A recent survey by one of SA’s top financial institutions reveals that more that half of SA’s middle class spend their salaries in five days (or even less). Although this is shocking, it also leaves room for us to analyse why this is happening? Are South African’s not earning enough? Is debt suffocating the middle class? Or is it just a lack of financial management? On #SAfmLifeTimeLive with Criselda Dudumashe spoke to Gerald Mwandiambira  - Entrepreneur, author, financial expert.

https://linktr.ee/GERALDMWCFP to book financial planning session with Gerald. Gerald can advise International Clients from SA, Zimbabwe, Botswana, Nigeria, Ghana, Zambia, Kenya, UK, USA, Australia , Canada and Beyond.