The Whole Wealth Journey
The Whole Wealth Journey podcast, hosted by Jim Gebhardt and Matthew Grishman, offers a transformative approach to wealth and personal growth for entrepreneurs seeking Wealth With a Why™. Originally known as Financial Sobriety, the show evolved from Matthew's personal struggle with money and self-worth, to a comprehensive exploration of true wealth and human connection.The podcast now focuses on the concept of Whole Wealth, emphasizing that wealth is more than just financial assets—it's about the people, places, and experiences that truly matter. Jim and Matthew guide listeners through a journey of self-discovery, helping them uncover their unique "why" that driv...
Thu, April 24, 2025
Episode 151: Entrepreneurial Awareness and the Principle of the Four P's.
We would love to hear what you have to say about this episode. Please send us a text. Experience the profound journey of personal growth and gratitude in our latest episode, where we celebrate Matthew's milestone of 3,000 days of sobriety. We'll explore how these accomplishments are not isolated victories but part of a greater tapestry of resilience and transformation. Shift your entrepreneurial mindset with our insightful discussion on the critical role of awareness for business owners. Many entrepreneurs confuse high cash flow with true wealth, often to their detriment. We uncover how awareness and courage play pivotal roles in unlocking the real value of your business, enabling strategic and informed decisions. Through understanding the entrepreneurial mindset, where personal effort is seen as the ultimate job security, we equip you with the tools to navigate the complexities of business ownership. Lastly, we guide you through the enlightening processes of slowing down to speed up, exploring potential risks, and recognizing the immense opportunities within your entrepreneurial journey. By taking meaningful action, supported by a holistic approach to wealth—encompassing numbers, relationships, play, and purpose—you can transform your personal and professional life. Through success stories and personal anecdotes, we stress the importance of integrating play and laughter into daily life, safeguarding confidence, and finding joy amidst the noise. By understanding and utilizing the principals of the 4 "P's", you'll find an understanding of a holistic outcome on your entrepreneurial journey. Join us as we continue to empower you with strategies for building a prosperous and fulfilling future accepting that you want more from your money, than just more money. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Thu, April 10, 2025
Episode 150: Building Trust in Relationships Through Interest, Communication and Empathy
We would love to hear what you have to say about this episode. Please send us a text. How do you unlock the secrets to a healthier, more fulfilling life ? By harnessing the power of relationships. Can knowing the right people really expedite your path to recovery and growth? Explore the profound influence of connections as we share personal stories of overcoming shoulder injuries and heart conditions, all through the support of remarkable individuals. Our discussion sheds light on the "who, not how" principle, emphasizing the incredible outcomes that result from nurturing meaningful relationships. Trust and authenticity become pivotal in our exploration of connection, as we recount significant encounters with medical professionals and business allies. Hear how the attentiveness and empathy from doctors can transcend traditional care, creating bonds that elevate patient experiences. We also explore the dynamic world of professional relationships, where trust and shared history with partners have proven invaluable during times of financial crisis. This episode reveals how vulnerability and empathy are not just buzzwords but essential ingredients for building lasting bonds. Finally, we distill these insights into actionable principles for cultivating trust and connection in all areas of life. From setting boundaries and learning to say no, to expressing gratitude and understanding the subtleties between empathy and sympathy, we highlight how these practices can transform personal and professional interactions. Whether it's through developing a "Client for Life" mentality or mastering time management to prevent overcommitment, our stories and strategies offer a blueprint for a life enriched by genuine, supportive relationships. Join us as we map out a path to leadership and success through the unparalleled power of human connection through empathy and communication resulting in trust. Chapter Summaries: (00:01) The Power of Relationships in Health The power of relationships and gratitude in achieving a fulfilling and successful life, highlighted through personal experiences. (08:16) The Impact of Trust in Relationships Presence, trust, and genuine connections impact personal and professional relationships, as seen in medical settings and personal experiences. (17:29) The Power of Vulnerability in Trust Vulnerability, empathy, and curiosity can lead to meaningful connections and personal growth in all areas of life. (28:52) Building Trust Through Understanding Empathy vs. sympathy, understanding others without shifting focus, importance of being understood, financial tools as analogy, creating spaces for connection. (43:12) Building Trust Through Relationships Client for Life concept, building trust, vulnerability, empathy, and collaboration in indepe
Thu, March 27, 2025
Episode 149: Leadership Inspires Culture and Confidence.
We would love to hear what you have to say about this episode. Please send us a text. What if you could unlock the secrets to raising resilient children and transforming business leadership simultaneously? Discover how shifting focus from participation trophies to genuine resilience can shape future leaders, both at home and in the marketplace. Through personal stories and relatable anecdotes, we'll navigate the journey of parenting styles that emphasize accountability that transfers into lifelong habits at home, in the workplace and in the community. In many cases, childhood sports or group activities are the seeding for these traits. Building on this foundation, we explore the profound shift from competition to collaboration in the business world. Learn how middle-market entrepreneurs can lead by example, creating cultures that prioritize personal growth and community impact over a zero sum game. By embracing responsibility and fostering environments where learning from challenges is the norm, we address the urgent leadership void present in today's rapidly changing landscape. This episode is a powerful call to action for business leaders to champion internal growth and accountability within their organizations. Finally, we highlight the often-overlooked aspects of leadership that can significantly enhance business value. From nurturing human and social capital to promoting a culture of trust and innovation, we look deeply into strategies that encourage team members to embrace risks and view mistakes as opportunities for growth. You'll gain insights into fostering team confidence, the art of effective listening, and building a resilient organizational structure. Join us as we unravel the intricacies of leadership that not only fortify businesses but also enrich the communities they touch. Chapter Summaries (00:00) Parenting for Leadership and Resilience Raising resilient children with strong values, avoiding participation trophies, and promoting perseverance in the face of adversity. (06:45) Creating a Culture of Leadership Transformative leadership prioritizes personal growth, challenges as learning opportunities, and middle-market entrepreneurs as examples for positive impact. (10:49) Embracing Leadership for Business Success Entrepreneurs foster a leadership culture prioritizing team growth, unique ability, risk-taking, and learning from mistakes. (20:47) Fostering Team Confidence and Growth Disengaging from Facebook due to lack of meaningful leadership, focusing on inspirational content on Instagram and LinkedIn, and fostering open communication within our team. (24:55) Building Trust Through Effective Leadership Leadership in today's complex environment requires genuine listening, receiving feedback, and modeling transparency to build trust and enhanc
Thu, February 27, 2025
Episode 148: Fostering Resilience with Confidence and Clarity.
We would love to hear what you have to say about this episode. Please send us a text. After a health scares prompted us to reevaluate our priorities, we realized that gratitude, presence, and confidence play crucial roles in nurturing both personal growth and business success. Embracing emotions like fear and sadness without resistance can enhance resilience, allowing us to focus on being grounded in the moment. By weaving personal stories and insights, we explore how living in the now not only boosts self-assurance but also creates a fulfilling life. For entrepreneurs, having a clear future vision and a succession plan is essential to building a legacy that withstands the test of time. We discuss navigating the unpredictable challenges that life throws our way, particularly the five Ds—death, divorce, distress, disagreement, or diagnosis—and how these can impact business owners. Sharing our journey with Gebhardt Group, we emphasize the importance of readiness and resilience, all while maintaining focus on potential growth opportunities and ensuring our clients' futures remain secure as well. Balancing personal and business planning is an art form that many entrepreneurs struggle to master. Through relatable stories and practical advice, we underscore the necessity of aligning personal aspirations with business goals. Whether it's carrying insurance for risk management or the importance of exit planning, we share how breaking down larger goals into manageable steps can lead to a balanced and fulfilling life. Join us and our community as we foster open communication and shared growth on this journey, one step at a time. CHAPTER SUMMARY (00:00) Gratitude, Confidence, and Focus Gratitude, presence, and confidence are emphasized as we discuss living in the now, embracing emotions, and finding clarity and purpose. (11:51) Future Vision and Succession Planning Entrepreneurs need a clear vision and purpose, must navigate challenges, prepare for unforeseen changes, and plan for growth. (17:11) Risk Management and Exit Planning Managing risks through insurance, exit planning, and personal/business growth are crucial for entrepreneurs. (22:03) Building Value Through Intangible Capitals Exit planning creates value in business, emphasizing personal readiness and the role of the Clarity Compass tool. (33:14) Balancing Personal and Business Planning Entrepreneurs often prioritize their businesses over personal lives, but aligning goals can lead to a more fulfilling life. (45:53) Taking One Step at a Time Confidence, presence, energy, manageable steps, awareness, communication, support, growth in our journey towards our vision. You can learn more about The Whole Wealth Journey by visiting The Gebhard
Tue, January 28, 2025
Episode 147: Embracing Vulnerability for Deeper Connection.
We would love to hear what you have to say about this episode. Please send us a text. What happens when unexpected challenges throw your family into disarray? Imagine having to make tough parenting decisions while nurturing the resilience and gratitude needed to thrive. Hosts, Matthew Grishman and Jim Gebhardt take you through personal journeys of balancing life's chaos while sharing personal stories that help find strength in self-care and maintaining peace amid uncertainty. Hear how Jim's European adventure transformed family bonds. He recounts the awe-inspiring moments and how vulnerability and cooperation can lead to deeper connections. Finally, the guys explore the profound impact of vulnerability both personally and professionally. From enriching relationships through genuine connections to embracing openness in professional settings, they discuss the courage to be authentic. Hear how gratitude can shine a light on hope, even amidst the tragic fires in Los Angeles, illustrating its role in building resilience. True wealth is found in honest, vulnerable connections. If you would like to learn a little more about Open Invite Trips, you can reach out to Emily HERE Chapter Summaries (00:00) Gratitude Amidst Unexpected Challenges Gratitude and resilience in the face of uncertainty, supporting each other to stay present and grounded. (12:53) Family Bonding Through European Adventure Family trip to Europe fosters gratitude, openness, and deeper connection through iconic locations and shared experiences. (19:38) The Power of Vulnerability and Connection Vulnerability and connection are transformative in personal and professional settings, emphasizing authenticity and congruence. (30:49) Building Wealth Through Connection and Vulnerability Introversion, gratitude, and resilience in the face of tragedy, as seen through the recent fires in Los Angeles. (39:06) The Power of Vulnerability in Connection Anonymity and vulnerability are powerful in fostering connections and reducing shame, as seen in a personal story of financial struggles and newfound friendship. (52:48) Connection Through Vulnerability and Heart Vulnerability and connection can arise between acquaintances, masking true feelings with "fine," and the historical origins of the password. (01:01:31) Finding Deeper Connection Through Vulnerability Embrace vulnerability and build connections through authentic sharing, asking questions, and expressing curiosity in relationships. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 14, 2025
Episode 146: The Epicenter of Wealth Begins With an Understanding of Gratitude.
We would love to hear what you have to say about this episode. Please send us a text. Feeling overwhelmed by the general hustle of, well, life? Picture a reality where slowing down is the key to unlocking success and personal growth. In this episode Matthew and Jim explore this concept with a blend of descriptive themes and personal anecdotes. The program begins with reflection on a conversation with a young quantitative finance MBA student, who ahared fresh insights into the realms of AI, cryptocurrency, and Tesla's self-driving innovations. Lightheartedly, the guys ponder the surreal sensation of living in a world reminiscent of "The Jetsons" as they embrace the New Year with a "Say No More List" – a counterintuitive approach inspired by thought leaders like Bo Eason and Dan Sullivan. In the pursuit of success, does rushing ever really help? There's an art to slowing down, not just as a mantra for mental peace but as a practical strategy for error reduction and quality improvement in both personal and professional arenas. With the support of an accountability partner, Matthew shares his commitment to breaking free from the tyranny of hurriedness, focusing on mindfulness and intention. The conversation also highlights the parallels between opting for slower, healthier lifestyle choices and the broader implications for personal well-being, reinforcing the idea that quality often trumps quantity. Reflecting on the essence of true wealth, the conversation shifts to the power of gratitude as a cornerstone for building meaningful connections. Gratitude, once a simple feeling, has evolved into a practice that fortifies relationships and enriches lives beyond mere financial metrics. Through personal stories and reflections, the emphasis on the importance of gratitude in fostering trust, empathy, and genuine human connection becomes abundantly clear. Finally, you're invited to share your own gratitude experiences, enriching the Whole Wealth Journey community with stories that underscore the value of relationships in achieving a fuller, more connected life that is more than just making more money with your money. Chapter Summaries (00:00) New Year's Resolutions and Saying No AI, cryptocurrency, and Tesla's self-driving technology intersect in a futuristic discussion on aging, active adult communities, and personal growth. (06:02) Slowing Down for Success Slowing down leads to fewer mistakes and improved interactions, emphasizing quality over quantity and making mindful choices. (12:56) Unleashing the Power of Investment Commitment to health, gratitude, aligning finances with values, and personal and professional growth through preparation and practice. (23:30) Connecting With True Wealth Through Relationships Naysayers' influence, wealth with a Y, relationships, intimate connec
Tue, January 07, 2025
Episode 145: Peeking Into 2025 With Intention NOT Resolution.
We would love to hear what you have to say about this episode. Please send us a text. As we navigated the roller coaster of 2024, we found ourselves reflecting on the resilience and gratitude that have become cornerstones of our journey. From the heartache of loss to the overwhelming stress of global uncertainty, each moment taught us invaluable lessons about growth and confidence. Channeling the spirit of Groundhog's Day, we measure our progress not by the absence of challenges but by the gratitude we find in the journey itself, embracing the inevitable stress as a catalyst for personal and professional evolution. Our discussion takes a turn as we explore the power of intention and accountability. By shedding habits that no longer serve us—like self-loathing and negativity—we create space for self-love and personal growth. We draw inspiration from a couple on the brink of retirement, discovering that financial freedom isn't just about saving, but about living intentionally and investing in experiences that yield lifelong "memory dividends." Investments in experiences are forgotten costs. This approach challenges the traditional financial mindset and invites us to reimagine our priorities as we prepare for 2025. Embracing personal growth becomes our anthem as we look to the future. Through tools like CliftonStrengths , we uncover the profound impact of self-awareness on our interactions and relationships. By understanding our strengths and limitations, we show up more authentically, balancing empathy (Matthew) and responsibility (Jim). As our journey into "whole wealth" unfolds, we are excited to share candid stories, insights, and new for 2025, book reviews and even a few industry rants, all with the aim of empowering you to embrace your own path of growth and self-discovery. Chapter Summaries: (00:00) Reflections on Gratitude and Resilience Gratitude and reflection during the holiday season, navigating challenges and expressing growth and confidence in wealth management and health. (03:45) Measuring Progress With Gratitude Nature's predictable yet changing nature in starting a new year, reflecting on progress, setting goals, and enhancing impact. (13:56) Embracing Intention and Accountability Rejecting negative habits and setting intentions for intentional living, including finances, to promote self-love and growth. (25:40) Reimagining Retirement and Financial Priorities Bill Perkins' "Die With Zero" challenges traditional financial advising, emphasizing intentional spending for meaningful experiences. (39:47) Personal Responsibility and Self-Care Balancing personal authenticity and professional responsibilities, using CliftonStrengths, self-care, breaking free from beliefs, and putt
Tue, December 24, 2024
Episode 144: A Holiday Reflection on Five Years of the Journey Toward Whole Wealth.
We would love to hear what you have to say about this episode. Please send us a text. Reflecting back to a certain Christmas Eve five years ago, we embarked on a journey that reshaped our approach to finances by aligning them with life's true purpose. That pivotal moment, intertwined with unexpected connections and encounters, taught us the value of authenticity and vulnerability. With stories rich in serendipity and meaningful coincidences, we celebrate the unpredictability of life and the profound impact of embracing it with gratitude. As we continue to navigate the aftermath of global events, effects from the pandemic like supply chain disruptions and the memorable toilet paper shortages, we've unearthed profound lessons in gratitude and resilience. These challenges have been catalysts for personal growth and have altered societal relationships, pushing us towards self-reliance and away from codependency. Our discussions mirror a hero's journey, emphasizing the strength developed through trials and the determination to face future uncertainties with confidence, amidst political and economic anxieties. Finally, we close with a festive reimagining of a reading by Matthew of his interpretation of "Twas the Night Before Christmas," reflecting the Gebhardt Group's unique approach to to your whole wealth journey. As we embrace the joy and gratitude of the holiday season, let's celebrate the power of partnership and our shared mission to help you achieve your dreams and leave you with a greeting for a very merry Christmas holiday. Chapter Highlights (00:00) The Whole Wealth Journey Gratitude for connections made on our financial journey, reflections on health challenges, and embracing life's unpredictability. (14:40) Lessons of Gratitude and Resilience Past global events have shaped behaviors and relationships, fostering personal growth and resilience amidst uncertainties. (26:51) The Wealth Journey Festive Celebration How about that night before Christmas? (33:36) Investment Advice Disclaimer You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 17, 2024
Episode 143: Curiosity and Connection: Transforming Retirement With Intentionality and Mindfulness.
We would love to hear what you have to say about this episode. Please send us a text. Can a simple change in your workout routine transform your perspective on life? Uncover the unexpected benefits of ditching distractions as we share personal stories of growth from skepticism to appreciation. We'll explore how shifting from judgment to curiosity can enrich our everyday interactions, highlighting the profound impact of being fully present and embracing life's nuances. The episode takes an emotional turn as we reflect on love and loss, emphasizing the deep connections forged in times of celebration and grief. Through heartfelt anecdotes, we discuss the importance of living fully and cherishing each moment, while also confronting life's finite nature. This narrative invites reflection on what truly matters, urging us to foster meaningful relationships and approach life's uncertainties with courage and presence. Finally, we explore the essence of empowering confidence amid societal pressures. We delve into intentional financial decision-making, challenging conventional wisdom and encouraging a personalized approach to wealth management. By examining generational wealth strategies and the value of aligning finances with personal values, we underscore the significance of purpose and intentionality in both financial and personal growth. And the story of the Rothschilds and the Vanderbilts, well, that's one you're just going to have to listen to comprehend. Chapter Summaries (00:00) Fitness Community Observations and Curiosity Mindfulness and curiosity lead to appreciation for Lifetime Fitness, as we reflect on judgments and routines. (10:02) Reconnecting Through Loss and Celebration Reflections on mortality and the value of living fully, embracing uncertainty, and fostering connections with others. (15:29) Empowering Confidence in Children Anxiety in society, protecting confidence, managing stress, and distinguishing between self-confidence and external validation. (25:20) Intentional Financial Decision Making Intentionality in financial decisions, tax issues with 401ks, critique of tax deferral, and need for strategic planning. (35:43) Financial Planning and Client Preparation Financial planning software limitations, preparing for market shifts, proactive risk management, and personalizing strategies for clients. (45:52) The Complexity of Financial Planning Financial planning involves aligning resources with priorities, avoiding complex investments, and simplifying as clients age. (58:19) Generational Wealth Nature's contrasting approaches to family wealth management, advocating for using wealth for experiences and creating lasting legacies. (01:04:52) Relationships and Self-Worth Wealth Evolution from financial sobriety t
Tue, December 03, 2024
Episode 142: Building the Blueprint for What's Next.
We would love to hear what you have to say about this episode. Please send us a text. Have you ever sat down and really thought about the best investment you ever made? Was it a business idea? A real estate venture? A hot stock? Join your hosts Matthew Grishman and Jim Gebhardt, as they reveal the best investments they’ve ever made as wealth advisors and lifelong entrepreneurs. Kicking off each episode with gratitude, this week the guys explore the significance these best investments have had on their business and personal lives. Hint: these life-changing investments are what ultimately brought Matthew and Jim together in business and friendship. The conversation shifts to how the guys help their entrepreneur clients begin building the blueprint for living Life 3.0. It starts with recognizing what you have the most control over in the world of finance and investing: risk, taxes, and cash flow. Yes, you have more control over these than you might think! Discover the true value of collaborating with great tax professionals who challenge conventional thinking. But beware, tax schemes loom around every corner! Matthew and Jim share valuable insight on some of the hidden taxes inside different investment products you may own inside your investment accounts. Awareness is essential for the entrepreneur seeking what’s next! Finally, the guys explore the nuances of how estate planning fits in to building your Blueprint. They weave together insights to craft a comprehensive blueprint for living Life 3.0, creating the legacy you want, and how you can protect the generational wealth required to see that legacy through. CHAPTER SUMMARIES (00:00) Investing in Self-Gratitude Nature's warmth in summer, investing in oneself, moving to California, adapting to new environment, personal growth and relationships. (10:29) Strategic Tax Planning for Entrepreneurs Collaborate with CPAs for tax planning, tailor strategies to individual circumstances, and consider future implications beyond monetary gains. (23:57) Estate Planning and Tax Strategies Estate planning and life insurance can prevent financial burdens, while ETFs offer tax efficiency and control in investment strategies. (34:51) Mastering Intentional Spending and Wealth Accumulation 10-10-10 principle helps manage impulse purchases and highlights the importance of intentional spending and financial awareness. (44:45) Building Generational Wealth Blueprint Estate planning, margins of safety, and Life 3.0 are crucial for creating and preserving generational wealth. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 12, 2024
Episode 141: Entrepreneurial Success Comes with Risk but Are Your Financial Strategies Secure?
We would love to hear what you have to say about this episode. Please send us a text. Risk is a huge part of entrepreneurship. But it’s more than a numbers game—it's about identifying where your finances stray from your core values and life goals. As we come closer to the end of the financial planning stage of the Whole Wealth Journey, we dive deeply into the realm of risk management and the unique risks facing entrepreneurs. Join us as we share insights gained from a lifetime of entrepreneurship - plus three decades of helping other successful entrepreneurs discover what’s next. Whether navigating the emotional complexities of business exit planning or optimizing tax strategies for lifetime income and legacy planning, our discussion emphasizes the importance of taking all the time you need for planning your whole wealth journey. Matthew will introduce you to a 79-year-old entrepreneur who’s discovering what’s next after becoming the best in the world at his craft, a career of selflessly helping others. How does he begin to explore Life 3.0, and will he allow Matthew the opportunity to help? Jim will offer us some insight on the power and purpose of an Employee Stock Ownership Plan (ESOP) as a potential risk gamechanger for business owners. We revisit a pivotal conversation with Jim’s old friend, Tommy, a very forward-thinking entrepreneur who leveraged an ESOP to not only secure critical hires, but also gain a competitive edge that completely separated his business from the competition. Through personal stories infused with vulnerability and hints of sarcasm, you’ll hear firsthand how we guide entrepreneurs through the world of wealth management - how they think about money, how they create it, use it, invest it, risk it, improve their relationship with it, so ultimately … they can be free of it. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 29, 2024
Episode 140: Continuing With the Core Values and Alignment From the Clarity Compass.
We would love to hear what you have to say about this episode. Please send us a text. Imagine a tool that can pinpoint the very essence of what drives your decisions—from the significant financial ones to the seemingly trivial daily choices. Our latest episode introduces the Clarity Compass, an innovative approach that starts with a simple card game to help uncover and prioritize your core values. This journey is about more than just identifying what matters; it's about transforming those values into a guiding force that leads to enhanced personal joy and fulfillment. We also confront common hurdles like the hesitance to invest in oneself and reveal how aligning financial decisions with personal values can be profoundly empowering. For entrepreneurs grappling with the work-play balance, we explore how defining play can transform both personal and professional relationships. Whether it's seeking adventure or finding peace, understanding what play means to you—and your partners—can strengthen bonds and lead to healthier dynamics. Through engaging stories, like Jim's trip to Ireland or the journey of our client Dorothy, we underscore the power of supporting each other's values and embracing the uniqueness that each person brings to a relationship. Moreover, we unveil the art of crafting a financial plan that resonates with your core values. Dorothy's inspiring tale of newfound independence and enriched family connections shines a light on the potential of aligning financial resources with personal aspirations. Join us as we equip you with strategies to translate your personal aspirations into a life of intention and fulfillment through the process we call, "The Clarity Compass." Chapter Summaries: (00:00) Discovering Your Core Values The Clarity Compass helps identify core values, align financial resources, and make intentional decisions for personal fulfillment. (08:44) Understanding Play and Individual Values Play is important for entrepreneurs to define individually, support in partnerships, and embrace unique contributions. (15:59) Creating a Life-Altering Financial Plan An elderly woman's transformative journey through health, freedom, family, and relationships with the help of technology and financial resources. (26:58) Blueprinting Financial Goals and Action Steps Creating a blueprint helps achieve personal and financial goals by translating values into actionable steps. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 15, 2024
Episode 139: Defining Your Story Through Self Discovery.
We would love to hear what you have to say about this episode. Please send us a text. In the hustle of entrepreneurship, finding quiet time isn't just a luxury—it's a necessity. This is where one finds clarity about their innermost values and begins to get in motion. Through personal stories and professional insights, Jim and Matthew emphasize the importance of taking intentional breaks, advocating for the rejuvenating power of two-week vacations. Their discussion goes deep into financial core values guiding you down a path to aligning your financial resources with what truly drives your dreams and goals. Join the guys as they reflect on mindfulness techniques to find inner calm, focusing on the techniques to find congruency in life and business so both can be purposeful and rewarding. Consider this episode a break from the grind, a chance for self-discovery, to rise above life's minutiae, much like accessing the calm of a mountain summit - one of the greatest spots for gaining clarity in life. If you would like to learn more about the Kolbe assesment, you can find it in this LINK . Chapter Summaries: (00:00) Gratitude for New Beginnings and Reflection Celebrating new family member, self-discovery in relationships, defining personal stories, intentionality, and gaining clarity through reflection. (11:15) Finding Quiet Time for Success Entrepreneurs need quiet time and extended vacations to disconnect from work and prioritize well-being and productivity. (15:11) Discovering Your Financial Core Values Understanding personal values, visions, and motivations in financial planning, with a focus on finding deeper purpose beyond wealth accumulation. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 01, 2024
Episode 138: Motion Matters. Understanding the Goes Ins and Goes Outs on Your Personal Balance Sheet.
We would love to hear what you have to say about this episode. Please send us a text. Ever wonder how a simple vacation can morph into a powerful metaphor for financial success? This episode begins with the anticipation of a serene vacation on the California coast, challenging us to depart from our daily grind as “human-doings” to embrace the essence of what we truly are: human beings. From there, we are reminded of the importance of lifelong learning and growth for the benefit of helping others. Hear all about Jim’s journey back into the classroom, this time to become an expert in exit planning for the entrepreneurs and business owner clients Gebhardt Group, Inc. serves. Together we discover so many intriguing parallels between business exit strategies and the foundational stages of entrepreneurship, underscoring the vital role of finishing what we start. Our conversation then takes a practical turn, honing in on the nuts and bolts of personal finance and connecting the dots between business and personal finances. We break down foundational expenses into six core categories, offering a much simpler and clearer path to gaining control over where your money goes each month. By tracking these expenses over time, you can uncover valuable data about how you actually use your money. Learn how to take more control by fostering a proactive approach to personal financial management with 100% detachment from chasing financial perfection. Bringing it all together, we reflect on a memorable backpacking trip in Yosemite with Matthew’s cousin David, Hell's Kitchen Season Six winner, who through story, teaches us the valuable concept of "shaving ounces." This principle of making small, incremental changes can be applied to so many areas of our wealth and our lives – learn here how to apply it to the parts of life that matter most. Ultimately, we come full circle to see how the tools discussed on today’s show help us to show up fully in the present moment, eliminate scarcity, realize the true abundance in our lives, and see all of the Whole Wealth we have been able to create. If you would like to learn more about your whole wealth journey visit: https://gebhardtgroupinc.com/ (00:00) Gratitude and Profit Gratitude, learning, and commitment are discussed, including the parallels between business exit planning and entrepreneurship. (11:12) Financial Assessment and Action Plans Manage personal finances by categorizing expenses, tracking trends, and preparing for unexpected costs. (22:46) Small Changes Lead to Financial Success Nature's lesson in personal finance: small changes, like reducing expenses, can lead to significant savings and can be applied to other areas of life. (28:26) Creating a Vision for Tomorrow Reclaim power by being aware of current situation, setting time limit to proces
Tue, September 17, 2024
Episode 137: Congruency and The Law of Diminishing Intent.
We would love to hear what you have to say about this episode. Please send us a text. Ever wondered why authenticity is crucial for entrepreneurial success? This episode, Jim and Matthew take you into the vitality of living a congruent financial life. The guys unravel the importance of managing personal and professional finances with equal discipline, sharing insights on how authenticity fosters peace and gratitude. Learn from their own trials and triumphs how adopting disciplined financial behaviors can pave the way for greater success. They'll also guide you through the critical process of understanding your financial standing, likening it to a fitness routine that celebrates incremental progress over time by looking backward for improvement not at unrealistic horizons. The significance of knowing your net worth and understanding balance sheets can only benefit your business mastery. Decision making becomes much more clear when you know what the real picture looks like, what your profit and loss statements are telling you. The conversation then begs some work to tackle the tough topics every entrepreneur faces: from making swift decisions in critical situations to mastering the operational aspects of a business. Hear real-life stories about the complexities of balancing craft mastery with business management and the emotional journey of overcoming financial burdens. They'll discuss the often-overlooked necessity of personal and financial preparedness for life after business ownership. How was the business valuation prepared, what does your exit planning look like, if at all? And finally, what about that "burnout" and the significance of pausing to reassess and redirect your energy, ensuring your entrepreneurial spirit remains ignited? Learn to appreciate "The Law of Diminishing Intent" and how progress begins with telling the truth. That's where personal growth really shines. To learn more about The Whole Wealth Journey, visit https://gebhardtgroupinc.com/ To get the book E-Myth Revisited by Michael Gerber, you can click on the link below: https://www.amazon.com/Myth-Revisited-Small-Businesses-About/dp/0887307280/ref=asc_df_0887307280/?tag=hyprod-20&linkCode=df0&hvadid=693671725874&hvpos=&hvnetw=g&hvrand=11518453818217731005&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9032466&hvtargid=pla-361791162205&psc=1&mcid=80e7fd31f3933957a8672d97925724d0 Chapter Summaries: (00:00) Gratitude for Milestone Birthdays
Tue, September 03, 2024
Episode 136: Unpacking the Path to True Prosperity by Knowing the Four P's to Wealth.
We would love to hear what you have to say about this episode. Please send us a text. How do you recharge your energy—solitary moments of reflection or the buzz of social interactions? Join your hosts, Jim Gebhardt and Matthew Grishman in a fascinating discussion about the intricate dance between introvert and extrovert and how our energy sources shape our lives. They share insights from their own journeys, including the joy of a new friendship with Richie, a younger golf buddy who brings a fresh perspective and vitality into Jim's life. Explore the significance of surrounding ourselves with those who uplift us and the power of solitude in fostering personal growth. The conversation then transitions to the four cornerstones of financial security and holistic wealth. The guys break down People, Passion, Play, and Prosperity, illustrating how intentional financial decisions can lead to more than just monetary success. From forming meaningful relationships and pursuing passionate endeavors to finding joy in play, the approach to wealth encompasses all aspects of life. For business owners looking to transition out of their enterprises, they'll underscore the necessity of having a well-defined plan for passion and play to ensure a purpose-driven life post-retirement. Finally, they redefine prosperity beyond financial metrics to include health, future stability, and the quality of relationships. By focusing on personal values and clarity, JIm and Matthew emphasize the importance of investing time and energy into our most significant connections. The "concentric circles" exercise helps prioritize these relationships, aligning efforts with those who matter most. To learn more about the journey to Whole Wealth, visit www.Gebhardtwholewealth.com Episode Highlights: (04:42 - 05:57) Revelation on Introverts vs. Extroverts (15:54 - 16:42) Money Mindset and Intentionality Clarity (20:02 - 21:16) The Importance of Having a Playbook (28:43 - 29:37) Passion in Entrepreneurship (37:18 - 39:48) Passion for Public Speaking and Fulfillment (43:04 - 44:25) Exploring Generational Attitudes Towards Play (48:11 - 48:43) Retirement Dreams and Custom Homes (53:04 - 54:04) Financial Planning and Client Discovery (56:53 - 57:49) Understanding Whole Wealth Alignment Chapter Summaries (00:00) Gratitude for Energy and Self-Discovery Introversion vs. extroversion, surrounding ourselves with energizing people, embracing solitude, and reconciling outward behaviors with internal needs. (14:24) Wealth Building Beyond Financial Security Intentionality with money, meaningful relationships, passionate pursuits, and a game plan for a fulfilling life. (22:24) Defining Prosperity Through Passion and People Prosperity encompasses more than just financial wealth,
Tue, August 20, 2024
Episode 135: How the Whole Wealth Journey Begins: Understanding Your Financial Security.
We would love to hear what you have to say about this episode. Please send us a text. Gratitude is a big part of the Whole Wealth Journey and it’s the staple Jim and Matthew use to kick off each show. But this episode is a bit different. Yes, you'll hear gratitude for a family visit to New York and a bucket-list golf trip to Ireland, but the true purpose of sharing gratitude is revealed … hint … it has nothing to do with money yet everything to do with wealth! As the conversation continues, Jim can't ignore a recent investment he made in something that left Matthew shocked and (almost) speechless. Next the fellas dive into the first few elements of The Whole Wealth Journey through the lens of Jim and his wife, Beth, and Matthew and his wife, Amie. The guys reveal what financial security means to them, and what keeps them up at night about money. Their unique perspectives might really surprise you! Jim’s and Matthew’s unique stories serve as a gateway to a broader discussion on how childhood experiences shape financial habits and money dynamics within personal and professional partnerships. What does financial security look like for you? What keeps you up at night about money? To learn more about the Gebhardt Group, visit: https://gebhardtgroupinc.com/ Chapter Summaries (00:00) Gratitude for Trips and Visits Gratitude, family, and personal growth are discussed as we share our recent experiences and journeys, including a trip to Ireland and revisiting a ferry after 30 years. (11:31) Exploring Autonomous Vehicles and Gratitude Tesla ownership offers economic benefits, minimal maintenance, tax incentives, and potential for autonomous driving, with reflections on gratitude and staying present. (22:49) Financial Security Jim and Beth's differing views on financial security as business owners and how it evolves over time. (36:45) Uncovering Money Histories for Financial Security Financial security for business owners requires understanding personal relationships with money, influenced by childhood experiences and impacting couples' spending and decision-making. (46:42) Financial Security Concerns Understanding financial fears and obstacles can lead to effective solutions for achieving financial security and peace of mind. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 06, 2024
Episode 134: Creating Wealth With Purpose to Pursue Passions and Meaningful Memories.
We would love to hear what you have to say about this episode. Please send us a text. What if you could redefine wealth to truly enrich your life? Join us, Matthew Grishman and Jim Gebhardt as we embark on a remarkable journey, starting with heartfelt reflections for an upcoming bucket list golf trip to Southern Ireland and a joyous family reunion of sorts in Barcelona, capturing the essence of gratitude and the thrill of planning unforgettable experiences. This episode uncovers the profound concept of "wealth with a why," highlighting how genuine experiences can far surpass mere financial accumulation. Through personal stories and client anecdotes, we illustrate how wealth becomes a tool for creating transformative adventures and cherished memories with loved ones. Discover the true value of wealth, not just in assets, but in the connections and moments that truly matter. In a powerful recount, we delve into the entrepreneurial spirit with a remarkable story of a father's courageous leap into starting a business at 56. We explore the fears, challenges, and eventual rewards of pursuing an independent path, and how this journey influenced the founding of Gebhardt Group. From personal values to client relationships, this episode emphasizes the importance of defining success on our own terms and embracing the concept of "whole wealth." Enjoy this inspiring discussion that redefines what it means to be truly wealthy and how we truly believe that our practice is the way to accomplish a whole wealth outcome. To learn more about the Gebhardt Group, visit: https://gebhardtgroupinc.com/ Episode Highlights (01:53 - 03:00) Golf Bucket List Trip to Ireland (10:54 - 12:48) Journey With Branding Agency and Show (20:17 - 21:20) Unconventional Wealth Perspectives (22:57 - 24:00) Self-Centered Reflections on Future Plans (31:00 - 32:01) Financial Planning Frustrations and Epiphany (35:01 - 36:26) Successful Transition of Client Accounts (40:59 - 43:25) Rebranding and Redefining Wealth Management (48:38 - 49:38) Exploring Wealth and Relationships Chapter Summaries (00:00) Gratitude and Wealth Creation Trip Gratitude for virtual podcast format, health improvements, and upcoming bucket list golf trip to Ireland and family reunion in Barcelona. (09:02) Wealth With a Y Wealth can be used to create meaningful experiences and connections, rather than solely focusing on financial accumulation. (21:20) A Father's Entrepreneurial Journey Father's abrupt resignation led to starting a roofing business in Syracuse, NY, with challenges in harsh winters. (28:22) Transition to Entrepreneurship Personal anecdotes and support from family and friends led to the establishment of Gebhardt Group, a fulfilli
Tue, July 23, 2024
Episode 133: Welcome to The Whole Wealth Journey; Getting More From Your Money Than Just More Money.
We would love to hear what you have to say about this episode. Please send us a text. How would your life change if your financial decisions truly aligned with your core values? Get ready as we, Matthew Grishman and Jim Gebhardt, transform your money mindset with the evolution of Financial Sobriety to The Whole Wealth Journey. We share our holistic approach to wealth, focusing on the significance of integrating financial strategies with personal fulfillment and core values. Listen as we reflect on our experiences, highlighting the power of gratitude, meaningful relationships, and the importance of connecting with new people. By finding your 'why,' this episode sets the stage for a life resonant with your true self.Join us as we reflect on our five and a half-year journey with Financial Sobriety and the evolution of our wealth management practice. We discuss aligning our podcast’s mission with our work, emphasizing the need to concentrate on clients we best serve and enjoy working with. Personal stories of overcoming health challenges and striving for healthier relationships with money, ourselves, and others will inspire you to approach financial decisions with intentionality and clarity. This chapter of our journey aims to guide you towards achieving financial sobriety, enriching both your financial and personal lives.Finally, we dive into the deeper meaning of financial planning beyond mere monetary gains. Reflecting on our experiences with clients, we emphasize aligning financial choices with personal values and passions. Whether it's investing in your children's future or supporting charitable causes, financial decisions should support your life goals. We also discuss the entrepreneurial mindset and the importance of having a purpose beyond financial success. We'll close with essential insights into planning for both wealth and well-being, encouraging you to join us on the Whole Wealth journey. To learn more about The Whole Wealth Journey and how it can apply to you, visit: https://gebhardtgroupinc.com/ Episode Highlight Timestamps (07:09 - 08:47) Evolution of Financial Sobriety (12:38 - 13:29) Unique Money Relationship Education (15:31 - 17:31) Redefining Wealth and Financial Education (19:58 - 21:23) Wealth as a Journey of Self-Discovery (22:43 - 23:58) Wealth and Values (34:35 - 35:37) Elevating the Wealth Conversation (39:39 - 40:55) Entrepreneurial Mindset Beyond Business (44:15 - 45:14) Transitioning From Corporate to Independent (46:19 - 48:55) Entrepreneurial Journey and Self-Discovery (51:08 - 52:15) Evolving Wealth Journey and Impact Chapter Summaries (00:00) Whole Wealth JourneyRebranding to The Whole Wealth Journey, aligning finances with values, gratitude for health and relationships, finding personal fulfillment. (07:58) The Path to Financial AlignmentOur journe
Tue, July 09, 2024
Episode 132: Graduation Part II - Cops to Coaches to Consultants. Developing Our Children.
We would love to hear what you have to say about this episode. Please send us a text. Can blaming debt for your financial struggles actually make things worse? This episode challenges Dave Ramsey's anti-debt stance, arguing that it might be causing parents to miss key opportunities for investing in their children's futures. Instead of fostering self-loathing and avoiding accountability, your hosts, Matthew Grishman and Jim Gebhardt advocate for a mindset rooted in self-love and personal responsibility. They believe this shift in thinking could alleviate numerous societal problems and pave the way for more intentional financial decisions.Dive into the "Five to Thrive" principles, where you'll learn the critical role of effort, preparedness, and accountability. Through personal experiences, like Matthew's support of his son Lucas's unconventional career choice as a gondola operator, they'll highlight the importance of unconditional love and encouraging our children to follow their passions. There's a common belief that teaching these core values can equip our children to excel in any field they choose, all while finding true happiness and fulfillment.Finally, the parenting journey takes on a new perspective as Matthew and Jim discuss evolving from protective "cops" to supportive "coaches" and, ultimately, "consultants" as their children grow. They'll underscore the importance of letting children experience failure to build resilience, sharing personal anecdotes that illustrate this challenging yet rewarding transition. This episode also explores how sharing our own mistakes can provide a realistic view of life, fostering open communication and trust. They reflect on their path towards holistic wealth and financial sobriety, contemplating what the future holds for our endeavors. Join them on this engaging exploration of personal growth, family dynamics, and the pursuit of holistic wealth.Call to learn more about Financial Sobriety: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.comEpisode Highlight Timestamps(07:14 - 08:13) Lessons in Raising Four Children(12:21 - 13:32) Parenting and Acts of Kindness(17:19 - 18:07) Phases of Parenting(24:13 - 24:50) Parenting Transition From Cop to Coach(29:02 - 30:55) Parenting Transition(32:34 - 33:54) Consulting With Adult Sons on Life(36:19 - 37:21) Learning From Financial MistakesChapter Summaries(00:00) Debt, Investing, Accountability, and MessageFinancial philosophies impact parenting and personal responsibility, with a critique of Dave Ramsey's anti-debt message and emphasis on self-love and accountability.(03:55) Principles for Success in LifeFive to Thrive principles shape a successful life, emphasizing effort and accountability, and supporting children's happiness and hard work.(17:46) Parenting PhasesParenting involv
Tue, July 02, 2024
Episode 131: Bonus Track of Tips and Tricks on Getting Mindset in Motion.
We would love to hear what you have to say about this episode. Please send us a text. When co-host Matthew Grishman faced serious health issues, it became clear that healing needed to start from within before he could tackle anything else, be it financial or personal challenges. In this episode, we unpack the intricate connection between self-healing and overcoming life’s hurdles. Drawing from Matthew's own experiences, we explore how toxic relationships, whether with people or money, often mirror our broken relationship with ourselves. We'll share practical tips on how to move forward by focusing on the well-being of others. Patience, grace, and time are critical elements of this journey, and we offer actionable advice to help you get unstuck and grow.We also dive into the therapeutic benefits of journaling, a simple yet powerful tool to manage anxiety and achieve mental clarity. Inspired by mentors like Tim Adams and Dr. Joan Rosenberg, we discuss how allowing emotions to surface and transferring them to paper can significantly improve your emotional well-being and sleep quality. For parents, we offer valuable insights on making the most of the summer with your children while instilling the principles of financial sobriety. Whether your kids are young or fully grown, maintaining a growth mindset and engaging meaningfully with them can make this season a time of tremendous growth and connection for the entire family.Call to learn more: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.com(00:00) The Power of Self-Healing and SupportRelationship with oneself is key to healing financial and personal challenges, with a focus on growth mindset and helping others.(06:30) Journaling for Mental HealthHolding space, deeply listening, and journaling can alleviate anxiety and improve sleep, as advised by mentors Tim Adams and Dr. Joan Rosenberg.(10:14) Parenting Tips for Summer SuccessGraduation season is a time to reflect and engage with our children, maintain a growth mindset, and discuss financial sobriety. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 25, 2024
Episode 130: Growth Mindset to Graduation Milestones-Putting Perfection Into Perspective.
We would love to hear what you have to say about this episode. Please send us a text. Join us, your hosts, Matthew Grishman and Jim Gebhardt, for an insightful journey through the various facets of life's milestones and personal growth in this episode. Reflecting on the graduation season, we explore the idea that graduation is not just an end but a midpoint in life's journey, emphasizing the importance of taking time to reflect on accomplishments and future directions.We then shift our focus to the financial side of things, where Jim recounts an interesting lunch with fellow advisors. This discussion highlights our evolving mindset from competition to collaboration, striving to be the best versions of ourselves. By measuring success through self-improvement and overcoming a fixed mindset, we share practical steps and personal anecdotes to illustrate the broader theme of gradual, consistent growth. We emphasize the significance of small actions and the importance of fostering a growth mindset to better serve our community.Finally, we close with a realization of the truest sense of graduation in a personal revelation.Call to learn more about Financial Sobriety: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.comChapter Summaries(00:00) Reflections on Graduation SeasonGratitude, family time, graduation season, reflection on accomplishments and future directions.(10:45) Evolving Beyond Competition and ComparisonCollaborative mindset shift from competition to growth, measuring success by past selves, overcoming fixed mindset, gradual self-improvement.(19:04) Progress Over PerfectionNature's "awareness principle" and using tools like the "say no more" list to reduce unhealthy habits and embrace imperfections.(28:23) The Power of PerspectiveTransformative power of growth mindset, personal health crisis, self-sufficiency, financial sobriety journey, patience, and personal development. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 11, 2024
Episode 129: How Money Barrels Support Financial Stability and Lead to Emotional Fulfillment.
We would love to hear what you have to say about this episode. Please send us a text. Unlock the secrets to financial stability and emotional fulfillment in this latest episode, where your hosts Jim Gebhardt and Matthew Grishman promise to provide you with actionable insights to master your finances and enrich your life experiences. We start on a high note, celebrating personal victories such as finally perfecting that elusive golf swing with a little help from friends. There's also an uplifting story about Jim's daughter's adventurous cross-country road trip as she embarks on her graduate school journey, bringing a mix of excitement and anticipation into the discussion.Transitioning to financial planning, get introduced to the innovative "money barrels" framework. Discover how segmenting your retirement funds into different timeframes—now, soon, later, and never—can optimize your portfolio and enhance your financial security. The guys delve into the nitty-gritty details of managing cash flow and assets, emphasizing how the "now" and "never" barrels can contribute to peace of mind and long-term stability, especially for those nearing retirement.Lastly, see how your hosts tackle the ever-important topic of risk management within investment portfolios. Using cutting-edge tools like Nitrogen software, they'll help you understand your risk tolerance and make informed decisions about your investments. Our goal is to guide you to protecting the wealth you've worked so hard to build.Call to learn more about Financial Sobriety: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.comHIGHLIGHT TIMESTAMPS(03:28 - 04:21) Investment Strategy Recap and Implementation(07:36 - 08:36) Unlocking Awareness Around Portfolio Design(16:59 - 18:09) Wealth Preservation and Family Planning(22:09 - 24:16) Wealth Planning and Financial Security(33:04 - 34:15) Long-Term Barrel Investment Strategy(36:58 - 38:59) Financial Planning and the 4% Rule(45:59 - 47:20) Risk Management With Emotional Measurement(49:29 - 51:03) Managing Risk Through Financial AllocationCHAPTER TIMESTAMPS(00:00) Focus on Gratitude and Excitement(03:28) Money Barrels Framework for Investments(11:36) Financial Planning and Wealth Management(20:29) Financial Planning(33:44) Constructing the Future Financial Portfolio(45:14) Understanding and Managing Investment Risk(50:40) Building Wealth With Financial SobrietySHORT CHAPTER SUMMARIES(00:00) Focus on Gratitude and ExcitementGratitude for sports achievements, excitement for family member's return and cross-country road trip adventures at national parks.(03:28) Money Barrels Framework for InvestmentsRetirement funds can be optimized by segmenting investments into different "money barrels" based on timeframe.(11:36) Financial Planning and Wealth ManagementManaging cash flow an
Wed, May 29, 2024
Episode 128: How Self Investment and Human Connection Counter Depression and Suicidal Thoughts.
We would love to hear what you have to say about this episode. Please send us a text. Ever wondered how a simple gesture like remembering someone's name can transform a relationship? Join your hosts, Matthew Grishman and Jim Gebhardt as they chat with David Woods Bartley, who shares how name recall can have a profound impact on human connections. Through heartwarming stories, David illustrates the mutual uplift that comes from acts as simple as remembering a pet's name or holding a door open, emphasizing the deep benefits of empathy and thoughtful engagement.Davis also takes you inside a psychiatric health facility, where the kindness and humanity of medical professionals and loved ones are put on full display. He shares his journey through the facility, highlighting the life-saving power of support networks and how financial stability plays a crucial role in empowering us to serve others better. His personal anecdotes and analogies, like the importance of slowing down to make meaningful connections, provide a fresh perspective on mental health recovery and the role patience and empathy play in it.Finally, the conversation touches on the mental health crisis and the necessity of self-care, spotlighting the bravery of public figures like Simone Biles and Michael Phelps who prioritize their mental well-being. By setting daily intentions to connect with others, David shows how we can break the isolation that sadness often brings. From handwritten notes to simple texts, we explore the small acts of kindness that foster hope, purpose, and community, setting the stage for future discussions on the intersection of mental health and financial decisions that can be impacted by it. To connect with David Woods Bartley:Ph: 916-247-6389email: david@davidwoodsbartley.comWebsite: www.davidwoodsbartley.comCall to learn more about Financial Sobriety: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 28, 2024
Episode 127: Human Connection is the Lifeline to Mental Wellness
We would love to hear what you have to say about this episode. Please send us a text. This is an encore episode from David Woods Bartley on his personal journey in dealing with depression, attempted suicide and mental health issues. With May being Mental Health Awareness month, it seemed appropriate for your hosts, Matthew Grishman and Jim Gebhardt to pull one of the great episodes from the archives on mental health as it continues to get significant interest.You'll hear poignant personal stories into the crucial role mental health plays across various age groups. They'll touch on the troubling rise in teen depression and anxiety, and discuss the loneliness epidemic that transcends age, exacerbated by our digital lives. This conversation is a tribute to the progress we've made in openly discussing mental health and a reminder of the power of dialogue, as demonstrated by the inspiring journey of our guest, mental health advocate David Woods Bartley.David joins us to shed light on the intricate web connecting our financial, interpersonal, and self-relationships. Our narratives reveal the pressing issue of suicide within the military and the transformative potential of empathy and connection. This dialogue is a celebration of the profound impact that being present for others can have, both for their survival and our own well-being.Call to learn more: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 14, 2024
Episode 126: In the Game of Stocks, You Learn Best One Base At a Time.
We would love to hear what you have to say about this episode. Please send us a text. In this episode, Matthew & Jim attempt to unlock the secrets of savvy investing with a deeper-dive into the heart of a company's financial health. They'll work to make sense of the overwhelming digital information landscape, guiding you through the process of vetting a company's leadership, culture, and values with the latest AI and online tools. This episode isn't just about numbers; it's about aligning your investments with your principles, prioritizing the human element in business for a more impactful and conscientious portfolio. You'll emerge with a sharper eye for the essentials—revenue growth, debt management, and profitability—in an era where financial data is more accessible than ever.Strategic stock selection takes center stage as the guys share personal narratives and expert insights on navigating the market's ups and downs. The discussion goes beyond basic investment advice, tapping into the psychology of investor behaviors and debunking 'Gebhardt's law.' You'll learn why diversification is more than a buzzword, as evidenced by a tale of teaching the next generation about investing through familiar brands. Whether you're a seasoned investor or just starting out, this episode equips you with the knowledge to make informed decisions, sidestep common pitfalls, and confidently manage your portfolio through volatile times.In the complex dance of buying low and selling high, discipline is your most reliable partner. There's an art to letting go of stocks, revealing key signals for when it's time to sell and the importance of a rules-based strategy to eliminate emotional bias. And there's more in the discussion on buffered ETFs demystifying their structure and potential in your investment mix, offering an analytical look at their performance through recent market swings. From missed opportunities to strategic victories, hear candid experiences that illustrate the nuances of these investment vehicles, helping you craft a strategy grounded in firsthand knowledge and astute market observation.Call to learn more: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, April 30, 2024
Episode 125: Time for a Little Spring Training on Stocks.
We would love to hear what you have to say about this episode. Please send us a text. Matthew enjoys a little baseball nostalgia this episode as the discussion of stocks gets underway. This episode, your hosts begin to unpack the complexities of the stock market from a variety of different perspectives starting with the types of players in the market and closing the episode with a better understanding of just what a stock is and how to begin to lear a little bit more about that stock before you actually take ownership.You're going to get a little deeper into the investment playbook as the guys analyze the various players in the stock market game, from high-stakes gamblers to the meticulous professional investors and portfolio jugglers. With personal stories, sprinkled with the lessons of industry titans like Warren Buffett, this episode is an education in cultivating the right mindset for managing investments. Capturing the comprehension of the ways stocks can be bought and bundled, learn the evolution of retirement investment options, the consequent rise of mutual funds and a description of and value created by ETFs. (Electronic Funds Transfer. ) Discussing the challenges and innovations in retirement planning, this episode demystifies the selection process for your investment portfolio with personal anecdotes and a spotlight on financial literacy. Closing out the discussion with a critical eye on the business and analyzing how a profit-over-people mentality, exemplified by owners like baseball's John Fisher of the Athletics, can strike out with customers often resulting in a losing business proposition.Call to learn more: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, April 16, 2024
Episode 124: Maximum Uncertainty? Let's Revisit the Blueprint.
We would love to hear what you have to say about this episode. Please send us a text. Unlock the secrets of financial mastery and legacy building that have stood the test of time as your hosts, Matthew and Jim, explore the intricate dance of control within our economic lives. Embark on a journey through personal anecdotes and historical insights that reveal how to navigate the realms both within and beyond our grasp—from the rise and fall of dynasties to the daily temptations of impulsive purchases. They'll discuss how adjusting investment risks, understanding tax implications, and timing financial moves can shape our fiscal destiny, with an engaging look back at the contrasting fates of the Vanderbilts and the Rothschilds.This episode also displays the transformative 10-10-10 principle that keeps wallets in check. Whether wrestling the allure of shiny new gadgets or a luxurious set of golf clubs, you'll learn how to triumph over instant gratification. This candid conversation about financial discipline serves as a reminder of the power in pausing to ponder the lasting impact of our spending choices, ensuring our money aligns with our life's true priorities.Finally, the guys traverse the landscape of wealth and legacy planning, spotlighting the critical issue of 'longevity risk' and the need for financial strategies robust enough to support a life well-lived. Digging into the wisdom of the world's most affluent families, a dissection of the Rothschild's enduring methods for wealth preservation and the importance of instilling values for stewardship across generations is discussed and compared to the Vanderbilt's very different formula. Reflection on the necessity of discretion and private family matters, seals our exploration with a discussion on the profound significance of preparing heirs to not just inherit wealth, but to wield it with purpose and responsibility.Call to learn more: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, April 02, 2024
Episode 123: Why Maximum Uncertainty Favors the Predictability of Bonds.
We would love to hear what you have to say about this episode. Please send us a text. Could shifting interest rates be the key to unlocking your portfolio's potential? Your hosts, Jim Gebhardt and Matthew Grishman explore the complex recipes of bond investments, analyzing how a changing rate environment might just be ingredients for an incredible outcome. With a focus on taxable bonds, treasuries, and the call of municipal bonds, they discuss investment possibilities, from the safe harbors of treasuries to the more adventurous high-yield corporate bonds. To be certain, underscored is the value of personalized financial guidance to chart a course through these opportunities, especially with the looming prospect of Federal Reserve rate cuts.As the Federal Reserve maneuvers from bond-buying to selling, learn of the ripples affecting bond prices and the global shift in US Treasuries' standing. Together with expert input, they uncover the inverse relationship between bond prices and interest rates, and delve into the concept of total return, where income and price appreciation are two sides of the same coin. Finally, the conversation turns to a favorite topic with the tax-exempt allure of municipal bonds. As your hosts differentiate between taxable and tax-exempt bonds, they'll illustrate how municipal bonds can offer a tax haven, depending on where best suited for you. As with any complex investment, you are encouraged to seek the expertise of financial advisors to capture the opportunities in these times of maximum uncertainty. Call to learn more: 877-283-9150 or email:Jim@yourfinanciasobriety.comMatthew@yourfinancialsobrieyt.comOr visit the website at www.yourfiinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 19, 2024
Episode 122: Bonds Are Back! Let's Start With Why.
We would love to hear what you have to say about this episode. Please send us a text. Join your hosts, Jim Gebhardt and Matthew Grishman as they explore the resurgence of bonds as an investment option with a semblance of stability and fixed returns. This episode illuminates the allure of bonds in an era where traditional real estate investments encounter the challenges of the former zero-interest rate environment. The guys unpack the quest for value that transcends monetary gains, and sets the tone for rediscovering the enduring appeal of bonds. As the conversation dissects the pulse of the real estate market, you'll gain an understanding of how managing property portfolios amidst an ever-shifting economic landscape may give way to consideration of selling in a presumed lower tax situation.With the money market well covered in the conversation, it tees up the logical next step and that is to scrutinize the bond market's ebbs and flows and why the bond market may be a good option for repositioning assets. There is a psychology behind investment trends and the art of timing one's exit from money markets before diminishing returns set in, is often done too late.For more information about Financial Sobriety, or to purchase the book, visit www.yourfinancialsobriety.comTo reach Matthew email: matthew@yourfinancialsobriety.comTo reach Jim email: jim@yourfinancialsobriety.comTo call: 877-283-9151 You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 05, 2024
Episode 121: Two Final Steps to Minimizing Stress and Anxiety in 2024.
We would love to hear what you have to say about this episode. Please send us a text. The small things in life hold immense joy. Join your hosts, Matthew Grishman and Jim Gebhardt as they cover steps 2 & 3 in preparation for stress reduction in 2024. You'll find selective consumption has the ability to weigh heavily or lessen the burden on our mental space.Through stories and thoughtful discussion, learn how nurturing confidence can actually fuel our ability to give back more generously, improve our communities and ease that anxiety world news and information can create.By examining the power of narrowing our focus could it lead to helping enrich our perspective? Which, by the way, is step 3 in the stress relief journey. By 'shrinking our universe,' we prioritize meaningful connections and activities that truly resonate with us, fostering a healthier, more purpose-driven existence. From there, a more reflective discussion continues as the narrative shifts to perspective and in incredible story of history through the early 1900's to the late 1980's. Only through history, can we measure progress and only through history can we gain perspective on today. This puts a bow on the three steps to minimizing stress and anxiety that could cause you to make poor financial decisions in the year and years ahead.For more information about Financial Sobriety, or to purchase the book, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 20, 2024
Episode 120: More Now. More...NOW!
We would love to hear what you have to say about this episode. Please send us a text. Ever found yourself battling the morning blues and desperately searching for a silver lining? Your hosts, Jim Gebhardt and Matthew Grishman start with an uplifting reminder that gratitude isn't just an emotion, but a practice that can pivot your entire day from dismal to delightful. As the guys peel back the layers of this transformative mindset, you'll discover that even the peskiest tech glitches and tight schedules can lead to positivity and even unexpected growth.As you've heard on previous episodes, tracking milestones might just be the secret sauce to celebrating life's little victories... and BIG ones. We're not just talking numbers here, but the profound sense of achievement that comes from acknowledging our progress. Whether it's a fitness milestone or a newfound discipline in financial planning, you'll hear the beauty of progress tracking. By removing judgment and embracing each step as valuable data, we're equipped to make choices that steer our lives forward. From lifting heavier weights to nurturing professional growth, the conversation aims to inspire you to embrace your own journey of self-improvement with the power of personal accountability.As the guys navigate the unpredictable currents of financial stress and economic uncertainty, they'll also explore the broader impact on the American psyche and how leadership through example can inspire profound change within our communities. Actions speak louder than words, a lesson that resonates through personal health to societal influence. Amp up your motivation to lead a purpose-driven life that ignites change, as they share stories that celebrate the joy of contributing to something greater than ourselves. When we lead by example, the change we seek becomes a reality.For more information about Financial Sobriety, or to purchase the book, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 06, 2024
Episode 119: What You Focus On...Will Flourish.
We would love to hear what you have to say about this episode. Please send us a text. Ever find yourself awash with the New Year fervor, scribbling resolutions you swear you'll stick to? That's where your hosts, Jim Gebhardt and Matthew Grishman found themselves —eager to translate the energy of January into lasting momentum. This episode is a meeting of minds over the essence of starting strong. They'll share thier own health triumphs, Matthew's cardiac rehab and Jim's muscle mastery, and how these personal feats are woven into the grander plans of focus and growth. Hear the impact of mentors who light the path along the way, much like the ones who guided Jim during his fledgling days at Merrill Lynch.Disnmiss the myth of perfection and champion the small wins, like a consistent gym routine, which can be just as rewarding as the major milestones. It's all about what you feed your focus, and how it can blossom or blight your well-being. The guys riff on the parallels between a balanced life and a strong mind-body connection, leaning into Jim Rohn's wisdom that to achieve more, you need to become more. It's a chapter for those looking to edge closer to their goals with every small yet significant step, without losing sight of the importance of self-care and balance.For those successful business owner, successful entrepreneurs looking to get more from their money than just more money, the time away from the studio lent itself to better serving the needs of those clients and future clients of Gebhardt Group. The purpose of the program going forward will be stories and include guests who address this mission. For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 23, 2024
Episode 118: Spending Health to Acquire Wealth... That's Not Living.
We would love to hear what you have to say about this episode. Please send us a text. The dance between health, wealth, and personal connections often leads us through unexpected rhythms. As your hosts, Matthew Grishman and Jim Gebhardt settle back into the studio, you'll learn where they've been and how they've emerged to return. The conversation is extremely personal as Matthew recounts his chilling health scare during yoga class. This episode rides waves of self-discovery and gratitude as we learn more of the cause of Matthew's absence while he shares his journey after an encounter with mortality that led to the diagnosis of aortic valve regurgitation and the subsequent surgery and recovery. He shares his relationship with pain, death, and growth, unearthing a resilient gratitude for life. As we unpack these revelations, they'll encourage a deeper dive into the well of emotional and financial mindfulness.Finally, the guys touch on the delicate scales weighing health against wealth—a balance as old as time yet still a prevailing tale in our modern lives. There's a search for meaning in the darkest corners of post-surgery recovery, and the indomitable strength found in faith and community. Through open dialogue, there's hope and a testament to the power of positive thought and collective healing and a wonderful lead in to a new year with a very new and different perspective. For more information on Financial Sobriety, visit www.yourfinancialsobriety.comIf you're experiencing depression or thoughts of self-harm, call 988 and seek profession medical care. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 19, 2023
Episode 117: A Holiday Message and Encore Episode of Matthew's Story.
We would love to hear what you have to say about this episode. Please send us a text. Your hosts Jim and Matthew share a little holiday gratitude this episode before taking you back to where it all began with Matthew's story that got the whole ball rolling for Financial Sobriety. Always a great reminder to take a little time for reflection at the end of the year to give yourself the opportunity to look ahead with clarity and intentionality. May you, your family and friends enjoy the blessings of the holiday season and here's to a happy, healthy and prosperous new year! Thanks for giving us a little time of your day every other week. We appreciate you. For more information about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 05, 2023
Episode 116: The 10 - 10 - 10 Rule for More Intentional Spending.
We would love to hear what you have to say about this episode. Please send us a text. Spending a little crazed around the holidays? Worried about self-control and how to reign in the wallet? This encore episode was long enough ago you may have forgotten the 10-10-10 rule of self-discipline on the spend. Matthew describes how he's found a method to minimize compulsive purchases that should work just as well for anyone and the bonus on the episode, is that it's timely in helping look at the new year to build a foundation for familial wealth built in a healthy way. Nice way to start the holiday season and begin thinking about the year ahead as well!Why not a gift of Financial Sobriety? You can find the book and more at www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 21, 2023
Episode 115: Recognizing Gratitude. The Alliance.
We would love to hear what you have to say about this episode. Please send us a text. It's the beginning of the holiday season, the season of giving and what better way to demonstrate financial sobriety than to share a story of need and success as it relates to some of our most misunderstood families and children... those in the Foster Care System. Today, Jim and Matthew speak with Heidi White, Educator and Church Relations Director for The Alliance: defending the causes of kids and families. You'll hear the true stories of what happens to children in the Foster Care System once emancipated and the challenges they face against great odds. It's not an uplifting outcome, unless or until we make it so. But there is hope. There are many opportunities for support and it's not all just financial. You'll most certainly agree after hearing this episode. With timing "in the season" of giving it's our hope you're moved to do something for someone in need as we exemplify our gratitude for others around us this thanksgiving holiday. For more information about The Alliance visit www.defendingthecause.org. To reach Heidi directly, email her at heidi@defendingthecause.org.To learn more about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 07, 2023
Episode 114: Temptation to Transformation: Strategies for a Debt-Free Holiday Season
We would love to hear what you have to say about this episode. Please send us a text. As the year draws to a close, it's time to get very intentional about your spending. Hear your hosts Jim and Matthew break down the value of the Clarity Compass and how it can help you sift through the fluff to identify what truly matters to you and your family. They'll share their own experiences of thrifty holiday seasons that focused more on connection than consumption. Get ready to challenge the "way you've always done it" and learn to do something differently, something better for your finances this holiday season.For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 31, 2023
Episode 113: Social Security Simplified. Capturing Your Millions.
We would love to hear what you have to say about this episode. Please send us a text. Did you know that as a married couple who've both worked, you could be sitting on a lifetime benefit of over $2 million from Social Security? It's not common knowledge, but this retirement asset can even generate a guaranteed 8% return from the Social Security Administration which your hosts, Jim and Beth Gebhardt, examine in detail. This could be the world's largest annuity. Understanding the Cost of Living Adjustment (COLA), and how it impacts your Social Security benefits, is vital for your retirement strategy. The conversation swings into married and single options plus how today's software can help project not only but asset value in time to prepare for succession. DO NOT rush into Social Security, there's a lot to gain from waiting. If you're a single retiree, or divorced and pondering remarriage before the age of 60, we've got some crucial information that could affect your benefits.For all the teachers in California and those who have worked in government jobs, you'll learn how the process affect you when it comes time to retire. Government pension offsets could have serious implications on your survivor benefits and you'll get an enlightening on them. It's not all doom and gloom, though. By considering your life expectancy, health factors, and financial needs, you can still make the right decisions about when to take Social Security. For more information visit www.yourfinancialsobriety.comContact Jim Gebhardt at work: jim@gebhardtgroupinc.comFor Social Security reach out to www.ssa.gov You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 17, 2023
Episode 112: Understanding the Medicare Maze. From Confusion to Confidence.
We would love to hear what you have to say about this episode. Please send us a text. Your host Jim Gebhardt is joined by none other than his wife and Medicare expert for the firm where you'll get some guidance and direction to answer the top three questions people ask about Medicare: how does it work, how much does it cost, and what are the choices.Finding your footing in the complex world of Medicare is challenging. This episode will simplify this intricate healthcare structure, untangling the web of plans and solicitations so you can make informed decisions that align with your unique needs. Navigate the maze of Medicare with confidence once you know the key elements like Part A, Part B, and the tax implications depending on your employment status. Learn how your income can influence Medicare costs. Understanding Medicare Part D, Supplement Plans, and the crucial aspects of Medicare enrollment and timing are all discussed including formularies, copays, and the importance of the annual enrollment period. For more information on Medicare visit the website: www.medicare.govYou can find more information about Financial Sobriety as well as other resources and tools to help you in retirement support by visiting www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 03, 2023
Episode 111: Regaining Your Financial Confidence. Steps to Success.
We would love to hear what you have to say about this episode. Please send us a text. As you're aware, this is part II of the episode, "Regaining Your Financial Confidence" and it is the detail to the theory. Your hosts, Matthew and Jim get very specific and detailed about what you can do to not only salvage a weak retirement strategy to date, but actually build it to thrive with just a little discipline. The more time you have, the more likely you can not only reach but exceed your expectations. If you're looking for motivation, support and the next steps, this is the episode you'll want to pay close attention to. For more information on the steps discussed in this episode, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 19, 2023
Episode 110: Regaining Your Financial Confidence
We would love to hear what you have to say about this episode. Please send us a text. Your hosts, Jim Gebhardt and Matthew Grishman take you back a bit to help you move forward. We've all marveled at the intricate dance of financial decisions and human emotions. How this twisted tango impacts our self-worth, relationships, and ultimately, our sense of freedom is addressed in some of the refresher steps necessary to continue to build on those principals.Thoughtful exploration takes us through the movement of investing in oneself - an invaluable pundit of self-growth, and the importance of second opinions before making emotionally charged decisions. Tools such as the Concentric Circles exercise prove to be game-changers, creating emotionally safe platforms for introspection and discussion. You'll also hear how services like BetterHelp act as catalysts, bridging gaps between individuals and professional therapists in their locale.The journey doesn't stop there - they'll delve into strategies for effective decision making, managing expenses, and future savings. The '10-10-10' strategy and the Clarity Compass worksheet are outstanding steps in guiding you to align your financial resources with your core values, and to manage impulse spending. Underscoring the importance of categorizing expenses and building a collective 'us bucket' for shared experiences is a novel thought. We wrap up with the importance of financial freedom and how the concept of the 'pain of discipline' versus the 'pain of regret' can be used to make wiser financial decisions. To find the worksheets talked about in the program, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 05, 2023
Episode 109: The Pain of Debt & The Power of Discipline.
We would love to hear what you have to say about this episode. Please send us a text. Have you ever caught yourself wondering why society keeps urging you to upgrade your lifestyle, even when it's draining your bank account? It's a dilemma your hosts, Matthew Grishman and Jim Gebhardt, felt compelled to discuss as it can start as simply as getting the kids ready for back to school. It’s a blend of anxiety and gratitude and... credit card spending. The amount of credit card debt is astounding as you'll hear in the episode. The changing dynamics of consumer behavior in the era of online shopping, as well as, the surprising resilience of physical malls, are part of the ease into more debt. And that's not to mention our thoughts on the growing dependence on services like DoorDash and Uber Eats. And all on credit cards.This all leads into your preparation for retirement as debt will destroy the best laid plans. Will traditional retirement become a luxury? For many, sadly, yes. However, there is hope and a solution you'll hear on the value of financial sacrifice and discipline. What a fitting episode to take us from the summer back into the reality of the last few months of the year.For more information and to order the book "Financial Sobriety" visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 29, 2023
Episode 108: Teach Your Children Encore Series-Wrapping Up the Summer
We would love to hear what you have to say about this episode. Please send us a text. Hard to believe another summer is behind us and the fourth quarter of the year is just around the corner. Your hosts, Jim Gebhardt and Matthew Grishman, reflect on the second summer presenting the "Teach Your Children" series and the significance of preparing your children for their relationship with money, self and others. From that vantage point, they take a slight look ahead to set the tone for the remainder of the year and a glimpse of what to expect as you work the process of becoming financially sober.For more information, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 22, 2023
Episode 107: Teach Your Children Encore Series: Struggle Is Good
We would love to hear what you have to say about this episode. Please send us a text. As our "Teach Your Children" series winds down for the summer, one of the critical "Pay thyself first" comprehensions has to be not only the "why" but the "how". In this episode, Matthew and Jim share both their own personal stories with their children as well as the direction you can take to help your children understand the value of the discipline to make an investment in themselves and do it in a proper manner.For more information on Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 15, 2023
Episode 106: Teach Your Children Encore Series - Uncle Sam Takes His Cut
We would love to hear what you have to say about this episode. Please send us a text. So you're following along with your hosts Matthew Grishman and Jim Gebhardt and your children are making progress, all excited about that first job and that first paycheck, right? But what happens next is the crux of this episode. The money isn't right! Who took my money? How do you explain to your children how and why what they get paid hourly isn't what they're going to take home from their efforts at work? That's what you'll learn in today's episode.For more information on Financial Sobriety or to order the book, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 08, 2023
Episode 105: Teach Your Children Encore Series - Pay Thyself First
We would love to hear what you have to say about this episode. Please send us a text. We're getting toward the end of summer and your hosts Matthew Grishman and Jim Gebhardt have been holding class on teaching your children about many of the attributes of building wealth and money as they relate to somebody just getting started in their earning career. Now comes the moment of truth when an income stream is recognized. Wealth building is a marathon, not a sprint but only if one is diligent in doing so. Today's episode get's one started on the process of being certain that the right person is getting paid first. YOU! (Or your child in this case.) 401K's and savings mechanisms are discussed as they relate to long term wealth accumulation and ultimately, a successful retirement. For more information on how to better teach your children the basics of money, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 01, 2023
Episode 104: Teach Your Children Encore Series - Give a Sense of Direction. The Clarity Compass.
We would love to hear what you have to say about this episode. Please send us a text. If you're thinking it seems like you just heard an episode last week, you're correct. This whole teach your children concept provides so much value, the intent is to get as much of it completed while the kids are out of school and still at home. In this episode, your hosts, Matthew Grishman and Jim Gebhardt dig just a little deeper into the education of our children on what's important to them. Getting clarity through the "Clarity Compass" applied to your children can really open up their eyes to the concept of money. Similar to the earlier chapter in the book or episode on the podcast, the difference in this episode is the anecdotal stories and the specific application for the kids. And yes, there is a homework assignment. What would you expect from an episode that starts out with "Class is in session???"For more information about Financial Sobriety, visit the website www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 25, 2023
Episode 103: Teach Your Children Encore Series - Financial Literacy & Tax Credits
We would love to hear what you have to say about this episode. Please send us a text. When the original episode was recorded, the "Child Tax Credits" were being distributed without the apparently requisite instruction manual on how to make the most of the money being received. That conversation made for an evergreen discussion on financial literacy for children and teens and even college students as they all need it desperately. This is a conversation that should be had even more than as en "encore" but frequently in communities, in schools, at home. Often. If you've missed this episode the first time around, or even the second, be sure to get yourself caught up. We all need to push for financial literacy for our children wherever or however it's going to happen. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 18, 2023
Episode 102: Teach Your Children Encore series: The Value Of A Dollar
We would love to hear what you have to say about this episode. Please send us a text. Summertime has become the opportunity to brush up, refresh, reset and, well, relaunch the most popular "series" of episodes of Financial Sobriety, The "Teach Your Children" series on helping parents help their children learn about money and how it's so much more than just a buck to burn. By far, the most shared and played episodes in the library, they warrant the re-acquaintance. They're becoming classic, Matthew and Jim in providing you valuable information to support your efforts to help your children become more intentional with their money. (Once they learn what that really means, of course!)Continuing the theme of teaching your children financial literacy, this episode digs into respecting the value of money from an early age with some tutorial elements to help you with your children in the process of learning about the value of a dollar. The concepts may be simple in theory but the actual practice is invaluable.For more information on Financial Sobriety or to reach Matthew Grishman, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 11, 2023
Episode 101: Teach Your Children Series - Three C's Updated
We would love to hear what you have to say about this episode. Please send us a text. Yes, you may have heard this very first and extremely popular summer edition of the Teach Your Children series before. As a matter of fact, these are some of the most popular episodes in the library. And for good reason. Isn't parenting one of the greatest responsibilities we could take on? And helping parents along is this first in the TYC series, The Three C's. The twist this season is the fresh new content to lead you into the series as Jim and Matthew have a discussion of where they currently are with their, now mostly grown children and it's testimony to what has been put into raising them. Both the good and the not so good. If you've heard the series before and still have children you're raising, repetition can't hurt and if you're already familiar and don't feel the need to repeat the episode, simply listen for the fresh content and enjoy. For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, July 05, 2023
Episode 100: Continuing Education is a Journey. Teach Your Children Series Kickoff.
We would love to hear what you have to say about this episode. Please send us a text. It's that time of year when summer means vacations and holidays and time away from... learning? Maybe not. While the kids may be out of school, what a great opportunity to share and teach the value of learning. And not just any learning but the education of learning about the value of the three C's. The value of money, the value of struggle and so much more. Join you hosts Jim Gebhardt and Matthew Grishman as they share their enthusiasm for getting the "Teach Your Children" series launched for it's third season. For more information about Financial Sobriety visit: www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 30, 2023
Episode 99: How Human Connection Thwarted a Suicide Attempt (replay)
We would love to hear what you have to say about this episode. Please send us a text. Part two of a riveting discussion with David Woods Bartley takes us to the conversation of his darkness with depression and what led to his standing on the ledge of the Foresthill bridge about to release his grip on the cool steel post that was all that separated him from life and death. It's the story of human connection and hope that reveal the reason to live and the subsequent life that has been built around helping others to recognize and find hope for their survival. Both Jim and Matthew also share stories of simple actions that could change a day in the life of someone who is suffering from depression as well as giving you a feeling of connection as well. This episode celebrates Mental Health Awareness Month and should be shared with anyone you feel may benefit from it. David was also kind enough to share his personal phone number as part of his effort to serve and support those in need. If you or anyone you know is suffering from depression, please support them and seek professional help or call 9-8-8.For more information about David Woods Bartley, he can be reached at 916-247-6389 or on line at David@Davidwoodsbartley.com. The website is www.davidwoodsbartley.comFor more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 30, 2023
Episode 98: From Mental Hellness to Mental Wellness, David Woods Bartley's Journey (replay)
We would love to hear what you have to say about this episode. Please send us a text. May is Mental Health Awareness month and with so many things to be concerned about from the economy, global crisis with the environment and war, to Covid and our very own personal situations with whatever else it is we're all dealing with, it seemed a fitting time to address how good mental health is actually a solid path to Financial Sobriety. Today's guest, David Woods Bartley was talked off the edge of a bridge after years of mental health struggles. His story is a well told compilation of events that will take you from the root of his developments toward mental hellness to anecdotal applications to mental wellness. This is part one of a two part series that will hopefully resonate with many on the way to making an impact on anyone who struggles with depression and thoughts of suicide. If you or anyone you know has ever considered harming themselves, please reach out to someone and seek professional help or call 9-8-8.For more information about David Woods Bartley, he can be reached at 916-247-6389 or on line at David@Davidwoodsbartley.com. The website is www.davidwoodsbartley.comFor more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Mon, May 29, 2023
Episode 97: Where We've Been
We would love to hear what you have to say about this episode. Please send us a text. Well, it's been a while since a new episode has dropped and there's good reason for that as well. In today's discussion, you'll get a little clarity on what Jim Gebhardt and Matthew Grishman have been up to as well as when you can expect your favorite program on personal financial well-being to resume in earnest. For more information about Financial Sobriety, please visit: www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 28, 2023
Episode 96: The Trauma of Bank Failure, How It Happened and What You Can Do About It
We would love to hear what you have to say about this episode. Please send us a text. It's no secret that losing money causes trauma. The Silicon Valley Bank failure surely did some damage to many investors portfolios and likely left a significant mark on the psyche, ego and confidence of many. So what was it that happened? What is a run on the bank? How could something like this have happened in todays rapid communications world? Even more so, how could it have happened so quickly? Matthew and Jim give a layman's explanation of the collapse and take the outcome of SVB and other bank's failures back to the personal level and how that scenario may impact or affect many of us as a potentially traumatic event. Are there ways to address it? You'll be surprised at some of the solutions and suggestions. For more information about Financial Sobriety visit www.yourfinanacialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 07, 2023
Episode 95: Dr. Joyce Mikal-Flynn On the Steps From Dealing to Healing From Trauma
We would love to hear what you have to say about this episode. Please send us a text. In the last episode the stage was set for dealing with the effects of the Covid Hangover. In this episode, Dr. Joyce Mikal-Flynn walks us through the power of her program, Metahab, to learn how to heal from the effects of Covid. This is a practical discussion that addresses how we ourselves can learn to heal from trauma and even takes a look back to us as children and how we were "taught" to learn ourselves. Looking ahead, there's even a conversation about today's child rearing and how one might best consider certain circumstances for a better outcome in helping today's children deal with adversity and trauma. For more information on Dr. Joyce Mikal-Flynn's program, visit www.metahab.comFor more information on Financial Sobriety and to find the link to her event taking place at Sacramento State University, you can visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 21, 2023
Episode 94: Dealing With the Trauma of the Covid Hangover
We would love to hear what you have to say about this episode. Please send us a text. Let's face it. Even though the market had a good year in 2022, 2023 has been no picnic. Part of the issue, at least in the opinion of your hosts, Matthew Grishman and Jim Gebhardt, we're now experiencing the Covid hangover. Experiencing trauma is one thing, working through it is another and few would argue, the entire Covid era wreaked havoc on everything. Just because we had a good year for the stock market doesn't mean we're all good. Possibly even the opposite, we're not good at all. (Remember our episodes on masking up and wearing the armor to face the day...) So Dr. Joyce Mikal-Flynn has been invited back to help address the process of getting from traumatic to Post Traumatic Growth in the face of the Covid hangover. You'll recall her program from Episodes 68 and 69 where she introduced Metahabilitation, or Metahab, to the Financial Sobriety tribe. In this episode, you'll hear the discussion of the hangover's effects on us as well as a ramp up to ways to minimize the long haul challenges this could produce on our thought process and ultimately, our actions. For more information on Dr. Joyce Mikal-Flynn, visit www. metahab.comTo learn more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Thu, February 09, 2023
Episode 93: Starting Down the Right Path in 2023 by Understanding How Bias Can Influence Risk.
We would love to hear what you have to say about this episode. Please send us a text. Ready for 2023? Want to get yourself started in the right direction? Then you've come to the right place. Your hosts, Matthew Grishman and Jim Gebhardt, complete the prior episode's discussion on bias but take it to a practical application to address its influence on risk. And risk at the wrong time could be devastating. Learn how best to be aware of how bias enters into your risk approach and let that awareness help you better decide on ways to be more intentional with your money. AND... don't forget you can now get your own risk assessment when you visit the website and click on the "DOES MY PORTFOLIO FIT ME?" label.You can find out more information and gather resources by visiting the website, www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 24, 2023
Episode 92: How Your Biases Impact Your Investment Decisions. Be Very Careful!
We would love to hear what you have to say about this episode. Please send us a text. You're not biased on how you spend your money are you? Yes. You most certainly are and in the next two episodes you're going to get a very specific and detailed outline of exactly what those biases look like and how they affect what you buy, what you invest in and how you look at what you do with your money. This is an oh so enlightening next two episodes you may even want to take some notes be certain to share with family and friends. Yeah, you're biased. You'll understand and learn how to deal with those biases as your hosts, Matthew Grishman and Jim Gebhardt walk you through then help you address, the biases in your financial well being. For more information about Financial Sobriety, please visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 10, 2023
Episode 91: New Year Collection To Welcome 2023
We would love to hear what you have to say about this episode. Please send us a text. Welcome to 2023! While Jim and Matthew are hard at work building out the new year of episodes and content for the program, we thought it would be fun to assemble episodes from the last three January's into one great collection of content. From the second show of Financial Sobriety to last January, if you're a subscriber, you're going to appreciate the refresher. If you're new to the program, wow, you're going to get a blast from a firehose of what the program is all about. What's even more interesting is how each year, while addressing the January financial elements we all face, stacks on top of each year and comes to the same conclusion three years later as it did in the first year of production. I hope you enjoy listening as much as we did assembling. For more information about Financial Sobriety, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 27, 2022
Episode 90: Entering the New Year Knowing How to Deal With Inflation.
We would love to hear what you have to say about this episode. Please send us a text. Did you miss any of the "inflation" episodes in the latter part of the year? Did you want to share with somebody that you thought might benefit but just didn't have the time to load up and share 4 episodes? Did you just lose a little bit in the translation of so much information over the 4 episodes? Guess what? This is your episode then! This is a compilation, a distillation if you will, of those episodes without all the anecdotal storytelling and just the meat of the conversations. Inflation information in a tutorial setting as only Matthew and Jim can present it. As you prep for the new year ahead, brace for continued inflation and the possibility of a recession, remember the basic tenets of Financial Sobriety and know that you can be in control if you do so. Here's to a happy, healthy and prosperous new year full of Financial Sobriety for you and your family. For more information on Financial Sobriety, to buy the book or communicate with Matthew or Jim, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, December 14, 2022
Episode 89: Looking Behind In Order to Look Ahead.
We would love to hear what you have to say about this episode. Please send us a text. As a listener to the program you've heard your hosts Jim Gebhardt and Matthew Grishman stress the virtues of slowing down to go faster, the 10-10-10 rule, say "no" more. Well now, you're going to hear turn around and look behind to help you look ahead or go back to go forward. In this episode, a 3 year 3 season and 87 episodes later review is assembled into a neat little package. Impressive, yes, but more importantly impactful. If you've missed episodes or multi-episode themes, you're going to love this conversation. And of course, it's peppered with the wit and wisdom that could only come from your hosts, Jim and Matthew. And be sure to take them up on the request to give them some direction on topics of importance to you. Serving your needs is of utmost importance. You can share your thoughts by visiting the website www.yourfinancialsobriety.com. You're appreciated for your support. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 13, 2022
Episode 88: Did You Know You Have Financial Biases?
We would love to hear what you have to say about this episode. Please send us a text. We all carry bias in our lives but did you know you have financial biases too? Probably more than you thought. As Matthew works toward earning his Certified Financial Planner certification, he was exposed to the myriad of biases people can have with regard to their finances. Some obvious, others not so much. Confirmation Bias, Endowment Bias, Self Control Bias; Hear the perspective from your hosts Jim Gebhardt and Matthew Grishman as they discuss the "why's" of a Certified Financial Planner and the influence financial bias has on so many investment, saving and spending characteristics. You'll be surprised. For more information about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 29, 2022
Episode 87: Did You Gratitude Today?
We would love to hear what you have to say about this episode. Please send us a text. The Thanksgiving holiday is over. Most of us celebrated with family and friends and had a day full of gratitude. But why let it end with just one big day a year? What if gratitude happened every day? Multiple times a day? What could that look like? How could that benefit everyone? How would it make you feel? Your hosts, Jim Gebhardt and Matthew Grishman explain their take on gratitude in a very simple episode with a huge takeaway. For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Sat, November 12, 2022
Episode 86: How to Get From Inflation to Insulation This Holiday Season.
We would love to hear what you have to say about this episode. Please send us a text. The Clarity Compass is a great tool to understand what it is you are going to do to improve your relationship with money and consequently with yourself and others. What does that look like as we approach the holidays? How do you prevent the Visa Hangover that comes post holiday when you've violated the very principles you just assembled with the Clarity Compass tool? What better way to insulate the money than with a Financial Sobriety blanket! Jim and Matthew take you on a little journey with a happy ending that applies to all of us. For more information about Financial Sobriety, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 01, 2022
Episode 85: I Can See Clearly Now.
We would love to hear what you have to say about this episode. Please send us a text. You've heard the descriptions of both Jeff (aka "Ace") and Theresa as they worked their way through the process of the identification of their core four values. Now hear the completion of the Clarity Compass exercise and learn what it did for them to help crystallize what's most important to them and how knowing this gives them guidance on how they'll use their money to best serve those values.You can find the Value Cards on Amazon by clicking this link:www.amazon.com/Values-Cards-John…69286412242&psc=1To get the Clarity Compass worksheets, visit www.yourfinancialsobriety.com/resources. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 18, 2022
Episode 83: Achieving Financial Clarity with the Clarity Compass.
We would love to hear what you have to say about this episode. Please send us a text. The Clarity Compass is a part of the foundation of Financial Sobriety and is referenced throughout many of the episodes. Without it, you have no direction. With it, you have, well, clarity! Easier for some than others, the Clarity Compass exercise is a pre-requisite to further understanding of Financial Sobriety. In this episode, you'll hear the Clarity Compass applied as the show's producer, AKA Ace, and his wife Theresa go thru the process of the Value Cards to identify what is really important to them. This first in a two part series will both explore and reveal the Clarity Compass process and it's outcome for this particular couple.You can find the Value Cards on Amazon by clicking this link: https://www.amazon.com/Values-Cards-John-Veeken/dp/0980517532/ref=asc_df_0980517532/?tag=hyprod-20&linkCode=df0&hvadid=312134205520&hvpos=&hvnetw=g&hvrand=18145752119503041119&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9061153&hvtargid=pla-569286412242&psc=1For more information about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 18, 2022
Episode 84: The Clarity Compass Continued...
We would love to hear what you have to say about this episode. Please send us a text. In Part 1 of the Clarity Compass you went thru the exercise as it was performed with the program's producer, Ace. (aka Jeff). Now, Matthew and Jim take Jeff's wife, Theresa or "T" through the same process with what might be surprising results; In a good way. For couples and families, understanding each other and identifying those four things that are most important to you can really change the dynamics of why you do what you do with your financial resources. You'll see that in play as the Clarity Compass process continues.For more information about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 04, 2022
Episode 82: Are You On Financial Auto Pilot?
We would love to hear what you have to say about this episode. Please send us a text. Not unlike flying a plane, you're going to hear Matthew and Jim discuss the need to have checks and balances on your investment "flight" plan. Too often, one tends to want to manually attempt to "fly" their investment strategy over the long haul. Not unlike a flight plan, however, if you're off just a bit in the early years, you could be way, way off in the later years. A few miles off on the plane's flight path early in the trip equals hundreds of miles off course or more the longer the flight. Make sense? Enter auto-pilot or course correction. The same is true of your investment strategy. Do you have the tools to adequately plan your trip and ensure that auto-pilot is giving you the most accurate and direct route to where you want to end up? You'll get some great training today on what you can do to be sure you get to your destination with the most direct route and in the manner you anticipated. For more information about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 20, 2022
Episode 81: Tips, Tricks and Tools to Battle Inflation Intentionally.
We would love to hear what you have to say about this episode. Please send us a text. Inflation is the silent disruptor as you've already heard. But did you know you can battle back with relative ease? Exercising the pain of discipline over the pain of regret, today's episode reveals tips, tricks and tools you can use to win the battle over inflation. You can do it and you can continue to live your lifestyle... as long as you don't allow it to creep up with the advances you make with your money. Learn how in detailed steps with historical experience and practice from both your hosts, Jim and Matthew in this episode. The articles referenced can be found in the following links:"Traits that Superfriends have in common" https://www.theatlantic.com/family/archive/2022/08/making-keeping-friends-attachment-theory-styles/671222/"One in three families had to cancel vacation plans.""https://finance.yahoo.com/news/inflation-families-canceled-vacation-strategist-121650642.html?guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAANHo11_aZXdVZrW09Xfwm6GE6mdhkXuIeNNLmcshX4UWPyb5eMudQpo2WDcDug6JQiF1xOYDDqPuw2BJf7fenLrbwQc9t5kxCMuc-FdslUPakwahTkMomvo9RwmAOtGrExmO94-3swAbGEtIXIyYuxE8tgJaDkpWewNo0IRysKEDFor more information about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 06, 2022
Episode 79: Inflation Part 1- The Ultimate Silent Financial Disruptor.
We would love to hear what you have to say about this episode. Please send us a text. It's the hottest topic of discussion in financial circles right now. That's right. Inflation is silently eating away at your savings, it's taking your income, it's limiting your freedom to do what you want. Join Matthew and Jim as they discuss what inflation is and how we may have gotten to this point. Somewhat tutorial, somewhat educational and always presented with an entertaining bent, this is must know information if you have any concern for the well-being of your financial future. Do not let inflation eat up everything you've been working so hard to save for. In part two of this conversation, you'll hear the reality of what the Inflation Reduction Act is meant to accomplish. You may be quite surprised. For more information, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 06, 2022
Episode 80: Inflation Part II - The Feds' Three Levers to Control It.
We would love to hear what you have to say about this episode. Please send us a text. How, really, does the Inflation Reduction Act impact inflation? As you might have surmised, this is a very familiar governmental titling ploy to make the "Act" sound like something it may not quite really be. Or is it? Does it do what it says? Listen to what Matthew and Jim have to say about it and do what you must to keep your political persuasion out of the evaluation. This is a bi-partisan bill and it's not about which party you belong to. This episode is a tutorial on how the government can manipulate monetary policy to create or eliminate some degree of managed inflation among other things. But back to the Inflation Reduction Act. You'll hear the guys describe their perspective on what they see as we begin to implement the requirements of the bill. For more information, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 30, 2022
Episode 78: Teach Your Children - Summer Wrap Up
We would love to hear what you have to say about this episode. Please send us a text. Hard to believe another summer is behind us and the fourth quarter of the year is just around the corner. Your hosts, Jim Gebhardt and Matthew Grishman, reflect on the second summer presenting the "Teach Your Children" series and the significance of preparing your children for their relationship with money, self and others. From that vantage point, they take a slight look ahead to set the tone for the remainder of the year and a glimpse of what to expect as you work the process of becoming financially sober. For more information, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 23, 2022
Episode 77: Teach Your Children - Struggle Is Good.
We would love to hear what you have to say about this episode. Please send us a text. As our "Teach Your Children" series winds down for the summer, one of the critical "Pay thyself first" comprehensions has to be not only the "why" but the "how". In this episode, Matthew and Jim share both their own personal stories with their children as well as the direction you can take to help your children understand the value of the discipline to make an investment in themselves and do it in a proper manner.For more information on Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 16, 2022
Episode 76: Teach Your Children - Uncle Sam Takes His Cut
We would love to hear what you have to say about this episode. Please send us a text. So you're following along with your hosts Matthew Grishman and Jim Gebhardt and your children are making progress, all excited about that first job and that first paycheck, right? But what happens next is the crux of this episode. The money isn't right! Who took my money? How do you explain to your children how and why what they get paid hourly isn't what they're going to take home from their efforts at work? That's what you'll learn in today's episode.For more information on Financial Sobriety or to order the book, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 09, 2022
Episode 75: Teach Your Children - Pay Thyself First
We would love to hear what you have to say about this episode. Please send us a text. We're getting toward the end of summer and your hosts Matthew Grishman and Jim Gebhardt have been holding class on teaching your children about many of the attributes of building wealth and money as they relate to somebody just getting started in their earning career. Now comes the moment of truth when an income stream is recognized. Wealth building is a marathon, not a sprint but only if one is diligent in doing so. Today's episode get's one started on the process of being certain that the right person is getting paid first. YOU! (Or your child in this case.) 401K's and savings mechanisms are discussed as they relate to long term wealth accumulation and ultimately, a successful retirement. For more information on how to better teach your children the basics of money, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 02, 2022
Episode 74: Teach Your Children - Give Them a Sense of Direction. Yes, a Compass!
We would love to hear what you have to say about this episode. Please send us a text. If you're thinking it seems like you just heard an episode last week, you're correct. This whole teach your children concept provides so much value, the intent is to get as much of it completed while the kids are out of school and still at home. In this episode, your hosts, Matthew Grishman and Jim Gebhardt dig just a little deeper into the education of our children on what's important to them. Getting clarity through the "Clarity Compass" applied to your children can really open up their eyes to the concept of money. Not terribly unlike the earlier chapter in the book or episode on the podcast, the difference in this episode is the anecdotal stories and the specific application for the kids. Any yes, there is a homework assignment. What would you expect from an episode that starts out with "Class is in session???"For more information about Financial Sobriety, or your hosts, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 26, 2022
Episode 73: Teach Your Children Series - Child Tax Credit...Yes, Again.
We would love to hear what you have to say about this episode. Please send us a text. What if you could count on your state school system to educate, not only your child, but every child on financial literacy? What would that look like 20 years from now as those children grew into leadership, adulthood, government? Pretty amazing I would think. You'll hear about Rhode Island's bill SB349 in today's episode and what better time to roll that right into the federal child tax credit that was passed in 2021 and now again, in a modified version of stimulus leftovers for 2022? Matthew and Jim describe what's going on in Rhode Island and then seamlessly weave that great program into some ways to understand what to do with the tax credit that will be showing up in your bank accounts if you have a qualifying household income. And yes, that will all be covered. You can always find more of any topic covered in the program by visiting the website at www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, July 20, 2022
Episode 72: Teach Your Children Series - The Value of a Dollar
We would love to hear what you have to say about this episode. Please send us a text. Continuing the theme of teaching your children financial literacy, this episode digs into respecting the value of money from an early age with some tutorial elements to help you with your children in the process of learning about the value of a dollar. The concepts may be simple in theory but the actual practice is invaluable. For more information on Financial Sobriety or to reach Matthew Grishman, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 19, 2022
Resistance Strikes Again: Live Episode 7-20-22 postponed.
We would love to hear what you have to say about this episode. Please send us a text. In this brief update, Matthew and Ace bring a message of the postponement of the "live" episode as a result of a family health emergency in Jim's family. Tomorrow, the next episode in the sequencing of "Teach Your Children" will be launched instead of the previously anticipated "live" episode. At this point, more information will be forthcoming as the Gebhardt family situation resolves and will be communicated through the various Financial Sobriety social channels as well as in these show notes. For more information about Financial Sobriety visit www.myfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, July 13, 2022
Episode 71: Teach Your Children Series. The Three C's.
We would love to hear what you have to say about this episode. Please send us a text. Yes, you may have heard this before. Because there was such an interest in what we did last year, we've simply polished a few things up and we're relaunching the "Teach Your Children" series for the summer session. We know you're not likely to go back and dig the episode up, but if you're new to our program, this will be new to you. If you're familiar with the program, now you can share it simply with a family member, a relative or friend who could use a little Financial Sobriety instilled in the kids in their purview. It's going to take all of us to change the way our youth learn about managing money and creating true wealth. Take this opportunity to do what you can to help...and we've done all the work! Teach your children. Seems like it should be so simple but unfortunately, as you'll hear and maybe even more likely, have already learned, the absolute manual on successful childrearing doesn't seem to have yet been written and demonstrated. Kids financial literacy is important, and your hosts, Matthew Grishman and Jim Gebhardt will get there but it starts way before that. In this episode you'll learn the three C's of raising your child from two guys who have been there and done that. You'll learn the application and hear real life stories in practice and outcomes. You can always find more by checking out the website at www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 12, 2022
Episode 70: Teach Your Children Financial Literacy Summer Kickoff.
We would love to hear what you have to say about this episode. Please send us a text. Back by popular demand and with a little twist, the summer series of teaching your children the immutable lessons of Financial Sobriety returns. This is the 7 course program to help your children of any ageget a grip on those three most important relationships of money, self and others. Since it's unlikely the curriculum is being taught in your childs school or better yet, since it's likely if your child has grown, there is a need to educate your children on the basics of money management. This series is a must for your own children, your children's children, friends with children and even neighbors. The more you can share, the better off we're all going to be. Also, set your calendar for the first ever "live" program taking place on 7-20-22. Details to follow via Instagram, LinkedIn and Facebook as well as the website. Unfortunately, due to a family health emergency, Jim needs to be back in Syracuse, NY on the 20th so the live episode will be rescheduled. Thank you for your understanding. For more information on Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, June 29, 2022
Episode 69: The 6 Steps of Metahab. Resilience Begins as a Child.
We would love to hear what you have to say about this episode. Please send us a text. In this Part 2 on the discussion of Metahab and the process of Post Traumatic Growth Dr. Joyce Mikal-Flynn identifies the 6 steps in the process to growth from trauma but after a slight deviation with Matthew and Jim on the initial willingness and acceptance of the individual that has experienced that trauma. It begins as a child and how well that child grows into a person capable of choosing to make a difference, capable of accepting the challenge ahead and capable of acting on the trauma to come out better on the other side of the process.To learn more about Dr. Joyce Mikal-Flynn, her program, Metahab, or her books visit: www.drjmf.comFor more information about Financial Sobriety, visit: www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 28, 2022
Episode 68: Dr. Joyce Mikal-Flynn died yet survived to tell her story.
We would love to hear what you have to say about this episode. Please send us a text. The title is ominous... and true, but there's a wonderful continuation story and that's what you'll hear as your hosts Matthew and Jim walk you thru the activity that led to Dr. JMF's death experience and over 20 minutes of CPR before being resuscitated. Resilience, connection and purpose are evident in the outcome that went on to yield a Doctorate and stratified program for Post Traumatic Growth. Anyone that has experienced trauma in their life will appreciate the next two episodes as you learn how to best navigate the trauma in program called Metahab that was the outcome of Dr. JMF's process to health. To learn more about Dr. Joyce Mikal-Flynn, her program, Metahab, or her books visit: www.drjmf.comFor more information about Financial Sobriety, visit: www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, June 15, 2022
Episode 67: Longevity Risk. The Financial Equation.
We would love to hear what you have to say about this episode. Please send us a text. In this second part of the Longevity Risk assessment, Matthew and Jim move from the emotional evacuation necessary to making the requisite moves in an aging situation to the financial considerations. Not only do things become more complicated on this side of the equation but this is where living longer can present the challenges of affordability. Long term care insurance for example. Extended durations beyond expectations in managed care can absolutely consume all financial tools that may have been anticipated. How do you prepare for such a likely situation? Find out more in today's episode.To learn more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 14, 2022
Episode 66: Longevity Risk, Outliving Your Money.
We would love to hear what you have to say about this episode. Please send us a text. Longevity risk. This could be one of the most devastating challenges to long life. If statistics bear out, the "baby boom" generation is going to represent the longest living demographic ever in the history of the country and that means a greater percentage of the population over the age of 85. And that means a greater drain on resources for health care, living expenses and housing. Your hosts, Matthew Grishman and Jim Gebhardt tackle this sensitive and necessary topic from personal experience as you'll hear in the episode. Are you prepared in the event you live to 90-95-100. It's realistic if you're a "boomer" and something that requires your full attention when projecting what it's going to take in retirement for you to live the lifestyle and get the care you intend. For more information on Financial Sobriety, pls visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, June 01, 2022
Episode 65: How Human Connection Thwarted a Suicide Attempt.
We would love to hear what you have to say about this episode. Please send us a text. Part two of a riveting discussion with David Woods Bartley takes us to the conversation of his darkness with depression and what led to his standing on the ledge of the Forresthill bridge about to release his grip on the cool steel post that was all that separated him from life and death. It's the story of human connection and hope that reveal the reason to live and the subsequent life that has been built around helping others to recognize and find hope for their survival. Both Jim and Matthew also share stories of simple actions that could change a day in the life of someone who is suffering from depression as well as giving you a feeling of connection as well. This episode celebrates Mental Health Awareness Month and should be shared with anyone you feel may benefit from it. David was also kind enough to share his personal phone number as part of his effort to serve and support those in need. If you or anyone you know is suffering from depression, please support them and seek professional help. For more information about David Woods Bartley, he can be reached at 916-247-6389 or on line at David@Davidwoodsbartley.com. The website is www.davidwoodsbartley.comFor more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 31, 2022
Episode 64: From Mental Hellness to Mental Wellness, David Woods Bartley's Journey.
We would love to hear what you have to say about this episode. Please send us a text. May is Mental Health Awareness month and with so many things to be concerned about from the economy, global crisis with the environment and war, to Covid and our very own personal situations with whatever else it is we're all dealing with, it seemed a fitting time to address how good mental health is actually a solid path to Financial Sobriety. Today's guest, David Woods Bartley was talked off the edge of a bridge after years of mental health struggles. His story is a well told compilation of events that will take you from the root of his developments toward mental hellness to anecdotal applications to mental wellness. This is part one of a two part series that will hopefully resonate with many on the way to making an impact on anyone who struggles with depression and thoughts of suicide. If you or anyone you know has ever considered harming themselves, please reach out to someone and seek professional help. For more information about David Woods Bartley, he can be reached at 916-247-6389 or on line at David@Davidwoodsbartley.com. The website is www.davidwoodsbartley.comFor more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 17, 2022
Episode 63: What If You Were Immortal? Would Your Risk Tolerance Change?
We would love to hear what you have to say about this episode. Please send us a text. Matthew and Jim take a little different journey in this episode as they do get a bit technical, tutorial even. The discussion wraps around your understanding and tolerance of risk and the exposure you may unknowingly have hidden in various funds. You'll get a discussion and better understanding of how bonds work and how in this current environment of rising interest rates, bonds may not be the "safe" bet and may actually be creating a much greater exposure to risk. Would you change your acceptance of risk if you didn't have anything to worry about? Join the conversation and learn more. To learn more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 03, 2022
Episode 62: Ten Financial Risks You Can't Control. Now what?
We would love to hear what you have to say about this episode. Please send us a text. How do you identify risk to your retirement expectations? In this episode, Matthew and Jim introduce the ten financial risks you have no control over. But what can you do about them? Ah... that's going to be the discussion that starts today and continues as the series on risk answers the myriad of questions that arise.For more information about your hosts Matthew Grishman and Jim Gebhardt, or to learn more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Mon, April 18, 2022
Episode 61: The Unexpected Happens...Is your Financial House in Order?
We would love to hear what you have to say about this episode. Please send us a text. Matthew and Jim continue the conversation with their producer, Ace, (aka Jeff)in the aftermath of a serious health issue about the significance of preparation in the event of an unforeseen situation. Is your financial house in order? Is there somebody other than you who knows where everything of importance is? Do they know your passwords? What are you forgetting about? Listen to hear the discussion and options others have taken in the approach to being certain nothing is left to chance. For more information about Financial Sobriety or to get the book, visis www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, April 05, 2022
Episode 60: How a heart attack changed a life. What if it were you?
We would love to hear what you have to say about this episode. Please send us a text. Join Matthew and Jim as they have a very candid discussion with their producer Jeff, aka Ace, about a recent health incident that could have resulted in his passing. A rare congenital heart condition called a Myocardial Bridge wreaked havoc on his health. The story continues with complications to the next steps in the process of a correction to his diagnosis. If you know of anyone with a heart condition or who has had heart surgery, this could be a life saving episode. Don' t wait to seek professional help. See a doctor immediately if you suspect there's a problem. And don't wait to begin the process of getting your financial house in order knowing it's one less thing to worry about to allow you the bandwidth to focus on the things that are truly the most important. For more information on Myocardial Bridges, visit www.stanfordhealthcare.org. If you would like to email Jeff, he can be reached at netnetguy@gmail.com. To learn more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 29, 2022
Episode 59: Trust and Empathy Build Leadership, Connection and True Wealth Perspective.
We would love to hear what you have to say about this episode. Please send us a text. Could trust without judgement radically change the world? Join Jim and Matthew for the discussion on how trust and empathy create leadership, connection and community. If humanity is more alike than different, wouldn't that allow for more compromise and understanding? If you were able to better control your emotions versus being controlled by them, do you think there could be more peace in the environment? Is it realistic to think without that fear of lack of control or understanding of others, that it could lead you to a better position of your own comfort and wealth perspective? Those are the possibilities you'll find in today's conversation.For more information visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 15, 2022
Episode 58: How to Use Your Emotional Advantage Toward True Wealth.
We would love to hear what you have to say about this episode. Please send us a text. How often have you known you made an emotional vs rational decision? What was the outcome? More often than not, emotional vs rational or logical decisions are not in your best interest. Jim and Matthew share both stories and a technique you can use to make better decisions and diffuse those irrational, emotional decisions that can occur if you allow them. You may find, in practice, this simple exercise could literally change your life for the better. For more information visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 01, 2022
Episode 57: Are You Accepting and Allowing Mediocrity to Creep Into Your Life?
We would love to hear what you have to say about this episode. Please send us a text. Mediocrity. You know it when you see it, or hear it, or feel it. Usually it's not a good feeling as most of us prefer something, no, most of us expect something better. But after two long years of sequestering, fear for and of many things including our health, sometimes just getting by with a mediocre performance has become acceptable. Or has it? In a turbulent market with your retirement at stake, is mediocre good enough? Today's show will give you a deep insight into how both Matthew and Jim approach mediocrity and how it affects their outlook and actions. You'll also hear the steps they take to combat it and how you can too.For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, February 16, 2022
Episode 56: Part 2 - Taking the Proper Steps Toward Retirement in a Changing Market.
We would love to hear what you have to say about this episode. Please send us a text. If the first part of this two part episode got your attention, Part 2 is really going to bring that messaging home. Patience is key in a dynamic market. The lesson that history repeats itself could not be more clear as Matthew and Jim walk you through the very though process you'll need to understand and accept the changes in the market and how they can wreak havoc on your expectations or, if you're paying attention, help you to sleep better at night knowing you've made some good decisions. After all, the choice really is ultimately yours. For more information about your hosts and Financial Sobriety visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 15, 2022
Episode 56: The Bull Can't Run forever... Now What Do You Do?
We would love to hear what you have to say about this episode. Please send us a text. Bull Market, Bear Market, Correction, Crash... all have been bantered around in the vernacular of stock, investment and retirement talk. This is a necessary discussion and you'll likely be shocked by some of the truths that are told in today's first part of two on what may seem dramatic to your portfolio. Especially if you're already, or just about to retire. What can you do, what should you do, and what might be expected looking ahead? You'll hear the observations and lead into next steps when your hosts Matthew Grishman and Jim Gebhardt share their insights. For more information on Financial Sobriety, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 01, 2022
Episode 55: Part 2. Julia Nicholson shares her 5 frames for dealing with grief and loss.
We would love to hear what you have to say about this episode. Please send us a text. This second part of the two part series with Julia Nicholson continues the discussion of dealing with grief and loss and looking at them from a different perspective. What you'll learn is the process for dealing with the "its" in life. Julia shares her five framed steps to change the way you deal with the challenges in life and how to get from "not wanting to live like this anymore", to taking the steps to live the life you choose. She shares the most recent "it" that brought her to the realization she was going to do something about her choices and share her revelation with others by not only her speaking publicly about it but through her new book: "It" Happened. Now What? The 5 Realizations: A Transformative Way to Process Loss and Turn Grief Into Grit.For more information about Julia Nicholson visit www.julianicholsonpresents.comTo learn more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 18, 2022
Episode 55: "IT" Happened...Now What? Part 1
We would love to hear what you have to say about this episode. Please send us a text. While the title seems ominous the story is not. Matthew and Jim talk with TedX speaker and guest Julia Nicholson about her experiences with loss, personal tragedy and death in her life. This first part of a two part episode reveals the basis of Julia's experience and her story. From a tragic and disfiguring accident at the age of 18 that lead to a series of experiences that created the person she has become today. Her story of "its" will challenge you to look at things from a different perspective that will expand your understanding of how things happen for us rather than to us. To connect with Julia you can visit her website, www.julianicholsonpresents.comFor more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 04, 2022
Episode 54: New You In 2022. Resolutions? No. Intentions? Yes!
We would love to hear what you have to say about this episode. Please send us a text. Happy New Year! And with that come the usual "obligatory" resolutions, right? Wrong! Listen to the approach Jim and Matthew share as they discuss building a year with intentionality vs regret for failed resolutions. C'mon, we all know they don't work for most of us anyway. Learn the steps to take to get your year off to a great start and end with you intentions well received. Have a great new year and a great new you in 2022!For more information about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 21, 2021
Holiday Encore Christmas 2021: An incredible year.
We would love to hear what you have to say about this episode. Please send us a text. As the year winds down but financial requirements for year-end increase, Jim and Matthew found the ability to satisfy the most pressing needs during the recent market activity a little too daunting to get the next episode properly recorded and produced, so for a great refresher on gratitude and the reason for the program's success in the first place, here's a little holiday greeting followed by the very first episode of Financial Sobriety. And if you haven't sent your gifts by now, "Financial Sobriety" the book is available on Amazon today! Have an incredible holiday season and we look forward to seeing you back for the new year, new you in 2022! For more information about Financial Sobriety visit www. yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 07, 2021
Episode 53: The Alliance. What's in your hand?
We would love to hear what you have to say about this episode. Please send us a text. As we head deeper into the holiday season, what better way to demonstrate financial sobriety than to share a story of need and success as it relates to some of our most misunderstood families and children... those in the Foster Care System. Today, Jim and Matthew speak with Heidi White, Educator and Church Relations Director for The Alliance: defending the causes of kids and families. You'll hear the true stories of what happens to children in the Foster Care System once emancipated and the challenges they face against great odds. It's not an uplifting outcome. But there is hope. There are many opportunities for support and it's not all just financial. You'll most certainly agree after hearing this episode. With timing "in the season" of giving it's our hope you're moved to do something for someone in need. For more information about The Alliance visit www.defendingthecause.org. To reach Heidi directly, email her at heidi@defendingthecause.org.To learn more about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, November 24, 2021
Episode 52: Part 2 - Betsaida LeBron Brings Your Inner Play Out.
We would love to hear what you have to say about this episode. Please send us a text. The continuation of this most entertaining discussion continues with Betsaida LeBron not only sharing the definition of play vs humor, but giving us an example of something we can do around the dinner table for the Thanksgiving holiday. Everyone in studio gets in the game for a good laugh as they participate in a playful spirit. This is one time we say "Do try this at home!". For more information on how you can reach Betsaida you can find her website at www.improveq.org.To learn more about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 23, 2021
Ep 52: Part 1 - Betsaida LeBron Brings Play and Fun to the Money Equation.
We would love to hear what you have to say about this episode. Please send us a text. Join Jim and Matthew as they discuss the process of bringing out the inner child in your life with Improv Comedian Betsaida LeBron. Learn how to get back to the play and fun you remember as a child by losing the mask and armor of years of protection having to be built. This first of a two part episode unveils the process Betsaida had to go through to get herself in a space where she knew she belonged. If you've ever felt you're pretending and accommodating to please others, think again after you hear this episode and bring your real self to the forefront. For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 09, 2021
Episode 51: Take the Challenge to Eliminate the Holiday Visa Hangover.
We would love to hear what you have to say about this episode. Please send us a text. In a slightly different twist, join Jim and Matthew today as they discuss the value proposition for the upcoming event starting November 15th. The Visa Hangover Challenge will shed light on the steps you can take to avoid the headache that occurs for so many in January when that holiday Visa bill shows up. You can change the behavior to make January a welcome month with the excitement upon the arrival of that Visa bill, knowing that you've got nothing to be surprised by or worried about. For more information on how you can participate in this free seminar, simply visit www.yourfinancialsobriety.com. This is one time you can be sure that filling out the form and making the commitment to attend will actually result in an outcome you can be certain will be more than you expected! You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 26, 2021
Episode 50: Part 1 - Preparing to avoid the holiday Visa hangover.
We would love to hear what you have to say about this episode. Please send us a text. It's almost the holidays and it's no secret that can create a nightmare for those not prepared for the spend. Today's episode is the first of a two part series on getting ready for the holidays and not sending yourself into a full on depression when the bills come in January. Matthew tells an anecdotal story and Jim shares his perspective on what's around the corner this year. These next two programs are the prelude to saying "no" more and preventing the unintentional, mindless holiday spending.As always, you can learn more about Financial Sobriety at www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Fri, October 22, 2021
EP 50: Part 2 - Preventing the VISA Hangover by saying "NO" more.
We would love to hear what you have to say about this episode. Please send us a text. This second part of preventing the VISA Hangover gets into the meat of the matter. Saying "NO" more. Your hosts, Matthew and Jim will not only reflect on the value of saying "NO" more but they'll give you specific examples of the benefit when you do so. It's not as simple as you may think. In addition, full details on getting registered for "The Say No More Challenge" live video presentation starting November 15th will be discussed as your hosts invite you to attend. In the presentation you'll learn the 5 Simple Tools to help you avoid the VISA Hangover come January. Details to follow, or if you prefer to reach out to Matthew directly, he can be found by emailing him at matthew@yourfinancialsobriety.com Don't miss out on the opportunity to have the best Christmas holiday ever by keeping your spend in check! You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 12, 2021
Episode 49: Dr. Rishi Menon on Covid. Science Is Not Truth.
We would love to hear what you have to say about this episode. Please send us a text. Dr. Rishi Menon returns to close out his conversations with Matthew and Jim with a medical discussion about the perceptions of science and its' influence on the human psyche. Especially as it relates to Covid 19 and the vaccination to prevent the disease...or at least minimize its' effects. While there are no earth shattering revelations, there is a great discussion about how MRNA affects the body and its' ability to fight the disease as well as some philosophical conversation on acceptance of one's decision to vaccinate or not. This is a must listen if you are anyone you know have some concerns about the disease and/or the vaccination. It's not pro or con, just a great dialogue with our guest. For more information on Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, September 29, 2021
Special Edition: Market Meltdown Memories - part 2
We would love to hear what you have to say about this episode. Please send us a text. This second part of Market Meltdown Memories gets deeper into the elements of what caused the failures of major companies in the 2008 collapse, like Merrill Lynch and Lehman Brothers. The bailouts, especially for insurance company AIG and the resulting book entitled "Too big to fail" are part of the discussion as Matthew and Jim reflect on the past crash and the relationship it may or may not have to todays' markets. Emotions and the significance of governmental support play key roles in their perspective as you'll hear in this very candid and unique look at what possible considerations you may want to make as you consider next steps. For more information visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 28, 2021
Special Edition: Market Meltdown Memories - part 1
We would love to hear what you have to say about this episode. Please send us a text. All too often, we tend to attempt to forget the past but it's no secret that history repeats itself. That's the subject of today's discussion as conversations around the office, or around the virtual world of zoom are beginning to creep up with questions of the economy's health and the stock markets long upward trend. Is it time of reconsideration of placement of assets? Matthew and Jim begin a spirited conversation on the topic in this episode which will be immediately followed by the closure to whether or not it appears we have much to be worried about and why. For more information visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, September 22, 2021
Episode 48: Dr. Rishi Menon on good health vs. treating symptoms.
We would love to hear what you have to say about this episode. Please send us a text. Continuing the discussion with Dr. Rishi Menon, Matthew and Jim dig a little deeper into the impact of "imposter syndrome" as it affects and impacts loved ones beyond self. Dr. Menon goes on to discuss treating the mental health aspect of what may have caused an condition and treating the whole person vs. just managing the symptoms. He speaks from personal experience and relates his situation to so many he people he sees as patients and discusses how we really need to look at things differently for one's best health outcomes. For more information on Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 21, 2021
Episode 47: Dr. Rishi Menon begins his story... things weren't right.
We would love to hear what you have to say about this episode. Please send us a text. Today's episode reveals a look into the reality that even the most respected of professions has its' shortcomings and challenges when it comes to the personal side of those in that practice. Hosts jim Gebhardt and Matthew Grishman speak with a very special guest and personal friend of Matthew's on what began a spiral into self-doubt and substance abuse. Dr. Rishi Menon, a practicing cardiologist,and member of a cardiology group, shares the beginning of his story in this first episode of three parts, on what caused his dive into a darker space and then what began to lead him out into that self realization that there is hope and healing. Even the super heroes we think Doctors are, can be misconstrued as you'll hear in this very frank and candid discussion. You can learn more about Financial Sobriety by visiting www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 07, 2021
Episode 46: Teach Your Children - Struggle is Good
We would love to hear what you have to say about this episode. Please send us a text. As our "Teach Your Children" series winds down for the summer, one of the critical "Pay thyself first" comprehensions has to be not only the "why" but the "how". In this episode, Matthew and Jim share both their own personal stories with their children as well as the direction you can take to help your children understand the value of the discipline to make an investment in themselves and do it in a proper manner. For more information on Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 24, 2021
Episode 45: Teach Your Children - Uncle Sam Takes His Cut
We would love to hear what you have to say about this episode. Please send us a text. So you're following along with your hosts Matthew Grishman and Jim Gebhardt and your children are making progress, all excited about that first job and that first paycheck, right? But what happens next is the crux of this episode. The money isn't right! Who took my money? How do you explain to your children how and why what they get paid hourly isn't what they're going to take home from their efforts at work? That's what you'll learn in today's episode. For more information on Financial Sobriety or to order the book, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 10, 2021
Episode 44: Teach Your Children - Pay Thyself First!
We would love to hear what you have to say about this episode. Please send us a text. We're getting toward the end of summer and your hosts Matthew Grishman and Jim Gebhardt have been holding class on teaching your children about many of the attributes of building wealth and money as they relate to somebody just getting started in their earning career. Now comes the moment of truth when an income stream is recognized. Wealth building is a marathon, not a sprint but only if one is diligent in doing so. Today's episode get's one started on the process of being certain that the right person is getting paid first. YOU! (Or your child in this case.) 401K's and savings mechanisms are discussed as they relate to long term wealth accumulation and ultimately, a successful retirement. For more information on how to better teach your children the basics of money, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 03, 2021
Episode 43: Teach Your Children - Clarity Compass
We would love to hear what you have to say about this episode. Please send us a text. If you're thinking it seems like you just heard an episode last week, you're correct. This whole teach your children concept provides so much value, the intent is to get as much of it completed while the kids are out of school and still at home. In this episode, your hosts, Matthew Grishman and Jim Gebhardt dig just a little deeper into the education of our children on what's important to them. Getting clarity through the "Clarity Compass" applied to your children can really open up their eyes to the concept of money. Not terribly unlike the earlier chapter in the book or episode on the podcast, the difference in this episode is the anecdotal stories and the specific application for the kids. Any yes, there is a homework assignment. What would you expect from an episode that starts out with "Class is in session???" For more information about Financial Sobriety, or your hosts, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 27, 2021
Episode 42: Teach your Children - Child Tax Credit means you've got money!
We would love to hear what you have to say about this episode. Please send us a text. What if you could count on your state school system to educate, not only your child, but every child on financial literacy? What would that look like 20 years from now as those children grew into leadership, adulthood, government? Pretty amazing I would think. You'll hear about Rhode Island's new bill SB349 in today's episode and what better time to roll that right into the federal child tax credit that was recently passed? Matthew and Jim describe what's going on in Rhode Island and then seamlessly weave that great program into some ways to understand what to do with the tax credit that will be showing up in your bank accounts if you have a qualifying household income. And yes, that will all be covered. You can always find more of any topic covered in the program by visiting the website at https://yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 13, 2021
Episode 41: Teach your Children - The value of a dollar
We would love to hear what you have to say about this episode. Please send us a text. Continuing the theme of teaching your children, this episode digs into respecting the value of money from an early age with some tutorial elements to help you with your children in the process of learning about the value of a dollar. The concepts may be simple in theory but the actual practice is invaluable. For more information on Financial Sobriety or to reach Matthew Grishman, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 29, 2021
Episode 40: Teach Your Children - The three C's (not color, cut and clarity!)
We would love to hear what you have to say about this episode. Please send us a text. Teach your children. Seems like it should be so simple but unfortunately, as you'll hear and maybe even more likely, have already learned, the absolute manual on successful childrearing doesn't seem to have yet been written and demonstrated. Kids financial literacy is important, and your hosts, Matthew Grishman and Jim Gebhardt will get there but it starts way before that. In this episode you'll learn the three C's of raising your child from two guys who have been there and done that. You'll learn the application and hear real life stories in practice and outcomes. You can always find more by checking out the website at www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 15, 2021
Episode 39: A graduation of sorts and halftime break.
We would love to hear what you have to say about this episode. Please send us a text. The grand re-opening has happened, things are appearing to be back to normal. But are they? Likely not and that's why today's episode is so important. Yeah, we know it's a little long, but we didn't want to split it into two parts and make you wait another week when the topic is so significant and the process one that needs to be completed sooner than later. Graduation. We've been through something and yes, it's also the month of June and that's also graduations. But important to note that while you've come through it all, maybe even well, that does not mean you've arrived. And that point will be driven home in this episode. You've simply been promoted to the next level, the next set of challenges and the next set of opportunities to do things the way you want to get them done, the right way for you. It's also halftime. Midway through the year and time to take stock and assess how you've done. A midyear review. Matthew and Jim use the Financial Sobriety tools to gauge how well they did with money, people and self and help you do the same with some guidance and direction on how to recognize accomplishment and steps to take to self-correct as well. Just in case you may have gotten a little off course. It happens to the best of us, as you'll hear in both Matthew and Jim's stories from the beginning of the year. For more information about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 01, 2021
Episode 38: Overwhelm - At least three simple steps to remedy.
We would love to hear what you have to say about this episode. Please send us a text. Following up on last episode's discussion of overwhelm and how it can impact so many of your decisions, including serious financial ones, Matthew and Jim revisit the tried and true, proven solutions to minimize that overwhelm. Ease off the pressure, the sense of urgency or FOMO (fear of missing out). Lose the spontaneity and regain the intentionality of what you do. Look, nobody wants to relapse, but it happens. There are steps you can take, however, to help you get back on track. It's about identifying a space between that allows you to get out of your head and into your heart. Being of service to helping another is one of the best solutions to overwhelm and you'll hear some suggestions in this episode to get you there. For more information on Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, May 19, 2021
Episode 37: Overwhelm - Chaos comes in as the masks come off.
We would love to hear what you have to say about this episode. Please send us a text. The pandemic is beginning to release it's grip on our lives. On our lifestyles. But are we ready to fully re-engage in that which we had longed for? Are we ready for what normal was? Or will things never be like that "normal" was ever again? In this episode, Matthew and Jim relate to the overwhelm so many are feeling with the seemingly sudden return to demands on time and the effect of a quick return to business almost, as it was. A hidden side effect that can wreak havoc on so much financial gain is inflation. It's just another of the elements adding to that overwhelm and potential collapse of the financial sobriety so many have built. There's comfort in similarity and commonality. You'll find you're not alone in the arms of overwhelm. For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 04, 2021
Episode 36: The Grand Reopening, Part II. Beth and Jim on the Clarity Compass.
We would love to hear what you have to say about this episode. Please send us a text. This second part of a two part program on revisiting the Clarity Compass with our very own Beth and Jim Gebhardt portends some very candid and revealing discussion about both the personal side of the process for them both, but also the professional side of things as well. As the continuation of Beth's first foray into the Clarity Compass, Jim joins in the conversation and shares his experience of participating, versus administering, the program to clients. What results is a most honest and impactful outcome that will forever change their lives. For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, April 21, 2021
Episode 35: The Grand Re-opening of America. Part I
We would love to hear what you have to say about this episode. Please send us a text. The re-opening of the country signifies a milestone in the battle against COVID but what about the battle of your finances? In this episode, Matthew interviews Jim and Beth Gebhardt as "guest" of the program and what it was like for them to follow the steps in Episode 5 "Top of the Mountain" with regard to the "Clarity Compass". Now that there is an opportunity to spend again, isn't it critical that you spend on those things most important to you? Do you know what they are? If not, this is your story being told as Beth and Jim share their "Clarity Compass" process in these next two episodes. For more information about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, April 06, 2021
Episode 34: Melissa Bernstein's journey continues with her startling revelation.
We would love to hear what you have to say about this episode. Please send us a text. This second part of the discussion with Melissa Bernstein reveals her deepest and darkest moment in life. Identified as Existential Depression, she shares the steps she's taken, the stories she's learned, the actions she does that help her deal with her diagnosis. She also takes you down the path of self realization and the encouragement to understand you are not alone. As a result of her journey, Lifelines was created to help others feeling the same despair. Her promise to talk to everyone who sincerely reaches out is an incredible offer to share and help others both heal and grow. For more information, visit www.lifelines.com. If you would like to know more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 23, 2021
Episode 33: Melissa Bernstein of Melissa and Doug Toys, shares a surprising journey.
We would love to hear what you have to say about this episode. Please send us a text. As the month of March continues the theme of "relationship with self", Matthew and Jim have an incredible discussion with Melissa Bernstein of Melissa and Doug Toys. Hear how even when you have everything, including passion, purpose and love, life still may not be the completion of fulfillment. This is part 1 of a two part program that will set the stage for the wonderful side of things before turning to the severe emotional toll and mental health challenges that were diagnosed as Existential Depression; A condition that led Melissa to write a book and develop a program called "Lifelines". For more information visit www.lifelines.com. To learn more about Financial Sobriety visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 09, 2021
Episode 32: How nutritional well being makes for better financial decisions.
We would love to hear what you have to say about this episode. Please send us a text. The topic of today's show is the first for the month wrapped around the relationship with self. If you're not healthy physically, how can you ever be healthy with your relationship with money? Matthew and Jim have an incredible conversation with a master nutritionist, meal planner and author of Eat Naked Kitchen, Margaret Floyd Barry. If making change for improved health and lifestyle is important to you, sit down, take notes and enjoy the conversation. For more information about Margaret, visit www.eatnakedkitchen.com. To learn more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 23, 2021
Episode 31: Finance February. Mortgage Expert Brad L'Engle's tips to customize your largest expense.
We would love to hear what you have to say about this episode. Please send us a text. Mortgages can be confusing. There are many different varieties and on today's show, Matthew and Jim take you down the line with a professional, Brad L'Engle. He's a part of the team of professionals they work with to answer questions they may only know superficially but rely on the expertise of a pro to help guide a client properly along the way. For more information on Brad or to get a free consultation, you can find Brad on line at www.yournorcallender.com. To learn more about Financial Sobriety, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 09, 2021
Episode 30: Finance February. The Impact Of Options For Financing A New Vehicle
We would love to hear what you have to say about this episode. Please send us a text. Your Financial Sobriety team has deemed February the month of financing awareness. That means knowing how interest impacts you and the ramifications of making the best choices when you have a decision to make. Learn about the process and options when making that second biggest purchase next to your home, a new vehicle. John Driebe, owner of "For Any Auto Group" shares from his 40+ years as a dealer representing Nissan, Mazda and Infiniti, things to be aware of when purchasing or leasing a new or used vehicle. For more information visit www.foranyauto.com. To learn more about "Financial Sobriety" or to purchase the book, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 26, 2021
Episode 29: Bo Eason shares why saying "no" more gets you closer to your goals.
We would love to hear what you have to say about this episode. Please send us a text. Join your hosts Matthew Grishman and Jim Gebhardt as they discuss accomplishing your goals for 2021 with Bo Eason, former NFL safety, playwright and actor, author and coach. Learning how to say "no" more could be the single greatest asset you have in allowing yourself to grow more and meet your new year declarations. A must hear episode.For more information visit www.yourfinancialsobriety.comTo get Bo Eason's new book "There's No Plan B for Your A Game." and learn more about his opportunities visit www.boeason.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 12, 2021
Episode 28: Don't screw up 2021! Tips to start the new year off better.
We would love to hear what you have to say about this episode. Please send us a text. Welcome to the first show of 2021! This episode helps you absorb the challenges of the year past with some great insights for the year ahead with admission of little guilt in spending over the holidays. Your hosts Jim Gebhardt and Matthew Grishman quickly take you to an interview with a couple not unlike many of you, who are working hard to get to a semblance of financial security with the tools from Financial Sobriety. Hear them discuss their journey and steps they've taken to get closer to their goals. There are some great tips they've adopted to ensure success. For more information about Financial Sobriety, please visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 29, 2020
Episode 27: What A Year It's Been Indeed.
We would love to hear what you have to say about this episode. Please send us a text. 2020. A lot is going to be said about this in retrospect and your hosts, Jim and Matthew, take a look back at the one year anniversary mark of the podcast, Financial Sobriety, to give a little perspective and celebrate just a bit. It has been one very strange year indeed. They also introduce an encore version from the segment on "Relationship with People" based around conflict. How appropriate as we enter into the 11th month of stay at home and, in many cases, tight quarters with multiple people. If you missed the episode, you'll appreciate it. If you've heard it already, it was long enough ago that it's worth repeating. And as a point of gratitude for helping launch the podcast in one strange, strange time, THANK YOU for listening. The entire team at Financial Sobriety is appreciative of what you mean to us and wishes you a Happy, Healthy and Prosperous New Year in 2021. For more information visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 15, 2020
Episode 26: Holiday Greeting and Matthew's Story Encore.
We would love to hear what you have to say about this episode. Please send us a text. As the year winds down but financial requirements for year end increase, Jim and Matthew found the ability to satisfy the most pressing needs during the re-instated Covid lockdowns a little too daunting to get the next episode properly recorded and produced, so for a great refresher on gratitude and the reason for the program's success in the first place, here's a little holiday greeting followed by the very first episode of Financial Sobriety. And if you haven't sent your gifts by now, "Financial Sobriety" the book is available on Amazon today! For more information about Financial Sobriety visit www. yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, December 01, 2020
Episode 25: Holiday Season Pre Game Steps.
We would love to hear what you have to say about this episode. Please send us a text. This special holiday episode deals with a startling revelation of relapse and the consequences of choice. The holidays are stressors, no doubt and coupled with the additional anxiety of separation from friends and family, could possibly cause all your hard work of saving to evaporate. Your hosts, Matthew Grishman and Jim Gebhardt take a different approach in this conversation by examining the options of the pain of discipline or the pain of regret. Perfectly timed for the holiday season, you'll recognize the practices and appreciate the candor in today's show. For more information visit www.yourfinancialsobriety.com. And please consider the gift of Financial Sobriety for the holidays! The book is available at the website or on Amazon. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 17, 2020
Episode 24: Bringing It All Together Part 3
We would love to hear what you have to say about this episode. Please send us a text. This third and final episode in the "Bringing it all together" closing trilogy, does just that. It brings to a close the first series of podcasts introducing the curriculum of "Financial Sobriety" with the last theme of your relationship with self. Hear how the program will unfold going forward, guests and interaction with others at various stages of becoming more financially sober. If you would like to give feedback and request more from the program, please email "info@yourfinancialsobriety.com" and we'll be sure to get back to you. As always, for more information, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, November 03, 2020
Special Edition: The Election
We would love to hear what you have to say about this episode. Please send us a text. Today's episode takes a very poignant look at the election as it's happening. No political positions for Donald Trump or Joe Biden. No partisan statement conservatively Republican or liberally Democrat. Just a look at what we might anticipate, what we may be able to prepare for and a whole lot of hope that there's a human element in our country's divide going forward; Whomever the leader of the free world happens to be. For more information on our program, please visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 20, 2020
Episode 23: Bringing It All Together Part II
We would love to hear what you have to say about this episode. Please send us a text. Continuing along the journey of wrapping things up from the compilation of episodes to date, "Bringing it all Together"covers the midsection of prior discussions about your relationship with people and the infamous "5 to Thrive". If you don't recall this key component of establishing trust, then listen up and refresh your memory as Matthew and Jim take you down memory lane from prior episodes of Financial Sobriety and work to keep you in-line along the path. For more information or to get a copy of the book, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, October 06, 2020
Episode 22: Bringing It All Together, Part 1
We would love to hear what you have to say about this episode. Please send us a text. Well, you've made it through the entire process for the first time. Congratulations! Listen as Matthew Grishman and Jim Gebhardt bring it all together in a great summary of the past 21 episodes. It's a beautiful recap of the significant elements of the past 9 months and what a journey it's been. No need to remind you, things were different when the program launched in January to where we are today. But throughout it all, the Financial Sobriety team didn't miss a beat. The next few episodes will work to help you also get it all together. And remember, for more information, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 22, 2020
Episode 21: Relationship with Self - Rest and Rehydration
We would love to hear what you have to say about this episode. Please send us a text. We all need it but many of us don't do it. Matthew and Jim discuss the requisite downtime that is so necessary to not only being healthy but allows you to make better decisions in general and more specifically, about your finances. Can a stressed out, overworked, exhausted mind be trusted to handle the complexities of making lifelong decisions? Find out why not and what to do about it as the final episode on "Relationship with Self" concludes. For more information on Financial Sobriety, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, September 08, 2020
Episode 20: Relationship With Self - Unique Ability
We would love to hear what you have to say about this episode. Please send us a text. As Matthew states in this episode, the two most significant days in your life are the day you were born and the day you realize what your purpose in life is. Finding your "Unique Ability" is a process. Easier for some than others. But getting there is the difference between living a life fulfilled vs living a life of challenge. Settling into a life wrapped around your unique ability is both discussed and demonstrated in this episode. The value understanding your purpose and living in that space as much as possible frees you from doing the things you would prefer not to be doing thus freeing you to, do those things you both enjoy and that come much easier for you. The outcome is personal fulfillment and that translates into a better understanding of personal wealth. Both how you earn and how you spend. For more information, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 25, 2020
Episode 19: Relationship with Self - Taking Off The Mask , the Real You
We would love to hear what you have to say about this episode. Please send us a text. That mask you've been wearing may have been with you a long, long time. Isn't time to understand how you can take it off to better learn to deal with your money? Maybe learn why you deal with your money the way you do? See the freedom it provides when people and you, know your real self. This is a heavy episode. Taking that mask off requires mental, spiritual and physical self-care. You're building and nurturing that relationship with one person, you. From there, it only gets better. You'll see the shift beginning to a more intentional way with your money and that is ...Financial Sobriety. Find more at www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, August 11, 2020
Ep 18: Relationship With Self - Shower To Showtime
We would love to hear what you have to say about this episode. Please send us a text. Continuing the chapter on "Relatonship with Self", your hosts Jim Gebhardt and Matthew Grishman dig deep into what it is about putting that mask on that gives you some sense of comfort...or is it discomfort? Hear them tell their stories of the polished presence of pristine they felt they needed to convey until they dug deep and developed a different perspective on what was most important. Hint: it ain't what you think. Hear Jim explain "authentic preparation" vs "perfect presentation". Putting on the mask...is it really you???Find more at www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 28, 2020
Ep 17: Relationship with Self - Quit Hiding Behind The Mask
We would love to hear what you have to say about this episode. Please send us a text. As the "Relationship with Self" continues, your Financial Sobriety becomes more and more personal and in this episode, your relationship with money is clearly reflected in your relationship with the person you see in the mirror everyday. Ironically, we're all told we must wear masks now to prevent the virus from spreading but is the mask you've been wearing for years, and we all have one or two or three or more, but is that mask one you're willing to take off? Learn some of the tools at our disposal as Matthew and Jim help you to begin to peel off the "other" you to reveal the real you. By doing so, you're going deeper into the reasons and rationale for your behavior with your money on the quest to have the best relationship with your money you can possibly have; an intentional one. For more information or to order the book, visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, July 14, 2020
Episode 16: Relationship With Self - Hey Jew, Where's Your Horn?
We would love to hear what you have to say about this episode. Please send us a text. The continuing process of becoming intentional with your money has now moved into the next series of episodes on "Relationship with Self". These are the truly interpersonal reasons for your relationship with money and a look deep inside one's self reveals years of rationalizations as to why things have been done the way they've been done. This episode is a very real, very raw revelation of how life influences the actions we take with all relationships, including that with money. The personal stories told by both Matthew and Jim are only the beginning of the continuing journey of processing how you came to where you are on so many levels. Therapeutic? Maybe. Cathartic? Likely. Powerfully supportive. Absolutely. For more information and details on the Financial Sobriety process, visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 23, 2020
Episode 15: Couples and Money
We would love to hear what you have to say about this episode. Please send us a text. There's never a dull moment when it comes to couples and money, especially knowing it's the #1 cause of divorce. Finances and the topic alone as a discussion scare many married couples and often, it's left unchecked until resentment builds and BOOM! The fireworks go off. Here Matthew, Jim and Jim's wife Beth, discuss this very sensitive topic and some of the ways they've learned to deal with it to the benefit of the relationship. For more information, visit www.yourfinanicalsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, June 09, 2020
Episode 14: My People - Inevitable Conflict
We would love to hear what you have to say about this episode. Please send us a text. Continuing the trilogy of "My People", Inevitable Oonflict is just that. Hear how Matthew and Jim work thru the processes with supportive acronyms to help you along the way to managing conflict in your life. Avoiding conflict to begin with, dealing with resolving conflict once it's occurred and consequences of criticism and judgement that can come with conflict. Lastly, the biggest issue in conflict baggage is resentment. Learn how understanding the value of forgiveness can not only improve your relationships with people but how it's an integral part of the greater understanding of the true meaning of wealth. For more information visit www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, May 27, 2020
Episode 13: My People - Concentric Circles
We would love to hear what you have to say about this episode. Please send us a text. The next Chapter of Financial Sobriety deals with "My People" and this episode of concentric circles leads you from the center outward to others in rings one, two and three. Unlike a donut, these circles won't impact your weight but they can weigh on your emotions and impact your decisions with money. Listen as Matthew and Jim take you on a roundabout journey to an awesome, practical and applicable ending. For more information visit www.yourfinancialsobriety.com. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 19, 2020
Episode 12: Individual Growth and Capability.
We would love to hear what you have to say about this episode. Please send us a text. Clarity, confidence and capability. Has the "shelter in place" allowed us to become more capable in who we are as individuals? Listen as Matthew Grishman and Jim Gebhardt discuss the tremendous opportunities that have been presented by our current situation and how to be certain you're doing what you can to be better prepared for what life is going to look like when the economy begins to open up. One thing is for certain and that is that is will be anything but normal as we've know it. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 12, 2020
Episode 11B: The Epicenter of Wealth - Maintaining Trust
We would love to hear what you have to say about this episode. Please send us a text. The second part of episode 11 is the closure of The Epicenter of Wealth segment. Maintaining Trust. Hear the explanation and value of 5 to Thrive as the pillars on which to build for common decency and respect and, of course, trust. There's very little to debate as you'll hear from Matthew Grishman and Jim Gebhardt in their discussion of these principals for building trust in your relationships. Gratitude, Vulnerability and now the second episode on trust, demonstrate and confirm the value trust brings to the table in every relationship. Interested in learning more? www.yourfinancialsobriety.com You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, May 05, 2020
Episode 11a: Epicenter of Wealth - Establishing Trust
We would love to hear what you have to say about this episode. Please send us a text. There's a reason for 11a. There's an 11b coming next. The topic and discussion on trust was too solid, too valuable with too much information to put all the content into a lengthy episode, hence the 11b coming up. Trust follows the prior episodes of Gratitude and Vulnerability and really hits home to close out the trilogy in the module on the Epicenter of Wealth. This is what it's all about. The human centric value of trust. Hear Matthew and Jim identify the extent to which trust plays into, not only the relationship with people, but how it can affect everything around you; yes, including your money and perception of wealth. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Mon, April 27, 2020
Special Episode: Protecting Your Confidence in a Crisis
We would love to hear what you have to say about this episode. Please send us a text. You get beat down. The constant drumming of negativity amid growing fear and concern begin to rattle your confidence. Your sense of well being and security are challenged. Todays' Special Edition was created specifically for the purpose of providing you details and ways to help protect, maintain and even boost your confidence. Learn some new tools to develop your bandwith of confidence and refuse to fall into the trap of confidence busters. This special episode accomplishes all of the above in a very engaging and entertaining discussion with your hosts, Matthew Grishman and Jim Gebhardt. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, April 21, 2020
Episode 10: Epicenter of Wealth - Vulnerability
We would love to hear what you have to say about this episode. Please send us a text. This second of the three segments making up "The Epicenter of Wealth" is one of the most contemporary elements and possibly most difficult to exhibit, relative to relationships today. The interpersonal play of human vulnerability is the topic of conversation you'll want to join as your hosts Matthew Grishman and Jim Gebhardt dive deep into the essence of what makes others attractive. Why is reality TV so popular? What is it about apologies and failure that people find so intoxicating? How does this relate to your "wealth"? Your personal ability to be vulnerable is what helps create a better understanding of your personal relationships with both people and your money. Walk away from this episode knowing how to better understand others and what they may really be saying in those not so casual discussions. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, April 07, 2020
Episode 9: Epicenter of Wealth - Gratitude
We would love to hear what you have to say about this episode. Please send us a text. Epicenter of Wealth is the next module of Financial Sobriety. Matthew and Jim now take you on a journey that is much more personal than previous lessons where the defining elements were wrapped around the awareness or money. This module delves into a deeper sense of worth and opens with "Gratitude". Given the recording was done on one of the worst days the stock market has ever seen and is in the midst of the Covid-19 pandemic, it provides valuable insight into handling the related stress that could accompany a vary difficult situation. Gratitude as a calming effect of the stress that could accompany the events unfolding, cannot be overlooked. This is meant to apply to the individual well-being and personal relationships with "your people". You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 24, 2020
Episode 8: The Blueprint Module's Enemy - Resistance.
We would love to hear what you have to say about this episode. Please send us a text. This third segment of The Blueprint Module concludes with the discussion of "Resistance". What could potentially destroy the foundation you've built and plans you've put in place? Risks to avoid and the understanding of the challenges that will most certainly creep into your best laid plans. Matthew and Jim describe their own personal stories of one of the biggest elements of resistance: Lifestyle Inflation. You'll learn the 3 steps to be keenly aware of to prevent this from happening. Awareness, Acceptance and Action. This episode completes the foundation and establishes the next phase of construction in the building of your Financial Sobriety! You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 17, 2020
Episode 7: The Blueprint Module Continued. Building on the foundation.
We would love to hear what you have to say about this episode. Please send us a text. In this episode, Matthew and Jim continue to take you on the project of the construction of the family blueprints by discussing wealth in a variety of ways. Asset classes, money timelines based on need and risk elements as they relate to the asset distribution of your wealth. Remember, you don't need all your money today! In spite of the current economic climate, there still needs to be a plan. As a matter of fact, a plan is even more important during volatile economic swings. You'll also learn about the 3 phases of retirement as defined by Financial Sobriety; Go Go, Slow Go and No Go. They aren't necessarily what you may think and the stories related to the stages will entertain you. This is the second of three episodes constructed from the "Blueprint Module". They're best listened to in sequence for the greatest impact and proper building on the foundation you've already established. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 17, 2020
Special Episode: Control and Perspective
We would love to hear what you have to say about this episode. Please send us a text. Your hosts, Matthew Grishman and Jim Gebhardt recognize the gravity and toll the constant negativity and fear of uncertainty can place on a person. This most unconventional Special Edition, stops down the financial discussion and looks inward to the personal realities we're all facing with the overwhelming concerns for one's well being, the well being of family and the frightening financial situation that is looming. Dealing with it all requires specific tactics, not unlike the Financial Sobriety process and that's what you'll hear in an attempt to alleviate some of the anxiety that is inevitable under the current circumstances of Coronavirus/Covid 19 and market volatility. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, March 03, 2020
Episode 6: The Blueprint - Building the foundation.
We would love to hear what you have to say about this episode. Please send us a text. You've been doing your work and getting things sorted out with the process of having a better relationship with your money. Congratulations! As you know, your hosts Matthew and Jim are not only proud of where you are now but you've been hearing the association to construction in that you need that foundation built before anything. You're getting there and now some of the fun begins. This is where you begin the process of putting things together as you want them... expect them to be. You'll hear about how the Rothschilds and VanDerbilt's went about dealing with their fortune and underlying blueprint too. Amazing story. It all ties into getting you to where you want to be. Enjoy the episode. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Wed, February 26, 2020
Special Episode: Uninvited friends, Worry and Fear have come to the party.
We would love to hear what you have to say about this episode. Please send us a text. This "Special Episode" has been released to calm some of the concerns when the stock market does what the stock market is supposed to do. This has been a perpetual party long overdue to end. Listen to a different approach as Matthew and Jim share their opinions, views and experience on market volatility and the unique position they take with regard to volatility with Financial Sobriety in mind. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 18, 2020
Episode 5: Top of the Mountain.
We would love to hear what you have to say about this episode. Please send us a text. Jim and Matthew take you on an entertaining journey today as they share stories relevant to the next steps in the Financial Sobriety process. Getting focused, a look from the top of the mountain. You'll hear about the four principles for direction and guidance, a great exercise with a deck of cards, but not your ordinary deck of cards, and you'll begin your action plan of fulfillment. It's all part of the process as you continue the development of your personal relationship with your money. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, February 04, 2020
Episode 4: Your family as a business. Your balance sheet and P&L explained.
We would love to hear what you have to say about this episode. Please send us a text. Listen to the beginning of the process and the first steps necessary as you start your journey to Financial Sobriety. Matthew and Jim identify and explain, in detail, the very first requirements to getting your financial house in order. The balance sheet and your family profit and loss statement. You'll learn your net worth and how to manage your household budget like a business. Anecdotal and personal stories help you see the real life integration of the program as told from first and secondhand experience. This is a must listen to get the most out of the Financial Sobriety program and helps you understand where you really stand with your own net worth. Don't know what that really means? You will after you complete this episode! You'll be one step closer to minimizing, even quitting that addiction to spending. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Thu, January 16, 2020
Episode 3: Bag o' Crap and FORM explained.
We would love to hear what you have to say about this episode. Please send us a text. In this episode, hear Matthew and Jim give you the history of "bag o' crap", their stories on money and wealth and the true meaning and relationship they have to each. You'll also get the steps to take inventory of what you have... in more ways than one and the details of FORM, Family/Occupation/Recreation/Money, will be discussed along with the necessary steps you can take to continue your journey to Financial Sobriety. Each episode is linear in the process to accomplishing your personal objectives for Financial Sobriety. + You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 14, 2020
Episode 2: Getting back on track. How the journey begins.
We would love to hear what you have to say about this episode. Please send us a text. In this second episode of Financial Sobriety, hear your hosts Matthew and Jim explain the beginning of the journey to financial health. Getting financially sober requires some steps and you'll hear both personal and client stories as the start of the process is clearly spelled out. Let them take you on that first step with specific direction, if you're willing and able. With descriptive and simple suggestions, this episode could be the change you've needed to get you started with your new relationship with money. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
Tue, January 14, 2020
Episode 1: Matthews Story...The financial trainwreck
We would love to hear what you have to say about this episode. Please send us a text. Financial Sobriety is the personal journey of Matthew Grishman and how it almost cost him his family, his wealth, his life. A rock star presenter to financial advisors for his products and services, he had a devastating secret. His own finances were a trainwreck. Hear how he went from living large with a six figure income... to broke. Financial Sobriety is about rebuilding your life and your relationship with money and people with the program and process Matthew and co-host and business partner, Jim Gebhardt created. This first episode sets the tone for the program as the true story of financial destruction gets told and begins the direction toward reconstruction. You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.
loading...