 startups, and her own content business, she has combined her customer experience with content to creatively solve problems. It's a real strategy for real people and her ideas contain a holistic roadmap with everyday content, based on experiences. Deb shares how she created The Irresistible Content Code to help people get back to the basics and keep the customer at the center of their content. It's not based on the next shiny object, trends, or tech. Deb helps B2B businesses attract dream customers with an "Irresistible Content" Master Plan. Deb Monfette is a real-world customer experience enthusiast and content marketing writer and strategist. She created Contenttriggers to help people solve problems, but soon realized it's more than that. She helps people see the possibilities for change by showcasing how others overcame their challenges and highlighting their experiences. These are things people remember long after consuming content. And that no one else can copy. Let Deb help you simplify why your new or complicated solutions matter in a way that your audience understands. She shows them the possibilities for change. Then, dive deeper into more information to help them make smarter decisions in your favor. Deb also shared the three Psychological Needs discovered by the Self-Determination Theory organization on human motivation. Website is www.debmonfette.com . Listeners receive the following: Free Playbook - via the Link How to Inject Your Case Studies with Action Power: The Mighty Playbook https://bit.ly/3aUMKsh Connect with Deb Monfette on Social Media: LinkedIn = www.linkedin.com/in/dmonfette/ Instagram = https://www.instagram.com/deborahmonfette/ Clubhouse: @debmonfette Host- Paul Lawrence Vann Email - info@paulvannspeaks.com Office: (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 15, 2021
Wealth Academy Podcast - Episode # 106 - Paul Lawrence Vann Provides A Synopsis Of The $1.9 Trillion Stimulus Bill
As Americans struggle financially and otherwise, the $1.9 trillion dollar stimulus bill is now law and regenerating throughout the country. During this episode, Paul Lawrence Vann provides a synopsis of the grand bargain to help Americans and America moving forward. So what's in the stimulus that impacts you are someone you know: $1,400 stimulus checks to people who earn under $75k and couple with incomes not more than $150k $300 weekly unemployment Up to $3,600 child tax credit per child under 6 $3,000 annual benefit per child ages6-17also $300 month for children under 6 years of age, $250 for each child 17 and under $25 billion in rental assistance When do the $1,400 stimulus checks arrive? Some checks will be arriving this weekend however check the status of yours at www.irs.gov/coronavirus/get-my-payment Rate and review this episode on Apple Podcasts and provide a 5-star rating, it's appreciated. See all of my episodes at www.wealthacademypodcast.com Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office # (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, March 14, 2021
Wealth Academy Podcast - Episode # 105 - Ansonia Gibbs Shares Expertise On The Evolution Of Born 2 Speak 2 You & Online Training Programs
When it comes to a great podcast guest Ansonia Gibbs is the one and I enjoyed introducing her to the Wealth Academy Podcast community. Ansonia is a member of Toastmasters International and she knows how to effectively communicate her business's mission to her target market. Ansonia and her husband lead a dynamic corporate online training program, the kind of which provides the following: Bring your training programs online with eLearning library of courses. Born 2 Speak 2 You is an entire library of self-paced online learning courses. Available 24 hours a day...everyday. Work, study , and learn at your own pace. Each seat is for sixty (60) days. "Technical skills will get you the job, but training in soft skills will help you keep it." Visit Ansonia Gibbs website at https://born2speak2you.com/ Go to Apple Podcasts and rate and review Ansonia Gibbs episode and give her a 5-start rating, thank you for your support. Host Paul Lawrence Vann Email - info@paulvannspeaks.com Phone (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, March 13, 2021
Wealth Academy Podcast - Episode # 104 - Paul Lawrence Vann Discusses Clubhouse And How It Aligns With Podcasting
Paul states in many ways he's an early adopter when it comes to technology and the various platforms available to entrepreneurs today. As host of The Wealthy Speaker Talk Radio Show and Wealth Academy Podcast, Paul has hosted his fair share of solo episodes, guest interviews, and more. Clubhouse is in the beta stage at the time, so Paul along with millions of other people have jumped on Clubhouse and continue testing and trying out the platform. We've all heard about Clubhouse, but it's completely different when you actually sign up for an account with them. The first thing I did was sign up to Clubhouse, I provided a biography, linked my Instagram and Twitter accounts to it and it was off to the races. I elected to listen to different people moderate a CH room and I trended to listen to Steve Olsher's Clubpod rooms which are rich in moderators and discussions. I didn't raise my hand during the first two weeks listening and then I host a room and got the hang of the flow involved. I was fortunate to be able to connect with a couple of entrepreneurs that host a CH and they volunteered to moderate with me and it's a lot of FUN. After my personal experiences moderating, I visited other rooms, raised my hands, and provided knowledge to everyone listening and it led to connection after connection. I started my own club, which is titled Club Wealth Academy. I like CH and I see an opportunity to host podcast episodes on CH. Look for me hosting podcasts over the CH platform, the timing is right for it. Rate and review this episode on Apple Podcasts and provide a 5-star rating, thank you in advance for your assistance. Tune in to listen to episodes of Wealth Academy Podcast at http://www.wealthacademypodcast.com Host- Paul Lawrence Vann Email - info@paulvannspeaks.com Phone (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, March 12, 2021
Wealth Academy Podcast - Episode #103 - Marcia Moran Author Of Stroke Forward Provides Insight On Health, Stroke & Brain Injury Recovery
In what was an incredible interview with Marcia, she provides listeners with rock-solid advice about strokes because she experienced a stroke in 2014 and it happened at a time she was in good physical conditioning jogging on a routine basis. Not only did Marcia experience a stroke, but she has also written a remarkable book titled, Stroke Forward. Marcia states and I quote, "Until it happens, none of us realize how frightening a near-death experience truly is." As host of Wealth Academy Podcast, I met Marcia virtually during a meeting and I knew from the very start that she was going to be a remarkable guest and she surpassed my expectations because she provided so much content-rich insight, the kind of which most people never receive and for this I'm grateful to Marcia and to everyone in our listening community and the fact that she has so much grit and continues to recover from her stroke to this day. Not only will you learn why it's important to honor your mind, body, and spirit, but to also pay close attention to those in your family because when someone in your family or you have a stroke, it quickly becomes an all-hands-on-deck affair. I'm not going to try to explain what it's like to have a stroke, Marcia Moran is an expert and this podcast episode will provide you with stellar insight and knowledge, unlike anything you've ever heard before. Listeners also will better understand the pivotal role caregivers play in the life of a loved one who has a stroke. Marcia shares how her husband Jom had to quickly learn that he had to speak for her when she suffered a stroke in 2014 because she couldn't speak for herself. To really get the best insight and acquire more knowledge on strokes, get members of your family copies of Marcia Moran's book. If you are someone who is a patient and with a serious brain injury looking for hope and insights into ways to keep moving forward with your recovery, Stroke Forward is the book for you. Purchase Stroke Forward and get several copies of it at www.strokeforward.com I encourage you to go to Apple Podcasts and rate and review Marcia's interview and provide a 5-star rating, thank you very much for being so gracious. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, March 04, 2021
Wealth Academy Podcast - Episode #102 - Paul Lawrence Vann Money Coaching Session #9 Q&A For Listeners
During Enter To Win coaching session #9 of the 52-week schedule, Money Coach Paul Lawrence Vann answers questions from listeners who want answers to their most pressing financial questions. You're going to enjoy listening to the responses Coach Paul provides. The questions read as follows: The listener stated that after receiving payment for the work she does, that at the end of the week she doesn't have much money left over after paying her debts. She asked me what can she do to avoid this happening in the future? Another listener stated he wants to know how to get his finances under control, he asked me what do I recommend he do to once and for all, align his finances and he wants me to provide recommendations? The third and final question pertains to a parent that has a child graduating from high school next year and they want to know what they can do to avoid massive student loan debts, what do I suggest they do? Tune in to listen to Coach Paul answer these three questions during this money coaching episode that enhances the financial life of listeners. Rate and review this episode on Apple Podcasts and provide a 5-star rating, thank you for your support. Link to Apple Podcasts https://apple.co/3hb6QyY Host- Coach Paul Lawrence Vann Email info@paulvannspeaks.com Office # (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, March 02, 2021
Wealth Academy Podcast - Episode #101 Corina Zanner-Entwistle Works With Executives & C-Level Professionals Who Struggle Under The Pressure To Perform At Their Highest Level
Corina Zanner-Entwistle leads Executive Mind Solutions it helps executives and professionals who struggle under the pressure to perform and feel isolated at the top to become more confident leaders. She speaks the language of her audiences and she does it because she is trained and skilled in the discipline of working with executives and C-level staff to assist them in overcoming the struggles they experience due to isolation and overwhelm. During this interview, Corina shares how executives work long hours and it impacts them at work and follows them home and if they encountered conflict at work, the trail leads to home and the family. Corina provides a backstory on her greatest challenges and greatest successes and she has lived in seven different countries and each time it entailed starting all over again and learning the new culture and navigating life and the twist and turns it provides, she is well equipped to navigate new surroundings. Working in the mental health field provides Corina with the opportunity to make a positive difference with her clients who oftentimes aren't aware they're under stress because they think it's just apart of being a leader is, however, she helps them to get aligned with the importance of self-awareness, being transparent about their condition so they can become more confident leaders who truly live to operate in a work-life balance state of mind. Corina shares an insightful behind-the-scenes look at what a group coaching session involves, to help listeners better understand what she provides executives and C-level clients. Perhaps you're aware of an organization's leader that can benefit from the expertise of Corina Zanner Entwistle's expertise, discover more about her and her business you can connect with Corina on linked and at her website http://bit.ly/2PsdkRe Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, March 01, 2021
Wealth Academy Podcast - Episode #100 - Paul Lawrence Vann's 100th Episode Celebration
My journey as a podcast host began in July 2020 and culminated in me registering for the Ultimate Podcast Launch Formula (UPLF). I along with over thirty-five other coaching students prepared under the leadership of Doug Sandler and Strickland Bonner two extraordinary human beings. The UPLF positioned me to get ready for the launch date of August 18 and I was prepared and ready for launch. I started out with three podcast episodes, two solo and one with a guest and I haven't looked back since that time. After the UPLF coaching ended I registered for the Next Level podcasting coaching program that centered on revenue generation and only three weeks into the program, I provided sponsorship services to an author that invested in my 30-day package thus I earned revenue from the Next Level course before I completed the program. I'm here to tell you that Doug Sandler and Strickland Bonner are two of the best in the podcast business and all you have to do is invest in yourself, follow their model and you will be on your way. It all seems like a blur to me today because I've produced over 97 episodes of my podcast in less than seven months. I invested even more in myself and my podcast by enrolling in Doug Sandler and JJ Filzanes, building your community, developing your sales map strategy, successfully using funnels intensive with them. I must say by following their leadership and expertise, it truly took me to the next level of my podcast marketing strategy and revenue-generating platform, I couldn't have done it without them. So today I celebrate Wealth Academy Podcast 100th episode and yet I have so many more episodes to produce in 2021. Lookout community, we're in for a special year, one that builds influence, community, and generates revenue. I will also be interviewed on other podcast guest platforms and I will be sharing a ton of wisdom with listeners with other podcast communities as well as live stream episodes and host on Clubhouse. I set a goal on January 1, 2021, to interview guest that apply for me to coach them in a program titled, Enter To Win Money Coaching, the guests provides a question or two and I coach them through a money situation they have and its FREE. My goal is to provide 52 free money coaching sessions, thus one FREE 30-minute coaching session each week for a year and I have the expertise of Dr. Askia Davis, Sr to assist me during this process and he is an amazing investor that assists listeners with his expertise. I thank all of the guest experts I've interviewed since August 18th from the U.S. and around the world, listeners from over 34 countries, people who have listened and rated and reviewed Wealth Academy Podcast, and of course to my cohorts in UPLF and Next Level Podcasting, family, and friends, and podcasters that interviewed me over the past year, I couldn't have done it without you. I request that you rate and review this episode and provide a 5-star rating on Apple P
Mon, March 01, 2021
Wealth Academy Podcast - Episode #99 - Ashley Cook, Content Marketer and Founder of ASAP Copy & Coaching
When it comes to providing exceptional copywriting, few if any compare to Ashley Cook. Wealth Academy Podcast community and listeners in the U.S. and abroad you are going to enjoy listening to Ashley Cook of ASAP Copy share her greatest challenges and her greatest success. Ashely is a force of nature in that she identified her purpose early on in life and reading and writing played a great role in her genesis as a writer and today as she continues to make a great impact on the small businesses she works with. She is your "saleswoman behind the keyboard." and with over 13 years of experience, Ashely provides analytics, sales, and marketing when she works for her clients. Listeners discovered that when small businesses work with Ashely, she will give you the words, that get you results. She provides organizations with copywriting services, and copy editing and Ashley knows the importance of words and they matter. What does Ashley provide her clients? The words Ashley writes for her clients can heal, inspire, and persuade and she is the small business copywriter of choice, She is a book coach and has the experience to support clients with their needs and if it's more clients that you need, she should be your copywriter of choice because can accommodate this client acquisition goal for you. Ashely will provide you with a free 20-minute consultation to discuss your important communications goals for your small business. Ashley's website - https://www.asapcopy.co Instagram Handle asapcopy.co / Facebook Handle asapcopy.co Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, February 26, 2021
Wealth Academy Podcast - Episode #98 - Don't You Worry About A Thing, Focus on Yourself & Be Empowered
I know I'm not alone in receiving emails, social media, and phone calls about the status and conditions of things taking place in America today. As host of the Wealth Academy Podcast, I have a duty to be up to date and observe what is taking place in the U.S.A. I recommend that we all take a step back and take in our own power because it will serve us a lot better than getting caught in the crosshairs of overwhelm. During this episode I recommend that we avoid watching the media every day and all day, it's not good for anyone to do so. What I recommend we all do is to focus on ourselves and control what we can control and let the big picture national leader thingy do what it's supposed to do...serve the American people. I'm not suggesting that the leadership in America or any other country is always going to do the right thing for its citizens, however, we can be hopeful. Walk by faith and not by sight and since life is an inside job, work on your mind, body, and spirit because you can control it. We don't live in a perfect world, so consider that you as an individual is the start of positive change and you have the power to change yourself, influence your family, and help make your community a better place to live. We can all improve ourselves in mind, body, and spirit through prayer, meditation, mindfulness, and more. All we can hope for is that our national leaders in the White House and Congress do right by its citizens and we will receive the medical care we need during this pandemic, have a roof over our heads, and have food to eat. Rate and review this episode on Apple Podcasts and provide a 5-star rating. Have a great day everyone. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, February 26, 2021
Wealth Academy Podcast - Episode #97 - Monica Bozinov Shares How She Shows Entrepreneurs Their Worth & Money Magnet Mastery
Make no mistake about it Monica Bozinov is a very gifted coach and has the gifts, training, and expertise to help CEOs, coaches, and consultants focus on their inner game, and go beyond 2.0 and conquer the 6-figure barrier. It's not easy for some employees to ask for what they deserve, that's when Monica arrives to help them overcome this shortfall. If you're an entrepreneur who wants to work less and make more money, Monica can show you how to up-level your focus and get what you deserve. Monica shared three pillars in which you can improve your status as part of her Money Magnet Mastery program and they read as follows: Three Pillars Family paradigm Accumulated experiences Self-worth The Money Magnet Mastery program is a 6-week, full-on program. that does the following - Let’s: - clear your biggest money blocks - get you on the fast track to earning EVEN more - create a new level of wealth This is about you feeling FREE to be the most powerful, on-fire version of yourself to earn MORE and create riches without limits. You’ll be guided. Step by step we will uncover, identify and clear/eliminate limiting beliefs, hidden programming and any financial trauma that is currently holding you back. As we clear the roots to your deepest blocks to both money AND your value, we bring out more of your natural confidence, personal power, and enthusiastic action… One of the most important areas of focus Monica covered was to not rely on your will, rather change the resistance and programming because it will lead to transformation. She is an authorized Tapping Into Wealth Coach and Monica shared the benefits of tapping and it consists of finding the core issue surrounding life challenges, reduces stress response to the primary program and it typically provides results in 90 days. Tapping is for the emotions impacting people, vibrations make a positive difference in the life of people. Tapping can positively affect people who are trying to lose weight, improve relations, get off of sugar addiction and much, much, more. Discover more about Monica Bozinov and her results-focused Money Magnet Mastery program at https://monica.kartra.com/page/mmm Rate and review Monica's episode on Apple Podcasts, please provide a 5-star rating. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, February 24, 2021
Wealth Academy Podcast - Episode #96 - Evakarin Wallin Guides Coaches From Being Stuck To Empowered In Business
Evakarin is known as the Queen of Transformation and it goes without saying that she is an expert and her quote is "When you help more people and yourself at the same time everyone wins." Evakarin helps listeners understand that it takes more than a mindset to make a lasting change. Working with women is one of Evakarin's areas of focus and she has a program in place that assist women entrepreneurs run their business with ease and confidence which is truly amazing. Being seen and heard is important for women entrepreneurs and Evakarin works to help women move into their power. Evakarin shared how here Expansion Methods works and it can work for you as well. Schedule a session with Evakarin and it will shift your consciousness. She states, ” What sets her apart from other coaches and mentors is that her work goes deep within and creates lasting changes. I can also teach you to do the same, so you can feel confident engaging me to guide you to solve these challenges .” You're going to enjoy listening to Evankarin shares why fear should not stop you and the importance of breaking through to faith and confidence. I encourage you and want you to understand if you are looking for a professional mindset mentor and coach who can guide you never to be stopped by your fears, frustrations, or overwhelm, you are in the right place. Evakarin helps you find the obstacles that stand in the way of you creating the life and business you want. Evakarin has close to 20 years of experience working with amazing clients with similar worries and concerns and has guided them to achieve remarkable success. Evakarin´s mission and commitment are to teach you how you can take any obstacle you face, and transform it into a possibility. Evakarin states, ” My path to becoming a teacher became clear at a very early age. I remember standing in my living room in a small village in Sweden. I was all by myself pretending I had a big audience, learning from my teachings. I was even speaking English. ” Evakarin thrives and is fulfilled knowing that her clients by finding peace in their mind, will feel better about who they are. They will be able to trust themselves and can achieve the visions they have. I enjoyed listening to her share how challenges in life is good for people because it helps them to grow, so awesome and atmosphere shifting for us all. Discover more about Evakarin Wallin at this link https://bit.ly/3qWNYc0 Rate and review this episode with Evakarin Wallin, please provide a 5-Star rating. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office Number - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, February 24, 2021
Wealth Academy Podcast - Episode #95 - Coach Vann - Discusses His Mind Over Money Coaching Intensive Starts March 2 2021
Coach Vann shares how his 21-Day Mind Over Money Coaching Intensive can help listeners overcome financial overwhelm. This money coaching intensive isn't for everyone however it helps people who are living paycheck to paycheck and don't have full control of their financial resources. The Mind Over Money Coaching Intensive helps people become financially free. It’s not about dollars and cents. It's about the respect you have for the hard-earned money you work for and your ability to get it to work for you and for you to become a good steward in the process. A good Mind Over Money Champion gets results—and that starts by empowering everyone in your household to have money talks, set monthly goals, and follow through with discipline. This virtual money coaching intensive helps you unlearn old and broken methods of managing money and help you identify ways you can adjust your money mindset to start getting the results. you know you deserve for today and in the future. Class details What: Mind Over Money Coaching Intensive How: Your investment consists of three (1) hour sessions that take place over the course of 21 days, hot-seat coaching will be conducted, daily check-ins, bonus (e-book), a peer accountability group, and a 1:1 strategy session for All-In members. Price: $497.00 (All-In) or $447 (Observer) When: March 2 - March 16, 2021 Who this is for: Men and women that truly want financial freedom, small business owners, organizations, families, and retirees who want to become wealth builders. Guarantee: A money-back guarantee is provided only after the first one-hour session, this will allow: registrants an opportunity to decide whether they want to go further into the coaching intensive which lasts three weeks. All-In Participant You want the full enchilada. This intensive coaching system gives you the direct feedback, training, bonus coaching sessions, and accountability you need to make the most progress. Only 5 All-in spots available Training sessions Daily check-ins Facebook Group Hot seat coaching option 1:1 bonus coaching session $497 Here is the link to enroll - https://bit.ly/2ZFcF0w Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office: (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, February 23, 2021
Wealth Academy Podcast - Episode #94 - Mitali Deypurkaystha Author Of The Freedom Master Plan & Book Coach Extraordinare
Host Paul Lawrence Vann states that Mitali is a joy to interview and she is a delight to introduce to Wealth Academy Podcast listeners, from around the globe, including the wonderful country and people of India. Mitali is known as the Authority Creator and is a leading copywriting and ghostwriter. Mitali's gift for writing started at a very young age, she helps coaches, consultants, and entrepreneurs eliminate four common problems they tend to have: 1.) hate selling and objection handling, 2.) tired and overwhelmed with content marketing and social media, 3.) want to earn more money, but don't want to work harder or longer and 4.) clients that are frustrating and a bad fit. She shared her greatest struggles and greatest success that helps her to live with passion and purpose. The way Mitali helps her clients eliminate the four common problems listed above is by helping them write an authority-building book and become a published author within 90 days (even if they have ZERO writing experience). Mitali states, "Once you're a published author, you'll find people come to your sales calls 'pre-sold' after reading your book. The book also becomes a bottomless source of posts and articles for your content marketing. The elevated authority you enjoy from being a published author allows you to charge higher coaching/consulting fees. And you find that clients that come via your book are always the perfect fit as your book is designed to attract the clients that resonate with you and your message." Mitali Deypurkaystha became a leading copywriter and ghostwriter, authoring seven business books that would generate over $5 million in additional business revenue and a further $2 million through sales pages and email marketing. You're going to enjoy this episode and Matali's book launch takes place on March 12. Join Mitali Deypurkaystha during The Freedom Master Plan book launch on Zoom on March 12th, it's FREE here is the link to register to attend http://bit.ly/3sjtFFY Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, February 23, 2021
Wealth Academy Podcast - Episode #93 - Money Coaching Episode #8 - Coach Paul Vann & Dr. Askia Davis, Sr Discuss Pensions
Income is how one can generate wealth and without it, it's not possible. Dr. Davis and Coach Vann share insight on how your pension can assist you in using your pension to take out a lower interest loan, invest in stocks, and or real estate. When you work and have money taken out of your salary, your employer will match and or provide a percentage towards your pension and at the end of your work life, you will have accumulated a nice investment that will carry you into retirement. Companies typically take your investments, add them to theirs and invest it in the stock market, mutual funds, and more to increases the returns for you and them. Some people aren't aware that they can take their pension and obtain a lower interest loan against it that saves them on the interest rate while it continues to remain in the pension account. That's not all, people can also take some of their pension and invest it in real estate and other investment options available. Tune in and listen to this episode and you will discover a lot about maximizing your investments by using your pension. Rate and review this episode and provide a 5-star rating and recommend it to your friends, family and colleagues. Host - Paul Lawrence Vann Email info@paulvannspeaks.com Office # (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, February 18, 2021
Wealth Academy Podcast - Episode #92 - Nkiru Asika Empowers Women Entrepreneurs To Step Into Their Authority
Nigerian-born Nkuri Asika is a brilliant and phenomenal human being and women's empowerment advocate that is on a mission, one she will surely accomplish. During this episode, Nkuri shared her mission with learners which consist of empowering women entrepreneurs to step into their authority, which is critical to closing the global gender gap in income, business opportunity, leadership, venture capital, and sharing their voices. That's not all, Nkuri is a branding expert and marketing strategist and she truly knows how to help individuals and organizations understand their brand and understand the power of building authority. Nkuri advocates for her clients to understand their voice matters, their message matters, and she works to help her clients get their message out so they can champion their clients. Nkuri helps her clients get clear about what they're doing thus clarity is part of her three-step process, followed by building authority, and generating revenue. This trinity is atmosphere shifting and listeners in the Wealth Academy Podcast community received a wonderful session that will assist them on their journey as entrepreneurs. Nkuri and 16 other amazing experts are hosting an empowering summit from March 3-6, Women Building Authority Summit. It consists of a 4-Day Live Learning, Networking, Lifetime Access to Video Recordings of 17 Expert Sessions, Digital Workbook, and the Authority Builder's Bundle. Prompt on the link below to learn more and Wealth Academy Podcast listeners receive a discount: https://summit.womenbuildingauthority.com/discount Email is nkiru@nkiruasika.com Website is nkiruasika.com Rate and review this episode on Apple Podcasts, please provide a 5-star review. Thank you! Host- Paul Lawrence Vann Office (800) 341-6719 Email - info@paulvannspeaks.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, February 17, 2021
Wealth Academy Podcast - Episode #91 - Paul Lawrence Vann On All Things Financial
The only thing I was thinking as a 10-year-old was working in my parent's grocery store is preventing me from after-school activities with my friends, playing football, and other sports. This was the start of my financial, money, and business life and what my parents considered to be a good start for me learning all about business. I owe my financial prowess to my parents and they saw in me what I didn't see in myself at the time. Years later after working with vendors of all kinds, I provided orders to the soda delivery drivers, bread delivery vendors, ice cream and milk vendors, fresh fish, and produce delivery employees. As I state to this day, I was an unpaid intern, I never received a penny but I had room and board, and food. I worked in my parent's store after school each day and all weekend. I learned how business works and I went on to graduate from high school and enrolled in college and majored in business administration and accounting. I started on my master's degree in business a couple of weeks after graduating with my undergraduate degree while continuing to work at UPS which I did for three and a half years, prior to entering the United States Air Force. After arriving at Wright-Patterson Air Force Base, my first duty assignment was as a cost analyst working on acquisition programs with defense contractors, thus more business, albeit at the highest levels with budgets upwards of $3.3 billion dollars. I completed my master's degree in business management and over the course of my 20 years in the USAF, I worked on many assignments that consisted of business and major contracts. I wrote this to say this...I'm your money and business guy and I've done it for years and it's not a coincidence that today I provide debt-free video courses, money intensive programs, and money champion programs. Discover more about my programs at www.wealthacademyprograms.com Host - Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, February 12, 2021
Wealth Academy Podcast - Episode #90 - Chile's Michael Landau Founded The From Stiff To Nimble Movement Program That Alleviates Pain
Michael Landau is an extraordinary man with tremendous gifts that he shares throughout this episode of Wealth Academy Podcast. Michael shares the inspiration behind his passion for transforming health and wellness and it's going to motivate you to be apart of this empowering program. While living in Austria for several decades Michael sustained and experienced tremendous pain as a musical performer and instructor, so much so that he experienced chronic back pain. Today he continues to design and structure his wellness program, From Stiff To Nimble which is the byproduct of COVID-19. People around the globe are sitting in front of computers and using mobile devices all day and they're not moving. Michael's program is an online course that addresses focused movement, mobility, movement interventions, and more that helps people become more conscious of the need to move. His mission is to give busy people with sedentary lives the opportunity to find joy and pleasure in movement and feel better, more able, flexible, and lively, through a tiny daily dose of Movement with Awareness. He is a Feldenkrais practitioner, a professional musician, a former university teacher, a Medicine Wheel practitioner of energetic healing; he is a husband and a father; he meditates, and gardens. Michael I uses conscious movement to help his clients become the best version of themselves. Michael's program is focused on habit creations. Go to www.persistentgrowth.com and sign up for his newsletter and you will be able to access From Stiff To Nimble. Register on or by February 13. Michael's online program launches on Sunday, February 14, his five-week online program consists of lectures, videos that consist of movement classes, and several movement sessions that you can implement during one-minute intervals. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, February 12, 2021
Wealth Academy Podcast - Episode #89 - Financial Coaching Session #7 With Dr. Askia Davis, Sr. & Financial Coach Vann - Real Estate Investing
When it comes to setting up your financial plan and strategy for your portfolio, including real estate is a wise choice. During this episode of Wealth Academy Podcast, Enter To Win Coaching Session #7 focuses on real estate and how it can generate wealth for you. Coach Paul Vann shared his experience purchasing a single-family house in Texas and it was leased out to tenants for several years and then sold years later. Coach Paul purchased his first property while employed by Mobil Oil Company and it has proven to be one of his best investments because he more than doubled what he paid for it. Coach Vann also purchased a house when he moved to the state of Maryland and it has proven to be another property whereby the value of the property has tripled in value and will continue to do so as a result of the inventory of properties available for sale is at an all-time low. I encourage people to search for the neighborhood and location of a property that has long-term value, such as an entertainment complex, access to major highways, schools, airports, shopping, restaurants, and more. A house provides a wonderful tax break and adds to the net worth of owners as well. Dr. Davis, Sr. invested in the New York City real estate market which is one of the most expensive in the U.S. He shares how he started out in the real estate market when properties were low, and over time he has experienced a great return on his investment. Dr. Davis pointed out the importance of working with a real estate lawyer that knows properties inside, out such as the physical structure of a building. Coach Vann and Dr. Davis encourage listeners to invest in real estate and preface this episode by stating they are not real estate agents or brokers, thus they provide a disclaimer letting you know your best decision for investing in real estate should include a real estate agent, broker, or lawyer and accountant on your team whether it's for a single-family property, brownstone, duplex, apartment or office building. Encourage your family, friends, and or colleagues to tune in and listen on Apple Podcasts, rate and review this episode, and provide a 5-star rating. Host - Coach Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, February 11, 2021
Wealth Academy Podcast - Episode # 88 - Vicki Beltz Building Security Beyond Wall Street
I encourage everyone listening to this episode to consider how much better your finances will be if you listen to and take action on the topic Vicki Beltz is covering during this episode. First of all, Vicki has worked in the corporate space for many years and transitioned into a powerful platform that empowers successful women. Vicki Beltz shares her greatest challenge and how she overcame it. Likewise, she shared her greatest success and how it continues serving her today which leads up to her living her best life possible and how it serves her target market. Take this to the bank...Vicki assists successful women, helps them grow their money while keeping it safe. Listen to this episode in its entirety and you will understand how Vicki can help you. Very few people know about this financial strategy and yet the top 1% along with corporations use this financial strategy on a routine basis. Vicki's strategy will change your current financial positioning, through the associates she works with, and it's something you likely already have in your financial portfolio, it just needs to be tweaked to adjust it to a more specialized financial instrument. Discover more about the remarkable Vicki Beltz, she provides listeners with a unique perspective and in the end, she assists you in building wealth beyond Wall Street. Here is the link to learn more www.mylifelongasset.com/claimoffer Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, February 11, 2021
Wealth Academy Podcast - Episode #87 - Entrepreneur And Author Catherine L. Turner Shares Expertise on Her Book, Create A Legacy Of Love
Catherine L. Turner has a wonderful legacy to share with listeners and readers of her book, Create a Legacy of Love. As host, I was moved by Catherine's greatest challenge in life and her greatest success. Her father was an entrepreneur and she followed suit leading businesses over the course of her life. Catherine and I have a lot in common, were inspired by the spirit of God to write a specific book for readers, what an amazing assignment. Catherine was moved by the spirit to write "Create a Legacy of Love," it's a book for adult children with aging parents. It's a book that helps people know what their loved one's want at the end of their years and life. It creates conversations and takes the guesswork out of trying to figure out what a parent wants at the time of their burial. Catherine's life-sustaining book allows the children of aging parents holds conversations about the transition stage of their life. The parent and adult children have opportunities to work together to address the issues most important to the parent, it's not a will, rather a powerful communication tool that helps bring closure to questions such as, "I wonder what my mother or father wanted to be discussed at their funeral, the arrangements, closure through conversations, music, and more?" Catherine will be hosting a 30-Day Challenge in the future surrounding her amazing book. Discover more about Catherine L. Turner at catherine@@successconceptsonline.com Host- Paul Lawrence Vann Phone (800) 341-6719 Email - info@paulvannspeaks.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, February 11, 2021
Wealth Academy Podcast - Episode #86 - Ways To Generate Wealth In 2021
The best thing you can do for yourself is to invest in your wealth. The year is young and because it is, this is the best time of the year to establish financial goals that will pay dividends now and throughout the remainder of this year. Financial Coach Vann provides 10 ways to generate wealth, they read as follows: Invest early and often. Keep investment costs low. Diversify your investments. Invest according to your age appropriateness. Don't spend more than you earn. Manage your debts When it comes to savings, make them a priority. Building credit is a wise thing to do for yourself. Protect your identity, scammers are everywhere. Save for retirement, you will thank yourself later. It's important to always be looking ahead when it comes to your financial future. The earlier you start the better your retirement years will be. Rate and review this episode on Apple Podcasts, please provide a 5-Start rating, it helps us continue bringing on the best guest experts for your listening enjoyment. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Phone - (800) 341-6719 H Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, February 09, 2021
Wealth Academy Podcast - Episode #85 - Money Coaching Session Week #6 Dr. Davis, Sr. & Coach Paul Vann Share Investing In Stock Expertise
Investing in stock makes for a wonderful diversity in one's portfolio and the discussions between Coach Paul Vann and Dr. Askia Davis, Sr. is one of the most powerful money coaching episodes for listeners. Wealth Academy Podcast encourages listeners to become financially free and once they achieve this goal, start generating wealth, and legacy wealth. Dr. Davis and Coach Vann share their own personal finance journey as it pertains to investing in the stock market. Dr. Davis learned how to invest in stock while listening to Bloomberg and the Wall Street Journal and various reports on stock and the companies that are discussed focused on investing business, and financial shows. Coach Vann and Dr. Davis encourage all people to consider investing in stock and they provide their own personal investing experience. While working at Mobil Oil Company, Coach Paul invested in stocks. Dr. Davis studied the stock market prior to investing and he sheds light on the importance of one doing their homework prior to investing in stock because, in the long run, the returns will benefit your financial future. Tune in and learn how investing in stock can add value to your portfolio as you enter retirement and or as a new employee just starting out. Coach Vann and Dr. Davis, Sr advise you to seek the expertise of a financial planner, investment firm, or your local bank that oftentimes has an investment specialist in house. Recommend this episode to your family members, colleagues, and friends because it can add value to your investing knowledge. Go to wherever you get your podcast and in particular Apple Podcast to rate and review this episode and provide a 5-tar rating, thank you in advance for your assistance. Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, February 08, 2021
Wealth Academy Podcast - Episode #84 - Giselle Mascarenhas, Founder of BoldInstatute, Branding Expert Extraordinaire
Host Paul Lawrence Vann truly enjoyed interviewing Giselle and introduce her to the Wealth Academy Podcast community. Giselle began her career as a publicist and today she is a high-powered personal branding coach and Mindset Mentor who delivers for her clients time, after time. Giselle Mascarenhas is the founder of Bold Insta-Tute based in the great State of Texas. Her passion for branding stems from her youth and today continues to serve her clients with excellence at the core of all she does. During this episode, you will discover Giselle's greatest challenge in business and her greatest success that continues to help her live her best life possible. Giselle is a branding expert and she shares how she founded Bold Insta-Tute and how it serves her client base. When it comes to social media and branding, few if any do it better than Giselles, she knows how to get clients' influence and connections while helping individuals and organizations achieve success in their unique industry. If you want to start your own Instagram Show, there is no one better to work with you to do other than Giselle. She helps clients build a 10-Day Social Media Campaign. During the month of March, she is hosting a couple of free sessions on March 16 and March 18 from 3 PM (CST). Discover more about Giselle Mascarenhas at www.boldinstatute.com and on Instagram @thebrandingprofessor Host Paul Lawrence Vann Email info@paulvannspeaks.com Phone (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, February 08, 2021
Wealth Academy Podcast - Episode #83 - Update On Upcoming Episodes With Coach Vann
As 2021 continues to unfold, Wealth Academy Podcast is scheduled to interview experts in the field of personal branding, leaving a legacy of wealth, and insurance as an investment tool. Continue downloading, and subscribing to our podcast and you will receive greater value, just as listeners from over 30 countries do each and every day. Learn more about how the Biden Administration is transforming the U.S. economy and how it impacts your finances. Wealth Academy Podcast is transitioning to a live streaming format in March, so join us on the journey. Learn more about our transformative digital courses and coaching at www.wealthacademyprograms.com Host - Coach Paul Lawrence Vann Email info@paulvannspeaks.com Offce # (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, February 07, 2021
Wealth Academy Podcast - Episode #82 Carolyn Akinyemi - Eczema Expert, Author & Missionary Who Empowers People Through Purpose
Carolyn Akinyemi is so gifted, so blessed, and a treasure to interview. Carolyn is the author of the book, Super Heroes Inside Me, her book reads as follows: "Take a journey to the world inside you. This is no ordinary Superhero book. This is an eye-opening glimpse through captivating stories, of real Superheroes right inside your body. See what’s happening when you or your kids experience viral and bacterial invasions, brain fog, acne, IBS, auto-immune disease, or ADHD type disorders. Meet Mac, Den, Neutro, and a host of other Superheroes as they battle invaders on their mission to keep you safe. Who are these invaders and what do they want? Will the Superheroes overcome and take back control?" You will find answers to these questions in this awesome book at Amazon Books. Carolyn discussed her decision to become a missionary and how this experience is transforming the lives of the people she serves. She discussed her greatest challenges and greatest success in life which are her children and spouse. Carolyn is an eczema expert and she provides exceptional insight on natural cures for this disorder and she informs listeners that she's not a doctor but a mum committed to helping others understand that medication isn't the answer and she knows because her children had it. This episode included Carolyn sharing the top three things people should know about treating eczema and strategies to alleviate eczema naturally. Carolyn Akinyemi is a consummate learner and it resulting in her founding the Global Disability Awareness, listen to learn more. Discover more about Carolyn's eczema coaching program at www.escapeeczema.com, her next coaching session held on Zoom is April 8, 2021, it's a 6-week program. Her book website is www.superheroesinsideme.com If you want to receive a free analysis of your website, send the name of it to Carolyn, this report assists in lawsuit avoidance, here email is carolyn@gda.consulting Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, February 07, 2021
Wealth Academy Podcast - Episode #81 - The Third Stimulus Check & Prospects For You Receiving It
Businesses closed in March 2019, some operated at 50% capacity, while others remained open and operated with remote workers, some businesses closed and will never open again. The end result of COVID-19 is that it changed the way people work, earn money and go about their lifestyle and without regular work, people are experiencing a lot of financial stress. Unemployment checks go but so far, stimulus checks help but aren't sufficient to cover housing, food, utilities, and debt loads. So let's talk about the stimulus checks, the third round of them. President Biden is working to address the pandemic through the third round of the relief package. The one question you have is this when I will receive a stimulus check and the answer is, likely sooner than later, meaning as soon as the middle of March. The Internal Revenue Service (IRS) is working under the behest of the Treasury Department and as a result of the tax filing season getting underway on February 12, they are going to be working overtime to fulfill the demands of taxpayers filing taxes and those who need the $1,400 stimulus checks, these competing interest along with the second impeachment of the former President are colliding on an unprecedented scale. From the research, I've reviewed there is a likelihood that most citizens that qualify and earn $75,000 or less will receive a stimulus check in addition to their children. Couples filing that earns $150,000 will also receive stimulus checks. The bottom line is this, a little more patience and understanding will win the day for most Americans that qualify for a stimulus check during the third round. Keep your eyes peeled for a news conference held by President Biden and or a member of his leadership staff and Congressional leadership. Here's to this making a difference for you and your family and may God bless us one and all. To discover more about Carolyn Akinyemi visit www.escapeeczema.com, she conducts 6-week coaching sessions via Zoom, the next session is April 8, 2021. BooK: www.superheroesinsideme.com Her book can be purchased on Amazon.com To have your website review free and to receive a report send your website to carolyn@gda.consulting (lawsuit avoidance) Host - Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, February 06, 2021
Wealth Academy Podcast - Episode #80 - Linda Benn Shares Expertise On The Benn Method, This International Wellness Alchemist Is A Leader In The Consciousness Industry
Host Paul Lawrence Vann was thrilled to interview Linda Benn because he is aware of her gifts from a previous time he interviewed her on his talk radio show. Linda overcame cancer through her gift for healing and she shares her expertise and experience with her clients and throughout this episode. She helps people strive, restore, and realign mind, body, and soul she specializes in Holistic health. Here's a bit of trivia for you, Linda interviewed Dr. Phil and it reflects one of her amazing gifts as an entrepreneur. Linda Benn has been shifting the atmosphere of clients for over 25 years and she continues to transform the mind, body, and spirit of people around the world. She provides a wonderful synopsis on Covid-19 and her powerful message that consists of holistic approaches, intuitive medical gifts, and she assists clients to better understand how to adjust blocked energy in their mind, body, and spirit to help strengthen their immune system. As the founder of the Benn Method, Linda applies her unique five (5) R program that transforms her clients. Listen to this episode to learn how she does it. Linda works with clients around the world and a few of her many gits include healing skills, intuitive wisdom, self-empowerment, and more. Linda Benn's mission is to strive to help people and she does it by empowering her clients to lead a healthier, wealthier, and more productive life. Encourage your family, friends, and colleagues to tune in to listen to this episode, it's empowering, inspiring, and just the kind of wisdom people need in their lives today. Discover more about Linda Benn at https://lindabenn.com Rate and review this episode with Lenda Benn on Apple Podcasts - Wealth Academy Podcast and we thank you for providing a 5-star rating. Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, February 06, 2021
Wealth Academy Podcast - Episode #79 - Make Your Credit Score Soar In 2021
Many people get a job work hard and make purchases on a multitude of products and services. over the years. In order to purchase big-ticket items such as a house or vehicle, one primarily purchases these items on credit by getting a mortgage and or a vehicle loan. It behooves you to set a goal to work towards a high credit score, one that positions you to get lower interest rates on products and services purchased on credit and or on a credit card. I'm providing ten tips to consider to help your credit score soar in 2021, here we go: Stay on top of your credit, pay close attention to it because it fluctuates according to the type of credit you have and the balances you have on your credit card and it has a direct impact on your creditworthiness. You can get a free credit report annually from Annualcreditreport.com, it won't have your scores but it will reflect your purchasing history. A low credit score is 580 and below and a high credit score is 800 and above. Pay your bills on time each month. Sounds simple but we're human and unless we're monitoring our credit on a regular interval, it could bite you on your score if you're not paying attention. Do this consistently and you will have good credit. Establish credit even if you've made mistakes. It's important to establish credit and if you don't it will be hard to get it without a history of applying for and getting a loan. Start out with a retail credit card and build from there, however, allow the card to mature and over time it will help you establish a good history. Open a secured card if you don't qualify for a regular card. For example, if you don't have a credit card, put some cash into a refundable account and it represents a line of credit and over time, you will be granted a credit card without having to deposit money into an account. If you happen to have a credit card, request an increase on the limit. This will increase your credit score because it will decrease your credit utilization ratio, and ensure you keep the percentage of credit number below 30% which is an industry-standard. Prioritize credit card debt over loans. Your credit utilization ratio is determined by your lines of credit. Paying off credit cards saves you money because credit cards have a higher interest rate than a personal loan. Keep your old accounts open and use your credit on them periodically, credit scoring rewards you for this. Be selective in applying for new credit because it represents a hard inquiry. Too many inquiries will result in a lower credit score over time. A debt consolidation loan can be a good thing because you will only have one bill to pay and the interest rate is typically lower. Keep your credit score in perspective, it represents one aspect of your overall credit history, and look at it from a big picture perspective. Don't obsess over your score, simply keep an eye on it every now and then.</
Wed, February 03, 2021
Wealth Academy Podcast - Episode #78 - Samantha Roberts Shares Empowering Through Storytelling By The Numbers & Living An Empowering Life
Host Paul Lawrence Vann was thrilled to interview Samantha Roberts and it was refreshing to better understand Samantha's backstory and how she was able to overcome some of life's greatest challenges. First of all, Samantha is a unique human being who sees the world from an in-depth perspective, a few words to describe her is brilliant, gifted, and in the moment with her message. Listen to this episode because she shares a powerful commentary on her philosophy, Storytelling By The Numbers. I won't explain it here, listen to Samantha share what it is and you will never see things quite the same again. She shares insight about the second awakening and reliving and it will leave you pondering how to make changes in your personal and professional life. I truly enjoyed interviewing Samantha Roberts, she is an influencer and advocates for the power of community and how it can transform and empower people to go further along their journey in life knowing they're not alone. Samantha provided encouragement to those struggling through the pandemic and provides hope to those who are facing their greatest challenges in life at this time. This world traveler shares wonderful stories about her journey throughout Europe and it's empowering in a multiplicity of ways and her storytelling is brilliant. Encourage your friends, family, and colleagues to tune in and listen to Samantha Roberts deliver a masterful philosophy on Storytelling By The Numbers. Learn more about Samantha on LinkedIn at linkedin.com/in/samanthalynnroberts Rate and review this episode and provide a 5-star rating because it helps us to do even better in our niche which is entrepreneurship. Host Paul Lawrence Vann Email info@paulvannspeaks.com Phone (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, February 03, 2021
Wealth Academy Podcast - Episode #77 - Enter To Win Coaching Participant Angela Smith-Anderson Real Estate Investing & Stocks
Angela Smith-Anderson asked some very interesting questions that will help listeners learn about real estate investing and investing in the stock market. The questions read as follows Coach Paul, what do you recommend people do when it comes to investing in stocks? What do you recommend people do to position themselves to invest in real estate and share insight on the variety of properties one may consider, Coach Paul? There has been a lot of discussions surrounding people investing in Game Stop and it resulted in Robinhood curtailing stock purchases, what is this all about? This was an interesting money coaching session and Angela's questions were on point and what people want to learn more about. Go to www.wealthacademyprograms.com and you will see the option to Enter To Win a FREE 30-minute coaching session with Coach Paul, enter today! Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, February 02, 2021
Wealth Academy Podcast - Episode #76 - Coach Rakesh Mishra Empowering Through 6 Pillars of The Life Management System
Just when you thought life was too overwhelming, along comes Coach Rakesh. He stopped by Wealth Academy Podcast to share great wisdom to assist Wealth Academy Podcast listeners along their life journey. Coach Rakesh shared a powerful story about his upbringing to provide listeners with what's possible if you truly believe in yourself. Whether it was a challenge or success Coach Rakesh expertly highlighted how if he could navigate challenges, so can others and he provided excellent examples for all to hear and learn. Coach Rakesh is a best-selling author and he wrote, 6 Pillars of the Life Management System and its something we can all learn from him. He provided a wonderful story as it pertains to his life on the subject of hatred and he wove a powerful story that leads to agape love, truly powerful for sure. Families weren't left out of the picture, in that he discussed how expressions between family members s is very important and a time is needed for all members of the family to be together, expressing how they're doing and it leads to a closer-knit family bond. Last but not least Coach Rakesh shared the importance of men to assess their formative years, midlife and their senior years to be able to pass the torch for the younger generation. Coach Vann enjoyed interviewing Coach Rakesh, it was an honor to do so. Learn more about Coach Rakesh at www.coachrakesh.com He provides consultations to assist people along their journey. Rate and review this episode on Apple Podcasts and provide a 5-start rating for our podcast and Coach Rakesh. Host Paul Lawrence Vann Phone : (800) 341-6719 Email info@paulvannspeaks.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, February 02, 2021
Wealth Academy Podcast - Episode #75 - If 2020 Wrecked Your Cash Flow, Here Are Some Ways To Recover
First and foremost full disclosure and a disclaimer, Coach Paul doesn't receive any sponsorship for the company names he discusses during this episode. What lets you know people are having cash flow problems...the long lines at the food banks, unemployment lines, vaccine lines, and much, much more. There are a lot more ways in which people can recover from the 2020 train wreck involving their cash flow, however here are a few to consider going forward. If any or all of these cash flow recovery options meet you where you are and or serves you, then good for you, and may your cash flow be of abundance going forward. Consider using AmOne, its a consolidation loan type of company in which you can tally up all of your credit card debts and pay one bill with a lower interest rate, instead of five different credit cards with higher interest rates. Fetch Rewards a free app one can use to purchase items from one of the brands affiliated with Fetch at a grocery store, take a picture of the receipts and you will receive free gift cards to spend at various retailers. Make sure you're not overpaying for insurance, it happens every day. Comparison shop insurance companies every six months and likelihood is you can save upwards of $500 or more. Watch the news, complete a survey administered by InBox Dollars and earn money for doing so. Not a bad way to earn a little money. Aspiration is a debit card that pays 55 back each time you swipe the card. Perhaps it's gas, groceries or toiletries, use Apisration and you will receive cashback, not bad at all. Automatically apply coupon codes for free., CapitalOne provides this service and others as well. Discover how Coach Paul's Mind Over Money programs can assist you, your family, and friends become financially free. www.wealthacademyprograms.com Host - Paul Lawrence Vann Email - Info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, February 01, 2021
Wealth Academy Podcast - Episode #74 - Creg Effs Jamaican Poet, Author and Speaker & Inspires
Creg Effs is a native son of Kingston, Jamaica, and is a motivational speaker, author, and poet. During this episode, Creg shares his passion for writing which is something he's done for a long time. That's not all. Creg is also a front line worker and has been working as a firefighter for almost two decades. Creg is the author of the book, Once, Twice, Three Times A Charm which is a book of poetry. He is also the author of the book, So Many Things Mean Love. He shared that his motivation for writing these books of poetry find their genesis in the importance of relationships and that ultimately agape love is the transformative power that impacts everyone and all kinds of relationships. Recommend this episode to your family, friends, and colleagues, Creg Effs is transforming audiences speaking from the platform, through his books, and as a firefighter. Go to Amazon.com or Good reads to invest in Creg's books and to discover more about him. Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, February 01, 2021
Wealth Academy Podcast - Episode #73 - Ways To Help Pay Down Credit Cards In Retirement
Nothing beats a plan is a way to approach retirement and after year, after year, of employment, the worst situation someone can find themselves in is a lot of debt. This episode focuses on eight ways to help pay down credit card debt in retirement. Make a budget. Negotiate with credit card companies. Transfer balances to a new credit card. Cut former work-related expenses. Set up self-imposed limits. Ask for professional help. Make extra money on your nest egg. Earn extra money working from home. This list provides a good starting point for retirees, there is more however this will get you out of the gate. See you on the next episode. Discover more about Coach Paul's video course, Mind Over Money Video course, and more at www.wealthacademyprograms.com Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, January 28, 2021
Wealth Academy Podcast - Episode #72 - Rochelle Marie Is Founder of The Company, Her Leadership Way, A Women's Empowerment Expert That Helps Women Step Into Their Leadership Power
During this interview, Rochelle Marie shares insight on her company, Her Leadership Way which empowers women to step into their leadership role after they return to work after raising their children. Rochelle's vision for leadership began as a child in her beloved country of New Zealand. Rochelle Marie had a twelve-year gap in her employment after raising her children. She founded Her Leadership Way in her efforts to help women that have taken time out of their life to raise their children and ultimately return to work and move into their role to make a difference in the workplace and not suffer at the hands of managers. All too often, women employees that had a gap in their employment don't receive the promotions they deserve, nor the leadership roles they so richly deserve as a result of working hard for the organizations that employ them. Rochelle shares three important lessons with listeners that elevate women to step into their leadership power. She states, "Women have strong leadership skills and their confidence is what moves them to leadership excellence." Women work hard and set wonderful examples for their kids, thus they should be an example for their children. Rochelle Marie's goal is to empower 100,000 women and she will be able to do it through her company Her Leadership Way. Women can also learn more about Rochelle's, The Accelerate Your Leadership Community as well. Discover more about Rochelle Marie and her women's empowerment program at www.herleadershipway.com Host - Paul Lawrence Vann E-Mail - info@paulvannspeaks.com Office Number (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, January 27, 2021
Wealth Academy Podcast - Episode #71- Do You Know The Signs That Signal You Can No Longer Afford Your Mortgage
During this episode Coach Vann provides some knowledge pertaining to signals that let them know they can no longer afford their mortgage. Case in point in 2008 during the great recession, millions of people lost their home because they lost their source of being able to pay for it...their jobs. Likewise in 2020 and 2021 people have a similar life challenge and it's of losing their homes to mortgage foreclosures because of the pandemic because their jobs are shuttered due to health concerns. Coach Vann provides the following knowledge to help you on your journey during this pandemic as it pertains to your mortgage. Signs that you can no longer afford your mortgage: You're jobless and your income has dropped significantly You can no longer afford to pay your mortgage Your debt-to-income ratio has shifted You're having a hard time covering your utilities and homeowners association fees You can't afford emergency repairs Your savings and emergency funds are depleted Steps you can take going forward: Contact your lender to see if they can work our terms, refinance your mortgage Contact HUD for counseling Downsize your property Lease out a room in your house Get a roommate Sell your house When one's finances aren't properly aligned, never is the rest of their life. Bleak financial standing causes poor health and it's the exact reason why a financial coach is a good option. Financial recovery is imminent and may take a longer period of time than most people want to spend, however, a good financial coach can assist people in reaching their goals. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, January 27, 2021
Wealth Academy Podcast - Episode #70 - Wendy H Jones Shares Extraordinary Book Writing and Marketing Expertise
Paul Lawrence Vann wants all listeners in the Wealth Academy Podcast community to know he was elated to interview Wendy H.Jones. If you were to look up the word prolific author in the dictionary, the likelihood is you would see a picture of Wendy H. Jones. Wendy is the President of the Scottish Association of Writers and runs two writing groups in Scotland, City Writers (Dundee) and History Writers (Online). Wendy is also a renowned International Professional Speaker and available for speaking engagements and run workshops. She is the host of the Writing and Marketing Show Podcast and is a writing and marketing coach. Wendy created her first online course, Get Started in Marketing Your Book, released in October 2020 and she is CEO of Authorpreeneur Accelerator Academy, an online membership to help writers develop their craft and learn the business of writing. Wendy H. Jones Joined the Royal Navy, received training, and became a nurse, and then she served in the Army and saw the world, which contributed to her remarkable writing. she has written the following book series: Detective Inspector (di) Shona McKenzie Mysteries, 6 books Cass Claymore Investigates Fergus and Flora Series Bertie The Buffalo, children readers Writing Matters I highly recommend you listen to this episode with Wendy H. Jones, she was so amazing and it was a joy to interview her. Go to Amazon and order her books, she is remarkable. Host Paul Lawrence Vann Email - info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, January 26, 2021
Wealth Academy Podcast - Episode #69 - Dr. Askia Davis, Sr. Enter To Win Coaching Session #4
In what was an exciting episode of the Enter To Win Free Money Coaching session, week #4, Coach Paul Lawrence Vann was assisted by Dr. Askia Davis, Sr.as they shared wisdom, knowledge, and expertise to assist listeners in becoming debt-free during the current economy. The U.S. budget deficit is $3.3 trillion with most of it being due to the pandemic. Dr. Davis, Sr is a social entrepreneur and leads Askia Consulting, he is also a co-founder and executive volunteer at Executive Service Network for Nigeria. Dr. Askia Davis, Sr. attended Columbia University and Brooklyn College. He is the former superintendent at the New York City Department of Education. Coaching consisted of the following: Importance of avoiding debt traps. Having a positive relationship with money. People must assess what category they fall in which consist of whether they're a consumer, saver, or investor. Discussed the U.S. budget deficit. The average household debt is $145,000. Consumer debt is $14.3 trillion during the 2nd quarter of 2020 The 2017 tax cut to corporations and the top 1% is resulting in less revenue for the U.S. government. Your health is your wealth during the pandemic. It's important to be aware of the change in interest rates pertaining to mortgages. This was a very insightful episode of this Money Coaching session. Recommend it to your family, friends, and colleagues. Coach Paul and Dr. Davis provide a lot of financial intelligence throughout this episode. Host Paul Lawrence Vann Email - info@paulvannspeaks.com Phone (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, January 25, 2021
Wealth Academy Podcast - Episode #68 - Update On Upcoming Podcast Episodes, Live Streaming & More
Host Paul Lawrence Vann provides a synopsis of upcoming episodes with guest experts that participated in podcast training and a joint venture networking conference. Wealth Academy Podcast will be live streaming episodes in the future which will make for even more exciting episodes. Dr. Askia Davis, Sr assisted Money Coach Vann with Enter To Win Coaching session #4 which provides listeners with insight on the importance of avoiding debt traps which consist of people purchasing things they want rather than what they really need. They also discussed why it's important for people to have a positive relationship with money and more, listen to episode #69 to learn more. All in all, stay tuned for more expert guests, authors, speakers, coaches, and trainers appearing on Wealth Academy Podcast. Rate and review us on Apple Podcast, we appreciate your support. Host: Paul Lawrence Vann Email - info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, January 22, 2021
Wealth Academy Podcast - Episode #67 - Steve Siebold, Entrepreneur & Author of The Highly Acclaimed Book, How Money Works
Steve Siebold is a successful businessman that is one of the top speakers in the world, he is a certified speaking professional (CSP) and he is a very transformative author as well. Steve Siebold is a self-made millionaire who has interviewed over 1,300 of the world's wealthiest people over the years. Steve and co-author Tom Mathews wrote How Money Works to help people become financially literate. Steve has been featured on major television networks in the U.S. and Canada. He's been featured in the Wall Street Journal, Forbes, USA Today, and many more. Steve provided the Wealth Academy Podcast community with the backstory of his highly acclaimed book, How Money Works which sold over 500,000 copies and was the #1 personal finance book in the United States in 2020. How Money Works, Stop Being A Sucker delves into the importance of people being financially literate which is the #1 economic crisis in the world, this book helps readers understand the few people who know how money works, take advantage of people who do not know how money works, the suckers. How money works is a book that is designed to break the cycle of endless debt, foolish spending, and financial cluelessness so people can stop being suckers, start being a student and start taking care of their financial future. Enjoy this impact interview with Steve Siebold and you will never look at money the same way again. Learn more about Steve Siebold https://steveontv.com and the Siebold Success Network Rate and review Steve Siebold's episode on Apple Podcast, please provide a 5-Star rating to assist Wealth Academy Podcast in the entrepreneur niche, thank you in advance for your assistance. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, January 20, 2021
Wealth Academy Podcast - Episode #66 - Robin Michelle Week Three Enter To Win Coaching Session
During this episode which was so much FUN, Robin Michelle who is from North Carolina, works in the school system. She asked Coach Paul some amazing questions that will help her and members of the Wealth Academy Podcast community better understand and appreciate the importance of being good personal finance champions. What an amazing coaching session and you will discover some of the current day money management issues Robin Michelle wants answers to and Coach Paul's responses. Michelle asked the following questions" What is the reason for the delay of the second stimulus checks and where can people track the status of the payments? With the start of the new year (2021) what do you recommend people do to position themselves to have a strong year financially? I work in the school system, how young is too young to teach children and students to become financially literate? Please provide an example or lesson to teach children about money. I've heard people mention money mindset, why is it important to have a money mindset? This is the third installment of a 52-week journey that consists of Coach Paul interviewing Enter To Win participants that have questions surrounding money, money mindset, and financial intelligence. Coaching sessions are held every Tuesday at 5 PM (ET), for 30 minutes. Enter at the link below: http://www.wealthacademyprograms.com/enter-to-win Host - Paul Lawrence Vann Email info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, January 20, 2021
Wealth Academy Podcast - Episode #65 - Reset, Rethink, Repair Your Finances
Paul Lawrence Vann provides an on-time episode for listeners as the new year unfolds. Just as the year 2020 was a completely unexpected turn of events, likewise for everyone's finances. During this episode, Paul draws from an AARP article and he assesses what one must do when it comes to resetting, rethinking, and repairing your finances. The focus is on now being the perfect time to assess your finances, take steps to reset your finances before the year gets underway and it also takes into account the upcoming tax season. A new administration is about to be installed for the next four years and it further supports a reset, rethinking, and repairing one's much-needed finances. Coach Paul also poses the question as to how do you know if you're in serious financial trouble? When do you need to cut spending and when should you start? He also recommends setting up a monthly budget, look at short and long-run solutions for managing your finances. Consideration is also given to contacting organizations for free financial counseling. All in all, this is one good episode, one sure to assist listeners in getting a jumpstart on their finances in the early part of 2021. Host Paul Lawrence Vann Email - info@paulvnnspeaks.com Phone (800) 341-6719 Email: infor@paulvannspeaks.com Office (800) 341-6719 Discover more about Wealth Academy Programs at http://www.wealthacademyprograms.com/enter-to-win Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, January 14, 2021
Wealth Academy Podcast - Episode #64 - The Impact On The Markets After The U.S. Capitol Was Breached
My condolences to the six people who lost their lives on January 6, it is a day that will live in infamy. Throughout this episode, Paul Lawrence Vann provides insight into how an event of the magnitude of the breach of the U.S. Capitol has a direct impact on the financial markets. First of all, the financial markets don't embrace volatility, and when it involves domestic terrorism it's even worst. Investors shy away from controversy as well they should. Whether it's members of a board of directors for a company or individual investors, a shift takes place when one views the incident that took place on Capitol Hill. Perhaps resilience was in order for the markets on the evening of January 6th, recurrences won't bode well for investors large or small. Note that during Wednesday’s trading session, markets were seemingly unaffected by the chaos in Washington caused by pro-Trump rioters at the U.S. Capitol because the markets were closing. Lawmakers had just started the procedural process of counting the Electoral College votes and formally declaring President-elect Joe Biden the winner when protesters stormed the chamber. Tune in to listen to Paul Lawrence Vann, a former Capitol Hill Fellows who worked for a member of Congress synopsized the financial markets in the current environment of rioting. There will be a follow-up episode that will take place during the week of President Biden's inauguration. As it stands today, intelligence reports and security forces state another attack on the U.S. Capitol and Capitols of all 50 states is imminent. Tune in to Apple Podcasts, rate and review this episode and provide a 5-star rating, thank you so much http://apple.co/3hb6QyY http://www.wealthacademyprograms.com/enter-to-win Host - Paul Lawrence Vann E-mail - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, January 13, 2021
Wealth Academy Podcast - Episode #63 - Money Coaching Session With Sylvia Vann
Week two of Wealth Academy Podcast's Enter To Win Money Coaching was a hit. Sylvia Vann was this week's participant and she asked amazing questions that not only helped her but also listeners in the Wealth Academy Podcast community. These Money Coaching sessions will be held every Tuesday for 52 weeks, this session is the second of its kind. Sylvia Vann's questions is listed as follows: I know people are stressed out about COVID 19,what is the top reason people are stressed out at the start of the new year? Coach Paul how can people turn their finances around, what do you recommend they do? You're a financial coach, what are some of the questions, you ask your clients to help them get clear about their finances? Paul I've heard people mention a money mindset, why is it important to have a money mindset? Tune in to listen to the responses Coach Paul provided and it will assist you and those you care about navigate their finances today and throughout 2021. If you have questions contact Coach Paul at info@paulvannspeaks.com or call him at (800) 341-6719 Interested in registering to be a participant of the Enter To Win contest, register at this link http://www.wealthacademyprograms.com/enter-to-win Recommend this episode to your family, friends, and colleagues. Rate and review this episode and we request a 5-star rating, ti helps us in our niche which is business and entrepreneurship. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, January 12, 2021
Wealth Academy Podcast - Episode #62 - Money Coaching Insights With Paul Lawrence Vann
Make no mistake about it when it comes to money coaching clients tend to shy away from discussing their money issues. More than anything, what they are avoiding is putting their relationship about money on the forefront. It's very common and normal for people to have financial frustrations. I recommend you get all of your bills and debts that you've accrued, add them all up, and assess the amount of debt you have. Get your finances in alignment with your life and the rest of your life improves. Having a relationship with your money is one of the best things you can ever do. Don't try to keep up with the Joneses, don't try to impress other people, stay in your lane managing your money as best you can. Try to find some time to sit down and read a book on mindset, it will help you understand what a mindset is, whether you have a scarcity mindset or an abundance mindset. Goal one is to strive to become debt-free. What is your outlook of becoming debt-free, this speaks volumes about whether you have a vision for this happening in your life. It's possible to become debt-free and position yourself to save money, set up an emergency account, pay off all of your debts including your credit cards, vehicle, mortgage, and then it's time to start generating wealth and ultimately legacy wealth. Enjoy this episode and share it with your family, friends, and colleagues. Learn more about Wealth Building Academy, LLC programs such as their Mind Over Money Video Course, Mind Over Money Intensive Coaching, and our VIP Mind Over Money Champion program at http://www.wealthacademyprograms.com Host - Paul Lawrence Vann E-mail - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, January 08, 2021
Wealth Academy Podcast - Episode #61 - Your Health Is Your Wealth
COVID-19 is no respecter of person's thus if you have a million dollars in the bank or one dollar, it wreaks havoc on one's body irrespective of title or station in life. Paul discusses the importance of one's mindset and how it transforms one from a scarcity mindset to an abundance mindset. A mindset is a way of thinking that allows you to see what you want in the world. The average person doesn't think in terms of a mindset, rather they respond to what life throws at them. One's mindset can be changed with awareness, practice, and determination. Paul provides the following wisdom to listeners and it's this, if you have the wrong mindset, it can limit you and hinder your general sense of happiness. Without good health life is challenging thus health represents a monetary measure in today's society. Why? A healthy immune system can resist COVID-19 whereas having a lot of money guarantees nothing. One thing listeners learn from this episode is this, the goal is to empower you to switch your mindset to one that will positively transform your life and attract abundance and wealth. Paul goes on to explain the difference between a scarcity mindset and an abundance mindset. He provides a wonderful explanation for why one should take a no-limits approach to life which positions you to have an abundance mindset. Discover more about Paul's money mindset programs at http://www.wealthacademyprograms.com Host Paul Lawrence Vann Email info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, January 06, 2021
Wealth Academy Podcast - Episode #60 - Money Coaching Session With Angela Smith-Anderson
The new year is bringing about some exciting times for Wealth Academy Podcast. Throughout the year 2021, Paul Lawrence Vann will be coaching people on money, money mindset, and or financial intelligence issues. People in the Wealth Academy Podcast community register to win an opportunity to be coached on money issues. Angela Smith-Anderson is the first Enter-To-Win contestant and she provided some incredible questions for Coach Paul to coach her on and he processed each question asked. What kind of mindset does it take to get out of debt and become debt-free? How do we avoid impulse shopping, living above our means, and what kind of psychology surrounds it? How do we position our children to become financially literate and become wealth builders? What does one do pertaining to taxes and their impact on one's money? The first-ever Enter-to-Win contestant Angela Smith-Anderson asked some remarkable questions that can help listeners. Recommend this episode to your friends, family, and colleagues. In addition to listening, register for the Enter-To-Win contest at the following address http://www.wealthacademyprograms.com/enter-to-win Host Paul Lawrence Vann E-Mail info@paulvannspeaks.com Phone: (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, January 05, 2021
Wealth Academy Podcast - Episode #59 - Mind Over Money Intensive Coaching Program
Jumpstart your new year by aligning your finances with your life. All too often some people neglect their finances, live paycheck to paycheck, and suffer in the process. Paul Lawrence Vann leads the Mind Over Money Intensive Coaching program and he encourages you to sign up because this coaching program will put you on solid footing. The program begins January 5th and ends January 19th. Mind Over Money Intensive Coaching consists of the following: Hot seats (participants ask any questions they have pertaining to money. Receive a free e-book on Mindset. Facebook peer, accountability group,.1:1 strategy session with Coach Paul. This intensive coaching program is for people who are fully committed to eradicating their debt and positioning themselves to generate wealth. Sign up for this program at this link http://www.wealthacademyprograms.com/enter-to-win Host - Paul Lawrence Vann E-mail - info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, January 04, 2021
Wealth Academy Podcast - Episode #58 - Discover How You Can Enter To Win A Free Coaching Session With Coach Paul
With a new year ahead of us, one of the best things one can do is discover what their relationship with money is all about. For 52 weeks Coach Paul is going to provide members of the Wealth Academy Podcast community with an opportunity to present a problem, issue, or matter pertaining to money and he will process it for the individual, so listeners can learn from the experience. The first coaching session takes place Tuesday, January 5th, the first registrant will provide questions and Coach Paul will process them during the episode. Coach Paul wants you to register to win an opportunity to be coached by him, you can do so at http://www.wealthacademyprograms.com/enter-to-win After the coaching session, subscribers and listeners will be able to listen to each coaching session, thus everyone wins because of the lessons learned, knowledge shared, and the impact it makes. Host - Paul Lawrence Vann E-Mail info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, January 03, 2021
Wealth Academy Podcast - Episode #57 - Generating Wealth Includes Developing Great Health & More
The new currency in all economies is strengthening one's immune system. Money is good and we need it to take care of our needs, however, doing the work to take care of our health is essential to our overall health and well-being. COVID-19 has wreaked havoc on the economy and bank accounts around the globe but it pails in comparison to the lives lost. If we are to generate wealth it will come down to us following the science, positioning ourselves to do everything in our ability to stay healthy in mind, body, and spirit, taking care of our temple. For people still employed and in a remote employee capacity stay the course and don't get too comfortable assuming everything is back to normal. There is no going back to normal because things will never be the same, in fact, it will likely take 10 years before COVID-19 is eradicated. We generate wealth whenever we practice distancing, wash our hands, eat clean, stay hydrated, and practice mindfulness. We're early into the year 2021 and know that you're generating wealth by improving your health. Have a wonderful year everyone.rate and review this episode on Apple Podcasts. Wealth Academy Programs http://www.wealthacademyprograms.com Mind Over Money digital course, Mind Over Money Intensive Coaching, Mind Over Money Champion Program. Host - Paul Lawrence Vann Office (800) 341-6719 Email - info@paulvannspeaks.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, January 02, 2021
Wealth Academy Podcast - Episode #56 - Its 2021 And Here Are Five Things To Jumpstart Your New Year
A huge sigh of relief for people around the world with the end of the year 2020. Happy New Year Wealth Academy Podcast community and here's to everyone having an amazing year in light of COVID-19 and all it has done to alter our personal and professional goals. Coach Paul provides listeners with five (5) things to jumpstart your new year, here they are: Believe in yourself Ensure you pay close attention to the vaccines Focus on your mind, body, and spirit What goals do you have for yourself Be kind to one another There is nothing better than getting one's year off to a great start. Consider these five things and your year will begin strong. The action step makes a huge difference in life, take action on a few of the things I shared and it will make a wonderful difference in your life and that of your family. Rate and review this episode of Wealth Academy Podcast on Apple Podcasts, please provide a 5-star rating http://apple.co/2WQfyue Host Paul Lawrence Vann Email: info@paulvannspeaks.com Number (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, December 31, 2020
Wealth Academy Podcast - Episode #55 - 2020 Year In Review With Host Paul Lawrence Vann
In what was supposed to be the biggest year of personal and business growth for you and Paul Lawrence Vann, was quickly changed by what we know as the pandemic of a lifetime. Paul provides five questions to the Wealth Academy Podcast listening community that will cause you to think long and hard about your experiences throughout 2020 and how we can leverage it to have a wonderful new year, 2021 which is on the horizon of our life. What did I become as a result of my experiences in the year 2020? What did I learn in 2020? Who did I help in 2020? Did I take action steps to help myself in 2020? What did my transformation lead to in 2020, as a result of my experiences? Listen to this broadcast and consider answering these questions for yourself personally and making an end of year assessment and allow the responses you have to lead you into 2021 with great hope, faith, confidence, and determination. Happy New Year to you all thank you for being wonderful listeners and subscribers, I appreciate you more than you will ever know. Tune in and listen on Apple Podcasts, rate and review Wealth Academy Podcasts and we appreciate you for providing a 5-star rating. http://apple.co/2WQfyue Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Phone: 1( 800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, December 28, 2020
Wealth Academy Podcast - Episode #54 - A Few Things To Consider As The End Of 2020 Draws To A Close
Wealth Academy Podcast community 2020 wasn't the year we asked for and or wanted. Now more than ever we have navigated 2020 and come away with lessons learned to serve us well in 2021. During this episode, Paul encourages us to understand COVID-19 resulted in us pivoting in our personal and business life, and for us all to make an assessment of our year in total. Assess the period from January to June 2020 and then July-December 2020 and make notes of what worked, what didn't work, and what adjustments you made. A huge leadership void existed throughout 2020 as it pertained to the leadership response to the pandemic, but we all persisted, no matter what. Note that the things you learned about yourself throughout the year will assist you as we transition to a new year and new leadership in the U.S. and other countries as well. Hope is our superpower as we usher in a new year. Take all of the lessons you learn in 2020 and dust them off and get ready for what will be an exciting year. Happy New Year to you all and one of the best things that happened was the foundation and development of the Wealth Academy Podcast and the community that continues to grow day by day. Rate and review Wealth Academy Podcast on Apple Podcasts and please provide a 5-star rating, we appreciate your support. Tune in & listen to this remarkable episode on Apple Podcasts & rate and review episode #54 http://apple.co/2WQfyue Host - Paul Lawrence Vann E-mail - info@paulvannspeaks.com Phone: (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, December 27, 2020
Wealth Academy Podcast - Episode #53 - Michelle Gardner-Ince, a.k.a. "G.I."- Director, Women Veteran Small Business Initiatives Empowers Women Entrepreneurs
Michelle Gardner-Ince's role as Director, Women Veteran Small Business Initiatives is to increase women veteran businesses in federal and commercial marketplaces. Growing up the daughter of an Army Colonel is a unique experience for anyone, and it's a reality for Michelle Gardner-Ince who served in the United States Air Force (USAF) and earned the rank of colonel. During this episode Michelle shares her truths growing up a military dependent, having the baton handed to her, and living her best life as a military officer. After retiring from the USAF Michelle is Director, Women Veteran Small Business Initiatives and she is exhorting women entrepreneurs to take bold steps, glean exposure for their businesses, and work with the Department of Veterans Affairs to help them provide their services and products to the V.A. All too often women veteran small business owners don't know they have a resource such as the V.A. to call upon. The time is now for women veterans to take the next step in their entrepreneur journey and they should do so by working with Michelle Garner-Ince's office and staff. You're going to enjoy this episode and recommend it to your colleagues, friends, associates, and more. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, December 24, 2020
Wealth Academy Podcast - Episode #52 - Paul Lawrence Vann Discusses Wealth Academy Programs
Paul Lawrence Vann is a Certified Financial Coach and he shares how he started working at the age of 10 in his parent's community grocery store. He has been involved in business all his life and he understands money as well. Paul's company, Wealth Building Academy, LLC is a professional development company and they provide financial coaching to help people develop a money mindset. Not that money is everything, but rather it's a part of one's life. Wealth Academy Programs offer a digital course (online), Mind Over Money Mindset course that provides a foundation for people who are in debt and want to discover how to become debt-free. The five modules cover everything from having a money talk to setting a budget, to saving money, to generating wealth, and ultimately create legacy wealth. Wealth Academy Programs also offer Mind Over Money Intensive, a 21-day coaching program that entails customer meeting once a week for an hour for three weeks. In other words, one meets for an hour once a week, and additional bonus calls are conducted to reinforce the once a week sessions. Wealth Academy Programs also has a more in-depth course titled Mind Over Money Champion which takes clients' levels deeper in understanding how to align their money mindset with their life. Discover more about Wealth Academy Programs at www.wealthacademyprograms.com Rate and review this episode on Apple Podcasts and we encourage you to provide a 5-star rating because it helps us remain competitive in our niche, entrepreneurship, business, and wellness. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, December 23, 2020
Wealth Academy Podcast - Episode #51 - Michele Swinick - Host/Founder Of The Everything Home Media Platform Discusses Partnerships & Promotions
To all subscribers of Wealth Academy Podcast I say to you, listen intently to this episode with Michele Swinick, she is a positive force for real change and it was an honor to interview her. Michelle shared how she got started in business and how it evolved to get her to where she is today, there are a lot of lessons one can take from her journey. Michele shared her accomplishments in the real estate industry and how it transitioned to her media platform that is Everything Home a dynamic talk show and podcast that brings on guest experts to share their unique services and products. I was interviewed by Michele and she is a joy to work with and high energy is what her program is all about and it's refreshing because guest provides content-rich insight to the Everything Home community. Listeners are going to enjoy learning about Michele's, Patriotic Purpose Driven Resource Platform, she discusses who this entity serves and enlightens listeners as to how they can prospectively work with Michele in the future. Michele is all about collaborations, partnerships, and a collective of like-minded people, good people, entrepreneurs, small business owners, and more. There are partners on her website and there are many well-known brands that are on her site that one can purchase merchandise and donations go to nonprofits and more. Learn more about Michele Swinick, her media platform, and Patriotic Purpose Driven Resource Platform at www.everythinghomeresourceplatform.com Rate and review this episode of Wealth Academy Podcast with guest expert Michele Swinick on Apple Podcasts, please provide a 5-star review, it helps us remain viable in our category. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, December 22, 2020
Wealth Academy Podcast - Episode #50 - Paul Lawrence Vann On Entrepreneurs Getting Their End Of Year Taxes Ready
Taxes are the lifeblood of entrepreneurs and small business owners. Understand your taxes and you will do well in business. Having worked since the tender age of ten in his family's community grocery store, Paul Lawrence Vann knows a thing or two about business and taxes. Paul took over 40 hours of accounting in college, he has worked in the accounting department of a company, as a financial analyst for a Fortune 500 company, and today he is an expert in business and taxes. As a reminder there are only a few days left in 2020, now is the time for entrepreneurs to start gathering their bank statements, invoices, account receivables, account payables, donations, education, and training documents, and yes, statements from virtual platforms invested in this year. The tax season is upon us, so don't forget the business operating taxes you had to pay for operating in a state as part of your business entity. Paying your taxes is a must and a given because you operated your business during this pandemic, state and local taxes were not part of the second stimulus bill, so help your local and state entities this time around. The best way to know if you're on the right track is to go to your city, county, and state websites, specifically the comptroller's website, and see what the requirements are for the tax year 2020 and proceed accordingly, gathering your physical documents, and the software you used throughout the year, get them to your accountant and or lawyer, for legal issues if needed. It's a duty and responsibility for business owners to pay their taxes. Don't delay, get started on your taxes today. Rate and review this episode on Apple Podcasts, we humbly request a 5-start rating so we can remain competitive in the entrepreneurship and business podcast category http://apple.co/3hb6QyY Host Paul Lawrence Vann E-mail: info@paulvannspeaks.com Office (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, December 21, 2020
Wealth Academy Podcast - Episode # 49 - Renay Butler CEO & President Of Goal Grinders, Inc. Shares Expertise On Empowering Youth & Communities
It's refreshing to know Goal Grinders, Inc. is making positive differences in the lives of youth. Goal Grinders youth after school program focuses on Science, Technology, Engineering, Arts, and Math (STEAM), and youth members of this after-school program strive because they know that have advocates who truly work to move them along in life. Renay shares how she got her start leading Goal Grinders and the mission of her nonprofit and the buy-in with parents, students, the school system, and contributors from the community located in Prince Georges County, Maryland. Renay and her team pivoted from live events to virtual events and they've been able to provide even greater outreach as a result of the Zoom platform. Goal Grinders host virtual events for girls only, in addition to summits for boys only. They bring in guest experts to provide students with examples of people involving in business, as employees, entrepreneurs, local government officials, and much, much more.They conduct fundraisers, assist students with obtaining scholarships, and much much more. Renay Butler and her leadership team, associates, and volunteers provide a unique platform for youth empowerment and you can be apart of it through donations and volunteering. Go to Apple Podcasts to rate and review this episode with Renay Butler, CEO/President of Goal Grinders, Inc. and connect with them on Instagram @goaldrindersinc Make a donation in support of Goal Grinders at www.goalgrinders.org We request a 5-star rating as the level of the content shared is tremendous. Host - Paul Lawrence Vann E-Mail - info@paulvannspeaks.com Office: (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, December 14, 2020
Wealth Academy Podcast - Episode #48 - Simon T. Bailey - Renowned Motivational Speaker & Author On Seizing A Life Of Significance
Simon T. Bailey is a renowned speaker that has inspired over two million people around the globe. Simon was formerly the Sales Director at Disney Institute, ultimately he traded in his fancy chair, check, and a cup of coffee in his cubicle farm and he encourages others to do the same. Simon's purpose is to help listeners find their purpose and passion in life. He invites audiences the world over to seize a life of significance and take a moment to create the life they want and a career they love. He states, there will never be a perfect time to be the person you might have been. One of the most powerful philosophies Simon shares is one that consists of, saying yes to your dreams. The other side of yes is every opportunity opens up for you and leaves the no's of life behind you. Listeners will understand during this pandemic, connectedness is the new currency. COVID-19 presents isolation, thus connecting on deeper levels is one of the keys to connectedness as Simon informs listeners. Business owners discover the importance of connecting first and then promote and sell a product or service later. Listeners learn hope is a superpower, you will learn a lot about this awesome phenomenon. Keep relationships top of mind, it leads to revenue. This is an incredible interview that will inspire and motivate listeners in the Wealth Academy Podcast community and beyond. Discover more about Simon's LinkedIn programs on LinkedIn at SimonTBailey.com. Learn more about Simon T. Bailey at www.simontbailey.com Visit Amazon.com for books by Simon which include, Shift Your Brilliance: Harness the Power of You, INC and Release Your Brilliance: The 4 Steps to Transforming Your Life and Revealing Your Genius to the World. Rate and review this episode on Apple Podcasts, we ask that you provide a 5-star rating and we thank you in advance for doing so https://apple.co/3hb6QyY Wealth Academy Podcast Host - Paul Lawrence Vann Email: info@paulvannspeaks.com Phone: (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, December 11, 2020
Wealth Academy Podcast - Episode #47 - Leadership And The Logjam Involving The Second Stimulus Package
The U.S. House of Representatives voted for and passed a second stimulus package and forwarded it to the U.S. Senate in May, however, the package went nowhere. It's almost mid-December and the clock has been ticking for citizens and businesses who need assistance immediately in order to move forward as the new year approaches. Paul Lawrence Vann provides insight on this important issue and it helps that he worked on Capitol Hill for a member of Congress and understands the dynamics taking place between the branches of government. Sadly, one day the White House says it's on board with a stimulus package, and then the next day they're not, this is taking place as families and businesses suffer. The bottom line is neither members of Congress or the White House are suffering as a result of the stimulus package not be negotiated and approved. The American people and small businesses, local and state governments are being hurt by this travesty. Listen in as Paul shares insights on this important issue. Host: Paul Lawrence Vann Phone: (800) 341-6719 Email: info@paulvannspeaks.com Wealth Building Academy Holiday Specials https://conta.cc/3mW1I4J Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, December 10, 2020
Wealth Academy Podcast - Episode #46 - Strickland Bonner - Co-Founder of Turnkey Podcast On The Awesome Power of Podcasting
Not only is Strickland Bonner co-host of Nice Guys On Business, but he is also co-founder of Turnkey Podcast. It was an honor to interview Strickland to discover expertise and insight on podcasting, why it's a great time to host a podcast and generate revenue doing so. Strickland Bonner provided several remarkable reasons why people, including entrepreneurs, should consider hosting a podcast and it included a host and or organization enhancing their visibility, building community, and becoming a thought leader, and podcasting is one of the most effective marketing tools for business owners. Strickland not only co-hosts Nice Guys On Business, but he also leads the production of the podcast and assists as a coach for the Ultimate Podcast Launch Formula and Next Level Podcasting. When it comes to understanding the technology associated with podcasting, Strickland is a renowned expert when it comes to efficiently managing one's microphone, headset, and the all-important episode editing. If you're fortunate enough to be coached by Strickland Bonner you will know exactly what you need to do to manage all of your technology issues and or concerns. This is one interview you don't want to miss. By the way, Strickland Bonner and Doug Sandler will be hosting a FREE Masterclass on Thursday, December 17 at 1:00 PM (Pacific) and Friday, Dec 18 at 4:00 PM (Pacific) I encourage you to register for this master class it's designed to dive right in and share KEY strategies for launching and growing a successful podcast. Here is the link to register: https://bit.ly/3m8b6kM Get a 90 day FREE trial of Hindenburg editing software: https://www.hindenburg.com/niceguys Wealth Academy Podcast Host - Paul Lawrence Vann Email: info@paulvannspeaks.com Phone: (800) 341-6719 Rate and review Wealth Academy Podcast on Apple Podcasts, please provide us with a 5-Star rating, here is the link to do so https://apple.co/2KyPUqN Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, November 20, 2020
Wealth Academy Podcast - Episode #45 - Hit The Reset Button On Your Finances, Adjust Your Spending In Today's Economy
Paul discusses why people should pay close attention to their finances as the year-end draws near. There are several signs people should consider to make an assessment of their finances, some of them you will be familiar with. It's time to cut back, if you have the opportunity to pay your bills off completely do so. Cut the cord on your cable bill, do away with your gym membership, and work on your monthly budget and see how you can tighten it up even more. Contact your mortgage lender and or property management company to work out terms on your house and or apartment. Get free financial counseling, reach out to your local leadership, and find a couple of services that will be able to assist you pro bono. Get a side hustle to help you pay your bills, make extra money to assist you on this journey during the pandemic. Do all you can to protect your credit rating and scores. Contact all of your creditors and work out an agreement with them to pay them back. Have a plan in place because a bumpy ride is going to happen to us all. Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Office - (800) 341-6719 Rate and review this episode and others on Apple Podcasts, please provide a 5-star rating because it can assist us in our podcast category, here is the link to do so: https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, November 20, 2020
Wealth Academy Podcast - Episode #44 - Julie Ann Wood, Author & Chief Cultivator Of E-Seedling, LLC Shares Youth Entrepreneurship Excellence
From start to finish Julie Ann Wood shared content-rich information and insight with Paul Lawrence Vann, and the Wealth Academy Podcast community. Julie Ann shared the following information with listeners: Julie Ann Wood shares her unique experience opening a lemonade stand with her two brothers and years later it led to her book, More Than A Lemonade Stand and youth entrepreneurship camps. Julie Ann provides insight on why youth and parents should consider starting a business. E-Seedling is a remarkable youth entrepreneurship program of which Julie Ann discusses the mission of the program and now is a great time for youth to start a business. Success stories of youth entrepreneurs were shared with listeners. Julie Ann Wood discussed several youth entrepreneurship deliverables to youth over the past years in person and virtually. Paul Lawrence Vann discussed his attendance at a free youth entrepreneurship training he attended under Juli Ann's leadership. COVID-19 had an impact on E-Seedling Youth Entrepreneurship deliverables however the virtual platform worked out great for youth and parents. Discover more about Julie Ann Wood and E-Seedling at www.eseedling.com and juliewood@eseedling.com You can join Julie Ann Wood's membership program and purchase her book More Than A Lemonade Stand at www.eseedling.com Tune in and listen to Julie Ann Wood's episode #44 on Apple Podcasts, rate and review this episode and please provide a 5-star rating because it helps in our category which is entrepreneurship and business https://apple.co/3hb6QyY Host - Paul Lawrence Vann Email - info@paulvannspeaks.com Phone - (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, November 16, 2020
Wealth Academy Podcast - Episode #43 - Post Election Projections For 2021 Where Do We Go From Here With Our Country & Economy
Elections at the local, state, and the national level ended November 3rd. Albeit votes have been challenged, recounts are taking place, for the most part, it looks as though no voting irregularities took place. Now what? The post-election is upon the U.S. and the people have spoken, we must all take account of the direction and path our national leaders are going to take us on and decide what path is best for us as individuals. So what will you do as a saver, investors, and retiree? Paul Lawrence Vann shares insight and expertise with listeners that centers on the next steps going forward as a citizen. Here are but a few questions Paul answered during this episode. When will a vaccine be developed and deployed to the citizens of the United States? What policies will the Democratic candidates put in place and what impact will it have on your savings, rainy day funds, and investments will be determined in early 2021? Will a second stimulus bill be negotiated and distributed to businesses and families? Not only are the two major political parties divided, but also the voters, when will the U.S. come together for the good of a more perfect union? When will the economy open back up and will employees continue to work remotely and which business will close permanently? There is great concern about investors pulling their money out of the financial markets, could the markets absorb such a loss? What about small businesses, can they hang on long enough to withstand a recession? When will the national leaders sit down with disenfranchised people to work out a plan to overcome social injustice in America? When will the U.S. economy open back up and when it does, how long will it take to recover from lockdowns? Going forward we will all need a plan, a Plan A, B, or C. Ensure you take some time out to figure out what you're going to do and take action to see your dreams come to fruition. Host: Paul Lawrence Vann Email: info@paulvannspeaks.com Office: (800) 341-6719 Rate and review this episode and others on Apple Podcasts, please provide a 5-star rating because it can assist us in our podcast category, here is the link to do so: https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, November 16, 2020
Wealth Academy Podcast - Episode #42 - Lali Montanez Shares Expertise On Entrepreneurship, Herbalife Nutrition And The Impact On Her Community
During this interview, Lali Montanez provides nutritional health and wellness expertise, she is the owner of Hope Nutrition, her business began in the midst of COVID-19. Hope Nutrition is based in Amarillo, Texas, and it provides nutrition to her clients and is recognized as a frontline service provider during the pandemic. Here is a synopsis of Paul Lawrence Vann interviewing Lali Montanez: Lali shared her inspiration for becoming an entrepreneur and the journey it took to get started. She shared insight on her industry which is nutrition, health, and wellness. Lali shared one of the most surprising things she learned leading up to becoming an entrepreneur. Herbalife is a powerful brand that is assisting people with improving their immune system. Join Lali Montanez - Herbalife: veemontanez.goherbalife.com COVID-19 impact on Hope Nutrition and Herbalife Nutrition. Lali Montanez - Phone: (806) 290-1682 Email: hopenutrition806@gmail.com Facebook - Hope Nutrition Amarillo Instagram - @hopenutrition806 Host - Paul Lawrence Vann Email: info@paulvannspeaks.com Phone: (800) 341-6719 Rate and review this episode with Lali Montanez on Apple Podcasts, thank you in advance for your support. https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, November 12, 2020
Wealth Academy Podcast - Episode #41 - Special Veterans Day Episode From Paul Lawrence Vann
This episode focuses on and salutes the brave women and men who served in the military and are alive, they're our veterans. Paul Lawrence Vann is a veteran having served over 20 years in the USAF. Veterans Day was originally named Armistice Day on November 11, 1919, which was the first anniversary of the end of World War I. Congress passed a resolution in 1926 for an annual observance, and November 11 became a national holiday beginning in 1938. Veterans Day pays tribute to all American veterans living or dead but especially gives thanks to living veterans who served their country honorably during war or peacetime. 18.8 million living veterans served during at least one war as of 2018. None percent of veterans are women. Seven million veterans served during the Vietnam War. Three million veterans have served in support of the War on Terrorism. Of the 16 million Americans who served during World War 11, about 325,000 were still alive as of 2020. Two million veterans served during the Korean War. The top three states with the highest percentage of Veterans were Virginia, Wyoming, and Alaska. Salute a veteran and thank them for their service. Freedom is not free and can only be sustained through vigilance and a commitment by those who believe in their country. Host: Paul Lawrence Vann Phone: (800) 341-6719 Email: info@paulvannspeaks.com Listen to this episode on Apple Podcasts, rate and review Wealth Academy Podcast and I request a 5-star rating https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, November 09, 2020
Wealth Academy Podcast - Episode #40 - DeLores Pressley Executive Director of She Elevates Empowers People To Live Their Dreams
During this episode of Wealth Academy Podcast , listeners discover insight about DeLores Pressley who is an International Keynote Speaker, Confidence Expert, published Author, and Life Coach with more than three decades of experience. She is President of DeLores Pressley Worldwide and the Founder and Executive Director of She Elevates™, a non-profit organization created to empower girls to become confident leaders, entrepreneurs, and CEOs. As a former elementary school teacher and a pioneer of the plus-size fashion and modeling industry, DeLores has inspired and helped thousands to leverage their leadership voice, be confident, have a powerful presence, and live their most marvelous life. Her writing skills are notable, as she has published many articles on inspiration, confidence, and empowerment. She is the author of “Clean Out the Closets of Your Life”, “Believe in the Power of You” and “Empower”. She is the Spokesperson for Humanitarian Hands Charities. DeLores has worked at various levels with numerous top-notch companies which include: Ford Motor Company, Coca-Cola, Roche Pharmaceuticals, Procter and Gamble (P&G), Kellogg, American Heart Association, Vident Health, Kirby Vacuum, Bakersfield Women’s Conference and Union Pacific Railroad. She has received many awards and recognition for her work including the Women’s Impact Award, Elite Business Woman Award, Smart Business Magazine Award and the Top Ten Business Owners by the National Association of Women Business Owners (NAWBO), named Top 50 Visionary 2019 by Radical Business Magazine and was a recipient of the Presidential Lifetime Achievement Award from President Barack Obama. DeLores is a Former Chairperson of The ABCD, Inc. Board of Directors, O’Jays Entertainers Scholarship Committee Board Member, and Past President of the National Speakers Association’s Ohio Chapter. Furthermore, her story has been touted in Speaker, Glamour, Washington Post, Black Enterprise, Essence , Ebony , and Marie Claire . She is a frequent media guest and former host of a TV Show; A Purposeful Life . She has appeared on the Bravo TV Network; Married to Medicine , TCT Network, and has been interviewed on every major network including Entertainment Tonight and OPRAH. Learn more about DeLores Pressley and discover how she can help your organization at www.delorespressley.com Email: dp@delorespressley.com She Elevates - www.sheelevates.org (877) 550-1751 Host: Paul Lawrence Vann Email info@paulvannspeaks.com Phone: (800) 341-6719 Listen to this episode on Apple Podcasts, rate and review Wealth Academy Podcast, and provide us with a 5-star rating https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donati
Mon, November 09, 2020
Wealth Academy Podcast - Episode #39 - Decide On How Much You Want To Earn Each Month With A Side Hustle, Part #2
If there were ever a time to discover ways to earn money it's now. The pandemic continues to rage throughout the U.S. and around the world and it has affected people's jobs and ability to earn money. Financial Coach Paul Lawrence Vann provides part two of the series to provide listeners with options to consider based on a side hustle platform. Not only can you decide on which side hustle is best for you, through hard work you can determine how much money you want to make each month. Ensure you listen to episode #37 it provides additional ideas, recommendations, and suggestions that tie in with this episode. Here are seven additional side hustle jobs to consider: Launch an e-commerce site Start a blog Build a side hustle business Create webinars Social media management Affiliate marketing create online courses Coach Paul Lawrence Vann helps position clients to become wealth builders and legacy wealth practitioners. A side hustle is one way to earn money, determine how much you want to earn each month, and begin the wealth building process. Contact Coach Paul at info@paulvannspeaks.com (800) 341-6719 Listen to this episode and others on Apple Podcasts, rate, and review Wealth Academy Podcast and provide us with a 5-star,rating, thank you in advance for your support https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, November 09, 2020
Wealth Academy Podcast - Episode #38 - Kathleen Gage Provides Expertise On The Marketing Mindset And Plant Based Eating For Health
Kathleen Gage's interview is a must-listen-to episode because she provides a wealth of knowledge. As a marketing and business strategist, Kathleen Gage has made it her mission to teach solo and small business owners how to become visible to their market through the power of clarity of their message and to package their core message into speaking engagements, books, information products and consulting and coaching services. Known for her “no-nonsense, common sense” approach to all she does, Kathleen teaches experts how to determine the best strategies for getting their message out to market. Kathleen loves shattering the myth that we are too old to go after our dreams. Having participated in her first full marathon at the age of 61, completing her first sprint triathlon shortly after her 64th birthday, celebrating her 65th birthday with a half marathon, Kathleen is working toward certification through eCornell University with the plant-based nutrition program and writing her next book, Discover the REAL Fountain of Youth; Plant Based Eating for Health , due for release in summer, 2021. Her book on plant-based eating shows it’s never too late to take control of one’s health. Although Kathleen is recognized as a top leader in her field, this wasn’t always the case. Kathleen made choices in her teens and early twenties that took her from a comfortable middle-class upbringing to a life of homelessness and being unemployable. Kathleen Gage rose above seemingly insurmountable odds of ending up on the streets in her twenties to become an award-winning business owner, bestselling author, Internet sales and marketing trainer, and highly sought-after keynote speaker. Outside of business, her passions reside in raising awareness about the power behind a plant based life-style as it relates to health, compassion for animals, and the environment. She resides in a rural community in central Oregon that boasts the fact there is not even one stoplight in town. Kathleen's Contact Information: Podcast Shows http://www.powerupforprofitspodcast.com http://www.plantbasedeatingforhealth.com/podcast Social Media Facebook https://www.facebook.com/groups/PlantBasedEatingforHealth https://www.facebook.com/groups/PowerUpForProfits Linkedin https://www.linkedin.com/in/kathleengage/ Twitter https://twitter.com/kathleengage Host - Paul Lawrence Vann Email: info@paulvannspeaks.com</p
Sun, November 08, 2020
Wealth Academy Podcast - Episode #37 - Decide How Much Money You Want To Earn Each Month With A Side Hustle
One might have a job already and due to COVID-19 they may not be earning any money because some businesses are still on lockdown. Coach Paul works with clients and he encourages them to get a side hustle and or what is a job on the side to earn money. In the process of earning money, it supports a wealth-building goal everyone should have if they're to take care of their basic needs and ultimately become rich. Financial Coach Vann provides six avenues one may consider for a side hustle, there are more and they will come on future episodes. Virtual Assistant Sell Products on eBay and or Craigslist Cryptocurrency Trader Online Tutoring See Services on Fiverr Build Sales Funnels Bonus (Rent Uut Your House, Condo Such as Airbnb Throughout this episode Coach Paul provides more insight into how one can earn money each month. First of all, start out with a monthly goal for how much you want to earn and then dedicate some time to market and promote your products and or services. You decide what it is you're passionate about out of these seven prospective paths to earn money and do the work. Some people earn a couple of hundred dollars each month, others make thousands and it depends on how much effort is allocated to earn money and or generate revenue. More ways to make money from home will be provided in a future episode. Host: Paul Lawrence Vann Email: info@paulvannspeaks.com Phone: (800) 341-6719 Podcast Website: www.wealthacademypodcast.com Tune in to listen, rate, and review this episode on Apple Podcasts or anywhere you listen to podcasts https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, November 06, 2020
Wealth Academy Podcast - Episode #36 - LaVonne Idlette Shares Wealth Building And Legacy Wealth Expertise
Paul Lawrence Vann interviewed Olympian LaVonne Idlette who is an Experienced Executive and Brand Development Consultant & Advisor with a demonstrated history of building multimillion-dollar alternative asset portfolios, real estate holdings while vetting and educating the clients for future success. During this interview, LaVonne shared how clients' goals should lead to legacy creation, tax mitigation, and risk minimization. Strong legal understanding of trust, business organization, and real estate finance. Managing Member at 1st Class Group, LLC. LaVonne is a savvy detail-oriented MBA with a Juris Doctorate (J.D.) focused in Business Law & Bankruptcy from Florida Agricultural and Mechanical University has worked with numerous NFL, NBA, Olympic athletes as well as ultra-high net worth individuals to reach their lifelong goals. LaVonne Idlette is skilled in Branding Consultancy, Mergers & Acquisitions, Sports Law, Real Estate Finance, Marketing, Sports Management, and Branding & Identity. She works as a Strategic partnership scouting and negotiation and matching expert and works with clients to assist with business structuring for family, set up trusts, and setup Exit Strategies. LaVonne is the author of the book, Confidence: The Antidote To Fear LaVonne discussed the difference between a mortgage broker and a real estate agent and why it makes a difference during a real estate transaction. She shared the current status of the real estate market in South Florida and why people should be all in working to purchase their first house and or investment property. LaVonne provided insight into how using one’s equity to make some moves and to make them now with the low-interest rates that exist. LaVonne discussed steps to assist clients in upgrading to a larger property with COVID-19 raging people are converting their houses to a business office, oasis, staycations, and more. LaVonne shared the importance of legacy wealth. She provided an example of a portfolio that consists of real estate, including investment properties, using 401k plans, insurance, etc. COVID-19 seems to hit home for everyone, LaVonne discussed how she pivoted during the pandemic and its impact on the real estate industry? LaVonne please provide your contact information so listeners can learn more about you and get in contact with you. linkedin.com/in/lavonneidlette lavonne.idlette@reddishbullfinance.com Instagram: lalahurdles2 https://linktr.ee/firstclassgroup Host: Paul Lawrence Vann Email: info@paulvannspeaks.com Phone: (800) 341-6719 Podcast website: www.wealthacademypodcast.com Tune in to listen
Wed, November 04, 2020
Wealth Academy Podcast - Episode #35 - Steps To Get Rich In Your 20s, So You Can Be Rich In Your 30s, Part 3 of 3
The most asked question I receive as a financial coach at a live event or virtual summit is, how can I become rich? As a speaker, I find the question about becoming rich a fair question, especially from teens because I'm the father of two teens. I encourage you to listen to episode #31, episode #33, and this episode to learn the steps I provided to assist you along your wealth building and legacy wealth journey. I shared expertise on the following five areas in which one may consider: Work to develop a money mindset, this is one of the keys to becoming rich. There is no better investment one can make that is better than investing in yourself. One of the keys to becoming rich is to think big, because when you do, you exceed your expectations. Surround yourself with like-minded friends, people who are on a similar path you're on. Upgrade your thinking, discover more about your passion field on a continuous basis., you will thank yourself for it later. The greatest competition we will ever face in our life is self. Put these five steps to position you to be rich with the other ten covered in episode #31 and episode #33 and you will be on your way. I enjoyed sharing these steps with you throughout the three podcast episodes and if you want o discuss any of them and or better understand them just email me at info@paulvannspeaks.com or call me (800) 341-6719. Host - Paul Lawrence Vann Visit us and listen to Wealth Academy Podcast on Apple Podcasts https://apple.co/3hb6QyY Rate, review, and graciously provide us with a 5-star rating, we appreciate you and will continue providing great listening experiences with amazing guest experts and solo episodes as well. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, November 04, 2020
Wealth Academy Podcast - Episode #34 - Ginger Johnson Shares How To Tap Into The Energy Of Connecting
Ginger Johnson is the consummate connector and she works with leaders to help them discover how to master human connections. Whatever you think you know, put it on the sidelines for a while because Ginger Johnson provides an entirely new paradigm when it comes to human connections. Just a few things GInger shares consist of increasing your sales, building stronger teams, improving relationships, and staying connected. Just a few of the programs Ginger provides include the following: When is the Best Time To Learn To Connect? What Are Your Connecting Principles? Will COVID Erode Human Connection? What Are Your Connecting Principles? Ginger shares how one of the most challenging experiences she's ever faced was being fired from a job she enjoyed and how it elevated her into her passion which is a powerful testimony. Ginger Johnson is a TEDx Speaker and is the author of Connectivity Canon, Why and How to Connect with People on Purpose With a Service Mindset. Discover more about Ginger Johnson www.gingerjohnson.com Host: Paul Lawrence Vann Email: info@paulvannspeaks.com Phone: (800) 341-6719 Listen to our podcast, rate, and review Wealth Academy Podcast and we request a 5-star review at https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, October 31, 2020
Wealth Academy Podcast - Episode #33 - If You Want To Become Rich, Start When You're Young Part 2 of 3
The three-part series on taking decisive steps to get rich in your 20s, to become rich in your 30s is going to get your attention. What this provides to listeners is a fundamental principle when it comes to becoming rich and it's this, the sooner you start the quicker you will begin achieving your desired money goals. Financial Coach Paul Lawrence Vann touched on the following five (5) steps during this episode: Own your own business because it pays to be operating in your passion field and yes it takes hard work, but the rewards outweigh the risk. Plan for the long run. In the early stages of building up your savings, and emergency accounts you will begin to see progress. While employed for someone else, simply request to be added to a retirement plan, 401K, and or Roth IRA and it will result in tax-free investment, this can result in a quick accumulation on your investment. It goes without saying that if you're to become rich, you will have to take some risk in life. The following quote comes to mind, "The greater the risk, the greater the reward." Take a chance on yourself and over time it will reward you. Put your financial plan on autopilot because it will result in one less thing you will have to think about. Automate your finances, register for a direct deposit bank account, savings, emergency funds, bill payments, to include your utilities, and more. Online banking works when you register for autopilot. Lastly, an accelerator that will help you become rich is to find a wonderful mentor. A mentor has been where you're trying to get, thus their knowledge can save you time and money. Search wisely because you don't want to be working with a mentor that holds you back. Host: Paul Lawrence Vann Email: info@paulvannspeaks.com Phone: (800) 341-6719 Podcast: www.wealthacademypodcast.com Consider our sponsorship program, one whereby you sponsor your guest expert interview, receive a live commercial, and get promoted. Here is the link to learn more: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, October 29, 2020
Wealth Academy Podcast - Episode #32 - Ecuador's Melissa Van Nest Discusses The Importance Of Having Conversations Surrounding Mental Health
Paul Lawrence Vann interviews Melissa Van Nest, she provides expertise and knowledge about mental health in pandemic times and beyond. In 2000 she obtained her Master's Degree in Social Work in order to educate and facilitate solutions for people with those very problems she reported on, while still building the human connections that drew her to journalism. With a love for learning about other cultures through friendships made in school, through colleagues and travels, Melissa moved to the Southern Hemisphere in 2016 and now resides in Quito, Ecuador, where she continues as a therapist in the mental health community, as well as enjoys as a hobby teaching storytelling in English, as a way to give back to the people in the country she resides in. During over 85 days of a mandatory quarantine due to the Covid pandemic, Melissa realized there was a forgotten population, The elderly and disabled were forgotten, and using her background working in nursing homes and firsthand experience and knowledge about assisted living facilities, recognized the need for domiciliary workers and family members to learn how to care for their elders and the disabled with compassion and safety, while taking into account the quality of life and identity of an elderly or disabled person and she embarked on a mission to help people of all socioeconomic classes with the spirit of the highest form of love and giving, agape. Melissa is in the final stages of creating her company AGAPE SAS Para Adultos Mayores y Discapacitado providing on-line courses and safe closed groups for geriatrics, disabled, family members, and caretakers with topics ranging from when and how to discuss finances and end of life wishes, maintaining purpose and self-identity as the body physically weakens or becoming the role of caretaker, and an outlet to discuss privately in small groups the taboo subjects of frustrations and resentments that come as family members age, along with understanding and processing the stages of grief while a person is still living, in addition to in-home care and group activities. As in most countries, particularly South America, only a select few can afford in-home care from nurses or aids, but with the belief that providing tools to empower people to do better on their own the most ethical and best practice, Melissa's on-line courses and groups provided through AGAPE SAS give so many more people an opportunity to care for this vulnerable and forgotten population as well as themselves with higher knowledge improved care and self-love. Host - Paul Lawrence Vann Email: info@paulvannspeaks.com Office: (800) 341-6719 Podcast Website: www.wealthacademypodcast.com Rate and review Wealth Academy Podcast on Apple Podcasts, thank you for providing a 5-star rating: https://apple.co/3hb6QyY Support this podcast at — <a rel='payment' href='https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-jus
Tue, October 27, 2020
Wealth Academy Podcast - Episode #31 - If You Want To Become Rich, Start When You're Young Part 1 of 3
Over the years I've spoken to many audiences about money, a successful career, and more. Typically the young people in the audience all want to be rich but they don't know where to start. During this three-part series, Paul Lawrence Vann provides steps to get young people on their journey. He states, "If you're in your 20's you can become rich by the time you're in your 30's." Here are but a few of the steps along the way: Have a plan of action. Maximize your earning potential. Have multiple streams of income. Create passive income. Whittle down your living expenses. It takes discipline and dedication to see any dream come to fruition. Becoming rich takes commitment and fortitude and it's doable as long as you stay the course. These five pillars leading to young people becoming rich is just the beginning, this will be followed by two additional sessions to assist you along the way. Rate and review this episode on Apple Podcast, please provide a 5-Star rating, we appreciate it: https://apple.co/3hb6QyY Host: Paul Lawrence Vann Email: info@paulvannspeaks.com Phone (800) 341-6719 Podcast website: www.wealthacademypodcast.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, October 26, 2020
Wealth Academy Podcast - Episode #30 - Sanger Smith, Financial Advisor With Clearfork Wealth Management, Shares Empowering Investing & Wealth Building Strategies
Wealth Academy Podcast listeners the world over, Sanger Smith delivered a masterclass on investing, how the election impacts your hard-earned money, and he shared some behavioral advice and the psychology behind our spending and planning habits. Paul Lawrence Vann interviewed Sanger and he enjoyed doing so. Sanger shared a powerful message as to how he knew money, finances, and wealth-building was going to be his passion and purpose and when you hear it, you will be amazed by it. One of Sanger's most successful moments was working with a client that trusted him to manage her investments and it provided a great amount of satisfaction for him and his client. One of the most compelling advice Sanger Smith provided was centered on the 2020 election's impact on people's money. Sanger provided some amazing historical data that is sure to get the listener's attention. Wealth Academy Podcast listeners you're going to discover the top five (5) core values shared by Sanger during this interview and it will resonate with you from start to finish. That's not all, Sanger shares advice on behavioral and psychological aspects of spending and planning habits that will get your attention and transform you. Interviewing Sanger Smith for my listening community was a powerful experience, he let us all know that when you're positioned to invest, call on a financial advisor, and don't go it alone, in your efforts to predict what the market is going to do. Discover more about Sanger Smith at Clearforkwealth.com and on LinkedIn, Sanger D. Smith. Host: Paul Lawrence Vann Email: info@paulvannspeaks.com Podcast Website: www.wealthacademypodcast.com Rate and Review Wealth Academy Podcast on Apple Podcast, we request a 5-Star rating because it assists us in bringing on more amazing guest experts, here is the link: https://apple.co/3hb6QyY Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, October 24, 2020
Wealth Academy Podcast - Episode #29 - Develop A Money Mindset With The Assistance Of Financial Coach Paul Lawrence Vann
All too often people find themselves in a hole financially and the key to reverse the downward spiral is to stopping digging. Financial Coach Paul Lawrence Vann has worked in the financial arena for several decades and has availed himself with audiences on Channel 9 WUSA television in Washington, DC. During this episode coach Paul shares some of the problems people were facing during the great recession and how it compares to COVID-19. The most important thing for people to do is develop a money mindset, one in which they consciously take control of their financial life. Goals - Set goals for achieving financial independence. Take action to achieve your financial goals. Making good decisions for your financial life will lead to better results. Execute your financial goals, work to become debt-free, and stay this way. The best time to start your money mindset journey is today. This episode starts you on your journey to financial independence, don't delay start today! Host - Paul Lawrence Vann Office: (800) 341-6719 Email: info@paulvannspeaks.com Podcast website: www.wealthacademypodcast.com Sponsorship Opportunities are available, discover more at this link: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, October 22, 2020
Wealth Academy Podcast - Episode #28 - Monique Caradine-Kitchens - This Certified Money Breakthrough Method Coach Shares How To Embrace Your Inner Millionaire
Monique Caradine-Kitchens is originally from Chicago, Illinois. After working in television and radio for nearly 10 years, she realized that she wasn't making the kind of money she deserved. So she started creating new streams of income and quickly realized there was no limit on how much she could earn. Monique later became a Certified Money Breakthrough Method Coach to women entrepreneurs. She specializes in helping women around the world monetize their expertise and create their own thriving economy. Monique is the author of the book, How To Embrace Your Inner Millionaire, purchase copies for yourself, friends, family, and colleagues. She now lives full time on the island of Puerto Rico with her husband and son. In 2017 Monique published a book entitled How to Embrace Your Inner Millionaire. She is currently the host of the Sisternomics Podcast and it's a powerful media platform, I subscribed to Monique's podcast and so should you because she along with her outstanding guest experts overdeliver at: www.sisternomics.com 1. Monique provided wisdom on how conversations with one's mother may be keeping you broke. 2. There are four (4) types of people making money right now and she discusses who they are. 3. There are simple things that you can do right now to come out of this pandemic with a rock-solid money foundation. This is one of the most dynamic and empowering episodes for listeners of Wealth Academy Podcast. Monique Caradine-Kitchens shared a lot of content-rich information that will transform listeners, so recommend episode #28 to your friends, family, and colleagues. Connect with Monique: Instagram - @Sisternomics Twitter: @MoniqueCaradine LinkedIn @MoniqueCaradine Host: Paul Lawrence Vann Phone: (800) 341-6719 Email: info@paulvannspeaks.com Podcast website: www.wealthacademypodcast.com Learn about guest expert sponsorship opportunities provided by Wealth Academy Podcast : https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, October 20, 2020
Wealth Academy Podcast - Episode #27 - Paul Lawrence Vann On Whether The Second Stimulus Bill Will Be Passed
Paul Lawrence Vann worked in the U.S. House of Representatives as a Capitol Hill Fellow and saw up close the divide between the two major parties. What is at risk is not the members of Congress or the White House, what is at risk is the American people. During this brief synopsis Paul shares what are the issues, the American people, the different industries such as funding for COVID-19, first responders, the medical establishment, airlines, hotels, schools, and of course jobs people have lost and or can't return to during COVID-19. Who stands to lose it all, the hard-working citizens of America in what is called the Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act). Congress and the White House should put party affiliation on the sidelines for this one, the well being of the citizens is at stake. Losing one's house, job, and now, life doesn't have to happen if the leadership of the U.S. do the right thing and help people who are in dire need of help. Everyone will truly know what side of history this Congress and White House will be on come October 20th and then on November 3rd. Let's all see what happens, hopefully, leadership will do the right thing by the people. Host Paul Lawrence Vann Office: (800) 341-6719 Email: info@paulvannspeaks.com Podcast Website: www.wealthacademypodcast.com For sponsorship opportunities, for level one and or level two branding and promotion prompt on this link: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, October 17, 2020
Wealth Academy Podcast - Episode #26 - Australian Mind Makeover Consulting Founder Kate Brain Provides High Impact Message On Mind Release Therapy & Coaching Clients Around The Globe
Kate Brain has dedicated herself to the studies of human potential and personal development and her clients are grateful for it. Paul Lawrence Vann interviews Kate Brain, Australia's very own, who is the founder of Mind Makeover Consulting. Kate's coaching programs are in alignment with Wealth Academy Podcast's mantra, 'Wealth Is More Than Just Money." Kate helps her clients overcome limiting beliefs that result in a transformation in their life. Mind Release Therapy is a fast and effective therapy created by Kate, it assists in clearing blocks, overwhelm, conflicting beliefs, and so much more. Kate states, "Many people are struggling with COVID-19 and have more challenges today than ever before, whether it's stress, anxiety, but in general, people are holding themselves back from opportunities, that can potentially help them earn more, do more, and live a more balanced life, simply because the heart has the desire, but the head says no you aren't good enough." Kate's primary method of working with clients is to listen to their concerns, the wording they use and observe their body language. She helps clients clear blocks that hold them back, they gain clarity and ultimately clear the blockage. Kate informs her clients to seek help if they're struggling, conduct a check-in on your loved ones, friends, and someone asking for help. Last but not least, Kate Brain encourages listeners to conduct inner work, invest in themselves because you are your greatest asset. She informs us all to be grateful because oftentimes it is the small or unseen things that have the greatest value and we all have so much to be thankful for. Kate Brain welcomes the opportunity to work with listeners, if they would like to explore their path, she offers online sessions, as well as in her office. She is in the process of creating Mind Release Therapy courses that will be available in the near future. Contact Kate Brain at www.mindmakeoverconsulting.com or www.facebook.com/mindmakeoverconsulting Host: Paul Lawrence Vann Phone (800) 341-6719 Email: info@paulvannspeaks.com Podcast Website: www.wealthacademypodcast.com For Sponsorship Opportunities, prompt on this link to discover how Wealth Academy Podcast can assist you in garnering more exposure to garner influence, build community, and generate revenue: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, October 17, 2020
Wealth Academy Podcast - Episode #25 - Wealth Is More Than Just Money and Having Good Communication Skills Is Important, Paul Lawrence Vann Shares Insight On Effective Communication Skills
Paul Lawrence Vann is a communicator, he has been a motivational speaker for many years and has crafted high energy messages for his audiences. He wants listeners to know that one of the top skills they can have is one of being an effective communicator, especially as a podcaster. As a podcaster, it's important to have clarity when speaking solo and while interviewing guest experts. Why? Glad you asked, when a podcaster is able to ask a rock-solid question of their guest, it draws listeners in, they want more because they can understand the dialogue and conversation taking place between the parties on the episode. Paul provides examples of his travels to foreign countries such as France, Germany, Spain, Italy, and more and because of prep work studying the different languages, he's able to navigate once his plane lands, because will know how to exchange currency, read food on the menu, and ask for directions and more. Tune in and listen to Paul share gold nuggets that will help you become a more effective communicator, podcaster, and speaker. Ensure you listen closely when he shares the getting your butterflies to fly in formation strategy, you'll love it! Host - Paul Lawrence Vann Phone: (800) 341-6719 Email: info@paulvannspeaks.com Podcast site: www.wealthacademypodcast.com Sponsorship Opportunites for speakers, authors, coaches, consultants, and more, prompt on this link: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, October 16, 2020
Wealth Academy Podcast - Episode #24 - Gail Robinson Shares Expertise On Database Management, CRM & Software Consulting Services
Gail Robinson, Owner, and CRM Administrator at Robinson Business Solutions has extensive experience in Database Management & CRM software. With over a decade of Database Administrator experience serving businesses in their Database needs. Robinson Business Solutions is a Customer Relationship Management (CRM) Software Consulting and Implementation firm that was founded to help small businesses realize a return on their Salesforce, HubSpot, Zoho, and other CRM investment by setting the software up to run as a fully functioning business tool that automates business processes, increase client and prospect engagement, and drive profits. Gail Robinson is an Army veteran and she shares similarities and differences between her experience in the Army and as an entrepreneur. That's not all, Gail explains why it's important for business owners to have a solution-based CRM software in place. Gail helps small businesses realize a return on their investment with Salesforce, Hubspot, ZOHO, and other software systems. Other areas of discussion during the interview consist of the following: COVID-19 impact on businesses and how having a CRM system in place makes a difference. Trends for small businesses that have a CRM in place. Trends on the horizon for database management systems. Visit Gail Robinson's website and you will receive a few free gifts (software applications). https://robinsonbiz.com/ Host - Paul Lawrence Vann Phone (800) 341-6719 Email: info@paulvannspeaks.com Podcast Website: www.wealthacademypodcast.com Sponsorship Opportunities: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, October 16, 2020
Wealth Academy Podcast - Episode #23 - Paul Lawrence Vann Provides Reasons Why You Should Vote During The 2020 Election
There are a million and one reasons why you should vote in the 2020 election. Host Paul Lawrence Vann was a Capitol Hill Fellow, he worked for a member of Congress assigned to the U.S. House of Representatives, thus he knows a lot about politics and why you should vote during the upcoming election in the United States. Here are the five (5) reasons Paul discusses throughout this episode: 1. Elections have consequences. 2. Not voting is giving up your voice. 3. It's your money (taxes). 4. Voting is an opportunity for change. 5. The community you live in depends on your vote. Make no mistake about it, Decision 2020 is the most important election in a generation. The stakes are higher than they've ever been before. COVID-19 continues to have an impact on U.S. citizens and now more than ever, the leadership of the U.S. needs to address the elephant in the room...pandemic. Vote, vote early, mail in your ballot, vote on issues that impact you, your family, your community, state, and country, and on November 3rd let's all make a difference. Host: Paul Lawrence Vann Email: info@paulvannspeaks.com Phone: (800) 341-6719 Podcast website: www.wealthacademypodcast.com Wealth Academy Podcast provides sponsorship opportunities for you. Have your episode sponsored, receive promotions, and be interviewed by Paul. Here is the link to learn more about sponsorships we provide our clients: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, October 15, 2020
Wealth Academy Podcast - Episode #22 Doug Sandler From Turnkey Podcast Provides Podcasting Expertise That Leads To Building Community, Growing Your Business, and Generating Revenue
During this episode, Doug Sandler provides a wealth of content-rich information to Wealth Academy Podcast listeners that will help them better understand podcasting and to make a smart decision to invest in themselves by joining the Ultimate Podcast Launch Formula (UPLF) like Paul Lawrence Vann. Doug leads Turnkey Podcasting and he is co-host of Nice Guys on Business with Strickland Bonner. Doug and Strickland have produced over 1100 episodes of their podcast and have over three million downloads. Doug shares how one can take their current business model, invest in UPLF, and ultimately lead their community, grow their business, and generate revenue as well. Host Paul Lawrence Vann is a recent graduate of UPLF and he attests to the results he received as a recent student of UPLF. Paul states, "Doug and Strickland Bonner, UPLF coaches provide exceptional group coaching, accountability, one on one coaching through office hours, and they have a magnificent community of like-minded podcasters." That's not all, Doug also provides an advanced course, Next Level Podcasting, and it literally takes a podcaster and equips them with the tools to garner greater reach, and generate revenue through this accelerated program. After two weeks in the program, Paul Lawrence Vann put what he learned in Next Level Podcasting and began working with his first client in a level two branding and promotion sponsorship package. Discover more about podcasting with Doug at www.turnkeypodcasting.com/podcasting, you will be able to listen to a free masterclass on podcasting. You can also enroll in the Ultimate Podcast Launch Formula as well. If you have any questions you can reach Doug by email: doug@turnkeypodcast.com Rate and review this episode on Apple Podcasts and provide a 5-Star rating as well. This rating will assist Wealth Academy Podcast in providing more exception guest expert and solo episodes in the future, thank you in advance for your assistance. Host Paul Lawrence Vann Phone (800) 341-6719 Email: info@paulvannspeaks.com Podcast Website: www.wealthacademypodcast.com Sponsorship Opportunites for entrepreneurs, authors, speakers, and coaches, prompt on this link: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, October 14, 2020
Wealth Academy Podcast - Episode #21 Paul Lawrence Vann Shares Wealth Attraction and Wealth Building Strategies
Paul Lawrence Vann shares wealth attraction and wealth building strategies to help listeners learn and discover what it takes to generate wealth. One of the best ways to get a handle on your finances is to conduct an assessment of your current net worth and you do this by writing down all of your assets and your debts, and subtract your debt from your assets. The bottom line is to start where you are and then when you get paid, pay for all of your expenses and debts and put the rest into a savings account. Open an emergency fund that will sustain you for 6-9 months. Live below your means and then start investing in real estate, stocks and bonds, 401k retirement plan, life insurance, healthcare, long-term care insurance, and more. Write a will and an estate plan. Also, tithe and contribute to charities in your community and beyond. Key Points: Get out and stay out of debt Fully Funded Emergency Account Invest 15% of your income Pay off your home early Host: Paul Lawrence Vann Phone: (800) 341-6719 Email: info@paulvannspeaks.com Podcast Website: www.wealthacademypodcast.com Sponsorship Opportunities: Prompt on this link to discover how you can have your episode sponsored, get interviewed, and receive promotions and branding: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, October 14, 2020
Wealth Academy Podcast - Episode #20 Paul Lawrence Vann - Experiences Rank High When It Comes To Living A Wealthy Lifestyle
Make no mistake about it Wealth Is More Than Just Money and experiences rank high when it comes to living your best life possible. Paul Lawrence Vann shares a few of his experiences and how they helped him develop a passion for life. Whether it's traveling to an exotic destination such as Australia or France, experiences such as these pay dividends for learning, growing, and making new friends. Paul Lawrence Vann states, "Work experiences also provide a wonderful platform for living a wealthy lifestyle." Be mindful that experiences you have may play a role in your success because you just never know where it may lead you. I remember working in the Pentagon, on Capitol Hill, for Mobil Oil Company and more and all of those experiences resulted in who I became, those experiences were priceless. In parting, keep in mind that your experiences are unique to you and that's what makes your life so special. I will see you on the next episode of Wealth Academy Podcast. Host: Paul Lawrence Vann Email- info@paulvannspeaks.com Phone: (800) 341-6719 Podcast site: www.wealthacademypodcast.com Sponsorship Opportunities - Have your episode sponsored, get interviewed by Paul, and get your episode promoted to get a broader message out to your target market, prompt on this link to learn more https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, October 13, 2020
Wealth Academy Podcast - Episode #19 Paul Lawrence Vann Shares Why Its Important To Have Good Physical Health
Paul Lawrence Vann shares why your health is more important than monetary wealth. It's simple if you have poor health, the money you have will be used to pay for your medical bills, medicine, and treatments. As a former student-athlete who played high school football, and was on the track and field team, Paul Lawrence Vann knows a thing or two about maintaining good health. That's not all, he served over 20 years in the United States Air Force (USAF) and it required that he maintain good health in order to serve in his capacity as a military leader. Paul informs listeners that exercising is crucial to maintaining good long term health. Whether it's exercising, riding a stationary bike, walking, or stretching it makes a positive difference. Exercise helps maintain healthy vital signs such as good blood pressure, ward off diabetes, cancer, arthritis, and other chronic disorders. Eating healthy meal plans help as well, Paul prefers plant-based nutrition, drink plenty of water, get plenty of sleep, meditate, and focus on mindfulness centered activities. Vann states, "You must sustain and maintain good health because you only get one temple and you must take care of it." Contact Paul Lawrence Vann (800) 341-6719 Email: info@p[aulvannspeaks.com Podcast website - www.wealthacademypodcast.com For sponsorship opportunities to have your episode sponsored and receive branding and promotion opportunities visit this link: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, October 13, 2020
Wealth Academy Podcast - Episode #18 Ron Price Shares Expertise On How To Transition From Conflict To Collaboration
Paul Lawrence Vann interviewed Ron Price, Master of Arts (M.A.), and Ron states conflict is inevitable, damaged relations are optional. Most people say they dread conflict, yet with a few simple tools, tips, and techniques that need not t be the case for you. Ron Price is the author of the Play Nice In Your Sandbox book series. During this episode of Wealth Academy Podcast he equips listeners in the art of relationship CPR - Conflict Prevention & Resolution. Discover more about Ron price at ron@playniceinyoursandbox.com Paul Lawrence Vann - Host of Wealth Academy Podcast Office: (800) 341-6719 E-mail: info@paulvannspeaks.com Podcast website: www.wealthacademypodcast.com Sponsorship Opportunities are available, get your episode sponsored, prompt of this link to learn more: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Fri, October 09, 2020
Wealth Academy Podcast - Episode #17 Wealth Building Tips To Help Your Generate Wealth With Paul Lawrence Vann
People need money to cover their basic needs and anything above these needs is a bonus. So what about you? The first thing you need to do is make an assessment of your net worth. Add up all of your assets, then add up all of your debt and subtract debt from assets. Your current net worth today represents your foundation as you prepare to generate wealth. The six tips and bonus Paul Lawrence Vann is sharing throughout this episode is listed as follows: Savings Emergency Funds 401K Plan Social Security Insurance Real Estate (Bonus) - Stock Market The list above represents a starting point for people to begin generating wealth, it's not all-inclusive, however, it provides a foundation for making your hard-earned money work for you. It's better to be a lender, rather than a borrower, these six tips and the bonus gets you started on your path to financial independence. Paul Lawrence Vann is a Certified Financial Coach, contact him with questions at (800) 341-6719, Email: info@paulvannspeaks.com Listen to all episodes on Apple Podcast, rate and review this episode, and more and we request a 5-Star rating from you because it helps us to deliver even more solo episodes and guest expert interviews. Podcast website: www.wealthacademypodcast.net Wealth Academy Podcast provides sponsorship to clients, we interview guests, provide one live read commercial, and post your interview on our social media sites. We also provide a level two package that spans 30 days and it adds more to your guest expert experience. Discover more about our Sponsorship Packages at this link: https://bit.ly/2G4FMV5 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, October 08, 2020
Wealth Academy Podcast - Episode #16 Dr. Askia Davis Shares Expertise on Navigating Inequality, Racism, and Social Injustice
During this episode of Wealth Academy Podcast, Paul Lawrence Vann interviews Dr. Askia Davis. Dr. Davis shares his experience which consists of when he was age 18, and a leader of the black student movement at Brooklyn College, he led protests and helped achieve open admissions which ultimately led to the enrollment and graduation of tens of thousands of Black and Puerto Rican students. Askia Davis was arrested during the college protests and he faced 228 years in prison until Congresswoman Shirley Chisolm got the charges dropped against him and his 18 classmates. Askia Davis became a counselor following graduation. Today, Dr. Askia Davis is a social entrepreneur dedicated to propelling Nigeria's social development enterprises and institutions to global leadership and enhancing a culture of volunteerism and philanthropy across Nigeria. Born in rural Georgia in 1950. At age five he picked cotton with no shoes on my feet. Askia Davis' family had a strong belief in education so all of his 12 siblings entered school having learned how to read well at ages 3 & 4 after having been taught by the oldest among them. Askia Davis' family joined the great migration to NYC at age 15. At age 16 lived in his own apartment in NYC after his oldest brother was drafted during the Vietnam war. Askia Davis graduated valedictorian from a predominantly White Brooklyn High School after attending a segregated underfunded school in GA. After Congresswoman Chisolm helped Askia get his charges dropped and he was released, he went on to become Senior Assistant to three consecutive NYC Schools Chancellors responsible for primary educational initiatives. Years later Askia Davis became the Superintendents of schools in Harlem and was responsible for 100K students in the Bronx section of NYC. Askia Davis earned a Doctor of Education graduate at Columbia U. at age 32 while writing his dissertation for his department. Dr. Davis built a consultancy focusing on leadership and innovation in businesses and international corporations. He co-authored a book with his 18-year-old son, it is a dual memoir focusing on contrasting his coming of age in the Black Power Movement, Black Is Beautiful Generation, and his son's coming of age in the Hip Hop Generation. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, October 05, 2020
Wealth Academy Podcast - Episode #15 Paul Lawrence Vann Shares What You Can Do If Faced With Financial Woes During COVID-19
It's bad enough when a country has a great recession, it's worst when there is a deadly pandemic taking place. Host Paul Lawrence Vann is a Certified Financial Coach and during this episode, he's sharing what happened in 2008 in the U.S. during the great recession and he's drawing on similarities to what is happening now during COVID-19. During the great recession host, Vann used his financial expertise as a guest expert on WUSA Channel 9 television in Washington, DC to help people avoid mortgage foreclosure and avoid being sued by their credit card companies. For example, the guest interviewer asked Paul, 'How can people avoid losing their house during this recession?" Paul replied, "The first thing people should do is contact their mortgage lender and work out terms with them to extend the length of the repayment and or apply for a loan modification." Just as people during the great recession of 2008 had to pivot to maintain a roof over their heads, the same holds true during COVID-19. The two seminal events in the history of the U.S. are strikingly similar, with the primary difference being the physical health of those infected is fatal as a result of COVI-19. Host Vann shares how people can avoid being sued by creditors for failure to pay back a loan and or credit card debt. COVID-19 is oh so similar to the great recession in that a lot of people lost their job and businesses never reopened again. Host Vann provides some fundamental financial management insight to help people as they continue navigating this pandemic. All in all, give yourself a fighting chance to rebound from this significant emotional event called COVID-19. Take from this episode and use what serves you and be mindful from a full disclosure perspective, host Paul Lawrence Vann isn't an accountant or legal expert, he is a certified financial coach, thus he encourages you to get an accountant or lawyer. Contact Paul Lawrence Vann for financial coaching assistance by phone (800) 341-6719, by email: info@paulvannspeaks.com Likewise you can reach out to him for mindfulness life coaching to assist with overcoming stress, overwhelm and more. Wealth Academy Podcast provides two levels of sponsorship you may consider for your business, as an author, and or coach. Learn more at this link: https://bit.ly/2GzxfJw Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, October 01, 2020
Wealth Academy Podcast - Episode #14 New York-Based Novelist and Poet Rebecca McFadden Interview
New York-based novelist and poet Rebecca McFadden is the author of two amazing books, Strong Enough For A Man and Surfing To Find The One. She visited Wealth Academy Podcast with host Paul Lawrence Vann to share how she knew she would become a novelist and more. During this interview, Rebecca McFadden shared what her emotions were like when she received the first copy of her newly published first book, Strong Enough For A Man. What an awesome feeling it was for her and it will resonate with listeners. That's not all, Rebecca also knew it was time to write her second book because a professor informed her that after reading her book, it brought him to tears., thus was born, Surfing To Find The One. Rebecca also shared reasons why people should purchase her books, with the Fall of the year upon us it's a great time to curl up with a good book or two under a warm blanket with a cup of tea, coffee, or hot chocolate to be entertained by her amazing books. This was an exciting and enjoyable interview with Rebecca McFadden, learn more about her and purchase her books at www.anewenterprises.net This episode was sponsored by ANEWEnterprises.net Discover how you can get your episode sponsored, Wealth Academy Podcast provides two levels of sponsorship, Level 1 - 1 live commercial, interview on Wealth Academy Podcast, and marketing. Level 2 - 5 commercials, interview on Wealth Academy Podcast, and 30 days of branding and promotions. Learn more about getting sponsorship at this link: https://bit.ly/2G4FMV5 Host Paul Lawrence Vann (800) 341-6719 Email info@paulvannspeaks.com Podcast Site: www.wealthacademypodcast.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, October 01, 2020
Wealth Academy Podcast - Episode #13 Host Paul Lawrence Vann Discusses The Role Mental Health Plays In Living A Wealthy Lifestyle
Mental health is the opposite of physical health and it plays a crucial role in the success or failure people experience in their daily lives. Why? Given that people around the world are experiencing a global pandemic, it's having an impact on people's life. In some cases, people are experiencing more stress, overwhelm, and pressure because of the infection rate and fatalities occurring on a daily basis from COVID-19. The loss of a job, sheltering in place, travel restrictions, debt, medical bills and more is occurring to people around the globe. Now more than ever people, are navigating COVID-19 as it continues to wreak havoc in people's lives resulting in mental health emergencies. One of the keys for people to move ahead is to express their feelings in a healthy way. Perhaps having a conversation with a family member, relatives, friends, and or their doctor will make a difference, having a shoulder to lean on is always good for the mind. When one addresses the issues that are bothering them, it makes a difference because it means they're trying to resolve the problem which is always a step in the right direction. Seeking professional help is the key to overcoming mental health issues, a conversation with a doctor who can refer one to a psychologist is called progress. In the end, money won't take away problems one has compared to the value of mental balance. Making good decisions with a sound mind is priceless because good decisions yield great results. If you have good mental health you're living a wealthy lifestyle. Reach out to host Paul Lawrence Vann at (800) 341-6719 Email: info@paulvannspeaks.com For a FREE 30 minute consultation with Certified Mindfulness Life Coach, Paul Lawrence Vann, schedule an appointment at this link: https://calendly.com/info-3623/free-30-minute-mindfulness-consultation-with-coach-vann Wealth Academy Podcast Sponsorship opportunities: https://bit.ly/2G4FMV5 Invest in one of our sponsorship levels, level 1 consists of 1 live commercial and promotions, level 2 includes 30 days of branding and promotions. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, September 26, 2020
Wealth Academy Podcast - Episode #12 LTC (Ret.) Valarie R. Austin, President of Vauboix Publishing LLC, Shares Her Journey to Become A Speaker, Author, and Entrepreneur
Wealth Academy Podcast guest expert Valarie R. Austin honors our community through her presence during this incredible episode. Lieutenant Colonel (Retired) Austin is a graduate of the United States Military Academy, West Point, New York. Valarie shares her remarkable pathway to become a speaker, author, and entrepreneur. This extraordinary Army veteran is President of Vauboix Publishing, LLC. Valarie conducts college and career readiness workshops as well as provides practical advice to high school/college bound students and parents. She details the framework for knowledge, discipline, and financial goals needed to begin and graduate from college on time into a fulfilling career. Few, if any, are as knowledgeable to provide expert advice as Valarie. She has earned a master's, an associate's, and two bachelor's degrees. She understands the college journey from her multi-faceted experience. Valarie R. Austin is the author of the book, The Student's Comprehensive Guide for College & Other Life Lessons . She wrote the book for high school/college bound students to learn more about preparing for college, obtaining post-secondary funding, and positioning themselves for successful careers after college. Wealth Academy Podcast community, join me in saluting LTC (Ret.) Valarie R. Austin for her distinguished duty to country as an Army officer and for being an atmosphere shifting leader as a professional speaker, author, and entrepreneur. Here is the link to Valarie's book: https://www.amazon.com/Valarie-R-Austin/e/BO7HG7YLXW Below is Valarie's contact information: Valarie R. Austin, President Vauboix Publishing LLC Business telephone # 202-750-3419 https://www.amazon.com/author/valarie_r_austin https://www.goodreads.com/valarie_r_austin https://www.linkedin.com/in/valarie-r-austin Listen to all episodes of Wealth Academy Podcast at www.wealthacademypodcast.com Host: Paul Lawrence Vann Office Number: (800) 341-6719 Email: info@paulvannspeaks.com For Guest Expert Sponsorship Opportunities visit: paul-s-wealth-building-academy-school.teachable.com/p/wealth-academy-podcast-sponsorship Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, September 24, 2020
Wealth Academy Podcast - Episode #11 Paul Lawrence Vann's Top Ten Tips In Support Of Your Financial Goals
All too often some people go about their daily lives working, earning a salary, buying goods of all kinds, paying bills, and going into debt over their heads and this is a recipe for financial disaster. As a financial coach Paul Lawrence Vann helps clients gain a greater appreciation for what's possible if they take control of their financial resources. One of the first things a person should do is get a notebook and write down their assets and debts. In one column write down whatever assets you have and in the other column write down all of your debt. Subtract the debt from your assets and it will reflect your net worth, it represents the starting point for establishing your financial vision for today and in the future. Don't be surprised about what you find out after your initial financial assessment. Work with what you have, this episode expounds on each of the top ten tips listed below: Tip #1 - Write out your budget each month Tip #2 - Write down every penny you spend Tip #3 - Stick to your budget each month Tip #4 - Reduce your debt Tip #5 - Don't add any more debt this year Tip #6 - Save up an emergency fund Tip #7 - Start saving for retirement Tip #8 - Better your career Tip #9 - Set up a financial plan Tip #10 - Cut spending Coach Paul elaborated on each of the top 10 tips and what he wants you to do is to act on his content-rich wisdom. There is no better time than now to begin your journey to financial stability because you owe it to yourself and your family to be well-positioned in case of another pandemic and or another life challenge occurs. Don't wait for the new year, your time is now, incorporate these tips into your life today! Contact Coach Paul Lawrence Vann (800) 341-6719 Email: info@paulvannspeaks.com Podcast: www.wealthbuildingacademy.com Wealth Academy Podcast offers sponsorship opportunities to individuals and organizations, discover more about their two levels, to include branding and promotion at this link: https://paul-s-wealth-building-academy-school.teachable.com/p/wealth-academy-podcast-sponsorship Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, September 23, 2020
Wealth Academy Podcast Episode #10 Paul Lawrence Vann On The Power of Mindfulness
Given the day to day challenges Wealth Academy Podcast listeners and subscribers face each day, there are hurdles in life that create stress. As a Certifed Mindfulness Life Coach, Vann takes listeners on a journey to discover there are a number of ways mindfulness can offset life's greatest challenges. Research reflects that 50% of people spend their daily life in autopilot, meaning they are missing out on their life because they're lost in thought, worry, or stress as a result of life challenges. Vann informs listeners that mindfulness will not only extend the life of people, but it will also help them actually experience more of their life. About 50% of one's daily habits are unconscious repetitive actions, this is the most pronounced form of life on autopilot. Some people find change to be overwhelming because they're stuck, living in the past or sabotaging themselves with negative self-talk and overwhelming thoughts and emotions. Host Paul Lawrence Vann shares that in order for people to effectively create lasting change and happiness, they need to learn how to take back control of their minds, emotions, and decisions through mindfulness. Vann shares with listeners the only time they can create lasting change is when they are aware, operate in the present or the now and they're able to clearly observe their thoughts and emotions. As you listen to this episode with Paul Lawrence Vann know that as a Mindfulness Life Coach, the greatest gift he can give you as a client is the gift of being more aware, awake, and alive in your daily life. Enjoy this episode Wealth Academy Podcast community. Sign up for a FREE 15-minute mindfulness discovery session with Coach Paul, register at the link below. https://mindfulnessdiscoverysessionwithcoachpaul.as.me/ Office Number: (800) 341-6719 Email: info@paulvannspeaks.com Podcast Site: www.wealthacademypodcast.com Wealth Academy Podcast provides sponsorship packages for clients who want to sponsor a guest expert episode, learn more at the link below. https://paul-s-wealth-building-academy-school.teachable.com/p/wealth-academy-podcast-sponsorship Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sun, September 20, 2020
Wealth Academy Podcast - Episode #9 - Linda Hollander Shares Sponsorship Expertise
Linda Hollander is affectionately known as the Wealthy Bag Lady because she along with her childhood friend started a custom printed shopping bag business that they took from a small enterprise to a multimillion-dollar business. Today Linda leads Sponsor Concierge one of the most renowned sponsorship companies in the industry. Linda Hollander is a sponsorship expert that helps her clients obtain sponsorships. Linda has been featured in Inc. and Entrepreneur Magazine, and she is known as the industry leader in corporate sponsorship. Linda is an award-winning entrepreneur and has been featured on NBC, CBS, ABC, Bloomberg and so many to mention at this time. Linda Hollander is CEO of Sponsor Concierge and is the founder of the Sponsor Secrets Seminar. Linda overcame many challenges in her youth and today she empowers women entrepreneurs, business owners, and organizations to make a difference by discovering how to position themselves to build relationships with companies that can potentially sponsor their business, radio show, podcast, and or nonprofit organization. This is one episode you can't afford to miss, Linda is hosting a Virtual Sponsor Secrets Seminar and you should invest in yourself and business to be apart of it. Linda Hollander is hosting a Virtual Sponsor Secrets Seminar October 6-8, 2020 Learn more about and register for the Virtual Sponsor Secrets Seminar at this link: www.sponsorsecretsseminar.com Contact Linda Hollander at (310) 337-1430 Email Linda Hollander: linda@sponsorconcierge.com Receive a free gift, the #1 Secret to Getting Sponsors at www.successwithsponsors.com Wealth Academy Podcast provides sponsorship opportunities to guest experts of the show and or their business, learn more about it at this link: https://paul-s-wealth-building-academy-school.teachable.com/p/wealth-academy-podcast-sponsorship Host Paul Lawrence Vann - Phone: (800) 341-6719, Email: info@paulvannspeaks.com Listen to our podcast at www.wealthacademypodcast.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Sat, September 19, 2020
Wealth Academy Podcast - Episode #8 - Paul Lawrence Vann On Becoming Debt Free
Paul Lawrence Vann provides expertise and shares wisdom to the Wealth Academy Podcast community on the importance of being debt free. It doesn't matter how much money you earn, what is most important is how you allocate your financial resources and part of the process is focusing on becoming debt free. The starting position for most wage earners and entrepreneurs is to know where you stand as it pertains to the debts and assets you have today. Vann Host Vann encourages listeners to get out a notepad and write down what your assets are and your debts and subtract them and it will provide you with a quick look at what your current net worth is. Goal number one is to make a commitment to wipe out all of your debt, one bill at a time. Look at your list of debts and target the lowest bill that needs to be paid and pay it off and then move on to the next one. Once you pay off each bill it's going to bring you closer to your ultimate goal and you guessed it...become debt free. By paying off your debts you will automatically improve your credit score and it will position you to get better rates on a loan, a vehicle or house and or invest in real estate or other investment instruments. Tune in, listen in and encourage your friends, family, and colleagues to listen to Wealth Academy Podcast with host Paul Lawrence Vann. They can listen at www.wealthacademypodcast.com Wealth Academy Podcast provides Sponsorship opportunities for individuals or businesses to assist them in marketing, learn more at this link: https://paul-s-wealth-building-academy-school.teachable.com/p/wealth-academy-podcast-sponsorship Contact: Paul Lawrence Vann (800) 341-6719 or info@paulvannspeaks.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, September 17, 2020
Wealth Academy Podcast - Episode #7 Tony Guarnaccia Interview On Small Steps Grow Profits
Host Paul Lawrence Vann interviewed Tony Guarnaccia of Small Steps Grow Profits. Tony didn't grow up with a silver spoon in his mouth however he rose like a Phoenix to overcome life's greatest challenges in his youth. During this episode of Wealth Academy Podcast Tony Guarnaccia share the inspiration that led to where he is today. One of the primary areas of expertise Tony shared is how he helps businesses navigate the uncertainties to emerge stronger on the other side of crisis such as 9/11 and COVID-19. Adversity requires a pivot and Tony has the expertise to assist businesses to grow consistently and predictably. Make no mistake about it for many businesses, resources of time, effort, and money are tight right now, Tony shares what they can do to make it through these challenging times. As an entrepreneur, Tony has worked with businesses for over 20 years as a business owner and enterprise marketer. He has worked with Google, Microsoft, ADP, Ford, BMW, Sunrise Senior Living, and Foster Grant just to name a few. Tony Guarnaccia's mission now is to Democratize Marketing in order to share with small business owners and entrepreneurs exactly what to do to grow profitably, how to do it, and how to leverage the resources to make it happen. During this interview, Tony states that by growing small businesses, together we can impact not just local communities but also our world. Learn more about Tony Guarnaccia at tony@meettonyg.com, website: SmallStepsGrowProfits.com and by phone (401) 484-8736 LinkedIn in/tonyguarnaccia For sponsorship opportunities with Wealth Academy Podcast go to this link: https://bit.ly/2FlQRAK Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, September 14, 2020
Wealth Academy Podcast Episode #6 - Host Paul Lawrence Vann Coaching Session With Shannon Thomas
Host Paul Lawrence Vann received a text message from Shannon Thomas inquiring if he knew how to obtain personnel records of her father who was a casualty of the Vietnam War, he was only 19 years of age at the time of his untimely death. Shannon had listened to a previous episode where Paul discussed his background working on Capitol Hill for a member of Congress assigned to the House Armed Services Committee and he had processed casework for thousands of constituents to include working closely with the Veterans Administration. Paul and Shannon share this unique experience in their efforts to assist other military families who may be experiencing roadblocks and not knowing how to obtain valuable military records important to surviving family members. Host Paul Lawrence Vann worked with Shannon to guide her through the maze many families and military dependents experience. That's not all, after retiring from the United States Air Force, Paul was a contractor and worked in the Family Readiness Office for the National Guard Bureau thus he has vast experience working with Army and Air National Guard families in all 50 states, Territoires and Possessions. One of the reasons Shannon wants her father's military records is because she is trying to get closure for herself and her family because she was only seven months young at the time of her father's untimely passing, he was 19 years old when he became a casualty of the Vietnam War. Host Paul Lawrence Vann coached Shannon through the process and she will be able to obtain her father's military record. Coach Paul works with individuals and organizations through coaching, training, and speaking programs. Paul Lawrence Vann is a life coach, mindfulness coach, business success coach, and spiritual consciousness coach. He leads Wealth Building Academy, LLC, and host Wealth Academy Podcast, a cutting edge podcast that works to provide solutions to listeners and subscribers in over 11 countries. Tune in at www.wealthacademypodcast.com and on podcast distribution channels such as Apple Podcast, iTunes, Spotify, Google Podcasts, Stitcher, iHeart Radio, and many others. Wealth Academy Podcast also provides sponsorship opportunities to entrepreneurs and organizations as well, learn more at: https://bit.ly/2FlQRAK Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Wed, September 09, 2020
Wealth Academy Podcast Episode #5 - New York-Based Novelist & Poet Rebecca McFadden
New York-based novelist and poet , Rebecca McFadden, shares her backstory of being born and raised a sharecropper's daughter, and how she was able to overcome life's greatest challenges. Rebecca is one of 15 children. Her parents were sharecroppers working in South Carolina's cotton and tobacco fields, and she was raised to do the same. Her vision and dreams for life impacted her at an early age, and ultimately Rebecca developed her gifts and scholarly success. She went on to become valedictorian of her high school and captain of the basketball team. Rebecca McFadden earned a full academic scholarship and attended Shaw University. While there; she continued to reach her potential as a scholar, and this ultimately led to her earning a business degree. Rebecca moved to New York upon graduating from college, and she worked for New York City Transit as an Associate Staff Analyst. That's not all, in addition to being an exemplary employee, she managed her son's child-modeling career and wrote two books, "Strong Enough For A Man " and "Surfing To Find The One. " Rebecca McFadden's passion for writing resulted in her giving birth to New York City Transit's company approved Poet-Tree Club, she co-founded it, named it, and became president of the one hundred member strong spoken word artist club. Rebecca is the proud mother of one son and she resides in Kings County, New York. Find out more about Rebecca McFadden at www.ANEWenterprises.net Listen to other empowering episodes of Wealth Academy Podcast with host Paul Lawrence Vann at www.wealthacademypodcast.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, September 01, 2020
Wealth Academy Podcast - Wisdom Is The Master Key For Living A Wealthy Lifestyle
One of the master keys to living a wealthy lifestyle is to have wisdom front and center in your life. Host Paul shares why having wisdom is at the centerpiece of living one's best life. In many ways, successful people tap into their wisdom and it helps them not only reach greater success in life but sustain it over time. Host Vann states, "You can have all the money in the world but if you don't have wisdom you won't be able to hold onto your wealth." The genesis of this episode on having wisdom has its roots in the Wealth Academy Podcast mantra which is, "Wealth Is More Than Just Money." Wisdom is the foundation for living a wealthy lifestyle and host Paul shares ways of acquiring wisdom that will last you a lifetime. Recommend your friends, family, and colleagues listen to, subscribe, and rate Wealth Academy Podcast. Tune in, and listen to Wealth Academy Podcast on your favorite podcast distribution channels such as Apple iTunes, Spotify, Stitcher, Google Podcast, and iHeart Radio. That's not all, you can also listen in at www.wealthacademypodcast.com Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Tue, August 18, 2020
Episode 3 - Paul Lawrence Vann Interviews Dr. Sarah David, Award-Winning Writer and Founder of the National Institute for Career Empowerment
Dr. Sarah Davis was named by Forbes as a Top Career Resource and is the author of "Jump Start Your Career Now!" Dr. David host the Empowered Womenpreneur podcast where she shared power moves, business tips to monetize your brand, and insights from special guests to take your business, career, health, wealth, life, and legacy to QUEEN STATUS! Dr. Davis is an award-winning writer and founder of the National Institute for Career Empowerment (NICE). she believes that entrepreneurs need space to come together to create, connect, and collaborate, and during this episode listeners will be empowered and realize it's time to brand their brilliance. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Mon, August 17, 2020
Wealth Academy Podcast - Host Paul Lawrence Vann Shares His Expertise With Listeners
The inspiration and genesis for host Paul Lawrence Vann creating Wealth Academy Podcast find its roots in him serving over 20 years in the United States Air Force (USAF). Podcast host Vann retired from the USAF after serving 12 consecutive years int he Pentagon, to include a year as a Capitol Hill Fellow working for a member of Congress in the U.S. House of Representatives. Upon retirement, retired lieutenant colonel Vann decided to become a motivational speaker, author, diversity/inclusion trainer, and coach. That's not all, host Vann started and hosting a radio show, The Wealthy Speaker Talk Radio Show and he interviewed many celebrities, Olympians, best selling authors, speakers, entrepreneurs, and small business owners, resulting in over 525 episodes of his empowerment talk radio show. During this episode, Paul discusses the coaching programs he leads to include him being a Certified Mindfulness Life Coach, Certified Spiritual Consciousness Coach, and Business Success Coach. He also provides insight on being a Certified Diversity/Inclusion trainer and he has spoken to organizations throughout the U.S. and Canada for Fortune 500 companies and many others. Wealth Academy Coaching programs: https://bit.ly/31SX9Po Paul Lawrence Vann is the author of three solo books, Living on Higher Ground, Faith For Times Like Now, and Goal Achievers. He is also a two-time #1 International Best Selling author, thus co-author of three books. During this episode host, Vann invites listener's to sign up for a FREE coaching session that will be held on Zoom, to assist the winner of the session with one (1) issue to process during the recording session, it could be a life coaching, mindfulness, spiritual awareness or business success coaching issue, they can do so at paul@wealthacademypodcast.com or www.wealthacademypodcast.com and you can schedule a day and time for the FREE coaching session. Host Paul Lawrence Vann requests that you listen to this episode, review and rate it, he requests a 5-star rating and he thanks you in advance for your support. You can reach host Vann to appear as a podcast guest at (800) 341-6719 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
Thu, August 06, 2020
Welcome to Wealth Academy Podcast
All too often some people think once they acquire money or wealth life is smooth sailing however, they soon discover they might experience more problems. During this episode host, Paul Lawrence Vann shares why financial wealth alone isn't what it's cracked up to be and there is a multiplicity of ways people can live a wealthy lifestyle, and it's not because of the money someone has. He shares how joy and peace of mind just to name a few, can enrich one's life and provide the balance and happiness that creates a wealthy lifestyle. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations
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