Money Talks
Hosted by Andrea Heng, this weekly podcast simplifies personal money management by giving listeners ideas and tips on how everyone can manage their money better. The views and opinions shared during this podcast series are those of the hosts and guests and do not necessarily reflect the views of Mediacorp Pte. Ltd. or its group of companies.
S4 E2 · Mon, April 14, 2025
How I Made It - Roshni Mahtani Cheung: From family bankruptcy to running a parenting empire
From growing up in a wealthy family to losing it all when she was just 15, group CEO and founder of The Parentinc, Roshni Mahtani Cheung, is our guest on this episode of How I Made It. She tells Andrea Heng how she built her business from scratch. See omnystudio.com/listener for privacy information.
S4 E1 · Wed, April 09, 2025
Trump tariffs: Take time to adjust your investment portfolio
US President Donald Trump’s tariffs have sent shockwaves through global markets. But what does this mean for your investments? Eddy Loh, chief investment officer at Maybank Group Wealth Management tells Andrea Heng what you should consider having in your portfolio to weather through the falls. This podcast was recorded on Apr 8, 2025. See omnystudio.com/listener for privacy information.
S3 E50 · Mon, March 24, 2025
MT Explains: Risks you need to know about putting money into digital financial platforms
In early March, financial services firm Chocolate Finance announced it had suspended instant withdrawals, causing concern among customers. This raised questions about the safety of digital banks and investment platforms. Avishek Nandy from Bain & Company gives Andrea Heng a quick lay of the land in this week’s Money Talks Explains. See omnystudio.com/listener for privacy information.
S3 E49 · Sun, March 16, 2025
MT Explains: What to know before refinancing your mortgage loan
Are you planning to refinance your mortgage loan but not sure if it’s the right time? In this episode of Money Talks Explains, Clive Chng, head of relations at Redbrick Mortgage Advisory, gives a breakdown of what homeowners should consider – from loan tenure to interest rates – before making the move. See omnystudio.com/listener for privacy information.
S3 E48 · Mon, March 10, 2025
The overspending trap of Buy Now, Pay Later plans
From big-ticket items to daily expenses, the Buy Now, Pay Later (BNPL) scheme has gained traction among consumers for its convenience and flexibility. But do consumers fully understand the risks involved? Associate Professor Pearpilai Jutasompakorn from the Singapore Institute of Technology breaks down the pros and cons of the scheme with Andrea Heng in this week’s episode of Money Talks. See omnystudio.com/listener for privacy information.
S3 E47 · Mon, March 03, 2025
Think travel insurance is unnecessary? Think again
When making travel plans, buying travel insurance is usually treated as an afterthought. In this episode of Money Talks, Cherie Wang co-founder of Planner Bee tells Andrea Heng why this shouldn’t be the case, and highlights what fine print to look out for to ensure you can travel with a peace of mind. See omnystudio.com/listener for privacy information.
S3 E46 · Mon, February 24, 2025
Making the most out of Budget 2025
Budget 2025 was chockfull of goodies – from top-ups in CDC vouchers, increased support for workers looking to upskill themselves, and more incentives for Singaporeans to have larger families. In this week’s Money Talks, Navin Sregantan, financial literacy specialist at DBS Bank tells Andrea Heng how we can make the most out of this year’s offerings. See omnystudio.com/listener for privacy information.
S3 E45 · Mon, February 17, 2025
MT Explains: Do you really need an integrated shield plan rider?
Ever bought an insurance policy only to have your agent ask if you would like to add on a rider for extra cost? In this week’s Money Talks Explains, Samuel Low from Income Insurance tells Andrea Heng what to consider before adding an integrated shield plan (IP) rider to your insurance policy. See omnystudio.com/listener for privacy information.
S3 E44 · Mon, February 10, 2025
What if you can’t save enough for retirement?
Financial analysts will tell you that you need at least S$600,000 in cash when you retire. But for most people with heavy financial needs, what’s a reasonable plan? Andrea Heng asks OCBC's group wealth management head, Tan Siew Lee. See omnystudio.com/listener for privacy information.
S3 E43 · Mon, February 03, 2025
A guide to taking on loans in Singapore
From home renovation to purchasing a car and buying a house, what types of loans are available in Singapore and what should you look out for? Head of retail at GXS Bank Jenn Ong explains how to find the correct loan for your needs. See omnystudio.com/listener for privacy information.
S3 E42 · Mon, January 27, 2025
MT Explains: Miles vs cash rebates on credit cards
When choosing a credit card, which reward system should you go for – miles or cash rebates? On the brand-new Money Talks Explains, where we break down your financial questions, Tim Philips from TimTalksMoney explains the pros and cons of each, the trade-offs and key factors to consider before choosing your next credit card. See omnystudio.com/listener for privacy information.
S3 E41 · Mon, January 20, 2025
Possible Trump tariffs will make borrowing more costly
US President Donald Trump’s threats to impose tariffs could raise prices, but his pro-growth policies could work for your investments. Abel Lim, Head of Wealth Management Advisory and Strategy at UOB, shares his insights on this week’s Money Talks. See omnystudio.com/listener for privacy information.
S3 E40 · Mon, January 13, 2025
The role of mediation when you have a dispute with a bank or insurer
Common disputes customers face with financial institutions include having their bank accounts frozen due to fraudulent transactions or not understanding why their insurance claims were rejected. So how can these issues be resolved? Eunice Chua, CEO of the Financial Industry Disputes Resolution Centre (FIDReC) shares with Andrea Heng how mediation can help. See omnystudio.com/listener for privacy information.
S3 E39 · Mon, January 06, 2025
How to take control of your finances in 2025
When it comes to financial resolutions, the common advice is to spend less and save more. But is it really that simple? In this episode, author of personal finance blog SG Budget Babe Dawn Cher shares with Andrea Heng how to diversify income streams, overcoming inertia to start investing and reviewing financial portfolios. See omnystudio.com/listener for privacy information.
S3 E38 · Mon, December 30, 2024
Best of: What to know about renting in Singapore
In the last installment of our top five episodes of the season, Andrea Heng finds out what potential renters need to know before taking the plunge and what red flags to look out for when reviewing their contracts. Dr Lee Nai Jia, Head of Real Estate Intelligence, Data and Software Solutions with PropertyGuru Group gives his take. See omnystudio.com/listener for privacy information.
S3 E37 · Mon, December 23, 2024
Best of: What is financial abuse and what are the signs
In one of our top five episodes of the season, Chong Yue-En, a lawyer and the managing director of Bethel Chambers LLC, breaks down the complex issue of financial abuse. What are the red flags and what kind of legal and non-legal action can be taken to mitigate the impact? See omnystudio.com/listener for privacy information.
S3 E36 · Mon, December 16, 2024
Best of: How do you pick the best mortgage loan for your new home
In the third episode of the top five episodes of the Money Talks season, CEO of Mortgage Master, David Baey, shares his insights on how to navigate the costs of home ownership, amd getting the most out of your mortgage. See omnystudio.com/listener for privacy information.
S3 E35 · Mon, December 09, 2024
Best of: The heavy costs of being a caregiver in Singapore
In the second of the top five episodes from our archives, Nabila Hanim shares with Andrea Heng about some of the hidden financial and non-financial costs that come with being the primary caregiver for her ailing grandmother. See omnystudio.com/listener for privacy information.
S3 E34 · Mon, December 02, 2024
Best of: How I Made It - Property mogul Ismail Gafoor on making and spending money
In the first of the top five episodes from our archives this year, Andrea Heng sits down with PropNex CEO Ismail Gafoor. He shares how his childhood shaped his attitude towards money, the number one financial rule he and his wife live by, and why it took years for him to finally enjoy spending money on himself. See omnystudio.com/listener for privacy information.
S3 E33 · Mon, November 25, 2024
How to overcome time and resource constraints in learning new skills
Companies in Singapore are always encouraged to invest in training and upskilling of their staff. But with limited resources and time constraints, what sort of assistance can SMEs tap on to keep up with the competition? Brian Stampe from Commonwealth Concepts and Xu Wenshan from SkillsFuture Singapore share their insights in this week’s Money Talks. This episode is brought to you by SkillsFuture Singapore. See omnystudio.com/listener for privacy information.
S3 E32 · Mon, November 18, 2024
When big businesses help smaller SMEs
For small and medium-sized enterprises, going against the big players can seem almost impossible. But what if the big players can help the SMEs to not only survive but thrive? In this week’s Money Talks, Andrea Heng sits down with Yee Wee Tang, managing director of Grab Singapore, and Xu Wenshan from SkillsFuture Singapore to share about the SkillsFuture Queen Bee networks and how industry leaders can further support SMEs. This episode is brought to you by SkillsFuture Singapore. See omnystudio.com/listener for privacy information.
S3 E31 · Mon, November 11, 2024
How to avoid turning your dream home renovation into a financial nightmare
From budget constraints to moving timelines and working with contractors – renovating your home can be a mentally and financially draining process. In this week’s Money Talks, Qanvast co-founder Daniel Lim shares tips on how to navigate the renovation journey without breaking the bank. See omnystudio.com/listener for privacy information.
S3 E30 · Mon, November 04, 2024
The ins and outs of owning a property overseas
From the suburbs of Australia to the snowy resorts in Niseko, Singaporeans are venturing overseas in search of a second property. Whether it’s an investment or to be close to your child in university, the process comes with certain costs and trade-offs. Clarice Lau, head of sales, residential (international project marketing) from Knight Frank Singapore gives Andrea Heng the lay of the land in this week’s Money Talks. See omnystudio.com/listener for privacy information.
S3 E29 · Mon, October 28, 2024
A breakdown of the MediShield Life changes: How to save on medical costs
Claims limits for hospital stays and outpatient treatments will go up - but so will MediShield Life premiums. How can we maximise our MediSave, and what support is available for those who may not be able to afford the rising costs? Dr Cynthia Chen, Assistant Professor at the NUS Saw Swee Hock School of Public Health sits down with Andrea Heng on this week’s Money Talks. This podcast was produced in partnership with the Ministry of Health. See omnystudio.com/listener for privacy information.
S3 E28 · Mon, October 21, 2024
Healthcare costs are rising. What can we do about it?
Singapore may have one of the best healthcare systems in the world, but this comes at a heavy price. In this week’s Money Talks, Dr Jeremy Lim from NUS Saw Swee Hock School of Public Health explains how early detection of diseases may help lower your healthcare expenses in future. This podcast was produced in partnership with the Ministry of Health. See omnystudio.com/listener for privacy information.
S3 E27 · Mon, October 14, 2024
Can you get your money back when purchases fall short?
From defective home appliances to misleading product descriptions, it can be frustrating when your purchases fall short on quality. What rights do customers have when seeking compensation, and when is it all a futile exercise? Linus Ng, chairperson of the CASE Consumer Education Committee and partner at Donaldson & Burkinshaw, explains if you can get your money back from errant vendors. See omnystudio.com/listener for privacy information.
S3 E26 · Mon, October 07, 2024
The heavy costs of being a caregiver in Singapore
Whether it is taking care of your parents, grandparents or a relative with needs, caregivers have been deemed the “invisible workforce”. What are some of the hidden financial and non-financial costs that come with the role? In this week’s Money Talks, Nabila Hanim shares with Andrea Heng how she manages being the primary caregiver for her ailing grandmother. See omnystudio.com/listener for privacy information.
S3 E25 · Mon, September 30, 2024
‘Radical ideas’ needed to revitalise the Singapore stock market
Singapore’s stock market has been in the doldrums, struggling to attract and retain listings. For such a competitive economy, why is the stock market so lacklustre? Yang Eu Jin, partner and co-head of RHTLaw Asia’s Corporate & Capital Markets Practice, tells us in this week’s Money Talks. See omnystudio.com/listener for privacy information.
S3 E24 · Mon, September 23, 2024
How I Made It: Love, Bonito’s Rachel Lim on leaving university to build a fashion empire
In the second of a two-part series, Love, Bonito co-founder Rachel Lim tells Andrea Heng how her family’s early financial struggles shaped her financial values and why she would advise budding entrepreneurs not to quit their day jobs. See omnystudio.com/listener for privacy information.
S3 E23 · Mon, September 16, 2024
The big US stock sell-off – what happens now?
After another record sell-off in the US stock market in early September, should investors start looking at Asian markets and sectors outside of AI? Andrea Heng sits down with Garett Lim, head of partners, Asia at SIX Financial Information and they discuss how investors can reassess their investment strategies. See omnystudio.com/listener for privacy information.
S3 E22 · Mon, September 09, 2024
How I Made It: Property mogul Ismail Gafoor on making and spending money
In this special two-part series, we sit down with Singapore’s money makers and ask them about their relationship with money. PropNex CEO Ismail Gafoor shares how his childhood shaped his attitude towards money, the number one financial rule he and his wife live by, and why it took years for him to finally enjoy spending money on himself. See omnystudio.com/listener for privacy information.
S3 E21 · Mon, September 02, 2024
The heavy costs of raising a special needs child
From tests to therapy, parents raising a child with special needs require additional resources and careful financial planning. How can they tap on available support? In this week’s Money Talks, Frederic Maury, parent of a special needs child, shares his experiences and advice on how parents can effectively plan for their children’s future. See omnystudio.com/listener for privacy information.
S3 E20 · Mon, August 26, 2024
What to consider before retiring overseas
Spending your golden years in a country with a slower pace of life or cooler climate may seem enticing, but it also requires careful financial planning. Joie Lim, Financial Services Director and private wealth consultant at Prudential, shares both financial and non-financial factors to consider. See omnystudio.com/listener for privacy information.
S3 E19 · Thu, August 22, 2024
How to talk about money with your Gen Alpha kids
Studies show that Gen Alpha is set to become the generation with the greatest spending power in history. But how can parents help them cultivate the right financial habits? In this week’s Money Talks, financial coach and mother of two Gen Alpha sons, Michelle Howell, shares tips on how to teach your children about the value of money in an age of digital payments. See omnystudio.com/listener for privacy information.
S3 E18 · Tue, August 13, 2024
Riding the global stock market rollercoaster
Global financial markets were in a spin recently when the Japan's main stock index suffered its worst day in 37 years and stocks on Wall Street faced their sharpest decline in nearly two years. Eddy Loh, chief investment officer of Maybank Group Wealth Management, tells Andrea Heng what this means for economies and for investors. See omnystudio.com/listener for privacy information.
S3 E17 · Mon, August 05, 2024
How your credit score makes a difference when applying for loans
Yes, all of us have a credit score and that number gives a snapshot of your financial health. How do you find your score and make sense of it? In this episode of Money Talks, Wong Sok Quan from Credit Bureau Singapore gives a breakdown on how to read your credit score, and how it can affect your loan options and job opportunities. See omnystudio.com/listener for privacy information.
S3 E16 · Mon, July 29, 2024
Legacy planning: Draw up wills and nominations to avoid ugly disputes later
Legacy planning affects everyone, and being open about it can prevent a great deal of pain in the long run. From being transparent about inheritance among family members, to clearing debts, Lionel Wong, associate director of finexis advisory, shares tips on how to conduct your legacy planning smoothly. Editor's Note: This episode of Money Talks has been edited to remove an incorrect reference by our guest to CPF monies when there is no nomination. CPF funds are paid to the Public Trustee's Office for distribution to family members. We apologise for the error. See omnystudio.com/listener for privacy information.
S3 E15 · Mon, July 22, 2024
What’s the difference between an angel investor and a venture capitalist?
There’s never a better time to be an entrepreneur because of the widely available funding today. But who should you pitch to and what do they expect? Co-founder of Fintech Nation and adviser to NUS Alumni Ventures Vanessa Ho, shares more. See omnystudio.com/listener for privacy information.
S3 E14 · Mon, July 15, 2024
Can you ditch the 9-5 and be a business owner?
Turning a business idea into reality takes grit, determination – and money. In this week’s episode of Money Talks, Tipsy Collective co-founder David Gan talks about his entrepreneurial journey – from managing startup costs to cutting losses. See omnystudio.com/listener for privacy information.
S3 E13 · Mon, July 08, 2024
Navigating personal bankruptcy in Singapore
Singapore saw its highest surge of personal bankruptcy applications in 2023. What does it mean to be declared bankrupt? What impact can it have on your career and your future? In this episode of Money Talks, we talk to Claudia Khoo, a lawyer at Shook Lin & Bok, to find out more. See omnystudio.com/listener for privacy information.
S3 E12 · Mon, July 01, 2024
Invest 101: Do dividend stocks always give returns?
Is it always safe to invest in dividend stocks? In this episode of Money Talks, UOB’s Head of Wealth Management Advisory and Strategy, Abel Lim, shares his insights on how to identify the right ones, and the risks and rewards of adding them to your portfolio. See omnystudio.com/listener for privacy information.
S3 E11 · Mon, June 24, 2024
How do you pick the best mortgage loan for your new home?
Buying a home is one of the biggest financial decisions of your life. But how do you make sure that you’re getting the most out of your mortgage? In this episode of Money Talks, CEO of Mortgage Master, David Baey, shares his insights on how to navigate the costs of home ownership. See omnystudio.com/listener for privacy information.
S3 E10 · Mon, June 17, 2024
Are green investments profitable?
Investing in sustainable businesses is on every major fund portfolio. Where do you start when looking at green finance and what are the risks and rewards? In this episode of Money Talks, Professor Lawrence Loh from the NUS Business School is our guest. See omnystudio.com/listener for privacy information.
S3 E9 · Mon, June 10, 2024
What kind of non-medical insurance do you really need?
Is it possible to insure yourself against climate change? Is personal cyber insurance a must, given that we have digital lives? In this week’s episode of Money Talks, Helen Shen, Singlife’s Group Head of Health, tells us what you need to know about supplementary insurance policies. See omnystudio.com/listener for privacy information.
S3 E8 · Mon, June 03, 2024
Managing your finances as a freelancer
Being a freelancer may offer flexibility and freedom, but what about financial security? In this week’s Money Talks, CEO & Chief Investment Officer of MoneyOwl Chuin Ting Weber, shares tips on how freelancers can manage their money better for a financially secure future. See omnystudio.com/listener for privacy information.
S3 E7 · Mon, May 27, 2024
How can risk-averse investors overcome their fears?
Fixed deposits and government bonds are top choices for Singapore investors. But there are many other opportunities to grow wealth outside these tried and tested vehicles. But to do this, investor education is critical says Jo-Ann Chia, Asia Fixed Income Senior Portfolio Manager at Nikko Asset Management. See omnystudio.com/listener for privacy information.
S3 E6 · Mon, May 20, 2024
Preparing your finances for a career change
Making a career pivot may seem scary, regardless of your age or station in life. How should you plan and manage your finances before making the leap into a new career? In this week’s episode of Money Talks, Peter Tan from Unicorn Financial Solutions shares some tips on how to navigate the change without disrupting your finances. See omnystudio.com/listener for privacy information.
S3 E5 · Mon, May 13, 2024
Invest 101: What you need to know about Asian markets
Across Asia, stock markets have seen diverse performances. From frontier markets that offer opportunities, to emerging ones that continue to entice investors and developed markets with steady growth, what should we know before dipping our toes in? Alex Wolf, Managing Director and Head of Investment Strategy for Asia at J.P. Morgan Private Bank gives us the lay of the land. See omnystudio.com/listener for privacy information.
S3 E4 · Mon, May 06, 2024
What is financial abuse and what are the signs?
Financial abuse of vulnerable adults has been on the rise in Singapore. What are the red flags and what kind of legal and non-legal action can be taken to mitigate the impact? In this episode of Money Talks, Chong Yue-En, a lawyer and the Managing Director of Bethel Chambers LLC, gives us a breakdown of this complex issue. See omnystudio.com/listener for privacy information.
S3 E3 · Mon, April 29, 2024
How companies can maximise government grants and subsidies
Just as there are generous grants for workers to learn new skills, businesses too have a range of resources to tap on. Lee Hsin Chong, managing director of BNL, explains how he uses subsidies and grants to help his company and the staff improve. This episode was done in collaboration with the Ministry of Finance, in support of Budget 2024. See omnystudio.com/listener for privacy information.
S3 E2 · Mon, April 22, 2024
How to make the best use of your SkillsFuture Credit
The government recently announced a S$4000 SkillsFuture Credit top-up for Singaporeans aged 40 and above. While this is good news for those keen on upskilling themselves, others may not know where to start. Peggy Lim, director of the Public Engagement Division at SkillsFuture Singapore, guides the way on this week’s Money Talks. This episode was done in collaboration with the Ministry of Finance, in support of Budget 2024. See omnystudio.com/listener for privacy information.
S3 E1 · Mon, April 15, 2024
What to know about renting in Singapore
The housing rental market in Singapore has gone through significant changes over the past few years. How should potential renters prepare themselves before taking the plunge? What red flags should they look out for in their contracts? In this episode of Money Talks, Dr Lee Nai Jia, Head of Real Estate Intelligence, Data and Software Solutions with PropertyGuru Group gives his take. See omnystudio.com/listener for privacy information.
S2 E45 · Mon, March 25, 2024
Invest 101: What you need to know about investing in private markets
Access to private markets may be expanding, but they remain opaque to the regular investor. In this episode of the Money Talks podcast, co-founder and CEO of investment platform StashAway, Michele Ferrario, takes us through the differences between public and private markets, and how access to private markets still has its limits. See omnystudio.com/listener for privacy information.
S2 E44 · Mon, March 18, 2024
Why investors need to know how to read financial statements
One tool that every shareholder or investor should have in their arsenal is the ability to read and assess a company’s financial statements. But not everyone is equipped to cut through the jargon. David Gerald, founder, president and CEO of Securities Investors Association (Singapore) shows Andrea Heng what to look out for. See omnystudio.com/listener for privacy information.
S2 E43 · Mon, March 11, 2024
Should investors still put their money in the Chinese market?
Following its peak in 2021, China has seen an epic US$7 trillion stock crash. Are we seeing a bottom nearing? What benefits can be reaped from buying cheaper Chinese stocks? Andrea Heng speaks to John Lin, Chief Investment Officer of China Equities at AllianceBernstein. See omnystudio.com/listener for privacy information.
S2 E42 · Mon, March 04, 2024
Time to put money into the 'Magnificent 7' tech stocks?
You might have heard of the 'Magnificent 7' - Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia and Tesla. But how did they become the darlings of the tech stock market and why are they so attractive to investors? Jonathan Woo, senior equity research analyst with PhillipCapital gives us the lowdown. See omnystudio.com/listener for privacy information.
S2 E41 · Mon, February 26, 2024
CPF Special Account closure: How it will affect you
The latest changes to the CPF scheme announced in Budget 2024 raised concerns about the potential impact on retirement planning – specifically, the closure of the CPF Special Account. How will these changes affect your nest egg? We speak to Alvin Chow, CEO of financial education platform Dr Wealth. See omnystudio.com/listener for privacy information.
S2 E40 · Mon, February 19, 2024
How to financially survive a retrenchment
The shock of losing a job without any warning is usually followed by anxiety over the loss of regular income. What are your options if you are retrenched and how do you stretch your savings while waiting for the next job? Sim Yong Han, senior financial consultant of Trust Advisors Group at SG Alliance, provides some practical tips. See omnystudio.com/listener for privacy information.
S2 E39 · Mon, February 12, 2024
Choosing the best bank for you
Picking the right bank isn’t as straightforward these days. Beyond finding a reputable name to park your savings in, banks are also aggressively wooing customers with investment products, higher interest rates and customised financial planning. Prashant Aggarwal, CEO of the MoneyHero Group, guides Andrea Heng on how to choose the right bank for your needs. See omnystudio.com/listener for privacy information.
S2 E38 · Mon, February 05, 2024
Invest 101: Are safe haven assets really safe?
Gold and other precious metals, certain currencies and some defensive stocks are often considered safe haven assets. But are they really zero risk? Vasu Menon, managing director of investment strategy at OCBC, explains why these assets are a popular choice during an economic downturn. See omnystudio.com/listener for privacy information.
S2 E37 · Mon, January 29, 2024
Invest 101: Your essential guide to ETFs
The US securities regulator recently approved the first US-listed exchange traded funds (ETFs) to track bitcoin, putting ETFs in the spotlight with first-time investors. What are ETFs and what do you need to know before investing in these funds? Andrea Heng finds out more from Yeap Jun Rong, market analyst at IG. See omnystudio.com/listener for privacy information.
S2 E36 · Thu, January 25, 2024
Invest 101: The ABCs of REITs
2023 was a challenging year for real estate investment trusts or REITs with rising interest rates. But how exactly do they work, and should every investor include REITs in their portfolio? Executive chairman of GCP Global Gabriel Yap gives Andrea Heng a crash course on this episode. See omnystudio.com/listener for privacy information.
S2 E35 · Mon, January 15, 2024
Getting rid of toxic financial habits
Some people develop bad spending habits due to stress, while others learn them in childhood. How do we recognise these behaviours and more importantly, how do we get rid of them? Benny Ong of investment advisory community I Quadrant shares his experience. See omnystudio.com/listener for privacy information.
S2 E34 · Mon, January 08, 2024
How do fluctuating interest rates affect our personal finances?
The US Federal Reserve hiked interest rates four times in 2023 and at least three cuts are expected this year. How do fluctuating interest rates affect our expenses and investments? Eddy Loh, Chief Investment Officer of Maybank Group Wealth Management gives an overview of 2024. See omnystudio.com/listener for privacy information.
S2 E33 · Mon, December 18, 2023
Best of: How to shop smarter to manage higher grocery bills
In the last instalment of our top three episodes from our archives, Dawn Cher, author of personal finance blog SGBudgetBabe shares her top tips on how to combat rising food prices. See omnystudio.com/listener for privacy information.
S2 E32 · Mon, December 11, 2023
Best of: Own or lease a car in Singapore?
In the second of three top episodes from our archives this year, Julian Kho, general manager of Sgcarmart weighs the pros and cons of having a car in Singapore. With car prices at an all-time high, thanks to record-breaking Certificate of Entitlement (COE) fees, would it make more financial sense to lease a car instead of owning one? See omnystudio.com/listener for privacy information.
S2 E31 · Mon, December 04, 2023
Best of: Should I get a BTO or a resale flat?
In the first of top three episodes from our archives this year, Andrea Heng asks property agent Jooann Tay what prospective homebuyers should do. Get a new Build-To-Order (BTO) flat that can take more than four years to build? Or buy a resale flat that might cost significantly more? See omnystudio.com/listener for privacy information.
S2 E30 · Mon, November 27, 2023
Am I Adulting Right: How to travel on a budget
Need a break but don’t want to splurge too much on an overseas holiday? You can travel affordably if you are willing to take these extra steps, says finance blogger Eugene Chai. He shares with host Elizabeth Neo his best hacks on how to score cheaper air tickets, accommodation and sightseeing deals. Am I Adulting Right is a limited series on the Money Talks podcast. See omnystudio.com/listener for privacy information.
S2 E29 · Mon, November 20, 2023
How to invest your first S$100,000
Dexter Tiah was only two years into his first job when he accumulated enough to start his first S$100,000 investment portfolio. The investor and author of the personal finance book Laughs, Losses and Lessons, shares with Andrea Heng how he achieved this. See omnystudio.com/listener for privacy information.
S2 E28 · Mon, November 13, 2023
How much should you be spending on your health and wellness?
Yoga, pilates, massages and facials – these are some of the offerings in a growing health and wellness industry in Singapore, all in the pursuit of staying healthy. But how much is too much for this portion of our expenditure? And what are the must-haves in your wellness budget? Kenneth Lou and Dr Ryan Ware from Mito Health break down their spending in this episode. See omnystudio.com/listener for privacy information.
S2 E27 · Mon, November 06, 2023
Ways to reduce your personal income tax
Tax season isn’t in a few months but with year-end bonuses coming, it’s time to plan how to maximise tax reliefs and deductions. What are the easiest and best-known ways to reduce personal income tax? Josh Tan, financial adviser and host of YouTube channel The Astute Parent, guides Andrea Heng on this episode. See omnystudio.com/listener for privacy information.
S2 E26 · Mon, October 30, 2023
Stretching and saving income for singles
If you are single, it could mean you have more time for self-discovery and self-care. But chances are, you are also paying all the bills, with no one to share the financial load with. Andrea Heng gets tips and advice from siblings Sara and Aaron Wee, otherwise known as the Weeblings, on creative ways to budget, save and invest better when you’re flying solo. See omnystudio.com/listener for privacy information.
S2 E25 · Mon, October 23, 2023
Can you afford to take a career break?
It can be very tempting for some of us to quit work so we can rest, study or just spend more time with the family. What financial calculations do you need to make so you don't end up struggling? Andrea Heng speaks to Andy Soh, who does sales for SMEG Singapore and took a career break for two years. See omnystudio.com/listener for privacy information.
S2 E24 · Mon, October 16, 2023
Breaking down the cost of getting a divorce
While getting a divorce is not something many people plan for when they walk down the aisle, navigating the financial costs when it’s time to split can be difficult. What financial decisions should a couple agree on when they’ve reached the end of their marriage journey? Ivan Cheong, a family law specialist and equity partner with Withers Worldwide, gives his advice on this episode. See omnystudio.com/listener for privacy information.
S2 E23 · Tue, October 10, 2023
Moving abroad for work: Counting the cost with The Woke Salaryman
Thinking or planning to take up a job overseas? Before jumping into that jet-setter life that awaits you, what expenses should you set aside your money for? He Ruiming and Goh Wei Choon of The Woke Salaryman give host Andrea Heng a clear-eyed breakdown of what you need to consider. See omnystudio.com/listener for privacy information.
S2 E22 · Mon, October 02, 2023
Am I Adulting Right: What are some red flags when navigating finances as a couple?
Money can be a delicate topic for some couples. But such conversations are important when planning for a future together. What are some red flags you should look out for in your relationship? Hans and Shu Goh, husband-and-wife team behind Homesmart Singapore, share with host Elizabeth Neo about their financial journey. “Am I Adulting Right?” is a limited series on the Money Talks podcast. See omnystudio.com/listener for privacy information.
S2 E21 · Mon, September 25, 2023
Am I Adulting Right: Forget the 5Cs, millennials and Gen Zs set different financial goals
The 5Cs – cash, car, credit card, condominium and country club - have been touted as the classic Singaporean Dream. But for Singapore’s millennials and Gen Zs what are the new metrics of success and are their financial goals any different? Host Elizabeth Neo gets the answers from Bryan Choo, CEO of TheSmartLocal Media Group. “Am I Adulting Right?” is a limited series on the Money Talks podcast. See omnystudio.com/listener for privacy information.
S2 E20 · Mon, September 18, 2023
How much should you set aside for IVF?
If a couple has to turn to assisted reproductive methods such as in-vitro fertilisation (IVF), cost becomes a major factor. Tim Kwan, managing director of fertility clinic Virtus Health Singapore, explains the numbers on Money Talks. See omnystudio.com/listener for privacy information.
S2 E19 · Mon, September 11, 2023
Is owning a second property in Singapore worth the cost?
Owning a second private property is an aspiration for many – as retirement income and investment. But with the new additional buyers’ stamp duty announced earlier this year, is two always better than one? What are some considerations before taking the plunge? Hear more from Clive Chng, associate director at Redbrick Mortgage Advisory, on the Money Talks podcast. See omnystudio.com/listener for privacy information.
S2 E17 · Mon, September 04, 2023
What stocks should I buy during a recession?
The big “R” word: Recession. It’s been uttered so many times this year, striking fear in the most seasoned economist. With many signs pointing to a looming recession, is it time to add some resilience to your portfolio? Are there “recession proof” stocks that are worth investing in? On Money Talks, Alvin Chow, CEO and founder of Dr Wealth, charts a path through these uncertain times. See omnystudio.com/listener for privacy information.
S2 E16 · Mon, August 28, 2023
Are T-bills and Singapore Savings Bonds worth investing in anymore?
Singapore’s Treasury Bills (T-bills) and Savings Bonds (SSBs) created a buzz with retail investors when yields hit record highs in end 2022. But since then, the returns have fallen, prompting many to ask if these government securities are still worth investing. On this episode of Money Talks, CEO and founder of Beansprout, Gerald Wong explains why yields have dropped despite the US Federal Reserve rate hikes. See omnystudio.com/listener for privacy information.
S2 E15 · Mon, August 21, 2023
Making the switch on your electricity provider
Ever since the Open Electricity Market (OEM) launched in end 2018, residents in Singapore could choose their preferred OEM retailers and select a price plan that best serves their household needs. But with the sudden exit of several players, is it still best to switch to an electricity retailer or stay with the incumbent provider SP Group? Joel Koh, content manager at Seedly, breaks it down for Andrea Heng on the Money Talks podcast. See omnystudio.com/listener for privacy information.
S2 E15 · Sun, August 13, 2023
Maximising your CPF: Tips for your 40s
Growing kids, establishing your career and ageing parents. Juggling your forties with an eye on retirement is no easy walk in the park. How do you use your CPF to plan for a tidy nest egg? Christopher Tan, CEO of Providend, shares his insights and experience on Money Talks. See omnystudio.com/listener for privacy information.
S2 E14 · Mon, August 07, 2023
Maximising your CPF: Strategies for your 20s and 30s
Investing your CPF money when you are in your 20s or 30s - that’s something not many of us think about when we’re younger. But can young people afford to be more aggressive with their CPF investment strategy? Lawrence Tan from the Institute for Financial Literacy gives us his top hacks on Money Talks. See omnystudio.com/listener for privacy information.
S2 E13 · Mon, July 31, 2023
Should you terminate your investment-linked insurance policy (ILP)?
With a wide range of insurance policies and investment opportunities available in today’s market, should you be looking to buy or even keep your existing investment-linked insurance policy (ILP)? Colin Lai, client advisory lead at MoneyOwl weighs the returns and risks, and tells Andrea Heng what to look out for if you decide to terminate your policy. See omnystudio.com/listener for privacy information.
S2 E12 · Mon, July 03, 2023
Am I Adulting Right: Can I get rich being a content creator?
Fast cars, glamorous homes, luxurious holidays - some content creators appear to lead a lavish lifestyle that others can only dream of. How much can you really make as a content creator and how do you stand out? Host Elizabeth Neo gets some answers from husband-and-wife duo Jianhao Tan, CEO of Titan Digital Media and Singapore’s top YouTuber, and Debbie Soon, entrepreneur and influencer. “Am I Adulting Right?” is a limited series on the Money Talks podcast. See omnystudio.com/listener for privacy information.
S2 E11 · Mon, June 26, 2023
Am I Adulting Right: How much is too much to spend on your pet?
Exotic treats, luxury fashion collars, birthday parties, trust funds … Some pet owners go to great lengths to provide the best for their furkids. But is there such a thing as spending too much on your pet? What are the necessities and what can you save on? Elizabeth Neo returns with her limited series Am I Adulting Right and gets answers from Daniel Boey, fashion director and dog owner. See omnystudio.com/listener for privacy information.
S2 E10 · Mon, June 19, 2023
Is there a right credit card for you?
The range of credit cards available to Singapore spenders can be mind-boggling. From cash back, air miles, lady’s card to dining rewards, there’s a card that caters to every need. How do you select the right credit card, and is it practical to not own one at all? Abel Lee, general manager of MoneySmart Group speaks to Andrea Heng. See omnystudio.com/listener for privacy information.
S2 E9 · Mon, June 12, 2023
Is a strong Singdollar always good news?
The Singdollar soared to a record high of S$1 to RM3.44 on Jun 8 – making shopping and eating trips across the Causeway very attractive. But is a strong Singdollar always better for the average consumer? What about investing? Enya Rodrigues, research analyst at ValueChampion, breaks it down. See omnystudio.com/listener for privacy information.
S2 E8 · Mon, June 05, 2023
Going solo: Can you DIY your way to financial success?
Gone are the days where the only way to trade stocks is through a physical broker. With a plethora of financial tools and readily available information, more people are choosing to manage investment portfolios on their own. But is this for everyone? Tim Phillips, Head of Content & Investment Lead at ProsperUs, CGS-CIMB Securities, explains what it takes to go solo. See omnystudio.com/listener for privacy information.
S2 E7 · Mon, May 29, 2023
Does a financial planner really help you grow your money?
Finding a good financial planner who understands your needs and goals can be a challenge – and breaking up with one may be even tougher. Luke Yap, financial planner with Great Eastern, talks about penalties and potential risks, and how your relationship with a financial planner boils down to trust and communication. See omnystudio.com/listener for privacy information.
S2 E6 · Mon, May 22, 2023
Alternative Investments: When wine is not just for drinking but for investing
How do you tell if that delectable Bordeaux wine with a dark fruity note is more than just a conversation piece and could make you some real cash? Andrea Heng gets Nico Monroy, Southeast Asia director at Cult Wines, to pop the cork on what makes a fine wine investment worthy. See omnystudio.com/listener for privacy information.
S2 E5 · Sun, May 14, 2023
Alternative Investments: Can luxury watches make you wealthy?
A childhood interest introduced by their father turned into a business when Jarod and Joses Ng saw how profitable flipping luxury watches can be. But does buying a brand name watch always guarantee a return? The directors of Watch Capital tell Andrea Heng the highs and lows of investing in luxury watches. See omnystudio.com/listener for privacy information.
S2 E4 · Mon, May 08, 2023
This or That: Packages or per-pay-visit for beauty and wellness services?
Visit any beauty, fitness or wellness service and it’s likely that a package deal will be offered to you. While a package may be more cost-effective on a per-session basis, is it always a better deal than paying for a single session? Seow Kai Lun, managing editor at The Simple Sum, breaks it down for Andrea Heng on the limited series This or That. See omnystudio.com/listener for privacy information.
S2 E3 · Mon, May 01, 2023
This or That: Stock picking or index fund?
In today’s volatile stock market coupled with an uncertain economic outlook, should investors be looking at picking specific stocks or buying index funds? Adam Wong, editor-in-chief at personal finance and investment website The Fifth Person, weighs the options for Andrea Heng on the limited series This or That. See omnystudio.com/listener for privacy information.
S2 E2 · Mon, April 24, 2023
This or That: BTO or resale flat?
A new Build-To-Order (BTO) flat can take more than four years to build. A resale flat in the same vicinity will likely cost you significantly more. So what should a prospective home buyer to do? Andrea Heng gets property agent Jooann Tay to weigh the options on the limited series This or That. See omnystudio.com/listener for privacy information.
S2 E1 · Mon, April 17, 2023
This or That: Own or lease a car in Singapore?
Season 2 of Money Talks kicks off with a limited series called “This or That”, where guests weigh the pros and cons of each option. With car prices at an all-time high, thanks to record-breaking Certificate of Entitlement (COE) fees, would it make more financial sense to lease a car instead of owning one? Andrea Heng puts the question to Julian Kho, general manager of Sgcarmart. See omnystudio.com/listener for privacy information.
S1 E33 · Mon, March 27, 2023
Am I Adulting Right – Should I break the bank on my once-in-a-lifetime wedding?
From a bride who insisted on renting a S$15,000 wedding dress, to grooms screaming at vendors on their wedding day, wedding planner Hellen Lie from Rosette Designs and Co has seen it all. She gives guest host Elizabeth Neo tips on saving costs and tells us what wedding couples really shouldn’t scrimp on. Am I Adulting Right is a limited series. See omnystudio.com/listener for privacy information.
S1 E32 · Mon, March 20, 2023
Am I Adulting Right – How should I manage my first paycheck?
Getting that first paycheck as a young adult can be exciting – and daunting. How do you balance spending and living for today, while also saving and investing for your future needs? Guest host Elizabeth Neo gets answers from Gregory Van, CEO of Endowus and 29-year-old Rita Goh. Am I Adulting Right is a limited series. See omnystudio.com/listener for privacy information.
S1 E31 · Mon, March 13, 2023
Is it time to ditch cash for multi-currency apps when travelling?
Gone are the days when you need to use up your leftover foreign currency at the airport or carry wads of cash during an overseas trip. Dinesh Dayani, co-founder of Dollars and Sense, analyses the pros and cons of multi-currency apps. See omnystudio.com/listener for privacy information.
S1 E30 · Mon, March 06, 2023
Are NFTs worth anything beyond speculation and hype?
The first tweet created. A picture of a bored ape. An animated kitten. Virtually anything digital can be converted and sold as an NFT or non-fungible token. But is there value to owning a digital certificate of an item that can be easily duplicated? Saniya Ramchandani, Blockchain Insights Lead for Momentum Works, breaks it down. See omnystudio.com/listener for privacy information.
S1 E29 · Mon, February 27, 2023
Why the ultra-rich set up family offices in Singapore
Singapore has become a magnet for ultra-high-net-worth individuals, thanks to its image as a safe and modern financial hub. Adding to the wealth mix are family offices, which oversee all aspects of a family’s wealth, often to the tune of S$100M or more. Bryan Henning, Senior Vice President of Eton Solutions, shares a glimpse into this rarefied world. See omnystudio.com/listener for privacy information.
S1 E28 · Mon, February 20, 2023
Are rental properties still a worthwhile investment asset in 2023?
With property prices and home loan rates at all-time highs, is it still worth owning a property for rental income in Singapore? Ryan Ong, partner at real estate consultancy Stacked Homes, gives advice on choosing an investment property, including why being close to an MRT station doesn’t always guarantee the best rental yield. See omnystudio.com/listener for privacy information.
S1 E27 · Mon, February 13, 2023
Why the ABCs of financial literacy for children is critical
How an adult manages his finances has a lot to do with the money lessons he learnt as a child. This week, Ruperto Ancajas, portfolio specialist at Foord Asset Management, gives his top tips on how to teach children to save, spend and yes – even invest. See omnystudio.com/listener for privacy information.
S1 E26 · Mon, February 06, 2023
How to shop smarter to manage higher grocery bills
Are the rising prices of eggs, meats and fruits putting a strain on your wallet? Food prices in Singapore rose 7.5% year-on-year in December 2022, the fastest increase since 2008. What can you do to combat high food prices? Dawn Cher, author of personal finance blog SGBudgetBabe, shares her top tips. See omnystudio.com/listener for privacy information.
S1 E25 · Mon, January 30, 2023
As China reopens for business, is it time to invest in China stocks?
With China rapidly reopening its economy after three years of strict COVID-19 controls, investors are hopeful that this will be a bright spot for 2023. John Lin, Chief Investment Officer of China Equities at Alliance Bernstein, outlines the risks, opportunities and policies to watch out for. See omnystudio.com/listener for privacy information.
S1 E24 · Mon, January 23, 2023
Using robo-advisers? Do not be trigger happy
With low service fees and easy to use apps, robo-advisers have gained popularity in recent years especially with younger investors. But the ease of use could become an issue if you are prone to over-checking and panic selling. Ferris Wee, Master Trainer at the Institute for Financial Literacy, shares tips on optimising usage on a digital investing platform. See omnystudio.com/listener for privacy information.
S1 E23 · Mon, January 16, 2023
Why women don’t invest as much as men do
There’s nothing to suggest that women aren’t good at investing, but data shows that they are not as involved in growing their personal wealth as men are. Oi-Yee Choo, CEO of private market investment platform ADDX, shares her views on how women can take better control of their own finances. See omnystudio.com/listener for privacy information.
S1 E22 · Mon, January 09, 2023
2023 outlook: More pain ahead, but bargain hunters rejoice
2022 was volatile and with market recovery only expected towards the end of 2023, are there still investment opportunities to be had? Christopher Ng, trainer at financial education company Dr Wealth, discusses investment strategies and money lessons for the year ahead. See omnystudio.com/listener for privacy information.
S1 E21 · Mon, November 28, 2022
GST hike: How to manage your money better
The Goods and Services Tax (GST) is set to rise from 7 per cent to 8 per cent in January 2023. Household budgets are expected to tighten and spending habits will need to be adjusted. Sumit Agarwal, Professor of finance, economics and real estate at NUS Business School, explains why the GST hike is unavoidable, and what you can do to manage it. See omnystudio.com/listener for privacy information.
S1 E20 · Tue, November 22, 2022
A financial storm is gathering pace: How can you be prepared?
According to the latest OCBC Financial Wellness Index, Singaporeans were worst off in 2022 than 2021 and more have picked up bad habits, like rolling over credit card debt and spending beyond their means. Vasu Menon, executive director of investment strategy at OCBC Bank, shares tips on how you can achieve better financial wellness. See omnystudio.com/listener for privacy information.
S1 E19 · Mon, November 14, 2022
What’s mine is yours … or not? Managing money as a couple | EP 19
Should couples have joint or separate bank accounts? Tan Siew Lee, Head of Wealth Management Singapore at OCBC Bank, says while it’s important to agree on common financial expenditure and align expectations, couples should also have financial independence. She offers advice on this episode of Money Talks. See omnystudio.com/listener for privacy information.
S1 E18 · Mon, November 07, 2022
Are you paying for things you don’t use or need? | EP 18
The answer to this question can only be found if you have a personal budget and take it seriously. Podcaster and finance blogger Junus Eu breaks down how budgeting helps you understand your relationship with money and achieve your financial goals. See omnystudio.com/listener for privacy information.
S1 E17 · Mon, October 31, 2022
Legacy planning is not just for the rich | EP 17
Thinking of what happens when you die and making active plans to manage your assets may seem morbid, but legacy planning is important for everyone with dependents. John Yeo, Lead for Client Advisory, MoneyOwl discusses the need for wills and other aspects of legacy planning. See omnystudio.com/listener for privacy information.
S1 E16 · Mon, October 24, 2022
Is starting an online business as simple as taking good pictures? | EP 16
Phoe Chuan An and Tan Sher Yun started their online business out of a bedroom when they were still undergraduates. Today, Style Degree is known for selling home organisational goods and boasts a healthy social media following. But is starting an online business as easy as it looks? See omnystudio.com/listener for privacy information.
S1 E15 · Mon, October 17, 2022
How to deal with rising home loan interest rates | EP 15
In a climate of rising home loan rates, it’s tempting to go for the lowest or cheapest package. What else should you be looking out for before signing or refinancing your mortgage loan? Paul Wee, Vice President of PropertyGuru Finance at PropertyGuru Group shares his insights. See omnystudio.com/listener for privacy information.
S1 E14 · Mon, October 10, 2022
When does debt become bad for you? | EP 14
In Singapore, it’s common to take on some form of debt – be it education or mortgage loans, credit card bills or instalment payments. So when does debt become bad? There are some red flags, explains Tan Huey Min, General Manager of Credit Counselling Singapore on this episode of the Money Talks podcast. See omnystudio.com/listener for privacy information.
S1 E13 · Mon, October 03, 2022
Should you sign up with a digital bank that has no physical branches? | EP 13
A two-hour wait at a physical bank branch was enough to put off Ho Hean Chan from future visits. With the emergence of digital retail banks in Singapore promising seamless interactions, the Banking and Capital Markets Assurance Leader at PwC Singapore says the battle between digital and traditional retail banks will come down to who offers a better customer experience. See omnystudio.com/listener for privacy information.
S1 E12 · Mon, September 26, 2022
How a stressed-out sandwiched generation can manage its money better | EP 12
With elderly parents and two young children to care for, Mabel Tan knows all too well the strain of having to juggle her finances and save for retirement. The financial services director at Great Eastern talks about how to prioritise and why open communication is key. See omnystudio.com/listener for privacy information.
S1 E11 · Mon, September 19, 2022
Why investing is like learning to ride a bicycle | EP 11
Just getting started on your investment journey? Start with less risky Exchange-Traded Funds (ETFs) before taking the plunge in the stock market, says co-founder of the Smart Investor David Kuo. He talks ETFs, robo-advisors and explains why you should trust but verify all information before investing. See omnystudio.com/listener for privacy information.
S1 E10 · Mon, September 12, 2022
Post-COVID travel: Tips, tricks and how to snag deals | EP 10
With borders reopened, post-pandemic travel has been marred by skyrocketing airfares, flight cancellations and lost luggage. Aaron Wong, Founder of travel website MileLion, shares travel tips and hacks to scoring good deals and why travel insurance is non-negotiable. See omnystudio.com/listener for privacy information.
S1 E9 · Mon, September 05, 2022
Investing in Singapore stocks: A haven in uncertain times? | EP 9
A strong Singapore currency, good stock dividends and low-risk government-backed bonds are just some of the reasons that make Singapore securities an attractive investment. Alfred Chia, CEO of SingCapital, explains why Singapore securities should be part of any investor’s portfolio. See omnystudio.com/listener for privacy information.
S1 E8 · Mon, August 29, 2022
What does it take to retire early in Singapore? | EP 8
What investments do you need to make in order to retire in your 50s in Singapore? Sarah Al-Khaldi sits down with veteran finance journalist Goh Eng Yeow who stopped work full-time when he was 56. He talks about his journey and how he did it. See omnystudio.com/listener for privacy information.
S1 E7 · Mon, August 22, 2022
Why medical insurance is the most important type of insurance you need | EP 7
Most of us in Singapore are already covered by MediShield Life in case of health emergencies. So do we really need additional medical insurance? It is the first thing you need to buy, says Christopher Tan, CEO of Providend. See omnystudio.com/listener for privacy information.
S1 E6 · Tue, August 16, 2022
Many of us pay too much: Insurance basics you need to know | EP 6
Everyone has insurance - often on the advice of well-meaning friends or insurance agents. But are we paying too much for too little coverage? What's the difference between whole life and term and should you start paying insurance for your children? Christopher Tan, CEO of Providend gives a clear run-down of dos and don'ts. See omnystudio.com/listener for privacy information.
S1 E5 · Mon, August 08, 2022
Is having and raising children too expensive in Singapore? | EP 5
By some estimates – and depending on who you ask – the cost of raising a child in Singapore can be as high as half a million Singapore dollars for one child. How do we balance needs and wants and can we ever be financially ready? Sarah Al-Khaldi gets some answers from Sam Lai, founder of LifeWork Coaching and a mother of four. See omnystudio.com/listener for privacy information.
S1 E4 · Mon, August 01, 2022
Love it or loathe it: How to make the CPF work for you | EP 4
Singapore residents working here contribute to the Central Provident Fund (CPF). Some think it keeps their hard-earned money locked up but it can also be a tool for investment and a big plank for retirement. Editor-in-chief of The Fifth Person Adam Wong takes Sarah Al-Khaldi through the nuts and bolts of the CPF. See omnystudio.com/listener for privacy information.
S1 E3 · Mon, July 25, 2022
BTO or No: Busting your budget on that first home | EP 3
Propnex CEO Ismail Gafoor gives his views on why he thinks resale is better than BTO flats, why saving for a dream home is not a good idea and what all his wealth has taught him about money and happiness. See omnystudio.com/listener for privacy information.
S1 E2 · Mon, July 18, 2022
He plans to retire at 35 with US$1 million in his portfolio | EP 2
Financial analyst Christopher Chong who runs the Honey Money SG YouTube channel is 31 years old and on FIRE (Financial Independence Retire Early). Sarah Al-Khaldi finds out how much he saves, why he maxes out his CPF contributions and why all of it is a daily sacrifice. Reach us at: cnapodcasts@mediacorp.com.sg See omnystudio.com/listener for privacy information.
S1 E1 · Tue, July 12, 2022
Even if you have only S$100 extra, put it to work | EP 1
Co-founder of The Smart Investor David Kuo opens our brand-new personal finance podcast, and he drops a few golden rules about how to kick off your journey towards financial freedom, what to do with your salary or bonus (hint: not a fancy holiday), why a bear market is good news and what he discovered after years of investing. See omnystudio.com/listener for privacy information.
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