Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself. Disclosures Joule Financial, LLC is registered as an investment adviser with the Securities Exchange Commission (SEC). The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Joule’s current written disclosure brochure filed with the SEC which discusses among other things, Joule’s bu...
Mon, March 31, 2025
Quint and Logan talk about buying years of service for retirement.
Fri, March 28, 2025
Quint and Allie talk about the best type of retirement plan to utilize.
Wed, March 26, 2025
Quint and Logan talk about buying real estate and what that can mean for your financial picture.
Mon, March 24, 2025
Allie and Quint break down married filing separately on your taxes and when it can be a good idea.
Fri, March 21, 2025
Quint and Logan talk about how tariffs influence prices and markets.
Wed, March 19, 2025
Allie and Quint talk about where a 457(b) or any retirement plan should fall in your financial planning hierarchy.
Mon, March 17, 2025
Quint and Logan talk about rebalancing your portfolio and when to make changes to your kids’ accounts.
Fri, March 14, 2025
Allie and Quint talk about paying yourself first and what it means to save before you spend.
Wed, March 12, 2025
Logan and Allie break down Real Estate Investment Trusts (REITs).
Mon, March 10, 2025
Logan and Allie talk about shopping for credit card deals and whether you should even have a credit card.
Fri, March 07, 2025
Allie and Quint talk about what is good debt and what is bad debt.
Wed, March 05, 2025
Quint and Logan talk about operating your family finances like a business and the importance of being on the same page with your spouse.
Mon, March 03, 2025
Quint and Logan explain the major spending/debt issues they are seeing on a daily basis and encourage people to change their habits.
Fri, February 28, 2025
Quint and Allie talk about when you may have to use your emergency fund.
Wed, February 26, 2025
Allie and Quint discuss whether it is better to have a pension plan or a retirement investing plan.
Mon, February 24, 2025
Quint and Logan talk about the HSA and a way for your children to begin contributing to an HSA while on your health care plan.
Fri, February 21, 2025
Quint and Allie talk about how to utilize a donor advised fund as a tax strategy.
Wed, February 19, 2025
Quint and Logan talk about what to do if you have a debt go into collections.
Mon, February 17, 2025
Quint and Logan discuss the different investing platforms and how to get started on them.
Fri, February 14, 2025
Quint and Allie discuss paying for college versus setting yourself up for the future.
Wed, February 12, 2025
Quint and Logan talk about valuing different asset classes and adding those to your portfolio.
Mon, February 10, 2025
Allie and Quint talk about when you might need professional help during tax season.
Fri, February 07, 2025
Quint and Logan think through the best ways to create passive income.
Wed, February 05, 2025
Quint and Allie talk through whether to utilize an employer plan (like a 403(b)) or an Individual Retirement Account (IRA).
Mon, February 03, 2025
Quint and Logan talk about the overall market and whether or not it is overvalued.
Fri, January 31, 2025
Logan is joined by a special guest, Vinson Bunting, to talk through the key terms and tips you should know before you get a mortgage.
Wed, January 29, 2025
Daniel and Allie talk about earning an allowance: how much, how often, and cash or something else?
Mon, January 27, 2025
Logan and Allie talk through what to save for first.
Fri, January 24, 2025
Logan and Allie talk through balancing saving and spending when you have already built a decent nest egg.
Wed, January 22, 2025
Allie and Logan talk about strategies in early retirement.
Mon, January 20, 2025
Allie and Logan talk about when to take Social Security and how to plan for that in advance.
Fri, January 17, 2025
Logan and Allie talk about the various different accounts you can use to build wealth.
Wed, January 15, 2025
Quint and Logan talk through the ways to build wealth after you have completed the basic DIY Money steps.
Mon, January 13, 2025
Quint and Allie talk about paying off debt and the best way to attack your outstanding loans.
Fri, January 10, 2025
Quint and Logan talk about where to apply your extra margin starting with fast cash and an emergency fund.
Wed, January 08, 2025
Quint and Logan talk about building margin and the ways to grow your income minus outgo.
Mon, January 06, 2025
Quint and Logan talk about one of the most important words in the DIY steps “No”.
Fri, January 03, 2025
Quint and Allie break down how to create a budget.
Wed, January 01, 2025
We are bringing it back to the basics for the new year. Quint and Allie talk through the first DIY Money step of tracking your expenses.
Mon, December 30, 2024
Quint and Allie wrap up 2024.
Fri, December 27, 2024
Allie and Logan talk through what sales tax is and what it is used for.
Wed, December 25, 2024
Daniel and Allie talk about having real estate in an IRA.
Mon, December 23, 2024
Logan and Allie talk through how to set up children for financial success.
Fri, December 20, 2024
Quint and Logan give financial and motivational book recommendations.
Wed, December 18, 2024
Quint and Allie talk about robo or digital advisors. They discuss the good and the bad of utilizing one of these advisors.
Mon, December 16, 2024
Quint and Logan talk about why they analyze individual stocks but typically suggest indexed investments.
Fri, December 13, 2024
Quint and Logan talk about how they manage money through the holiday season and how to prepare in advance for this time of year.
Wed, December 11, 2024
Quint and Allie talk about future tax consequences of putting funds in a trust.
Mon, December 09, 2024
Daniel and Quint talk about when you should be saving and when you should be investing.
Fri, December 06, 2024
Daniel and Allie talk about actually spending money versus our usual talk of saving.
Wed, December 04, 2024
Logan and Allie talk about different careers in Wealth Management and pathways to get to there.
Mon, December 02, 2024
Daniel and Logan talk about paper trading: what it is, how to do it, and if it is valuable for learning about trading.
Fri, November 29, 2024
Allie and Logan talk about giving to charities in the most tax efficient ways.
Wed, November 27, 2024
Quint and Logan talk about what to read and listen to when you are first starting to learn about money. Check out our previous episode where we interviewed Ian McMillan who wrote “What Is A Stock”.
Mon, November 25, 2024
Daniel and Allie talk about the 10/10/80 plan and how to save if you will not be receiving social security.
Fri, November 22, 2024
Quint and Logan talk about the state of the market and things to think about moving forward.
Wed, November 20, 2024
Quint and Allie talk about pensions and how to plan for them.
Mon, November 18, 2024
Quint and Daniel talk about Restricted Stock Units and how different company stock plans can play into your financial plan.
Fri, November 15, 2024
Quint and Logan talk about important items to consider before the end of the year in your investment accounts.
Wed, November 13, 2024
Daniel and Quint talk about the difficulties of helping family with their finances and how to make sure you are taking care of your finances first.
Mon, November 11, 2024
Allie and Quint talk about where to invest funds and why.
Fri, November 08, 2024
Daniel and Allie talk about the important things to consider doing before year end.
Wed, November 06, 2024
Want to start saving for a child before they are born? Quint and Logan talk about how to do that.
Mon, November 04, 2024
Quint and Allie talk about some of the psychological pitfalls that are out there when it comes to spending.
Fri, November 01, 2024
Daniel and Logan talk about the upcoming election and how that can influence a financial plan.
Wed, October 30, 2024
Daniel and Allie talk about taxation on this type of investment.
Mon, October 28, 2024
Logan and Allie talk about managing business income when first starting a business. Where should those earnings go?
Fri, October 25, 2024
Allie and Logan talk about when to seek professional advice and when to get an advisor to talk about financial goals.
Wed, October 23, 2024
Daniel and Allie discuss the different components of estate planning and the most important things to get in place.
Mon, October 21, 2024
Daniel and Logan answer this junior question about how to set up investment accounts on auto pilot.
Fri, October 18, 2024
Quint and Logan explain how they set goals in the different areas of their lives.
Wed, October 16, 2024
Quint and Allie talk about the taxes of selling your home and how to potentially invest the proceeds.
Mon, October 14, 2024
Quint and Daniel talk about some real estate best practices.
Fri, October 11, 2024
Logan and Allie talk about three tips that are important for young adults.
Wed, October 09, 2024
Quint and Allie talk about taxes in a retirement account and how to best manage your gains or losses.
Mon, October 07, 2024
Daniel and Logan talk about the pros and cons of PPO and HDHP healthcare plans.
Fri, October 04, 2024
Daniel and Logan talk about interest rate changes and how that change can ripple through your entire financial plan.
Wed, October 02, 2024
Allie and Quint talk about some of the pitfalls of credit and if a 401(k) loan is ever a good idea.
Mon, September 30, 2024
Quint and Logan talk about naming beneficiaries on your assets and making sure your wishes are fulfilled correctly.
Fri, September 27, 2024
Allie and Quint talk about when to bring on a professional for your taxes.
Wed, September 25, 2024
Quint and Logan discuss how to explore finance early on in life. They talk about starting to invest and how to learn about this world regardless of what field you pursue.
Mon, September 23, 2024
Daniel and Quint talk about ways to save outside of a retirement account.
Fri, September 20, 2024
Quint and Logan break down wills, trusts, and the additional documents you may need for your estate plan.
Wed, September 18, 2024
Quint and Allie talk about how to plan for an inheritance.
Mon, September 16, 2024
Quint and Daniel talk about purchasing a car and what things to remember when you are in the finance room.
Fri, September 13, 2024
Quint and Logan talk about Nvidia and this new age of AI.
Wed, September 11, 2024
Quint and Daniel answer this question about beginning to save for college and how much should be saved.
Mon, September 09, 2024
Quint and Logan talk about the United States debt levels and the increase in the money supply. How does this influence your financial plan?
Fri, September 06, 2024
Allie and Logan talk about building discipline early in your financial journey.
Wed, September 04, 2024
Quint and Daniel talk about real estate investing and buying real estate in this environment.
Mon, September 02, 2024
Logan and Daniel talk through merging accounts in marriage or keeping things separate.
Fri, August 30, 2024
Quint and Logan talk about how they manage money with their spouse and what pitfalls to avoid.
Wed, August 28, 2024
Should you take a job that helps you pay off your student loans? Or get the highest paying job you can? Quint and Logan talk about managing your students loans.
Mon, August 26, 2024
Quint and Allie discuss what accounts can be combined and if you should consolidate accounts.
Fri, August 23, 2024
With the potential of a recession on the horizon, Daniel and Logan talk about how he has advised clients through recessions in the past.
Wed, August 21, 2024
Logan and Daniel answer a DIY Money Junior question about buying partial shares when you have small dollar amounts to invest.
Mon, August 19, 2024
Allie and Logan talk through which accounts to use when saving for retirement.
Fri, August 16, 2024
Allie in Quint go back and review the basic DIY Money steps.
Wed, August 14, 2024
What do you do if you are behind on investing? Quint and Logan talk about how to get started saving for yourself or others and what to do if you are behind.
Mon, August 12, 2024
Quint and Allie talk about dollar amount goals for retirement. What should you target? What is a good rule of thumb?
Fri, August 09, 2024
Daniel and Logan talk about the importance of debt payoff and why it is so crucial for building wealth.
Wed, August 07, 2024
Allie and Logan talk about how to set up your first budget.
Mon, August 05, 2024
Daniel and Allie answer a question about switching your retirement contributions from Traditional to Roth.
Fri, August 02, 2024
Quint and Logan talk about how to manage your finances in an election year and what to expect.
Wed, July 31, 2024
Quint and Allie talk about anniversary gifts and saving for bigger goals.
Mon, July 29, 2024
Quint and Logan talk about how to factor a pension into your financial planning.
Fri, July 26, 2024
Quint and Daniel talk about how to rebalance your portfolio, when to do it, and why you should go through the rebalancing process over time.
Wed, July 24, 2024
Quint and Allie talk about the basics of a Roth IRA and if you should use one.
Mon, July 22, 2024
Quint and Daniel talk about their thoughts on the current housing market and where they see it going in the future.
Fri, July 19, 2024
Quint and Logan talk about how to start investing in stocks and the market.
Wed, July 17, 2024
Quint and Allie talk about zero interest loans and if you should have them.
Mon, July 15, 2024
Quint and Logan talk about when you may need a financial advisor and how to choose one.
Fri, July 12, 2024
Allie and Quint talk about how to get started early saving for retirement.
Wed, July 10, 2024
Quint and Daniel talk about estate planning and the best ways to title assets.
Tue, July 09, 2024
Quint and Logan talk about the purpose of fast cash and how to keep it.
Fri, July 05, 2024
Quint and Allie talk about what you should use on a daily basis.
Wed, July 03, 2024
Quint and Daniel talk through student loans and how to approach repayment.
Mon, July 01, 2024
Quint and Allie talk about life insurance and what to do with cash value of a whole life policy.
Fri, June 28, 2024
Allie and Logan answer a junior question about risk and if the stock market is equivalent to gambling.
Wed, June 26, 2024
Allie and Logan talk through BOTH 5 year rules for a Roth IRA.
Mon, June 24, 2024
Daniel and Logan discuss the psychology v. the math on when it makes sense to pay off your mortgage.
Fri, June 21, 2024
Quint and Logan answer this question on how old you should be to consider getting a credit card.
Wed, June 19, 2024
Logan and Quint unpack how much cash should be held within retirement accounts.
Mon, June 17, 2024
Quint and Allie dive into this tax question that is important to consider when saving for kids.
Fri, June 14, 2024
Quint and Allie answer one of the best junior questions we have ever gotten. They talk through building a business and giving back.
Wed, June 12, 2024
Quint and Daniel "get into the weeds" on a donor-advised fund.
Mon, June 10, 2024
One of the important aspects of a financial plan is how long that plan should last. Quint and Logan talk through how long to project out your financial plan.
Fri, June 07, 2024
Logan and Quint answer a question for where a DIY Money Jr listener should start putting money.
Wed, June 05, 2024
Daniel and Quint tackle one of the most important questions in any financial plan.
Mon, June 03, 2024
Allie and Quint talk about how much to keep in your emergency fund.
Fri, May 31, 2024
Quint and Logan talk through how to get young people started with investments.
Wed, May 29, 2024
Quint and Daniel talk about expense ratios and factoring this in when building your portfolio.
Tue, May 28, 2024
Quint and Logan talk about the national debt, what it means for our country, and how the US can pull through this crisis.
Fri, May 24, 2024
Quint and Logan explain how to decide between a Traditional or Roth 401(k).
Wed, May 22, 2024
Quint and Allie talk about what to do when you get a big raise.
Mon, May 20, 2024
Quint and Daniel talk about how disability insurance factors into your financial plan.
Fri, May 17, 2024
Daniel and Allie talk about taking a portfolio from individual stocks to ETFs and mutual funds.
Wed, May 15, 2024
Daniel and Logan talk about volatility in your investments and if a leveraged ETF is a good idea.
Mon, May 13, 2024
Quint and Allie talk about opening a Roth IRA for kids and how beneficial they can be.
Fri, May 10, 2024
Quint and Logan discuss investing in I bonds and why to own bonds at all.
Wed, May 08, 2024
Quint and Daniel talk about taking out margin specifically on stock plans.
Mon, May 06, 2024
Quint and Allie talk about how much to allocate to each category of your budget.
Fri, May 03, 2024
Quint and Logan talk about estate planning and utilizing a trust account properly.
Wed, May 01, 2024
Quint and Allie talk through negotiating and paying off debt that has been sent to collections.
Mon, April 29, 2024
Logan and Quint talk about ESG and ethical investing. Also, Quint talks more about his early days of starting the Joule business.
Fri, April 26, 2024
Quint interviews Drew Sutton who has invented a really cool way to teach your kids about investing early in life. Check out this tool at theblackinvestingbox.com.
Wed, April 24, 2024
Quint and Allie talk about student loans and the new SAVE repayment plan.
Mon, April 22, 2024
Quint and Logan talk about Bitcoin and purchasing it through an exchange-traded fund.
Fri, April 19, 2024
Allie and Logan answer this junior question about when to get started investing.
Wed, April 17, 2024
Daniel and Allie dive deep into how a health savings account works and why it is one of the best money hacks out there.
Mon, April 15, 2024
Should you have life insurance for your kids? If so what kind? Daniel and Logan discuss.
Fri, April 12, 2024
Logan and Allie talk about investing large sums of money for short term goals.
Wed, April 10, 2024
Quint and Logan break down the math of taking social security early versus waiting till later in retirement.
Mon, April 08, 2024
Allie and Daniel talk about this credit card "hack" for helping your kids build credit.
Fri, April 05, 2024
Quint and Allie answer a question about buying stocks on days the market is down.
Wed, April 03, 2024
Quint and Daniel talk about one of the most important things to watch out for when investing.
Mon, April 01, 2024
What can an age difference mean for your financial planning? Allie and Daniel weigh in.
Fri, March 29, 2024
Quint and Logan explain tracking your budget with multiple accounts like savings, checking, and credit cards.
Wed, March 27, 2024
Quint and Daniel talk through changing investment strategies from individual stocks to index funds and ETFs.
Mon, March 25, 2024
Logan and Allie talk through how to build a team of advisors around you and when you need to do so.
Fri, March 22, 2024
Quint and Logan discuss how to evaluate individual stocks and their earnings reports.
Wed, March 20, 2024
Daniel and Quint talk about estate planning and when it is important to get a trust in place.
Mon, March 18, 2024
Quint and Allie talk through filing taxes jointly versus separately and why you would do either.
Fri, March 15, 2024
Quint and Daniel answer this great question from a young listener about owning/buying gold.
Wed, March 13, 2024
Logan and Allie dive into the tax consequence of pulling money out of your 401K. They also touch on strategies for tax management when living outside of the US.
Mon, March 11, 2024
Quint and Logan answer a great question about networking from NFL quarterback of the Tennessee Titans, Will Levis.
Fri, March 08, 2024
Quint and Daniel talk through how they use credit cards, the pitfalls of credit, and what to look for when searching for a credit card.
Wed, March 06, 2024
Quint and Logan talk about various investment accounts for kids, what the different acronyms mean, and the best one to save for your child.
Mon, March 04, 2024
Quint and Logan talk through tax advantages and strategies for giving stock to charity.
Fri, March 01, 2024
Daniel and Allie talk through where to hold your emergency fund.
Wed, February 28, 2024
Logan and Allie talk through the basics of opening, saving, and investing in a Roth IRA.
Mon, February 26, 2024
Daniel and Logan talk about the differences between ETFs, Mutual Funds, and how to invest in different accounts.
Fri, February 23, 2024
Logan and Allie talk about apps and resources to help you track your expenses.
Wed, February 21, 2024
Quint and Logan talk about funding an HSA versus funding other goals like paying off your house.
Mon, February 19, 2024
Allie and Daniel talk through a backdoor Roth IRA contribution, when you should use this strategy, and how to do it.
Fri, February 16, 2024
Quint and Logan answer this question and tell stories about how to make money when you are young.
Wed, February 14, 2024
Quint and Allie talk about reinvesting funds into your business or taking that money out for your benefit.
Mon, February 12, 2024
Daniel and Quint talk through the balancing act of spending now versus saving for later.
Fri, February 09, 2024
Allie and Quint talk about contributions to a Roth IRA when you are young and just starting to make money.
Wed, February 07, 2024
Daniel and Logan talk about how to navigate spending and budgeting in a relationship.
Mon, February 05, 2024
Quint and Allie talk through the best ways to save on taxes and for retirement when you are self-employed or have a small business.
Fri, February 02, 2024
Quint and Logan talk about the most important things to teach young people about personal finance.
Wed, January 31, 2024
We talk about how to value stocks often, but in this episode Daniel and Quint break down how to value Real Estate.
Mon, January 29, 2024
Logan and Daniel talk through where money should go if you receive an inheritance.
Fri, January 26, 2024
Logan and Allie tackle a great questioner from a young listener about how banks work.
Wed, January 24, 2024
Quint and Logan talk about hiring a financial advisor and what that process actually looks like.
Mon, January 22, 2024
Daniel and Quint talk about loans that could potentially be forgiven and how that changes a financial plan.
Fri, January 19, 2024
Quint and Logan dive into 529 plans and different strategies for these accounts.
Wed, January 17, 2024
Logan and Allie talk through opening a business bank account and what you should look out for.
Mon, January 15, 2024
Quint and Daniel talk through budgeting when you do not have a steady income.
Fri, January 12, 2024
Daniel and Logan break down the final step in the DIY Money process of how to build wealth.
Wed, January 10, 2024
Allie and Logan explain the next step in the DIY process of how to pay off debt.
Mon, January 08, 2024
Quint and Logan talk about margin, what it is, and how to get more of it.
Fri, January 05, 2024
Quint and Daniel talk about the next steps in the DIY process.
Wed, January 03, 2024
Allie and Quint bring it back to the foundation of DIY Money. How to start a budget.
Mon, January 01, 2024
Allie and Quint discuss goals and making sure you are putting money in the correct accounts.
Fri, December 29, 2023
Allie and Quint talk about balancing short-term and long-term goals.
Wed, December 27, 2023
Buying a car can be a necessary evil sometimes, Quint and Logan break down the best ways to purchase one.
Mon, December 25, 2023
Quint and Logan talk about how to evaluate alternative investments and when they might make sense in a portfolio.
Fri, December 22, 2023
Quint and Logan talk how to rebalance your retirement accounts over the course of your lifetime.
Wed, December 20, 2023
Quint and Allie discuss if you should take out personal loans to further fund retirement accounts.
Mon, December 18, 2023
Daniel and Quint talk about having multiple jobs in a short time period and if you should take advantage of the 401K at each.
Fri, December 15, 2023
Allie and Daniel break down the age old question of Roth versus Traditional contributions.
Wed, December 13, 2023
Logan and Quint talk through tackling debt when you are recently married. How should each side of the marriage approach debt payoff?
Mon, December 11, 2023
Quint and Allie talk about maximizing savings, budgeting, and planning for one spouse to stop working.
Fri, December 08, 2023
Quint and Logan answer this question about combining finances for newlyweds.
Wed, December 06, 2023
Quint and Daniel talk about long term care insurance and when it is a good time to explore these policies.
Mon, December 04, 2023
Quint and Daniel dive in to a question about where to put margin as you approach retirement.
Fri, December 01, 2023
Quint interviews Jacob Thomson about his Olympics aspirations, coaching business, and DIY Money lifestyle.
Wed, November 29, 2023
Quint and Daniel break down providing money for special need children through an ABLE account or a 529 plan.
Mon, November 27, 2023
Quint and Daniel throw around this fun question about shipping container homes and alternative investment ideas.
Fri, November 24, 2023
Quint interviews writer of the book, "What Is A Stock", Ian McMillan to discuss his story and inspiration for the book.
Wed, November 22, 2023
Quint and Allie discuss a strategy of hiring your child and helping them start to save early.
Mon, November 20, 2023
Daniel and Logan discuss deferment on loans and how to strategically payoff debt.
Fri, November 17, 2023
NFL super-agent, Ed Berry, sits down with Quint to discuss his incredible story, from a graduating class of 38 people to representing the likes of Aaron Rodgers, Randall Cobb, Will Levis, and Saquon Barkley; Ed's story is beyond inspirational.
Wed, November 15, 2023
On this episode of DIY Money, Quint and Daniel answer a question about whether to use a SEP IRA or a solo 401K when saving for retirement.
Mon, November 13, 2023
On this episode of DIY Money, Daniel and Logan talk about making the most of good financial situations.
Fri, November 10, 2023
On this episode of DIY Money, Allie and Quint talk about gifting investments this holiday season.
Wed, November 08, 2023
On this episode of DIY Money Junior, Quint and Daniel talk about saving, investing, and growing your money.
Mon, November 06, 2023
On this episode of DIY Money, Quint and Logan talk about Berkshire Hathaway stock and what different share classes of stock mean.
Fri, November 03, 2023
On this episode of DIY Money, Quint and Daniel talk about the online studies for average net worth.
Wed, November 01, 2023
On this episode of DIY Money, Quint and Daniel talk about different strategies for paying your mortgage.
Mon, October 30, 2023
On this episode of DIY Money, Logan and Allie talk through allocation of funds to different accounts particularly for kids.
Fri, October 27, 2023
In this episode of DIY Money, Daniel and Logan talk about treasury bonds and the best ways to utilize them in your portfolio.
Wed, October 25, 2023
On this episode of DIY Money Junior, Logan and Allie talk about how to start investing and what to invest in.
Mon, October 23, 2023
On this episode of DIY Money, Quint and Logan bring it back to the classroom and talk about analyzing companies and evaluating their cash flows.
Fri, October 20, 2023
On this episode of DIY Money, Quint and Daniel talk about actively managed funds and whether they are worth the additional fees.
Wed, October 18, 2023
On this episode of DIY Money, Quint and Allie talk about utilizing an HSA as a backup emergency fund.
Mon, October 16, 2023
On this episode of DIY Money, Quint and Logan talk about how to manage credit cards and the best ways to build credit.
Fri, October 13, 2023
On this episode of DIY Money, Quint and Allie answer a classic question of where to allocate funds. Should you put more towards paying off your house? Or utilize an HSA account?
Wed, October 11, 2023
On this episode of DIY Money Junior, Quint and Daniel talk about the power of compounding and how important it can be to start saving early.
Mon, October 09, 2023
On this episode of DIY Money, Quint and Logan talk about money market funds and if they are a good place to put your emergency fund.
Fri, October 06, 2023
On this episode of DIY Money, Daniel and Quint talk about transitioning investments towards a dividend portfolio as you near retirement.
Wed, October 04, 2023
On this episode of DIY Money, Quint and Allie talk about real estate syndicates and how they could fit into a portfolio.
Mon, October 02, 2023
On this episode of DIY Money, Quint and Logan talk about what to do when you over contribute to a retirement account and tax strategies to think about.
Fri, September 29, 2023
On this episode of DIY Money, Quint and Daniel talk about contributing to a brokerage account versus a Roth IRA account.
Wed, September 27, 2023
On this episode of DIY Money, Quint and Daniel talk about the benefits of IRAs and whether it makes sense to do a backdoor Roth IRA contribution.
Mon, September 25, 2023
On this episode of DIY Money, Quint and Daniel talk about taxes and saving for retirement when you are self-employed.
Fri, September 22, 2023
On this episode of DIY Money, Quint and Logan discuss how taxes change after marriage and how to adjust your plan accordingly.
Wed, September 20, 2023
On this episode of DIY Money, Quint and Daniel talk about the different types of bonds and where those belong in your portfolio.
Mon, September 18, 2023
On this episode of DIY Money, Quint and Daniel talk about diversification and buying actively managed funds in your retirement account.
Fri, September 15, 2023
On this episode of DIY Money, Quint and Logan talk about vehicles and whether to fix it or get a new one.
Wed, September 13, 2023
On this episode of DIY Money, Quint and Allie talk about over or under funding a 529 plan when saving for education.
Mon, September 11, 2023
On this episode of DIY Money, Quint and Logan talk about investments that have been losers. Should you sell or hold?
Fri, September 08, 2023
On this episode of DIY Money, Quint and Daniel talk about a common phenomenon in the current rental market, keeping your old home and renting it out.
Wed, September 06, 2023
On this special DIY Money episode, Quint interviews Lauren Jacobs about her side hustle turned successful business.
Mon, September 04, 2023
On this episode of DIY Money Júnior, Quint and Logan explain how savings and investments grow over time.
Fri, September 01, 2023
On this episode of DIY Money, Quint and Allie talk through the differences between common and preferred stock.
Wed, August 30, 2023
On this episode of DIY Money, Quint and Allie talk about prioritizing contributions to a 401K versus IRA.
Mon, August 28, 2023
On this episode of DIY Money, Quint and Logan talk about financial marriage advice.
Fri, August 25, 2023
On this episode of DIY Money, Quint and Daniel talk all things whole life insurance.
Wed, August 23, 2023
On this episode of DIY Money, Quint and Daniel talk through saving if you have a disability and planning ahead with disability insurance.
Mon, August 21, 2023
On this episode of DIY Money, Quint and Daniel rehash the DIY Money steps and talk about building in an HSA to your financial plan.
Fri, August 18, 2023
On this episode of DIY Money, Quint and Daniel talk about home remodels and how to wisely invest in your home to make money.
Wed, August 16, 2023
On this episode of DIY Money, Quint and Daniel answer a question about adjusting 401K contributions to pay for kids college.
Mon, August 14, 2023
On this episode of DIY Money, Quint and Allie lay out how to budget for goals.
Fri, August 11, 2023
On this episode of DIY Money, Quint and Daniel discuss dividend paying stocks and reinvesting dividends.
Wed, August 09, 2023
On this episode of DIY Money, Quint and Daniel talk about how to smartly plan for someone's passing.
Mon, August 07, 2023
On this episode of DIY Money, Quint and Logan talk about various stock incentives like ISOs, RSUs, and NSOs.
Fri, August 04, 2023
On this episode of DIY Money, Daniel and Logan discuss trading in a Roth IRA, the tax implications of doing so, and their thoughts on managing in this way.
Wed, August 02, 2023
On this episode of DIY Money, Logan and Allie talk about tax planning for states with no income tax.
Mon, July 31, 2023
On this episode of DIY Money, Daniel and Logan talk about municipal bonds and US government bonds. They talk about the pros of each and why you would add them to your portfolio.
Fri, July 28, 2023
On this episode of DIY Money, Quint and Daniel go in depth on the financial decision of buying solar panels.
Wed, July 26, 2023
On this episode of DIY Money, Quint and Daniel discuss expense ratios and swapping one investment for another.
Mon, July 24, 2023
On this episode of DIY Money, Quint and Daniel talk about Employee Stock Purchase Plans.
Fri, July 21, 2023
On this episode of DIY Money, Quint and Logan talk about the important mental aspect of investing.
Wed, July 19, 2023
On this episode of DIY Money, Quint and Logan clarify what actual fees and taxes you could pay on a 529 plan. They talk about some of the benefits of this plan as well.
Mon, July 17, 2023
On this episode of DIY Money, Quint and Logan break down decisions between a lump sum rollover of a pension or turning it into a annuity stream.
Fri, July 14, 2023
On this episode of DIY Money, Allie and Quint talk about tax deductions and if itemization is worth it.
Wed, July 12, 2023
On this episode of DIY Money, Quint and Daniel talk through the intricacies of wash sales for investments.
Mon, July 10, 2023
On this episode of DIY Money, Quint and Daniel talk about student loans resuming and saving for bigger expenses.
Fri, July 07, 2023
On this episode of DIY Money, Daniel and Logan talk about the different types of custodial accounts.
Wed, July 05, 2023
On this episode of DIY Money, Daniel and Logan talk through setting up a retirement plan for a small business.
Tue, July 04, 2023
On this episode of DIY Money, Daniel and Logan discuss what annuities are and our thoughts on them.
Fri, June 30, 2023
On this episode of DIY Money, Quint and Allie talk about dividends and whether or not you should own them.
Wed, June 28, 2023
On this episode of DIY Money, Daniel and Quint talk about saving, budgeting, and paying for a wedding.
Mon, June 26, 2023
On this episode of DIY Money, Daniel and Quint talk through paying off student loans.
Fri, June 23, 2023
On this episode of DIY Money, Quint and Logan talk about retirement rules of thumb and the 4% rule.
Wed, June 21, 2023
On this episode of DIY Money Junior, Allie and Quint discuss saving versus investing, specifically for college.
Mon, June 19, 2023
On this episode of DIY Money, Quint and Logan answer a question about investing in a lump sum or by dollar cost averaging for kids.
Fri, June 16, 2023
On this episode of DIY Money, Daniel and Allie discuss how to find the best place for your retirement money.
Wed, June 14, 2023
On this episode of DIY Money, Daniel and Logan talk about Simple IRAs for small businesses versus 401Ks and what benefits a plan administrator should provide.
Mon, June 12, 2023
On this episode of DIY Money, Daniel, Logan, AND Allie talk about withholding taxes on distributions out of a retirement account or an inherited retirement account.
Fri, June 09, 2023
On this episode of DIY Money, Daniel and Logan talk about allocation in retirement accounts, specifically in a TSP.
Wed, June 07, 2023
On this episode of DIY Money, Daniel and Logan talk about buying individual stocks and whether to continue dollar cost averaging into them.
Mon, June 05, 2023
On this episode of DIY Money, Logan and Daniel talk about how pensions impact a long term financial plan.
Fri, June 02, 2023
On this episode of DIY Money, Daniel and Quint talk about investing for kids and what situations you should consider using different types of accounts.
Wed, May 31, 2023
On this episode of DIY Money, Quint and Allie talk about budgeting tips and tricks.
Mon, May 29, 2023
On this episode of DIY Money, Quint introduces the newest member of the DIY and Joule team Allie Howard CPA MBA. Listen to them talk about 529 plans and the new strategies available for them.
Fri, May 26, 2023
On this episode of DIY Money Junior, Logan and Quint talk about starting an online business.
Wed, May 24, 2023
On this episode of DIY Money, Daniel and Logan talk about what percentage to put down on your home.
Mon, May 22, 2023
On this episode of DIY Money, Logan and Daniel talk about risk when factoring in a pension to a financial plan.
Fri, May 19, 2023
On this episode of DIY Money, Logan and Daniel talk about increasing 401K savings to ultimately save on taxes.
Wed, May 17, 2023
On this episode of DIY Money, Logan and Daniel talk about calculating retirement needs while factoring in an HSA.
Bonus · Tue, May 16, 2023
We would love to have you apart of our team at Joule Financial. Learn more about our open position HERE .
Mon, May 15, 2023
On this episode of DIY Money, Quint and Logan talk about creating an extra savings bucket when planning on having a baby.
Fri, May 12, 2023
On this episode of DIY Money, Quint and Logan talk through the qualitative and quantitative factors to paying off your mortgage versus investing.
Wed, May 10, 2023
On this episode of DIY Money, Quint and Daniel talk about what to do when you start making income over the Roth income limits.
Mon, May 08, 2023
On this episode of DIY Money, Quint and Daniel talk about what would happen to your mortgage, car loan, etc. if your bank were to fail.
Fri, May 05, 2023
On this episode of DIY Money, Quint and Daniel talk about inheriting EE bonds and what to do with them.
Wed, May 03, 2023
On this episode of DIY Money, Quint and Daniel talk about what to do when you start having more margin.
Mon, May 01, 2023
On this episode of DIY Money, Quint and Daniel talk about how they find professionals to work with.
Fri, April 28, 2023
On this episode of DIY Money, Daniel and Logan answer a question about buying a manufactured home.
Wed, April 26, 2023
On this episode of DIY Money, Daniel and Logan talk about incentives that investment companies offer for Roth contributions.
Mon, April 24, 2023
On this episode of DIY Money, Logan and Daniel talk about maxing out your retirement savings.
Fri, April 21, 2023
On this episode of DIY Money, Quint and Logan talk about changing your 401K from Traditional to Roth and how that changes your paycheck.
Wed, April 19, 2023
On this episode of DIY Money, Quint and Logan discuss the changes of saving for retirement when you have a pension.
Mon, April 17, 2023
On this episode of DIY Money, Quint and Logan discuss savings for a special needs child.
Fri, April 14, 2023
On this episode of DIY Money, Quint and Daniel discuss buying a home and how much to allocate to your mortgage each month.
Wed, April 12, 2023
On this episode of DIY Money, Quint and Daniel discuss Series EE Bonds and what to do with them.
Mon, April 10, 2023
On this episode of DIY Money Junior, Quint and Daniel discuss investing while you are young and the best places to put your money.
Fri, April 07, 2023
On this episode of DIY Money, Quint and Daniel talk about having 1 savings account versus having multiple for several different goals.
Wed, April 05, 2023
On this episode of DIY Money, Quint and Daniel talk about ESG Funds.
Mon, April 03, 2023
In this episode of DIY money, Quint and Daniel talk about what to do as you are approaching retirement with your investments.
Fri, March 31, 2023
On this episode of DIY Money, Quint is once again joined by guest Bobby Livesay. They discuss what to do with a tax refund and how to navigate your tax withholdings.
Wed, March 29, 2023
On this episode of DIY Money, Quint is joined by guest Bobby Livesay and they discuss making quarterly tax payments.
Mon, March 27, 2023
On this episode of DIY Money, Quint and Logan talk about starting a Roth early on in life and investing while in college.
Fri, March 24, 2023
On this episode of DIY Money, Quint and Daniel discuss what impact investing means and how they approach this topic.
Wed, March 22, 2023
On this episode of DIY Money, Quint and Daniel discuss if it is wise to take on debt for a rental real estate investment.
Mon, March 20, 2023
On this episode of DIY Money, Quint and Daniel talk about the difficulties of helping your parents save and plan for retirement.
Fri, March 17, 2023
On this episode of DIY Money, Quint and Daniel talk about when it does and does not make sense to use retirement money to pay off your home.
Wed, March 15, 2023
Everyone says "Buy When the Market is Low". On this episode of DIY Money, Quint and Daniel talk about that common phrase and why it is not so easy to do so.
Mon, March 13, 2023
On this episode of DIY Money, Quint and Daniel talk about different resources that can help teach kids about investing. Check out Ian McMillan's book "What Is A Stock" at whatisastockbook.com.
Fri, March 10, 2023
On this episode of DIY Money, Quint and Daniel answer a question about adding a spouse to the mortgage and home title.
Wed, March 08, 2023
On this episode of DIY Money, Quint and Daniel talk through if it makes sense to sell investments to buy a house.
Mon, March 06, 2023
On this episode of DIY Money, Quint and Daniel debate saving for the future or spending for now.
Wed, March 01, 2023
On this episode of DIY Money, Quint and Logan talk about debt and buying a business.
Sun, February 26, 2023
On this episode of DIY Money, Quint and Logan debate using a Traditional 401K or Roth 401K or something else.
Wed, February 22, 2023
On this episode of DIY Money, Daniel and Logan walk through various ways to save for kids whether that is for college or other goals.
Sun, February 19, 2023
On this episode of DIY Money, Daniel and Logan talk about what to do with the proceeds once you sell your home.
Wed, February 15, 2023
On this episode of DIY Money, Quint and Logan talk through priorities for your financial life in 2023.
Tue, February 14, 2023
On this episode of DIY Money Junior, Quint and Logan talk about how to make money online.
Sun, February 12, 2023
On this episode of DIY Money Junior, Quint and Logan talk about what to do when you have a full piggy bank.
Wed, February 08, 2023
On this episode of DIY Money, Quint and Daniel talk about paying rent while you are looking to buy a house.
Sun, February 05, 2023
On this episode of DIY Money, Quint and Daniel discuss how to start and grow a business without taking on loads of debt.
Wed, February 01, 2023
On this episode of DIY Money, Daniel and Logan talk through different cash equivalents like treasuries, CDs, and money market funds.
Sun, January 29, 2023
On this episode of DIY Money, Daniel and Logan discuss owning bonds and if you should have them in your brokerage or taxable account.
Wed, January 25, 2023
On this episode of DIY Money, Quint and Daniel take a deeper look into paying down your mortgage versus investing.
Sun, January 22, 2023
On this episode of DIY Money, Quint and Daniel answer a question on how to balance paying off student loan debt versus investing in retirement accounts.
Wed, January 18, 2023
On this episode of DIY Money, Quint and Logan discuss financial goals and talk about the "net worth by age X" calculations.
Sun, January 15, 2023
On this episode of DIY Money, Quint and Logan talk through new changes and rules for 529 plans along with their thoughts on saving for your kids.
Wed, January 11, 2023
On this episode of DIY Money, Quint and Logan discuss variable annuities. They walk through how they work, their fees, and how to potentially get out of them.
Sun, January 08, 2023
On this episode of DIY Money, Quint and Logan discuss how to select an S&P500 fund.
Thu, January 05, 2023
On this special episode of DIY Money, Quint interviews The Traveling Gamblers. This pair has made a life of hopping from port to port, cruise ship to cruise ship as a guest of casinos far and wide. Don't miss this unique and exciting interview.
Wed, January 04, 2023
On this episode of DIY Money, Quint and Daniel discuss the basics to buying companies.
Mon, January 02, 2023
On this episode of DIY Money, Quint and Daniel discuss the basics to investing.
Wed, December 28, 2022
On this episode of DIY Money, Quint and Daniel dive into how to get margin and where to apply it.
Sun, December 25, 2022
On this episode of DIY Money, Quint and Daniel go back to the fundamentals and break down how to start, develop, and maintain a budget.
Wed, December 21, 2022
On this episode of DIY Money, Daniel and Logan discuss the practice of making a 13th payment on your mortgage each year.
Sun, December 18, 2022
On this episode of DIY Money, Daniel and Logan answer a question about whether to sell your starter home or keep it and rent it out.
Wed, December 14, 2022
On this episode of DIY Money, Quint and Daniel discuss the ins and outs of Broker CDs and how to get interest on your funds.
Sun, December 11, 2022
On this episode of DIY Money, Quint and Daniel discuss how to start a business and begin bringing in clients.
Wed, December 07, 2022
On this episode of DIY Money, Quint and Daniel discuss the financial considerations to make before having kids and the expenses that come with that decision.
Sun, December 04, 2022
On this episode of DIY Money, Quint and Daniel discuss what happens when you contribute over the maximum in a retirement or HSA account.
Wed, November 30, 2022
In this episode of DIY Money, Quint and Logan discuss a unique situation of buying a car for a short period of time.
Sun, November 27, 2022
On this episode of DIY Money, Quint and Logan talk through the circumstances when you can use a Roth IRA for emergencies and discuss their thoughts on utilizing a Roth in this way.
Wed, November 23, 2022
On this episode of DIY Money, Quint and Daniel discuss utilizing an employer 401K in order to facilitate a backdoor Roth conversion.
Sun, November 20, 2022
On this episode of DIY Money, Daniel and Quint discuss taxes for taxable investing accounts and break down the usefulness of these types of accounts.
Wed, November 16, 2022
On this episode of DIY Money, Quint and Daniel discuss ideas for funding a home remodel.
Sun, November 13, 2022
On this episode of DIY Money, Quint and Daniel discuss their thoughts on ARMs, refinancing, debt, and building in this environment.
Wed, November 09, 2022
On this episode of DIY Money, Quint and Daniel discuss several different kinds of insurance, everything from term life insurance to pet insurance.
Sun, November 06, 2022
On this episode of DIY Money, Quint and Daniel talk about being in the financial advising/planning world and they dive into the pros and cons of the business.
Wed, November 02, 2022
On this episode of DIY Money, Daniel and Logan discuss their thoughts on insurance as an investment.
Sun, October 30, 2022
On this episode of DIY Money, Daniel and Logan discuss planning for retirement medical expenses.
Wed, October 26, 2022
On this episode of DIY Money, Daniel and Logan discuss different ways to save when you are self employed.
Sun, October 23, 2022
On this episode of DIY Money, Quint and Daniel discuss a unique question about investing in a generational family property.
Wed, October 19, 2022
On this episode of DIY Money, Quint and Daniel discuss different savings options for near term goals.
Sun, October 16, 2022
On this episode of DIY Money, Quint and Daniel talk about how to keep yourself motivated when saving, investing, and budgeting start to get boring.
Wed, October 12, 2022
On this episode of DIY Money, Quint and Daniel discuss different strategies and thoughts on how much to keep in your checking account.
Sun, October 09, 2022
On this episode of DIY Money, Quint and Daniel discuss the thought process for deciding whether to contribute to a 401K, IRA, or Roth.
Wed, October 05, 2022
In this episode of DIY Money, Daniel and Logan discuss the math to consider when determining whether to lease or buy a car.
Sun, October 02, 2022
In this episode of DIY Money, Daniel and Logan discuss the differences between renting or buying your home and debate the pros and cons for each.
Wed, September 28, 2022
On this episode of DIY Money, Daniel and Logan discuss the different certifications out there and which ones are beneficial for you.
Sun, September 25, 2022
On this episode of DIY Money, Daniel and Logan discuss the new student loan forgiveness program and how to start navigating it.
Wed, September 21, 2022
On this episode of DIY Money, Quint and Daniel tackle and excellent question from across the pond and discuss the impact of currency risk.
Sun, September 18, 2022
On this episode of DIY Money Jr, Quint and Daniel discuss how to save money for college and how to invest those funds.
Wed, September 14, 2022
On this episode of DIY Money, Quint and Logan discuss good times and potentially bad times to accept money from family.
Sun, September 11, 2022
On this episode of DIY Money, Quint and Logan discuss how to start and maintain healthy financial practices in your marriage.
Wed, September 07, 2022
On this episode of DIY Money, Quint and Daniel discuss backdoor Roth conversion strategy and share their thoughts on utilizing it.
Sun, September 04, 2022
On this episode of DIY Money, Quint and Daniel discuss other options for investing when your employer does not provide a company 401K.
Wed, August 31, 2022
On this episode of DIY Money, Quint and Daniel discuss how to build an allocation and what things to consider when doing so.
Sun, August 28, 2022
On this episode of DIY Money, Quint and Daniel discuss how to determine if the advisor fees you are paying are worth it.
Fri, August 26, 2022
In this episode of DIY Money, Daniel and Logan discuss the pros and cons of target date funds.
Thu, August 25, 2022
On this episode of DIY Money, Daniel and Logan discuss the difference in investing through your company retirement account versus using outside accounts like a Roth or IRA.
Wed, August 17, 2022
In this episode of DIY Money, Quint and Daniel discuss what to expect from a recession and what finance can look like in a tough environment.
Wed, August 10, 2022
In this episode of DIY Money, Quint and Daniel discuss the differences between investing lump sums or dollar cost averaging.
Sun, August 07, 2022
On this episode of DIY Money, Quint and Daniel discuss methods for saving up before contributing to various accounts each year.
Fri, August 05, 2022
In this DIY Money Junior episode, Quint and Daniel discuss how to think about money from your first job.
Thu, August 04, 2022
On this episode of DIY Money, Daniel and Quint talk about some of the strategies they use for handling money in their households and marriages.
Wed, July 27, 2022
On this episode of DIY Money, Quint and Daniel discuss the differences between being an employee in a business or an owner of a business.
Sun, July 24, 2022
On this episode of DIY Money, Quint and Daniel discuss the mindset of spending and the psychology that influences what you spend and what you save.
Wed, July 20, 2022
On this episode of DIY Money, Quint and Daniel discuss the differences in the Real Estate and Stock Market and discuss the pros and cons of those investments.
Sun, July 17, 2022
On this episode of DIY Money, Quint and Daniel walk through what they use to track their financial investments.
Wed, July 13, 2022
On this episode of DIY Money, Quint and Daniel discuss strategies for utilizing your primary home's equity.
Sun, July 10, 2022
On this episode of DIY Money, Quint and Daniel discuss balancing goals and savings.
Wed, July 06, 2022
On this episode of DIY Money, Quint and Daniel give advice on how to have long-term financial conversations with family members.
Sun, July 03, 2022
On this episode of DIY Money, Quint and Daniel discuss how to invest an Inherited IRA.
Wed, June 29, 2022
On this episode of DIY Money, Quint and Daniel discuss investing in the current market environment.
Sun, June 26, 2022
On this episode of DIY Money, Logan and Daniel discuss margin and options trading, and whether you should be using them.
Wed, June 22, 2022
On this episode of DIY Money, Logan and Daniel discuss where to put any additional savings.
Sun, June 19, 2022
On this episode of DIY Money, Quint and Daniel discuss the best ways to increase your credit score.
Wed, June 15, 2022
On this episode of DIY Money, Quint and Daniel discuss how to utilize I Bonds.
Sun, June 12, 2022
On this episode of DIY Money, Quint and Daniel discuss the mathematics and psychology of paying off a mortgage vs investing.
Wed, June 08, 2022
On this episode of DIY Money, Quint and Daniel discuss when you should encourage others nearing retirement to meet with an advisor.
Sun, June 05, 2022
On this episode of DIY Money, discuss planning for early retirement.
Thu, June 02, 2022
On this episode of DIY Money, Quint and Daniel discuss what to do after a financial misstep.
Sun, May 29, 2022
On this episode of DIY Money, Quint and Daniel discuss what tax deductions you should consider taking.
Wed, May 25, 2022
On this episode of DIY Money, Quint and Daniel discuss whether you should have an active advisor.
Sun, May 22, 2022
On this episode of DIY Money, Quint and Logan give advice on when to make a change in your financial situation.
Thu, May 19, 2022
On this episode of DIY Money, Quint and Logan discuss using leveraged ETFs.
Sun, May 15, 2022
On this episode of DIY Money, Logan and Daniel discuss when and why it is necessary to rebalance investments.
Wed, May 11, 2022
On this episode of DIY Money, Daniel and Logan discuss the survivor benefits of social security.
Sun, May 08, 2022
On this episode of DIY Money, Quint and Daniel discuss what to do with an ESOP.
Wed, May 04, 2022
On this episode of DIY Money, Quint and Daniel give advice on how to manage inflation.
Sun, May 01, 2022
On this episode of DIY Money, Quint and Daniel give advice on how to prepare for buying a house.
Wed, April 27, 2022
On this episode of DIY Money, Quint and Daniel discuss using student loans to maintain cash reserves.
Sun, April 24, 2022
On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a Roth 401K vs a Roth IRA.
Wed, April 20, 2022
On this episode of DIY Money, Quint and Daniel discuss the differences between getting your MBA degree or CFA.
Sun, April 17, 2022
On this episode of DIY Money, Daniel and Logan give advice on taking goals to the next level.
Wed, April 13, 2022
On this episode of DIY Money, Daniel and Logan discuss the differences between an HSA vs a Roth IRA and the benefits of both.
Sun, April 10, 2022
On this episode of DIY Money, Quint and Daniel discuss getting into the rental business with a friend.
Wed, April 06, 2022
On this episode of DIY Money, Quint and Daniel discuss using cash to pay down student loans.
Sun, April 03, 2022
On this episode of DIY Money, Logan and Daniel discuss when to invest individual retirement accounts.
Wed, March 30, 2022
On this episode of DIY Money, Logan and Daniel discuss the differences between an average annual return vs a realized return.
Sun, March 27, 2022
On this episode of DIY Money, Quint and Daniel discuss the differences between a 401K and a 403B.
Wed, March 23, 2022
On this episode of DIY Money, Quint and Daniel discuss how to financially plan for a stay-at-home spouse.
Sun, March 20, 2022
On this episode of DIY Money, Quint and Daniel discuss alternative investments outside of traditional investment accounts.
Fri, March 18, 2022
On this episode of DIY Money, Quint and Daniel discuss where to allocate a pay raise.
Sun, March 13, 2022
On this episode of DIY Money, Quint and Daniel give advice on avoiding lifestyle creep.
Fri, March 11, 2022
On this episode of DIY Money, Quint and Daniel share a couple of savings rules of thumb to follow.
Sun, March 06, 2022
On this episode of DIY Money, Quint and Daniel discuss how to save for mid-term goals.
Wed, March 02, 2022
On this episode of DIY Money, Quint and Daniel give advice on how to get back on track after an emergency.
Mon, February 28, 2022
On this episode of DIY Money, Quint and Daniel discuss the difference of investing with a Robo Advisor or in a Target Date Fund.
Wed, February 23, 2022
On this episode of DIY Money, Quint and Daniel explain what a Roth Conversion is and when you should consider doing it.
Sun, February 20, 2022
On this episode of DIY Money, Daniel and Logan discuss HSA plans and why they cost more.
Wed, February 16, 2022
On this episode of DIY Money, Daniel and Logan discuss converting your Traditional 401K to a Roth 401K.
Sun, February 13, 2022
On this episode of DIY Money, Quint and Logan talk about how to start investing for your kids.
Thu, February 10, 2022
On this episode of DIY Money, Quint and Logan discuss when to consider selling stocks.
Sun, February 06, 2022
On this episode in DIY Money, Quint and Daniel discuss allocation and whether you may have too much cash in your portfolio.
Wed, February 02, 2022
On this episode of DIY Money, Quint and Daniel discuss debt consolidation.
Sun, January 30, 2022
On this episode of DIY Money, Quint and Logan discuss what to do with a previous employer's retirement plan.
Wed, January 26, 2022
On this episode of DIY Money, Quint and Logan give advice on getting started as a CPA and CFP.
Mon, January 24, 2022
On this episode of DIY Money, Daniel and Logan discuss where you can invest if you are unable to invest in a Roth IRA.
Mon, January 24, 2022
On this episode of DIY Money, Logan and Daniel discuss when it is appropriate time to quit a stressful job.
Wed, January 12, 2022
On this episode of DIY Money, Quint and Daniel discuss prioritizing saving vs debt payoff goals.
Tue, January 11, 2022
On this episode of DIY Money, Quint and Daniel discuss paying off student loans now or gradually.
Wed, January 05, 2022
On this episode of DIY Money, Quint and Daniel discuss using a HELOC to fund a down payment for a rental property.
Mon, January 03, 2022
On this episode of DIY Money, Quint and Daniel discuss the key differences between a Traditional IRA vs a Roth IRA.
Wed, December 29, 2021
On this episode of DIY Money, Quint and Logan discuss options for leaving the pension system.
Sun, December 26, 2021
On this episode of DIY Money, Quint and Daniel discuss whether they would put all savings prior to school towards paying off student loans or invest early in an account.
Wed, December 22, 2021
On this episode of DIY Money, Quint and Logan discuss fun gift ideas that save money.
Sun, December 19, 2021
On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a 401K and ESPP.
Wed, December 15, 2021
On this episode of DIY Money, Quint and Daniel explain what the Metaverse, NFTs, and Ethereum are and why they are important.
Sun, December 12, 2021
On this episode of DIY Money, Quint and Logan discuss whether you should invest excess savings outside of an emergency fund.
Wed, December 08, 2021
On this episode of DIY Money, Quint and Logan talk about what to consider when offered a job out of state.
Mon, December 06, 2021
On this episode of DIY Money, Quint and Logan discuss how to gift stock for the holidays.
Wed, December 01, 2021
On this episode of DIY Money, Daniel and Logan describe the difference between common stocks and Restricted Stock Units (RSU).
Wed, December 01, 2021
On this episode of DIY Money, Daniel and Logan give their recommendations on books and financial resources to learn from.
Wed, November 24, 2021
On this episode of DIY Money, Quint and Logan give advice on how to motivate others towards their goals.
Tue, November 23, 2021
On this episode of DIY Money, Quint and Logan discuss how to diversify investments in your portfolio.
Wed, November 17, 2021
On this episode of DIY Money, Quint and Daniel talk about aggressively paying down student loan debt.
Sun, November 14, 2021
On this episode of DIY Money, Quint and Daniel discuss whether they believe if student loan debt is worth it.
Wed, November 10, 2021
On this episode of DIY Money, Quint and Daniel discuss how to manage blended family finances.
Sun, November 07, 2021
On this episode of DIY Money, Daniel and Logan discuss saving money and using credit card rewards for travel.
Wed, November 03, 2021
On this episode of DIY Money, Quint and Daniel discuss using a HELOC loan to purchase a property.
Wed, November 03, 2021
On this episode of DIY Money, Quint and Daniel discuss using a HELOC to purchase a property.
Wed, November 03, 2021
On this episode of DIY Money, Quint and Daniel discuss whether you should consider renting or selling your starter home.
Tue, November 02, 2021
On this episode of DIY Money, Quint and Daniel discuss whether you should consider renting or selling your starter home.
Fri, October 29, 2021
On this episode of DIY Money, Daniel and Logan give advice on where to get started on the DIY Journey.
Tue, October 26, 2021
On this episode of DIY Money, Daniel and Logan explain the differences between ETFs.
Wed, October 20, 2021
On this episode of DIY Money, Daniel and Logan discuss paying off student loans early.
Sun, October 17, 2021
On this episode of DIY Money, Daniel and Logan explain what a SEP IRA is and how it works.
Wed, October 13, 2021
On this episode of DIY Money, Quint and Daniel give their recommendations on how you should spend money from gifts.
Mon, October 11, 2021
On this episode of DIY Money, Quint and Daniel discuss how to use an Employer Stock Plan.
Wed, October 06, 2021
On this episode of DIY Money, Quint and Logan give their advice on what to do with the funds from selling your house.
Sun, October 03, 2021
On this episode of DIY Money, Quint and Daniel discuss whether gold is a good protection against inflation.
Thu, September 30, 2021
On this episode of DIY Money, Quint and Daniel talk about investing in non-retirement accounts.
Sun, September 26, 2021
On this episode of DIY Money, Daniel and Logan discuss taxes that may incur after selling investments.
Wed, September 22, 2021
On this episode of DIY Money, Daniel and Logan discuss some smart ways on how to allocate a bonus.
Mon, September 20, 2021
On this episode of DIY Money, Daniel and Logan talk about tax loss harvesting.
Sun, September 19, 2021
On this episode of DIY Money, Logan and Daniel discuss what tax loss harvesting is and why it can be a valuable tool for some long-term investors.
Wed, September 15, 2021
On this episode of DIY Money, Quint and Daniel discuss whether you should max out your HSA or Roth IRA first.
Sun, September 12, 2021
On this episode of DIY Money, Quint and Logan talk about how to save for near-term education goals.
Wed, September 08, 2021
On this episode of DIY Money, Quint and Daniel talk about how to teach others about budgeting.
Tue, September 07, 2021
On this episode of DIY Money, Quint and Daniel discuss the American Dream and whether it is possible without debt.
Wed, September 01, 2021
On this episode of DIY Money, Quint and Daniel discuss investing your emergency fund.
Mon, August 30, 2021
On this episode of DIY Money, Quint and Daniel talk about cashing out on a refinance to pay down debt.
Wed, August 25, 2021
On this episode of DIY Money, Quint and Daniel give advice on how to develop your own unique investing strategy.
Tue, August 24, 2021
On this episode of DIY Money, Quint and Daniel answer their first DIY Money Junior questions and talk about getting started in investing.
Wed, August 18, 2021
On this episode of DIY Money, Daniel and guest host Logan talk about where to invest extra cash flow.
Mon, August 16, 2021
On this episode of DIY Money, Daniel and guest host Logan discuss the difference between banking with a large banking institution vs banking with a local credit union.
Wed, August 11, 2021
On this episode of DIY Money, Quint and Daniel discuss the influence that political events have on the market.
Sun, August 08, 2021
On this episode of DIY Money, Quint and Daniel discuss investing in cryptocurrency.
Wed, August 04, 2021
On this episode of DIY Money, Quint and Daniel discuss whether you should first pay off your mortgage or your student loans.
Wed, July 28, 2021
On this episode of DIY Money, Quint and Daniel give advice on what to do with excess cash after you've maxed out all retirement account contributions and savings.
Tue, July 27, 2021
On this episode of DIY Money, Quint interviews UK Football Quarterback, Will Levis, and talk football and finance.
Sun, July 25, 2021
On this episode of DIY Money, Quint and Daniel give advice on how to keep track of your financial life.
Wed, July 21, 2021
On this episode of DIY Money, Quint and Daniel discuss whether you should stop investing in stock to buy real estate.
Sun, July 18, 2021
On this episode of DIY Money, Quint and Daniel talk about whether you should have student loans paid off before buying a home.
Thu, July 15, 2021
On this episode of DIY Money, Quint and Daniel talk about passive and affiliate income.
Mon, July 12, 2021
On this episode of DIY Money, Quint and Daniel talk about when is the best time to buy a house in cash.
Wed, July 07, 2021
On this episode of DIY Money, Quint and Daniel talk about overcontributing to an IRA.
Sun, July 04, 2021
On this episode of DIY Money, Quint and Daniel talk about Roth conversions and the strategy involved.
Wed, June 30, 2021
On this episode of DIY Money, Quint and Daniel talk about when to diversify employer stock.
Sun, June 27, 2021
On this episode of DIY Money, Quint and Daniel talk about low mortgage interest rates and the timing of a house purchase in this current market.
Wed, June 23, 2021
On this episode of DIY Money, Quint and Daniel discuss when you should consider using a financial advisor.
Sun, June 20, 2021
On this episode of DIY Money, Quint and Daniel talk about the strategy of House Hacking.
Wed, June 16, 2021
On this episode of DIY Money, Quint and Daniel give advice on how to prepare for taxes if you are an independent contractor.
Sun, June 13, 2021
On this episode of DIY Money, Quint and Daniel give advice on whether you should halt contributions in your 401K to pay off high-interest debt.
Wed, June 09, 2021
On this episode of DIY Money, Quint and Daniel discuss options for an unvested 401K account.
Sun, June 06, 2021
On this episode of DIY Money, Quint and Daniel talk about protecting wealth from the dollar drama.
Wed, June 02, 2021
On this episode in DIY Money, Quint and Daniel spend this time talking about their careers in finance and how they got started.
Sun, May 30, 2021
On this episode of DIY Money, Quint and Daniel talk about the tax benefits of investing an HSA.
Wed, May 26, 2021
On this special episode of DIY Money, Quint talks about the current real estate market with Realtor Kelly Karls.
Mon, May 24, 2021
On this episode of DIY Money, Quint and Daniel talk about a few ways to find money to start a business.
Wed, May 19, 2021
On this episode of DIY Money, Quint and Daniel discuss the difference between dollar-cost averaging versus investing in a lump sum.
Sun, May 16, 2021
On this episode of DIY Money, Quint and Daniel share their advice on planning for parents who did not prepare for retirement.
Wed, May 12, 2021
On this episode of DIY Money, Quint and Daniel share their favorite resources when it comes to researching stocks.
Sun, May 09, 2021
On this episode of DIY Money, Quint and Daniel discuss whether working the night shift is worth it in the long run.
Wed, May 05, 2021
On this episode of DIY Money, Quint and Daniel give advice on what to do with the extra money after refinancing your home.
Sun, May 02, 2021
On this episode of DIY Money, Quint and Daniel give advice on whether trading in your car and buying a new one makes sense when you still owe money on it.
Wed, April 28, 2021
On this episode of DIY Money, Quint and Daniel give advice on how to approach your money as a small business owner.
Mon, April 26, 2021
On this episode of DIY Money, Quint and Daniel talk about the pros and cons of online banking.
Wed, April 21, 2021
On this episode of DIY Money, Quint and Daniel give their take on the popular phrase of "Paying Yourself First".
Sun, April 18, 2021
On this episode of DIY Money, Quint and Daniel talk about how to choose investments within your 401K.
Wed, April 14, 2021
On this episode of DIY Money, Quint and Daniel talk about what to do once you pay off one debt and how to prepare for the next large purchase.
Mon, April 12, 2021
On this episode of DIY Money, Quint and Daniel talk about reporting income tax on selling personal items.
Wed, April 07, 2021
On this episode of DIY Money, Quint and Daniel talk about investing for kids and relatives.
Sun, April 04, 2021
On this episode of DIY Money, Quint and Daniel talk about investing in index funds vs leveraged ETFs.
Wed, March 31, 2021
On this episode of DIY Money, Quint and Daniel talk about why bond fund prices go down.
Sun, March 28, 2021
On this episode of DIY Money, Quint and Daniel talk about their thoughts on investing in Bitcoin.
Thu, March 25, 2021
On this episode of DIY Money, Quint and Daniel discuss the psychology behind charitable giving.
Sun, March 21, 2021
On this episode of DIY Money, Quint and Daniel give advice on how to invest for short to mid-term goals.
Wed, March 17, 2021
On this episode of DIY Money, Quint and Daniel talk about deciding an allocation based on account type.
Sun, March 14, 2021
On this episode of DIY Money, Quint and Daniel discuss whether acquiring a second job to pay off debt faster is worth the time and effort.
Wed, March 10, 2021
On this episode of DIY Money, Quint and Daniel give advice on getting into the financial planning field and becoming a CFP.
Sun, March 07, 2021
On this episode of DIY Money, Quint and Daniel discuss when it is appropriate to use a Home Equity Line of Credit.
Wed, March 03, 2021
On this episode of DIY Money, Quint and Daniel give advice on how to determine how much you should be saving to have enough for your retirement.
Mon, March 01, 2021
On this episode of DIY Money, Quint and Daniel discuss when to pay off debt versus using that money to make retirement contributions.
Wed, February 24, 2021
On this episode of DIY Money, Quint and Daniel discuss whether you should invest or pay off debt.
Sun, February 21, 2021
On this episode of DIY Money, Quint and Daniel talk about avoiding a lifestyle bloat.
Wed, February 17, 2021
On this episode of DIY Money, Quint and Daniel advise on when to pay-off a debt when you have the cash on hand.
Sun, February 14, 2021
On this episode of DIY Money, Quint and Daniel give advice on how they stay motivated to pay off debt.
Wed, February 10, 2021
On this episode of DIY Money, Quint and Daniel talk about buying employer stock options.
Sun, February 07, 2021
On this episode of DIY Money, Quint and Daniel discuss what they have in their portfolios and how they manage them for themselves. They also discuss how they handle capital gains.
Wed, February 03, 2021
On this episode of DIY Money, Quint and Daniel talk about renters insurance and how much coverage you should get.
Mon, February 01, 2021
On this episode of DIY Money, Quint and Daniel discuss Roth Conversions and how they work.
Fri, January 29, 2021
On this special episode of DIY Money, Quint and Daniel explain what you need to know about the GameStop stock frenzy.
Wed, January 27, 2021
On this episode of DIY Money, Quint and Daniel discuss the Roth IRA 5-Year rule.
Tue, January 26, 2021
On this episode of DIY Money, Quint and Daniel talk about what it takes to get started as a writer.
Wed, January 20, 2021
On this episode of DIY Money, Quint and Daniel talk about contributing to accounts other than your employer's 401K.
Sun, January 17, 2021
On this episode of DIY Money, Quint and Daniel go in-depth to explain the tax benefits of a Roth IRA.
Wed, January 13, 2021
On this episode of DIY Money, Quint and Daniel advise on how to clean up a portfolio of random investments.
Sun, January 10, 2021
On this episode of DIY Money, Quint and Daniel discuss how to balance out different savings goals.
Wed, January 06, 2021
On this episode of DIY Money, Quint and Daniel talk about the ins and outs of setting up a side hustle.
Sun, January 03, 2021
On this episode of DIY Money, Quint and Daniel talk about working with your parent's financial advisors and how you should engage with them to ensure you get the most out of their assistance.
Wed, December 30, 2020
On this episode of DIY Money, Quint and Daniel give advice to first home buyers.
Sun, December 27, 2020
On this episode of DIY Money, Quint and Daniel discuss tax implications when starting a new side hustle.
Wed, December 23, 2020
On this episode of DIY Money, Quint and Daniel give their recommendations on what to do when there is excess cash in the budget and whether to invest in a new business opportunity.
Sun, December 20, 2020
On this episode of DIY Money, Quint and Daniel discuss when you should consider downsizing homes.
Wed, December 16, 2020
On this episode of DIY Money, Quint and Daniel talk about what their strategies are when they come across a monthly budgeting surplus.
Sun, December 13, 2020
On this episode of DIY Money, Quint and Daniel discuss whether you should be saving more for retirement or pay off debt sooner?
Wed, December 09, 2020
On this episode of DIY Money, Quint and Daniel give advice on saving for unexpected family planning expenses.
Sun, December 06, 2020
On this episode of DIY Money, Quint and Daniel discuss how to determine the balance between the rate of return and the expense ratio of funds.
Wed, December 02, 2020
On this episode of DIY Money, Quint and Daniel discuss using a Roth IRA as a savings tool.
Mon, November 30, 2020
On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of an annuity retirement option.
Wed, November 25, 2020
On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of a pension.
Sun, November 22, 2020
On this episode of DIY Money, Quint and Daniel talk about the lifestyle creep of expenses and how to avoid it.
Wed, November 18, 2020
On this episode of DIY Money, Quint and Daniel give their advice on how young adults can set themselves up for success in the future.
Sun, November 15, 2020
On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds.
Wed, November 11, 2020
On this episode of DIY Money, Quint and Daniel discuss their thoughts on cash value life insurance and whether it is the right fit for you.
Sun, November 08, 2020
On this episode of DIY Money, Quint and Daniel talk all things from buying a house, paying off debt, and whether you should use your 401K to do so.
Wed, November 04, 2020
On this episode of DIY Money, Quint and Daniel discuss how to determine how much you should be planning on saving for retirement and whether the 4% withdrawal rule is still valid.
Sun, November 01, 2020
On this episode of DIY Money, Quint and Daniel discuss what you should expect when you are planning to meet with a financial advisor.
Wed, October 28, 2020
On this episode of DIY Money, Quint and Daniel give advice on how to legitimize a business.
Sun, October 25, 2020
On this episode of DIY Money, Quint and Daniel share their personal strategies for saving for short-term financial goals.
Wed, October 21, 2020
On this episode of DIY Money, Quint and Daniel talk about the differences between two different investment strategies and what may be best for you depending on your timeline.
Mon, October 19, 2020
On this episode of DIY Money, Quint and Daniel talk about the differences between investing in a total stock market index fund and an S&P 500 index fund.
Wed, October 14, 2020
On this episode of DIY Money, Quint and Daniel discuss saving and planning for a family member or a loved one with special needs.
Sun, October 11, 2020
On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large tax burden when you are maxing out your 401K.
Thu, October 08, 2020
On this episode on DIY Money, Quint and Daniel discuss whether you should pay off or close your credit cards before applying for a mortgage.
Mon, October 05, 2020
On this episode of DIY Money, Quint and Daniel discuss if it is worth it for you to refinance your mortgage.
Wed, September 30, 2020
Ashley Struble was let go from her job due to not being able to find child care during the Covid Pandemic. Rather than sit around and stew in frustration she took it upon herself to launch a side hustle which has quickly turned into a nice small business with outstanding returns. In this episode Quint talks to Ashley about exactly what she did and how you too can turn a small idea into a hefty profit.
Tue, September 29, 2020
On this episode of DIY Money, Quint and Daniel give their advice on living a financially happy marriage and why it is important to be on the same page with your spouse.
Wed, September 23, 2020
On this episode of DIY Money, Quint and Daniel discuss the pros and cons of using a credit card vs. paying with cash when making a purchase.
Sun, September 20, 2020
On this episode of DIY Money, Quint and Daniel talk about their personal approaches to purchasing a new car.
Wed, September 16, 2020
On this episode of DIY Money, Quint and Daniel discuss how to make the most of extra income.
Mon, September 14, 2020
On this episode of DIY Money, Quint and Daniel discuss ways on how to save money for your children's future.
Wed, September 09, 2020
On this episode of DIY Money, Quint and Daniel talk about the importance of a well-diversified portfolio.
Sun, September 06, 2020
On this episode of DIY Money, Quint and Daniel discuss caring financially for parents.
Wed, September 02, 2020
On this episode of DIY Money, Quint and Daniel discuss how much of your income you should spend on housing.
Sun, August 30, 2020
On this episode of DIY Money, Quint and Daniel talk about what to do if you panic sell and how to re-enter the market.
Mon, August 24, 2020
On this episode of DIY Money, Quint and Daniel discuss some tax-advantaged ways to pay student loans.
Wed, August 19, 2020
On this episode of DIY Money, Quint and Daniel discuss ways to repair and build your credit score.
Sun, August 16, 2020
On this episode of DIY Money, Quint and Daniel talk about their strategies for accruing for future expenses.
Wed, August 12, 2020
On this episode of DIY Money, Quint and Daniel discuss the differences of investing with a Robo Advisor or going a Self Directed route.
Sun, August 09, 2020
In this episode of DIY Money, Quint and Daniel discuss whether quitting your job to attend school is a good idea.
Wed, August 05, 2020
On this episode of DIY Money, Quint and Daniel discuss how to determine your salary as a small business owner and where to set aside for retirement.
Mon, August 03, 2020
On this episode of DIY Money, Quint and Daniel discuss where to park your cash for the use of a future home purchase.
Wed, July 29, 2020
On this episode of DIY Money, Quint and Daniel discuss what they've learned throughout this recent pandemic and the importance of being prepared for what could come next.
Sun, July 26, 2020
On this episode of DIY Money, Quint and Daniel discuss the benefits of reducing the tax withholdings on your paychecks and how to calculate your own withholdings.
Wed, July 22, 2020
On this episode of DIY Money, Quint and Daniel discuss avenues to create more margin and the importance of defining your own financial goals.
Sun, July 19, 2020
On this episode of DIY Money, Quint and Daniel discuss how you can use debt in your favor.
Wed, July 15, 2020
On this episode of DIY Money, Quint and Daniel discuss ways to use excess cash.
Sun, July 12, 2020
On this episode of DIY Money, Quint and Daniel go over the differences of investing with a Robo Advisor or in an Index Fund.
Thu, July 09, 2020
On this episode of DIY Money, Quint and Daniel discuss the possibility of student loan forgiveness in this upcoming election.
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