Mon, April 07, 2025

Navigating Market Volatility and Retirement Planning

In this episode of "Your Retirement Highway" on KMOX, hosts Matthew Allgaier and Kyle R. Jones discuss the current market environment and its implications for retirement planning. They emphasize the importance of understanding and evaluating market volatility, and the need for effective communication with financial advisors. They also offer practical advice for managing investments, evaluating one's financial situation, and understanding social security benefits. Matthew and Kyle stress the value of seeking second opinions and exploring different advisory services to ensure that one's retirement plan is comprehensive and resilient. Throughout the conversation, Matthew and Kyle highlight the critical role that detailed financial planning plays in securing a comfortable retirement. They encourage you to actively engage with your advisor, ask pertinent questions, and make well-informed decisions.

Mon, March 31, 2025

Retirement Strategies for a Longer Life

In this episode of "Your Retirement Highway," hosts Kyle Jones and Matthew P. Allgaier discuss essential retirement planning strategies tailored for today's longer lifespans. Matthew begins with personal anecdotes from a recent trip, drawing an analogy between meticulous travel planning and careful retirement preparation. The guys emphasize that retirees need to ensure their savings will last through their extended retirement years, a challenge that more individuals face due to increasing life expectancies. Kyle and Matthew delve into optimizing social security benefits, adjusting investment risks over time, and creating customized retirement plans. They highlight the importance of mathematical and statistical modeling in making informed decisions about social security and portfolio management. Their advice aims to help listeners navigate the complexities of retirement planning, underscoring the significance of adaptive strategies in dealing with market volatility, inflation, and changing personal circumstances.

Mon, March 24, 2025

Weathering Market Storms and Assessing Risk Tolerance

In this episode of "Your Retirement Highway," Kyle R. Jones takes the helm solo, as his business partner Matthew P. Allgaier enjoys some time off with his family. The episode begins with an update on some severe weather that recently affected Kyle's area in Western Clinton County, Illinois. Despite the property damage and power outages caused by the strong winds, Kyle is thankful that no fatalities were reported. He empathizes with the storm's impact on his community and reflects on the powerful forces of nature. Moving into the core of the show, Kyle shifts focus to investment strategies amid current market conditions. He advises listeners to review their risk tolerance, especially in the wake of recent market volatility. He discusses the potential consequences of buying the dip strategies and the importance of being prepared for both bullish and bearish market movements. Emphasizing the unpredictability of economic conditions, Kyle encourages investors to maintain a well-balanced portfolio aligned with their risk tolerance and long-term goals.

Mon, March 17, 2025

Smart Retirement Moves and Social Security Strategies

In this episode of "Your Retirement Highway," hosts Kyle R. Jones and Matthew P. Algar from FYRA Capital Management delve into a variety of retirement planning insights and social security optimization strategies. Kyle and Matt emphasize the importance of working with a financial advisor to tailor retirement plans based on individual needs and circumstances. They discuss the implications of taking social security benefits early versus delaying them, the potential penalties, and the benefits of maximizing social security. The episode also explores scenarios where retirees may need to work part-time either out of necessity or for personal fulfillment, and how these choices fit into broader retirement plans. Kyle and Matthew share personal anecdotes and practical advice on purchasing cars and managing retirement finances. They touch upon the social and financial aspects of continuing to work post-retirement, including keeping health insurance costs manageable through programs like COBRA. The hosts also highlight the critical role of holistic financial planning, considering aspects like tax strategies and the interconnectedness of investment plans.

Mon, March 10, 2025

Navigating Longevity Risk and Emotional Aspects of Retirement Planning

In this episode of "Your Retirement Highway," hosts Matthew P. Allgaier and Kyle R. Jones discuss the importance of comprehensive retirement planning, particularly in light of increasing lifespans and advancements in medical technology. They emphasize the need for detailed financial strategies that account for longevity risk, inflation, and income sources. Matt and Kyle highlight the role of medical advancements in extending lifespans, noting how these factors can significantly impact retirement savings. They stress the importance of understanding social security benefits and optimizing them to ensure financial stability during retirement. The show also touches on the emotional aspects of financial planning, including the recent loss of Kyle’s pet, underscoring the personal nature of preparing for the future. They offer practical advice on how to avoid common pitfalls in retirement planning, such as underestimating future expenses and the impact of inflation. They advocate for proactive engagement with financial advisors to create tailored plans that address individual needs and risk tolerances. Listeners are encouraged to stay informed and make deliberate, informed decisions to secure their financial futures.

Mon, February 17, 2025

Offense vs Defense In Your Portfolio

On this episode financial advisors Kyle Jones and Matt Allgeyer, focus on guiding listeners through successful retirement planning. Using a football game analogy, they emphasize the importance of having a well-rounded strategy that includes both offensive (high returns) and defensive (risk management) plays. They discuss the need for diversification in retirement plans, stressing that relying too heavily on high-risk investments could lead to significant losses if the market dips. They consistently remind listeners to ask their advisors tough questions about potential market downturns and to ensure their retirement plans are robust enough to handle various financial scenarios. Throughout the show, Kyle and Matt highlight the importance of having a comprehensive plan that accommodates both high-growth opportunities and safeguards against market volatility. They advise listeners to work with a team that can address multiple facets of retirement planning, including ensuring a steady income stream and protecting against financial pitfalls. By maintaining a balanced portfolio and being prepared for both market ups and downs, retirees can better secure their financial future and avoid critical mistakes that could impact their long-term goals

Wed, February 12, 2025

Inflation and Tariffs

Mon, February 03, 2025

Conversations You Should Have With Your Financial Advisor

Tue, January 21, 2025

The 4% Rule. Why It May No Longer Be Valid.

Tue, January 07, 2025

Financial Scams and How to Avoid Them

Mon, December 16, 2024

Portfolio Stress Test - Is It Time To Rebalance?

Mon, December 09, 2024

A Portfolio Year End Review

Mon, December 02, 2024

Financial Scams and How to Avoid Them!

Mon, November 25, 2024

Teaching the Next Generation About Money

Mon, November 18, 2024

The Election is Over. So How Will That Impact Your Retirement?

Mon, October 21, 2024

The Most Common Things People Forget When Setting Up An IRA/401K

Mon, October 14, 2024

Will The Election Impact The Market?

Mon, October 07, 2024

Retirement Terms Defined

Mon, September 30, 2024

Interest Rates Dropped. Now What?

Mon, September 23, 2024

Inflation And You

Tue, September 03, 2024

Taxes and Interest Rates

Mon, August 26, 2024

401(k)s and Taxes

Mon, August 19, 2024

Market Volatility And How To Prepare For It

Mon, August 12, 2024

Special Market Update

Mon, July 22, 2024

Why You Need A Plan

Mon, July 15, 2024

Taxes and Inflation

Mon, July 08, 2024

Inflation And The Impact On Retirement

Mon, July 01, 2024

The New Retirement Equation

Mon, July 01, 2024

Retirement Goals and How to Be Financially Independent

Mon, June 17, 2024

Surprise Retirement Expenses

Mon, June 10, 2024

Things To Think About Before You Retire

Tue, May 28, 2024

Dinner Seminars - What to Watch Out For

Mon, May 20, 2024

Ways to Save For Retirement

Mon, May 06, 2024

401K Allocation

Mon, April 29, 2024

How Will the National Debt Impact Your Retirement?

Mon, April 22, 2024

Retirement Savings and Taxes

Mon, April 15, 2024

Retirement Cashflow

Mon, April 01, 2024

401Ks, Roth IRAs, and Tax Law Changes

Mon, March 25, 2024

The 5 Ways To Make Retirement Income Last Longer

Mon, March 18, 2024

Why You Need an Advisor

Mon, March 11, 2024

The Market and AI

Mon, March 04, 2024

Fixed Income

Tue, February 27, 2024

Aging In Place Part 2

Tue, February 20, 2024

Aging In Place Part 1

Wed, February 14, 2024

How Do You Choose an Advisor?

Mon, February 05, 2024

Social Security and YOU

Mon, January 22, 2024

Getting To Know Matt and Kyle

Tue, January 16, 2024

Retirement Forecast

Mon, January 08, 2024

Long Term Care.

Tue, January 02, 2024

Changes Are Coming to Social Security! Are YOU Ready?

Wed, December 27, 2023

New Year. New You

Mon, December 18, 2023

Reasons Why You Should Have a Financial Advisor

Mon, December 04, 2023

The 8 Percent Rule?

Mon, November 27, 2023

Getting To Know Matt and Kyle

Mon, November 20, 2023

Long-Term Care - How Will You Pay For It?

Mon, November 06, 2023

The Best and Worst Retirement Systems: Where Does The US rank?

Mon, October 30, 2023

Changes Are Coming to Social Security!

Mon, October 23, 2023

Estate Planning

Mon, October 16, 2023

Government Shutdown Averted...For Now

Mon, October 09, 2023

Connecting the Dots - From Tax Hikes To Tailored Retirement Planning

Mon, October 02, 2023

5 Things You Should Do 5 Years Before You Retire

Mon, September 25, 2023

Retirement Planning Red Flags part 2

Mon, September 18, 2023

Retirement Planning Red Flags part 1

Mon, September 11, 2023

Housing In Retirement

Tue, September 05, 2023

Inflation and Taxes

Mon, August 21, 2023

The Consumer and the Market

Mon, August 14, 2023

The Market and How the US Debt Could Impact You

Mon, August 07, 2023

Should I Rollover My 401k?

Mon, July 31, 2023

How to Evaluate Your Financial Advisor

Mon, July 24, 2023

Long Term Care

Mon, July 17, 2023

Financial Independence

Mon, July 10, 2023

Retirement Income

Mon, July 03, 2023

Inflation and Financial Independence

Tue, June 20, 2023

Baby Boomers and Retirement Planning

Mon, June 12, 2023

Introducing Matthew Allgeyer and a Look at the Markets

Tue, May 30, 2023

Investment Planning VS Retirement Planning

Mon, May 22, 2023

Navigating Uncertainty

Mon, May 15, 2023

Could a Good Credit Score Actually Hurt You?

Mon, May 08, 2023

Who we are and what we do! Plus, a quick look at the current economy.

Mon, March 27, 2023

Three Questions That Can Preserve Your Savings During Market Volatility

Mon, March 20, 2023

Retirement Bracket!

Mon, March 13, 2023

Could The Debt Limit Crisis Derail Your Retirement?

Mon, March 06, 2023

Five Retirement Tax Surprises

Mon, February 27, 2023

The High Price Retirees Pay for Collecting Social Security Too Early

Mon, February 20, 2023

State of the Economy Address

Mon, February 13, 2023

Overlooked Strategies for Boosting Retirement Income

Mon, January 30, 2023

Lessons learned from Wealthy People Who Pay No Taxes

Mon, January 09, 2023

Dispelling Costly Social Security Myths

Tue, December 27, 2022

Top 3 Retirement Risks And Ways To Manage Each

Mon, December 12, 2022

Protecting Your Retirement Assets from Cognitive Decline as You Age

Mon, November 28, 2022

Retiring Planning Tips For Women

Mon, November 14, 2022

Avoiding a Rollercoaster Retirement

Mon, November 07, 2022

Navigating Market Volatility

Mon, October 31, 2022

What Wall Street Doesn't Understand About You

Mon, October 24, 2022

Inflation, Recession, and Other Falling Dominoes

Mon, October 17, 2022

Playing with Retirement Fire

Mon, October 10, 2022

Tactics for Retirement Planning Success

Mon, September 26, 2022

What Wall Street Doesn't Understand About You

Mon, September 12, 2022

Inflation, Recession, and Other Falling Dominoes

Tue, September 06, 2022

Retirement Tradeoffs

Tue, September 06, 2022

Recession Proofing Your Retirement Income

Mon, August 22, 2022

Interview with former US Comptroller General Dave Walker

Mon, August 15, 2022

Are You Ready For Retirement? 5 things you should think about first

Mon, August 08, 2022

The Retirement Rule of Thumb That’s Mostly Wrong

Mon, August 01, 2022

Interview with former US Comptroller General Dave Walker

Mon, August 01, 2022

Protecting Your Retirement Assets from Cognitive Decline as You Age

Mon, July 11, 2022

Are You Ready For Retirement? 5 things You Should Think About First

Mon, July 11, 2022

Key Retirement Dates and Ages