📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱Watch the full episode for free in the Ramsey Network app.

Ken Coleman & George Kamel answer your questions and discuss:

• "How can I take control of my money?"
• "I should be at 0% interest, but I'm not,"
• "I was overpaid $6K, what should I do?"
• "Where does this fall in the baby steps?"
• "Should we help my mom with money?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🎆 The New Year's Sale is on! Save big with deals to help you reach your goals. 

☂️ Protect yourself with the right coverage—take our coverage quiz!

🏠