Money: Faith & Finance
Money: Faith & Finance explores the profound and practical of everyday finances. In every episode, we explore the real-life impact of everything from superannuation to stewardship, the World Bank to your wallet – and what does God have to say about money? Welcome to the profit, loss and real balance sheet of wherever money intersects with you. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia.
S7 E9 · Tue, April 01, 2025
4 Siblings Running a Biz - The Bottle Kids
About Our Guests: The Bottle Kids - Colette, along with her children Romario, Valentina, Giovanni, and Isabella, share their inspiring journey of entrepreneurship and philanthropy. The family has gained recognition for their innovative approach to recycling through the Return and Earn scheme, which has been lauded by Keep Australia Beautiful , The Sunday Telegraph , and their local community. See them channel their inner Barefoot Investor as they explain what they did together to be able to save, spend and give! Key Takeaways: Everyone, and we mean EVERYONE, can give back from the portion that they have. The pride in a parent’s heart, seeing their children succeed at any stage of life, is good for the soul of the parent (and the kids!). Raise your kids to be confident with money. Celebrate the small and big things in life. Notable Quotes: "It actually just feels so good to be able to do something with that gratitude." — Colette "Because like, we've taken all the bottles." — Giovanni "Once we get a lot of money to donate, we all pick a place to donate it to." — Romario "You'll never know what you're capable of until you try." — Colette Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S7 E8 · Tue, March 25, 2025
The House vs Wedding Dilemma: Can You Afford Both?
Did you see this? The Australian Financial Review presented an attention-grabbing overview of the struggle between spending on a wedding and spending on a house deposit. Pete and Ben take this stark contrast in financial priorities and discuss what should we do when major events and moments compete. Beyond the wedding/house deposit scenario, are we also considering the value of what the wedding is all about – the marriage being entered into? Key Takeaways: Aim to spend within your means on a wedding, avoiding loans whenever possible, to ensure financial stability. Wedding expenses can divert funds from other major investments such as home deposits. Managing your own competing aspirations requires balance and planning. While wedding costs will rise, alternatives such as simpler ceremonies and weekday weddings offer budget-friendly options. Investing in marriage and relationships is as crucial as investing in property, encouraging thoughtful prioritisation. Notable Quotes: "I think you've got to spend what you're comfortable with." – Pete Burrows "Life is compromises. If two things seem expensive… maybe the wedding will seem like the thing that has to go by the wayside." – Pete Burrows "Invest in your marriage first and invest in other stuff after that." – Ben McEachen "There's nothing wrong with being upfront about what everybody can contribute to [the wedding]." – Pete Burrows READ MORE: "Couples are dumping their wedding plans to buy this instead" by Lucy Dean, The Australian Financial Review Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S7 E7 · Tue, March 18, 2025
Egg-stra Expenses: Crafting a Savvy Easter Budget
Join the Money: Faith & Finance Youtube Page! Key Takeaways: Reconsider the significance of Easter in your financial planning, much like how you budget for Christmas. Explore ways to celebrate Easter meaningfully with lunches or dinners, involving family and friends. Consider alternatives to Easter spending, like creating your own decorations or planning holidays well in advance to save money. Reflect on Easter as a time to relax and unite with family, focusing on the significance of Jesus rather than just the commercial aspect. Engage with community and bring others into traditional celebrations, especially those who might be alone at Easter. Notable Quotes: "It's not about the flavour, it's about the saviour." "I reckon it should be less about the bunny, more about the money." "Show me the heart. It's relax and reflect, not just spend money." "Easter is the new Christmas. That's what I'm hearing." "We [can] love what it represents about what Jesus did for us on the cross." Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S7 E6 · Tue, March 11, 2025
Alternative Investments with Roger Montgomery
MEET OUR GUEST: Roger Montgomery has more than three decades of experience in funds management, equities analysis, trading, and stockbroking. He is the founder of Montgomery Investment Management , a boutique Australian investment firm catering to individuals, families, and their advisors. Roger is also the author of " Value.Able ," a guidebook for the stock market aimed at successful investing for the next generation. Beyond his professional endeavors, Roger regularly appears on ABC Radio, ABC TV, The Australian and AusBiz. Key Takeaways: Alternative investments, like private credit, can provide attractive returns with manageable risks when thoroughly researched. Understanding your risk tolerance and diversifying investments can lead to financial growth while minimising stress. Private credit is emerging as a new asset class that could complement traditional investments in providing consistent income, especially for retirees. Informed decision-making, aided by expert guidance and due diligence, is crucial in navigating the realm of alternative investments. Notable Quotes: "I do believe that our conscience is God's voice and that will ultimately determine the choices that you make." - Roger Montgomery "Not to be scared. Seek advice if you don't know enough or do a lot of due diligence." - Roger Montgomery Resources: More about Roger Montgomery: rogermontgomery.com Montgomery Investment Management: montinvest.com Roger's book: Value.Able (A guide for stock market investment) Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S7 E5 · Tue, March 04, 2025
Roger Montgomery - A Guide to Financial Success from Your 20s to 90s
Want quick, relevant advice for every stage of your life? Fantastic. You've come to the right place, as Ben and Pete ask seasoned finance expert Roger Montgomery to share his top tips for success. Broken down into different ages, Roger's No. 1 suggestions is a rapid-fire list you can instantly act upon. PLUS: Roger reveals how Jesus specifically shapes the core of his approach to money. MEET OUR GUEST: Roger Montgomery has more than three decades of experience in funds management, equities analysis, trading, and stockbroking. He is the founder of Montgomery Investment Management , a boutique Australian investment firm catering to individuals, families, and their advisors. Roger is also the author of " Value.Able ," a guidebook for the stock market aimed at successful investing for the next generation. Beyond his professional endeavors, Roger regularly appears on ABC Radio, ABC TV, The Australian and AusBiz. Key Takeaways: Roger Montgomery shares life-stage-specific financial advice, emphasising a balanced approach to risk and reward, especially when young. Roger strongly believes successful investment is about treating stocks as parts of businesses, not as "gambling" entities. The Parable of the Talents inspires Roger’s professional approach, underlining stewardship and ethical responsibility in wealth management. Roger encourages Christians in finance to be open about their faith, asserting many in the industry share similar values. Notable Quotes: "My job is to read very specific things… to understand what [they] mean in terms of what the value of the business [is] doing." "Don't play it too safe when you're in your 20s; have a go." "You're still going to need growth. You're still going to need to invest in things that are going to go up in value." "The moment I think I became a Christian… I just thought, that's a community that I want to be a part of. That's very different to the world I live in." "The assumption is that people who work in finance aren't Christians [but] there's a huge number of Christian people in my industry." Resources: More about Roger Montgomery: rogermontgomery.com Montgomery Investment Management: montinvest.com Roger's book: Value.Able (A guide for stock market investment) Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get bac
S7 E4 · Tue, February 25, 2025
Multi-Generational Living with Danniebelle Whippy
Hope Breakfast co-host Danniebelle Whippy returns to the podcast to discuss her own experience of many generations living under the one roof. Danniebelle gets personal about how her family shares costs, plans and financial strains. With housing affordability being an ongoing issue in Australia, Danniebelle presents the best and not-so-best of households which open their doors to more family members (or friends). We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S7 E3 · Tue, February 18, 2025
Your Money Questions Answered by Astute Accountant (Pete!)
Join the Money: Faith & Finance Youtube Page! Have you asked any financial questions this week? So hard to get good, reliable answers. Right? If only we had a reliable source... Ah, yes! Pete Burrows ! In this ep, Pete discusses the value of adult kids paying board, strategies for turning side hustles into full-time ventures, and tips for teaching kids about saving. We also unpack the real implications of terms such as "strong economy" and Pete clarifies common tax misconceptions. Whether you're considering a second job, deciding between saving or paying off loans, or contemplating higher education, Pete Burrows answers all your burning questions! Key Takeaways: Charging board to adult kids teaches them responsibility and prepares them for financial independence. To encourage children's saving habits, establish bank accounts with incentives for regular deposits and minimal withdrawals. Turning a side hustle into a full-time venture requires timing, family support, and financial planning. HINT: there is no "perfect" time to start a business. Understanding economic terms such as "strong economy" can empower personal financial confidence and decision-making. Evaluating university education against workforce entry and employer-supported studies requires assessing personal career goals and financial circumstances. Notable Quotes: "My answer is 'Yes, people, yes, one thousand times yes' [to asking adult children to pay board]." - Pete Burrows "Put money into [the bank account] and then try not to take it out." - Pete Burrows "There's no unicorn day of the year that you go, 'You know, it's quiet yet there's willing customers out there…'" - Pete Burrows "A strong economy might not necessarily mean everybody's better off, but they want more people to be better off." - Pete Burrows "A question that is not acted upon is just a thought bubble." - Pete Burrows Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donat
S7 E2 · Tue, February 11, 2025
What Do You Worship? Sneakers, Holidays, or God?
OK, try this on for size: are we devoted to what we buy? Does what we spend on demonstrate something about what we prioritise, value and – wait for it – worship? Hope Mornings Ben McEachen and "everyone's favourite accountant" Pete Burrows challenge us all, including themselves, to do an important audit. Are we in any danger of our lives being owned by what we buy? Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S7 E1 · Tue, February 04, 2025
Start Small And Grow: Wealth Across the Decades
Join Ben and Pete on the 7th season of Money: Faith and Finance as they explore strategies for building wealth across various life stages. With insights into managing HECS debt, the importance of superannuation, and investing when young, they address financial challenges which we all confront. They discuss how lifelong financial habits shape wealth and consider the balance of current and future financial planning. Key Takeaways: Focus on your current financial circumstances but always consider future implications. Younger individuals may have fewer overheads, allowing for more risk in investments. Superannuation might seem dull, but it’s a crucial component of a secure retirement plan. It’s never too late to develop sustainable financial habits — start small and grow. Financial decisions should ultimately serve your desired lifestyle and values, including the capacity to be generous. Notable Quotes: "The good and bad thing about money is every day is a chance to get it right and a chance to stuff it up." "You can make decisions today, and the best ones put in building blocks for 'Future You'." "It's never too late [even] if you're older." "Pick something, build it, stick with it — every decade has its vibe." "Superannuation is not something you should sleep on. Having a good retirement isn't boring." Resources 2024 Woman Financial Planner of the Year Michelle Stone on podcast She Wasn't Born Yesterday - Listen here Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
Bonus · Wed, January 29, 2025
BEST OF - Why Christians ARE NOT Better With Money
Key Takeaways: Christians, like everyone, face daily financial struggles due to inherent human imperfection. Financial accountability and transparency are crucial for churches and organizations to maintain trust and compliance. Personal financial management can be improved through humility, seeking advice, and being open to mentorship. Overcoming fear of perceived greed is necessary to achieve effective financial stewardship. Practical tools like financial software and accountability partners can aid in better budget management and fiscal responsibility. Notable Quotes: "Explaining is better because it's more grounded in facts and there's less judgment." - Pete Burrows "Money by itself isn't evil, it's probably more the love of money and the pursuit of it." - Pete Burrows "Need isn't greed. Needing to be concerned with money does not mean you're greedy with money." - Pete Burrows "Better questions get better answers." - Pete Burrows "Good accounting isn’t just about debits and credits; it's about trust." - Pete Burrows Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
Bonus · Wed, January 22, 2025
BEST OF - What Must I Save for Retirement?
Key Takeaways: Retirement planning should begin as early as possible, ideally 20 years in advance, to maximize compounding interest and financial security. Financial guidelines suggest retiring with an income of half to two-thirds of one's working salary to maintain a comfortable lifestyle. Superannuation in Australia is a foundational retirement saving tool, but additional voluntary contributions are recommended for comprehensive coverage. Housing remains a significant consideration in retirement planning—whether to own, rent, or move in with family can notably impact one’s financial landscape. A fulfilling retirement is characterized less by financial wealth and more by meaningful activities, relationships, and contributions to the community. Notable Quotes: "There's a big difference between retiring rich and having a rich retirement." - Pete Burrows "Start with an amount that is manageable for where you're at now." - Pete Burrows "It's about having a full life and interests… not just spending money and having a lavish lifestyle." - Pete Burrows "Get your house in order." - Pete Burrows "More money just brings you more choices; it doesn’t necessarily make your life better." - Pete Burrow Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
Bonus · Wed, January 15, 2025
REPLAY Tithing - What is It and Must I Do It?
One of the top episodes in time past! It's a cracker and would love you to consider tithing in 2025. Should we even do it? We already give a huge chunk of our pay to tax, 10% to GST and another 10% to ...God? Key Takeaways: Understanding Tithing : Tithing originates from a Hebrew word meaning "one tenth," often interpreted in religious contexts as giving 10% of one's income or assets. Historical vs. Modern Practice : While traditionally a biblical mandate, particularly under Old Testament law, the necessity of tithing for modern Christians is debatable. The Heart of Giving : The discussion emphasized giving one's first and best to God, underscoring a priority-based approach to financial generosity. Practical Implications : Insights were provided on how tithing can be a useful discipline but not necessarily a compulsory act, reflecting a personal choice aligned with one's financial capability and spiritual commitment. Inspirational Examples : Rick Warren's example of incrementally increasing his tithe each year showcases a commitment to giving that evolves with one’s financial and spiritual growth. Notable Quotes: "It takes money to make things happen, you know, and I think we say with our mouths that we're Christians, but like, you know, I always say to clients, well, would you be willing to put your money into that?" – Pete Burrows "It's not just first for God, it's best." – Ben McEachen "I think it needs to come from your heart and be sincere." – Pete Burrows "It is an element of us coming towards God and showing God how serious we are by the fact we are making that offering." – Pete Burrows "Tithing, not tiring." – Pete Burrows Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
Bonus · Fri, January 10, 2025
REPLAY 'My Millennial Money' Glen James Interview
A replay from the archives but the advice given still is so relevant in 2025! Glen James from My Millennial Money (now Money Money Money ) shares on personal finance and life values, focusing on millennial money management, the impact of social media, and career advancement tips from Glen's book Sort Your Career Out . Discover why aligning financial habits with your core beliefs can lead to prosperity, and learn practical advice on consumer debt, spending wisely, and investing in yourself. Key Takeaways: Value-Driven Finance: Financial decisions should align with personal values, integrating moral and ethical considerations into financial planning. Invest in Yourself First: The best investment you can make is in your career; optimizing personal skills and professional growth can lead to substantial financial benefits. Pragmatic Risk-Taking: Learning how to identify and execute good career risks can significantly enhance your financial trajectory. Beware of Consumer Debt: Making informed choices about debt can prevent financial strain and promote future financial prosperity. Notable Quotes: "I'm a pragmatist by nature. I'm a realist." "To be relevant, you need to know who you're talking to." "The more that I can invest for future me is the more I'm transferring my human capital into future investments." "A lot of the things that I do is just encourage people with the plan they're on." Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S6 E8 · Sun, December 22, 2024
More Blessed to Give Than To Receive. Is it?
Key Takeaways: Generosity's Broader Impact : Giving is not just about finances; it encompasses time, effort, and resources, enriching both giver and receiver. Cultural Reluctance : There is often stigma associated with asking for help, particularly financially, which can prevent people from seeking support. Financial and Spiritual Interplay : Act of giving aligns with core biblical teachings, fostering spiritual growth and community connection. Return on Intent : The benefits of giving lie in its intentions and the unexpected blessings that come, not just in financial returns. Reflective Practice : Embrace giving as a way to learn about humility, connection, and the shared human experience. Notable Quotes: "I think it has to encompass everything... People don't just give their money; they give their time, their resources, their energy." - Pete Burrows "It is more blessed to give than to receive. That almost suggests that you should expect there to be Blessing coming back." - Ben McEachen "It's okay to hope also means you can ask for help." - Pete Burrows "True givings and true blessings often are long and could be potentially costly and painful." - Pete Burrows "ROI - Return on intent, not return on investment. That is a very neat summary of this." - Ben McEachen Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S6 E7 · Wed, December 18, 2024
Finding Your Lost Treasure That You Didn’t Know You Had
Wow. Turns out you might have lost treasure (ie, money) and you didn't know. Good thing "Pirate" Pete Burrows and first mate Ben McEachen are here to help you find your forgotten funds. Key Takeaways: Individuals often lose track of finances due to outdated personal information and inattention to accounts such as superannuation, resulting in billions of unclaimed dollars. The Australian Securities and Investments Commission (ASIC) provides tools like MoneySmart.gov.au to assist in reclaiming lost financial assets. Proactive life admin, including regular updates to personal details and account management, is crucial in preventing misplaced finances. Government initiatives and resources exist to help reunite lost funds with their rightful owners, benefiting both the individuals and the economy as a whole. Financial management isn’t passive; individuals must actively engage with and maintain awareness of their financial situations. Notable Quotes: "No one's going to be your PA! You have to do your life admin." - Pete Burrows "The government does want to reunite us with our money." - Pete Burrows "Where was the last place you put it? Go back there." - Pete Burrows "Have I gone through every super account I've ever had?" - Ben McEachen "It's easier to find a place for something you have rather than search for something you've lost." - Pete Burrows Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S6 E6 · Tue, December 10, 2024
Are Accountants and Financial Planners the Same Thing?
Joining us again is financial planner Hamish Ferguson, founder and director of Vison Newcastle . Hamish and Money' s chief accountant Pete Burrows are often approached for financial assistance that the other profession provides. Given how popular and prominent accountants and financial planners are, Pete and Hamish set the record straight in this episode. They discuss similarities between accountants and financial planners, the main differences, and the benefit to you when you decide who you need. Previous Ep featuring Hamish - What is a Good Financial Planner? Key Takeaways: The intersection between financial planners and accountants involves overlapping functions but distinct responsibilities which require specialised expertise. Ethical considerations, such as risk-return balance and truthful tax deductions, are crucial in both financial planning and accounting. Times of increased financial anxiety, such as during COVID pandemic, highlight the need for professional financial guidance. Clients often benefit when accountants and financial planners collaborate, leading to more effective long-term financial strategies. Retirement planning questions are common, emphasising the need for clear understanding and planning decades earlier. Notable Quotes: "The relationship between a good planner and accountant [is] one plus one can equal three." - Pete Burrows "Everyone wants the return, but nobody wants the risk." - Hamish Ferguson "Managing that whole risk-return relationship is very important." - Hamish Ferguson "Don't be afraid to engage a professional but understand why you need them and how far they can help you." - Peter Burrows Resources: Vision Property & Finance : Vision Property & Finance Money Smart Website : Money Smart Website Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. <a href="https://hope1032.com.a
S6 E5 · Tue, December 03, 2024
What's in your financial toolkit?
Ben and Pete dive into the world of financial toolkits, discussing essential elements including budgeting and building a supportive team of financial advisors. They explore how your toolkit can evolve with life stages and personal preferences, emphasising the importance of distinguishing between tools and toys in financial planning. Key Takeaways: A financial toolkit is personalised and should evolve as one progresses through different life stages. Budgeting is foundational—understanding and managing expenses is crucial for financial stability. Building a supportive network of financial professionals and informed individuals can vastly improve financial decision-making. The difference between tools and toys in financial management is key to optimising your strategy. Integrating biblical principles and wisdom can guide financial choices, aligning them with broader life goals. Notable Quotes: "Financial toolkit is more than just a sound bite. It's your little grab bag. It's your little go-to of how to get things done." - Pete Burrows "A budget should be ground zero. It's the thing you have to have in the toolkit." - Pete Burrows "The application of biblical wisdom can shape how you view money and incorporate it into your financial toolkit." - Ben McEachen "Know the difference between a tool and a toy when you're looking at your finances." - Pete Burrows Helpful resource Cost of Living Hub – NSW Government Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S6 E4 · Tue, November 26, 2024
God Provides – But How Much?
What a question. Pete and Ben know how we all can wrestle with trusting God. When it comes to what we need and ask for, how much should we expect? Using our finances as an example of God's provision, Ben and Pete turn to the Bible, personal experiences and observed outcomes to examine the pointy end of reliance, faith and resources. Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S6 E3 · Tue, November 19, 2024
What Should I Check Every Year To Save Money?
You are going to want to take notes. Pete provides plenty of ways to cut costs – by letting us know what we should be auditing every year (or more often). Key Takeaways: Annual financial checkups are essential for effective money management and should involve reviewing all expenses and bills. Proactively asking for better prices or researching provider alternatives can lead to significant savings without sacrificing quality. Understanding the importance of balancing time versus potential financial savings is crucial for effective personal finance management. Creating a “financial toolkit” can help structure the processes needed to make informed financial decisions regularly. Complacency can harm financial health; staying informed and active in challenging existing costs regularly is beneficial. Notable Quotes: "You can't correct it if you don't check it." "If you care about where your money goes and what you're spending on, you should check your bills at least annually." "A bit like going to the doctor, you're hopefully healthy and eating healthy [...] once a year you might go to the doctor and say, how am I really doing?" "I've never seen anybody go, 'You know what, just for hanging around here's a discount.' You don't get anything without asking." "You need to look at the bills, not just pay them." Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S6 E2 · Wed, November 13, 2024
When The Helpline Doesn't Help –Jordana Brown
Ever been on hold with a call centre about a financial issue that you didn't create? When you finally get through, did things get better – or worse? Our special guest, influencer Jordana Brown ("That British Girl"), had a stressful situation with Centrelink that went viral. She tells Pete and Ben about trying to navigate bureaucracy, standing up for what's right and how faith and kindness improve terrible exchanges. Jordana Brown is an influential social media personality known as "That British Girl" on platforms like Instagram , TikTok, and Facebook. Before becoming an influencer, Jordana worked extensively in the production field, spending over 15 years behind the camera in a major UK church. Jordana currently hosts the Morning Wake-up Show on Salt1065 on Australia’s Sunshine Coast. Key Takeaways: Jordana Brown's Journey: Discover how Jordana moved from behind the scenes in production to becoming a prominent influencer and radio host. Navigating Bureaucracy: Learn about Jordana's challenging experience with Centrelink, highlighting the importance of perseverance and clarity in dealing with life admin. The Role of Empathy: Maintaining politeness and empathy – even in frustrating circumstances – can lead to resolution and change. Faith in Adversity: Explore how Jordana's Christian faith provided comfort and guidance during extensive struggles with public services. Financial Awareness: Gain insights into overcoming emotional spending and the benefits of seeking professional financial advice. Notable Quotes: "I became an accidental influencer. I've always worked behind the camera and just started randomly creating videos." "The one thing I'll have to say as an influencer—the amount of trolling I get – [but] I try to remember they are human as well." "The older I get, the more I think I'm empathetic." "From the responses from the video, it was kindness. So, yes, my takeaway is: Be kind." Resources : That British Girl on Instagram: @thejordanagrace Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hop
S6 E1 · Wed, November 06, 2024
The Great Tax Debate: Necessary? Fair? Wrong?
Why do we pay tax? Should we? How much? The Bible instructs about tax? Welcome to the Tax Episode you have been waiting for and it's finally arrived. Applause. Key Takeaways: Taxes are the financial backbone which support essential government services such as schools, hospitals, and infrastructure. The Australian tax system is progressive – higher-income earners pay proportionally more. This allocation of resources from those who can afford to contribute more can be viewed as a fair system. Optimising tax payments through eligible deductions and exemptions is encouraged. The distinction between high earners and rich individuals is crucial, particularly in discussions about tax equity and avoidance. From a Christian perspective, paying taxes is viewed as a civic duty aligned with scriptural teachings which emphasise honesty and respect for governing authorities. Notable Quotes: "Taxes are the price we need to pay to live in the kind of world that we want." - Pete Burrows "A fair amount is what's correct... calculated within the laws." - Pete Burrows "I think tax is a privilege." - Pete Burrows "The Bible strongly indicates that paying taxes is necessary, 'giving to Caesar what is Caesar's'." - Ben McEachen Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E14 · Wed, October 23, 2024
REPLAY Best Ways to Budget and Spend Christmas
We know. You can't hardly wait for Season 6. It will drop in November 2024! Before that, listen to this awesome episode from Season 1! To keep helping us to get the most out of our Christmas budget, Pete and Ben offered a tonne of top tips. Listen in again or for the first time to this early Christmas gift that keeps on giving. Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E13 · Fri, October 11, 2024
TOP 10 Q's (and A's) at the 'Smarter with Money' talk with Pete
Click here for the 'Smarter with Money' handout that you can use to help your household Just like you and me, we've got burning questions to ask Pete so we could be one step closer to making sense out of the everyday money matters. We've cherry picked 10 questions (with one BONUS) for you. Press play now to hear Pete's "Smarter with Money" Q&A sesh. Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E12 · Wed, September 25, 2024
Pete's 'Smarter with Money' Talk at Pittwater Anglican
Click here for the 'Smarter with Money' handout that you can use to help your household In this bonus episode before Season 6 drops, Pete Burrows dives into practical money tips and traps. Press play now to hear Pete's "Smarter with Money" session from Pittwater Anglican, Sydney, this month. Pete covered the importance of budgeting, saving habits, and financial planning. He shared valuable insights on setting financial goals, managing expenses, and the benefits of early financial education. Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E10 · Wed, September 04, 2024
Talking About Money In Your Marriage - Hayson and Nikki Lo
In this episode, Ben and Pete are joined by Hayson and Nikki Lo, hosts of the Money Matrimony podcast. Hayson and Nikki share their own experience with navigating household finances, as they took time and effort to find a more united approach. They want to help other couples with communicating better about money matters. Key Takeaways: Open Communication : Regular, honest conversations about daily expenses and financial goals strengthen marital relationships. Joint Accounts : Combining finances fosters transparency and shared responsibility, ensuring both partners are involved in financial decisions. Importance of Contentment : Teaching children about contentment and gratitude, regardless of financial status, helps ground them in healthy financial principles. Role of Faith : Understanding that all resources come from God and striving to be good stewards impacts how money is managed and prioritised. Balancing Act : Regular assessment of goals is necessary as balancing career aspirations and family time remains a constant challenge. Notable Quotes: Hayson : "The way that you view money, the way that you view the language around money, it's so important that it's about 'we' and not 'I'." Nikki : "We are focusing more on the relational side of it, because a lot of finance podcasts involve getting rich and finding financial freedom – which is important – but we want to emphasise not making money an idol." Hayson : "Having good communication and honest communication, even about our financial mistakes, helps foster a healthier relationship." Nikki : "It's also seeing the value in each other's contributions, whether financial or non-financial, to help bring about those important conversations and communications." Hayson : "We want our kids to learn contentment, to be content whether they have a lot or a little, and to always be thankful to God." Listen now to Money Matrimony with Hayson and Nikki. Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Aus
S5 E9 · Wed, August 28, 2024
Cozzie Fizz: Do You Need or Want That
Key Takeaways: Cozy Fizz Explained : Or how the rising cost of living impacts luxury items and discretionary spending. Wants vs Needs : Working out what is essential. Economic Pressures : Small businesses, particularly in niche markets, must consider the particular sting of inflation and other financial factors. Strategic Spending : Tips for managing finances by balancing quality purchases with affordability and necessity. Notable Quotes: "The more money you spend on vanity, the less money you've got to spend on humanity." - Pete Burrows "It doesn’t cost that much more to make a fancy handbag. It’s just the name on it." - Pete Burrows "Everybody wants to get something that’s a bit different, a bit unusual, and that comes out in people’s drinking tastes." - Pete Burrows Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E8 · Wed, August 21, 2024
Beginner's Guide to Shares
Everything you need to know about starting out in stocks. Our special guest is Joe Youssef, Chief Investment Officer and Head of Distribution with Two Harbours Asset Management . You can learn more about Joe on LinkedIn. Key Takeaways: Understanding Shares: Shares represent ownership in a company. When private companies go public, they offer shares that anyone can buy, turning shareholders into partial owners. Importance of Liquidity: The stock market offers liquidity, allowing investors to buy and sell shares quickly, unlike properties or term deposits which are less flexible. Educational Emphasis: Joe Youssef stresses the importance of education in investing. Investors should thoroughly understand what they are investing in to make informed decisions. Ethical Investing: Ethical investing is becoming increasingly prominent. Investors often choose not to invest in sectors like gambling, tobacco, or certain pharmaceuticals based on personal or religious beliefs. Long-term Strategy: Effective investing requires patience and a long-term perspective. Joe highlights the need to weather short-term market fluctuations and focus on long-term growth. Notable Quotes: Joe Youssef: "The definition of true investment is to buy an asset with the view of holding it and letting it appreciate steadily over time." Pete Burrows: "It’s a flexible way to make money… the very transparency of the share market is what scares people about it." Joe Youssef: "Historically, no market has generated the most capital returns as well as income for investors than the stock market." Joe Youssef: "Education is key and then have the patience to see that through." Ben McEachen: "Should I align my faith with what I invest in?" Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy inform
S5 E7 · Wed, August 14, 2024
Surviving Redundancy
Key Takeaways: Difference Between Redundancy and Retrenchment : Redundancy is a job role being removed. Retrenchment is more personal, related to your job performance. Immediate Actions: If you are made redundant, start looking for new jobs ASAP, consult financial professionals, and consider budgeting your redundancy payment as a wage. Tax : Understand the tax-free components of redundancy payments. Where possible, time redundancy to maximise tax benefits. Psychological Impact : Redundancy can deeply affect your identity and emotional well-being. Seek support and aim to view it as an opportunity rather than judgment. Financial Planning : Consider paying off high-interest debts, topping up superannuation, or investing redundancy payments to ensure financial stability. Notable Quotes: "Retrenchment is generally more specific to a person, while positions get made redundant." - Pete Burrows "I've seen some clients get made redundant and then after some time, say it was the best thing that happened to them." - Pete Burrows "It's important to think of redundancy payments as wages and not just spend it all at once." - Pete Burrows "Redundancy seems more commonplace in recent times." - Ben McEachen "It's nothing personal from your employer, and it also isn’t any kind of punishment or judgment by God. It’s a fact of life." - Pete Burrows Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E6 · Wed, August 07, 2024
When Money Overshadowed Faith - Danniebelle Whippy
Key Takeaways: Faith and Generosity : Danniebelle's generous upbringing has shaped her approach to money. Any time she can show generosity, Danniebelle sees that as success. Struggles in Sydney : Living in the second-most unaffordable city in the world, Danniebelle shares how financial strain was compounded by health issues, unemployment and worry. Journey Through Darkness : Danniebelle recommends wise counsel, professional healthcare advice, and spiritual re-engagement to help navigate out of dark periods. Faith, Not Finances : Rather than continue to strive for financial security, Danniebelle came to trust in God’s provision - no matter her circumstances. The Power of God's Word : I Corinthians 10:13 has provided Danniebelle with comfort and resilience, reaffirming that God never pushes us beyond our limits. Notable Quotes: "It's easy to slip into the depths of the depression of it, but actually [I found it was about] not letting yourself go there and turning to God's word..." – Danniebelle Whippy "I'm just going to get my walk right with God... and things started to change in my financial state." – Danniebelle Whippy "It's trusting in him that he will provide for you." – Danniebelle Whippy "He’ll never let you be pushed past your limit. He’ll always be there to help you come through it." – Danniebelle Whippy Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E5 · Wed, July 31, 2024
Top 10 Tips to Save Money
Key Takeaways: Budgeting : Create a budget and stick to it, ideally making it a rolling budget to keep track of your finances monthly. Use Money-Saving Apps : Leverage apps to compare prices and save on essentials like fuel or groceries. Pay Off Loans Strategically : Aim to pay off loans and bills more frequently to reduce interest. Community Resources : Utilize free resources like libraries to save on entertainment and educational needs. Sell Unused Items : Regularly declutter and sell items you no longer need to free up space and add to your savings. Notable Quotes: "Don’t spend more than you earn and actually have a budget." — Pete Burrows "Convenience comes at a cost." — Ben McEachen "Use an app that can help you save, like the petrol apps." — Ben McEachen "It's free to ask. There is no downside to asking for a discount." — Pete Burrows "Make your own lunch. Retail food can be quite expensive." — Pete Burrows Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E4 · Wed, July 24, 2024
What Is a *Good* Financial Planner?
Do we really need a financial planner? How could anyone plan my money better than myself? They're charging a fee??! Joining us is financial planner Hamish Ferguson, founder and director of Vison Newcastle . Key Takeaways: Financial Planning's Core Value : Financial planners like Hamish Ferguson emphasize both technical skills and relational abilities to offer holistic financial guidance. Client-Specific Solutions : Effective financial planning is highly personalized, addressing specific client goals and circumstances. Early Engagement : Engaging with a financial planner early in life can set a strong financial foundation and mitigate future financial risks. Fee Transparency : A good financial planner provides clear and upfront fee structures, ensuring clients understand the value and cost of services rendered. Relational Skills Importance : Beyond technical expertise, the ability to build strong client relationships and communicate effectively is crucial in financial planning. Notable Quotes: "There are definitely clients that after the first meeting, I would say, look, I don't think you're quite ready for financial advice at this point in time." - Hamish Ferguson "The goal is different to almost the tools we use. And what I typically say to people is, you know, the stock market property, super, our home, at times, they're all tools." - Hamish Ferguson "It's not always about returns, it's about peace of mind and knowing that everything is right and you're on track." - Hamish Ferguson Resources: Vision Property & Finance : Vision Property & Finance Money Smart Website : Money Smart Website Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy informatio
S5 E3 · Wed, July 17, 2024
The Great Housing Debate: Renting vs. Buying in Australia
Past Ep - Making Housing More Affordable Past Ep - The Blessing and Curse of Inheritance Past Ep - Mastering Money Mindset: Balancing Logic and Emotion Key Takeaways: Changing Conversation on Housing : In Australia, perceptions and discussions have drastically changed, necessitating a new approach to homeownership versus renting. "Rent money is dead money"???? : Challenging long-held beliefs, renting can offer significant financial benefits, such as lower costs and greater flexibility. Buying Costs : The interest part of mortgages is equivalent to 'dead money,' similar to rent, a reality many overlook when evaluating homeownership. Investment Alternatives : With the high costs associated with buying property, exploring alternative investment options and savings strategies is crucial. Future of Housing : The solution to the housing crisis lies in building more homes, rethinking government policies, and adapting to demographic changes and economic demands. Notable Quotes: Ben McEachen : "What has happened to the Australian dream of owning your own home?" Pete Burrows : "Interest on your home loan is just the price of renting money off the bank." Ben McEachen : "Renting was something you did as a stepping stone towards buying your own house. That's totally changed now." Pete Burrows : "If parents were going to help you, it would have been to help you get into a house, but now we need to rethink our priorities." Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E2 · Wed, July 10, 2024
Mastering Money Mindset: Balancing Logic and Emotion
Key Takeaways: The importance of understanding the psychology of money and how early financial experiences impact adult behavior. Logical financial management strategies versus emotion-driven spending , and the significance of budgeting and disciplined spending. The role of Christians Against Poverty (CAP) in assisting individuals to navigate out of debt and build sustainable financial habits. The profound sense of relief and emotional uplift that comes from financial independence and being debt-free. Incorporating biblical principles into financial planning to promote long-term stability and generosity. Notable Quotes: Glenn Solway : "Severe discipline now is empathy with your future self." Glenn Solway : "Money is a great servant, but a terrible master." Glenn Solway : "I'm now more generous than I ever was because I can give out of the surplus." Glenn Solway : "If I don't have the money to buy something, I don't buy it. I save money, and then I use the money I've saved to buy that cash, and I own it." Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S5 E1 · Wed, July 03, 2024
The Real Impact of Stage 3 Tax Cuts on Your Wallet
Key Takeaways: Understanding Stage 3 Tax Cuts: Pete clarifies that on average, individuals will see an additional $20 to $70 per week, depending on their income bracket. Impact on Different Earners: Middle to high income earners benefit from these tax cuts, with varying degrees based on income levels. Historical Context: The episode revisits Stage 1 and Stage 2 tax cuts and the introduction of the Low and Medium Income Tax Offset (the Lamington). Economic Implications: With more disposable income in hand, these tax cuts are likely to have inflationary effects. Actionable Advice: Pete suggests conscious utilization of the tax savings by planning for debt reduction, investments, or smart spending. Notable Quotes: "It's much easier to talk to clients about tax if the next word out of your mouth is cuts." - Pete Burrows "Know what the extra tax saving is and make them work for you." - Pete Burrows "Inflation is higher than what the Reserve Bank would like, and the country would like to see it lowered a little bit." - Pete Burrows "If you did have high interest rate debts, I would argue to try and pay extra off them." - Pete Burrows Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 Enull · Thu, June 06, 2024
Tax Returns: Top Last-Minute Tax Tips to Maximize Your Refund
BONUS EPISODE! Ben asks all the smart questions and Pete gives some advice on Tax Returns. Key Takeaways: Year-Round Tax Planning: Starting tax planning as early as July 1 ensures better organization and maximized deductions. Utilize Technology: Software and tools can simplify tracking expenses and managing tax returns, making processes easier compared to last-minute rushing. Ethical Tax Practices: Christian values underscore the importance of honesty and integrity in tax reporting, reflecting broader societal benefits. Review Personal Finances: Use tax season as an opportunity to review and reassess your overall financial position, not just for tax purposes. Understanding Deductions: Be thorough with deductions but prioritize accuracy over maximization to avoid potential audits and penalties. Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 Enull · Wed, May 15, 2024
Budget 2024: Better Now, Worse Later??
BONUS EPISODE! Ben asks all the smart questions and Pete unpacks Budget 2024 in 15 minutes! Key Takeaways: The 2024 Budget offers immediate financial relief for individuals through tax cuts, HECS debt readjustments, and energy bill rebates. There is an emphasis on sustaining economic measures that will not exacerbate inflation, keeping in mind the impact on the Reserve Bank's interest rate decisions. Long-term considerations include structural deficits due to ongoing commitments and whether future tax increases or service reductions might be necessary. The government's forward-facing plans, such as the Future Made in Australia initiative, aim to shift the economic focus towards sustainable and clean energy. The complexity of government budgeting is compared to personal finance management, highlighting the need for a balance between current benefits and future stability. Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E10 · Thu, April 11, 2024
Would Jesus Buy Bitcoin?
Special guest is Nelson Hsieh, a New Testament expert with Tyndale at Cambridge who has a detailed interest in digital currency. Pete and Ben ask the basics about cryptocurrencies before hearing more about Nelson's take on "Would Jesus buy Bitcoin?" Nelson explores issues of accessibility and control of currencies, as well as challenging assumptions about who can create what we tender. Nelson S Hsieh is a Research Associate in New Testament Text and Language at Tyndale House, Cambridge. He is a Graduate Student, Systematic Theology, of Southern Baptist Theological Seminary. More from Nelson Hsieh: Should Christians Condemn Bitcoin or Embrace it? (Sola Network) Discover more on topics raised by Nelson: Women in Middle-East accessing bank accounts How many computers mining Bitcoin? Refugees flee warfare carrying Bitcoin (also, here ). Alexei Navalny receives Bitcoin donations to counter Vladimir Putin. Notes no longer convertible into gold – Australia Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privac
S4 E9 · Wed, April 03, 2024
Savings Unhacked
Saving is simple. Isn't it? There are so many hacks around for the best ways to save but is that just overcomplicating matters? Pete and Ben cut to the chase with saving and tell you what it means to save at each age and stage. While taking a look at term deposits, superannuation, offset accounts and other avenues, the Money Men consider Jesus' advice on saving (see Matthew 6:19-24). Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E8 · Wed, March 27, 2024
Who Should Pay for Morning Tea?
Most churches serve morning tea after the service, dished up by church members. Often, the morning tea provisions are paid for by these volunteers. Is that right? Who should actually foot the bill? Pete and Ben move from morning tea musings to the broader issue of cost in Christian service, and the need for open conversations about any financial barriers. Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E7 · Wed, March 20, 2024
Worth of Worth
"What is that worth?" We all ask that question but how do we work out the amount? Join Ben McEachen and Pete Burrows as they explore the subjective nature of worth – and why it can annoy Ben so much. From buying a house through to everyday items, they discuss what our "worth" is influenced by and what it should be based on. Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E6 · Wed, March 13, 2024
What is Your Money Marriage?
Should a couple share their finances? Why would you split them and what sort of impact can that have? Pete and Ben respond to an online conversation about who should get what when it comes to household money. Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E5 · Fri, March 08, 2024
The Ethics of Haggling
Do you haggle? Should we? What's the best way to haggle and what's the best motivation for it? Your favourite accountant Pete and non-haggler Ben explore the cultural, practical and spiritual of trying to get the best price. Or are we trying to rip someone else off? Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E4 · Tue, February 27, 2024
It is All About You
The Money: Faith and Finance Group on Facebook kicked off recently and your comments, questions and interaction has been super. So much so that Pete and Ben wanted to share some highlights, from the poll results to the "how to choose a Mortgage Broker" interaction and a little bit of prominent pushback. Join the Money: Faith and Finance Group on Facebook here! Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E3 · Tue, February 20, 2024
The blessing and curse of Inheritance
A friend of the podcast asked: How can I talk about my inheritance, especially with friends who are having money problems? Oh, and what should I do with it? Pete and Ben take a run at the guilt of inheritance, what it can be used for, and is it OK to ask for it early. Along the way, Jesus' teaching on greed and the Prodigal Son turn up, as well as challenging the very idea that any of us would leave an inheritance. Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a future episode. Join the Money : Faith and Finance Group on Facebook here! Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E2 · Tue, February 13, 2024
Taylor Swift Could Make YOU Money
"T Swiz is Big Biz" With the arrival of 'The Eras Tour' in Australia, Pete and Ben discuss the ripple effects of the pop superstar. About $140 million is the expected impact to the local economy of Swift's visit. Along with what this reveals about how much we will spend on experiences (even as cost of living explodes), Ben and Pete's conversation also highlights the need for artists to be renumerated. Join the Money : Faith and Finance Group on Facebook here! Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S4 E1 · Tue, February 06, 2024
If I Earn More, That Will Fix My Money Issues. Right?
Sherrin sent in a question for Pete and Ben that you've probably also been wondering about. Good on you, Sherrin. The question has to do with savings goals and pay rises. As Ben and Pete discuss, Sherrin's household budget and expenses are at a pinch point where it's tough to save for important things like flights to visit overseas family. But if Sherrin and her husband just get better paying jobs, that will solve their predicament. Right? Surprise! It's not as simple as that, as Pete breaks down in take-home detail. Like Sherrin, have you got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
Tue, October 31, 2023
Introducing: Psalm 23
The Psalm 23 Podcast. Get into the delight and detail of The World’s Most Famous Psalm, as Ben McEachen (Hope Mornings) joins theologian and author David Hohne (Moore Theological College, Sydney, Australia) for three helpful conversations. Explore Psalm 23 and discover what this ancient poem meant when it was first written, how it still relates to our everyday lives and who the Good Shepherd truly is. David Hohne is a lecturer in Christian Thought at Moore Theological College in Sydney, Australia. His book The Last Things offers a deeper understanding of the Kingdom of God, through the lens of the Lord's Prayer. Ben McEachen hosts the Morning Show on Hope 103.2 in Sydney, Australia. Thanks to Andrew Shead 's book on the Psalms – Walk His Way – for informing The Psalm 23 Podcast. Listen to more from our Hope Podcasts collection at hopepodcasts.com.au . And send the team a message via Hope 103.2’s app , Facebook or <a href="https://aus01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fw
S3 E10 · Tue, August 22, 2023
The Best Way to Give Money to Church
A lot of us don't like to talk about money and church. But that's not Ben and Pete. They dive headlong into the biblical (yet divisive) universe of giving to your local church. The angle they take is not what you expect. The offerings they bring, though, are right up your alley because Ben and Pete discuss how you can give AND why. Share this with your church family to help you wrestle with the methods and motivations for financially supporting your church. Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E9 · Tue, August 15, 2023
The No. 1 Question Pete Was Asked in 2023
What was it? And what's the answer? Press play to find out because its surely the question you also have wanted to put to "everybody's favourite tax accountant" Pete Burrows. Ben also asks Pete what questions we really SHOULD BE asking accountants. Pete lets Ben have it – and why our personal tax and financial arrangements will be better off for asking. Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E8 · Tue, August 08, 2023
What is Better – Cash or Cashless?
The future is here. Cashless transactions are the norm with only 6 per cent of Australian sales being done in cash. But some aren't happy about this, protesting the rise and rise of tap or online payments . Ben and Pete serve up the benefits and downsides of how we now carry less cold, hard cash. From keeping track of spending to the challenge of teaching kids about spending, the Money Men give you plenty to consider. Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E7 · Tue, August 01, 2023
Time Is Money. Or Is It?
Ben heard a sermon on "spiritual timekeeping" and it got him thinking about that old chestnut – "Time is money" . But was Benjamin Franklin correct about that? Or have times changed? Pete raises invested time versus time spent, and Ben (not Franklin) muses on the timing of God's economy. Plus: look out for all the contemporary references! Including this and this . Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E6 · Thu, July 27, 2023
What Must I Save for Retirement?
HINT: You should have started yesterday to save for retirement. Oh. But it's not too late to check out Pete and Ben's quick guide to how to prepare yourself for pulling up stumps. Because Pete lets us know how starting NOW will actually make considerable differences THEN. Phew. Plus, the Money Men explore if there is a formula to follow for retirement savings and what are the best ways to set money aside. Pete and Ben also challenge each other about how to work out what is most important when investing in retirement? Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E5 · Tue, July 18, 2023
Interest Rates 2.0
Oh, erm, sorry. We are not offering the low rate of 2 per cent. Instead, Pete and Ben return to your most popular Money: Faith and Finance subject – interest rates. With the Reserve Bank of Australia in all sorts of scrutiny, Pete maps out where we are actually at in the history of interest rates. Ben wonders if Australia has any other weapons for fighting inflation. What debt should you try to get on top of first? Pete provides strategies for you to immediately take on the costs of borrowed money. Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E4 · Tue, July 11, 2023
Success – Be Careful What You Wish For
What is success? Do you have it? How do you know? Sydney accountant Pete chats with Ben about financial success, and other forms, as they head towards a NEW DEFINITION of success. Being able to recognise the impact of success upon your life can help to free us from its weight, stress and consuming expectations. Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E3 · Wed, July 05, 2023
I'm in my 20s. What Do I Do With My Money? (PART 2)
... Because we didn't answer all your questions in PART 1 of our interview with Emily Anderson, a 20-something media worker in Sydney (and newest member of the Money: Faith and Finance squad). Press play now to dig deeper into what do with your money when you're younger. Pete discusses strategies for a 20-something with 20k, Emily raises financial faux pas, and Ben seeks clarity on money terms which we say we understand. But do we? Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E2 · Thu, June 29, 2023
I'm in my 20s. What Do I Do With My Money? (PART 1)
Enjoy our interview with Emily Anderson, a 20-something media worker in Sydney. Like so many under 30, Emily has been able to pull some savings together. And she has questions and concerns about what to do with them. Save? Invest? Where to start? What if you make a mistake? Do personal beliefs count in your early 20s when it comes to the stuff of money? Pete brings the answers and insights in the first part of our extended interview with Emily (who is helping behind-the-scenes on Money: Faith and Finance. Hooray). NOTE: Check out Part 2, where we discuss strategies for a 20-something with 20k. Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S3 E1 · Tue, June 20, 2023
How to Spend to Save on Your Tax
Just in time for what Pete calls The Accountants' New Year's Eve, here is a handy EOFY handbook (to kick off Season 3!). Pete rattles carefully through the ways you can maximise your Tax Return, from sorting out exactly what you can claim on, to how not to be dodgy... even when you are tempted to, you know, cut corners. Got a question for the Money Team? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E10 · Fri, May 12, 2023
The Surprising Ways Budget 2023 Actually Impacts You
So, Federal Budget 2023 has dropped. The dust has settled and Sydney accountant Pete and sidekick Ben can reveal the real winners, not-so-winners - and the SURPRISES . Yeah, surprises. Also, Pete gets myeh about $4 billion , mentions lamingtons in a tax revelation , and explains what all this Budget Blather has to do with your spreadsheet. Ben chimes in with "should I read the Federal Budget?", circus funding and a bit of Romans 13 . Got a question for the Money Men? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E9 · Tue, May 02, 2023
Why Christians ARE NOT better with money
Hear us out. Instead of taking pot shots at the ways Christians (or so-called) have done terrible stuff with finances entrusted to them, this episode explains why we shouldn't expect more. But, wait, hear us out. Beyond stating it as it is, Pete and Ben suggest strategies for improving accountability, transparency and honesty. Because not being better with money is NOT the place any follower of Jesus should want to stay at. Got a question for the Money Men? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E8 · Tue, April 25, 2023
The Future and Philosophy of Super with Warren Bird
What is superannuation really for? What will happen to it in Australia? What's the trust in God got to do with putting money away now? To get stuck into super for you, special guest Warren Bird brings his super super knowledge. Warren has more than 40 years experience in investments and financial markets. From Australia's Treasury (Yes, THE Treasury ) to Colonial First State and executive director of Uniting Financial Services , Warren is now on the board of the WA Government Employees Superannuation Fund ( GESB ). Just after Australia's premier Conference of Major Superannuation Funds , Warren told Money about the future of super, including the Federal Government's proposal to target the "rich". Warren also explains super's purpose and applies biblical thinking to our approach to long-term saving. Got a question for the Money Men? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E7 · Tue, April 18, 2023
Should I Work for Free
Overtime. We all do it. Many of us don't get paid extra for it.So, should you do any? What are reasonable expectations for salary employees, wage workers, and business owners? Pete and Ben consider this prickly aspect of earning as living costs rise. Got a question for the Money Men? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E6 · Tue, April 11, 2023
Can My Minister Drive a Tesla?
This live question arrived about the complexities of a church leader driving an expensive EV. Should they? Shouldn't they? Ben and Pete have a crack at detailing all the facets, from environmental statements to displays of wealth and Christian accountability. No, Elon Musk. This conversation is not for or against Tesla. It's a serious (well, mostly) session about the ethics of the who, what and why of driving for God. Got a question for the Money Men? Send it through to the Money Team at hopepodcasts.com.au and Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. *Nothing personal, Financial Planners. Also, listen to the whole episode for the bits where your job definitely is not under threat. Thank us later. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E5 · Tue, April 04, 2023
DIY Financial Planning (OR: Do I *really* NEED a financial planner?)
WARNING: Financial Planners* might be offended and concerned by what's contained within this user-friendly episode about sorting out your finances. Yourself. Although Ben is worried about Pete's ability to care, he's impressed by the Sydney accountant's tips for EVERYONE to wrangle their means. Without professional help. Got a question for the Money Men? Send it through to the Money Team at hopepodcasts.com.au and Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. *Nothing personal, Financial Planners. Also, listen to the whole episode for the bits where your job definitely is not under threat. Thank us later. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E4 · Tue, March 28, 2023
What is Tithing and Do I Have to Do It?
Tithing. Sounds old fashioned just to mention it. What's it got to do with us nowadays? Isn't it some Old Testament money thing that went out with Jesus coming along? Or are those Christians correct who maintain that tithing must continue? Oh. What even is tithing? Money: Faith and Finance is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E3 · Tue, March 21, 2023
'My Millennial Money' Glen James interview
My Millennial Money creator Glen James joins Ben and Pete for the latest episode. Yeah, Glen James, one of Australia's most prominent, self-made commentators on all things finance and modern living. Pete and Ben have so many questions and Glen's a sport about delving into different generational approaches to money, what are his own successes and failures, and what's the place of beliefs/values in our financial worlds. You can check out Glen's new book, Sort Your Career Out (co-authored with Shelley Johnson), and his My Millennial Money podcast here . Money: Faith and Finance is the place to explore the personal sides of your finance. Got a question for the Money Men? Send it through to the Money Team at hopepodcasts.com.au and Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E2 · Mon, March 13, 2023
Should Christians Not Get Into Debt?
No-one WANTS to be in debt but is it such a bad thing to borrow? Pete and Ben respond in this episode to a question from Bruce, a Money listener. Bruce wants to know if it is OK for Christians to go into debt to buy stuff OR should they not buy things unless they have the money? Great question. Oh, and Pete and Ben even have a crack at the answer. Money: Faith and Finance is the place to explore the personal sides of your finance. Got a question for the Money Men? Be like Bruce: send it through to the Money Team at hopepodcasts.com.au and Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S2 E1 · Tue, March 07, 2023
Is it Greedy to Ask For a Pay Rise?
With inflation and interest rates chipping away at how far your money goes in Australia, you must have thought about being paid more. But what should you weigh up when asking for a pay rise? Accountant Pete and punter Ben break down this awkward but pressing issue. They also dare to ask what is your *actual* motivation behind beefing up your wage? Money: Faith and Finance is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E10 · Tue, January 31, 2023
The Lord's Prayer and Your Money... Wait. What?
What's the world's most famous prayer got to do with my bank account? Great question and you'll be glad you asked it as Ben chats with Pete about the direct financial advice that flows from the Lord's Prayer. You will never think the same way about "give us this day our daily bread". Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E9 · Tue, January 24, 2023
The Stewardship 'Revolution' in Big Business
The CEOs of Patagonia and Hobby Lobby decided to give their companies away. Plus, they changed the business model to be more akin with something the Bible describes as stewardship. Pete and Ben survey the stewardship landscape and suggest it's a bold corporate move that goes far beyond the way we use our money. It's a lifestyle choice. Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E8 · Tue, January 17, 2023
How Much Should You Spend On A Party
All the big financial challenges dealt with. This week, the value of throwing a party. From a kid's birthday to a wedding reception, how do you work out what you can afford to splash out? What if everyone else is paying for venues and catering? Can you really put a price on fun, friendship and festivities? Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E7 · Tue, January 10, 2023
Groundwork for Generosity
Know what sounds awesome? Being generous. Know what is awesome.? Actually being generous, something we all can struggle with. But doesn't God love a cheerful giver? Sure, the Bible says that and Ben and Pete investigate what such a statement can mean for us. Because if you or I are giving through gritted teeth, we all need to hear this. Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E6 · Tue, January 03, 2023
Making Housing More Affordable
Pete and Ben discuss several strategies for making housing more affordable in Australia. They also manage to get into a discussion about whether affordable housing is a human right. You might be shocked at their assessment. Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E5 · Tue, December 27, 2022
New Year's Money Resolutions
New Year's Resolutions are pointless and never last. Right? OK, so how about if Pete combines an incredible #lifehack to the changes you want to make to your money? Something so incredible it is guaranteed* to succeed. Now, you are interested. [* You guessed it; Not Actually Guaranteed] Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E4 · Tue, December 20, 2022
How to Spend Christmas
With only minutes to go until the Big Day, Ben asks Pete for some last-minute guidance on the costs and considerations of Christmas outlay. The result? An excellent stocking filler that covers off gifts, food, travel, hospitality – and Jesus! Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E3 · Tue, December 13, 2022
Budgeting 101
Everybody should have a budget for your household finance. So says Pete. Ben is sceptical. Cue: A practical and, oddly, philosophical discussion about spreadsheets and values... and it's not boring. We know. That's amazing. And helpful, especially with the practical First Steps for cranking up your own budget. Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E2 · Tue, December 06, 2022
Can A Christian Be Rich?
Yes, let's go there. Can a Christian be rich? Because the Bible says money is evil... Wait. Does it actually say that? And what's that stuff Jesus says about the camel and needle's eye and doesn't that block the wealthy from getting into heaven? Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, Pete and Ben get into the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
S1 E1 · Mon, November 28, 2022
What's With Interest Rates
Everyone is talking about interest rates. All the time. In this episode, accountant Pete Burrows and Hope 103.2 presenter Ben McEachen talk about why we have interest rates and whether we are complaining too much about them. Oh, and doesn't the Bible say something somewhere about not charging interest? Money with Ben and Pete is the place to explore the personal sides of your finance. In every episode, they explore the everyday impact of everything from superannuation to stewardship, the World Bank to your wallet. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia. Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.
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